Home > Union Federal Savings Bank > Income and Expense
Union Federal Savings Bank, Income and Expense
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $31,796,000 | 1,004 |
| Total interest expense | $19,437,000 | 732 |
| Net interest income | $12,359,000 | 1,463 |
| Provision for loan and lease losses | $3,116,000 | 419 |
| Total noninterest income | $6,142,000 | 803 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $6,142,000 | 565 |
| Total noninterest expense | $15,822,000 | 970 |
| Salaries and employee benefits | $5,919,000 | 1,137 |
| Premises and equipment expense | $2,126,000 | 1,004 |
| Additional noninterest expense | $7,777,000 | 842 |
| Pre-tax net operating income | $-437,000 | 12,366 |
| Securities gains (losses) | $-545,000 | 12,272 |
| Applicable income taxes | $-578,000 | 12,493 |
| Income before extraordinary items | $-404,000 | 12,321 |
| Extraordinary gains, net | $-2,775,000 | 12,596 |
| Net income | $-3,179,000 | 12,525 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $529,000 | 1,326 |
| Cash dividends | $4,261,000 | 623 |
| Sale, conversion, retirement of capital stock, net | $5,535,000 | 157 |
| Net operating income | $-55,200 | 12,132 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $34,430,000 | 940 |
| Total interest expense | $20,242,000 | 708 |
| Net interest income | $14,188,000 | 1,267 |
| Provision for loan and lease losses | $331,000 | 2,798 |
| Total noninterest income | $6,964,000 | 770 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $6,964,000 | 537 |
| Total noninterest expense | $11,622,000 | 1,319 |
| Salaries and employee benefits | $5,979,000 | 1,130 |
| Premises and equipment expense | $2,133,000 | 1,024 |
| Additional noninterest expense | $3,510,000 | 1,678 |
| Pre-tax net operating income | $9,199,000 | 801 |
| Securities gains (losses) | $286,000 | 1,346 |
| Applicable income taxes | $3,870,000 | 670 |
| Income before extraordinary items | $5,615,000 | 928 |
| Extraordinary gains, net | $300,000 | 714 |
| Net income | $5,915,000 | 926 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-318,000 | 13,179 |
| Cash dividends | $4,927,000 | 493 |
| Sale, conversion, retirement of capital stock, net | $351,000 | 666 |
| Net operating income | $5,431,960 | 900 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $36,706,000 | 1,007 |
| Total interest expense | $23,055,000 | 815 |
| Net interest income | $13,651,000 | 1,353 |
| Provision for loan and lease losses | $240,000 | 4,686 |
| Total noninterest income | $2,952,000 | 1,461 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $2,952,000 | 970 |
| Total noninterest expense | $8,686,000 | 1,748 |
| Salaries and employee benefits | $4,158,000 | 1,594 |
| Premises and equipment expense | $1,715,000 | 1,285 |
| Additional noninterest expense | $2,813,000 | 2,105 |
| Pre-tax net operating income | $7,677,000 | 841 |
| Securities gains (losses) | $-61,000 | 13,704 |
| Applicable income taxes | $2,642,000 | 874 |
| Income before extraordinary items | $4,974,000 | 958 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $4,974,000 | 962 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $113,000 | 5,610 |
| Cash dividends | $3,703,000 | 489 |
| Sale, conversion, retirement of capital stock, net | $185,000 | 750 |
| Net operating income | $5,013,650 | 864 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.