Home > Union Federal Bank of Indianapolis > Income and Expense

Union Federal Bank of Indianapolis, Income and Expense

2006-09-30 (YTD Data)		Rank
Total interest income	$111,173,000	316
Total interest expense	$59,350,000	262
Net interest income	$51,823,000	368
Provision for loan and lease losses	$2,118,000	377
Total noninterest income	$34,549,000	219
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	126
Additional Noninterest Income	$34,549,000	167
Total noninterest expense	$76,727,000	224
Salaries and employee benefits	$43,225,000	191
Premises and equipment expense	$13,719,000	163
Additional noninterest expense	$19,783,000	269
Pre-tax net operating income	$7,527,000	1,021
Securities gains (losses)	$-31,160,000	8,732
Applicable income taxes	$0	6,687
Income before extraordinary items	$-23,633,000	8,740
Extraordinary gains, net	$0	45
Net income	$-23,633,000	8,740
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$8,107,000	113
Cash dividends	$5,274,000	499
Sale, conversion, retirement of capital stock, net	$0	1,045
Net operating income	$7,527,000	771
2006-06-30 (YTD Data)		Rank
Total interest income	$76,048,000	308
Total interest expense	$38,938,000	262
Net interest income	$37,110,000	349
Provision for loan and lease losses	$2,758,000	213
Total noninterest income	$24,942,000	216
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	126
Additional Noninterest Income	$24,942,000	166
Total noninterest expense	$58,002,000	208
Salaries and employee benefits	$33,679,000	171
Premises and equipment expense	$10,570,000	149
Additional noninterest expense	$13,753,000	267
Pre-tax net operating income	$1,292,000	3,194
Securities gains (losses)	$-4,407,000	8,761
Applicable income taxes	$0	6,706
Income before extraordinary items	$-3,115,000	8,765
Extraordinary gains, net	$0	39
Net income	$-3,115,000	8,765
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$6,828,000	104
Cash dividends	$5,274,000	354
Sale, conversion, retirement of capital stock, net	$0	887
Net operating income	$1,292,000	2,616
2006-03-31 (YTD Data)		Rank
Total interest income	$39,354,000	294
Total interest expense	$19,452,000	251
Net interest income	$19,902,000	328
Provision for loan and lease losses	$1,046,000	258
Total noninterest income	$19,385,000	168
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	115
Additional Noninterest Income	$19,385,000	134
Total noninterest expense	$33,026,000	192
Salaries and employee benefits	$18,227,000	164
Premises and equipment expense	$6,000,000	138
Additional noninterest expense	$8,799,000	236
Pre-tax net operating income	$5,215,000	537
Securities gains (losses)	$-2,528,000	8,777
Applicable income taxes	$0	6,588
Income before extraordinary items	$2,687,000	718
Extraordinary gains, net	$0	21
Net income	$2,687,000	717
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$6,583,000	77
Cash dividends	$0	3,943
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$5,215,000	414
2005-12-31 (YTD Data)		Rank
Total interest income	$163,929,000	251
Total interest expense	$74,237,000	212
Net interest income	$89,692,000	283
Provision for loan and lease losses	$4,502,000	262
Total noninterest income	$64,498,000	189
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	138
Additional Noninterest Income	$64,498,000	144
Total noninterest expense	$215,312,000	138
Salaries and employee benefits	$130,151,000	101
Premises and equipment expense	$24,744,000	131
Additional noninterest expense	$60,417,000	171
Pre-tax net operating income	$-65,624,000	8,840
Securities gains (losses)	$45,744,000	19
Applicable income taxes	$0	6,964
Income before extraordinary items	$-19,880,000	8,829
Extraordinary gains, net	$0	46
Net income	$-19,880,000	8,829
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$7,207,000	171
Cash dividends	$0	6,054
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$-65,624,000	8,829
2005-09-30 (YTD Data)		Rank
Total interest income	$122,765,000	245
Total interest expense	$53,692,000	210
Net interest income	$69,073,000	280
Provision for loan and lease losses	$4,957,000	187
Total noninterest income	$62,973,000	167
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	126
Additional Noninterest Income	$62,973,000	132
Total noninterest expense	$160,654,000	136
Salaries and employee benefits	$98,469,000	104
Premises and equipment expense	$18,344,000	135
Additional noninterest expense	$43,841,000	174
Pre-tax net operating income	$-33,565,000	8,863
Securities gains (losses)	$42,726,000	21
Applicable income taxes	$0	6,976
Income before extraordinary items	$9,161,000	610
Extraordinary gains, net	$0	35
Net income	$9,161,000	610
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$6,204,000	153
Cash dividends	$0	5,317
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$-33,565,000	8,853
2005-06-30 (YTD Data)		Rank
Total interest income	$79,968,000	244
Total interest expense	$34,979,000	201
Net interest income	$44,989,000	276
Provision for loan and lease losses	$3,862,000	158
Total noninterest income	$26,666,000	209
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	116
Additional Noninterest Income	$26,666,000	166
Total noninterest expense	$105,257,000	137
Salaries and employee benefits	$64,743,000	106
Premises and equipment expense	$12,303,000	132
Additional noninterest expense	$28,211,000	172
Pre-tax net operating income	$-37,464,000	8,874
Securities gains (losses)	$25,330,000	21
Applicable income taxes	$0	6,961
Income before extraordinary items	$-12,134,000	8,863
Extraordinary gains, net	$0	30
Net income	$-12,134,000	8,863
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$4,622,000	130
Cash dividends	$0	5,072
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$-37,464,000	8,864
2005-03-31 (YTD Data)		Rank
Total interest income	$38,610,000	248
Total interest expense	$17,335,000	202
Net interest income	$21,275,000	290
Provision for loan and lease losses	$2,507,000	123
Total noninterest income	$29,133,000	137
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	115
Additional Noninterest Income	$29,133,000	106
Total noninterest expense	$52,212,000	143
Salaries and employee benefits	$32,118,000	108
Premises and equipment expense	$6,220,000	136
Additional noninterest expense	$13,874,000	176
Pre-tax net operating income	$-4,311,000	8,928
Securities gains (losses)	$5,617,000	31
Applicable income taxes	$0	6,892
Income before extraordinary items	$1,306,000	1,322
Extraordinary gains, net	$0	24
Net income	$1,306,000	1,324
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$2,122,000	144
Cash dividends	$0	3,863
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$-4,311,000	8,916
2004-12-31 (YTD Data)		Rank
Total interest income	$171,428,000	222
Total interest expense	$56,950,000	194
Net interest income	$114,478,000	225
Provision for loan and lease losses	$3,463,000	341
Total noninterest income	$119,837,000	141
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	138
Additional Noninterest Income	$119,837,000	104
Total noninterest expense	$233,039,000	128
Salaries and employee benefits	$143,571,000	93
Premises and equipment expense	$26,796,000	123
Additional noninterest expense	$62,672,000	166
Pre-tax net operating income	$-2,187,000	8,907
Securities gains (losses)	$31,450,000	27
Applicable income taxes	$-4,000	8,541
Income before extraordinary items	$29,267,000	292
Extraordinary gains, net	$0	34
Net income	$29,267,000	292
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$10,279,000	142
Cash dividends	$33,102,000	167
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$-2,183,000	8,908
2004-09-30 (YTD Data)		Rank
Total interest income	$130,036,000	220
Total interest expense	$42,087,000	192
Net interest income	$87,949,000	225
Provision for loan and lease losses	$7,464,000	151
Total noninterest income	$67,881,000	163
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	134
Additional Noninterest Income	$67,881,000	127
Total noninterest expense	$174,327,000	132
Salaries and employee benefits	$108,160,000	96
Premises and equipment expense	$19,958,000	128
Additional noninterest expense	$46,209,000	170
Pre-tax net operating income	$-25,961,000	9,026
Securities gains (losses)	$63,992,000	15
Applicable income taxes	$-4,000	8,693
Income before extraordinary items	$38,035,000	203
Extraordinary gains, net	$0	26
Net income	$38,035,000	204
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$5,651,000	176
Cash dividends	$33,102,000	132
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$-25,957,000	9,018
2004-06-30 (YTD Data)		Rank
Total interest income	$88,545,000	214
Total interest expense	$27,993,000	188
Net interest income	$60,552,000	217
Provision for loan and lease losses	$5,494,000	149
Total noninterest income	$58,726,000	146
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$1,922,000	51
Additional Noninterest Income	$56,804,000	115
Total noninterest expense	$116,565,000	131
Salaries and employee benefits	$72,765,000	99
Premises and equipment expense	$13,063,000	130
Additional noninterest expense	$30,737,000	170
Pre-tax net operating income	$-2,781,000	9,059
Securities gains (losses)	$48,423,000	14
Applicable income taxes	$-4,000	8,743
Income before extraordinary items	$45,646,000	142
Extraordinary gains, net	$0	21
Net income	$45,646,000	143
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$2,658,000	218
Cash dividends	$33,102,000	96
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$-2,777,000	9,050
2004-03-31 (YTD Data)		Rank
Total interest income	$44,846,000	211
Total interest expense	$14,071,000	189
Net interest income	$30,775,000	215
Provision for loan and lease losses	$2,645,000	156
Total noninterest income	$-792,000	9,114
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	121
Additional Noninterest Income	$-792,000	9,128
Total noninterest expense	$56,591,000	134
Salaries and employee benefits	$35,063,000	100
Premises and equipment expense	$6,522,000	132
Additional noninterest expense	$15,006,000	169
Pre-tax net operating income	$-29,253,000	9,125
Securities gains (losses)	$44,497,000	14
Applicable income taxes	$0	7,103
Income before extraordinary items	$15,244,000	179
Extraordinary gains, net	$0	16
Net income	$15,244,000	180
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$557,000	393
Cash dividends	$11,062,000	110
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$-29,253,000	9,112
2003-12-31 (YTD Data)		Rank
Total interest income	$177,435,000	211
Total interest expense	$54,428,000	208
Net interest income	$123,007,000	209
Provision for loan and lease losses	$27,594,000	115
Total noninterest income	$77,142,000	180
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$846,000	82
Additional Noninterest Income	$76,296,000	139
Total noninterest expense	$238,029,000	131
Salaries and employee benefits	$143,384,000	101
Premises and equipment expense	$22,952,000	144
Additional noninterest expense	$71,693,000	154
Pre-tax net operating income	$-65,474,000	9,186
Securities gains (losses)	$137,724,000	16
Applicable income taxes	$0	7,459
Income before extraordinary items	$72,250,000	153
Extraordinary gains, net	$0	54
Net income	$72,250,000	154
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$23,673,000	120
Cash dividends	$22,461,000	218
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$-65,474,000	9,175
2003-09-30 (YTD Data)		Rank
Total interest income	$132,656,000	214
Total interest expense	$40,954,000	215
Net interest income	$91,702,000	210
Provision for loan and lease losses	$15,701,000	144
Total noninterest income	$65,372,000	169
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$846,000	77
Additional Noninterest Income	$64,526,000	132
Total noninterest expense	$174,754,000	134
Salaries and employee benefits	$108,706,000	98
Premises and equipment expense	$16,635,000	147
Additional noninterest expense	$49,413,000	163
Pre-tax net operating income	$-33,381,000	9,242
Securities gains (losses)	$110,402,000	17
Applicable income taxes	$0	7,524
Income before extraordinary items	$77,021,000	128
Extraordinary gains, net	$0	40
Net income	$77,021,000	128
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$17,929,000	120
Cash dividends	$13,553,000	259
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$-33,381,000	9,228
2003-06-30 (YTD Data)		Rank
Total interest income	$89,102,000	216
Total interest expense	$28,338,000	215
Net interest income	$60,764,000	213
Provision for loan and lease losses	$12,818,000	129
Total noninterest income	$9,169,000	447
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$846,000	71
Additional Noninterest Income	$8,323,000	347
Total noninterest expense	$108,961,000	138
Salaries and employee benefits	$70,062,000	99
Premises and equipment expense	$10,775,000	152
Additional noninterest expense	$28,124,000	181
Pre-tax net operating income	$-51,846,000	9,277
Securities gains (losses)	$95,672,000	15
Applicable income taxes	$0	7,529
Income before extraordinary items	$43,826,000	145
Extraordinary gains, net	$0	30
Net income	$43,826,000	145
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$15,391,000	106
Cash dividends	$8,667,000	236
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$-51,846,000	9,266
2003-03-31 (YTD Data)		Rank
Total interest income	$43,176,000	224
Total interest expense	$14,660,000	216
Net interest income	$28,516,000	227
Provision for loan and lease losses	$7,448,000	116
Total noninterest income	$12,431,000	236
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$846,000	59
Additional Noninterest Income	$11,585,000	193
Total noninterest expense	$49,900,000	145
Salaries and employee benefits	$32,198,000	112
Premises and equipment expense	$5,223,000	154
Additional noninterest expense	$12,479,000	195
Pre-tax net operating income	$-16,401,000	9,320
Securities gains (losses)	$38,767,000	18
Applicable income taxes	$0	7,403
Income before extraordinary items	$22,366,000	142
Extraordinary gains, net	$0	21
Net income	$22,366,000	142
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$3,311,000	157
Cash dividends	$0	3,930
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$-16,401,000	9,310
2002-12-31 (YTD Data)		Rank
Total interest income	$177,514,000	226
Total interest expense	$66,643,000	222
Net interest income	$110,871,000	232
Provision for loan and lease losses	$22,522,000	153
Total noninterest income	$47,254,000	234
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$3,738,000	50
Additional Noninterest Income	$43,516,000	190
Total noninterest expense	$177,713,000	153
Salaries and employee benefits	$115,172,000	113
Premises and equipment expense	$19,197,000	162
Additional noninterest expense	$43,344,000	215
Pre-tax net operating income	$-42,110,000	9,356
Securities gains (losses)	$94,728,000	24
Applicable income taxes	$0	7,681
Income before extraordinary items	$52,618,000	191
Extraordinary gains, net	$0	70
Net income	$52,618,000	191
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$8,103,000	242
Cash dividends	$32,457,000	170
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$-42,110,000	9,345
2001-12-31 (YTD Data)		Rank
Total interest income	$174,244,000	263
Total interest expense	$85,902,000	250
Net interest income	$88,342,000	269
Provision for loan and lease losses	$13,805,000	200
Total noninterest income	$90,097,000	162
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$-2,750,000	9,599
Additional Noninterest Income	$92,847,000	127
Total noninterest expense	$145,575,000	175
Salaries and employee benefits	$93,125,000	119
Premises and equipment expense	$18,004,000	160
Additional noninterest expense	$34,446,000	257
Pre-tax net operating income	$19,059,000	445
Securities gains (losses)	$21,147,000	49
Applicable income taxes	$0	7,903
Income before extraordinary items	$40,206,000	213
Extraordinary gains, net	$0	105
Net income	$40,206,000	212
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$11,298,000	199
Cash dividends	$14,000,000	292
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$19,059,000	324
2000-12-31 (YTD Data)		Rank
Total interest income	$143,768,000	325
Total interest expense	$79,419,000	304
Net interest income	$64,349,000	337
Provision for loan and lease losses	$15,008,000	162
Total noninterest income	$76,594,000	177
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	180
Additional Noninterest Income	$76,594,000	141
Total noninterest expense	$116,897,000	202
Salaries and employee benefits	$73,406,000	141
Premises and equipment expense	$18,217,000	164
Additional noninterest expense	$25,274,000	301
Pre-tax net operating income	$9,038,000	851
Securities gains (losses)	$22,542,000	14
Applicable income taxes	$402,000	3,973
Income before extraordinary items	$31,178,000	246
Extraordinary gains, net	$0	38
Net income	$31,178,000	246
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$13,394,000	162
Cash dividends	$17,080,000	268
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$8,861,420	627
1999-12-31 (YTD Data)		Rank
Total interest income	$118,930,000	353
Total interest expense	$53,468,000	362
Net interest income	$65,462,000	338
Provision for loan and lease losses	$7,801,000	237
Total noninterest income	$72,470,000	192
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	173
Additional Noninterest Income	$72,470,000	155
Total noninterest expense	$122,936,000	194
Salaries and employee benefits	$75,276,000	141
Premises and equipment expense	$21,393,000	140
Additional noninterest expense	$26,267,000	309
Pre-tax net operating income	$7,195,000	1,082
Securities gains (losses)	$20,736,000	23
Applicable income taxes	$0	8,765
Income before extraordinary items	$27,931,000	290
Extraordinary gains, net	$0	35
Net income	$27,931,000	291
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-2,258,000	10,214
Cash dividends	$99,342,000	92
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$7,195,000	788
1998-12-31 (YTD Data)		Rank
Total interest income	$147,033,000	282
Total interest expense	$76,409,000	270
Net interest income	$70,624,000	298
Provision for loan and lease losses	$7,511,000	247
Total noninterest income	$126,840,000	144
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	224
Additional Noninterest Income	$126,840,000	110
Total noninterest expense	$144,308,000	174
Salaries and employee benefits	$84,439,000	120
Premises and equipment expense	$27,233,000	123
Additional noninterest expense	$32,636,000	268
Pre-tax net operating income	$45,645,000	242
Securities gains (losses)	$42,047,000	21
Applicable income taxes	$0	9,340
Income before extraordinary items	$87,692,000	131
Extraordinary gains, net	$0	32
Net income	$87,692,000	132
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$9,119,000	206
Cash dividends	$40,000,000	165
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$45,645,000	193
1997-12-31 (YTD Data)		Rank
Total interest income	$163,892,000	274
Total interest expense	$102,633,000	228
Net interest income	$61,259,000	345
Provision for loan and lease losses	$7,929,000	241
Total noninterest income	$75,812,000	170
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	239
Additional Noninterest Income	$75,812,000	126
Total noninterest expense	$120,758,000	193
Salaries and employee benefits	$75,331,000	132
Premises and equipment expense	$25,233,000	128
Additional noninterest expense	$20,194,000	335
Pre-tax net operating income	$8,384,000	976
Securities gains (losses)	$29,159,000	19
Applicable income taxes	$0	10,065
Income before extraordinary items	$37,543,000	217
Extraordinary gains, net	$0	44
Net income	$37,543,000	217
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$2,673,000	418
Cash dividends	$44,365,000	139
Sale, conversion, retirement of capital stock, net	$0	1,030
Net operating income	$8,384,000	665
1996-12-31 (YTD Data)		Rank
Total interest income	$135,617,000	344
Total interest expense	$76,752,000	309
Net interest income	$58,865,000	387
Provision for loan and lease losses	$2,689,000	490
Total noninterest income	$84,542,000	173
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	262
Additional Noninterest Income	$84,542,000	123
Total noninterest expense	$128,448,000	211
Salaries and employee benefits	$76,244,000	138
Premises and equipment expense	$24,413,000	143
Additional noninterest expense	$27,791,000	345
Pre-tax net operating income	$12,270,000	664
Securities gains (losses)	$-2,836,000	11,437
Applicable income taxes	$6,501,000	484
Income before extraordinary items	$2,933,000	1,693
Extraordinary gains, net	$0	53
Net income	$2,933,000	1,694
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,223,000	788
Cash dividends	$20,000,000	276
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$4,748,040	1,071
1995-12-31 (YTD Data)		Rank
Total interest income	$117,040,000	400
Total interest expense	$80,051,000	316
Net interest income	$36,989,000	566
Provision for loan and lease losses	$179,000	3,304
Total noninterest income	$46,225,000	242
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	522
Additional Noninterest Income	$46,225,000	167
Total noninterest expense	$81,815,000	292
Salaries and employee benefits	$38,976,000	239
Premises and equipment expense	$13,932,000	227
Additional noninterest expense	$28,907,000	337
Pre-tax net operating income	$1,220,000	5,186
Securities gains (losses)	$8,190,000	35
Applicable income taxes	$11,574,000	340
Income before extraordinary items	$-2,164,000	11,911
Extraordinary gains, net	$16,533,000	2
Net income	$14,369,000	455
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$4,647,000	331
Cash dividends	$250,000	4,947
Sale, conversion, retirement of capital stock, net	NA	NA
Net operating income	$-7,405,600	11,952
1994-12-31 (YTD Data)		Rank
Total interest income	$99,193,000	407
Total interest expense	$54,029,000	351
Net interest income	$45,164,000	479
Provision for loan and lease losses	$-180,000	12,298
Total noninterest income	$30,311,000	305
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	475
Additional Noninterest Income	$30,311,000	219
Total noninterest expense	$67,926,000	322
Salaries and employee benefits	$18,806,000	418
Premises and equipment expense	$8,411,000	334
Additional noninterest expense	$40,709,000	267
Pre-tax net operating income	$7,729,000	996
Securities gains (losses)	$1,209,000	147
Applicable income taxes	$1,723,000	1,366
Income before extraordinary items	$7,215,000	744
Extraordinary gains, net	$1,109,000	15
Net income	$8,324,000	663
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$2,613,000	456
Cash dividends	$0	8,932
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$6,235,710	843
1993-12-31 (YTD Data)		Rank
Total interest income	$106,319,000	376
Total interest expense	$48,208,000	370
Net interest income	$58,111,000	384
Provision for loan and lease losses	$5,634,000	404
Total noninterest income	$44,964,000	230
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	532
Additional Noninterest Income	$44,964,000	145
Total noninterest expense	$94,163,000	251
Salaries and employee benefits	$15,536,000	490
Premises and equipment expense	$7,144,000	378
Additional noninterest expense	$71,483,000	174
Pre-tax net operating income	$3,278,000	2,073
Securities gains (losses)	$28,035,000	26
Applicable income taxes	$3,782,000	681
Income before extraordinary items	$27,531,000	254
Extraordinary gains, net	$0	3,149
Net income	$27,531,000	260
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$4,338,000	452
Cash dividends	$0	9,081
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$2,860,200	1,657
1992-12-31 (YTD Data)		Rank
Total interest income	$109,972,000	410
Total interest expense	$57,979,000	383
Net interest income	$51,993,000	436
Provision for loan and lease losses	$6,671,000	494
Total noninterest income	$50,207,000	204
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	504
Additional Noninterest Income	$50,207,000	128
Total noninterest expense	$75,335,000	294
Salaries and employee benefits	$13,811,000	532
Premises and equipment expense	$6,634,000	412
Additional noninterest expense	$54,890,000	226
Pre-tax net operating income	$20,194,000	343
Securities gains (losses)	$23,644,000	52
Applicable income taxes	$18,841,000	152
Income before extraordinary items	$24,997,000	231
Extraordinary gains, net	$160,000	529
Net income	$25,157,000	232
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$6,032,000	461
Cash dividends	$8,660,000	242
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$9,864,840	449

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.