Home > Union Federal Bank of Indianapolis > Net charge- offs to loans
Union Federal Bank of Indianapolis, Net charge- offs to loans
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6671% | 419 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7209% | 116 |
| Percentage Net Loans Charged-off:Construction & development | 2.7331% | 38 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5709% | 232 |
| Percentage Net Loans Charged-off: Home equity loans | 4.6054% | 19 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3363% | 408 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3144% | 1,656 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9702% | 1,357 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7996% | 348 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8922% | 98 |
| Percentage Net Loans Charged-off:Construction & development | 3.5905% | 24 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6586% | 195 |
| Percentage Net Loans Charged-off: Home equity loans | 5.7324% | 11 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3202% | 412 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1543% | 1,849 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2124% | 1,021 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4245% | 167 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.3989% | 46 |
| Percentage Net Loans Charged-off:Construction & development | 5.6732% | 7 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9880% | 103 |
| Percentage Net Loans Charged-off: Home equity loans | 8.7149% | 7 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3614% | 324 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6677% | 420 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2553% | 498 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3300% | 1,396 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3173% | 410 |
| Percentage Net Loans Charged-off:Construction & development | 1.5408% | 67 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,340 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1824% | 905 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2002% | 869 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4158% | 2,091 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2346% | 1,394 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3801% | 1,031 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3317% | 348 |
| Percentage Net Loans Charged-off:Construction & development | 1.6362% | 61 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1876% | 770 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2052% | 722 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7940% | 1,151 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3907% | 1,053 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4367% | 863 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3520% | 339 |
| Percentage Net Loans Charged-off:Construction & development | 1.8911% | 54 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1740% | 781 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1898% | 727 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1515% | 835 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9475% | 640 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4080% | 859 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1946% | 526 |
| Percentage Net Loans Charged-off:Construction & development | 0.7270% | 75 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1378% | 771 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1495% | 709 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.3415% | 389 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7037% | 843 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4480% | 1,266 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1842% | 1,010 |
| Percentage Net Loans Charged-off:Construction & development | 0.5133% | 212 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,548 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1515% | 1,203 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1598% | 1,149 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.4547% | 370 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2787% | 1,518 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,629 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3213% | 1,550 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1762% | 888 |
| Percentage Net Loans Charged-off:Construction & development | 0.6637% | 156 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1204% | 1,212 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1263% | 1,159 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.0206% | 631 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3107% | 1,334 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,504 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2193% | 2,082 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1517% | 966 |
| Percentage Net Loans Charged-off:Construction & development | 0.6361% | 151 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0946% | 1,255 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0988% | 1,191 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9815% | 1,062 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5778% | 1,046 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,362 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0892% | 3,032 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0605% | 1,257 |
| Percentage Net Loans Charged-off:Construction & development | 0.4478% | 143 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0097% | 1,518 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0101% | 1,412 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2380% | 1,527 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.7562% | 548 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,093 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9451% | 643 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2552% | 882 |
| Percentage Net Loans Charged-off:Construction & development | 1.2513% | 170 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,593 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1102% | 1,676 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1135% | 1,637 |
| Percentage Net Loans Charged-off: Commercial and industrial | 10.5648% | 92 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2479% | 1,775 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,842 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9573% | 538 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2972% | 637 |
| Percentage Net Loans Charged-off:Construction & development | 1.5934% | 123 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1005% | 1,469 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1033% | 1,425 |
| Percentage Net Loans Charged-off: Commercial and industrial | 10.2449% | 95 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2607% | 1,620 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,741 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2529% | 391 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3415% | 527 |
| Percentage Net Loans Charged-off:Construction & development | 1.9068% | 90 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0917% | 1,325 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0941% | 1,295 |
| Percentage Net Loans Charged-off: Commercial and industrial | 13.8116% | 55 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1469% | 1,769 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,566 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5370% | 1,016 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0716% | 1,261 |
| Percentage Net Loans Charged-off:Construction & development | 0.0217% | 299 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0862% | 1,088 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0882% | 1,032 |
| Percentage Net Loans Charged-off: Commercial and industrial | 6.5534% | 177 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1029% | 1,805 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,250 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3758% | 2,239 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0584% | 2,388 |
| Percentage Net Loans Charged-off:Construction & development | 0.2029% | 504 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0380% | 2,498 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0388% | 2,403 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.2696% | 441 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0237% | 2,320 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,947 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5663% | 1,423 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0892% | 1,795 |
| Percentage Net Loans Charged-off:Construction & development | 0.6158% | 282 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0249% | 2,579 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0252% | 2,461 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.4202% | 411 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2113% | 1,761 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 2,107 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8991% | 654 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0132% | 725 |
| Percentage Net Loans Charged-off:Construction & development | 0.0136% | 231 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0151% | 690 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 364 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0153% | 643 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.6744% | 30 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.4183% | 39 |
| Percentage Net Loans Charged-off: Credit card loans | 23.7370% | 26 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 385 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1543% | 9,882 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.5443% | 1,530 |
| Percentage Net Loans Charged-off:Construction & development | 0.0492% | 169 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 415 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.6494% | 1,524 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 369 |
| All other 1-4 family - Percent of loans charged-off, net | -0.6559% | 1,523 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2877% | 572 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.4492% | 98 |
| Percentage Net Loans Charged-off: Credit card loans | 4.9513% | 151 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 415 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5127% | 1,415 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4758% | 41 |
| Percentage Net Loans Charged-off:Construction & development | 0.1748% | 101 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 457 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5023% | 41 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 385 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5035% | 44 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2121% | 604 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3629% | 174 |
| Percentage Net Loans Charged-off: Credit card loans | 3.1111% | 389 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1351% | 4,822 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0226% | 715 |
| Percentage Net Loans Charged-off:Construction & development | 0.1094% | 145 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 477 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0188% | 778 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0188% | 724 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4275% | 376 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.0128% | 130 |
| Percentage Net Loans Charged-off: Credit card loans | 4.4596% | 267 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 386 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0824% | 6,164 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0124% | 870 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 284 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 559 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0130% | 851 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0130% | 806 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 891 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6064% | 295 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0354% | 1,053 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 444 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3962% | 2,187 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3789% | 198 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 344 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 615 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 281 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3953% | 109 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.3918% | 113 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 798 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5963% | 681 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0805% | 1,010 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 433 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2264% | 3,691 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2322% | 364 |
| Percentage Net Loans Charged-off:Construction & development | 0.0285% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 668 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 332 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2427% | 224 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.2427% | 233 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 761 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1843% | 1,046 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 989 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3601% | 3,629 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1246% | 693 |
| Percentage Net Loans Charged-off:Construction & development | 0.7603% | 291 |
| Percentage Net Loans Charged-off: Commercial real estate | 3.0673% | 98 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 368 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0566% | 659 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0566% | 631 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9869% | 182 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4265% | 925 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5617% | 3,846 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4328% | 517 |
| Percentage Net Loans Charged-off:Construction & development | -0.1608% | 1,453 |
| Percentage Net Loans Charged-off: Commercial real estate | 5.9943% | 44 |
| Percentage Net Loans Charged-off: Multi-family residential | 4.0469% | 94 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3277% | 262 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.3277% | 277 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3963% | 405 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8049% | 927 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |