Home > Union Federal Bank, A federal savings bank > Income and Expense
Union Federal Bank, A federal savings bank, Income and Expense
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $26,965,000 | 1,279 |
| Total interest expense | $19,864,000 | 889 |
| Net interest income | $7,101,000 | 2,529 |
| Provision for loan and lease losses | $8,004,000 | 218 |
| Total noninterest income | $8,003,000 | 703 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $8,003,000 | 498 |
| Total noninterest expense | $17,983,000 | 871 |
| Salaries and employee benefits | $6,122,000 | 1,107 |
| Premises and equipment expense | $4,286,000 | 560 |
| Additional noninterest expense | $7,575,000 | 825 |
| Pre-tax net operating income | $-10,883,000 | 11,988 |
| Securities gains (losses) | $-17,528,000 | 11,963 |
| Applicable income taxes | $-2,300,000 | 11,937 |
| Income before extraordinary items | $-26,111,000 | 11,965 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $-26,111,000 | 11,965 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,883,000 | 133 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $-9,985,240 | 11,957 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $58,815,000 | 609 |
| Total interest expense | $33,156,000 | 498 |
| Net interest income | $25,659,000 | 757 |
| Provision for loan and lease losses | $10,766,000 | 182 |
| Total noninterest income | $1,290,000 | 2,596 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $1,290,000 | 1,549 |
| Total noninterest expense | $35,328,000 | 509 |
| Salaries and employee benefits | $11,365,000 | 633 |
| Premises and equipment expense | $6,084,000 | 424 |
| Additional noninterest expense | $17,879,000 | 475 |
| Pre-tax net operating income | $-19,145,000 | 12,620 |
| Securities gains (losses) | $-2,739,000 | 12,516 |
| Applicable income taxes | $0 | 11,630 |
| Income before extraordinary items | $-21,884,000 | 12,585 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $-21,884,000 | 12,584 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,209,000 | 151 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $-19,145,000 | 12,586 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $76,538,000 | 488 |
| Total interest expense | $48,009,000 | 371 |
| Net interest income | $28,529,000 | 691 |
| Provision for loan and lease losses | $20,507,000 | 155 |
| Total noninterest income | $3,243,000 | 1,370 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $3,243,000 | 907 |
| Total noninterest expense | $50,893,000 | 399 |
| Salaries and employee benefits | $12,838,000 | 575 |
| Premises and equipment expense | $7,631,000 | 360 |
| Additional noninterest expense | $30,424,000 | 347 |
| Pre-tax net operating income | $-39,628,000 | 13,299 |
| Securities gains (losses) | $7,976,000 | 100 |
| Applicable income taxes | $1,000 | 12,075 |
| Income before extraordinary items | $-31,653,000 | 13,256 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $-31,653,000 | 13,256 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,260,000 | 217 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $44,100,000 | 37 |
| Net operating income | $-39,629,000 | 13,262 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $112,382,000 | 402 |
| Total interest expense | $86,865,000 | 286 |
| Net interest income | $25,517,000 | 778 |
| Provision for loan and lease losses | $9,936,000 | 369 |
| Total noninterest income | $1,399,000 | 2,524 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $1,399,000 | 1,586 |
| Total noninterest expense | $53,937,000 | 382 |
| Salaries and employee benefits | $13,829,000 | 531 |
| Premises and equipment expense | $9,103,000 | 313 |
| Additional noninterest expense | $31,005,000 | 333 |
| Pre-tax net operating income | $-36,957,000 | 13,939 |
| Securities gains (losses) | $8,459,000 | 134 |
| Applicable income taxes | $-10,562,000 | 13,919 |
| Income before extraordinary items | $-17,936,000 | 13,895 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $-17,936,000 | 13,891 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,196,000 | 229 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $-23,349,760 | 13,895 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.