Home > Union Community Bank > Income and Expense

Union Community Bank, Income and Expense

2018-12-31 (YTD Data)Rank
Total interest income$23,528,0001,255
Total interest expense$2,699,0001,549
Net interest income$20,829,0001,193
Provision for loan and lease losses$04,082
Total noninterest income$3,599,0001,360
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$720,0001,495
Trading account gains and fees$0126
Additional Noninterest Income$2,879,0001,177
Total noninterest expense$17,052,0001,204
Salaries and employee benefits$9,313,0001,236
Premises and equipment expense$2,091,0001,126
Additional noninterest expense$5,648,0001,131
Pre-tax net operating income$7,376,0001,299
Securities gains (losses)$2,000956
Applicable income taxes$1,361,0001,126
Income before extraordinary items$6,017,0001,354
Extraordinary gains, net$06
Net income$6,017,0001,352
Minority interest net income$072
Net income of bank and minority interests.$6,017,0001,353
Net charge-offs$-27,0004,747
Cash dividends$350,0003,259
Sale, conversion, retirement of capital stock, net$0671
Net operating income$6,015,3601,345
2018-09-30 (YTD Data)Rank
Total interest income$17,837,0001,222
Total interest expense$1,859,0001,581
Net interest income$15,978,0001,173
Provision for loan and lease losses$03,948
Total noninterest income$2,651,0001,393
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$547,0001,487
Trading account gains and fees$0138
Additional Noninterest Income$2,104,0001,209
Total noninterest expense$12,664,0001,214
Salaries and employee benefits$6,957,0001,241
Premises and equipment expense$1,577,0001,125
Additional noninterest expense$4,130,0001,149
Pre-tax net operating income$5,965,0001,235
Securities gains (losses)$2,000952
Applicable income taxes$1,115,0001,079
Income before extraordinary items$4,852,0001,307
Extraordinary gains, net$05
Net income$4,852,0001,306
Minority interest net income$066
Net income of bank and minority interests.$4,852,0001,306
Net charge-offs$-4,0004,251
Cash dividends$03,618
Sale, conversion, retirement of capital stock, net$0633
Net operating income$4,850,3801,295
2018-06-30 (YTD Data)Rank
Total interest income$12,005,0001,196
Total interest expense$1,229,0001,518
Net interest income$10,776,0001,153
Provision for loan and lease losses$03,782
Total noninterest income$1,745,0001,408
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$369,0001,466
Trading account gains and fees$0130
Additional Noninterest Income$1,376,0001,230
Total noninterest expense$8,484,0001,214
Salaries and employee benefits$4,658,0001,244
Premises and equipment expense$1,094,0001,087
Additional noninterest expense$2,732,0001,158
Pre-tax net operating income$4,037,0001,210
Securities gains (losses)$0961
Applicable income taxes$757,0001,060
Income before extraordinary items$3,280,0001,262
Extraordinary gains, net$06
Net income$3,280,0001,261
Minority interest net income$065
Net income of bank and minority interests.$3,280,0001,261
Net charge-offs$-44,0004,983
Cash dividends$03,485
Sale, conversion, retirement of capital stock, net$0620
Net operating income$3,280,0001,257
2018-03-31 (YTD Data)Rank
Total interest income$5,761,0001,230
Total interest expense$566,0001,565
Net interest income$5,195,0001,189
Provision for loan and lease losses$03,508
Total noninterest income$897,0001,371
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$186,0001,463
Trading account gains and fees$0123
Additional Noninterest Income$711,0001,187
Total noninterest expense$4,265,0001,209
Salaries and employee benefits$2,396,0001,217
Premises and equipment expense$571,0001,062
Additional noninterest expense$1,298,0001,199
Pre-tax net operating income$1,827,0001,277
Securities gains (losses)$0735
Applicable income taxes$359,0001,078
Income before extraordinary items$1,468,0001,347
Extraordinary gains, net$07
Net income$1,468,0001,347
Minority interest net income$052
Net income of bank and minority interests.$1,468,0001,347
Net charge-offs$27,0001,506
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$0580
Net operating income$1,468,0001,340
2017-12-31 (YTD Data)Rank
Total interest income$21,060,0001,296
Total interest expense$1,808,0001,660
Net interest income$19,252,0001,257
Provision for loan and lease losses$817,0001,031
Total noninterest income$3,466,0001,424
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$772,0001,460
Trading account gains and fees$0151
Additional Noninterest Income$2,694,0001,259
Total noninterest expense$16,896,0001,201
Salaries and employee benefits$9,334,0001,225
Premises and equipment expense$2,139,0001,092
Additional noninterest expense$5,423,0001,175
Pre-tax net operating income$5,005,0001,709
Securities gains (losses)$02,243
Applicable income taxes$2,105,0001,236
Income before extraordinary items$2,900,0002,105
Extraordinary gains, net$09
Net income$2,900,0002,106
Minority interest net income$076
Net income of bank and minority interests.$2,900,0002,106
Net charge-offs$-19,0004,936
Cash dividends$2,500,0001,179
Sale, conversion, retirement of capital stock, net$0711
Net operating income$2,900,0002,087
2017-09-30 (YTD Data)Rank
Total interest income$15,413,0001,319
Total interest expense$1,296,0001,702
Net interest income$14,117,0001,284
Provision for loan and lease losses$634,000992
Total noninterest income$2,541,0001,456
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$572,0001,482
Trading account gains and fees$0145
Additional Noninterest Income$1,969,0001,293
Total noninterest expense$12,501,0001,221
Salaries and employee benefits$6,791,0001,260
Premises and equipment expense$1,629,0001,097
Additional noninterest expense$4,081,0001,158
Pre-tax net operating income$3,523,0001,823
Securities gains (losses)$02,274
Applicable income taxes$986,0001,476
Income before extraordinary items$2,537,0002,010
Extraordinary gains, net$09
Net income$2,537,0002,009
Minority interest net income$071
Net income of bank and minority interests.$2,537,0002,010
Net charge-offs$-49,0005,151
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$0677
Net operating income$2,537,0001,979
2017-06-30 (YTD Data)Rank
Total interest income$9,997,0001,340
Total interest expense$817,0001,747
Net interest income$9,180,0001,306
Provision for loan and lease losses$459,000903
Total noninterest income$1,751,0001,438
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$382,0001,468
Trading account gains and fees$0139
Additional Noninterest Income$1,369,0001,258
Total noninterest expense$8,325,0001,230
Salaries and employee benefits$4,528,0001,264
Premises and equipment expense$1,109,0001,072
Additional noninterest expense$2,688,0001,172
Pre-tax net operating income$2,147,0001,927
Securities gains (losses)$01,906
Applicable income taxes$591,0001,548
Income before extraordinary items$1,556,0002,089
Extraordinary gains, net$011
Net income$1,556,0002,089
Minority interest net income$071
Net income of bank and minority interests.$1,556,0002,089
Net charge-offs$20,0002,580
Cash dividends$03,544
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,556,0002,055
2017-03-31 (YTD Data)Rank
Total interest income$4,860,0001,363
Total interest expense$400,0001,756
Net interest income$4,460,0001,329
Provision for loan and lease losses$256,000772
Total noninterest income$844,0001,455
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$186,0001,495
Trading account gains and fees$0142
Additional Noninterest Income$658,0001,276
Total noninterest expense$4,232,0001,227
Salaries and employee benefits$2,251,0001,283
Premises and equipment expense$621,000980
Additional noninterest expense$1,360,0001,166
Pre-tax net operating income$816,0002,250
Securities gains (losses)$01,153
Applicable income taxes$209,0001,824
Income before extraordinary items$607,0002,426
Extraordinary gains, net$08
Net income$607,0002,425
Minority interest net income$055
Net income of bank and minority interests.$607,0002,426
Net charge-offs$30,0001,649
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$0632
Net operating income$607,0002,404
2016-12-31 (YTD Data)Rank
Total interest income$18,759,0001,359
Total interest expense$1,517,0001,788
Net interest income$17,242,0001,326
Provision for loan and lease losses$521,0001,428
Total noninterest income$3,641,0001,439
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$808,0001,427
Trading account gains and fees$0170
Additional Noninterest Income$2,833,0001,252
Total noninterest expense$16,989,0001,199
Salaries and employee benefits$9,342,0001,215
Premises and equipment expense$2,310,0001,024
Additional noninterest expense$5,337,0001,197
Pre-tax net operating income$3,373,0002,186
Securities gains (losses)$8,0002,738
Applicable income taxes$805,0001,839
Income before extraordinary items$2,576,0002,353
Extraordinary gains, net$05
Net income$2,576,0002,350
Minority interest net income$082
Net income of bank and minority interests.$2,576,0002,352
Net charge-offs$239,0001,754
Cash dividends$3,500,000908
Sale, conversion, retirement of capital stock, net$0759
Net operating income$2,569,9202,307
2016-09-30 (YTD Data)Rank
Total interest income$13,922,0001,371
Total interest expense$1,103,0001,830
Net interest income$12,819,0001,340
Provision for loan and lease losses$450,0001,227
Total noninterest income$2,787,0001,409
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$602,0001,432
Trading account gains and fees$0169
Additional Noninterest Income$2,185,0001,230
Total noninterest expense$12,835,0001,196
Salaries and employee benefits$7,039,0001,215
Premises and equipment expense$1,758,0001,007
Additional noninterest expense$4,038,0001,198
Pre-tax net operating income$2,321,0002,375
Securities gains (losses)$8,0002,659
Applicable income taxes$528,0002,013
Income before extraordinary items$1,801,0002,511
Extraordinary gains, net$05
Net income$1,801,0002,512
Minority interest net income$071
Net income of bank and minority interests.$1,801,0002,512
Net charge-offs$122,0001,885
Cash dividends$03,792
Sale, conversion, retirement of capital stock, net$0719
Net operating income$1,794,8402,467
2016-06-30 (YTD Data)Rank
Total interest income$9,173,0001,386
Total interest expense$709,0001,885
Net interest income$8,464,0001,356
Provision for loan and lease losses$325,0001,174
Total noninterest income$1,836,0001,406
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$390,0001,464
Trading account gains and fees$0157
Additional Noninterest Income$1,446,0001,221
Total noninterest expense$8,801,0001,174
Salaries and employee benefits$4,774,0001,201
Premises and equipment expense$1,218,000990
Additional noninterest expense$2,809,0001,157
Pre-tax net operating income$1,174,0002,792
Securities gains (losses)$9,0002,280
Applicable income taxes$258,0002,270
Income before extraordinary items$925,0002,934
Extraordinary gains, net$016
Net income$925,0002,932
Minority interest net income$071
Net income of bank and minority interests.$925,0002,933
Net charge-offs$142,0001,363
Cash dividends$03,654
Sale, conversion, retirement of capital stock, net$0705
Net operating income$917,9802,877
2016-03-31 (YTD Data)Rank
Total interest income$4,518,0001,401
Total interest expense$347,0001,924
Net interest income$4,171,0001,372
Provision for loan and lease losses$213,000923
Total noninterest income$932,0001,371
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$193,0001,471
Trading account gains and fees$0142
Additional Noninterest Income$739,0001,160
Total noninterest expense$4,677,0001,113
Salaries and employee benefits$2,548,0001,141
Premises and equipment expense$591,0001,020
Additional noninterest expense$1,538,0001,063
Pre-tax net operating income$213,0004,352
Securities gains (losses)$02,077
Applicable income taxes$14,0003,635
Income before extraordinary items$199,0004,242
Extraordinary gains, net$012
Net income$199,0004,239
Minority interest net income$062
Net income of bank and minority interests.$199,0004,241
Net charge-offs$-11,0005,222
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$0659
Net operating income$199,0004,184
2015-12-31 (YTD Data)Rank
Total interest income$19,210,0001,323
Total interest expense$3,739,000744
Net interest income$15,471,0001,432
Provision for loan and lease losses$92,0003,141
Total noninterest income$3,505,0001,426
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$896,0001,342
Trading account gains and fees$0159
Additional Noninterest Income$2,609,0001,273
Total noninterest expense$16,186,0001,229
Salaries and employee benefits$8,762,0001,254
Premises and equipment expense$1,523,0001,515
Additional noninterest expense$5,901,0001,098
Pre-tax net operating income$2,698,0002,501
Securities gains (losses)$906,000228
Applicable income taxes$920,0001,658
Income before extraordinary items$2,684,0002,220
Extraordinary gains, net$023
Net income$2,684,0002,220
Minority interest net income$081
Net income of bank and minority interests.$2,684,0002,221
Net charge-offs$209,0001,944
Cash dividends$4,300,000744
Sale, conversion, retirement of capital stock, net$0804
Net operating income$2,013,5602,671
2015-09-30 (YTD Data)Rank
Total interest income$14,533,0001,319
Total interest expense$1,184,0001,726
Net interest income$13,349,0001,282
Provision for loan and lease losses$92,0002,737
Total noninterest income$2,554,0001,477
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$681,0001,336
Trading account gains and fees$0153
Additional Noninterest Income$1,873,0001,326
Total noninterest expense$12,030,0001,249
Salaries and employee benefits$6,593,0001,262
Premises and equipment expense$975,0001,772
Additional noninterest expense$4,462,0001,094
Pre-tax net operating income$3,781,0001,595
Securities gains (losses)$1,0002,915
Applicable income taxes$1,052,0001,324
Income before extraordinary items$2,730,0001,770
Extraordinary gains, net$021
Net income$2,730,0001,772
Minority interest net income$078
Net income of bank and minority interests.$2,730,0001,773
Net charge-offs$214,0001,485
Cash dividends$1,800,0001,071
Sale, conversion, retirement of capital stock, net$0773
Net operating income$2,729,2801,731
2015-06-30 (YTD Data)Rank
Total interest income$9,811,0001,306
Total interest expense$782,0001,751
Net interest income$9,029,0001,268
Provision for loan and lease losses$92,0002,311
Total noninterest income$1,559,0001,577
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$447,0001,337
Trading account gains and fees$0157
Additional Noninterest Income$1,112,0001,442
Total noninterest expense$8,044,0001,253
Salaries and employee benefits$4,455,0001,252
Premises and equipment expense$433,0002,443
Additional noninterest expense$3,156,0001,043
Pre-tax net operating income$2,452,0001,598
Securities gains (losses)$1,0002,511
Applicable income taxes$683,0001,346
Income before extraordinary items$1,770,0001,792
Extraordinary gains, net$022
Net income$1,770,0001,797
Minority interest net income$075
Net income of bank and minority interests.$1,770,0001,797
Net charge-offs$91,0001,807
Cash dividends$1,800,000779
Sale, conversion, retirement of capital stock, net$0751
Net operating income$1,769,2801,751
2015-03-31 (YTD Data)Rank
Total interest income$5,009,0001,263
Total interest expense$400,0001,727
Net interest income$4,609,0001,228
Provision for loan and lease losses$03,703
Total noninterest income$506,0002,083
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$214,0001,363
Trading account gains and fees$0152
Additional Noninterest Income$292,0002,163
Total noninterest expense$3,845,0001,297
Salaries and employee benefits$2,257,0001,242
Premises and equipment expense$-159,0006,415
Additional noninterest expense$1,747,000911
Pre-tax net operating income$1,270,0001,531
Securities gains (losses)$02,027
Applicable income taxes$355,0001,291
Income before extraordinary items$915,0001,730
Extraordinary gains, net$013
Net income$915,0001,732
Minority interest net income$064
Net income of bank and minority interests.$915,0001,732
Net charge-offs$1,0003,128
Cash dividends$1,800,000396
Sale, conversion, retirement of capital stock, net$0697
Net operating income$915,0001,666
2014-12-31 (YTD Data)Rank
Total interest income$19,941,0001,266
Total interest expense$2,070,0001,424
Net interest income$17,871,0001,250
Provision for loan and lease losses$67,0003,548
Total noninterest income$4,478,0001,183
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$1,064,0001,224
Trading account gains and fees$0180
Additional Noninterest Income$3,414,0001,013
Total noninterest expense$18,478,0001,096
Salaries and employee benefits$8,467,0001,262
Premises and equipment expense$2,887,000854
Additional noninterest expense$7,124,000914
Pre-tax net operating income$3,804,0001,911
Securities gains (losses)$-77,0006,303
Applicable income taxes$856,0001,707
Income before extraordinary items$2,871,0002,087
Extraordinary gains, net$017
Net income$2,871,0002,087
Minority interest net income$084
Net income of bank and minority interests.$2,871,0002,086
Net charge-offs$136,0002,876
Cash dividends$04,358
Sale, conversion, retirement of capital stock, net$0862
Net operating income$2,930,2902,011
2014-09-30 (YTD Data)Rank
Total interest income$15,189,0001,252
Total interest expense$1,632,0001,350
Net interest income$13,557,0001,244
Provision for loan and lease losses$67,0003,203
Total noninterest income$3,511,0001,149
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$802,0001,222
Trading account gains and fees$0174
Additional Noninterest Income$2,709,000980
Total noninterest expense$13,142,0001,154
Salaries and employee benefits$6,453,0001,247
Premises and equipment expense$2,154,000862
Additional noninterest expense$4,535,0001,094
Pre-tax net operating income$3,859,0001,501
Securities gains (losses)$-77,0006,414
Applicable income taxes$991,0001,318
Income before extraordinary items$2,791,0001,687
Extraordinary gains, net$015
Net income$2,791,0001,688
Minority interest net income$081
Net income of bank and minority interests.$2,791,0001,687
Net charge-offs$87,0002,813
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$0819
Net operating income$2,847,9801,630
2014-06-30 (YTD Data)Rank
Total interest income$9,970,0001,264
Total interest expense$1,109,0001,336
Net interest income$8,861,0001,258
Provision for loan and lease losses$66,0002,712
Total noninterest income$2,000,0001,283
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$534,0001,212
Trading account gains and fees$0172
Additional Noninterest Income$1,466,0001,112
Total noninterest expense$8,421,0001,194
Salaries and employee benefits$4,232,0001,269
Premises and equipment expense$1,385,000893
Additional noninterest expense$2,804,0001,161
Pre-tax net operating income$2,374,0001,568
Securities gains (losses)$-77,0006,526
Applicable income taxes$570,0001,411
Income before extraordinary items$1,727,0001,742
Extraordinary gains, net$020
Net income$1,727,0001,745
Minority interest net income$080
Net income of bank and minority interests.$1,727,0001,744
Net charge-offs$64,0002,573
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$0794
Net operating income$1,784,7501,666
2014-03-31 (YTD Data)Rank
Total interest income$5,224,0001,221
Total interest expense$571,0001,317
Net interest income$4,653,0001,206
Provision for loan and lease losses$62,0002,002
Total noninterest income$943,0001,305
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$266,0001,203
Trading account gains and fees$0147
Additional Noninterest Income$677,0001,153
Total noninterest expense$4,361,0001,167
Salaries and employee benefits$2,243,0001,228
Premises and equipment expense$738,000861
Additional noninterest expense$1,380,0001,158
Pre-tax net operating income$1,173,0001,549
Securities gains (losses)$44,000694
Applicable income taxes$302,0001,342
Income before extraordinary items$915,0001,605
Extraordinary gains, net$016
Net income$915,0001,608
Minority interest net income$066
Net income of bank and minority interests.$915,0001,608
Net charge-offs$60,0001,724
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$882,0001,628
2013-12-31 (YTD Data)Rank
Total interest income$24,141,0001,051
Total interest expense$2,391,0001,424
Net interest income$21,750,0001,008
Provision for loan and lease losses$205,0002,930
Total noninterest income$4,506,0001,224
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$1,239,0001,117
Trading account gains and fees$0184
Additional Noninterest Income$3,267,0001,091
Total noninterest expense$16,763,0001,213
Salaries and employee benefits$8,068,0001,318
Premises and equipment expense$2,550,000949
Additional noninterest expense$6,145,0001,102
Pre-tax net operating income$9,288,000823
Securities gains (losses)$-557,0006,715
Applicable income taxes$2,411,000785
Income before extraordinary items$6,320,000984
Extraordinary gains, net$029
Net income$6,320,000987
Minority interest net income$090
Net income of bank and minority interests.$6,320,000987
Net charge-offs$196,0003,036
Cash dividends$1,400,0001,549
Sale, conversion, retirement of capital stock, net$0924
Net operating income$6,721,040904
2013-09-30 (YTD Data)Rank
Total interest income$18,754,0001,018
Total interest expense$1,798,0001,464
Net interest income$16,956,000965
Provision for loan and lease losses$165,0002,825
Total noninterest income$3,423,0001,230
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$939,0001,107
Trading account gains and fees$0180
Additional Noninterest Income$2,484,0001,103
Total noninterest expense$12,450,0001,224
Salaries and employee benefits$6,104,0001,309
Premises and equipment expense$1,920,000948
Additional noninterest expense$4,426,0001,136
Pre-tax net operating income$7,764,000760
Securities gains (losses)$-229,0006,787
Applicable income taxes$2,136,000698
Income before extraordinary items$5,399,000887
Extraordinary gains, net$025
Net income$5,399,000889
Minority interest net income$084
Net income of bank and minority interests.$5,399,000889
Net charge-offs$158,0002,805
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0868
Net operating income$5,563,880838
2013-06-30 (YTD Data)Rank
Total interest income$12,841,000987
Total interest expense$1,202,0001,485
Net interest income$11,639,000917
Provision for loan and lease losses$154,0002,413
Total noninterest income$2,294,0001,239
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$623,0001,084
Trading account gains and fees$0157
Additional Noninterest Income$1,671,0001,110
Total noninterest expense$8,445,0001,211
Salaries and employee benefits$4,166,0001,282
Premises and equipment expense$1,283,000941
Additional noninterest expense$2,996,0001,126
Pre-tax net operating income$5,334,000728
Securities gains (losses)$22,0001,956
Applicable income taxes$1,548,000649
Income before extraordinary items$3,808,000818
Extraordinary gains, net$022
Net income$3,808,000818
Minority interest net income$082
Net income of bank and minority interests.$3,808,000820
Net charge-offs$153,0002,363
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$0838
Net operating income$3,792,380793
2013-03-31 (YTD Data)Rank
Total interest income$7,225,000861
Total interest expense$610,0001,516
Net interest income$6,615,000801
Provision for loan and lease losses$153,0001,596
Total noninterest income$1,155,0001,216
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$310,0001,077
Trading account gains and fees$0148
Additional Noninterest Income$845,0001,105
Total noninterest expense$4,285,0001,193
Salaries and employee benefits$2,102,0001,281
Premises and equipment expense$686,000901
Additional noninterest expense$1,497,0001,108
Pre-tax net operating income$3,332,000599
Securities gains (losses)$01,966
Applicable income taxes$1,002,000543
Income before extraordinary items$2,330,000683
Extraordinary gains, net$010
Net income$2,330,000683
Minority interest net income$076
Net income of bank and minority interests.$2,330,000684
Net charge-offs$152,0001,572
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$2,330,000653
2012-12-31 (YTD Data)Rank
Total interest income$28,756,000908
Total interest expense$2,717,0001,632
Net interest income$26,039,000822
Provision for loan and lease losses$1,148,0001,625
Total noninterest income$5,231,0001,120
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$1,433,000996
Trading account gains and fees$0166
Additional Noninterest Income$3,798,0001,003
Total noninterest expense$17,494,0001,155
Salaries and employee benefits$8,874,0001,190
Premises and equipment expense$2,626,000915
Additional noninterest expense$5,994,0001,158
Pre-tax net operating income$12,628,000596
Securities gains (losses)$1,488,000354
Applicable income taxes$4,356,000472
Income before extraordinary items$9,760,000635
Extraordinary gains, net$029
Net income$9,760,000633
Minority interest net income$093
Net income of bank and minority interests.$9,760,000635
Net charge-offs$523,0002,591
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$8,733,280665
2012-09-30 (YTD Data)Rank
Total interest income$22,142,000902
Total interest expense$2,091,0001,657
Net interest income$20,051,000817
Provision for loan and lease losses$966,0001,477
Total noninterest income$3,814,0001,133
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$1,072,0001,004
Trading account gains and fees$0157
Additional Noninterest Income$2,742,0001,005
Total noninterest expense$12,654,0001,195
Salaries and employee benefits$6,206,0001,268
Premises and equipment expense$2,009,000905
Additional noninterest expense$4,439,0001,166
Pre-tax net operating income$10,245,000572
Securities gains (losses)$1,051,000386
Applicable income taxes$3,483,000468
Income before extraordinary items$7,813,000620
Extraordinary gains, net$020
Net income$7,813,000619
Minority interest net income$086
Net income of bank and minority interests.$7,813,000620
Net charge-offs$344,0002,662
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$0952
Net operating income$7,087,810634
2012-06-30 (YTD Data)Rank
Total interest income$14,530,000922
Total interest expense$1,434,0001,680
Net interest income$13,096,000834
Provision for loan and lease losses$223,0002,852
Total noninterest income$2,290,0001,201
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$710,0001,001
Trading account gains and fees$0153
Additional Noninterest Income$1,580,0001,095
Total noninterest expense$9,028,0001,104
Salaries and employee benefits$4,073,0001,279
Premises and equipment expense$1,345,000905
Additional noninterest expense$3,610,000962
Pre-tax net operating income$6,135,000612
Securities gains (losses)$1,051,000268
Applicable income taxes$2,222,000476
Income before extraordinary items$4,964,000634
Extraordinary gains, net$019
Net income$4,964,000634
Minority interest net income$084
Net income of bank and minority interests.$4,964,000634
Net charge-offs$201,0002,748
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$0928
Net operating income$4,238,810685
2012-03-31 (YTD Data)Rank
Total interest income$7,423,000906
Total interest expense$732,0001,709
Net interest income$6,691,000819
Provision for loan and lease losses$163,0002,224
Total noninterest income$1,152,0001,198
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$365,000961
Trading account gains and fees$0148
Additional Noninterest Income$787,0001,091
Total noninterest expense$4,666,0001,067
Salaries and employee benefits$1,990,0001,307
Premises and equipment expense$684,000890
Additional noninterest expense$1,992,000854
Pre-tax net operating income$3,014,000619
Securities gains (losses)$787,000179
Applicable income taxes$1,183,000459
Income before extraordinary items$2,618,000600
Extraordinary gains, net$019
Net income$2,618,000600
Minority interest net income$078
Net income of bank and minority interests.$2,618,000601
Net charge-offs$141,0002,150
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$2,074,970687
2011-12-31 (YTD Data)Rank
Total interest income$20,787,0001,376
Total interest expense$2,371,0002,425
Net interest income$18,416,0001,206
Provision for loan and lease losses$2,641,0001,304
Total noninterest income$3,633,0001,317
Gross Fiduciary activities income$42,000940
Service charges on deposit accounts$1,105,0001,341
Trading account gains and fees$0146
Additional Noninterest Income$2,486,0001,181
Total noninterest expense$14,304,0001,368
Salaries and employee benefits$7,146,0001,385
Premises and equipment expense$2,000,0001,257
Additional noninterest expense$5,158,0001,343
Pre-tax net operating income$5,104,0001,163
Securities gains (losses)$1,805,000262
Applicable income taxes$2,101,000752
Income before extraordinary items$4,808,0001,037
Extraordinary gains, net$029
Net income$4,808,0001,037
Minority interest net income$096
Net income of bank and minority interests.$4,808,0001,037
Net charge-offs$243,0004,060
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$3,544,5001,315
2011-09-30 (YTD Data)Rank
Total interest income$13,610,0001,581
Total interest expense$1,571,0002,777
Net interest income$12,039,0001,391
Provision for loan and lease losses$1,371,0001,599
Total noninterest income$2,353,0001,435
Gross Fiduciary activities income$25,000947
Service charges on deposit accounts$706,0001,550
Trading account gains and fees$0145
Additional Noninterest Income$1,622,0001,276
Total noninterest expense$9,063,0001,609
Salaries and employee benefits$4,539,0001,626
Premises and equipment expense$1,250,0001,500
Additional noninterest expense$3,274,0001,561
Pre-tax net operating income$3,958,0001,163
Securities gains (losses)$717,000477
Applicable income taxes$1,535,000778
Income before extraordinary items$3,140,0001,237
Extraordinary gains, net$021
Net income$3,140,0001,236
Minority interest net income$087
Net income of bank and minority interests.$3,140,0001,237
Net charge-offs$154,0003,987
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$2,659,6101,358
2011-06-30 (YTD Data)Rank
Total interest income$6,115,0002,327
Total interest expense$838,0003,393
Net interest income$5,277,0002,078
Provision for loan and lease losses$145,0003,986
Total noninterest income$976,0002,030
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$116,0004,111
Trading account gains and fees$0153
Additional Noninterest Income$860,0001,489
Total noninterest expense$4,558,0002,116
Salaries and employee benefits$2,437,0002,005
Premises and equipment expense$632,0001,996
Additional noninterest expense$1,489,0002,250
Pre-tax net operating income$1,550,0001,830
Securities gains (losses)$106,0001,099
Applicable income taxes$726,000988
Income before extraordinary items$930,0002,410
Extraordinary gains, net$015
Net income$930,0002,410
Minority interest net income$089
Net income of bank and minority interests.$930,0002,410
Net charge-offs$163,0003,316
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$862,1602,461
2011-03-31 (YTD Data)Rank
Total interest income$1,283,0004,605
Total interest expense$242,0004,829
Net interest income$1,041,0004,459
Provision for loan and lease losses$51,0004,146
Total noninterest income$157,0004,079
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$40,0004,752
Trading account gains and fees$0158
Additional Noninterest Income$117,0003,308
Total noninterest expense$741,0005,004
Salaries and employee benefits$395,0004,898
Premises and equipment expense$172,0003,347
Additional noninterest expense$174,0005,854
Pre-tax net operating income$406,0002,936
Securities gains (losses)$70,000643
Applicable income taxes$201,0001,508
Income before extraordinary items$275,0003,404
Extraordinary gains, net$09
Net income$275,0003,401
Minority interest net income$086
Net income of bank and minority interests.$275,0003,402
Net charge-offs$05,107
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$230,2003,673
2010-12-31 (YTD Data)Rank
Total interest income$5,103,0004,762
Total interest expense$1,333,0004,548
Net interest income$3,770,0004,752
Provision for loan and lease losses$156,0005,608
Total noninterest income$648,0004,083
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0175
Additional Noninterest Income$648,0002,808
Total noninterest expense$2,903,0005,106
Salaries and employee benefits$1,497,0005,062
Premises and equipment expense$691,0003,336
Additional noninterest expense$715,0005,854
Pre-tax net operating income$1,359,0002,882
Securities gains (losses)$117,0002,031
Applicable income taxes$566,0001,763
Income before extraordinary items$910,0003,389
Extraordinary gains, net$029
Net income$910,0003,386
Minority interest net income$0111
Net income of bank and minority interests.$910,0003,389
Net charge-offs$06,851
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$835,1203,418
2010-09-30 (YTD Data)Rank
Total interest income$3,786,0004,891
Total interest expense$1,057,0004,560
Net interest income$2,729,0004,904
Provision for loan and lease losses$148,0005,288
Total noninterest income$442,0004,310
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0165
Additional Noninterest Income$442,0002,959
Total noninterest expense$2,166,0005,142
Salaries and employee benefits$1,117,0005,115
Premises and equipment expense$520,0003,366
Additional noninterest expense$529,0005,917
Pre-tax net operating income$857,0003,354
Securities gains (losses)$117,0001,811
Applicable income taxes$358,0001,981
Income before extraordinary items$616,0003,733
Extraordinary gains, net$023
Net income$616,0003,733
Minority interest net income$0110
Net income of bank and minority interests.$616,0003,734
Net charge-offs$95,0004,955
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$541,1203,824
2010-06-30 (YTD Data)Rank
Total interest income$2,504,0004,946
Total interest expense$737,0004,544
Net interest income$1,767,0005,002
Provision for loan and lease losses$85,0005,336
Total noninterest income$308,0004,207
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0152
Additional Noninterest Income$308,0002,802
Total noninterest expense$1,449,0005,162
Salaries and employee benefits$742,0005,141
Premises and equipment expense$347,0003,397
Additional noninterest expense$360,0005,884
Pre-tax net operating income$541,0003,500
Securities gains (losses)$03,184
Applicable income taxes$204,0002,107
Income before extraordinary items$337,0004,086
Extraordinary gains, net$019
Net income$337,0004,086
Minority interest net income$0105
Net income of bank and minority interests.$337,0004,085
Net charge-offs$06,372
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$337,0003,965
2010-03-31 (YTD Data)Rank
Total interest income$1,241,0005,037
Total interest expense$370,0004,677
Net interest income$871,0005,073
Provision for loan and lease losses$58,0004,742
Total noninterest income$153,0004,226
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0175
Additional Noninterest Income$153,0002,803
Total noninterest expense$735,0005,163
Salaries and employee benefits$382,0005,122
Premises and equipment expense$174,0003,469
Additional noninterest expense$179,0005,948
Pre-tax net operating income$231,0003,821
Securities gains (losses)$02,284
Applicable income taxes$91,0002,211
Income before extraordinary items$140,0004,502
Extraordinary gains, net$016
Net income$140,0004,502
Minority interest net income$091
Net income of bank and minority interests.$140,0004,501
Net charge-offs$05,610
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$140,0004,393
2009-12-31 (YTD Data)Rank
Total interest income$4,959,0005,151
Total interest expense$2,026,0004,409
Net interest income$2,933,0005,445
Provision for loan and lease losses$236,0005,589
Total noninterest income$757,0003,881
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0211
Additional Noninterest Income$757,0002,549
Total noninterest expense$2,877,0005,300
Salaries and employee benefits$1,519,0005,151
Premises and equipment expense$620,0003,789
Additional noninterest expense$738,0006,006
Pre-tax net operating income$577,0003,830
Securities gains (losses)$119,0001,985
Applicable income taxes$100,0002,879
Income before extraordinary items$596,0003,600
Extraordinary gains, net$034
Net income$596,0003,599
Minority interest net income$0115
Net income of bank and minority interests.$596,0003,599
Net charge-offs$07,246
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$493,6603,827
2009-09-30 (YTD Data)Rank
Total interest income$3,628,0005,279
Total interest expense$1,610,0004,384
Net interest income$2,018,0005,675
Provision for loan and lease losses$198,0005,179
Total noninterest income$525,0004,133
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0212
Additional Noninterest Income$525,0002,729
Total noninterest expense$2,113,0005,370
Salaries and employee benefits$1,136,0005,204
Premises and equipment expense$431,0004,045
Additional noninterest expense$546,0006,056
Pre-tax net operating income$232,0004,788
Securities gains (losses)$107,0001,779
Applicable income taxes$44,0003,399
Income before extraordinary items$295,0004,447
Extraordinary gains, net$027
Net income$295,0004,444
Minority interest net income$0118
Net income of bank and minority interests.$295,0004,447
Net charge-offs$06,987
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$201,9104,777
2009-06-30 (YTD Data)Rank
Total interest income$2,435,0005,317
Total interest expense$1,109,0004,443
Net interest income$1,326,0005,724
Provision for loan and lease losses$95,0005,384
Total noninterest income$303,0004,403
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0193
Additional Noninterest Income$303,0002,985
Total noninterest expense$1,393,0005,440
Salaries and employee benefits$742,0005,324
Premises and equipment expense$283,0004,106
Additional noninterest expense$368,0006,032
Pre-tax net operating income$141,0004,984
Securities gains (losses)$107,0001,448
Applicable income taxes$14,0003,870
Income before extraordinary items$234,0004,341
Extraordinary gains, net$021
Net income$234,0004,340
Minority interest net income$0112
Net income of bank and minority interests.$234,0004,340
Net charge-offs$06,628
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$133,4204,893
2009-03-31 (YTD Data)Rank
Total interest income$1,217,0005,354
Total interest expense$575,0004,459
Net interest income$642,0005,815
Provision for loan and lease losses$69,0004,501
Total noninterest income$64,0006,000
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0171
Additional Noninterest Income$64,0004,408
Total noninterest expense$657,0005,562
Salaries and employee benefits$362,0005,442
Premises and equipment expense$141,0004,156
Additional noninterest expense$154,0006,240
Pre-tax net operating income$-20,0006,362
Securities gains (losses)$107,000966
Applicable income taxes$4,0004,381
Income before extraordinary items$83,0005,178
Extraordinary gains, net$015
Net income$83,0005,183
Minority interest net income$0102
Net income of bank and minority interests.$83,0005,182
Net charge-offs$101,0002,855
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$-18,6506,382
2008-12-31 (YTD Data)Rank
Total interest income$5,042,0005,434
Total interest expense$2,707,0004,532
Net interest income$2,335,0006,058
Provision for loan and lease losses$131,0005,716
Total noninterest income$449,0005,059
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0154
Additional Noninterest Income$449,0003,382
Total noninterest expense$2,671,0005,459
Salaries and employee benefits$1,605,0005,116
Premises and equipment expense$528,0004,315
Additional noninterest expense$538,0006,461
Pre-tax net operating income$-18,0006,360
Securities gains (losses)$391,000465
Applicable income taxes$04,979
Income before extraordinary items$373,0004,841
Extraordinary gains, net$039
Net income$373,0004,841
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,0006,900
Cash dividends$05,455
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$-18,0006,406
2008-09-30 (YTD Data)Rank
Total interest income$3,765,0005,517
Total interest expense$2,100,0004,566
Net interest income$1,665,0006,226
Provision for loan and lease losses$70,0005,559
Total noninterest income$379,0004,928
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0148
Additional Noninterest Income$379,0003,271
Total noninterest expense$2,046,0005,399
Salaries and employee benefits$1,243,0005,058
Premises and equipment expense$398,0004,329
Additional noninterest expense$405,0006,438
Pre-tax net operating income$-72,0006,873
Securities gains (losses)$306,000459
Applicable income taxes$05,372
Income before extraordinary items$234,0005,531
Extraordinary gains, net$031
Net income$234,0005,528
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,534
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$-72,0006,910
2008-06-30 (YTD Data)Rank
Total interest income$2,473,0005,635
Total interest expense$1,439,0004,625
Net interest income$1,034,0006,402
Provision for loan and lease losses$34,0005,522
Total noninterest income$291,0004,699
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0149
Additional Noninterest Income$291,0003,081
Total noninterest expense$1,378,0005,395
Salaries and employee benefits$859,0004,988
Premises and equipment expense$266,0004,337
Additional noninterest expense$253,0006,620
Pre-tax net operating income$-87,0007,165
Securities gains (losses)$230,000558
Applicable income taxes$05,627
Income before extraordinary items$143,0006,023
Extraordinary gains, net$021
Net income$143,0006,021
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,998
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$-87,0007,189
2008-03-31 (YTD Data)Rank
Total interest income$1,206,0005,787
Total interest expense$725,0004,795
Net interest income$481,0006,591
Provision for loan and lease losses$18,0004,977
Total noninterest income$112,0005,213
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0158
Additional Noninterest Income$112,0003,569
Total noninterest expense$636,0005,649
Salaries and employee benefits$391,0005,313
Premises and equipment expense$133,0004,350
Additional noninterest expense$112,0006,864
Pre-tax net operating income$-61,0007,445
Securities gains (losses)$64,000951
Applicable income taxes$05,622
Income before extraordinary items$3,0007,242
Extraordinary gains, net$015
Net income$3,0007,243
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,009
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$-61,0007,487
2007-12-31 (YTD Data)Rank
Total interest income$4,572,0005,946
Total interest expense$2,655,0005,099
Net interest income$1,917,0006,595
Provision for loan and lease losses$76,0005,240
Total noninterest income$374,0005,636
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0178
Additional Noninterest Income$374,0003,860
Total noninterest expense$2,341,0005,791
Salaries and employee benefits$1,339,0005,648
Premises and equipment expense$501,0004,355
Additional noninterest expense$501,0006,573
Pre-tax net operating income$-126,0007,582
Securities gains (losses)$48,000809
Applicable income taxes$06,070
Income before extraordinary items$-78,0007,610
Extraordinary gains, net$039
Net income$-78,0007,609
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,600
Cash dividends$05,817
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$-126,0007,630
2007-09-30 (YTD Data)Rank
Total interest income$3,343,0006,032
Total interest expense$1,925,0005,206
Net interest income$1,418,0006,683
Provision for loan and lease losses$52,0005,009
Total noninterest income$251,0005,907
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0184
Additional Noninterest Income$251,0004,088
Total noninterest expense$1,677,0005,891
Salaries and employee benefits$937,0005,844
Premises and equipment expense$368,0004,408
Additional noninterest expense$372,0006,579
Pre-tax net operating income$-60,0007,754
Securities gains (losses)$-22,0007,988
Applicable income taxes$06,220
Income before extraordinary items$-82,0007,829
Extraordinary gains, net$033
Net income$-82,0007,826
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,076
Cash dividends$05,179
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$-60,0007,779
2007-06-30 (YTD Data)Rank
Total interest income$2,184,0006,100
Total interest expense$1,251,0005,281
Net interest income$933,0006,740
Provision for loan and lease losses$31,0004,859
Total noninterest income$156,0006,062
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0168
Additional Noninterest Income$156,0004,242
Total noninterest expense$1,072,0006,044
Salaries and employee benefits$583,0006,103
Premises and equipment expense$244,0004,449
Additional noninterest expense$245,0006,637
Pre-tax net operating income$-14,0007,813
Securities gains (losses)$53,000520
Applicable income taxes$06,265
Income before extraordinary items$39,0007,564
Extraordinary gains, net$029
Net income$39,0007,563
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,517
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$-14,0007,814
2007-03-31 (YTD Data)Rank
Total interest income$1,099,0006,091
Total interest expense$635,0005,230
Net interest income$464,0006,776
Provision for loan and lease losses$05,779
Total noninterest income$66,0006,351
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0195
Additional Noninterest Income$66,0004,572
Total noninterest expense$531,0006,130
Salaries and employee benefits$296,0006,098
Premises and equipment expense$120,0004,509
Additional noninterest expense$115,0006,805
Pre-tax net operating income$-1,0007,857
Securities gains (losses)$26,000508
Applicable income taxes$06,196
Income before extraordinary items$25,0007,548
Extraordinary gains, net$022
Net income$25,0007,547
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,509
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$-1,0007,856
2006-12-31 (YTD Data)Rank
Total interest income$4,157,0006,019
Total interest expense$2,311,0005,028
Net interest income$1,846,0006,751
Provision for loan and lease losses$85,0004,954
Total noninterest income$245,0006,562
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0130
Additional Noninterest Income$245,0004,698
Total noninterest expense$2,079,0006,050
Salaries and employee benefits$1,198,0005,919
Premises and equipment expense$450,0004,566
Additional noninterest expense$431,0006,912
Pre-tax net operating income$-73,0008,026
Securities gains (losses)$174,000417
Applicable income taxes$06,600
Income before extraordinary items$101,0007,667
Extraordinary gains, net$051
Net income$101,0007,669
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,377
Cash dividends$05,941
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$-73,0008,041
2006-09-30 (YTD Data)Rank
Total interest income$3,062,0006,069
Total interest expense$1,659,0005,068
Net interest income$1,403,0006,798
Provision for loan and lease losses$75,0004,564
Total noninterest income$175,0006,703
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0126
Additional Noninterest Income$175,0004,816
Total noninterest expense$1,565,0006,022
Salaries and employee benefits$912,0005,840
Premises and equipment expense$334,0004,598
Additional noninterest expense$319,0006,968
Pre-tax net operating income$-62,0008,187
Securities gains (losses)$158,000359
Applicable income taxes$06,687
Income before extraordinary items$96,0007,744
Extraordinary gains, net$045
Net income$96,0007,746
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,858
Cash dividends$05,292
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$-62,0008,198
2006-06-30 (YTD Data)Rank
Total interest income$1,998,0006,111
Total interest expense$1,045,0005,118
Net interest income$953,0006,780
Provision for loan and lease losses$54,0004,368
Total noninterest income$111,0006,803
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0126
Additional Noninterest Income$111,0004,908
Total noninterest expense$1,030,0006,085
Salaries and employee benefits$606,0005,883
Premises and equipment expense$222,0004,617
Additional noninterest expense$202,0007,080
Pre-tax net operating income$-20,0008,231
Securities gains (losses)$97,000362
Applicable income taxes$06,706
Income before extraordinary items$77,0007,710
Extraordinary gains, net$039
Net income$77,0007,711
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,361
Cash dividends$05,069
Sale, conversion, retirement of capital stock, net$0887
Net operating income$-20,0008,229
2006-03-31 (YTD Data)Rank
Total interest income$939,0006,245
Total interest expense$455,0005,371
Net interest income$484,0006,764
Provision for loan and lease losses$33,0003,748
Total noninterest income$54,0006,815
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0115
Additional Noninterest Income$54,0004,969
Total noninterest expense$533,0005,988
Salaries and employee benefits$305,0005,876
Premises and equipment expense$110,0004,666
Additional noninterest expense$118,0006,671
Pre-tax net operating income$-28,0008,311
Securities gains (losses)$36,000390
Applicable income taxes$06,588
Income before extraordinary items$8,0008,130
Extraordinary gains, net$021
Net income$8,0008,130
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,399
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$-28,0008,314
2005-12-31 (YTD Data)Rank
Total interest income$3,265,0006,381
Total interest expense$1,566,0005,122
Net interest income$1,699,0007,030
Provision for loan and lease losses$91,0004,957
Total noninterest income$220,0006,908
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0138
Additional Noninterest Income$220,0004,986
Total noninterest expense$2,017,0006,091
Salaries and employee benefits$1,169,0005,879
Premises and equipment expense$415,0004,748
Additional noninterest expense$433,0006,915
Pre-tax net operating income$-189,0008,377
Securities gains (losses)$296,000411
Applicable income taxes$06,964
Income before extraordinary items$107,0007,948
Extraordinary gains, net$046
Net income$107,0007,948
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$11,0005,723
Cash dividends$06,054
Sale, conversion, retirement of capital stock, net$0934
Net operating income$-189,0008,389
2005-09-30 (YTD Data)Rank
Total interest income$2,362,0006,464
Total interest expense$1,124,0005,117
Net interest income$1,238,0007,125
Provision for loan and lease losses$56,0005,041
Total noninterest income$165,0006,936
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0126
Additional Noninterest Income$165,0005,014
Total noninterest expense$1,523,0006,023
Salaries and employee benefits$886,0005,821
Premises and equipment expense$312,0004,705
Additional noninterest expense$325,0006,924
Pre-tax net operating income$-176,0008,478
Securities gains (losses)$216,000457
Applicable income taxes$06,976
Income before extraordinary items$40,0008,226
Extraordinary gains, net$035
Net income$40,0008,223
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$10,0005,107
Cash dividends$05,317
Sale, conversion, retirement of capital stock, net$0769
Net operating income$-176,0008,479
2005-06-30 (YTD Data)Rank
Total interest income$1,488,0006,591
Total interest expense$690,0005,191
Net interest income$798,0007,191
Provision for loan and lease losses$11,0006,083
Total noninterest income$110,0006,926
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0116
Additional Noninterest Income$110,0004,988
Total noninterest expense$970,0006,181
Salaries and employee benefits$541,0006,096
Premises and equipment expense$206,0004,727
Additional noninterest expense$223,0006,837
Pre-tax net operating income$-73,0008,454
Securities gains (losses)$115,000530
Applicable income taxes$06,961
Income before extraordinary items$42,0008,166
Extraordinary gains, net$030
Net income$42,0008,167
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,0005,136
Cash dividends$05,072
Sale, conversion, retirement of capital stock, net$0643
Net operating income$-73,0008,461
2005-03-31 (YTD Data)Rank
Total interest income$714,0006,701
Total interest expense$330,0005,223
Net interest income$384,0007,347
Provision for loan and lease losses$06,226
Total noninterest income$52,0007,007
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0115
Additional Noninterest Income$52,0005,105
Total noninterest expense$484,0006,222
Salaries and employee benefits$275,0006,076
Premises and equipment expense$100,0004,863
Additional noninterest expense$109,0006,925
Pre-tax net operating income$-48,0008,575
Securities gains (losses)$42,000592
Applicable income taxes$06,892
Income before extraordinary items$-6,0008,477
Extraordinary gains, net$024
Net income$-6,0008,477
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,728
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$-48,0008,571
2004-12-31 (YTD Data)Rank
Total interest income$2,261,0007,121
Total interest expense$1,110,0005,359
Net interest income$1,151,0007,816
Provision for loan and lease losses$75,0005,393
Total noninterest income$214,0007,034
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0138
Additional Noninterest Income$214,0004,972
Total noninterest expense$1,766,0006,422
Salaries and employee benefits$1,041,0006,156
Premises and equipment expense$346,0005,257
Additional noninterest expense$379,0007,242
Pre-tax net operating income$-476,0008,648
Securities gains (losses)$272,000681
Applicable income taxes$07,185
Income before extraordinary items$-204,0008,588
Extraordinary gains, net$034
Net income$-204,0008,590
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,0006,475
Cash dividends$06,149
Sale, conversion, retirement of capital stock, net$0872
Net operating income$-476,0008,682
2004-09-30 (YTD Data)Rank
Total interest income$1,583,0007,289
Total interest expense$820,0005,383
Net interest income$763,0008,021
Provision for loan and lease losses$75,0004,788
Total noninterest income$151,0007,178
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0134
Additional Noninterest Income$151,0005,111
Total noninterest expense$1,346,0006,329
Salaries and employee benefits$801,0006,018
Premises and equipment expense$256,0005,274
Additional noninterest expense$289,0007,184
Pre-tax net operating income$-507,0008,772
Securities gains (losses)$208,000749
Applicable income taxes$07,220
Income before extraordinary items$-299,0008,732
Extraordinary gains, net$026
Net income$-299,0008,734
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,0005,881
Cash dividends$05,363
Sale, conversion, retirement of capital stock, net$0738
Net operating income$-507,0008,789
2004-06-30 (YTD Data)Rank
Total interest income$993,0007,459
Total interest expense$517,0005,552
Net interest income$476,0008,187
Provision for loan and lease losses$70,0004,107
Total noninterest income$68,0007,813
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0130
Additional Noninterest Income$68,0005,903
Total noninterest expense$931,0006,248
Salaries and employee benefits$576,0005,815
Premises and equipment expense$170,0005,314
Additional noninterest expense$185,0007,313
Pre-tax net operating income$-457,0008,883
Securities gains (losses)$119,000929
Applicable income taxes$07,214
Income before extraordinary items$-338,0008,866
Extraordinary gains, net$021
Net income$-338,0008,866
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,017
Cash dividends$05,087
Sale, conversion, retirement of capital stock, net$0638
Net operating income$-457,0008,894
2004-03-31 (YTD Data)Rank
Total interest income$484,0007,558
Total interest expense$256,0005,651
Net interest income$228,0008,286
Provision for loan and lease losses$16,0005,025
Total noninterest income$44,0007,434
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0121
Additional Noninterest Income$44,0005,375
Total noninterest expense$442,0006,468
Salaries and employee benefits$267,0006,118
Premises and equipment expense$86,0005,308
Additional noninterest expense$89,0007,409
Pre-tax net operating income$-186,0008,896
Securities gains (losses)$66,0001,037
Applicable income taxes$07,103
Income before extraordinary items$-120,0008,868
Extraordinary gains, net$016
Net income$-120,0008,869
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,097
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$-186,0008,903
2003-12-31 (YTD Data)Rank
Total interest income$1,687,0007,876
Total interest expense$927,0006,322
Net interest income$760,0008,472
Provision for loan and lease losses$104,0005,259
Total noninterest income$166,0007,656
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0160
Additional Noninterest Income$166,0005,642
Total noninterest expense$1,731,0006,468
Salaries and employee benefits$1,020,0006,190
Premises and equipment expense$349,0005,180
Additional noninterest expense$362,0007,371
Pre-tax net operating income$-909,0008,951
Securities gains (losses)$586,000677
Applicable income taxes$07,459
Income before extraordinary items$-323,0008,829
Extraordinary gains, net$054
Net income$-323,0008,831
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$46,0005,170
Cash dividends$06,283
Sale, conversion, retirement of capital stock, net$0868
Net operating income$-909,0008,969
2003-09-30 (YTD Data)Rank
Total interest income$1,209,0008,052
Total interest expense$670,0006,580
Net interest income$539,0008,602
Provision for loan and lease losses$85,0005,045
Total noninterest income$121,0007,764
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0153
Additional Noninterest Income$121,0005,725
Total noninterest expense$1,304,0006,438
Salaries and employee benefits$769,0006,139
Premises and equipment expense$265,0005,134
Additional noninterest expense$270,0007,397
Pre-tax net operating income$-729,0009,024
Securities gains (losses)$495,000690
Applicable income taxes$07,524
Income before extraordinary items$-234,0008,921
Extraordinary gains, net$040
Net income$-234,0008,922
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$36,0004,715
Cash dividends$05,519
Sale, conversion, retirement of capital stock, net$0722
Net operating income$-729,0009,034
2003-06-30 (YTD Data)Rank
Total interest income$797,0008,131
Total interest expense$445,0006,703
Net interest income$352,0008,663
Provision for loan and lease losses$74,0004,459
Total noninterest income$75,0007,859
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0150
Additional Noninterest Income$75,0005,841
Total noninterest expense$872,0006,432
Salaries and employee benefits$508,0006,205
Premises and equipment expense$172,0005,198
Additional noninterest expense$192,0007,250
Pre-tax net operating income$-519,0009,072
Securities gains (losses)$330,000754
Applicable income taxes$07,529
Income before extraordinary items$-189,0008,998
Extraordinary gains, net$030
Net income$-189,0008,998
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$28,0004,181
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$0589
Net operating income$-519,0009,077
2003-03-31 (YTD Data)Rank
Total interest income$387,0008,224
Total interest expense$215,0006,875
Net interest income$172,0008,728
Provision for loan and lease losses$-11,0009,192
Total noninterest income$35,0007,955
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0134
Additional Noninterest Income$35,0005,938
Total noninterest expense$420,0006,563
Salaries and employee benefits$259,0006,127
Premises and equipment expense$82,0005,357
Additional noninterest expense$79,0007,694
Pre-tax net operating income$-202,0009,086
Securities gains (losses)$199,000664
Applicable income taxes$07,403
Income before extraordinary items$-3,0008,784
Extraordinary gains, net$021
Net income$-3,0008,781
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,0004,853
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$-202,0009,073
2002-12-31 (YTD Data)Rank
Total interest income$1,301,0008,586
Total interest expense$567,0008,199
Net interest income$734,0008,690
Provision for loan and lease losses$81,0006,055
Total noninterest income$115,0008,229
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0153
Additional Noninterest Income$115,0006,152
Total noninterest expense$1,285,0007,284
Salaries and employee benefits$759,0007,043
Premises and equipment expense$231,0006,384
Additional noninterest expense$295,0007,843
Pre-tax net operating income$-517,0008,986
Securities gains (losses)$434,000721
Applicable income taxes$07,681
Income before extraordinary items$-83,0008,819
Extraordinary gains, net$070
Net income$-83,0008,818
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,632
Cash dividends$06,377
Sale, conversion, retirement of capital stock, net$0862
Net operating income$-517,0008,996
2001-12-31 (YTD Data)Rank
Total interest income$936,0009,198
Total interest expense$481,0009,046
Net interest income$455,0009,252
Provision for loan and lease losses$40,0006,926
Total noninterest income$138,0007,999
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0177
Additional Noninterest Income$138,0005,698
Total noninterest expense$965,0008,055
Salaries and employee benefits$542,0007,964
Premises and equipment expense$185,0007,000
Additional noninterest expense$238,0008,333
Pre-tax net operating income$-412,0009,118
Securities gains (losses)$126,0001,562
Applicable income taxes$07,903
Income before extraordinary items$-286,0009,107
Extraordinary gains, net$0105
Net income$-286,0009,108
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,777
Cash dividends$06,617
Sale, conversion, retirement of capital stock, net$0922
Net operating income$-412,0009,145
2000-12-31 (YTD Data)Rank
Total interest income$188,0009,830
Total interest expense$51,0009,779
Net interest income$137,0009,824
Provision for loan and lease losses$4,0008,198
Total noninterest income$12,0009,732
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0180
Additional Noninterest Income$12,0009,315
Total noninterest expense$312,0009,738
Salaries and employee benefits$157,0009,731
Premises and equipment expense$50,0009,363
Additional noninterest expense$105,0009,597
Pre-tax net operating income$-167,0009,311
Securities gains (losses)$01,956
Applicable income taxes$08,362
Income before extraordinary items$-167,0009,341
Extraordinary gains, net$038
Net income$-167,0009,340
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,622
Cash dividends$06,853
Sale, conversion, retirement of capital stock, net$6,500,000144
Net operating income$-167,0009,341

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.