Home > Union Colony Bank > Assets and Liabilities
Union Colony Bank, Assets and Liabilities
| 2007-12-31 | Rank | |
| # of Employees: | 124 | 1,375 |
| Assets and Liabilities | ||
| Total Assets: | $413,256,000 | 1,655 |
| Cash and due from depository institutions | $38,439,000 | 1,375 |
| Interest-bearing balances | $20,000,000 | 296 |
| Securities | $28,600,000 | 3,562 |
| Federal funds sold & reverse repurchase agreements | $16,555,000 | 778 |
| Net loans & leases | $295,890,000 | 1,619 |
| Loan loss allowance | $3,287,000 | 1,679 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $10,830,000 | 1,170 |
| Other real estate owned | $791,000 | 1,375 |
| Goodwill and other intangibles | $15,080,000 | 528 |
| All other assets | $7,071,000 | 2,399 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $413,256,000 | 1,655 |
| Total liabilities | $365,268,000 | 1,683 |
| Total deposits | $346,804,000 | 1,548 |
| Interest-bearing deposits | $270,909,000 | 1,726 |
| Deposits held in domestic offices | $346,804,000 | 1,544 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $14,110,000 | 1,095 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $834,000 | 5,005 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $3,520,000 | 1,564 |
| Total equity capital | $47,988,000 | 1,441 |
| Total bank equity capital | $47,988,000 | 1,441 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $1,360,000 | 2,490 |
| Surplus | $40,617,000 | 774 |
| Undivided profits | $6,011,000 | 4,285 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,784,000 | 1,166 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $2,365,000 | 1,766 |
| Earning assets | $361,045,000 | 1,734 |
| Long-term assets (5+ years) | $33,132,000 | 2,695 |
| Average Assets, year-to-date | $410,341,800 | 1,613 |
| Average Assets, quarterly | $409,763,000 | 1,658 |
| Volatile liabilities | $72,514,000 | 1,926 |
| Insider loans | $4,606,000 | 1,653 |
| FHLB advances | $834,000 | 4,800 |
| Loans and leases held for sale | $0 | 1,738 |
| Unused loan commitments | $86,359,000 | 1,153 |
| Tier 1 (core) risk-based capital | $32,908,000 | 2,002 |
| Tier 2 risk-based capital | $3,331,000 | 1,594 |
| Total risk weighted assets | $326,390,000 | 1,556 |
| Total unused commitments | $86,359,000 | 1,153 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 130 | 1,314 |
| Assets and Liabilities | ||
| Total Assets: | $406,270,000 | 1,659 |
| Cash and due from depository institutions | $19,236,000 | 1,314 |
| Interest-bearing balances | $0 | 6,576 |
| Securities | $24,579,000 | 3,949 |
| Federal funds sold & reverse repurchase agreements | $27,910,000 | 493 |
| Net loans & leases | $299,812,000 | 1,575 |
| Loan loss allowance | $2,476,000 | 2,095 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $10,954,000 | 1,138 |
| Other real estate owned | $1,914,000 | 1,314 |
| Goodwill and other intangibles | $15,174,000 | 512 |
| All other assets | $6,691,000 | 2,468 |
| Life insurance assets | $0 | 4,026 |
| Total liabilities and capital | $406,270,000 | 1,659 |
| Total liabilities | $357,420,000 | 1,680 |
| Total deposits | $340,761,000 | 1,557 |
| Interest-bearing deposits | $286,031,000 | 1,621 |
| Deposits held in domestic offices | $340,761,000 | 1,553 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $12,677,000 | 1,096 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $860,000 | 4,967 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $3,122,000 | 1,737 |
| Total equity capital | $48,850,000 | 1,398 |
| Total bank equity capital | $48,850,000 | 1,398 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $1,360,000 | 2,467 |
| Surplus | $40,618,000 | 760 |
| Undivided profits | $6,872,000 | 3,994 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,746,000 | 2,185 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $2,434,000 | 1,846 |
| Earning assets | $352,301,000 | 1,739 |
| Long-term assets (5+ years) | $32,634,000 | 2,615 |
| Average Assets, year-to-date | $409,613,250 | 1,607 |
| Average Assets, quarterly | $413,162,000 | 1,620 |
| Volatile liabilities | $72,740,000 | 1,875 |
| Insider loans | $4,629,000 | 1,596 |
| FHLB advances | $860,000 | 4,736 |
| Loans and leases held for sale | $0 | 1,751 |
| Unused loan commitments | $95,117,000 | 1,078 |
| Tier 1 (core) risk-based capital | $33,676,000 | 1,932 |
| Tier 2 risk-based capital | $2,519,000 | 1,987 |
| Total risk weighted assets | $324,563,000 | 1,545 |
| Total unused commitments | $95,117,000 | 1,079 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 109 | 1,608 |
| Assets and Liabilities | ||
| Total Assets: | $420,054,000 | 1,625 |
| Cash and due from depository institutions | $19,585,000 | 1,608 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $25,786,000 | 3,806 |
| Federal funds sold & reverse repurchase agreements | $27,900,000 | 537 |
| Net loans & leases | $312,361,000 | 1,510 |
| Loan loss allowance | $2,428,000 | 2,132 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $11,141,000 | 1,106 |
| Other real estate owned | $1,726,000 | 1,608 |
| Goodwill and other intangibles | $15,265,000 | 525 |
| All other assets | $6,290,000 | 2,570 |
| Life insurance assets | $0 | 4,058 |
| Total liabilities and capital | $420,054,000 | 1,625 |
| Total liabilities | $371,821,000 | 1,643 |
| Total deposits | $360,449,000 | 1,490 |
| Interest-bearing deposits | $303,846,000 | 1,531 |
| Deposits held in domestic offices | $360,449,000 | 1,486 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,962,000 | 1,440 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $923,000 | 4,873 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $3,487,000 | 1,532 |
| Total equity capital | $48,233,000 | 1,411 |
| Total bank equity capital | $48,233,000 | 1,411 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $1,360,000 | 2,469 |
| Surplus | $40,618,000 | 767 |
| Undivided profits | $6,255,000 | 4,126 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,143,000 | 2,651 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $2,153,000 | 1,947 |
| Earning assets | $366,047,000 | 1,685 |
| Long-term assets (5+ years) | $51,321,000 | 1,867 |
| Average Assets, year-to-date | $410,727,670 | 1,627 |
| Average Assets, quarterly | $413,282,000 | 1,628 |
| Volatile liabilities | $77,058,000 | 1,769 |
| Insider loans | $4,692,000 | 1,567 |
| FHLB advances | $923,000 | 4,667 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $91,810,000 | 1,128 |
| Tier 1 (core) risk-based capital | $32,967,000 | 1,975 |
| Tier 2 risk-based capital | $2,472,000 | 2,025 |
| Total risk weighted assets | $333,954,000 | 1,518 |
| Total unused commitments | $91,810,000 | 1,129 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 131 | 1,312 |
| Assets and Liabilities | ||
| Total Assets: | $406,510,000 | 1,657 |
| Cash and due from depository institutions | $19,608,000 | 1,312 |
| Interest-bearing balances | $0 | 6,642 |
| Securities | $26,929,000 | 3,701 |
| Federal funds sold & reverse repurchase agreements | $15,890,000 | 1,253 |
| Net loans & leases | $310,576,000 | 1,506 |
| Loan loss allowance | $2,322,000 | 2,213 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $11,380,000 | 1,058 |
| Other real estate owned | $173,000 | 1,312 |
| Goodwill and other intangibles | $15,357,000 | 512 |
| All other assets | $6,597,000 | 2,428 |
| Life insurance assets | $0 | 4,074 |
| Total liabilities and capital | $406,510,000 | 1,657 |
| Total liabilities | $358,610,000 | 1,681 |
| Total deposits | $347,152,000 | 1,549 |
| Interest-bearing deposits | $335,506,000 | 1,353 |
| Deposits held in domestic offices | $347,152,000 | 1,545 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,999,000 | 1,347 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $982,000 | 4,828 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $3,477,000 | 1,563 |
| Total equity capital | $47,900,000 | 1,420 |
| Total bank equity capital | $47,900,000 | 1,420 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $1,360,000 | 2,463 |
| Surplus | $40,618,000 | 750 |
| Undivided profits | $5,922,000 | 4,318 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,027,000 | 1,168 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $2,328,000 | 1,722 |
| Earning assets | $353,395,000 | 1,738 |
| Long-term assets (5+ years) | $53,997,000 | 1,765 |
| Average Assets, year-to-date | $406,064,500 | 1,645 |
| Average Assets, quarterly | $406,064,500 | 1,645 |
| Volatile liabilities | $76,430,000 | 1,754 |
| Insider loans | $3,305,000 | 2,091 |
| FHLB advances | $982,000 | 4,643 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $95,955,000 | 1,098 |
| Tier 1 (core) risk-based capital | $32,543,000 | 1,989 |
| Tier 2 risk-based capital | $2,366,000 | 2,094 |
| Total risk weighted assets | $329,623,000 | 1,506 |
| Total unused commitments | $95,955,000 | 1,098 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 145 | 1,174 |
| Assets and Liabilities | ||
| Total Assets: | $405,619,000 | 1,657 |
| Cash and due from depository institutions | $38,100,000 | 1,174 |
| Interest-bearing balances | $15,000,000 | 398 |
| Securities | $28,787,000 | 3,568 |
| Federal funds sold & reverse repurchase agreements | $3,375,000 | 3,574 |
| Net loans & leases | $301,260,000 | 1,537 |
| Loan loss allowance | $2,476,000 | 2,077 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $11,611,000 | 990 |
| Other real estate owned | $173,000 | 1,174 |
| Goodwill and other intangibles | $15,449,000 | 501 |
| All other assets | $6,864,000 | 2,377 |
| Life insurance assets | $0 | 4,082 |
| Total liabilities and capital | $405,619,000 | 1,657 |
| Total liabilities | $356,974,000 | 1,669 |
| Total deposits | $348,884,000 | 1,518 |
| Interest-bearing deposits | $333,633,000 | 1,333 |
| Deposits held in domestic offices | $348,884,000 | 1,514 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,941,000 | 1,800 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $1,433,000 | 4,731 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $2,716,000 | 1,887 |
| Total equity capital | $48,645,000 | 1,352 |
| Total bank equity capital | $48,645,000 | 1,352 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $1,360,000 | 2,458 |
| Surplus | $40,618,000 | 736 |
| Undivided profits | $6,667,000 | 4,022 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,371,000 | 2,093 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $2,710,000 | 1,486 |
| Earning assets | $348,422,000 | 1,746 |
| Long-term assets (5+ years) | $65,281,000 | 1,533 |
| Average Assets, year-to-date | $427,268,000 | 1,466 |
| Average Assets, quarterly | $413,286,500 | 1,591 |
| Volatile liabilities | $74,365,000 | 1,942 |
| Insider loans | $3,596,000 | 1,938 |
| FHLB advances | $1,433,000 | 4,553 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $93,166,000 | 1,089 |
| Tier 1 (core) risk-based capital | $33,196,000 | 1,921 |
| Tier 2 risk-based capital | $2,520,000 | 1,972 |
| Total risk weighted assets | $320,798,000 | 1,512 |
| Total unused commitments | $93,166,000 | 1,090 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 147 | 1,182 |
| Assets and Liabilities | ||
| Total Assets: | $420,954,000 | 1,564 |
| Cash and due from depository institutions | $36,273,000 | 1,182 |
| Interest-bearing balances | $15,000,000 | 370 |
| Securities | $34,604,000 | 3,167 |
| Federal funds sold & reverse repurchase agreements | $17,000,000 | 806 |
| Net loans & leases | $299,129,000 | 1,532 |
| Loan loss allowance | $2,077,000 | 2,392 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $11,838,000 | 959 |
| Other real estate owned | $248,000 | 1,182 |
| Goodwill and other intangibles | $15,541,000 | 501 |
| All other assets | $6,321,000 | 2,511 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $420,954,000 | 1,564 |
| Total liabilities | $372,794,000 | 1,591 |
| Total deposits | $358,170,000 | 1,446 |
| Interest-bearing deposits | $323,468,000 | 1,366 |
| Deposits held in domestic offices | $358,170,000 | 1,441 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $9,114,000 | 1,259 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $1,501,000 | 4,865 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $4,009,000 | 1,349 |
| Total equity capital | $48,160,000 | 1,357 |
| Total bank equity capital | $48,160,000 | 1,357 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,360,000 | 2,466 |
| Surplus | $40,618,000 | 732 |
| Undivided profits | $6,182,000 | 4,195 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $713,000 | 3,170 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $2,314,000 | 1,772 |
| Earning assets | $365,733,000 | 1,659 |
| Long-term assets (5+ years) | $60,357,000 | 1,611 |
| Average Assets, year-to-date | $432,680,250 | 1,453 |
| Average Assets, quarterly | $427,834,500 | 1,509 |
| Volatile liabilities | $85,505,000 | 1,708 |
| Insider loans | $4,542,000 | 1,543 |
| FHLB advances | $1,501,000 | 4,660 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $91,083,000 | 1,126 |
| Tier 1 (core) risk-based capital | $32,619,000 | 1,947 |
| Tier 2 risk-based capital | $2,125,000 | 2,259 |
| Total risk weighted assets | $323,637,000 | 1,500 |
| Total unused commitments | $91,083,000 | 1,127 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 152 | 1,137 |
| Assets and Liabilities | ||
| Total Assets: | $434,715,000 | 1,486 |
| Cash and due from depository institutions | $29,702,000 | 1,137 |
| Interest-bearing balances | $5,000,000 | 997 |
| Securities | $57,960,000 | 2,050 |
| Federal funds sold & reverse repurchase agreements | $13,000,000 | 981 |
| Net loans & leases | $300,252,000 | 1,505 |
| Loan loss allowance | $1,999,000 | 2,448 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $11,917,000 | 934 |
| Other real estate owned | $0 | 1,137 |
| Goodwill and other intangibles | $15,632,000 | 493 |
| All other assets | $6,252,000 | 2,508 |
| Life insurance assets | $0 | 4,035 |
| Total liabilities and capital | $434,715,000 | 1,486 |
| Total liabilities | $387,151,000 | 1,507 |
| Total deposits | $372,325,000 | 1,362 |
| Interest-bearing deposits | $333,560,000 | 1,292 |
| Deposits held in domestic offices | $372,325,000 | 1,358 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $9,762,000 | 1,225 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $1,542,000 | 4,869 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $3,522,000 | 1,379 |
| Total equity capital | $47,564,000 | 1,319 |
| Total bank equity capital | $47,564,000 | 1,319 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $1,360,000 | 2,455 |
| Surplus | $40,618,000 | 722 |
| Undivided profits | $5,586,000 | 4,286 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $669,000 | 3,169 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $2,414,000 | 1,488 |
| Earning assets | $376,212,000 | 1,584 |
| Long-term assets (5+ years) | $55,611,000 | 1,691 |
| Average Assets, year-to-date | $436,589,000 | 1,442 |
| Average Assets, quarterly | $434,487,000 | 1,461 |
| Volatile liabilities | $87,171,000 | 1,669 |
| Insider loans | $6,548,000 | 1,055 |
| FHLB advances | $1,542,000 | 4,669 |
| Loans and leases held for sale | $2,303,000 | 632 |
| Unused loan commitments | $95,331,000 | 1,086 |
| Tier 1 (core) risk-based capital | $31,931,000 | 1,947 |
| Tier 2 risk-based capital | $2,047,000 | 2,304 |
| Total risk weighted assets | $320,898,000 | 1,487 |
| Total unused commitments | $95,331,000 | 1,086 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 149 | 1,141 |
| Assets and Liabilities | ||
| Total Assets: | $434,259,000 | 1,450 |
| Cash and due from depository institutions | $41,232,000 | 1,141 |
| Interest-bearing balances | $21,000,000 | 283 |
| Securities | $58,336,000 | 2,058 |
| Federal funds sold & reverse repurchase agreements | $15,865,000 | 936 |
| Net loans & leases | $284,044,000 | 1,543 |
| Loan loss allowance | $2,081,000 | 2,334 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $12,090,000 | 883 |
| Other real estate owned | $0 | 1,141 |
| Goodwill and other intangibles | $15,724,000 | 471 |
| All other assets | $6,968,000 | 2,246 |
| Life insurance assets | $0 | 4,002 |
| Total liabilities and capital | $434,259,000 | 1,450 |
| Total liabilities | $386,067,000 | 1,482 |
| Total deposits | $376,311,000 | 1,321 |
| Interest-bearing deposits | $340,237,000 | 1,239 |
| Deposits held in domestic offices | $376,311,000 | 1,317 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,005,000 | 1,628 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $1,607,000 | 4,754 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $3,144,000 | 1,522 |
| Total equity capital | $48,192,000 | 1,275 |
| Total bank equity capital | $48,192,000 | 1,275 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,360,000 | 2,444 |
| Surplus | $40,618,000 | 698 |
| Undivided profits | $6,214,000 | 4,098 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $814,000 | 2,729 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $2,027,000 | 1,709 |
| Earning assets | $379,245,000 | 1,546 |
| Long-term assets (5+ years) | $56,174,000 | 1,649 |
| Average Assets, year-to-date | $437,526,000 | 1,424 |
| Average Assets, quarterly | $437,526,000 | 1,424 |
| Volatile liabilities | $102,833,000 | 1,360 |
| Insider loans | $7,090,000 | 946 |
| FHLB advances | $1,607,000 | 4,589 |
| Loans and leases held for sale | $884,000 | 891 |
| Unused loan commitments | $94,813,000 | 1,072 |
| Tier 1 (core) risk-based capital | $32,467,000 | 1,883 |
| Tier 2 risk-based capital | $2,118,000 | 2,205 |
| Total risk weighted assets | $310,703,000 | 1,494 |
| Total unused commitments | $94,813,000 | 1,072 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 150 | 1,115 |
| Assets and Liabilities | ||
| Total Assets: | $440,793,000 | 1,420 |
| Cash and due from depository institutions | $48,181,000 | 1,115 |
| Interest-bearing balances | $21,000,000 | 250 |
| Securities | $59,223,000 | 2,031 |
| Federal funds sold & reverse repurchase agreements | $12,000,000 | 1,131 |
| Net loans & leases | $287,162,000 | 1,499 |
| Loan loss allowance | $2,135,000 | 2,251 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $12,032,000 | 857 |
| Other real estate owned | $0 | 1,115 |
| Goodwill and other intangibles | $15,816,000 | 457 |
| All other assets | $6,379,000 | 2,388 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $440,793,000 | 1,420 |
| Total liabilities | $393,079,000 | 1,434 |
| Total deposits | $383,194,000 | 1,275 |
| Interest-bearing deposits | $349,465,000 | 1,171 |
| Deposits held in domestic offices | $383,194,000 | 1,273 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,425,000 | 1,579 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $1,646,000 | 4,832 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $2,814,000 | 1,616 |
| Total equity capital | $47,714,000 | 1,278 |
| Total bank equity capital | $47,714,000 | 1,278 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $1,360,000 | 2,440 |
| Surplus | $40,618,000 | 682 |
| Undivided profits | $5,736,000 | 4,266 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,134,000 | 2,117 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $2,380,000 | 1,444 |
| Earning assets | $379,385,000 | 1,514 |
| Long-term assets (5+ years) | $57,966,000 | 1,601 |
| Average Assets, year-to-date | $453,806,800 | 1,314 |
| Average Assets, quarterly | $442,974,500 | 1,403 |
| Volatile liabilities | $104,310,000 | 1,326 |
| Insider loans | $8,290,000 | 775 |
| FHLB advances | $1,646,000 | 4,634 |
| Loans and leases held for sale | $1,258,000 | 779 |
| Unused loan commitments | $92,108,000 | 1,076 |
| Tier 1 (core) risk-based capital | $31,898,000 | 1,890 |
| Tier 2 risk-based capital | $2,194,000 | 2,111 |
| Total risk weighted assets | $310,661,000 | 1,463 |
| Total unused commitments | $92,108,000 | 1,076 |
| Derivatives | $5,723,000 | 523 |
| 2005-09-30 | Rank | |
| # of Employees: | 149 | 1,122 |
| Assets and Liabilities | ||
| Total Assets: | $445,156,000 | 1,381 |
| Cash and due from depository institutions | $50,612,000 | 1,122 |
| Interest-bearing balances | $24,000,000 | 223 |
| Securities | $53,520,000 | 2,190 |
| Federal funds sold & reverse repurchase agreements | $7,000,000 | 1,772 |
| Net loans & leases | $300,950,000 | 1,401 |
| Loan loss allowance | $2,139,000 | 2,246 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $11,522,000 | 895 |
| Other real estate owned | $0 | 1,122 |
| Goodwill and other intangibles | $15,908,000 | 432 |
| All other assets | $5,644,000 | 2,584 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $445,156,000 | 1,381 |
| Total liabilities | $397,127,000 | 1,400 |
| Total deposits | $382,923,000 | 1,234 |
| Interest-bearing deposits | $353,698,000 | 1,124 |
| Deposits held in domestic offices | $382,923,000 | 1,231 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $9,012,000 | 1,204 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $1,709,000 | 4,909 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $3,483,000 | 1,342 |
| Total equity capital | $48,029,000 | 1,254 |
| Total bank equity capital | $48,029,000 | 1,254 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,360,000 | 2,417 |
| Surplus | $40,618,000 | 664 |
| Undivided profits | $6,051,000 | 4,195 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $831,000 | 2,768 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $1,822,000 | 1,861 |
| Earning assets | $385,470,000 | 1,456 |
| Long-term assets (5+ years) | $54,174,000 | 1,667 |
| Average Assets, year-to-date | $457,060,250 | 1,291 |
| Average Assets, quarterly | $449,506,000 | 1,343 |
| Volatile liabilities | $118,798,000 | 1,130 |
| Insider loans | $6,547,000 | 982 |
| FHLB advances | $1,709,000 | 4,700 |
| Loans and leases held for sale | $2,111,000 | 665 |
| Unused loan commitments | $97,702,000 | 1,003 |
| Tier 1 (core) risk-based capital | $32,121,000 | 1,819 |
| Tier 2 risk-based capital | $2,197,000 | 2,083 |
| Total risk weighted assets | $329,239,000 | 1,343 |
| Total unused commitments | $97,702,000 | 1,005 |
| Derivatives | $7,601,000 | 490 |
| 2005-06-30 | Rank | |
| # of Employees: | 149 | 1,118 |
| Assets and Liabilities | ||
| Total Assets: | $453,856,000 | 1,317 |
| Cash and due from depository institutions | $22,868,000 | 1,118 |
| Interest-bearing balances | $0 | 6,834 |
| Securities | $51,619,000 | 2,303 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,776 |
| Net loans & leases | $338,540,000 | 1,196 |
| Loan loss allowance | $3,532,000 | 1,373 |
| Trading account assets | $6,439,000 | 88 |
| Bank premises and fixed assets | $11,570,000 | 865 |
| Other real estate owned | $0 | 1,118 |
| Goodwill and other intangibles | $15,999,000 | 419 |
| All other assets | $6,821,000 | 2,143 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $453,856,000 | 1,317 |
| Total liabilities | $403,621,000 | 1,340 |
| Total deposits | $389,039,000 | 1,189 |
| Interest-bearing deposits | $361,351,000 | 1,067 |
| Deposits held in domestic offices | $389,039,000 | 1,186 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $10,195,000 | 1,129 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $1,746,000 | 4,820 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $2,641,000 | 1,575 |
| Total equity capital | $50,235,000 | 1,187 |
| Total bank equity capital | $50,235,000 | 1,187 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,360,000 | 2,395 |
| Surplus | $40,618,000 | 651 |
| Undivided profits | $8,257,000 | 3,474 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,608,000 | 1,545 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $2,275,000 | 1,298 |
| Earning assets | $396,598,000 | 1,383 |
| Long-term assets (5+ years) | $56,623,000 | 1,620 |
| Average Assets, year-to-date | $461,028,330 | 1,262 |
| Average Assets, quarterly | $460,058,000 | 1,272 |
| Volatile liabilities | $129,182,000 | 1,024 |
| Insider loans | $5,498,000 | 1,150 |
| FHLB advances | $1,746,000 | 4,651 |
| Loans and leases held for sale | $11,267,000 | 263 |
| Unused loan commitments | $115,913,000 | 862 |
| Tier 1 (core) risk-based capital | $34,235,000 | 1,642 |
| Tier 2 risk-based capital | $3,592,000 | 1,316 |
| Total risk weighted assets | $369,495,000 | 1,144 |
| Total unused commitments | $115,913,000 | 862 |
| Derivatives | $9,492,000 | 444 |
| 2005-03-31 | Rank | |
| # of Employees: | 148 | 1,112 |
| Assets and Liabilities | ||
| Total Assets: | $466,260,000 | 1,266 |
| Cash and due from depository institutions | $28,032,000 | 1,112 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $71,720,000 | 1,719 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,340 |
| Net loans & leases | $324,719,000 | 1,214 |
| Loan loss allowance | $3,817,000 | 1,254 |
| Trading account assets | $6,893,000 | 89 |
| Bank premises and fixed assets | $11,720,000 | 834 |
| Other real estate owned | $0 | 1,112 |
| Goodwill and other intangibles | $16,091,000 | 406 |
| All other assets | $7,085,000 | 2,069 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $466,260,000 | 1,266 |
| Total liabilities | $416,882,000 | 1,269 |
| Total deposits | $381,721,000 | 1,204 |
| Interest-bearing deposits | $352,685,000 | 1,089 |
| Deposits held in domestic offices | $381,721,000 | 1,201 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $30,252,000 | 596 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $1,808,000 | 4,669 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $3,101,000 | 1,385 |
| Total equity capital | $49,378,000 | 1,166 |
| Total bank equity capital | $49,378,000 | 1,166 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,360,000 | 2,402 |
| Surplus | $40,618,000 | 636 |
| Undivided profits | $7,400,000 | 3,663 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,725,000 | 1,478 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $2,380,000 | 1,178 |
| Earning assets | $403,332,000 | 1,344 |
| Long-term assets (5+ years) | $64,407,000 | 1,511 |
| Average Assets, year-to-date | $464,614,500 | 1,256 |
| Average Assets, quarterly | $464,614,500 | 1,256 |
| Volatile liabilities | $127,313,000 | 981 |
| Insider loans | $6,304,000 | 967 |
| FHLB advances | $1,808,000 | 4,504 |
| Loans and leases held for sale | $12,510,000 | 230 |
| Unused loan commitments | $133,977,000 | 767 |
| Tier 1 (core) risk-based capital | $33,286,000 | 1,661 |
| Tier 2 risk-based capital | $3,878,000 | 1,195 |
| Total risk weighted assets | $370,300,000 | 1,125 |
| Total unused commitments | $133,977,000 | 767 |
| Derivatives | $6,378,000 | 446 |
| 2004-12-31 | Rank | |
| # of Employees: | 153 | 1,073 |
| Assets and Liabilities | ||
| Total Assets: | $462,969,000 | 1,270 |
| Cash and due from depository institutions | $19,045,000 | 1,073 |
| Interest-bearing balances | $0 | 6,872 |
| Securities | $71,878,000 | 1,742 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,164 |
| Net loans & leases | $332,075,000 | 1,182 |
| Loan loss allowance | $4,236,000 | 1,101 |
| Trading account assets | $3,501,000 | 103 |
| Bank premises and fixed assets | $11,654,000 | 835 |
| Other real estate owned | $1,308,000 | 1,073 |
| Goodwill and other intangibles | $16,183,000 | 401 |
| All other assets | $7,325,000 | 1,985 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $462,969,000 | 1,270 |
| Total liabilities | $413,555,000 | 1,276 |
| Total deposits | $387,939,000 | 1,155 |
| Interest-bearing deposits | $359,438,000 | 1,047 |
| Deposits held in domestic offices | $387,939,000 | 1,152 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $22,062,000 | 720 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $1,844,000 | 4,708 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $1,710,000 | 2,164 |
| Total equity capital | $49,414,000 | 1,156 |
| Total bank equity capital | $49,414,000 | 1,156 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,360,000 | 2,388 |
| Surplus | $38,868,000 | 654 |
| Undivided profits | $9,186,000 | 3,227 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,610,000 | 1,016 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $2,292,000 | 1,202 |
| Earning assets | $407,454,000 | 1,321 |
| Long-term assets (5+ years) | $64,546,000 | 1,536 |
| Average Assets, year-to-date | $461,836,800 | 1,196 |
| Average Assets, quarterly | $467,634,500 | 1,239 |
| Volatile liabilities | $121,638,000 | 1,007 |
| Insider loans | $6,083,000 | 984 |
| FHLB advances | $1,844,000 | 4,516 |
| Loans and leases held for sale | $20,411,000 | 176 |
| Unused loan commitments | $119,330,000 | 824 |
| Tier 1 (core) risk-based capital | $33,231,000 | 1,635 |
| Tier 2 risk-based capital | $4,236,000 | 1,069 |
| Total risk weighted assets | $362,801,000 | 1,136 |
| Total unused commitments | $119,330,000 | 824 |
| Derivatives | $4,877,000 | 490 |
| 2004-09-30 | Rank | |
| # of Employees: | 147 | 1,137 |
| Assets and Liabilities | ||
| Total Assets: | $472,300,000 | 1,217 |
| Cash and due from depository institutions | $28,075,000 | 1,137 |
| Interest-bearing balances | $0 | 6,935 |
| Securities | $80,658,000 | 1,568 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,928 |
| Net loans & leases | $328,156,000 | 1,169 |
| Loan loss allowance | $5,282,000 | 900 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $11,713,000 | 805 |
| Other real estate owned | $0 | 1,137 |
| Goodwill and other intangibles | $16,308,000 | 392 |
| All other assets | $7,390,000 | 1,922 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $472,300,000 | 1,217 |
| Total liabilities | $422,058,000 | 1,223 |
| Total deposits | $398,289,000 | 1,096 |
| Interest-bearing deposits | $371,615,000 | 993 |
| Deposits held in domestic offices | $398,289,000 | 1,092 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $19,695,000 | 771 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $1,902,000 | 4,683 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $2,172,000 | 1,803 |
| Total equity capital | $50,242,000 | 1,135 |
| Total bank equity capital | $50,242,000 | 1,135 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $1,360,000 | 2,384 |
| Surplus | $40,368,000 | 619 |
| Undivided profits | $8,514,000 | 3,401 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,667,000 | 626 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $2,372,000 | 1,174 |
| Earning assets | $408,814,000 | 1,288 |
| Long-term assets (5+ years) | $62,634,000 | 1,583 |
| Average Assets, year-to-date | $461,553,750 | 1,184 |
| Average Assets, quarterly | $475,581,500 | 1,186 |
| Volatile liabilities | $118,235,000 | 1,000 |
| Insider loans | $9,025,000 | 620 |
| FHLB advances | $1,902,000 | 4,498 |
| Loans and leases held for sale | $1,106,000 | 843 |
| Unused loan commitments | $136,210,000 | 726 |
| Tier 1 (core) risk-based capital | $33,933,000 | 1,548 |
| Tier 2 risk-based capital | $4,536,000 | 1,002 |
| Total risk weighted assets | $362,137,000 | 1,105 |
| Total unused commitments | $136,210,000 | 728 |
| Derivatives | $7,267,000 | 435 |
| 2004-06-30 | Rank | |
| # of Employees: | 155 | 1,073 |
| Assets and Liabilities | ||
| Total Assets: | $478,863,000 | 1,174 |
| Cash and due from depository institutions | $25,685,000 | 1,073 |
| Interest-bearing balances | $0 | 6,951 |
| Securities | $76,309,000 | 1,669 |
| Federal funds sold & reverse repurchase agreements | $22,500,000 | 475 |
| Net loans & leases | $319,257,000 | 1,157 |
| Loan loss allowance | $5,519,000 | 849 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $11,070,000 | 837 |
| Other real estate owned | $0 | 1,073 |
| Goodwill and other intangibles | $16,396,000 | 379 |
| All other assets | $7,646,000 | 1,868 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $478,863,000 | 1,174 |
| Total liabilities | $429,450,000 | 1,184 |
| Total deposits | $413,940,000 | 1,025 |
| Interest-bearing deposits | $379,091,000 | 953 |
| Deposits held in domestic offices | $413,940,000 | 1,021 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $11,718,000 | 1,056 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $1,937,000 | 4,654 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $1,855,000 | 1,873 |
| Total equity capital | $49,413,000 | 1,113 |
| Total bank equity capital | $49,413,000 | 1,113 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $1,360,000 | 2,387 |
| Surplus | $40,618,000 | 599 |
| Undivided profits | $7,435,000 | 3,578 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,878,000 | 739 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $2,341,000 | 1,116 |
| Earning assets | $418,066,000 | 1,232 |
| Long-term assets (5+ years) | $60,851,000 | 1,658 |
| Average Assets, year-to-date | $457,971,670 | 1,189 |
| Average Assets, quarterly | $476,728,000 | 1,160 |
| Volatile liabilities | $116,214,000 | 991 |
| Insider loans | $8,853,000 | 618 |
| FHLB advances | $1,937,000 | 4,488 |
| Loans and leases held for sale | $2,768,000 | 523 |
| Unused loan commitments | $135,582,000 | 711 |
| Tier 1 (core) risk-based capital | $33,012,000 | 1,566 |
| Tier 2 risk-based capital | $4,461,000 | 1,006 |
| Total risk weighted assets | $355,861,000 | 1,100 |
| Total unused commitments | $135,582,000 | 711 |
| Derivatives | $11,966,000 | 385 |
| 2004-03-31 | Rank | |
| # of Employees: | 133 | 1,277 |
| Assets and Liabilities | ||
| Total Assets: | $474,593,000 | 1,164 |
| Cash and due from depository institutions | $26,597,000 | 1,277 |
| Interest-bearing balances | $0 | 6,987 |
| Securities | $63,465,000 | 1,971 |
| Federal funds sold & reverse repurchase agreements | $32,500,000 | 418 |
| Net loans & leases | $317,462,000 | 1,140 |
| Loan loss allowance | $5,248,000 | 888 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $10,949,000 | 830 |
| Other real estate owned | $0 | 1,277 |
| Goodwill and other intangibles | $16,500,000 | 368 |
| All other assets | $7,120,000 | 1,874 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $474,593,000 | 1,164 |
| Total liabilities | $425,531,000 | 1,171 |
| Total deposits | $408,354,000 | 1,031 |
| Interest-bearing deposits | $382,870,000 | 953 |
| Deposits held in domestic offices | $408,354,000 | 1,029 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $10,139,000 | 1,070 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $1,992,000 | 4,473 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $5,046,000 | 952 |
| Total equity capital | $49,062,000 | 1,137 |
| Total bank equity capital | $49,062,000 | 1,137 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $1,360,000 | 2,381 |
| Surplus | $40,618,000 | 584 |
| Undivided profits | $7,084,000 | 3,854 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,784,000 | 1,077 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $2,275,000 | 1,142 |
| Earning assets | $413,427,000 | 1,233 |
| Long-term assets (5+ years) | $59,958,000 | 1,650 |
| Average Assets, year-to-date | $447,526,000 | 1,222 |
| Average Assets, quarterly | $447,526,000 | 1,222 |
| Volatile liabilities | $115,382,000 | 960 |
| Insider loans | $7,538,000 | 727 |
| FHLB advances | $1,992,000 | 4,304 |
| Loans and leases held for sale | $3,409,000 | 509 |
| Unused loan commitments | $101,155,000 | 864 |
| Tier 1 (core) risk-based capital | $32,548,000 | 1,581 |
| Tier 2 risk-based capital | $4,432,000 | 993 |
| Total risk weighted assets | $353,774,000 | 1,075 |
| Total unused commitments | $101,155,000 | 864 |
| Derivatives | $12,162,000 | 383 |
| 2003-12-31 | Rank | |
| # of Employees: | 121 | 1,434 |
| Assets and Liabilities | ||
| Total Assets: | $420,459,000 | 1,339 |
| Cash and due from depository institutions | $24,351,000 | 1,434 |
| Interest-bearing balances | $0 | 6,994 |
| Securities | $55,510,000 | 2,275 |
| Federal funds sold & reverse repurchase agreements | $20,000,000 | 554 |
| Net loans & leases | $289,268,000 | 1,230 |
| Loan loss allowance | $4,697,000 | 988 |
| Trading account assets | $1,702,000 | 122 |
| Bank premises and fixed assets | $9,564,000 | 988 |
| Other real estate owned | $0 | 1,434 |
| Goodwill and other intangibles | $13,003,000 | 422 |
| All other assets | $7,061,000 | 1,919 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $420,459,000 | 1,339 |
| Total liabilities | $376,471,000 | 1,340 |
| Total deposits | $359,893,000 | 1,196 |
| Interest-bearing deposits | $350,765,000 | 1,036 |
| Deposits held in domestic offices | $359,893,000 | 1,195 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $12,641,000 | 968 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $2,026,000 | 4,350 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $1,911,000 | 1,928 |
| Total equity capital | $43,988,000 | 1,237 |
| Total bank equity capital | $43,988,000 | 1,237 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $1,360,000 | 2,398 |
| Surplus | $36,118,000 | 645 |
| Undivided profits | $6,510,000 | 3,998 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,186,000 | 1,402 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $2,071,000 | 1,331 |
| Earning assets | $366,480,000 | 1,408 |
| Long-term assets (5+ years) | $51,845,000 | 1,861 |
| Average Assets, year-to-date | $413,214,600 | 1,309 |
| Average Assets, quarterly | $419,521,000 | 1,328 |
| Volatile liabilities | $106,685,000 | 1,039 |
| Insider loans | $6,136,000 | 882 |
| FHLB advances | $2,026,000 | 4,165 |
| Loans and leases held for sale | $8,989,000 | 274 |
| Unused loan commitments | $109,895,000 | 789 |
| Tier 1 (core) risk-based capital | $30,964,000 | 1,652 |
| Tier 2 risk-based capital | $4,133,000 | 1,057 |
| Total risk weighted assets | $330,098,000 | 1,148 |
| Total unused commitments | $109,895,000 | 790 |
| Derivatives | $2,700,000 | 487 |
| 2003-09-30 | Rank | |
| # of Employees: | 123 | 1,433 |
| Assets and Liabilities | ||
| Total Assets: | $418,583,000 | 1,342 |
| Cash and due from depository institutions | $21,054,000 | 1,433 |
| Interest-bearing balances | $0 | 7,032 |
| Securities | $60,122,000 | 2,098 |
| Federal funds sold & reverse repurchase agreements | $19,000,000 | 765 |
| Net loans & leases | $288,869,000 | 1,232 |
| Loan loss allowance | $5,055,000 | 930 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $9,279,000 | 997 |
| Other real estate owned | $0 | 1,433 |
| Goodwill and other intangibles | $13,026,000 | 422 |
| All other assets | $7,233,000 | 1,876 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $418,583,000 | 1,342 |
| Total liabilities | $375,758,000 | 1,335 |
| Total deposits | $359,922,000 | 1,211 |
| Interest-bearing deposits | $340,305,000 | 1,087 |
| Deposits held in domestic offices | $359,922,000 | 1,209 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $11,271,000 | 1,033 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $2,327,000 | 4,235 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $2,238,000 | 1,765 |
| Total equity capital | $42,825,000 | 1,274 |
| Total bank equity capital | $42,825,000 | 1,274 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $1,360,000 | 2,414 |
| Surplus | $35,618,000 | 661 |
| Undivided profits | $5,847,000 | 4,281 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,982,000 | 1,645 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $2,397,000 | 1,148 |
| Earning assets | $367,991,000 | 1,409 |
| Long-term assets (5+ years) | $55,196,000 | 1,767 |
| Average Assets, year-to-date | $411,403,500 | 1,329 |
| Average Assets, quarterly | $415,815,000 | 1,345 |
| Volatile liabilities | $112,854,000 | 958 |
| Insider loans | $5,856,000 | 910 |
| FHLB advances | $2,327,000 | 4,050 |
| Loans and leases held for sale | $5,942,000 | 471 |
| Unused loan commitments | $126,849,000 | 722 |
| Tier 1 (core) risk-based capital | $29,769,000 | 1,732 |
| Tier 2 risk-based capital | $4,251,000 | 1,037 |
| Total risk weighted assets | $339,297,000 | 1,113 |
| Total unused commitments | $126,849,000 | 723 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 128 | 1,369 |
| Assets and Liabilities | ||
| Total Assets: | $413,047,000 | 1,342 |
| Cash and due from depository institutions | $24,578,000 | 1,369 |
| Interest-bearing balances | $0 | 7,050 |
| Securities | $67,635,000 | 1,835 |
| Federal funds sold & reverse repurchase agreements | $4,000,000 | 3,424 |
| Net loans & leases | $286,914,000 | 1,228 |
| Loan loss allowance | $4,786,000 | 954 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $9,034,000 | 1,000 |
| Other real estate owned | $0 | 1,369 |
| Goodwill and other intangibles | $13,059,000 | 397 |
| All other assets | $7,827,000 | 1,694 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $413,047,000 | 1,342 |
| Total liabilities | $370,789,000 | 1,347 |
| Total deposits | $353,488,000 | 1,223 |
| Interest-bearing deposits | $332,525,000 | 1,107 |
| Deposits held in domestic offices | $353,488,000 | 1,222 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $12,827,000 | 915 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $2,366,000 | 4,176 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $2,108,000 | 1,929 |
| Total equity capital | $42,258,000 | 1,281 |
| Total bank equity capital | $42,258,000 | 1,281 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $1,360,000 | 2,413 |
| Surplus | $35,618,000 | 650 |
| Undivided profits | $5,280,000 | 4,570 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,528,000 | 2,053 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $2,331,000 | 1,171 |
| Earning assets | $358,549,000 | 1,419 |
| Long-term assets (5+ years) | $56,176,000 | 1,660 |
| Average Assets, year-to-date | $409,010,330 | 1,325 |
| Average Assets, quarterly | $404,245,500 | 1,363 |
| Volatile liabilities | $104,581,000 | 1,015 |
| Insider loans | $6,643,000 | 773 |
| FHLB advances | $2,366,000 | 3,985 |
| Loans and leases held for sale | $12,717,000 | 403 |
| Unused loan commitments | $104,022,000 | 831 |
| Tier 1 (core) risk-based capital | $29,158,000 | 1,729 |
| Tier 2 risk-based capital | $3,982,000 | 1,070 |
| Total risk weighted assets | $317,737,000 | 1,173 |
| Total unused commitments | $104,022,000 | 835 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 117 | 1,485 |
| Assets and Liabilities | ||
| Total Assets: | $395,444,000 | 1,384 |
| Cash and due from depository institutions | $26,985,000 | 1,485 |
| Interest-bearing balances | $0 | 7,012 |
| Securities | $73,517,000 | 1,676 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,247 |
| Net loans & leases | $265,511,000 | 1,308 |
| Loan loss allowance | $4,365,000 | 1,042 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $9,050,000 | 994 |
| Other real estate owned | $0 | 1,485 |
| Goodwill and other intangibles | $13,093,000 | 388 |
| All other assets | $7,288,000 | 1,742 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $395,444,000 | 1,384 |
| Total liabilities | $353,618,000 | 1,383 |
| Total deposits | $320,401,000 | 1,347 |
| Interest-bearing deposits | $292,581,000 | 1,277 |
| Deposits held in domestic offices | $320,401,000 | 1,344 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $27,823,000 | 571 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $2,651,000 | 3,995 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $2,743,000 | 1,620 |
| Total equity capital | $41,826,000 | 1,276 |
| Total bank equity capital | $41,826,000 | 1,276 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $1,360,000 | 2,427 |
| Surplus | $35,618,000 | 647 |
| Undivided profits | $4,848,000 | 4,706 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,923,000 | 1,655 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $2,628,000 | 1,061 |
| Earning assets | $339,028,000 | 1,478 |
| Long-term assets (5+ years) | $41,854,000 | 1,999 |
| Average Assets, year-to-date | $406,992,000 | 1,325 |
| Average Assets, quarterly | $406,992,000 | 1,325 |
| Volatile liabilities | $99,843,000 | 1,039 |
| Insider loans | $5,458,000 | 955 |
| FHLB advances | $2,651,000 | 3,825 |
| Loans and leases held for sale | $8,588,000 | 447 |
| Unused loan commitments | $96,832,000 | 839 |
| Tier 1 (core) risk-based capital | $28,683,000 | 1,719 |
| Tier 2 risk-based capital | $3,773,000 | 1,109 |
| Total risk weighted assets | $301,169,000 | 1,224 |
| Total unused commitments | $96,832,000 | 843 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 114 | 1,507 |
| Assets and Liabilities | ||
| Total Assets: | $418,540,000 | 1,275 |
| Cash and due from depository institutions | $23,474,000 | 1,507 |
| Interest-bearing balances | $0 | 7,009 |
| Securities | $79,900,000 | 1,542 |
| Federal funds sold & reverse repurchase agreements | $27,500,000 | 513 |
| Net loans & leases | $254,658,000 | 1,354 |
| Loan loss allowance | $3,562,000 | 1,242 |
| Trading account assets | $3,689,000 | 105 |
| Bank premises and fixed assets | $9,180,000 | 966 |
| Other real estate owned | $0 | 1,507 |
| Goodwill and other intangibles | $13,127,000 | 378 |
| All other assets | $7,012,000 | 1,757 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $418,540,000 | 1,275 |
| Total liabilities | $377,282,000 | 1,281 |
| Total deposits | $324,446,000 | 1,296 |
| Interest-bearing deposits | $308,437,000 | 1,189 |
| Deposits held in domestic offices | $324,446,000 | 1,294 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $45,795,000 | 452 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $2,690,000 | 4,047 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $4,351,000 | 1,089 |
| Total equity capital | $41,258,000 | 1,265 |
| Total bank equity capital | $41,258,000 | 1,265 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $1,360,000 | 2,428 |
| Surplus | $35,618,000 | 626 |
| Undivided profits | $4,280,000 | 4,994 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,637,000 | 1,841 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $2,489,000 | 1,148 |
| Earning assets | $365,747,000 | 1,343 |
| Long-term assets (5+ years) | $46,011,000 | 1,833 |
| Average Assets, year-to-date | $394,084,200 | 1,297 |
| Average Assets, quarterly | $411,402,000 | 1,284 |
| Volatile liabilities | $115,459,000 | 901 |
| Insider loans | $6,833,000 | 729 |
| FHLB advances | $2,690,000 | 3,837 |
| Loans and leases held for sale | $17,576,000 | 321 |
| Unused loan commitments | $97,366,000 | 809 |
| Tier 1 (core) risk-based capital | $28,069,000 | 1,720 |
| Tier 2 risk-based capital | $3,562,000 | 1,156 |
| Total risk weighted assets | $309,387,000 | 1,164 |
| Total unused commitments | $97,366,000 | 809 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 111 | 1,522 |
| Assets and Liabilities | ||
| Total Assets: | $394,160,000 | 1,295 |
| Cash and due from depository institutions | $14,462,000 | 1,522 |
| Interest-bearing balances | $0 | 7,015 |
| Securities | $71,842,000 | 1,560 |
| Federal funds sold & reverse repurchase agreements | $39,500,000 | 378 |
| Net loans & leases | $241,115,000 | 1,379 |
| Loan loss allowance | $2,924,000 | 1,413 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $7,693,000 | 1,123 |
| Other real estate owned | $0 | 1,522 |
| Goodwill and other intangibles | $13,263,000 | 357 |
| All other assets | $6,285,000 | 1,826 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $394,160,000 | 1,295 |
| Total liabilities | $355,465,000 | 1,296 |
| Total deposits | $305,446,000 | 1,308 |
| Interest-bearing deposits | $235,399,000 | 1,484 |
| Deposits held in domestic offices | $305,446,000 | 1,305 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $42,882,000 | 481 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $4,244,000 | 3,262 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $2,893,000 | 1,495 |
| Total equity capital | $38,695,000 | 1,280 |
| Total bank equity capital | $38,695,000 | 1,280 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $1,360,000 | 2,474 |
| Surplus | $35,618,000 | 620 |
| Undivided profits | $1,717,000 | 6,815 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,357,000 | 1,299 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $2,776,000 | 1,119 |
| Earning assets | $352,457,000 | 1,321 |
| Long-term assets (5+ years) | $50,625,000 | 1,704 |
| Average Assets, year-to-date | $375,080,200 | 1,291 |
| Average Assets, quarterly | $386,183,000 | 1,305 |
| Volatile liabilities | $98,647,000 | 1,012 |
| Insider loans | $11,738,000 | 347 |
| FHLB advances | $4,244,000 | 3,071 |
| Loans and leases held for sale | $4,717,000 | 612 |
| Unused loan commitments | $80,791,000 | 885 |
| Tier 1 (core) risk-based capital | $25,341,000 | 1,824 |
| Tier 2 risk-based capital | $2,924,000 | 1,309 |
| Total risk weighted assets | $281,949,000 | 1,214 |
| Total unused commitments | $80,791,000 | 885 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 110 | 1,517 |
| Assets and Liabilities | ||
| Total Assets: | $348,252,000 | 1,374 |
| Cash and due from depository institutions | $19,452,000 | 1,517 |
| Interest-bearing balances | $0 | 6,829 |
| Securities | $63,449,000 | 1,738 |
| Federal funds sold & reverse repurchase agreements | $2,400,000 | 3,835 |
| Net loans & leases | $236,771,000 | 1,344 |
| Loan loss allowance | $2,903,000 | 1,336 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $6,138,000 | 1,393 |
| Other real estate owned | $0 | 1,517 |
| Goodwill and other intangibles | $14,255,000 | 327 |
| All other assets | $5,787,000 | 1,602 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $348,252,000 | 1,374 |
| Total liabilities | $308,171,000 | 1,409 |
| Total deposits | $275,434,000 | 1,374 |
| Interest-bearing deposits | $228,325,000 | 1,447 |
| Deposits held in domestic offices | $275,434,000 | 1,371 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $25,956,000 | 645 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $4,499,000 | 3,057 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $2,282,000 | 1,861 |
| Total equity capital | $40,081,000 | 1,172 |
| Total bank equity capital | $40,081,000 | 1,172 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $1,360,000 | 2,525 |
| Surplus | $35,618,000 | 581 |
| Undivided profits | $3,103,000 | 5,571 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,753,000 | 1,413 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $2,153,000 | 1,154 |
| Earning assets | $302,620,000 | 1,457 |
| Long-term assets (5+ years) | $52,921,000 | 1,562 |
| Average Assets, year-to-date | $337,893,800 | 1,353 |
| Average Assets, quarterly | $343,849,000 | 1,375 |
| Volatile liabilities | $75,460,000 | 1,231 |
| Insider loans | $12,669,000 | 323 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $68,635,000 | 922 |
| Tier 1 (core) risk-based capital | $25,800,000 | 1,702 |
| Tier 2 risk-based capital | $2,903,000 | 1,272 |
| Total risk weighted assets | $271,956,100 | 1,198 |
| Total unused commitments | $68,635,000 | 923 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 109 | 1,568 |
| Assets and Liabilities | ||
| Total Assets: | $339,611,000 | 1,401 |
| Cash and due from depository institutions | $23,083,000 | 1,568 |
| Interest-bearing balances | $198,000 | 4,049 |
| Securities | $61,344,000 | 1,864 |
| Federal funds sold & reverse repurchase agreements | $13,895,000 | 715 |
| Net loans & leases | $213,660,000 | 1,429 |
| Loan loss allowance | $3,364,000 | 1,148 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $6,530,000 | 1,269 |
| Other real estate owned | $0 | 1,568 |
| Goodwill and other intangibles | $15,247,000 | 302 |
| All other assets | $5,852,000 | 1,572 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $339,611,000 | 1,401 |
| Total liabilities | $301,018,000 | 1,419 |
| Total deposits | $269,792,000 | 1,392 |
| Interest-bearing deposits | $213,121,000 | 1,528 |
| Deposits held in domestic offices | $269,792,000 | 1,388 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $24,490,000 | 738 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $4,738,000 | 2,970 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $1,998,000 | 1,877 |
| Total equity capital | $38,593,000 | 1,171 |
| Total bank equity capital | $38,593,000 | 1,171 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $1,360,000 | 2,577 |
| Surplus | $34,618,000 | 593 |
| Undivided profits | $2,615,000 | 5,877 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,025,000 | 1,157 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $1,982,000 | 1,056 |
| Earning assets | $289,097,000 | 1,493 |
| Long-term assets (5+ years) | $37,315,000 | 2,161 |
| Average Assets, year-to-date | $276,037,800 | 1,641 |
| Average Assets, quarterly | $304,498,000 | 1,529 |
| Volatile liabilities | $60,863,000 | 1,398 |
| Insider loans | $6,526,000 | 701 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $64,346,000 | 1,001 |
| Tier 1 (core) risk-based capital | $23,634,000 | 1,852 |
| Tier 2 risk-based capital | $3,274,000 | 1,110 |
| Total risk weighted assets | $261,829,700 | 1,205 |
| Total unused commitments | $64,346,000 | 1,002 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 89 | 1,934 |
| Assets and Liabilities | ||
| Total Assets: | $249,181,000 | 1,846 |
| Cash and due from depository institutions | $13,363,000 | 1,934 |
| Interest-bearing balances | $0 | 6,728 |
| Securities | $44,593,000 | 2,575 |
| Federal funds sold & reverse repurchase agreements | $6,600,000 | 2,618 |
| Net loans & leases | $166,324,000 | 1,698 |
| Loan loss allowance | $2,791,000 | 1,308 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $4,673,000 | 1,716 |
| Other real estate owned | $0 | 1,934 |
| Goodwill and other intangibles | $8,731,000 | 399 |
| All other assets | $4,897,000 | 1,569 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $249,181,000 | 1,846 |
| Total liabilities | $220,832,000 | 1,891 |
| Total deposits | $195,521,000 | 1,926 |
| Interest-bearing deposits | $163,790,000 | 1,980 |
| Deposits held in domestic offices | $195,521,000 | 1,920 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $19,182,000 | 751 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $4,177,000 | 2,487 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $1,952,000 | 2,040 |
| Total equity capital | $28,349,000 | 1,573 |
| Total bank equity capital | $28,349,000 | 1,573 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $1,360,000 | 2,556 |
| Surplus | $26,000,000 | 709 |
| Undivided profits | $989,000 | 8,234 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,003,000 | 1,290 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $548,000 | 270 |
| Income earned, not collected on loans | $2,254,000 | 914 |
| Earning assets | $217,517,000 | 1,957 |
| Long-term assets (5+ years) | $32,285,000 | 2,246 |
| Average Assets, year-to-date | $251,969,000 | 1,733 |
| Average Assets, quarterly | $253,138,500 | 1,800 |
| Volatile liabilities | $49,809,000 | 1,391 |
| Insider loans | $7,095,000 | 578 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $34,816,000 | 1,485 |
| Tier 1 (core) risk-based capital | $19,611,000 | 2,176 |
| Tier 2 risk-based capital | $2,391,580 | 1,383 |
| Total risk weighted assets | $190,926,980 | 1,508 |
| Total unused commitments | $34,816,000 | 1,491 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 81 | 2,202 |
| Assets and Liabilities | ||
| Total Assets: | $246,050,000 | 1,857 |
| Cash and due from depository institutions | $16,467,000 | 2,202 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $42,111,000 | 2,690 |
| Federal funds sold & reverse repurchase agreements | $4,600,000 | 2,894 |
| Net loans & leases | $164,062,000 | 1,724 |
| Loan loss allowance | $2,589,000 | 1,430 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $5,074,000 | 1,547 |
| Other real estate owned | $0 | 2,202 |
| Goodwill and other intangibles | $9,317,000 | 384 |
| All other assets | $4,419,000 | 1,700 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $246,050,000 | 1,857 |
| Total liabilities | $217,883,000 | 1,888 |
| Total deposits | $201,020,000 | 1,878 |
| Interest-bearing deposits | $160,988,000 | 2,014 |
| Deposits held in domestic offices | $201,020,000 | 1,871 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $12,725,000 | 945 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $2,078,000 | 2,825 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $2,060,000 | 1,966 |
| Total equity capital | $28,167,000 | 1,605 |
| Total bank equity capital | $28,167,000 | 1,605 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $1,360,000 | 2,587 |
| Surplus | $26,000,000 | 714 |
| Undivided profits | $807,000 | 8,906 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,863,000 | 1,432 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $313,000 | 444 |
| Income earned, not collected on loans | $1,695,000 | 1,277 |
| Earning assets | $210,773,000 | 1,992 |
| Long-term assets (5+ years) | $21,489,000 | 2,657 |
| Average Assets, year-to-date | $240,469,000 | 1,805 |
| Average Assets, quarterly | $238,379,000 | 1,889 |
| Volatile liabilities | $41,948,000 | 1,632 |
| Insider loans | $8,739,000 | 442 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $38,570,000 | 1,312 |
| Tier 1 (core) risk-based capital | $18,842,000 | 2,274 |
| Tier 2 risk-based capital | $2,414,050 | 1,293 |
| Total risk weighted assets | $192,949,050 | 1,460 |
| Total unused commitments | $38,570,000 | 1,316 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 130 | 1,431 |
| Assets and Liabilities | ||
| Total Assets: | $275,235,000 | 1,688 |
| Cash and due from depository institutions | $19,238,000 | 1,431 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $41,909,000 | 2,880 |
| Federal funds sold & reverse repurchase agreements | $21,500,000 | 614 |
| Net loans & leases | $166,822,000 | 1,722 |
| Loan loss allowance | $2,754,000 | 1,425 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $5,689,000 | 1,383 |
| Other real estate owned | $33,000 | 1,431 |
| Goodwill and other intangibles | $16,418,000 | 269 |
| All other assets | $3,626,000 | 2,078 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $275,235,000 | 1,688 |
| Total liabilities | $240,763,000 | 1,743 |
| Total deposits | $236,259,000 | 1,625 |
| Interest-bearing deposits | $199,356,000 | 1,678 |
| Deposits held in domestic offices | $236,259,000 | 1,612 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,627,000 | 2,058 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $1,877,000 | 2,147 |
| Total equity capital | $34,472,000 | 1,308 |
| Total bank equity capital | $34,472,000 | 1,308 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $1,360,000 | 2,756 |
| Surplus | $31,078,000 | 640 |
| Undivided profits | $2,034,000 | 7,216 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,114,000 | 1,452 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $417,000 | 338 |
| Income earned, not collected on loans | $1,501,000 | 1,449 |
| Earning assets | $230,231,000 | 1,861 |
| Long-term assets (5+ years) | $15,488,000 | 3,197 |
| Average Assets, year-to-date | $266,872,600 | 1,672 |
| Average Assets, quarterly | $266,263,000 | 1,726 |
| Volatile liabilities | $30,789,000 | 2,045 |
| Insider loans | $9,029,000 | 486 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $47,370,000 | 1,101 |
| Tier 1 (core) risk-based capital | $18,037,000 | 2,399 |
| Tier 2 risk-based capital | $2,325,650 | 1,381 |
| Total risk weighted assets | $185,623,750 | 1,551 |
| Total unused commitments | $47,370,000 | 1,107 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 139 | 1,368 |
| Assets and Liabilities | ||
| Total Assets: | $273,236,000 | 1,721 |
| Cash and due from depository institutions | $15,883,000 | 1,368 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $33,961,000 | 3,707 |
| Federal funds sold & reverse repurchase agreements | $41,000,000 | 396 |
| Net loans & leases | $155,494,000 | 1,831 |
| Loan loss allowance | $2,673,000 | 1,514 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $5,464,000 | 1,426 |
| Other real estate owned | $469,000 | 1,368 |
| Goodwill and other intangibles | $17,404,000 | 257 |
| All other assets | $3,561,000 | 2,180 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $273,236,000 | 1,721 |
| Total liabilities | $240,024,000 | 1,770 |
| Total deposits | $237,817,000 | 1,644 |
| Interest-bearing deposits | $185,554,000 | 1,814 |
| Deposits held in domestic offices | $237,817,000 | 1,632 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $200,000 | 3,451 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $2,007,000 | 2,089 |
| Total equity capital | $33,212,000 | 1,368 |
| Total bank equity capital | $33,212,000 | 1,368 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $1,360,000 | 2,853 |
| Surplus | $31,077,000 | 644 |
| Undivided profits | $775,000 | 9,739 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,222,000 | 2,241 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $1,528,000 | 1,459 |
| Earning assets | $230,455,000 | 1,855 |
| Long-term assets (5+ years) | $19,260,000 | 2,572 |
| Average Assets, year-to-date | $234,505,400 | 1,927 |
| Average Assets, quarterly | $261,354,500 | 1,782 |
| Volatile liabilities | $22,909,000 | 2,358 |
| Insider loans | $7,161,000 | 622 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $38,848,000 | 1,233 |
| Tier 1 (core) risk-based capital | $15,808,000 | 2,711 |
| Tier 2 risk-based capital | $2,190,280 | 1,452 |
| Total risk weighted assets | $174,739,480 | 1,629 |
| Total unused commitments | $38,848,000 | 1,242 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 116 | 1,719 |
| Assets and Liabilities | ||
| Total Assets: | $179,999,000 | 2,548 |
| Cash and due from depository institutions | $31,472,000 | 1,719 |
| Interest-bearing balances | $21,209,000 | 188 |
| Securities | $24,297,000 | 5,097 |
| Federal funds sold & reverse repurchase agreements | $9,700,000 | 960 |
| Net loans & leases | $106,845,000 | 2,523 |
| Loan loss allowance | $1,553,000 | 2,468 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $4,985,000 | 1,482 |
| Other real estate owned | $519,000 | 1,719 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $2,181,000 | 3,567 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $179,999,000 | 2,548 |
| Total liabilities | $168,957,000 | 2,476 |
| Total deposits | $167,762,000 | 2,297 |
| Interest-bearing deposits | $134,916,000 | 2,452 |
| Deposits held in domestic offices | $167,762,000 | 2,288 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $200,000 | 4,424 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $995,000 | 3,087 |
| Total equity capital | $11,042,000 | 3,686 |
| Total bank equity capital | $11,042,000 | 3,686 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $1,360,000 | 2,965 |
| Surplus | $4,682,000 | 2,932 |
| Undivided profits | $5,000,000 | 4,201 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $241,000 | 6,244 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $952,000 | 2,091 |
| Earning assets | $162,051,000 | 2,581 |
| Long-term assets (5+ years) | $20,244,000 | 2,517 |
| Average Assets, year-to-date | $177,878,000 | 2,497 |
| Average Assets, quarterly | $179,018,500 | 2,536 |
| Volatile liabilities | $13,325,000 | 3,509 |
| Insider loans | $4,939,000 | 856 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $29,652,000 | 1,441 |
| Tier 1 (core) risk-based capital | $11,445,000 | 3,606 |
| Tier 2 risk-based capital | $1,531,910 | 2,006 |
| Total risk weighted assets | $122,531,510 | 2,206 |
| Total unused commitments | $29,652,000 | 1,452 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 113 | 1,846 |
| Assets and Liabilities | ||
| Total Assets: | $180,443,000 | 2,569 |
| Cash and due from depository institutions | $11,135,000 | 1,846 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $52,967,000 | 2,617 |
| Federal funds sold & reverse repurchase agreements | $7,575,000 | 1,835 |
| Net loans & leases | $103,710,000 | 2,527 |
| Loan loss allowance | $1,724,000 | 2,329 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $2,308,000 | 3,163 |
| Other real estate owned | $663,000 | 1,846 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $2,085,000 | 3,368 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $180,443,000 | 2,569 |
| Total liabilities | $169,793,000 | 2,490 |
| Total deposits | $150,775,000 | 2,614 |
| Interest-bearing deposits | $120,325,000 | 2,842 |
| Deposits held in domestic offices | $150,775,000 | 2,603 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,187,000 | 2,150 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $15,271,000 | 871 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $1,560,000 | 2,230 |
| Total equity capital | $10,650,000 | 3,838 |
| Total bank equity capital | $10,650,000 | 3,838 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $1,360,000 | 3,049 |
| Surplus | $4,682,000 | 2,877 |
| Undivided profits | $4,608,000 | 4,620 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $977,000 | 3,218 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $672,000 | 2,683 |
| Earning assets | $164,252,000 | 2,581 |
| Long-term assets (5+ years) | $39,668,000 | 1,478 |
| Average Assets, year-to-date | $164,767,200 | 2,722 |
| Average Assets, quarterly | $173,928,000 | 2,637 |
| Volatile liabilities | $29,070,000 | 1,778 |
| Insider loans | $4,716,000 | 870 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $22,310,000 | 1,758 |
| Tier 1 (core) risk-based capital | $10,650,000 | 3,756 |
| Tier 2 risk-based capital | $1,511,240 | 2,018 |
| Total risk weighted assets | $120,642,240 | 2,216 |
| Total unused commitments | $22,310,000 | 1,778 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 98 | 2,197 |
| Assets and Liabilities | ||
| Total Assets: | $150,524,000 | 3,083 |
| Cash and due from depository institutions | $10,487,000 | 2,197 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $34,080,000 | 3,992 |
| Federal funds sold & reverse repurchase agreements | $22,800,000 | 758 |
| Net loans & leases | $77,885,000 | 3,321 |
| Loan loss allowance | $1,333,000 | 2,957 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $2,064,000 | 3,495 |
| Other real estate owned | $1,223,000 | 2,197 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $1,985,000 | 3,610 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $150,524,000 | 3,083 |
| Total liabilities | $142,461,000 | 3,006 |
| Total deposits | $134,365,000 | 3,029 |
| Interest-bearing deposits | $108,265,000 | 3,284 |
| Deposits held in domestic offices | $134,365,000 | 3,023 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $7,345,000 | 1,162 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $751,000 | 4,125 |
| Total equity capital | $8,063,000 | 4,750 |
| Total bank equity capital | $8,063,000 | 4,750 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $1,360,000 | 3,162 |
| Surplus | $3,382,000 | 3,678 |
| Undivided profits | $3,321,000 | 5,565 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,563,000 | 2,683 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $650,000 | 3,085 |
| Earning assets | $134,765,000 | 3,159 |
| Long-term assets (5+ years) | $31,216,000 | 1,792 |
| Average Assets, year-to-date | $140,237,800 | 3,255 |
| Average Assets, quarterly | $143,055,500 | 3,235 |
| Volatile liabilities | $21,607,000 | 2,208 |
| Insider loans | $6,000 | 9,084 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $19,597,000 | 1,850 |
| Tier 1 (core) risk-based capital | $8,063,000 | 4,681 |
| Tier 2 risk-based capital | $1,105,820 | 2,665 |
| Total risk weighted assets | $88,238,120 | 3,009 |
| Total unused commitments | $19,597,000 | 1,866 |
| Derivatives | $0 | 651 |