Home > Union Center National Bank > Income and Expense
Union Center National Bank, Income and Expense
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $28,737,000 | 434 |
| Total interest expense | $5,383,000 | 262 |
| Net interest income | $23,354,000 | 467 |
| Provision for loan and lease losses | $909,000 | 483 |
| Total noninterest income | $2,256,000 | 1,168 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $714,000 | 918 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $1,542,000 | 1,078 |
| Total noninterest expense | $13,955,000 | 724 |
| Salaries and employee benefits | $6,516,000 | 834 |
| Premises and equipment expense | $1,896,000 | 653 |
| Additional noninterest expense | $5,543,000 | 591 |
| Pre-tax net operating income | $10,746,000 | 425 |
| Securities gains (losses) | $1,989,000 | 69 |
| Applicable income taxes | $3,723,000 | 374 |
| Income before extraordinary items | $9,012,000 | 397 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $9,012,000 | 396 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $9,012,000 | 397 |
| Net charge-offs | $417,000 | 1,006 |
| Cash dividends | $4,803,000 | 331 |
| Sale, conversion, retirement of capital stock, net | $276,000 | 244 |
| Net operating income | $7,599,810 | 450 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $14,337,000 | 437 |
| Total interest expense | $2,689,000 | 262 |
| Net interest income | $11,648,000 | 466 |
| Provision for loan and lease losses | $625,000 | 369 |
| Total noninterest income | $1,107,000 | 1,150 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $373,000 | 879 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $734,000 | 1,087 |
| Total noninterest expense | $7,331,000 | 698 |
| Salaries and employee benefits | $3,332,000 | 835 |
| Premises and equipment expense | $1,080,000 | 584 |
| Additional noninterest expense | $2,919,000 | 575 |
| Pre-tax net operating income | $4,799,000 | 452 |
| Securities gains (losses) | $1,415,000 | 69 |
| Applicable income taxes | $1,682,000 | 388 |
| Income before extraordinary items | $4,532,000 | 379 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $4,532,000 | 379 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $4,532,000 | 379 |
| Net charge-offs | $325,000 | 679 |
| Cash dividends | $1,256,000 | 498 |
| Sale, conversion, retirement of capital stock, net | $17,000 | 493 |
| Net operating income | $3,499,050 | 454 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $57,268,000 | 434 |
| Total interest expense | $10,924,000 | 289 |
| Net interest income | $46,344,000 | 470 |
| Provision for loan and lease losses | $350,000 | 2,264 |
| Total noninterest income | $5,141,000 | 1,108 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $1,301,000 | 1,065 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $3,840,000 | 967 |
| Total noninterest expense | $24,826,000 | 814 |
| Salaries and employee benefits | $13,465,000 | 800 |
| Premises and equipment expense | $3,518,000 | 699 |
| Additional noninterest expense | $7,843,000 | 859 |
| Pre-tax net operating income | $26,309,000 | 349 |
| Securities gains (losses) | $1,689,000 | 150 |
| Applicable income taxes | $7,689,000 | 328 |
| Income before extraordinary items | $20,309,000 | 353 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $20,309,000 | 353 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $20,309,000 | 353 |
| Net charge-offs | $254,000 | 2,757 |
| Cash dividends | $4,393,000 | 630 |
| Sale, conversion, retirement of capital stock, net | $75,000 | 577 |
| Net operating income | $19,076,030 | 371 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $42,624,000 | 441 |
| Total interest expense | $8,185,000 | 296 |
| Net interest income | $34,439,000 | 475 |
| Provision for loan and lease losses | $0 | 4,941 |
| Total noninterest income | $3,833,000 | 1,141 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $905,000 | 1,149 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $2,928,000 | 986 |
| Total noninterest expense | $18,481,000 | 830 |
| Salaries and employee benefits | $10,072,000 | 805 |
| Premises and equipment expense | $2,556,000 | 718 |
| Additional noninterest expense | $5,853,000 | 865 |
| Pre-tax net operating income | $19,791,000 | 356 |
| Securities gains (losses) | $1,239,000 | 169 |
| Applicable income taxes | $5,805,000 | 342 |
| Income before extraordinary items | $15,225,000 | 354 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $15,225,000 | 355 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $15,225,000 | 355 |
| Net charge-offs | $43,000 | 3,966 |
| Cash dividends | $3,138,000 | 620 |
| Sale, conversion, retirement of capital stock, net | $56,000 | 547 |
| Net operating income | $14,332,920 | 369 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $28,083,000 | 446 |
| Total interest expense | $5,406,000 | 304 |
| Net interest income | $22,677,000 | 479 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $2,633,000 | 1,117 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $572,000 | 1,180 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $2,061,000 | 968 |
| Total noninterest expense | $12,404,000 | 819 |
| Salaries and employee benefits | $6,826,000 | 792 |
| Premises and equipment expense | $1,717,000 | 713 |
| Additional noninterest expense | $3,861,000 | 884 |
| Pre-tax net operating income | $12,906,000 | 359 |
| Securities gains (losses) | $896,000 | 202 |
| Applicable income taxes | $3,780,000 | 349 |
| Income before extraordinary items | $10,022,000 | 353 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $10,022,000 | 355 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $10,022,000 | 355 |
| Net charge-offs | $35,000 | 3,632 |
| Cash dividends | $1,883,000 | 663 |
| Sale, conversion, retirement of capital stock, net | $25,000 | 591 |
| Net operating income | $9,367,920 | 364 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $14,104,000 | 448 |
| Total interest expense | $2,695,000 | 315 |
| Net interest income | $11,409,000 | 474 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $1,526,000 | 1,011 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $267,000 | 1,248 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $1,259,000 | 835 |
| Total noninterest expense | $6,454,000 | 797 |
| Salaries and employee benefits | $3,490,000 | 785 |
| Premises and equipment expense | $906,000 | 699 |
| Additional noninterest expense | $2,058,000 | 826 |
| Pre-tax net operating income | $6,481,000 | 356 |
| Securities gains (losses) | $319,000 | 308 |
| Applicable income taxes | $1,795,000 | 370 |
| Income before extraordinary items | $5,005,000 | 347 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $5,005,000 | 348 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $5,005,000 | 348 |
| Net charge-offs | $5,000 | 3,681 |
| Cash dividends | $956,000 | 577 |
| Sale, conversion, retirement of capital stock, net | $11,000 | 566 |
| Net operating income | $4,768,940 | 353 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $55,261,000 | 469 |
| Total interest expense | $11,606,000 | 343 |
| Net interest income | $43,655,000 | 504 |
| Provision for loan and lease losses | $325,000 | 3,268 |
| Total noninterest income | $5,198,000 | 1,125 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $1,180,000 | 1,202 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $4,018,000 | 958 |
| Total noninterest expense | $24,896,000 | 800 |
| Salaries and employee benefits | $12,570,000 | 833 |
| Premises and equipment expense | $2,987,000 | 812 |
| Additional noninterest expense | $9,339,000 | 750 |
| Pre-tax net operating income | $23,632,000 | 377 |
| Securities gains (losses) | $1,986,000 | 269 |
| Applicable income taxes | $7,830,000 | 334 |
| Income before extraordinary items | $17,788,000 | 388 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $17,788,000 | 388 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $17,788,000 | 388 |
| Net charge-offs | $-310,000 | 7,025 |
| Cash dividends | $2,078,000 | 1,175 |
| Sale, conversion, retirement of capital stock, net | $68,000 | 643 |
| Net operating income | $16,417,660 | 401 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $41,006,000 | 481 |
| Total interest expense | $8,808,000 | 354 |
| Net interest income | $32,198,000 | 514 |
| Provision for loan and lease losses | $225,000 | 3,327 |
| Total noninterest income | $3,981,000 | 1,092 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $871,000 | 1,231 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $3,110,000 | 921 |
| Total noninterest expense | $18,771,000 | 799 |
| Salaries and employee benefits | $9,366,000 | 838 |
| Premises and equipment expense | $2,045,000 | 888 |
| Additional noninterest expense | $7,360,000 | 712 |
| Pre-tax net operating income | $17,183,000 | 391 |
| Securities gains (losses) | $2,194,000 | 182 |
| Applicable income taxes | $6,118,000 | 326 |
| Income before extraordinary items | $13,259,000 | 404 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $13,259,000 | 404 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $13,259,000 | 404 |
| Net charge-offs | $-413,000 | 7,140 |
| Cash dividends | $1,151,000 | 1,203 |
| Sale, conversion, retirement of capital stock, net | $27,000 | 716 |
| Net operating income | $11,767,080 | 426 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $26,889,000 | 498 |
| Total interest expense | $5,915,000 | 372 |
| Net interest income | $20,974,000 | 535 |
| Provision for loan and lease losses | $0 | 5,619 |
| Total noninterest income | $2,109,000 | 1,285 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $561,000 | 1,260 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,548,000 | 1,113 |
| Total noninterest expense | $11,335,000 | 880 |
| Salaries and employee benefits | $6,173,000 | 846 |
| Premises and equipment expense | $1,306,000 | 928 |
| Additional noninterest expense | $3,856,000 | 897 |
| Pre-tax net operating income | $11,748,000 | 372 |
| Securities gains (losses) | $1,449,000 | 182 |
| Applicable income taxes | $4,454,000 | 303 |
| Income before extraordinary items | $8,743,000 | 384 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $8,743,000 | 383 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $8,743,000 | 383 |
| Net charge-offs | $-619,000 | 7,227 |
| Cash dividends | $225,000 | 2,416 |
| Sale, conversion, retirement of capital stock, net | $15,000 | 715 |
| Net operating income | $7,786,660 | 405 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $13,395,000 | 500 |
| Total interest expense | $3,008,000 | 376 |
| Net interest income | $10,387,000 | 539 |
| Provision for loan and lease losses | $107,000 | 2,770 |
| Total noninterest income | $1,018,000 | 1,308 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $314,000 | 1,114 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $704,000 | 1,173 |
| Total noninterest expense | $5,750,000 | 864 |
| Salaries and employee benefits | $3,118,000 | 830 |
| Premises and equipment expense | $700,000 | 869 |
| Additional noninterest expense | $1,932,000 | 879 |
| Pre-tax net operating income | $5,548,000 | 391 |
| Securities gains (losses) | $937,000 | 152 |
| Applicable income taxes | $2,188,000 | 303 |
| Income before extraordinary items | $4,297,000 | 385 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $4,297,000 | 386 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $4,297,000 | 386 |
| Net charge-offs | $-45,000 | 7,053 |
| Cash dividends | $141,000 | 1,847 |
| Sale, conversion, retirement of capital stock, net | $7,000 | 673 |
| Net operating income | $3,678,580 | 430 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $51,925,000 | 522 |
| Total interest expense | $12,017,000 | 465 |
| Net interest income | $39,908,000 | 548 |
| Provision for loan and lease losses | $2,448,000 | 1,360 |
| Total noninterest income | $3,845,000 | 1,260 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $1,198,000 | 1,233 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $2,647,000 | 1,113 |
| Total noninterest expense | $23,119,000 | 856 |
| Salaries and employee benefits | $11,527,000 | 854 |
| Premises and equipment expense | $2,947,000 | 861 |
| Additional noninterest expense | $8,645,000 | 829 |
| Pre-tax net operating income | $18,186,000 | 395 |
| Securities gains (losses) | $3,634,000 | 131 |
| Applicable income taxes | $7,579,000 | 306 |
| Income before extraordinary items | $14,241,000 | 394 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $14,241,000 | 395 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $14,241,000 | 395 |
| Net charge-offs | $1,713,000 | 1,710 |
| Cash dividends | $786,000 | 1,908 |
| Sale, conversion, retirement of capital stock, net | $35,000 | 870 |
| Net operating income | $11,878,900 | 453 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $38,664,000 | 536 |
| Total interest expense | $8,957,000 | 491 |
| Net interest income | $29,707,000 | 554 |
| Provision for loan and lease losses | $2,148,000 | 1,182 |
| Total noninterest income | $2,795,000 | 1,281 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $890,000 | 1,241 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $1,905,000 | 1,153 |
| Total noninterest expense | $16,963,000 | 871 |
| Salaries and employee benefits | $8,618,000 | 856 |
| Premises and equipment expense | $2,246,000 | 848 |
| Additional noninterest expense | $6,099,000 | 876 |
| Pre-tax net operating income | $13,391,000 | 405 |
| Securities gains (losses) | $2,817,000 | 141 |
| Applicable income taxes | $5,654,000 | 311 |
| Income before extraordinary items | $10,554,000 | 398 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $10,554,000 | 398 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $10,554,000 | 398 |
| Net charge-offs | $1,479,000 | 1,501 |
| Cash dividends | $375,000 | 2,106 |
| Sale, conversion, retirement of capital stock, net | $28,000 | 802 |
| Net operating income | $8,722,950 | 454 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $25,744,000 | 541 |
| Total interest expense | $5,927,000 | 518 |
| Net interest income | $19,817,000 | 557 |
| Provision for loan and lease losses | $1,128,000 | 1,390 |
| Total noninterest income | $1,762,000 | 1,330 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $572,000 | 1,266 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,190,000 | 1,190 |
| Total noninterest expense | $11,514,000 | 869 |
| Salaries and employee benefits | $5,770,000 | 862 |
| Premises and equipment expense | $1,533,000 | 832 |
| Additional noninterest expense | $4,211,000 | 861 |
| Pre-tax net operating income | $8,937,000 | 403 |
| Securities gains (losses) | $1,567,000 | 135 |
| Applicable income taxes | $3,731,000 | 307 |
| Income before extraordinary items | $6,773,000 | 406 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $6,773,000 | 406 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $6,773,000 | 406 |
| Net charge-offs | $159,000 | 3,338 |
| Cash dividends | $250,000 | 2,077 |
| Sale, conversion, retirement of capital stock, net | $19,000 | 742 |
| Net operating income | $5,770,120 | 459 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $12,866,000 | 547 |
| Total interest expense | $2,882,000 | 555 |
| Net interest income | $9,984,000 | 553 |
| Provision for loan and lease losses | $878,000 | 958 |
| Total noninterest income | $831,000 | 1,384 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $284,000 | 1,253 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $547,000 | 1,276 |
| Total noninterest expense | $5,862,000 | 857 |
| Salaries and employee benefits | $2,867,000 | 882 |
| Premises and equipment expense | $866,000 | 743 |
| Additional noninterest expense | $2,129,000 | 837 |
| Pre-tax net operating income | $4,075,000 | 436 |
| Securities gains (losses) | $766,000 | 121 |
| Applicable income taxes | $1,748,000 | 310 |
| Income before extraordinary items | $3,093,000 | 431 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $3,093,000 | 430 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $3,093,000 | 431 |
| Net charge-offs | $154,000 | 2,336 |
| Cash dividends | $125,000 | 1,739 |
| Sale, conversion, retirement of capital stock, net | $8,000 | 722 |
| Net operating income | $2,602,760 | 505 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $48,717,000 | 611 |
| Total interest expense | $14,624,000 | 542 |
| Net interest income | $34,093,000 | 630 |
| Provision for loan and lease losses | $5,076,000 | 1,134 |
| Total noninterest income | $3,382,000 | 1,421 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $1,383,000 | 1,090 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $1,999,000 | 1,404 |
| Total noninterest expense | $23,275,000 | 862 |
| Salaries and employee benefits | $10,765,000 | 912 |
| Premises and equipment expense | $3,182,000 | 807 |
| Additional noninterest expense | $9,328,000 | 799 |
| Pre-tax net operating income | $9,124,000 | 592 |
| Securities gains (losses) | $-1,242,000 | 7,534 |
| Applicable income taxes | $444,000 | 2,008 |
| Income before extraordinary items | $7,438,000 | 605 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $7,438,000 | 603 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $7,438,000 | 605 |
| Net charge-offs | $4,920,000 | 1,035 |
| Cash dividends | $500,000 | 2,343 |
| Sale, conversion, retirement of capital stock, net | $58,000 | 903 |
| Net operating income | $8,605,480 | 500 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $37,197,000 | 607 |
| Total interest expense | $11,525,000 | 529 |
| Net interest income | $25,672,000 | 625 |
| Provision for loan and lease losses | $3,028,000 | 1,259 |
| Total noninterest income | $2,392,000 | 1,477 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $988,000 | 1,178 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $1,404,000 | 1,401 |
| Total noninterest expense | $17,336,000 | 855 |
| Salaries and employee benefits | $8,106,000 | 895 |
| Premises and equipment expense | $2,377,000 | 815 |
| Additional noninterest expense | $6,853,000 | 794 |
| Pre-tax net operating income | $7,700,000 | 556 |
| Securities gains (losses) | $-1,578,000 | 7,682 |
| Applicable income taxes | $1,334,000 | 814 |
| Income before extraordinary items | $4,788,000 | 725 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $4,788,000 | 724 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $4,788,000 | 725 |
| Net charge-offs | $2,969,000 | 1,153 |
| Cash dividends | $375,000 | 2,106 |
| Sale, conversion, retirement of capital stock, net | $48,000 | 830 |
| Net operating income | $6,018,840 | 550 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $25,162,000 | 598 |
| Total interest expense | $7,915,000 | 532 |
| Net interest income | $17,247,000 | 623 |
| Provision for loan and lease losses | $1,721,000 | 1,399 |
| Total noninterest income | $1,290,000 | 1,681 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $605,000 | 1,293 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $685,000 | 1,709 |
| Total noninterest expense | $11,895,000 | 831 |
| Salaries and employee benefits | $5,384,000 | 905 |
| Premises and equipment expense | $1,623,000 | 805 |
| Additional noninterest expense | $4,888,000 | 740 |
| Pre-tax net operating income | $4,921,000 | 562 |
| Securities gains (losses) | $-2,685,000 | 7,786 |
| Applicable income taxes | $-336,000 | 7,418 |
| Income before extraordinary items | $2,572,000 | 865 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $2,572,000 | 865 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $2,572,000 | 866 |
| Net charge-offs | $1,837,000 | 1,200 |
| Cash dividends | $250,000 | 2,089 |
| Sale, conversion, retirement of capital stock, net | $36,000 | 744 |
| Net operating income | $5,257,000 | 404 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $12,673,000 | 608 |
| Total interest expense | $4,124,000 | 539 |
| Net interest income | $8,549,000 | 640 |
| Provision for loan and lease losses | $940,000 | 1,221 |
| Total noninterest income | $902,000 | 1,336 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $294,000 | 1,331 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $608,000 | 1,115 |
| Total noninterest expense | $6,305,000 | 786 |
| Salaries and employee benefits | $2,657,000 | 920 |
| Premises and equipment expense | $889,000 | 757 |
| Additional noninterest expense | $2,759,000 | 663 |
| Pre-tax net operating income | $2,206,000 | 620 |
| Securities gains (losses) | $-3,341,000 | 7,913 |
| Applicable income taxes | $-1,507,000 | 7,835 |
| Income before extraordinary items | $372,000 | 2,689 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $372,000 | 2,687 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $372,000 | 2,690 |
| Net charge-offs | $1,512,000 | 786 |
| Cash dividends | $125,000 | 1,726 |
| Sale, conversion, retirement of capital stock, net | $24,000 | 623 |
| Net operating income | $2,510,240 | 422 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $51,117,000 | 637 |
| Total interest expense | $22,454,000 | 497 |
| Net interest income | $28,663,000 | 749 |
| Provision for loan and lease losses | $4,597,000 | 1,514 |
| Total noninterest income | $3,419,000 | 1,468 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $1,302,000 | 1,329 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $2,117,000 | 1,323 |
| Total noninterest expense | $22,634,000 | 932 |
| Salaries and employee benefits | $9,915,000 | 989 |
| Premises and equipment expense | $3,799,000 | 700 |
| Additional noninterest expense | $8,920,000 | 885 |
| Pre-tax net operating income | $4,851,000 | 866 |
| Securities gains (losses) | $816,000 | 596 |
| Applicable income taxes | $1,268,000 | 813 |
| Income before extraordinary items | $4,399,000 | 783 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $4,399,000 | 781 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $4,399,000 | 783 |
| Net charge-offs | $2,140,000 | 1,954 |
| Cash dividends | $2,474,000 | 735 |
| Sale, conversion, retirement of capital stock, net | $5,000 | 1,312 |
| Net operating income | $3,762,520 | 912 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $38,145,000 | 655 |
| Total interest expense | $17,542,000 | 512 |
| Net interest income | $20,603,000 | 781 |
| Provision for loan and lease losses | $1,857,000 | 2,004 |
| Total noninterest income | $2,451,000 | 1,536 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $956,000 | 1,349 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $1,495,000 | 1,402 |
| Total noninterest expense | $17,444,000 | 896 |
| Salaries and employee benefits | $7,429,000 | 999 |
| Premises and equipment expense | $2,882,000 | 706 |
| Additional noninterest expense | $7,133,000 | 798 |
| Pre-tax net operating income | $3,753,000 | 895 |
| Securities gains (losses) | $2,010,000 | 213 |
| Applicable income taxes | $1,735,000 | 531 |
| Income before extraordinary items | $4,028,000 | 667 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $4,028,000 | 668 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $4,028,000 | 669 |
| Net charge-offs | $969,000 | 2,230 |
| Cash dividends | $2,302,000 | 549 |
| Sale, conversion, retirement of capital stock, net | $7,000 | 1,192 |
| Net operating income | $2,621,000 | 1,018 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $24,652,000 | 697 |
| Total interest expense | $11,535,000 | 552 |
| Net interest income | $13,117,000 | 827 |
| Provision for loan and lease losses | $1,577,000 | 1,611 |
| Total noninterest income | $1,626,000 | 1,552 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $626,000 | 1,357 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $1,000,000 | 1,433 |
| Total noninterest expense | $12,334,000 | 863 |
| Salaries and employee benefits | $4,900,000 | 1,035 |
| Premises and equipment expense | $2,020,000 | 691 |
| Additional noninterest expense | $5,414,000 | 718 |
| Pre-tax net operating income | $832,000 | 2,448 |
| Securities gains (losses) | $2,520,000 | 146 |
| Applicable income taxes | $941,000 | 652 |
| Income before extraordinary items | $2,411,000 | 770 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,411,000 | 767 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $2,411,000 | 770 |
| Net charge-offs | $914,000 | 1,714 |
| Cash dividends | $1,736,000 | 515 |
| Sale, conversion, retirement of capital stock, net | $-10,000 | 8,118 |
| Net operating income | $596,600 | 2,682 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $11,945,000 | 730 |
| Total interest expense | $5,506,000 | 600 |
| Net interest income | $6,439,000 | 835 |
| Provision for loan and lease losses | $1,421,000 | 958 |
| Total noninterest income | $785,000 | 1,568 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $323,000 | 1,272 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $462,000 | 1,458 |
| Total noninterest expense | $5,191,000 | 976 |
| Salaries and employee benefits | $2,393,000 | 1,057 |
| Premises and equipment expense | $1,118,000 | 632 |
| Additional noninterest expense | $1,680,000 | 1,005 |
| Pre-tax net operating income | $612,000 | 2,019 |
| Securities gains (losses) | $600,000 | 273 |
| Applicable income taxes | $287,000 | 1,099 |
| Income before extraordinary items | $925,000 | 1,176 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $925,000 | 1,177 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $925,000 | 1,178 |
| Net charge-offs | $906,000 | 1,011 |
| Cash dividends | $1,169,000 | 380 |
| Sale, conversion, retirement of capital stock, net | $-35,000 | 8,202 |
| Net operating income | $469,000 | 2,125 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $49,914,000 | 745 |
| Total interest expense | $23,788,000 | 668 |
| Net interest income | $26,126,000 | 820 |
| Provision for loan and lease losses | $1,561,000 | 2,107 |
| Total noninterest income | $3,685,000 | 1,350 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $1,413,000 | 1,269 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $2,272,000 | 1,189 |
| Total noninterest expense | $19,052,000 | 1,040 |
| Salaries and employee benefits | $8,505,000 | 1,166 |
| Premises and equipment expense | $4,715,000 | 584 |
| Additional noninterest expense | $5,832,000 | 1,101 |
| Pre-tax net operating income | $9,198,000 | 599 |
| Securities gains (losses) | $-693,000 | 7,623 |
| Applicable income taxes | $1,939,000 | 697 |
| Income before extraordinary items | $6,566,000 | 604 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $6,566,000 | 604 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $470,000 | 2,884 |
| Cash dividends | $4,675,000 | 605 |
| Sale, conversion, retirement of capital stock, net | $49,000 | 1,132 |
| Net operating income | $7,099,610 | 592 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $37,298,000 | 774 |
| Total interest expense | $18,075,000 | 687 |
| Net interest income | $19,223,000 | 855 |
| Provision for loan and lease losses | $1,136,000 | 1,702 |
| Total noninterest income | $2,808,000 | 1,374 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $1,066,000 | 1,270 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $1,742,000 | 1,223 |
| Total noninterest expense | $14,347,000 | 1,033 |
| Salaries and employee benefits | $6,795,000 | 1,111 |
| Premises and equipment expense | $3,371,000 | 617 |
| Additional noninterest expense | $4,181,000 | 1,097 |
| Pre-tax net operating income | $6,548,000 | 773 |
| Securities gains (losses) | $-695,000 | 7,837 |
| Applicable income taxes | $1,246,000 | 975 |
| Income before extraordinary items | $4,607,000 | 791 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $4,607,000 | 790 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $219,000 | 2,935 |
| Cash dividends | $3,506,000 | 630 |
| Sale, conversion, retirement of capital stock, net | $105,000 | 757 |
| Net operating income | $5,156,050 | 744 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $24,607,000 | 790 |
| Total interest expense | $12,318,000 | 695 |
| Net interest income | $12,289,000 | 876 |
| Provision for loan and lease losses | $671,000 | 1,581 |
| Total noninterest income | $1,686,000 | 1,513 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $731,000 | 1,214 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $955,000 | 1,451 |
| Total noninterest expense | $9,852,000 | 999 |
| Salaries and employee benefits | $4,876,000 | 1,055 |
| Premises and equipment expense | $2,215,000 | 624 |
| Additional noninterest expense | $2,761,000 | 1,087 |
| Pre-tax net operating income | $3,452,000 | 1,039 |
| Securities gains (losses) | $380,000 | 381 |
| Applicable income taxes | $851,000 | 1,068 |
| Income before extraordinary items | $2,981,000 | 922 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,981,000 | 922 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $174,000 | 2,377 |
| Cash dividends | $2,344,000 | 695 |
| Sale, conversion, retirement of capital stock, net | $81,000 | 635 |
| Net operating income | $2,684,600 | 1,009 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $12,371,000 | 809 |
| Total interest expense | $6,591,000 | 694 |
| Net interest income | $5,780,000 | 919 |
| Provision for loan and lease losses | $150,000 | 2,123 |
| Total noninterest income | $809,000 | 1,554 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $372,000 | 1,183 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $437,000 | 1,542 |
| Total noninterest expense | $4,777,000 | 1,023 |
| Salaries and employee benefits | $2,353,000 | 1,102 |
| Premises and equipment expense | $1,125,000 | 617 |
| Additional noninterest expense | $1,299,000 | 1,110 |
| Pre-tax net operating income | $1,662,000 | 1,142 |
| Securities gains (losses) | $90,000 | 771 |
| Applicable income taxes | $335,000 | 1,363 |
| Income before extraordinary items | $1,417,000 | 1,063 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,417,000 | 1,066 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $68,000 | 2,168 |
| Cash dividends | $1,168,000 | 646 |
| Sale, conversion, retirement of capital stock, net | $45,000 | 493 |
| Net operating income | $1,344,100 | 1,086 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $52,086,000 | 806 |
| Total interest expense | $30,185,000 | 653 |
| Net interest income | $21,901,000 | 1,009 |
| Provision for loan and lease losses | $350,000 | 2,914 |
| Total noninterest income | $3,482,000 | 1,466 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $1,177,000 | 1,528 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $2,305,000 | 1,241 |
| Total noninterest expense | $22,870,000 | 812 |
| Salaries and employee benefits | $11,437,000 | 866 |
| Premises and equipment expense | $4,620,000 | 567 |
| Additional noninterest expense | $6,813,000 | 835 |
| Pre-tax net operating income | $2,163,000 | 3,159 |
| Securities gains (losses) | $806,000 | 202 |
| Applicable income taxes | $-2,231,000 | 8,463 |
| Income before extraordinary items | $5,200,000 | 1,232 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $5,200,000 | 1,231 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $147,000 | 3,251 |
| Cash dividends | $7,074,000 | 549 |
| Sale, conversion, retirement of capital stock, net | $306,000 | 643 |
| Net operating income | $4,394,000 | 1,444 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $39,300,000 | 796 |
| Total interest expense | $22,686,000 | 653 |
| Net interest income | $16,614,000 | 998 |
| Provision for loan and lease losses | $200,000 | 2,996 |
| Total noninterest income | $2,566,000 | 1,490 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $803,000 | 1,646 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,763,000 | 1,233 |
| Total noninterest expense | $17,608,000 | 775 |
| Salaries and employee benefits | $9,082,000 | 817 |
| Premises and equipment expense | $3,384,000 | 579 |
| Additional noninterest expense | $5,142,000 | 807 |
| Pre-tax net operating income | $1,372,000 | 3,652 |
| Securities gains (losses) | $758,000 | 178 |
| Applicable income taxes | $-1,895,000 | 8,518 |
| Income before extraordinary items | $4,025,000 | 1,282 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $4,025,000 | 1,279 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $139,000 | 2,412 |
| Cash dividends | $3,702,000 | 731 |
| Sale, conversion, retirement of capital stock, net | $110,000 | 735 |
| Net operating income | $3,267,000 | 1,540 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $26,373,000 | 799 |
| Total interest expense | $15,345,000 | 652 |
| Net interest income | $11,028,000 | 1,021 |
| Provision for loan and lease losses | $100,000 | 3,268 |
| Total noninterest income | $1,656,000 | 1,557 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $527,000 | 1,672 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $1,129,000 | 1,292 |
| Total noninterest expense | $11,710,000 | 795 |
| Salaries and employee benefits | $5,976,000 | 846 |
| Premises and equipment expense | $2,250,000 | 600 |
| Additional noninterest expense | $3,484,000 | 807 |
| Pre-tax net operating income | $874,000 | 3,829 |
| Securities gains (losses) | $746,000 | 144 |
| Applicable income taxes | $-1,227,000 | 8,585 |
| Income before extraordinary items | $2,847,000 | 1,253 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,847,000 | 1,252 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $86,000 | 2,240 |
| Cash dividends | $2,446,000 | 750 |
| Sale, conversion, retirement of capital stock, net | $64,000 | 686 |
| Net operating income | $2,101,000 | 1,633 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $13,441,000 | 766 |
| Total interest expense | $7,729,000 | 647 |
| Net interest income | $5,712,000 | 977 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $820,000 | 1,544 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $250,000 | 1,718 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $570,000 | 1,241 |
| Total noninterest expense | $6,013,000 | 778 |
| Salaries and employee benefits | $3,142,000 | 809 |
| Premises and equipment expense | $1,185,000 | 577 |
| Additional noninterest expense | $1,686,000 | 814 |
| Pre-tax net operating income | $519,000 | 3,437 |
| Securities gains (losses) | $463,000 | 123 |
| Applicable income taxes | $-577,000 | 8,620 |
| Income before extraordinary items | $1,559,000 | 1,133 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,559,000 | 1,132 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 4,049 |
| Cash dividends | $1,194,000 | 710 |
| Sale, conversion, retirement of capital stock, net | $29,000 | 595 |
| Net operating income | $1,096,000 | 1,561 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $53,000,000 | 724 |
| Total interest expense | $27,660,000 | 622 |
| Net interest income | $25,340,000 | 872 |
| Provision for loan and lease losses | $57,000 | 5,470 |
| Total noninterest income | $3,199,000 | 1,527 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $1,072,000 | 1,651 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $2,127,000 | 1,299 |
| Total noninterest expense | $23,609,000 | 744 |
| Salaries and employee benefits | $12,290,000 | 770 |
| Premises and equipment expense | $4,249,000 | 603 |
| Additional noninterest expense | $7,070,000 | 766 |
| Pre-tax net operating income | $4,873,000 | 1,931 |
| Securities gains (losses) | $-2,880,000 | 8,627 |
| Applicable income taxes | $-2,821,000 | 8,662 |
| Income before extraordinary items | $4,814,000 | 1,511 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $4,814,000 | 1,512 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 4,537 |
| Cash dividends | $4,808,000 | 735 |
| Sale, conversion, retirement of capital stock, net | $514,000 | 596 |
| Net operating income | $7,694,000 | 955 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $39,652,000 | 734 |
| Total interest expense | $20,250,000 | 622 |
| Net interest income | $19,402,000 | 873 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $2,381,000 | 1,547 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $808,000 | 1,645 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,573,000 | 1,323 |
| Total noninterest expense | $17,204,000 | 778 |
| Salaries and employee benefits | $9,274,000 | 786 |
| Premises and equipment expense | $3,067,000 | 643 |
| Additional noninterest expense | $4,863,000 | 834 |
| Pre-tax net operating income | $4,579,000 | 1,622 |
| Securities gains (losses) | $-3,642,000 | 8,711 |
| Applicable income taxes | $-1,281,000 | 8,722 |
| Income before extraordinary items | $2,218,000 | 2,385 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $2,218,000 | 2,386 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 3,854 |
| Cash dividends | $3,612,000 | 708 |
| Sale, conversion, retirement of capital stock, net | $263,000 | 544 |
| Net operating income | $5,860,000 | 971 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $26,112,000 | 727 |
| Total interest expense | $12,911,000 | 622 |
| Net interest income | $13,201,000 | 855 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $1,581,000 | 1,559 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $539,000 | 1,629 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,042,000 | 1,310 |
| Total noninterest expense | $11,617,000 | 776 |
| Salaries and employee benefits | $6,319,000 | 763 |
| Premises and equipment expense | $2,042,000 | 644 |
| Additional noninterest expense | $3,256,000 | 834 |
| Pre-tax net operating income | $3,165,000 | 1,577 |
| Securities gains (losses) | $-3,639,000 | 8,756 |
| Applicable income taxes | $-1,275,000 | 8,762 |
| Income before extraordinary items | $801,000 | 3,750 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $801,000 | 3,753 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 4,958 |
| Cash dividends | $2,411,000 | 702 |
| Sale, conversion, retirement of capital stock, net | $81,000 | 571 |
| Net operating income | $3,129,960 | 1,187 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $13,124,000 | 702 |
| Total interest expense | $6,504,000 | 589 |
| Net interest income | $6,620,000 | 855 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $786,000 | 1,539 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $266,000 | 1,594 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $520,000 | 1,309 |
| Total noninterest expense | $6,036,000 | 743 |
| Salaries and employee benefits | $3,282,000 | 726 |
| Premises and equipment expense | $1,054,000 | 611 |
| Additional noninterest expense | $1,700,000 | 786 |
| Pre-tax net operating income | $1,370,000 | 1,767 |
| Securities gains (losses) | $-3,655,000 | 8,779 |
| Applicable income taxes | $-1,454,000 | 8,779 |
| Income before extraordinary items | $-831,000 | 8,751 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-831,000 | 8,750 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 4,110 |
| Cash dividends | $1,210,000 | 642 |
| Sale, conversion, retirement of capital stock, net | $30,000 | 457 |
| Net operating income | $1,508,200 | 1,210 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $50,194,000 | 652 |
| Total interest expense | $22,223,000 | 535 |
| Net interest income | $27,971,000 | 750 |
| Provision for loan and lease losses | $0 | 7,120 |
| Total noninterest income | $3,478,000 | 1,432 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $1,190,000 | 1,473 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $2,288,000 | 1,229 |
| Total noninterest expense | $21,787,000 | 783 |
| Salaries and employee benefits | $12,247,000 | 730 |
| Premises and equipment expense | $4,155,000 | 588 |
| Additional noninterest expense | $5,385,000 | 967 |
| Pre-tax net operating income | $9,662,000 | 1,012 |
| Securities gains (losses) | $350,000 | 367 |
| Applicable income taxes | $1,658,000 | 1,582 |
| Income before extraordinary items | $8,354,000 | 863 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $8,354,000 | 864 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $54,000 | 4,191 |
| Cash dividends | $6,368,000 | 533 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $8,063,500 | 877 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $36,694,000 | 643 |
| Total interest expense | $15,693,000 | 534 |
| Net interest income | $21,001,000 | 740 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $2,669,000 | 1,414 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $901,000 | 1,438 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,768,000 | 1,204 |
| Total noninterest expense | $16,266,000 | 782 |
| Salaries and employee benefits | $9,156,000 | 730 |
| Premises and equipment expense | $3,027,000 | 597 |
| Additional noninterest expense | $4,083,000 | 937 |
| Pre-tax net operating income | $7,404,000 | 990 |
| Securities gains (losses) | $362,000 | 336 |
| Applicable income taxes | $1,427,000 | 1,440 |
| Income before extraordinary items | $6,339,000 | 849 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $6,339,000 | 850 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 5,856 |
| Cash dividends | $5,160,000 | 459 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $6,042,160 | 875 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $23,217,000 | 659 |
| Total interest expense | $9,567,000 | 546 |
| Net interest income | $13,650,000 | 754 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $1,707,000 | 1,447 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $577,000 | 1,465 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $1,130,000 | 1,227 |
| Total noninterest expense | $10,534,000 | 790 |
| Salaries and employee benefits | $5,956,000 | 745 |
| Premises and equipment expense | $1,953,000 | 608 |
| Additional noninterest expense | $2,625,000 | 968 |
| Pre-tax net operating income | $4,823,000 | 980 |
| Securities gains (losses) | $36,000 | 904 |
| Applicable income taxes | $793,000 | 1,627 |
| Income before extraordinary items | $4,066,000 | 855 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $4,066,000 | 855 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,519 |
| Cash dividends | $3,784,000 | 421 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $4,035,760 | 842 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $10,890,000 | 692 |
| Total interest expense | $4,320,000 | 565 |
| Net interest income | $6,570,000 | 789 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $815,000 | 1,473 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $273,000 | 1,492 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $542,000 | 1,256 |
| Total noninterest expense | $5,257,000 | 787 |
| Salaries and employee benefits | $2,918,000 | 765 |
| Premises and equipment expense | $1,027,000 | 577 |
| Additional noninterest expense | $1,312,000 | 950 |
| Pre-tax net operating income | $2,128,000 | 1,088 |
| Securities gains (losses) | $13,000 | 933 |
| Applicable income taxes | $276,000 | 2,111 |
| Income before extraordinary items | $1,865,000 | 931 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $1,865,000 | 931 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 4,232 |
| Cash dividends | $2,745,000 | 285 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $1,853,690 | 919 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $39,995,000 | 697 |
| Total interest expense | $13,228,000 | 621 |
| Net interest income | $26,767,000 | 723 |
| Provision for loan and lease losses | $752,000 | 1,362 |
| Total noninterest income | $3,239,000 | 1,493 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $1,206,000 | 1,457 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $2,033,000 | 1,297 |
| Total noninterest expense | $18,952,000 | 857 |
| Salaries and employee benefits | $10,296,000 | 833 |
| Premises and equipment expense | $3,795,000 | 613 |
| Additional noninterest expense | $4,861,000 | 1,033 |
| Pre-tax net operating income | $10,302,000 | 852 |
| Securities gains (losses) | $148,000 | 990 |
| Applicable income taxes | $2,046,000 | 1,244 |
| Income before extraordinary items | $8,404,000 | 791 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $8,404,000 | 791 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-27,000 | 8,527 |
| Cash dividends | $3,242,000 | 913 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $8,285,600 | 771 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $29,423,000 | 708 |
| Total interest expense | $9,420,000 | 638 |
| Net interest income | $20,003,000 | 723 |
| Provision for loan and lease losses | $615,000 | 1,212 |
| Total noninterest income | $2,394,000 | 1,532 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $901,000 | 1,472 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $1,493,000 | 1,338 |
| Total noninterest expense | $14,328,000 | 850 |
| Salaries and employee benefits | $8,098,000 | 790 |
| Premises and equipment expense | $2,854,000 | 605 |
| Additional noninterest expense | $3,376,000 | 1,083 |
| Pre-tax net operating income | $7,454,000 | 893 |
| Securities gains (losses) | $157,000 | 912 |
| Applicable income taxes | $1,522,000 | 1,269 |
| Income before extraordinary items | $6,089,000 | 824 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $6,089,000 | 825 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-27,000 | 8,489 |
| Cash dividends | $2,345,000 | 849 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $5,963,400 | 805 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $19,302,000 | 711 |
| Total interest expense | $6,082,000 | 647 |
| Net interest income | $13,220,000 | 719 |
| Provision for loan and lease losses | $410,000 | 1,199 |
| Total noninterest income | $1,560,000 | 1,545 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $602,000 | 1,456 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $958,000 | 1,368 |
| Total noninterest expense | $9,656,000 | 843 |
| Salaries and employee benefits | $5,384,000 | 787 |
| Premises and equipment expense | $1,942,000 | 593 |
| Additional noninterest expense | $2,330,000 | 1,054 |
| Pre-tax net operating income | $4,714,000 | 924 |
| Securities gains (losses) | $157,000 | 762 |
| Applicable income taxes | $967,000 | 1,316 |
| Income before extraordinary items | $3,904,000 | 832 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $3,904,000 | 832 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-24,000 | 8,493 |
| Cash dividends | $1,535,000 | 869 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $3,778,400 | 827 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $9,570,000 | 727 |
| Total interest expense | $3,016,000 | 670 |
| Net interest income | $6,554,000 | 739 |
| Provision for loan and lease losses | $205,000 | 1,133 |
| Total noninterest income | $756,000 | 1,558 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $312,000 | 1,375 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $444,000 | 1,410 |
| Total noninterest expense | $4,854,000 | 841 |
| Salaries and employee benefits | $2,699,000 | 804 |
| Premises and equipment expense | $1,008,000 | 580 |
| Additional noninterest expense | $1,147,000 | 1,066 |
| Pre-tax net operating income | $2,251,000 | 959 |
| Securities gains (losses) | $126,000 | 696 |
| Applicable income taxes | $450,000 | 1,410 |
| Income before extraordinary items | $1,927,000 | 851 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,927,000 | 851 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-29,000 | 8,693 |
| Cash dividends | $767,000 | 836 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $1,824,940 | 843 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $35,919,000 | 793 |
| Total interest expense | $12,257,000 | 719 |
| Net interest income | $23,662,000 | 803 |
| Provision for loan and lease losses | $522,000 | 2,087 |
| Total noninterest income | $2,983,000 | 1,699 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $955,000 | 1,813 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $2,028,000 | 1,457 |
| Total noninterest expense | $18,100,000 | 887 |
| Salaries and employee benefits | $10,604,000 | 794 |
| Premises and equipment expense | $3,543,000 | 645 |
| Additional noninterest expense | $3,953,000 | 1,253 |
| Pre-tax net operating income | $8,023,000 | 1,043 |
| Securities gains (losses) | $266,000 | 1,132 |
| Applicable income taxes | $1,400,000 | 1,717 |
| Income before extraordinary items | $6,889,000 | 934 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $6,889,000 | 936 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 6,174 |
| Cash dividends | $3,008,000 | 989 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $6,668,220 | 911 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $26,666,000 | 817 |
| Total interest expense | $9,214,000 | 747 |
| Net interest income | $17,452,000 | 833 |
| Provision for loan and lease losses | $262,000 | 2,781 |
| Total noninterest income | $2,286,000 | 1,706 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $683,000 | 1,893 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,603,000 | 1,467 |
| Total noninterest expense | $13,589,000 | 900 |
| Salaries and employee benefits | $7,978,000 | 806 |
| Premises and equipment expense | $2,642,000 | 653 |
| Additional noninterest expense | $2,969,000 | 1,266 |
| Pre-tax net operating income | $5,887,000 | 1,102 |
| Securities gains (losses) | $220,000 | 1,177 |
| Applicable income taxes | $1,071,000 | 1,753 |
| Income before extraordinary items | $5,036,000 | 1,003 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $5,036,000 | 1,003 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 6,047 |
| Cash dividends | $2,241,000 | 927 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $4,855,600 | 969 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $18,513,000 | 794 |
| Total interest expense | $6,222,000 | 767 |
| Net interest income | $12,291,000 | 792 |
| Provision for loan and lease losses | $159,000 | 2,920 |
| Total noninterest income | $1,445,000 | 1,768 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $468,000 | 1,806 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $977,000 | 1,542 |
| Total noninterest expense | $9,240,000 | 881 |
| Salaries and employee benefits | $5,408,000 | 796 |
| Premises and equipment expense | $1,866,000 | 623 |
| Additional noninterest expense | $1,966,000 | 1,264 |
| Pre-tax net operating income | $4,337,000 | 1,002 |
| Securities gains (losses) | $237,000 | 943 |
| Applicable income taxes | $1,164,000 | 1,209 |
| Income before extraordinary items | $3,410,000 | 978 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $3,410,000 | 979 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 6,160 |
| Cash dividends | $1,478,000 | 959 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $3,232,250 | 960 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $9,438,000 | 780 |
| Total interest expense | $3,128,000 | 785 |
| Net interest income | $6,310,000 | 759 |
| Provision for loan and lease losses | $80,000 | 2,724 |
| Total noninterest income | $709,000 | 1,760 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $239,000 | 1,705 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $470,000 | 1,551 |
| Total noninterest expense | $4,668,000 | 871 |
| Salaries and employee benefits | $2,687,000 | 803 |
| Premises and equipment expense | $975,000 | 599 |
| Additional noninterest expense | $1,006,000 | 1,218 |
| Pre-tax net operating income | $2,271,000 | 977 |
| Securities gains (losses) | $231,000 | 604 |
| Applicable income taxes | $704,000 | 1,052 |
| Income before extraordinary items | $1,798,000 | 935 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,798,000 | 934 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,979 |
| Cash dividends | $716,000 | 897 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $1,631,680 | 953 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $40,469,000 | 754 |
| Total interest expense | $14,030,000 | 795 |
| Net interest income | $26,439,000 | 715 |
| Provision for loan and lease losses | $360,000 | 3,054 |
| Total noninterest income | $2,740,000 | 1,663 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $878,000 | 1,833 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,862,000 | 1,397 |
| Total noninterest expense | $16,867,000 | 934 |
| Salaries and employee benefits | $9,688,000 | 836 |
| Premises and equipment expense | $3,243,000 | 681 |
| Additional noninterest expense | $3,936,000 | 1,228 |
| Pre-tax net operating income | $11,952,000 | 736 |
| Securities gains (losses) | $592,000 | 601 |
| Applicable income taxes | $4,006,000 | 727 |
| Income before extraordinary items | $8,538,000 | 743 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $8,538,000 | 744 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $53,000 | 5,158 |
| Cash dividends | $2,740,000 | 1,001 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $8,135,440 | 750 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $38,369,000 | 891 |
| Total interest expense | $15,985,000 | 1,014 |
| Net interest income | $22,384,000 | 790 |
| Provision for loan and lease losses | $656,000 | 1,769 |
| Total noninterest income | $2,306,000 | 1,799 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $821,000 | 1,859 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $1,485,000 | 1,533 |
| Total noninterest expense | $14,855,000 | 995 |
| Salaries and employee benefits | $7,963,000 | 945 |
| Premises and equipment expense | $2,994,000 | 717 |
| Additional noninterest expense | $3,898,000 | 1,217 |
| Pre-tax net operating income | $9,179,000 | 829 |
| Securities gains (losses) | $181,000 | 1,281 |
| Applicable income taxes | $3,096,000 | 823 |
| Income before extraordinary items | $6,264,000 | 879 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $6,264,000 | 881 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $120,000 | 3,764 |
| Cash dividends | $1,937,000 | 1,380 |
| Sale, conversion, retirement of capital stock, net | $6,000,000 | 145 |
| Net operating income | $6,142,730 | 857 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $35,655,000 | 992 |
| Total interest expense | $16,181,000 | 1,080 |
| Net interest income | $19,474,000 | 890 |
| Provision for loan and lease losses | $363,000 | 2,469 |
| Total noninterest income | $1,710,000 | 2,112 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $1,074,000 | 1,261 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $636,000 | 2,545 |
| Total noninterest expense | $13,147,000 | 1,059 |
| Salaries and employee benefits | $6,955,000 | 1,010 |
| Premises and equipment expense | $2,793,000 | 737 |
| Additional noninterest expense | $3,399,000 | 1,336 |
| Pre-tax net operating income | $7,674,000 | 1,003 |
| Securities gains (losses) | $-78,000 | 9,347 |
| Applicable income taxes | $2,459,000 | 978 |
| Income before extraordinary items | $5,137,000 | 1,045 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $5,137,000 | 1,045 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $129,000 | 3,136 |
| Cash dividends | $4,658,000 | 660 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $5,190,040 | 1,031 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $32,091,000 | 1,027 |
| Total interest expense | $12,800,000 | 1,190 |
| Net interest income | $19,291,000 | 912 |
| Provision for loan and lease losses | $108,000 | 5,075 |
| Total noninterest income | $1,091,000 | 2,901 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $735,000 | 1,806 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $356,000 | 3,665 |
| Total noninterest expense | $13,116,000 | 1,064 |
| Salaries and employee benefits | $6,914,000 | 996 |
| Premises and equipment expense | $2,598,000 | 790 |
| Additional noninterest expense | $3,604,000 | 1,271 |
| Pre-tax net operating income | $7,158,000 | 1,083 |
| Securities gains (losses) | $-2,000 | 8,771 |
| Applicable income taxes | $2,413,000 | 1,045 |
| Income before extraordinary items | $4,743,000 | 1,157 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $4,743,000 | 1,157 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 6,730 |
| Cash dividends | $1,663,000 | 1,555 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $4,744,320 | 1,140 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $30,686,000 | 1,067 |
| Total interest expense | $13,573,000 | 1,134 |
| Net interest income | $17,113,000 | 982 |
| Provision for loan and lease losses | $120,000 | 4,610 |
| Total noninterest income | $971,000 | 3,151 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $627,000 | 2,045 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $344,000 | 3,734 |
| Total noninterest expense | $11,487,000 | 1,147 |
| Salaries and employee benefits | $6,006,000 | 1,083 |
| Premises and equipment expense | $2,360,000 | 829 |
| Additional noninterest expense | $3,121,000 | 1,405 |
| Pre-tax net operating income | $6,477,000 | 1,155 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $2,196,000 | 1,150 |
| Income before extraordinary items | $4,281,000 | 1,247 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $4,281,000 | 1,247 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $63,000 | 4,482 |
| Cash dividends | $1,720,000 | 1,494 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $4,281,000 | 1,202 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $30,706,000 | 1,100 |
| Total interest expense | $14,487,000 | 1,119 |
| Net interest income | $16,219,000 | 1,089 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $779,000 | 3,658 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $528,000 | 2,486 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $251,000 | 4,352 |
| Total noninterest expense | $10,442,000 | 1,271 |
| Salaries and employee benefits | $5,542,000 | 1,185 |
| Premises and equipment expense | $2,356,000 | 859 |
| Additional noninterest expense | $2,544,000 | 1,667 |
| Pre-tax net operating income | $6,556,000 | 1,203 |
| Securities gains (losses) | $334,000 | 535 |
| Applicable income taxes | $2,262,000 | 1,192 |
| Income before extraordinary items | $4,628,000 | 1,187 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $4,628,000 | 1,188 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 6,314 |
| Cash dividends | $1,677,000 | 1,494 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $4,404,220 | 1,213 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $26,430,000 | 1,290 |
| Total interest expense | $11,586,000 | 1,401 |
| Net interest income | $14,844,000 | 1,207 |
| Provision for loan and lease losses | $-132,000 | 11,298 |
| Total noninterest income | $652,000 | 4,309 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $456,000 | 2,958 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $196,000 | 5,222 |
| Total noninterest expense | $9,747,000 | 1,465 |
| Salaries and employee benefits | $5,168,000 | 1,294 |
| Premises and equipment expense | $2,051,000 | 1,032 |
| Additional noninterest expense | $2,528,000 | 1,991 |
| Pre-tax net operating income | $5,881,000 | 1,229 |
| Securities gains (losses) | $75,000 | 1,102 |
| Applicable income taxes | $1,704,000 | 1,422 |
| Income before extraordinary items | $4,252,000 | 1,191 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $4,252,000 | 1,193 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $341,000 | 1,899 |
| Cash dividends | $1,787,000 | 1,401 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $4,198,750 | 1,183 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $21,749,000 | 1,556 |
| Total interest expense | $8,787,000 | 1,799 |
| Net interest income | $12,962,000 | 1,389 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $682,000 | 4,170 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $398,000 | 3,383 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $284,000 | 4,134 |
| Total noninterest expense | $8,059,000 | 1,742 |
| Salaries and employee benefits | $4,323,000 | 1,540 |
| Premises and equipment expense | $1,506,000 | 1,367 |
| Additional noninterest expense | $2,230,000 | 2,205 |
| Pre-tax net operating income | $5,585,000 | 1,372 |
| Securities gains (losses) | $49,000 | 1,312 |
| Applicable income taxes | $1,547,000 | 1,605 |
| Income before extraordinary items | $4,087,000 | 1,295 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $4,087,000 | 1,293 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,856 |
| Cash dividends | $1,775,000 | 1,342 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $4,051,230 | 1,279 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $18,981,000 | 1,626 |
| Total interest expense | $5,914,000 | 2,113 |
| Net interest income | $13,067,000 | 1,366 |
| Provision for loan and lease losses | $10,000 | 8,460 |
| Total noninterest income | $667,000 | 4,280 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $481,000 | 2,877 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $186,000 | 5,508 |
| Total noninterest expense | $7,972,000 | 1,821 |
| Salaries and employee benefits | $3,846,000 | 1,743 |
| Premises and equipment expense | $1,465,000 | 1,426 |
| Additional noninterest expense | $2,661,000 | 2,029 |
| Pre-tax net operating income | $5,752,000 | 1,296 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $1,483,000 | 1,570 |
| Income before extraordinary items | $4,269,000 | 1,193 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $4,269,000 | 1,193 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-120,000 | 12,287 |
| Cash dividends | $1,727,000 | 1,265 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $4,269,000 | 1,199 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $18,341,000 | 1,706 |
| Total interest expense | $6,762,000 | 1,920 |
| Net interest income | $11,579,000 | 1,559 |
| Provision for loan and lease losses | $200,000 | 3,901 |
| Total noninterest income | $807,000 | 3,962 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $538,000 | 2,583 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $269,000 | 4,782 |
| Total noninterest expense | $7,285,000 | 2,020 |
| Salaries and employee benefits | $3,530,000 | 1,896 |
| Premises and equipment expense | $1,117,000 | 1,873 |
| Additional noninterest expense | $2,638,000 | 2,110 |
| Pre-tax net operating income | $4,901,000 | 1,428 |
| Securities gains (losses) | $13,000 | 5,183 |
| Applicable income taxes | $1,048,000 | 2,142 |
| Income before extraordinary items | $3,866,000 | 1,314 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $3,866,000 | 1,352 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $78,000 | 5,088 |
| Cash dividends | $1,697,000 | 1,175 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $3,855,730 | 1,233 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $17,492,000 | 2,030 |
| Total interest expense | $7,329,000 | 2,308 |
| Net interest income | $10,163,000 | 1,797 |
| Provision for loan and lease losses | $461,000 | 3,170 |
| Total noninterest income | $973,000 | 3,396 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $489,000 | 2,843 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $484,000 | 3,264 |
| Total noninterest expense | $6,699,000 | 2,200 |
| Salaries and employee benefits | $3,151,000 | 2,090 |
| Premises and equipment expense | $921,000 | 2,257 |
| Additional noninterest expense | $2,627,000 | 2,238 |
| Pre-tax net operating income | $3,976,000 | 1,570 |
| Securities gains (losses) | $178,000 | 2,175 |
| Applicable income taxes | $931,000 | 2,240 |
| Income before extraordinary items | $3,223,000 | 1,443 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $3,223,000 | 1,453 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $168,000 | 4,614 |
| Cash dividends | $1,570,000 | 1,045 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $3,084,160 | 1,400 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.