Home > Union Center National Bank > Assets and Liabilities
Union Center National Bank, Assets and Liabilities
| 2014-06-30 | Rank | |
| # of Employees: | 166 | 880 |
| Assets and Liabilities | ||
| Total Assets: | $1,665,105,000 | 425 |
| Cash and due from depository institutions | $92,617,000 | 880 |
| Interest-bearing balances | $39,058,000 | 845 |
| Securities | $484,824,000 | 315 |
| Federal funds sold & reverse repurchase agreements | $0 | 2,844 |
| Net loans & leases | $995,914,000 | 456 |
| Loan loss allowance | $10,825,000 | 590 |
| Trading account assets | $0 | 246 |
| Bank premises and fixed assets | $14,013,000 | 845 |
| Other real estate owned | $220,000 | 880 |
| Goodwill and other intangibles | $16,815,000 | 354 |
| All other assets | $60,702,000 | 398 |
| Life insurance assets | $36,245,000 | 244 |
| Total liabilities and capital | $1,665,105,000 | 425 |
| Total liabilities | $1,483,221,000 | 423 |
| Total deposits | $1,275,102,000 | 447 |
| Interest-bearing deposits | $1,222,167,000 | 377 |
| Deposits held in domestic offices | $1,275,102,000 | 445 |
| % insured | 64.52% | 6,157 |
| Federal funds purchased & repurchase agreements | $31,000,000 | 400 |
| Trading liabilities | $0 | 168 |
| Other borrowed funds | $165,000,000 | 234 |
| Subordinated debt | $0 | 135 |
| All other liabilities | $12,119,000 | 515 |
| Total equity capital | $181,884,000 | 441 |
| Total bank equity capital | $181,884,000 | 441 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $2,000,000 | 1,429 |
| Surplus | $71,869,000 | 532 |
| Undivided profits | $108,015,000 | 353 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 158 |
| Memoranda | ||
| Noncurrent loans and leases | $4,176,000 | 1,503 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 990 |
| Income earned, not collected on loans | $6,414,000 | 355 |
| Earning assets | $1,519,796,000 | 423 |
| Long-term assets (5+ years) | $855,485,000 | 297 |
| Average Assets, year-to-date | $1,670,966,330 | 423 |
| Average Assets, quarterly | $1,670,267,000 | 425 |
| Volatile liabilities | $96,781,000 | 553 |
| Insider loans | $28,495,000 | 167 |
| FHLB advances | $165,000,000 | 211 |
| Loans and leases held for sale | $483,000 | 1,357 |
| Unused loan commitments | $250,722,000 | 421 |
| Tier 1 (core) risk-based capital | $163,749,000 | 445 |
| Tier 2 risk-based capital | $11,035,000 | 486 |
| Total risk weighted assets | $1,312,526,000 | 385 |
| Total unused commitments | $250,722,000 | 421 |
| Derivatives | $0 | 1,413 |
| 2014-03-31 | Rank | |
| # of Employees: | 166 | 881 |
| Assets and Liabilities | ||
| Total Assets: | $1,675,429,000 | 426 |
| Cash and due from depository institutions | $106,282,000 | 881 |
| Interest-bearing balances | $18,780,000 | 1,907 |
| Securities | $501,369,000 | 305 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,112 |
| Net loans & leases | $976,896,000 | 456 |
| Loan loss allowance | $10,633,000 | 617 |
| Trading account assets | $0 | 247 |
| Bank premises and fixed assets | $13,833,000 | 852 |
| Other real estate owned | $220,000 | 881 |
| Goodwill and other intangibles | $16,824,000 | 358 |
| All other assets | $60,005,000 | 399 |
| Life insurance assets | $35,989,000 | 243 |
| Total liabilities and capital | $1,675,429,000 | 426 |
| Total liabilities | $1,496,408,000 | 417 |
| Total deposits | $1,340,004,000 | 431 |
| Interest-bearing deposits | $1,277,430,000 | 366 |
| Deposits held in domestic offices | $1,340,004,000 | 430 |
| % insured | 65.03% | 6,188 |
| Federal funds purchased & repurchase agreements | $31,000,000 | 392 |
| Trading liabilities | $0 | 165 |
| Other borrowed funds | $115,000,000 | 275 |
| Subordinated debt | $0 | 134 |
| All other liabilities | $10,404,000 | 565 |
| Total equity capital | $179,021,000 | 441 |
| Total bank equity capital | $179,021,000 | 441 |
| Perpetual preferred stock | $0 | 201 |
| Common stock | $2,000,000 | 1,447 |
| Surplus | $71,611,000 | 540 |
| Undivided profits | $105,410,000 | 343 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 161 |
| Memoranda | ||
| Noncurrent loans and leases | $3,660,000 | 1,761 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 998 |
| Income earned, not collected on loans | $6,341,000 | 353 |
| Earning assets | $1,497,045,000 | 432 |
| Long-term assets (5+ years) | $855,247,000 | 292 |
| Average Assets, year-to-date | $1,673,897,000 | 424 |
| Average Assets, quarterly | $1,673,897,000 | 424 |
| Volatile liabilities | $95,142,000 | 530 |
| Insider loans | $20,282,000 | 240 |
| FHLB advances | $115,000,000 | 249 |
| Loans and leases held for sale | $0 | 1,833 |
| Unused loan commitments | $183,578,000 | 532 |
| Tier 1 (core) risk-based capital | $162,506,000 | 444 |
| Tier 2 risk-based capital | $10,843,000 | 488 |
| Total risk weighted assets | $1,311,226,000 | 378 |
| Total unused commitments | $183,578,000 | 532 |
| Derivatives | $0 | 1,405 |
| 2013-12-31 | Rank | |
| # of Employees: | 166 | 893 |
| Assets and Liabilities | ||
| Total Assets: | $1,672,365,000 | 425 |
| Cash and due from depository institutions | $82,692,000 | 893 |
| Interest-bearing balances | $17,908,000 | 1,861 |
| Securities | $538,069,000 | 279 |
| Federal funds sold & reverse repurchase agreements | $0 | 2,964 |
| Net loans & leases | $950,610,000 | 459 |
| Loan loss allowance | $10,333,000 | 634 |
| Trading account assets | $0 | 247 |
| Bank premises and fixed assets | $13,681,000 | 863 |
| Other real estate owned | $220,000 | 893 |
| Goodwill and other intangibles | $16,828,000 | 358 |
| All other assets | $70,265,000 | 363 |
| Life insurance assets | $35,734,000 | 244 |
| Total liabilities and capital | $1,672,365,000 | 425 |
| Total liabilities | $1,498,707,000 | 413 |
| Total deposits | $1,342,290,000 | 424 |
| Interest-bearing deposits | $1,288,526,000 | 358 |
| Deposits held in domestic offices | $1,342,290,000 | 423 |
| % insured | 63.38% | 6,344 |
| Federal funds purchased & repurchase agreements | $31,000,000 | 410 |
| Trading liabilities | $0 | 167 |
| Other borrowed funds | $115,000,000 | 281 |
| Subordinated debt | $0 | 136 |
| All other liabilities | $10,417,000 | 585 |
| Total equity capital | $173,658,000 | 448 |
| Total bank equity capital | $173,658,000 | 448 |
| Perpetual preferred stock | $0 | 206 |
| Common stock | $2,000,000 | 1,470 |
| Surplus | $71,594,000 | 537 |
| Undivided profits | $100,064,000 | 356 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 161 |
| Memoranda | ||
| Noncurrent loans and leases | $3,137,000 | 2,005 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 991 |
| Income earned, not collected on loans | $6,802,000 | 337 |
| Earning assets | $1,506,587,000 | 422 |
| Long-term assets (5+ years) | $843,036,000 | 291 |
| Average Assets, year-to-date | $1,631,754,600 | 423 |
| Average Assets, quarterly | $1,658,019,000 | 424 |
| Volatile liabilities | $85,108,000 | 597 |
| Insider loans | $20,279,000 | 238 |
| FHLB advances | $115,000,000 | 254 |
| Loans and leases held for sale | $0 | 1,902 |
| Unused loan commitments | $206,757,000 | 457 |
| Tier 1 (core) risk-based capital | $159,316,000 | 449 |
| Tier 2 risk-based capital | $10,578,000 | 503 |
| Total risk weighted assets | $1,316,648,000 | 374 |
| Total unused commitments | $206,757,000 | 457 |
| Derivatives | $0 | 1,395 |
| 2013-09-30 | Rank | |
| # of Employees: | 169 | 880 |
| Assets and Liabilities | ||
| Total Assets: | $1,643,673,000 | 428 |
| Cash and due from depository institutions | $33,557,000 | 880 |
| Interest-bearing balances | $14,232,000 | 2,251 |
| Securities | $566,347,000 | 272 |
| Federal funds sold & reverse repurchase agreements | $0 | 2,981 |
| Net loans & leases | $947,399,000 | 458 |
| Loan loss allowance | $10,194,000 | 672 |
| Trading account assets | $0 | 248 |
| Bank premises and fixed assets | $13,472,000 | 866 |
| Other real estate owned | $220,000 | 880 |
| Goodwill and other intangibles | $16,834,000 | 352 |
| All other assets | $65,844,000 | 377 |
| Life insurance assets | $34,474,000 | 250 |
| Total liabilities and capital | $1,643,673,000 | 428 |
| Total liabilities | $1,473,567,000 | 421 |
| Total deposits | $1,314,815,000 | 432 |
| Interest-bearing deposits | $1,260,112,000 | 364 |
| Deposits held in domestic offices | $1,314,815,000 | 431 |
| % insured | 66.72% | 6,318 |
| Federal funds purchased & repurchase agreements | $31,000,000 | 413 |
| Trading liabilities | $0 | 163 |
| Other borrowed funds | $115,000,000 | 270 |
| Subordinated debt | $0 | 150 |
| All other liabilities | $12,752,000 | 507 |
| Total equity capital | $170,106,000 | 452 |
| Total bank equity capital | $170,106,000 | 452 |
| Perpetual preferred stock | $0 | 217 |
| Common stock | $2,000,000 | 1,501 |
| Surplus | $71,574,000 | 529 |
| Undivided profits | $96,532,000 | 369 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 159 |
| Memoranda | ||
| Noncurrent loans and leases | $2,032,000 | 2,759 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,015 |
| Income earned, not collected on loans | $6,570,000 | 363 |
| Earning assets | $1,527,978,000 | 416 |
| Long-term assets (5+ years) | $867,901,000 | 274 |
| Average Assets, year-to-date | $1,621,602,000 | 426 |
| Average Assets, quarterly | $1,624,166,000 | 427 |
| Volatile liabilities | $90,009,000 | 567 |
| Insider loans | $22,456,000 | 206 |
| FHLB advances | $115,000,000 | 236 |
| Loans and leases held for sale | $101,000 | 1,886 |
| Unused loan commitments | $202,235,000 | 477 |
| Tier 1 (core) risk-based capital | $155,461,000 | 457 |
| Tier 2 risk-based capital | $10,428,000 | 507 |
| Total risk weighted assets | $1,329,605,000 | 363 |
| Total unused commitments | $202,235,000 | 477 |
| Derivatives | $0 | 1,430 |
| 2013-06-30 | Rank | |
| # of Employees: | 171 | 875 |
| Assets and Liabilities | ||
| Total Assets: | $1,604,659,000 | 428 |
| Cash and due from depository institutions | $61,959,000 | 875 |
| Interest-bearing balances | $11,498,000 | 2,705 |
| Securities | $556,059,000 | 275 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,098 |
| Net loans & leases | $893,205,000 | 467 |
| Loan loss allowance | $10,202,000 | 689 |
| Trading account assets | $0 | 250 |
| Bank premises and fixed assets | $13,456,000 | 864 |
| Other real estate owned | $220,000 | 875 |
| Goodwill and other intangibles | $16,840,000 | 348 |
| All other assets | $62,920,000 | 394 |
| Life insurance assets | $35,209,000 | 244 |
| Total liabilities and capital | $1,604,659,000 | 428 |
| Total liabilities | $1,438,489,000 | 424 |
| Total deposits | $1,281,173,000 | 441 |
| Interest-bearing deposits | $1,228,490,000 | 370 |
| Deposits held in domestic offices | $1,281,173,000 | 440 |
| % insured | 62.82% | 6,562 |
| Federal funds purchased & repurchase agreements | $31,000,000 | 410 |
| Trading liabilities | $0 | 154 |
| Other borrowed funds | $115,000,000 | 259 |
| Subordinated debt | $0 | 152 |
| All other liabilities | $11,316,000 | 560 |
| Total equity capital | $166,170,000 | 458 |
| Total bank equity capital | $166,170,000 | 458 |
| Perpetual preferred stock | $0 | 228 |
| Common stock | $2,000,000 | 1,507 |
| Surplus | $71,543,000 | 528 |
| Undivided profits | $92,627,000 | 385 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 162 |
| Memoranda | ||
| Noncurrent loans and leases | $2,561,000 | 2,517 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,060 |
| Income earned, not collected on loans | $6,850,000 | 345 |
| Earning assets | $1,460,762,000 | 423 |
| Long-term assets (5+ years) | $825,191,000 | 278 |
| Average Assets, year-to-date | $1,614,245,000 | 430 |
| Average Assets, quarterly | $1,606,877,500 | 428 |
| Volatile liabilities | $85,264,000 | 581 |
| Insider loans | $20,623,000 | 230 |
| FHLB advances | $115,000,000 | 226 |
| Loans and leases held for sale | $585,000 | 1,494 |
| Unused loan commitments | $242,572,000 | 401 |
| Tier 1 (core) risk-based capital | $151,476,000 | 460 |
| Tier 2 risk-based capital | $10,436,000 | 502 |
| Total risk weighted assets | $1,282,256,000 | 376 |
| Total unused commitments | $242,572,000 | 401 |
| Derivatives | $0 | 1,417 |
| 2013-03-31 | Rank | |
| # of Employees: | 173 | 861 |
| Assets and Liabilities | ||
| Total Assets: | $1,609,096,000 | 432 |
| Cash and due from depository institutions | $116,755,000 | 861 |
| Interest-bearing balances | $14,608,000 | 2,727 |
| Securities | $535,783,000 | 289 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,440 |
| Net loans & leases | $869,929,000 | 472 |
| Loan loss allowance | $10,232,000 | 707 |
| Trading account assets | $0 | 242 |
| Bank premises and fixed assets | $13,544,000 | 857 |
| Other real estate owned | $1,536,000 | 861 |
| Goodwill and other intangibles | $16,849,000 | 347 |
| All other assets | $54,700,000 | 424 |
| Life insurance assets | $34,935,000 | 238 |
| Total liabilities and capital | $1,609,096,000 | 432 |
| Total liabilities | $1,439,610,000 | 429 |
| Total deposits | $1,282,724,000 | 436 |
| Interest-bearing deposits | $1,227,110,000 | 376 |
| Deposits held in domestic offices | $1,282,724,000 | 434 |
| % insured | 64.90% | 6,550 |
| Federal funds purchased & repurchase agreements | $31,000,000 | 399 |
| Trading liabilities | $0 | 154 |
| Other borrowed funds | $115,000,000 | 234 |
| Subordinated debt | $0 | 155 |
| All other liabilities | $10,886,000 | 578 |
| Total equity capital | $169,486,000 | 455 |
| Total bank equity capital | $169,486,000 | 455 |
| Perpetual preferred stock | $0 | 239 |
| Common stock | $2,000,000 | 1,535 |
| Surplus | $71,529,000 | 528 |
| Undivided profits | $95,957,000 | 386 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 167 |
| Memoranda | ||
| Noncurrent loans and leases | $2,620,000 | 2,590 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,043 |
| Income earned, not collected on loans | $6,423,000 | 369 |
| Earning assets | $1,420,320,000 | 437 |
| Long-term assets (5+ years) | $783,622,000 | 285 |
| Average Assets, year-to-date | $1,619,038,000 | 432 |
| Average Assets, quarterly | $1,619,038,000 | 432 |
| Volatile liabilities | $82,836,000 | 562 |
| Insider loans | $19,359,000 | 245 |
| FHLB advances | $115,000,000 | 198 |
| Loans and leases held for sale | $774,000 | 1,348 |
| Unused loan commitments | $211,182,000 | 439 |
| Tier 1 (core) risk-based capital | $147,364,000 | 469 |
| Tier 2 risk-based capital | $10,477,000 | 499 |
| Total risk weighted assets | $1,270,353,000 | 375 |
| Total unused commitments | $211,182,000 | 439 |
| Derivatives | $0 | 1,405 |
| 2012-12-31 | Rank | |
| # of Employees: | 178 | 833 |
| Assets and Liabilities | ||
| Total Assets: | $1,628,980,000 | 434 |
| Cash and due from depository institutions | $106,138,000 | 833 |
| Interest-bearing balances | $99,914,000 | 412 |
| Securities | $554,491,000 | 275 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,307 |
| Net loans & leases | $880,926,000 | 466 |
| Loan loss allowance | $10,237,000 | 713 |
| Trading account assets | $0 | 243 |
| Bank premises and fixed assets | $13,563,000 | 857 |
| Other real estate owned | $1,300,000 | 833 |
| Goodwill and other intangibles | $16,859,000 | 345 |
| All other assets | $55,703,000 | 429 |
| Life insurance assets | $34,961,000 | 232 |
| Total liabilities and capital | $1,628,980,000 | 434 |
| Total liabilities | $1,463,629,000 | 428 |
| Total deposits | $1,307,551,000 | 429 |
| Interest-bearing deposits | $1,245,109,000 | 369 |
| Deposits held in domestic offices | $1,307,551,000 | 428 |
| % insured | 63.87% | 6,865 |
| Federal funds purchased & repurchase agreements | $31,000,000 | 419 |
| Trading liabilities | $0 | 152 |
| Other borrowed funds | $115,000,000 | 256 |
| Subordinated debt | $0 | 159 |
| All other liabilities | $10,078,000 | 623 |
| Total equity capital | $165,351,000 | 464 |
| Total bank equity capital | $165,351,000 | 463 |
| Perpetual preferred stock | $0 | 246 |
| Common stock | $2,000,000 | 1,545 |
| Surplus | $71,518,000 | 527 |
| Undivided profits | $91,833,000 | 405 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 169 |
| Memoranda | ||
| Noncurrent loans and leases | $3,673,000 | 2,184 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,020 |
| Income earned, not collected on loans | $6,849,000 | 345 |
| Earning assets | $1,535,331,000 | 413 |
| Long-term assets (5+ years) | $790,239,000 | 284 |
| Average Assets, year-to-date | $1,529,671,600 | 444 |
| Average Assets, quarterly | $1,620,105,000 | 431 |
| Volatile liabilities | $89,895,000 | 558 |
| Insider loans | $18,949,000 | 250 |
| FHLB advances | $115,000,000 | 222 |
| Loans and leases held for sale | $1,491,000 | 1,259 |
| Unused loan commitments | $215,420,000 | 415 |
| Tier 1 (core) risk-based capital | $143,294,000 | 478 |
| Tier 2 risk-based capital | $10,482,000 | 503 |
| Total risk weighted assets | $1,262,104,000 | 378 |
| Total unused commitments | $215,420,000 | 415 |
| Derivatives | $0 | 1,366 |
| 2012-09-30 | Rank | |
| # of Employees: | 174 | 848 |
| Assets and Liabilities | ||
| Total Assets: | $1,611,230,000 | 428 |
| Cash and due from depository institutions | $102,108,000 | 848 |
| Interest-bearing balances | $94,355,000 | 414 |
| Securities | $565,649,000 | 271 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,418 |
| Net loans & leases | $860,813,000 | 473 |
| Loan loss allowance | $10,240,000 | 722 |
| Trading account assets | $0 | 231 |
| Bank premises and fixed assets | $13,564,000 | 854 |
| Other real estate owned | $0 | 848 |
| Goodwill and other intangibles | $16,869,000 | 344 |
| All other assets | $52,227,000 | 454 |
| Life insurance assets | $29,679,000 | 265 |
| Total liabilities and capital | $1,611,230,000 | 428 |
| Total liabilities | $1,449,431,000 | 422 |
| Total deposits | $1,293,692,000 | 432 |
| Interest-bearing deposits | $1,243,310,000 | 367 |
| Deposits held in domestic offices | $1,293,692,000 | 430 |
| % insured | 65.68% | 6,940 |
| Federal funds purchased & repurchase agreements | $31,000,000 | 416 |
| Trading liabilities | $0 | 150 |
| Other borrowed funds | $115,000,000 | 263 |
| Subordinated debt | $0 | 163 |
| All other liabilities | $9,739,000 | 666 |
| Total equity capital | $161,799,000 | 470 |
| Total bank equity capital | $161,799,000 | 470 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $2,000,000 | 1,577 |
| Surplus | $71,478,000 | 529 |
| Undivided profits | $88,321,000 | 423 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 170 |
| Memoranda | ||
| Noncurrent loans and leases | $5,537,000 | 1,735 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $6,428,000 | 390 |
| Earning assets | $1,520,817,000 | 411 |
| Long-term assets (5+ years) | $776,586,000 | 276 |
| Average Assets, year-to-date | $1,504,844,500 | 447 |
| Average Assets, quarterly | $1,555,638,000 | 439 |
| Volatile liabilities | $91,916,000 | 559 |
| Insider loans | $19,462,000 | 240 |
| FHLB advances | $115,000,000 | 227 |
| Loans and leases held for sale | $1,039,000 | 1,408 |
| Unused loan commitments | $196,988,000 | 445 |
| Tier 1 (core) risk-based capital | $139,642,000 | 489 |
| Tier 2 risk-based capital | $10,485,000 | 511 |
| Total risk weighted assets | $1,229,164,000 | 382 |
| Total unused commitments | $196,988,000 | 445 |
| Derivatives | $0 | 1,366 |
| 2012-06-30 | Rank | |
| # of Employees: | 165 | 916 |
| Assets and Liabilities | ||
| Total Assets: | $1,500,046,000 | 452 |
| Cash and due from depository institutions | $85,668,000 | 916 |
| Interest-bearing balances | $81,778,000 | 471 |
| Securities | $529,587,000 | 295 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,541 |
| Net loans & leases | $797,233,000 | 511 |
| Loan loss allowance | $10,221,000 | 747 |
| Trading account assets | $0 | 211 |
| Bank premises and fixed assets | $12,218,000 | 946 |
| Other real estate owned | $453,000 | 916 |
| Goodwill and other intangibles | $16,878,000 | 345 |
| All other assets | $58,009,000 | 415 |
| Life insurance assets | $29,440,000 | 264 |
| Total liabilities and capital | $1,500,046,000 | 452 |
| Total liabilities | $1,347,519,000 | 449 |
| Total deposits | $1,175,347,000 | 464 |
| Interest-bearing deposits | $1,125,440,000 | 402 |
| Deposits held in domestic offices | $1,175,347,000 | 462 |
| % insured | 65.01% | 7,011 |
| Federal funds purchased & repurchase agreements | $41,000,000 | 355 |
| Trading liabilities | $0 | 130 |
| Other borrowed funds | $120,000,000 | 257 |
| Subordinated debt | $0 | 180 |
| All other liabilities | $11,172,000 | 571 |
| Total equity capital | $152,527,000 | 487 |
| Total bank equity capital | $152,527,000 | 487 |
| Perpetual preferred stock | $0 | 254 |
| Common stock | $2,000,000 | 1,604 |
| Surplus | $71,466,000 | 524 |
| Undivided profits | $79,061,000 | 465 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 171 |
| Memoranda | ||
| Noncurrent loans and leases | $4,969,000 | 1,939 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,080 |
| Income earned, not collected on loans | $6,465,000 | 372 |
| Earning assets | $1,408,598,000 | 435 |
| Long-term assets (5+ years) | $708,671,000 | 293 |
| Average Assets, year-to-date | $1,469,382,670 | 455 |
| Average Assets, quarterly | $1,487,975,000 | 453 |
| Volatile liabilities | $100,815,000 | 508 |
| Insider loans | $19,616,000 | 243 |
| FHLB advances | $120,000,000 | 221 |
| Loans and leases held for sale | $490,000 | 1,657 |
| Unused loan commitments | $176,191,000 | 475 |
| Tier 1 (core) risk-based capital | $136,032,000 | 493 |
| Tier 2 risk-based capital | $10,423,000 | 513 |
| Total risk weighted assets | $1,162,750,000 | 393 |
| Total unused commitments | $176,191,000 | 475 |
| Derivatives | $0 | 1,332 |
| 2012-03-31 | Rank | |
| # of Employees: | 170 | 874 |
| Assets and Liabilities | ||
| Total Assets: | $1,475,904,000 | 457 |
| Cash and due from depository institutions | $78,207,000 | 874 |
| Interest-bearing balances | $74,240,000 | 595 |
| Securities | $524,290,000 | 303 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,754 |
| Net loans & leases | $780,868,000 | 509 |
| Loan loss allowance | $9,754,000 | 791 |
| Trading account assets | $0 | 215 |
| Bank premises and fixed assets | $12,266,000 | 941 |
| Other real estate owned | $558,000 | 874 |
| Goodwill and other intangibles | $16,889,000 | 346 |
| All other assets | $62,826,000 | 392 |
| Life insurance assets | $29,194,000 | 259 |
| Total liabilities and capital | $1,475,904,000 | 457 |
| Total liabilities | $1,330,107,000 | 451 |
| Total deposits | $1,154,694,000 | 465 |
| Interest-bearing deposits | $1,109,731,000 | 407 |
| Deposits held in domestic offices | $1,154,694,000 | 464 |
| % insured | 66.64% | 7,035 |
| Federal funds purchased & repurchase agreements | $41,000,000 | 364 |
| Trading liabilities | $0 | 123 |
| Other borrowed funds | $120,000,000 | 263 |
| Subordinated debt | $0 | 185 |
| All other liabilities | $14,413,000 | 457 |
| Total equity capital | $145,797,000 | 495 |
| Total bank equity capital | $145,797,000 | 495 |
| Perpetual preferred stock | $0 | 259 |
| Common stock | $2,000,000 | 1,627 |
| Surplus | $71,458,000 | 527 |
| Undivided profits | $72,339,000 | 489 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 170 |
| Memoranda | ||
| Noncurrent loans and leases | $8,187,000 | 1,403 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,111 |
| Income earned, not collected on loans | $5,964,000 | 410 |
| Earning assets | $1,379,398,000 | 442 |
| Long-term assets (5+ years) | $688,136,000 | 289 |
| Average Assets, year-to-date | $1,454,051,000 | 460 |
| Average Assets, quarterly | $1,454,051,000 | 460 |
| Volatile liabilities | $87,843,000 | 580 |
| Insider loans | $20,232,000 | 239 |
| FHLB advances | $120,000,000 | 221 |
| Loans and leases held for sale | $2,023,000 | 959 |
| Unused loan commitments | $176,787,000 | 463 |
| Tier 1 (core) risk-based capital | $131,647,000 | 498 |
| Tier 2 risk-based capital | $9,939,000 | 539 |
| Total risk weighted assets | $1,141,214,000 | 396 |
| Total unused commitments | $176,787,000 | 463 |
| Derivatives | $0 | 1,297 |
| 2011-12-31 | Rank | |
| # of Employees: | 163 | 913 |
| Assets and Liabilities | ||
| Total Assets: | $1,432,198,000 | 462 |
| Cash and due from depository institutions | $111,101,000 | 913 |
| Interest-bearing balances | $107,513,000 | 363 |
| Securities | $486,476,000 | 316 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,658 |
| Net loans & leases | $746,408,000 | 537 |
| Loan loss allowance | $9,602,000 | 811 |
| Trading account assets | $0 | 205 |
| Bank premises and fixed assets | $12,327,000 | 941 |
| Other real estate owned | $591,000 | 913 |
| Goodwill and other intangibles | $16,902,000 | 348 |
| All other assets | $58,393,000 | 424 |
| Life insurance assets | $28,943,000 | 258 |
| Total liabilities and capital | $1,432,198,000 | 462 |
| Total liabilities | $1,293,092,000 | 459 |
| Total deposits | $1,123,457,000 | 471 |
| Interest-bearing deposits | $1,077,603,000 | 416 |
| Deposits held in domestic offices | $1,123,457,000 | 470 |
| % insured | 65.41% | 7,114 |
| Federal funds purchased & repurchase agreements | $41,000,000 | 374 |
| Trading liabilities | $0 | 115 |
| Other borrowed funds | $120,000,000 | 270 |
| Subordinated debt | $0 | 193 |
| All other liabilities | $8,635,000 | 671 |
| Total equity capital | $139,106,000 | 516 |
| Total bank equity capital | $139,106,000 | 516 |
| Perpetual preferred stock | $0 | 263 |
| Common stock | $2,000,000 | 1,637 |
| Surplus | $71,451,000 | 531 |
| Undivided profits | $65,655,000 | 531 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 168 |
| Memoranda | ||
| Noncurrent loans and leases | $7,900,000 | 1,479 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,138 |
| Income earned, not collected on loans | $6,219,000 | 406 |
| Earning assets | $1,340,397,000 | 450 |
| Long-term assets (5+ years) | $624,547,000 | 250 |
| Average Assets, year-to-date | $1,322,053,800 | 493 |
| Average Assets, quarterly | $1,404,091,000 | 474 |
| Volatile liabilities | $95,346,000 | 579 |
| Insider loans | $10,298,000 | 590 |
| FHLB advances | $120,000,000 | 226 |
| Loans and leases held for sale | $1,018,000 | 1,134 |
| Unused loan commitments | $178,857,000 | 445 |
| Tier 1 (core) risk-based capital | $127,473,000 | 512 |
| Tier 2 risk-based capital | $9,602,000 | 556 |
| Total risk weighted assets | $1,079,029,000 | 414 |
| Total unused commitments | $178,857,000 | 445 |
| Derivatives | $0 | 1,191 |
| 2011-09-30 | Rank | |
| # of Employees: | 161 | 936 |
| Assets and Liabilities | ||
| Total Assets: | $1,375,984,000 | 487 |
| Cash and due from depository institutions | $113,080,000 | 936 |
| Interest-bearing balances | $100,211,000 | 423 |
| Securities | $458,753,000 | 325 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,873 |
| Net loans & leases | $712,072,000 | 571 |
| Loan loss allowance | $9,536,000 | 852 |
| Trading account assets | $0 | 209 |
| Bank premises and fixed assets | $12,386,000 | 942 |
| Other real estate owned | $0 | 936 |
| Goodwill and other intangibles | $16,915,000 | 351 |
| All other assets | $62,778,000 | 406 |
| Life insurance assets | $28,686,000 | 251 |
| Total liabilities and capital | $1,375,984,000 | 487 |
| Total liabilities | $1,239,267,000 | 479 |
| Total deposits | $1,062,196,000 | 503 |
| Interest-bearing deposits | $1,021,780,000 | 445 |
| Deposits held in domestic offices | $1,062,196,000 | 501 |
| % insured | 68.35% | 7,111 |
| Federal funds purchased & repurchase agreements | $41,000,000 | 383 |
| Trading liabilities | $0 | 112 |
| Other borrowed funds | $120,000,000 | 270 |
| Subordinated debt | $0 | 206 |
| All other liabilities | $16,071,000 | 425 |
| Total equity capital | $136,717,000 | 537 |
| Total bank equity capital | $136,717,000 | 537 |
| Perpetual preferred stock | $0 | 266 |
| Common stock | $2,000,000 | 1,668 |
| Surplus | $71,442,000 | 539 |
| Undivided profits | $63,275,000 | 561 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 175 |
| Memoranda | ||
| Noncurrent loans and leases | $14,534,000 | 968 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,137 |
| Income earned, not collected on loans | $5,616,000 | 459 |
| Earning assets | $1,271,036,000 | 475 |
| Long-term assets (5+ years) | $611,106,000 | 248 |
| Average Assets, year-to-date | $1,294,517,750 | 510 |
| Average Assets, quarterly | $1,341,433,000 | 496 |
| Volatile liabilities | $87,129,000 | 642 |
| Insider loans | $4,597,000 | 1,422 |
| FHLB advances | $120,000,000 | 222 |
| Loans and leases held for sale | $200,000 | 1,671 |
| Unused loan commitments | $196,066,000 | 434 |
| Tier 1 (core) risk-based capital | $124,167,000 | 533 |
| Tier 2 risk-based capital | $9,536,000 | 564 |
| Total risk weighted assets | $1,018,956,000 | 432 |
| Total unused commitments | $196,066,000 | 434 |
| Derivatives | $0 | 1,195 |
| 2011-06-30 | Rank | |
| # of Employees: | 167 | 910 |
| Assets and Liabilities | ||
| Total Assets: | $1,306,882,000 | 511 |
| Cash and due from depository institutions | $109,467,000 | 910 |
| Interest-bearing balances | $93,004,000 | 417 |
| Securities | $418,748,000 | 350 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,997 |
| Net loans & leases | $688,312,000 | 606 |
| Loan loss allowance | $9,836,000 | 850 |
| Trading account assets | $0 | 213 |
| Bank premises and fixed assets | $12,578,000 | 937 |
| Other real estate owned | $0 | 910 |
| Goodwill and other intangibles | $16,927,000 | 351 |
| All other assets | $60,850,000 | 411 |
| Life insurance assets | $28,426,000 | 250 |
| Total liabilities and capital | $1,306,882,000 | 511 |
| Total liabilities | $1,174,456,000 | 507 |
| Total deposits | $968,423,000 | 550 |
| Interest-bearing deposits | $932,418,000 | 477 |
| Deposits held in domestic offices | $968,423,000 | 547 |
| % insured | 67.76% | 7,197 |
| Federal funds purchased & repurchase agreements | $73,374,000 | 276 |
| Trading liabilities | $0 | 112 |
| Other borrowed funds | $120,000,000 | 288 |
| Subordinated debt | $0 | 212 |
| All other liabilities | $12,659,000 | 482 |
| Total equity capital | $132,426,000 | 548 |
| Total bank equity capital | $132,426,000 | 548 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $2,000,000 | 1,694 |
| Surplus | $70,184,000 | 551 |
| Undivided profits | $60,242,000 | 558 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 179 |
| Memoranda | ||
| Noncurrent loans and leases | $11,110,000 | 1,262 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,160 |
| Income earned, not collected on loans | $5,229,000 | 490 |
| Earning assets | $1,200,064,000 | 510 |
| Long-term assets (5+ years) | $591,364,000 | 255 |
| Average Assets, year-to-date | $1,267,362,330 | 522 |
| Average Assets, quarterly | $1,297,466,500 | 513 |
| Volatile liabilities | $130,026,000 | 488 |
| Insider loans | $4,597,000 | 1,445 |
| FHLB advances | $120,000,000 | 238 |
| Loans and leases held for sale | $378,000 | 1,258 |
| Unused loan commitments | $169,201,000 | 477 |
| Tier 1 (core) risk-based capital | $119,231,000 | 553 |
| Tier 2 risk-based capital | $9,850,000 | 563 |
| Total risk weighted assets | $925,072,000 | 471 |
| Total unused commitments | $169,201,000 | 477 |
| Derivatives | $0 | 1,174 |
| 2011-03-31 | Rank | |
| # of Employees: | 165 | 917 |
| Assets and Liabilities | ||
| Total Assets: | $1,288,051,000 | 522 |
| Cash and due from depository institutions | $80,129,000 | 917 |
| Interest-bearing balances | $63,993,000 | 601 |
| Securities | $410,085,000 | 354 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,332 |
| Net loans & leases | $706,505,000 | 589 |
| Loan loss allowance | $9,591,000 | 864 |
| Trading account assets | $0 | 208 |
| Bank premises and fixed assets | $12,747,000 | 924 |
| Other real estate owned | $0 | 917 |
| Goodwill and other intangibles | $16,942,000 | 358 |
| All other assets | $61,643,000 | 411 |
| Life insurance assets | $28,165,000 | 249 |
| Total liabilities and capital | $1,288,051,000 | 522 |
| Total liabilities | $1,161,745,000 | 524 |
| Total deposits | $938,016,000 | 577 |
| Interest-bearing deposits | $902,993,000 | 513 |
| Deposits held in domestic offices | $938,016,000 | 574 |
| % insured | 67.92% | 7,239 |
| Federal funds purchased & repurchase agreements | $76,917,000 | 276 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $120,000,000 | 301 |
| Subordinated debt | $0 | 214 |
| All other liabilities | $26,812,000 | 297 |
| Total equity capital | $126,306,000 | 552 |
| Total bank equity capital | $126,306,000 | 552 |
| Perpetual preferred stock | $0 | 224 |
| Common stock | $2,000,000 | 1,720 |
| Surplus | $70,173,000 | 550 |
| Undivided profits | $54,133,000 | 597 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 181 |
| Memoranda | ||
| Noncurrent loans and leases | $13,023,000 | 1,152 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,152 |
| Income earned, not collected on loans | $4,756,000 | 550 |
| Earning assets | $1,180,583,000 | 518 |
| Long-term assets (5+ years) | $566,546,000 | 251 |
| Average Assets, year-to-date | $1,247,602,500 | 538 |
| Average Assets, quarterly | $1,247,602,500 | 538 |
| Volatile liabilities | $128,348,000 | 512 |
| Insider loans | $4,638,000 | 1,467 |
| FHLB advances | $120,000,000 | 250 |
| Loans and leases held for sale | $0 | 1,676 |
| Unused loan commitments | $172,674,000 | 470 |
| Tier 1 (core) risk-based capital | $115,652,000 | 560 |
| Tier 2 risk-based capital | $9,591,000 | 582 |
| Total risk weighted assets | $898,439,000 | 494 |
| Total unused commitments | $172,674,000 | 471 |
| Derivatives | $0 | 1,153 |
| 2010-12-31 | Rank | |
| # of Employees: | 159 | 963 |
| Assets and Liabilities | ||
| Total Assets: | $1,207,154,000 | 562 |
| Cash and due from depository institutions | $37,497,000 | 963 |
| Interest-bearing balances | $21,679,000 | 1,549 |
| Securities | $377,802,000 | 373 |
| Federal funds sold & reverse repurchase agreements | $310,000 | 3,690 |
| Net loans & leases | $699,577,000 | 612 |
| Loan loss allowance | $8,867,000 | 931 |
| Trading account assets | $0 | 207 |
| Bank premises and fixed assets | $12,937,000 | 916 |
| Other real estate owned | $0 | 963 |
| Goodwill and other intangibles | $16,958,000 | 354 |
| All other assets | $62,073,000 | 412 |
| Life insurance assets | $27,905,000 | 250 |
| Total liabilities and capital | $1,207,154,000 | 562 |
| Total liabilities | $1,085,025,000 | 560 |
| Total deposits | $864,631,000 | 622 |
| Interest-bearing deposits | $814,898,000 | 565 |
| Deposits held in domestic offices | $864,631,000 | 618 |
| % insured | 74.31% | 6,967 |
| Federal funds purchased & repurchase agreements | $82,855,000 | 276 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $130,000,000 | 300 |
| Subordinated debt | $0 | 220 |
| All other liabilities | $7,539,000 | 722 |
| Total equity capital | $122,129,000 | 572 |
| Total bank equity capital | $122,129,000 | 571 |
| Perpetual preferred stock | $0 | 224 |
| Common stock | $2,000,000 | 1,743 |
| Surplus | $70,165,000 | 547 |
| Undivided profits | $49,964,000 | 636 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 190 |
| Memoranda | ||
| Noncurrent loans and leases | $11,888,000 | 1,271 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,218 |
| Income earned, not collected on loans | $4,134,000 | 663 |
| Earning assets | $1,099,368,000 | 552 |
| Long-term assets (5+ years) | $512,504,000 | 283 |
| Average Assets, year-to-date | $1,201,120,800 | 559 |
| Average Assets, quarterly | $1,213,971,500 | 558 |
| Volatile liabilities | $202,505,000 | 675 |
| Insider loans | $6,573,000 | 1,046 |
| FHLB advances | $130,000,000 | 252 |
| Loans and leases held for sale | $333,000 | 1,603 |
| Unused loan commitments | $165,679,000 | 486 |
| Tier 1 (core) risk-based capital | $112,601,000 | 569 |
| Tier 2 risk-based capital | $8,867,000 | 634 |
| Total risk weighted assets | $877,901,000 | 522 |
| Total unused commitments | $165,679,000 | 486 |
| Derivatives | $0 | 1,176 |
| 2010-09-30 | Rank | |
| # of Employees: | 165 | 914 |
| Assets and Liabilities | ||
| Total Assets: | $1,220,789,000 | 555 |
| Cash and due from depository institutions | $75,478,000 | 914 |
| Interest-bearing balances | $60,707,000 | 597 |
| Securities | $362,333,000 | 371 |
| Federal funds sold & reverse repurchase agreements | $319,000 | 3,874 |
| Net loans & leases | $693,166,000 | 615 |
| Loan loss allowance | $8,770,000 | 946 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $13,178,000 | 907 |
| Other real estate owned | $1,927,000 | 914 |
| Goodwill and other intangibles | $16,974,000 | 348 |
| All other assets | $57,414,000 | 430 |
| Life insurance assets | $27,636,000 | 247 |
| Total liabilities and capital | $1,220,789,000 | 555 |
| Total liabilities | $1,098,060,000 | 551 |
| Total deposits | $841,131,000 | 642 |
| Interest-bearing deposits | $788,163,000 | 582 |
| Deposits held in domestic offices | $841,131,000 | 638 |
| % insured | 75.33% | 6,710 |
| Federal funds purchased & repurchase agreements | $77,386,000 | 279 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $150,027,000 | 280 |
| Subordinated debt | $0 | 233 |
| All other liabilities | $29,516,000 | 288 |
| Total equity capital | $122,729,000 | 565 |
| Total bank equity capital | $122,729,000 | 564 |
| Perpetual preferred stock | $0 | 229 |
| Common stock | $2,000,000 | 1,771 |
| Surplus | $70,154,000 | 536 |
| Undivided profits | $50,575,000 | 659 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 194 |
| Memoranda | ||
| Noncurrent loans and leases | $11,741,000 | 1,275 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,218 |
| Income earned, not collected on loans | $4,091,000 | 705 |
| Earning assets | $1,116,525,000 | 543 |
| Long-term assets (5+ years) | $508,602,000 | 262 |
| Average Assets, year-to-date | $1,199,612,500 | 554 |
| Average Assets, quarterly | $1,208,054,500 | 557 |
| Volatile liabilities | $191,406,000 | 733 |
| Insider loans | $8,771,000 | 774 |
| FHLB advances | $150,027,000 | 233 |
| Loans and leases held for sale | $0 | 1,963 |
| Unused loan commitments | $163,014,000 | 488 |
| Tier 1 (core) risk-based capital | $107,979,000 | 569 |
| Tier 2 risk-based capital | $8,809,000 | 649 |
| Total risk weighted assets | $857,049,000 | 527 |
| Total unused commitments | $163,014,000 | 488 |
| Derivatives | $0 | 1,218 |
| 2010-06-30 | Rank | |
| # of Employees: | 163 | 934 |
| Assets and Liabilities | ||
| Total Assets: | $1,195,320,000 | 561 |
| Cash and due from depository institutions | $97,651,000 | 934 |
| Interest-bearing balances | $92,446,000 | 404 |
| Securities | $293,909,000 | 442 |
| Federal funds sold & reverse repurchase agreements | $430,000 | 3,886 |
| Net loans & leases | $713,932,000 | 597 |
| Loan loss allowance | $8,595,000 | 970 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $13,349,000 | 901 |
| Other real estate owned | $1,780,000 | 934 |
| Goodwill and other intangibles | $16,990,000 | 354 |
| All other assets | $57,279,000 | 440 |
| Life insurance assets | $26,832,000 | 250 |
| Total liabilities and capital | $1,195,320,000 | 561 |
| Total liabilities | $1,084,418,000 | 553 |
| Total deposits | $803,816,000 | 669 |
| Interest-bearing deposits | $757,087,000 | 611 |
| Deposits held in domestic offices | $803,816,000 | 666 |
| % insured | 80.22% | 6,194 |
| Federal funds purchased & repurchase agreements | $83,662,000 | 272 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $160,066,000 | 272 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $36,874,000 | 233 |
| Total equity capital | $110,902,000 | 611 |
| Total bank equity capital | $110,902,000 | 608 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $2,000,000 | 1,792 |
| Surplus | $62,143,000 | 584 |
| Undivided profits | $46,759,000 | 699 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 198 |
| Memoranda | ||
| Noncurrent loans and leases | $7,648,000 | 1,748 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,233 |
| Income earned, not collected on loans | $3,838,000 | 750 |
| Earning assets | $1,100,717,000 | 551 |
| Long-term assets (5+ years) | $472,023,000 | 280 |
| Average Assets, year-to-date | $1,192,553,670 | 560 |
| Average Assets, quarterly | $1,191,265,000 | 563 |
| Volatile liabilities | $193,579,000 | 726 |
| Insider loans | $8,831,000 | 783 |
| FHLB advances | $160,066,000 | 224 |
| Loans and leases held for sale | $0 | 1,852 |
| Unused loan commitments | $158,925,000 | 490 |
| Tier 1 (core) risk-based capital | $97,732,000 | 620 |
| Tier 2 risk-based capital | $8,595,000 | 672 |
| Total risk weighted assets | $872,768,000 | 521 |
| Total unused commitments | $158,925,000 | 490 |
| Derivatives | $0 | 1,168 |
| 2010-03-31 | Rank | |
| # of Employees: | 162 | 954 |
| Assets and Liabilities | ||
| Total Assets: | $1,187,210,000 | 582 |
| Cash and due from depository institutions | $66,863,000 | 954 |
| Interest-bearing balances | $59,660,000 | 582 |
| Securities | $321,913,000 | 417 |
| Federal funds sold & reverse repurchase agreements | $420,000 | 4,185 |
| Net loans & leases | $705,767,000 | 628 |
| Loan loss allowance | $8,139,000 | 1,050 |
| Trading account assets | $0 | 227 |
| Bank premises and fixed assets | $17,635,000 | 664 |
| Other real estate owned | $0 | 954 |
| Goodwill and other intangibles | $17,008,000 | 361 |
| All other assets | $57,604,000 | 454 |
| Life insurance assets | $26,568,000 | 249 |
| Total liabilities and capital | $1,187,210,000 | 582 |
| Total liabilities | $1,079,743,000 | 574 |
| Total deposits | $794,728,000 | 689 |
| Interest-bearing deposits | $750,161,000 | 629 |
| Deposits held in domestic offices | $794,728,000 | 687 |
| % insured | 66.58% | 7,410 |
| Federal funds purchased & repurchase agreements | $93,217,000 | 263 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $160,105,000 | 299 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $31,693,000 | 266 |
| Total equity capital | $107,467,000 | 621 |
| Total bank equity capital | $107,467,000 | 619 |
| Perpetual preferred stock | $0 | 220 |
| Common stock | $2,000,000 | 1,830 |
| Surplus | $62,130,000 | 595 |
| Undivided profits | $43,337,000 | 754 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 204 |
| Memoranda | ||
| Noncurrent loans and leases | $11,354,000 | 1,379 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,219 |
| Income earned, not collected on loans | $4,068,000 | 721 |
| Earning assets | $1,087,760,000 | 572 |
| Long-term assets (5+ years) | $562,855,000 | 235 |
| Average Assets, year-to-date | $1,191,170,500 | 574 |
| Average Assets, quarterly | $1,191,170,500 | 574 |
| Volatile liabilities | $212,855,000 | 685 |
| Insider loans | $9,385,000 | 765 |
| FHLB advances | $160,105,000 | 246 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $158,530,000 | 520 |
| Tier 1 (core) risk-based capital | $95,753,000 | 637 |
| Tier 2 risk-based capital | $8,157,000 | 729 |
| Total risk weighted assets | $849,821,000 | 556 |
| Total unused commitments | $158,530,000 | 520 |
| Derivatives | $0 | 1,155 |
| 2009-12-31 | Rank | |
| # of Employees: | 160 | 978 |
| Assets and Liabilities | ||
| Total Assets: | $1,195,131,000 | 573 |
| Cash and due from depository institutions | $89,168,000 | 978 |
| Interest-bearing balances | $82,236,000 | 367 |
| Securities | $297,778,000 | 437 |
| Federal funds sold & reverse repurchase agreements | $392,000 | 4,105 |
| Net loans & leases | $710,895,000 | 629 |
| Loan loss allowance | $8,711,000 | 988 |
| Trading account assets | $0 | 224 |
| Bank premises and fixed assets | $17,860,000 | 667 |
| Other real estate owned | $0 | 978 |
| Goodwill and other intangibles | $17,028,000 | 364 |
| All other assets | $62,010,000 | 439 |
| Life insurance assets | $26,304,000 | 247 |
| Total liabilities and capital | $1,195,131,000 | 573 |
| Total liabilities | $1,090,987,000 | 568 |
| Total deposits | $816,388,000 | 664 |
| Interest-bearing deposits | $772,277,000 | 612 |
| Deposits held in domestic offices | $816,388,000 | 662 |
| % insured | 67.79% | 7,410 |
| Federal funds purchased & repurchase agreements | $99,109,000 | 256 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $170,144,000 | 311 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $5,346,000 | 972 |
| Total equity capital | $104,144,000 | 631 |
| Total bank equity capital | $104,144,000 | 628 |
| Perpetual preferred stock | $0 | 219 |
| Common stock | $2,000,000 | 1,862 |
| Surplus | $62,107,000 | 584 |
| Undivided profits | $40,037,000 | 797 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 209 |
| Memoranda | ||
| Noncurrent loans and leases | $11,284,000 | 1,367 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,191 |
| Income earned, not collected on loans | $4,033,000 | 765 |
| Earning assets | $1,091,301,000 | 562 |
| Long-term assets (5+ years) | $531,318,000 | 252 |
| Average Assets, year-to-date | $1,205,826,200 | 555 |
| Average Assets, quarterly | $1,272,203,000 | 541 |
| Volatile liabilities | $243,912,000 | 609 |
| Insider loans | $10,833,000 | 667 |
| FHLB advances | $170,144,000 | 249 |
| Loans and leases held for sale | $0 | 1,814 |
| Unused loan commitments | $167,529,000 | 503 |
| Tier 1 (core) risk-based capital | $96,314,000 | 622 |
| Tier 2 risk-based capital | $8,722,000 | 706 |
| Total risk weighted assets | $862,121,000 | 565 |
| Total unused commitments | $167,529,000 | 503 |
| Derivatives | $0 | 1,139 |
| 2009-09-30 | Rank | |
| # of Employees: | 165 | 947 |
| Assets and Liabilities | ||
| Total Assets: | $1,349,275,000 | 524 |
| Cash and due from depository institutions | $172,401,000 | 947 |
| Interest-bearing balances | $160,723,000 | 198 |
| Securities | $375,742,000 | 350 |
| Federal funds sold & reverse repurchase agreements | $407,000 | 4,246 |
| Net loans & leases | $708,958,000 | 646 |
| Loan loss allowance | $7,142,000 | 1,113 |
| Trading account assets | $0 | 238 |
| Bank premises and fixed assets | $18,155,000 | 661 |
| Other real estate owned | $0 | 947 |
| Goodwill and other intangibles | $17,047,000 | 387 |
| All other assets | $56,565,000 | 443 |
| Life insurance assets | $26,162,000 | 250 |
| Total liabilities and capital | $1,349,275,000 | 524 |
| Total liabilities | $1,255,153,000 | 509 |
| Total deposits | $963,700,000 | 559 |
| Interest-bearing deposits | $916,148,000 | 532 |
| Deposits held in domestic offices | $963,700,000 | 557 |
| % insured | 73.57% | 7,183 |
| Federal funds purchased & repurchase agreements | $105,171,000 | 252 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $170,182,000 | 327 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $16,100,000 | 451 |
| Total equity capital | $94,122,000 | 722 |
| Total bank equity capital | $94,122,000 | 719 |
| Perpetual preferred stock | $0 | 212 |
| Common stock | $2,000,000 | 1,885 |
| Surplus | $51,109,000 | 686 |
| Undivided profits | $41,013,000 | 819 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 214 |
| Memoranda | ||
| Noncurrent loans and leases | $12,925,000 | 1,226 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,174 |
| Income earned, not collected on loans | $4,642,000 | 684 |
| Earning assets | $1,245,830,000 | 509 |
| Long-term assets (5+ years) | $533,537,000 | 258 |
| Average Assets, year-to-date | $1,208,500,000 | 567 |
| Average Assets, quarterly | $1,345,262,500 | 521 |
| Volatile liabilities | $371,169,000 | 438 |
| Insider loans | $10,887,000 | 654 |
| FHLB advances | $170,182,000 | 263 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $171,639,000 | 522 |
| Tier 1 (core) risk-based capital | $86,395,000 | 708 |
| Tier 2 risk-based capital | $7,142,000 | 870 |
| Total risk weighted assets | $876,296,000 | 570 |
| Total unused commitments | $171,639,000 | 523 |
| Derivatives | $0 | 1,183 |
| 2009-06-30 | Rank | |
| # of Employees: | 155 | 1,054 |
| Assets and Liabilities | ||
| Total Assets: | $1,341,250,000 | 532 |
| Cash and due from depository institutions | $176,784,000 | 1,054 |
| Interest-bearing balances | $163,788,000 | 164 |
| Securities | $378,441,000 | 356 |
| Federal funds sold & reverse repurchase agreements | $412,000 | 4,578 |
| Net loans & leases | $687,297,000 | 703 |
| Loan loss allowance | $6,917,000 | 1,122 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $18,430,000 | 659 |
| Other real estate owned | $3,500,000 | 1,054 |
| Goodwill and other intangibles | $17,067,000 | 406 |
| All other assets | $59,319,000 | 435 |
| Life insurance assets | $25,888,000 | 259 |
| Total liabilities and capital | $1,341,250,000 | 532 |
| Total liabilities | $1,249,960,000 | 517 |
| Total deposits | $957,778,000 | 571 |
| Interest-bearing deposits | $913,660,000 | 532 |
| Deposits held in domestic offices | $957,778,000 | 567 |
| % insured | 60.05% | 7,235 |
| Federal funds purchased & repurchase agreements | $77,121,000 | 320 |
| Trading liabilities | $0 | 100 |
| Other borrowed funds | $170,221,000 | 347 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $44,840,000 | 233 |
| Total equity capital | $91,290,000 | 733 |
| Total bank equity capital | $91,290,000 | 732 |
| Perpetual preferred stock | $0 | 213 |
| Common stock | $2,000,000 | 1,914 |
| Surplus | $51,092,000 | 700 |
| Undivided profits | $38,198,000 | 866 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 219 |
| Memoranda | ||
| Noncurrent loans and leases | $6,318,000 | 1,955 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,161 |
| Income earned, not collected on loans | $4,670,000 | 667 |
| Earning assets | $1,229,938,000 | 524 |
| Long-term assets (5+ years) | $539,868,000 | 257 |
| Average Assets, year-to-date | $1,161,575,000 | 595 |
| Average Assets, quarterly | $1,230,983,500 | 576 |
| Volatile liabilities | $346,891,000 | 475 |
| Insider loans | $10,966,000 | 666 |
| FHLB advances | $170,221,000 | 288 |
| Loans and leases held for sale | $1,609,000 | 988 |
| Unused loan commitments | $185,560,000 | 508 |
| Tier 1 (core) risk-based capital | $85,308,000 | 718 |
| Tier 2 risk-based capital | $6,917,000 | 895 |
| Total risk weighted assets | $846,862,000 | 620 |
| Total unused commitments | $185,560,000 | 508 |
| Derivatives | $0 | 1,221 |
| 2009-03-31 | Rank | |
| # of Employees: | 160 | 1,007 |
| Assets and Liabilities | ||
| Total Assets: | $1,120,717,000 | 627 |
| Cash and due from depository institutions | $90,634,000 | 1,007 |
| Interest-bearing balances | $76,507,000 | 284 |
| Securities | $265,632,000 | 488 |
| Federal funds sold & reverse repurchase agreements | $416,000 | 4,995 |
| Net loans & leases | $671,248,000 | 729 |
| Loan loss allowance | $6,769,000 | 1,094 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $18,313,000 | 672 |
| Other real estate owned | $4,426,000 | 1,007 |
| Goodwill and other intangibles | $17,087,000 | 420 |
| All other assets | $52,961,000 | 456 |
| Life insurance assets | $23,156,000 | 301 |
| Total liabilities and capital | $1,120,717,000 | 627 |
| Total liabilities | $1,029,465,000 | 619 |
| Total deposits | $771,164,000 | 705 |
| Interest-bearing deposits | $729,933,000 | 647 |
| Deposits held in domestic offices | $771,164,000 | 704 |
| % insured | 65.69% | 6,692 |
| Federal funds purchased & repurchase agreements | $79,951,000 | 326 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $170,259,000 | 369 |
| Subordinated debt | $0 | 271 |
| All other liabilities | $8,091,000 | 790 |
| Total equity capital | $91,252,000 | 728 |
| Total bank equity capital | $91,252,000 | 726 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $2,000,000 | 1,924 |
| Surplus | $51,067,000 | 695 |
| Undivided profits | $38,185,000 | 876 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 220 |
| Memoranda | ||
| Noncurrent loans and leases | $4,566,000 | 2,243 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,134 |
| Income earned, not collected on loans | $4,273,000 | 747 |
| Earning assets | $1,013,803,000 | 624 |
| Long-term assets (5+ years) | $408,771,000 | 334 |
| Average Assets, year-to-date | $1,071,737,500 | 649 |
| Average Assets, quarterly | $1,071,737,500 | 649 |
| Volatile liabilities | $243,343,000 | 657 |
| Insider loans | $11,488,000 | 644 |
| FHLB advances | $170,259,000 | 306 |
| Loans and leases held for sale | $0 | 1,892 |
| Unused loan commitments | $195,044,000 | 517 |
| Tier 1 (core) risk-based capital | $84,342,000 | 732 |
| Tier 2 risk-based capital | $6,769,000 | 902 |
| Total risk weighted assets | $797,997,000 | 655 |
| Total unused commitments | $195,044,000 | 519 |
| Derivatives | $0 | 1,177 |
| 2008-12-31 | Rank | |
| # of Employees: | 160 | 1,004 |
| Assets and Liabilities | ||
| Total Assets: | $1,022,758,000 | 669 |
| Cash and due from depository institutions | $15,031,000 | 1,004 |
| Interest-bearing balances | $1,443,000 | 3,338 |
| Securities | $241,614,000 | 508 |
| Federal funds sold & reverse repurchase agreements | $803,000 | 4,163 |
| Net loans & leases | $669,949,000 | 732 |
| Loan loss allowance | $6,254,000 | 1,118 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $18,488,000 | 662 |
| Other real estate owned | $3,949,000 | 1,004 |
| Goodwill and other intangibles | $17,110,000 | 433 |
| All other assets | $55,814,000 | 441 |
| Life insurance assets | $22,938,000 | 300 |
| Total liabilities and capital | $1,022,758,000 | 669 |
| Total liabilities | $937,529,000 | 659 |
| Total deposits | $660,459,000 | 795 |
| Interest-bearing deposits | $618,560,000 | 738 |
| Deposits held in domestic offices | $660,459,000 | 791 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $98,143,000 | 290 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $170,297,000 | 401 |
| Subordinated debt | $0 | 278 |
| All other liabilities | $8,630,000 | 757 |
| Total equity capital | $85,229,000 | 770 |
| Total bank equity capital | $85,229,000 | 770 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $2,000,000 | 1,932 |
| Surplus | $43,102,000 | 786 |
| Undivided profits | $40,127,000 | 833 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $680,000 | 4,979 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $4,154,000 | 814 |
| Earning assets | $913,809,000 | 680 |
| Long-term assets (5+ years) | $443,633,000 | 307 |
| Average Assets, year-to-date | $1,013,901,400 | 654 |
| Average Assets, quarterly | $1,033,236,000 | 655 |
| Volatile liabilities | $198,636,000 | 788 |
| Insider loans | $4,495,000 | 1,763 |
| FHLB advances | $170,297,000 | 334 |
| Loans and leases held for sale | $0 | 1,663 |
| Unused loan commitments | $171,092,000 | 592 |
| Tier 1 (core) risk-based capital | $76,598,000 | 793 |
| Tier 2 risk-based capital | $6,254,000 | 955 |
| Total risk weighted assets | $766,801,000 | 675 |
| Total unused commitments | $171,092,000 | 592 |
| Derivatives | $0 | 1,109 |
| 2008-09-30 | Rank | |
| # of Employees: | 156 | 1,043 |
| Assets and Liabilities | ||
| Total Assets: | $1,043,714,000 | 653 |
| Cash and due from depository institutions | $15,952,000 | 1,043 |
| Interest-bearing balances | $1,258,000 | 2,774 |
| Securities | $283,029,000 | 443 |
| Federal funds sold & reverse repurchase agreements | $1,012,000 | 4,535 |
| Net loans & leases | $655,077,000 | 746 |
| Loan loss allowance | $6,080,000 | 1,026 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $18,545,000 | 650 |
| Other real estate owned | $0 | 1,043 |
| Goodwill and other intangibles | $17,132,000 | 462 |
| All other assets | $52,967,000 | 437 |
| Life insurance assets | $22,853,000 | 299 |
| Total liabilities and capital | $1,043,714,000 | 653 |
| Total liabilities | $959,789,000 | 641 |
| Total deposits | $677,672,000 | 764 |
| Interest-bearing deposits | $638,073,000 | 693 |
| Deposits held in domestic offices | $677,672,000 | 761 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $104,557,000 | 296 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $171,334,000 | 419 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $6,226,000 | 941 |
| Total equity capital | $83,925,000 | 800 |
| Total bank equity capital | $83,925,000 | 800 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $2,000,000 | 1,945 |
| Surplus | $43,158,000 | 777 |
| Undivided profits | $38,767,000 | 899 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $559,000 | 5,017 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,110 |
| Income earned, not collected on loans | $4,555,000 | 780 |
| Earning assets | $940,376,000 | 656 |
| Long-term assets (5+ years) | $462,479,000 | 293 |
| Average Assets, year-to-date | $1,011,687,250 | 660 |
| Average Assets, quarterly | $1,015,611,000 | 668 |
| Volatile liabilities | $221,543,000 | 696 |
| Insider loans | $4,544,000 | 1,741 |
| FHLB advances | $171,334,000 | 371 |
| Loans and leases held for sale | $0 | 1,623 |
| Unused loan commitments | $194,166,000 | 566 |
| Tier 1 (core) risk-based capital | $75,842,000 | 816 |
| Tier 2 risk-based capital | $6,080,000 | 937 |
| Total risk weighted assets | $754,957,000 | 687 |
| Total unused commitments | $194,166,000 | 566 |
| Derivatives | $0 | 1,077 |
| 2008-06-30 | Rank | |
| # of Employees: | 164 | 1,011 |
| Assets and Liabilities | ||
| Total Assets: | $987,508,000 | 683 |
| Cash and due from depository institutions | $16,157,000 | 1,011 |
| Interest-bearing balances | $48,000 | 5,695 |
| Securities | $252,453,000 | 492 |
| Federal funds sold & reverse repurchase agreements | $1,190,000 | 4,509 |
| Net loans & leases | $625,561,000 | 778 |
| Loan loss allowance | $5,660,000 | 1,058 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $18,203,000 | 650 |
| Other real estate owned | $0 | 1,011 |
| Goodwill and other intangibles | $17,154,000 | 470 |
| All other assets | $56,790,000 | 413 |
| Life insurance assets | $22,710,000 | 305 |
| Total liabilities and capital | $987,508,000 | 683 |
| Total liabilities | $904,190,000 | 668 |
| Total deposits | $622,272,000 | 819 |
| Interest-bearing deposits | $545,297,000 | 820 |
| Deposits held in domestic offices | $622,272,000 | 816 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $103,159,000 | 315 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $171,271,000 | 415 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $7,488,000 | 822 |
| Total equity capital | $83,318,000 | 818 |
| Total bank equity capital | $83,318,000 | 818 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $2,000,000 | 1,953 |
| Surplus | $43,134,000 | 763 |
| Undivided profits | $38,184,000 | 922 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $269,000 | 5,795 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,082 |
| Income earned, not collected on loans | $4,147,000 | 848 |
| Earning assets | $879,252,000 | 696 |
| Long-term assets (5+ years) | $439,911,000 | 303 |
| Average Assets, year-to-date | $1,001,011,670 | 664 |
| Average Assets, quarterly | $992,031,500 | 675 |
| Volatile liabilities | $197,429,000 | 780 |
| Insider loans | $3,781,000 | 2,025 |
| FHLB advances | $171,271,000 | 366 |
| Loans and leases held for sale | $0 | 1,725 |
| Unused loan commitments | $185,195,000 | 608 |
| Tier 1 (core) risk-based capital | $75,331,000 | 824 |
| Tier 2 risk-based capital | $5,660,000 | 980 |
| Total risk weighted assets | $739,973,000 | 700 |
| Total unused commitments | $185,195,000 | 608 |
| Derivatives | $0 | 1,075 |
| 2008-03-31 | Rank | |
| # of Employees: | 167 | 990 |
| Assets and Liabilities | ||
| Total Assets: | $996,555,000 | 674 |
| Cash and due from depository institutions | $15,155,000 | 990 |
| Interest-bearing balances | $50,000 | 5,619 |
| Securities | $280,130,000 | 449 |
| Federal funds sold & reverse repurchase agreements | $47,082,000 | 309 |
| Net loans & leases | $559,780,000 | 850 |
| Loan loss allowance | $5,245,000 | 1,082 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $17,404,000 | 684 |
| Other real estate owned | $478,000 | 990 |
| Goodwill and other intangibles | $17,179,000 | 487 |
| All other assets | $59,347,000 | 395 |
| Life insurance assets | $22,483,000 | 304 |
| Total liabilities and capital | $996,555,000 | 674 |
| Total liabilities | $907,587,000 | 662 |
| Total deposits | $623,932,000 | 822 |
| Interest-bearing deposits | $580,869,000 | 773 |
| Deposits held in domestic offices | $623,932,000 | 818 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $112,435,000 | 297 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $161,434,000 | 400 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $9,786,000 | 721 |
| Total equity capital | $88,968,000 | 783 |
| Total bank equity capital | $88,968,000 | 783 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $2,000,000 | 1,951 |
| Surplus | $44,848,000 | 735 |
| Undivided profits | $42,120,000 | 882 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,215,000 | 3,322 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $4,470,000 | 800 |
| Earning assets | $887,042,000 | 691 |
| Long-term assets (5+ years) | $439,821,000 | 290 |
| Average Assets, year-to-date | $1,007,763,500 | 663 |
| Average Assets, quarterly | $1,007,763,500 | 663 |
| Volatile liabilities | $174,069,000 | 853 |
| Insider loans | $3,824,000 | 1,957 |
| FHLB advances | $161,434,000 | 347 |
| Loans and leases held for sale | $280,000 | 1,429 |
| Unused loan commitments | $198,723,000 | 596 |
| Tier 1 (core) risk-based capital | $76,633,000 | 814 |
| Tier 2 risk-based capital | $5,245,000 | 1,024 |
| Total risk weighted assets | $686,562,000 | 743 |
| Total unused commitments | $198,723,000 | 596 |
| Derivatives | $0 | 1,109 |
| 2007-12-31 | Rank | |
| # of Employees: | 172 | 965 |
| Assets and Liabilities | ||
| Total Assets: | $1,018,972,000 | 665 |
| Cash and due from depository institutions | $20,541,000 | 965 |
| Interest-bearing balances | $2,743,000 | 1,625 |
| Securities | $312,284,000 | 405 |
| Federal funds sold & reverse repurchase agreements | $51,490,000 | 271 |
| Net loans & leases | $546,506,000 | 863 |
| Loan loss allowance | $5,163,000 | 1,050 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $17,419,000 | 688 |
| Other real estate owned | $2,899,000 | 965 |
| Goodwill and other intangibles | $17,204,000 | 483 |
| All other assets | $50,629,000 | 441 |
| Life insurance assets | $22,261,000 | 305 |
| Total liabilities and capital | $1,018,972,000 | 665 |
| Total liabilities | $929,121,000 | 647 |
| Total deposits | $699,206,000 | 719 |
| Interest-bearing deposits | $635,898,000 | 695 |
| Deposits held in domestic offices | $699,206,000 | 716 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $91,541,000 | 335 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $126,568,000 | 466 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $11,806,000 | 603 |
| Total equity capital | $89,851,000 | 771 |
| Total bank equity capital | $89,851,000 | 771 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $2,000,000 | 1,942 |
| Surplus | $46,553,000 | 701 |
| Undivided profits | $41,298,000 | 895 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,907,000 | 1,366 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $4,535,000 | 858 |
| Earning assets | $913,023,000 | 667 |
| Long-term assets (5+ years) | $457,979,000 | 282 |
| Average Assets, year-to-date | $1,019,554,000 | 630 |
| Average Assets, quarterly | $1,003,524,000 | 664 |
| Volatile liabilities | $155,538,000 | 966 |
| Insider loans | $2,194,000 | 2,874 |
| FHLB advances | $126,568,000 | 413 |
| Loans and leases held for sale | $0 | 1,738 |
| Unused loan commitments | $177,404,000 | 654 |
| Tier 1 (core) risk-based capital | $78,064,000 | 795 |
| Tier 2 risk-based capital | $5,163,000 | 1,032 |
| Total risk weighted assets | $680,199,000 | 744 |
| Total unused commitments | $177,404,000 | 654 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 180 | 929 |
| Assets and Liabilities | ||
| Total Assets: | $988,076,000 | 665 |
| Cash and due from depository institutions | $15,277,000 | 929 |
| Interest-bearing balances | $96,000 | 4,755 |
| Securities | $341,290,000 | 383 |
| Federal funds sold & reverse repurchase agreements | $2,000,000 | 4,145 |
| Net loans & leases | $545,826,000 | 854 |
| Loan loss allowance | $5,021,000 | 1,057 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $17,662,000 | 645 |
| Other real estate owned | $2,528,000 | 929 |
| Goodwill and other intangibles | $17,230,000 | 474 |
| All other assets | $46,263,000 | 466 |
| Life insurance assets | $23,000,000 | 274 |
| Total liabilities and capital | $988,076,000 | 665 |
| Total liabilities | $891,224,000 | 654 |
| Total deposits | $651,952,000 | 776 |
| Interest-bearing deposits | $605,495,000 | 735 |
| Deposits held in domestic offices | $651,952,000 | 773 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $130,906,000 | 257 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $101,683,000 | 513 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $6,683,000 | 929 |
| Total equity capital | $96,852,000 | 710 |
| Total bank equity capital | $96,852,000 | 710 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $2,000,000 | 1,924 |
| Surplus | $49,858,000 | 658 |
| Undivided profits | $44,994,000 | 828 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $986,000 | 3,172 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $5,140,000 | 807 |
| Earning assets | $889,212,000 | 672 |
| Long-term assets (5+ years) | $458,014,000 | 277 |
| Average Assets, year-to-date | $1,019,699,500 | 631 |
| Average Assets, quarterly | $993,017,500 | 657 |
| Volatile liabilities | $198,990,000 | 743 |
| Insider loans | $2,243,000 | 2,807 |
| FHLB advances | $101,683,000 | 458 |
| Loans and leases held for sale | $0 | 1,751 |
| Unused loan commitments | $133,992,000 | 831 |
| Tier 1 (core) risk-based capital | $83,539,000 | 749 |
| Tier 2 risk-based capital | $5,021,000 | 1,043 |
| Total risk weighted assets | $656,562,000 | 750 |
| Total unused commitments | $133,992,000 | 831 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 189 | 892 |
| Assets and Liabilities | ||
| Total Assets: | $997,959,000 | 666 |
| Cash and due from depository institutions | $24,363,000 | 892 |
| Interest-bearing balances | $2,280,000 | 1,685 |
| Securities | $363,129,000 | 370 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,299 |
| Net loans & leases | $528,701,000 | 885 |
| Loan loss allowance | $4,974,000 | 1,056 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $18,400,000 | 605 |
| Other real estate owned | $586,000 | 892 |
| Goodwill and other intangibles | $17,255,000 | 489 |
| All other assets | $45,525,000 | 473 |
| Life insurance assets | $22,777,000 | 275 |
| Total liabilities and capital | $997,959,000 | 666 |
| Total liabilities | $902,110,000 | 653 |
| Total deposits | $678,394,000 | 759 |
| Interest-bearing deposits | $631,016,000 | 711 |
| Deposits held in domestic offices | $678,394,000 | 757 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $93,992,000 | 331 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $122,847,000 | 418 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $6,877,000 | 888 |
| Total equity capital | $95,849,000 | 723 |
| Total bank equity capital | $95,849,000 | 723 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $2,000,000 | 1,920 |
| Surplus | $49,812,000 | 668 |
| Undivided profits | $44,037,000 | 838 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,070,000 | 2,770 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $4,882,000 | 816 |
| Earning assets | $894,110,000 | 682 |
| Long-term assets (5+ years) | $461,214,000 | 278 |
| Average Assets, year-to-date | $1,030,240,670 | 635 |
| Average Assets, quarterly | $1,021,251,500 | 648 |
| Volatile liabilities | $161,712,000 | 901 |
| Insider loans | $3,956,000 | 1,834 |
| FHLB advances | $122,847,000 | 361 |
| Loans and leases held for sale | $306,000 | 1,438 |
| Unused loan commitments | $147,023,000 | 779 |
| Tier 1 (core) risk-based capital | $83,546,000 | 755 |
| Tier 2 risk-based capital | $4,974,000 | 1,061 |
| Total risk weighted assets | $654,089,000 | 762 |
| Total unused commitments | $147,023,000 | 779 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 187 | 895 |
| Assets and Liabilities | ||
| Total Assets: | $1,044,544,000 | 628 |
| Cash and due from depository institutions | $19,245,000 | 895 |
| Interest-bearing balances | $80,000 | 5,082 |
| Securities | $377,490,000 | 362 |
| Federal funds sold & reverse repurchase agreements | $35,374,000 | 511 |
| Net loans & leases | $525,615,000 | 863 |
| Loan loss allowance | $4,958,000 | 1,050 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $18,314,000 | 598 |
| Other real estate owned | $0 | 895 |
| Goodwill and other intangibles | $17,283,000 | 475 |
| All other assets | $51,223,000 | 422 |
| Life insurance assets | $22,546,000 | 271 |
| Total liabilities and capital | $1,044,544,000 | 628 |
| Total liabilities | $946,816,000 | 618 |
| Total deposits | $722,952,000 | 697 |
| Interest-bearing deposits | $686,801,000 | 645 |
| Deposits held in domestic offices | $722,952,000 | 695 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $107,278,000 | 293 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $107,894,000 | 445 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $8,692,000 | 763 |
| Total equity capital | $97,728,000 | 697 |
| Total bank equity capital | $97,728,000 | 697 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $2,000,000 | 1,906 |
| Surplus | $49,776,000 | 645 |
| Undivided profits | $45,952,000 | 816 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,208,000 | 2,437 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $5,012,000 | 743 |
| Earning assets | $938,559,000 | 639 |
| Long-term assets (5+ years) | $493,372,000 | 253 |
| Average Assets, year-to-date | $1,046,381,500 | 622 |
| Average Assets, quarterly | $1,046,381,500 | 622 |
| Volatile liabilities | $185,719,000 | 771 |
| Insider loans | $5,313,000 | 1,357 |
| FHLB advances | $107,894,000 | 390 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $164,861,000 | 712 |
| Tier 1 (core) risk-based capital | $83,447,000 | 731 |
| Tier 2 risk-based capital | $4,958,000 | 1,051 |
| Total risk weighted assets | $656,155,000 | 742 |
| Total unused commitments | $164,861,000 | 712 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 214 | 754 |
| Assets and Liabilities | ||
| Total Assets: | $1,048,219,000 | 617 |
| Cash and due from depository institutions | $34,088,000 | 754 |
| Interest-bearing balances | $595,000 | 2,986 |
| Securities | $377,120,000 | 360 |
| Federal funds sold & reverse repurchase agreements | $10,275,000 | 1,606 |
| Net loans & leases | $545,454,000 | 814 |
| Loan loss allowance | $4,960,000 | 1,034 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $18,829,000 | 562 |
| Other real estate owned | $0 | 754 |
| Goodwill and other intangibles | $17,312,000 | 460 |
| All other assets | $45,141,000 | 457 |
| Life insurance assets | $22,323,000 | 265 |
| Total liabilities and capital | $1,048,219,000 | 617 |
| Total liabilities | $951,487,000 | 609 |
| Total deposits | $728,964,000 | 686 |
| Interest-bearing deposits | $697,194,000 | 616 |
| Deposits held in domestic offices | $728,964,000 | 684 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $97,443,000 | 328 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $108,991,000 | 462 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $16,089,000 | 481 |
| Total equity capital | $96,732,000 | 686 |
| Total bank equity capital | $96,732,000 | 686 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $2,000,000 | 1,899 |
| Surplus | $49,747,000 | 636 |
| Undivided profits | $44,985,000 | 804 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $700,000 | 3,261 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $4,886,000 | 780 |
| Earning assets | $933,444,000 | 633 |
| Long-term assets (5+ years) | $439,688,000 | 278 |
| Average Assets, year-to-date | $1,043,419,400 | 604 |
| Average Assets, quarterly | $1,034,044,000 | 619 |
| Volatile liabilities | $181,066,000 | 883 |
| Insider loans | $5,462,000 | 1,317 |
| FHLB advances | $108,991,000 | 409 |
| Loans and leases held for sale | $1,535,000 | 799 |
| Unused loan commitments | $146,719,000 | 758 |
| Tier 1 (core) risk-based capital | $82,113,000 | 732 |
| Tier 2 risk-based capital | $4,960,000 | 1,034 |
| Total risk weighted assets | $664,962,000 | 725 |
| Total unused commitments | $146,719,000 | 759 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 212 | 772 |
| Assets and Liabilities | ||
| Total Assets: | $1,019,869,000 | 636 |
| Cash and due from depository institutions | $18,431,000 | 772 |
| Interest-bearing balances | $338,000 | 3,495 |
| Securities | $385,040,000 | 353 |
| Federal funds sold & reverse repurchase agreements | $7,884,000 | 1,761 |
| Net loans & leases | $532,442,000 | 838 |
| Loan loss allowance | $4,908,000 | 1,056 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $18,621,000 | 567 |
| Other real estate owned | $0 | 772 |
| Goodwill and other intangibles | $17,346,000 | 461 |
| All other assets | $40,105,000 | 509 |
| Life insurance assets | $22,116,000 | 260 |
| Total liabilities and capital | $1,019,869,000 | 636 |
| Total liabilities | $924,096,000 | 627 |
| Total deposits | $736,800,000 | 671 |
| Interest-bearing deposits | $716,085,000 | 601 |
| Deposits held in domestic offices | $736,800,000 | 670 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $92,901,000 | 331 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $89,587,000 | 568 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $4,808,000 | 1,157 |
| Total equity capital | $95,773,000 | 692 |
| Total bank equity capital | $95,773,000 | 692 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $2,000,000 | 1,898 |
| Surplus | $49,496,000 | 635 |
| Undivided profits | $44,277,000 | 831 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $661,000 | 3,320 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $5,188,000 | 740 |
| Earning assets | $925,704,000 | 646 |
| Long-term assets (5+ years) | $493,684,000 | 255 |
| Average Assets, year-to-date | $1,042,219,500 | 613 |
| Average Assets, quarterly | $1,042,576,000 | 621 |
| Volatile liabilities | $183,461,000 | 874 |
| Insider loans | $5,432,000 | 1,309 |
| FHLB advances | $89,587,000 | 503 |
| Loans and leases held for sale | $454,000 | 1,244 |
| Unused loan commitments | $148,642,000 | 773 |
| Tier 1 (core) risk-based capital | $81,339,000 | 753 |
| Tier 2 risk-based capital | $4,908,000 | 1,046 |
| Total risk weighted assets | $656,590,000 | 736 |
| Total unused commitments | $148,642,000 | 773 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 210 | 786 |
| Assets and Liabilities | ||
| Total Assets: | $1,065,283,000 | 613 |
| Cash and due from depository institutions | $17,007,000 | 786 |
| Interest-bearing balances | $0 | 6,732 |
| Securities | $418,487,000 | 335 |
| Federal funds sold & reverse repurchase agreements | $30,228,000 | 397 |
| Net loans & leases | $525,715,000 | 838 |
| Loan loss allowance | $4,935,000 | 1,037 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $18,425,000 | 554 |
| Other real estate owned | $0 | 786 |
| Goodwill and other intangibles | $17,375,000 | 459 |
| All other assets | $38,046,000 | 529 |
| Life insurance assets | $21,903,000 | 257 |
| Total liabilities and capital | $1,065,283,000 | 613 |
| Total liabilities | $972,450,000 | 601 |
| Total deposits | $781,806,000 | 623 |
| Interest-bearing deposits | $751,321,000 | 569 |
| Deposits held in domestic offices | $781,806,000 | 621 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $96,873,000 | 323 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $90,182,000 | 593 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $3,589,000 | 1,353 |
| Total equity capital | $92,833,000 | 695 |
| Total bank equity capital | $92,833,000 | 695 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $2,000,000 | 1,890 |
| Surplus | $49,314,000 | 629 |
| Undivided profits | $41,519,000 | 838 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,430,000 | 1,113 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $4,925,000 | 692 |
| Earning assets | $974,430,000 | 610 |
| Long-term assets (5+ years) | $496,512,000 | 252 |
| Average Assets, year-to-date | $1,049,669,670 | 611 |
| Average Assets, quarterly | $1,025,151,500 | 625 |
| Volatile liabilities | $224,423,000 | 742 |
| Insider loans | $5,297,000 | 1,313 |
| FHLB advances | $90,182,000 | 524 |
| Loans and leases held for sale | $739,000 | 1,037 |
| Unused loan commitments | $145,488,000 | 787 |
| Tier 1 (core) risk-based capital | $80,683,000 | 747 |
| Tier 2 risk-based capital | $4,935,000 | 1,023 |
| Total risk weighted assets | $663,315,000 | 722 |
| Total unused commitments | $145,488,000 | 787 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 204 | 789 |
| Assets and Liabilities | ||
| Total Assets: | $985,020,000 | 644 |
| Cash and due from depository institutions | $21,957,000 | 789 |
| Interest-bearing balances | $87,000 | 5,203 |
| Securities | $392,922,000 | 359 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,312 |
| Net loans & leases | $495,631,000 | 870 |
| Loan loss allowance | $4,936,000 | 1,021 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $18,259,000 | 546 |
| Other real estate owned | $0 | 789 |
| Goodwill and other intangibles | $17,406,000 | 437 |
| All other assets | $38,845,000 | 507 |
| Life insurance assets | $19,700,000 | 286 |
| Total liabilities and capital | $985,020,000 | 644 |
| Total liabilities | $890,982,000 | 636 |
| Total deposits | $665,369,000 | 720 |
| Interest-bearing deposits | $624,157,000 | 662 |
| Deposits held in domestic offices | $665,369,000 | 718 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $103,447,000 | 300 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $118,176,000 | 448 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $3,990,000 | 1,242 |
| Total equity capital | $94,038,000 | 671 |
| Total bank equity capital | $94,038,000 | 671 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $2,000,000 | 1,883 |
| Surplus | $49,263,000 | 604 |
| Undivided profits | $42,775,000 | 820 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $384,000 | 4,191 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $5,076,000 | 636 |
| Earning assets | $888,640,000 | 648 |
| Long-term assets (5+ years) | $472,505,000 | 258 |
| Average Assets, year-to-date | $1,041,863,000 | 608 |
| Average Assets, quarterly | $1,041,863,000 | 608 |
| Volatile liabilities | $232,436,000 | 687 |
| Insider loans | $5,070,000 | 1,354 |
| FHLB advances | $118,176,000 | 392 |
| Loans and leases held for sale | $807,000 | 939 |
| Unused loan commitments | $157,384,000 | 730 |
| Tier 1 (core) risk-based capital | $80,170,000 | 734 |
| Tier 2 risk-based capital | $4,936,000 | 1,005 |
| Total risk weighted assets | $608,675,000 | 757 |
| Total unused commitments | $157,384,000 | 730 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 211 | 758 |
| Assets and Liabilities | ||
| Total Assets: | $1,098,706,000 | 581 |
| Cash and due from depository institutions | $19,343,000 | 758 |
| Interest-bearing balances | $366,000 | 3,648 |
| Securities | $502,404,000 | 298 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,145 |
| Net loans & leases | $500,889,000 | 844 |
| Loan loss allowance | $4,937,000 | 1,000 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $18,343,000 | 524 |
| Other real estate owned | $0 | 758 |
| Goodwill and other intangibles | $17,437,000 | 423 |
| All other assets | $40,290,000 | 494 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $1,098,706,000 | 581 |
| Total liabilities | $1,003,593,000 | 572 |
| Total deposits | $703,931,000 | 669 |
| Interest-bearing deposits | $670,061,000 | 609 |
| Deposits held in domestic offices | $703,931,000 | 667 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $115,693,000 | 288 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $178,270,000 | 348 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $5,699,000 | 917 |
| Total equity capital | $95,113,000 | 657 |
| Total bank equity capital | $95,113,000 | 657 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $2,000,000 | 1,869 |
| Surplus | $49,233,000 | 590 |
| Undivided profits | $43,880,000 | 796 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $566,000 | 3,505 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $5,702,000 | 569 |
| Earning assets | $1,003,659,000 | 576 |
| Long-term assets (5+ years) | $536,965,000 | 231 |
| Average Assets, year-to-date | $1,088,946,200 | 559 |
| Average Assets, quarterly | $1,129,031,500 | 563 |
| Volatile liabilities | $294,715,000 | 551 |
| Insider loans | $5,198,000 | 1,299 |
| FHLB advances | $178,270,000 | 303 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $147,039,000 | 749 |
| Tier 1 (core) risk-based capital | $82,379,000 | 707 |
| Tier 2 risk-based capital | $4,937,000 | 982 |
| Total risk weighted assets | $642,458,000 | 712 |
| Total unused commitments | $147,039,000 | 749 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 203 | 792 |
| Assets and Liabilities | ||
| Total Assets: | $1,159,357,000 | 545 |
| Cash and due from depository institutions | $26,021,000 | 792 |
| Interest-bearing balances | $195,000 | 4,396 |
| Securities | $560,263,000 | 272 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,951 |
| Net loans & leases | $497,817,000 | 830 |
| Loan loss allowance | $4,989,000 | 973 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $18,354,000 | 507 |
| Other real estate owned | $0 | 792 |
| Goodwill and other intangibles | $17,451,000 | 410 |
| All other assets | $39,451,000 | 489 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $1,159,357,000 | 545 |
| Total liabilities | $1,063,723,000 | 536 |
| Total deposits | $687,935,000 | 673 |
| Interest-bearing deposits | $656,917,000 | 610 |
| Deposits held in domestic offices | $687,935,000 | 671 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $190,842,000 | 205 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $179,659,000 | 344 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $5,287,000 | 943 |
| Total equity capital | $95,634,000 | 643 |
| Total bank equity capital | $95,634,000 | 643 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $2,000,000 | 1,838 |
| Surplus | $49,178,000 | 574 |
| Undivided profits | $44,456,000 | 781 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $398,000 | 4,222 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $5,755,000 | 535 |
| Earning assets | $1,058,275,000 | 544 |
| Long-term assets (5+ years) | $531,705,000 | 226 |
| Average Assets, year-to-date | $1,086,506,250 | 555 |
| Average Assets, quarterly | $1,168,406,000 | 541 |
| Volatile liabilities | $334,710,000 | 478 |
| Insider loans | $4,679,000 | 1,381 |
| FHLB advances | $179,659,000 | 293 |
| Loans and leases held for sale | $260,000 | 1,460 |
| Unused loan commitments | $147,567,000 | 737 |
| Tier 1 (core) risk-based capital | $81,502,000 | 695 |
| Tier 2 risk-based capital | $4,989,000 | 955 |
| Total risk weighted assets | $679,155,000 | 656 |
| Total unused commitments | $147,567,000 | 739 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 212 | 748 |
| Assets and Liabilities | ||
| Total Assets: | $1,177,455,000 | 533 |
| Cash and due from depository institutions | $32,013,000 | 748 |
| Interest-bearing balances | $5,981,000 | 904 |
| Securities | $578,419,000 | 259 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,776 |
| Net loans & leases | $493,607,000 | 811 |
| Loan loss allowance | $4,995,000 | 957 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $18,110,000 | 497 |
| Other real estate owned | $0 | 748 |
| Goodwill and other intangibles | $17,482,000 | 399 |
| All other assets | $37,824,000 | 500 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $1,177,455,000 | 533 |
| Total liabilities | $1,080,442,000 | 521 |
| Total deposits | $740,619,000 | 607 |
| Interest-bearing deposits | $706,652,000 | 550 |
| Deposits held in domestic offices | $740,619,000 | 606 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $161,434,000 | 228 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $172,054,000 | 367 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $6,335,000 | 773 |
| Total equity capital | $97,013,000 | 623 |
| Total bank equity capital | $97,013,000 | 623 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $2,000,000 | 1,819 |
| Surplus | $49,178,000 | 556 |
| Undivided profits | $45,835,000 | 745 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $438,000 | 3,937 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $5,483,000 | 524 |
| Earning assets | $1,078,007,000 | 525 |
| Long-term assets (5+ years) | $587,829,000 | 211 |
| Average Assets, year-to-date | $1,062,222,670 | 560 |
| Average Assets, quarterly | $1,094,691,000 | 551 |
| Volatile liabilities | $284,060,000 | 531 |
| Insider loans | $3,894,000 | 1,648 |
| FHLB advances | $172,054,000 | 312 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $140,625,000 | 743 |
| Tier 1 (core) risk-based capital | $81,102,000 | 685 |
| Tier 2 risk-based capital | $4,995,000 | 934 |
| Total risk weighted assets | $691,415,000 | 619 |
| Total unused commitments | $140,625,000 | 744 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 200 | 784 |
| Assets and Liabilities | ||
| Total Assets: | $1,011,927,000 | 592 |
| Cash and due from depository institutions | $14,837,000 | 784 |
| Interest-bearing balances | $475,000 | 3,500 |
| Securities | $555,188,000 | 277 |
| Federal funds sold & reverse repurchase agreements | $9,900,000 | 1,268 |
| Net loans & leases | $379,852,000 | 1,028 |
| Loan loss allowance | $3,779,000 | 1,266 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $17,557,000 | 497 |
| Other real estate owned | $0 | 784 |
| Goodwill and other intangibles | $2,092,000 | 1,217 |
| All other assets | $32,501,000 | 537 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $1,011,927,000 | 592 |
| Total liabilities | $944,277,000 | 574 |
| Total deposits | $696,128,000 | 634 |
| Interest-bearing deposits | $664,334,000 | 574 |
| Deposits held in domestic offices | $696,128,000 | 632 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $136,482,000 | 252 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $105,000,000 | 499 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $6,667,000 | 756 |
| Total equity capital | $67,650,000 | 850 |
| Total bank equity capital | $67,650,000 | 850 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $2,000,000 | 1,823 |
| Surplus | $22,426,000 | 1,054 |
| Undivided profits | $43,224,000 | 763 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,817 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $5,133,000 | 533 |
| Earning assets | $945,415,000 | 583 |
| Long-term assets (5+ years) | $587,493,000 | 210 |
| Average Assets, year-to-date | $1,004,606,500 | 590 |
| Average Assets, quarterly | $1,004,606,500 | 590 |
| Volatile liabilities | $303,523,000 | 479 |
| Insider loans | $4,032,000 | 1,538 |
| FHLB advances | $105,000,000 | 439 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $108,841,000 | 893 |
| Tier 1 (core) risk-based capital | $68,052,000 | 784 |
| Tier 2 risk-based capital | $3,779,000 | 1,231 |
| Total risk weighted assets | $562,205,000 | 737 |
| Total unused commitments | $108,841,000 | 893 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 192 | 825 |
| Assets and Liabilities | ||
| Total Assets: | $997,286,000 | 601 |
| Cash and due from depository institutions | $12,163,000 | 825 |
| Interest-bearing balances | $134,000 | 4,744 |
| Securities | $560,034,000 | 280 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,164 |
| Net loans & leases | $373,523,000 | 1,045 |
| Loan loss allowance | $3,781,000 | 1,239 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $17,622,000 | 497 |
| Other real estate owned | $0 | 825 |
| Goodwill and other intangibles | $2,092,000 | 1,210 |
| All other assets | $31,852,000 | 535 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $997,286,000 | 601 |
| Total liabilities | $925,875,000 | 584 |
| Total deposits | $702,707,000 | 621 |
| Interest-bearing deposits | $670,211,000 | 565 |
| Deposits held in domestic offices | $702,707,000 | 620 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $101,357,000 | 303 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $115,000,000 | 477 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $6,811,000 | 734 |
| Total equity capital | $71,411,000 | 814 |
| Total bank equity capital | $71,411,000 | 814 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $2,000,000 | 1,805 |
| Surplus | $22,287,000 | 1,052 |
| Undivided profits | $47,124,000 | 718 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,876 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $4,457,000 | 599 |
| Earning assets | $933,691,000 | 599 |
| Long-term assets (5+ years) | $553,847,000 | 220 |
| Average Assets, year-to-date | $939,085,000 | 608 |
| Average Assets, quarterly | $963,975,500 | 617 |
| Volatile liabilities | $265,583,000 | 531 |
| Insider loans | $4,310,000 | 1,412 |
| FHLB advances | $100,000,000 | 468 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $102,408,000 | 915 |
| Tier 1 (core) risk-based capital | $68,793,000 | 780 |
| Tier 2 risk-based capital | $3,781,000 | 1,211 |
| Total risk weighted assets | $569,018,000 | 723 |
| Total unused commitments | $102,408,000 | 915 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 187 | 852 |
| Assets and Liabilities | ||
| Total Assets: | $930,665,000 | 640 |
| Cash and due from depository institutions | $17,257,000 | 852 |
| Interest-bearing balances | $149,000 | 4,749 |
| Securities | $485,493,000 | 317 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,928 |
| Net loans & leases | $375,453,000 | 1,016 |
| Loan loss allowance | $3,644,000 | 1,289 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $16,933,000 | 512 |
| Other real estate owned | $0 | 852 |
| Goodwill and other intangibles | $2,093,000 | 1,188 |
| All other assets | $33,436,000 | 515 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $930,665,000 | 640 |
| Total liabilities | $860,453,000 | 622 |
| Total deposits | $620,728,000 | 700 |
| Interest-bearing deposits | $592,813,000 | 628 |
| Deposits held in domestic offices | $620,728,000 | 695 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $132,360,000 | 250 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $100,000,000 | 539 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $7,365,000 | 687 |
| Total equity capital | $70,212,000 | 815 |
| Total bank equity capital | $70,212,000 | 815 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $2,000,000 | 1,797 |
| Surplus | $22,287,000 | 1,027 |
| Undivided profits | $45,925,000 | 727 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $24,000 | 7,467 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $4,776,000 | 565 |
| Earning assets | $861,095,000 | 632 |
| Long-term assets (5+ years) | $525,858,000 | 232 |
| Average Assets, year-to-date | $924,534,750 | 616 |
| Average Assets, quarterly | $931,857,000 | 635 |
| Volatile liabilities | $284,438,000 | 494 |
| Insider loans | $4,512,000 | 1,298 |
| FHLB advances | $100,000,000 | 469 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $92,227,000 | 991 |
| Tier 1 (core) risk-based capital | $67,375,000 | 783 |
| Tier 2 risk-based capital | $3,644,000 | 1,251 |
| Total risk weighted assets | $513,511,000 | 780 |
| Total unused commitments | $92,227,000 | 993 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 189 | 843 |
| Assets and Liabilities | ||
| Total Assets: | $933,049,000 | 630 |
| Cash and due from depository institutions | $18,159,000 | 843 |
| Interest-bearing balances | $99,000 | 5,333 |
| Securities | $499,832,000 | 319 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,884 |
| Net loans & leases | $362,528,000 | 1,012 |
| Loan loss allowance | $3,436,000 | 1,359 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $15,988,000 | 536 |
| Other real estate owned | $0 | 843 |
| Goodwill and other intangibles | $2,094,000 | 1,165 |
| All other assets | $34,448,000 | 515 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $933,049,000 | 630 |
| Total liabilities | $869,640,000 | 603 |
| Total deposits | $635,705,000 | 677 |
| Interest-bearing deposits | $604,493,000 | 608 |
| Deposits held in domestic offices | $635,705,000 | 673 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $129,683,000 | 253 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $100,000,000 | 538 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $4,252,000 | 974 |
| Total equity capital | $63,409,000 | 861 |
| Total bank equity capital | $63,409,000 | 861 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $2,000,000 | 1,803 |
| Surplus | $22,287,000 | 1,004 |
| Undivided profits | $39,122,000 | 810 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $23,000 | 7,503 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $4,343,000 | 585 |
| Earning assets | $862,459,000 | 622 |
| Long-term assets (5+ years) | $465,300,000 | 270 |
| Average Assets, year-to-date | $922,491,330 | 611 |
| Average Assets, quarterly | $922,979,000 | 623 |
| Volatile liabilities | $311,784,000 | 452 |
| Insider loans | $4,576,000 | 1,249 |
| FHLB advances | $100,000,000 | 476 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $90,459,000 | 962 |
| Tier 1 (core) risk-based capital | $66,000,000 | 787 |
| Tier 2 risk-based capital | $3,436,000 | 1,307 |
| Total risk weighted assets | $510,744,000 | 767 |
| Total unused commitments | $90,459,000 | 962 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 185 | 865 |
| Assets and Liabilities | ||
| Total Assets: | $912,909,000 | 631 |
| Cash and due from depository institutions | $20,876,000 | 865 |
| Interest-bearing balances | $296,000 | 4,299 |
| Securities | $489,994,000 | 323 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,767 |
| Net loans & leases | $350,896,000 | 1,034 |
| Loan loss allowance | $3,236,000 | 1,429 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $15,487,000 | 538 |
| Other real estate owned | $0 | 865 |
| Goodwill and other intangibles | $2,095,000 | 1,147 |
| All other assets | $33,561,000 | 507 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $912,909,000 | 631 |
| Total liabilities | $842,681,000 | 615 |
| Total deposits | $600,808,000 | 713 |
| Interest-bearing deposits | $568,495,000 | 651 |
| Deposits held in domestic offices | $600,808,000 | 709 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $93,413,000 | 301 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $140,000,000 | 411 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $8,460,000 | 651 |
| Total equity capital | $70,228,000 | 806 |
| Total bank equity capital | $70,228,000 | 806 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $2,000,000 | 1,796 |
| Surplus | $22,287,000 | 990 |
| Undivided profits | $45,941,000 | 722 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $23,000 | 7,609 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $4,757,000 | 542 |
| Earning assets | $841,186,000 | 628 |
| Long-term assets (5+ years) | $513,608,000 | 243 |
| Average Assets, year-to-date | $917,212,500 | 621 |
| Average Assets, quarterly | $917,212,500 | 621 |
| Volatile liabilities | $266,074,000 | 509 |
| Insider loans | $4,574,000 | 1,228 |
| FHLB advances | $140,000,000 | 353 |
| Loans and leases held for sale | $330,000 | 1,459 |
| Unused loan commitments | $96,313,000 | 892 |
| Tier 1 (core) risk-based capital | $64,791,000 | 797 |
| Tier 2 risk-based capital | $3,236,000 | 1,371 |
| Total risk weighted assets | $497,090,000 | 774 |
| Total unused commitments | $96,313,000 | 893 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 191 | 846 |
| Assets and Liabilities | ||
| Total Assets: | $921,516,000 | 621 |
| Cash and due from depository institutions | $16,508,000 | 846 |
| Interest-bearing balances | $216,000 | 4,465 |
| Securities | $512,875,000 | 312 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,359 |
| Net loans & leases | $346,523,000 | 1,039 |
| Loan loss allowance | $3,002,000 | 1,531 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $15,610,000 | 524 |
| Other real estate owned | $0 | 846 |
| Goodwill and other intangibles | $2,096,000 | 1,159 |
| All other assets | $27,904,000 | 576 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $921,516,000 | 621 |
| Total liabilities | $858,972,000 | 602 |
| Total deposits | $639,129,000 | 671 |
| Interest-bearing deposits | $598,043,000 | 614 |
| Deposits held in domestic offices | $639,129,000 | 669 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $99,724,000 | 302 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $115,000,000 | 480 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $5,119,000 | 906 |
| Total equity capital | $62,544,000 | 888 |
| Total bank equity capital | $62,544,000 | 888 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $2,000,000 | 1,811 |
| Surplus | $18,287,000 | 1,144 |
| Undivided profits | $42,257,000 | 762 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $26,000 | 7,623 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $4,457,000 | 568 |
| Earning assets | $859,614,000 | 609 |
| Long-term assets (5+ years) | $474,699,000 | 266 |
| Average Assets, year-to-date | $872,016,600 | 629 |
| Average Assets, quarterly | $889,221,500 | 630 |
| Volatile liabilities | $249,196,000 | 530 |
| Insider loans | $4,283,000 | 1,287 |
| FHLB advances | $115,000,000 | 410 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $74,981,000 | 1,074 |
| Tier 1 (core) risk-based capital | $59,630,000 | 849 |
| Tier 2 risk-based capital | $3,002,000 | 1,470 |
| Total risk weighted assets | $497,469,000 | 771 |
| Total unused commitments | $74,981,000 | 1,075 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 181 | 917 |
| Assets and Liabilities | ||
| Total Assets: | $856,927,000 | 678 |
| Cash and due from depository institutions | $25,344,000 | 917 |
| Interest-bearing balances | $1,201,000 | 2,894 |
| Securities | $481,390,000 | 324 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,602 |
| Net loans & leases | $305,883,000 | 1,162 |
| Loan loss allowance | $2,751,000 | 1,680 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $13,499,000 | 632 |
| Other real estate owned | $0 | 917 |
| Goodwill and other intangibles | $2,097,000 | 1,141 |
| All other assets | $28,714,000 | 573 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $856,927,000 | 678 |
| Total liabilities | $797,073,000 | 655 |
| Total deposits | $581,251,000 | 750 |
| Interest-bearing deposits | $552,326,000 | 687 |
| Deposits held in domestic offices | $581,251,000 | 747 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $87,195,000 | 331 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $125,000,000 | 448 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $3,627,000 | 1,236 |
| Total equity capital | $59,854,000 | 943 |
| Total bank equity capital | $59,854,000 | 943 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $2,000,000 | 1,814 |
| Surplus | $18,287,000 | 1,131 |
| Undivided profits | $39,567,000 | 806 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $37,000 | 7,627 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $5,014,000 | 533 |
| Earning assets | $788,474,000 | 673 |
| Long-term assets (5+ years) | $359,724,000 | 329 |
| Average Assets, year-to-date | $859,641,750 | 653 |
| Average Assets, quarterly | $869,844,500 | 658 |
| Volatile liabilities | $237,130,000 | 541 |
| Insider loans | $4,205,000 | 1,292 |
| FHLB advances | $125,000,000 | 380 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $83,182,000 | 996 |
| Tier 1 (core) risk-based capital | $58,544,000 | 877 |
| Tier 2 risk-based capital | $2,751,000 | 1,567 |
| Total risk weighted assets | $508,449,000 | 759 |
| Total unused commitments | $83,182,000 | 997 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 194 | 848 |
| Assets and Liabilities | ||
| Total Assets: | $882,762,000 | 641 |
| Cash and due from depository institutions | $24,086,000 | 848 |
| Interest-bearing balances | $743,000 | 3,514 |
| Securities | $549,382,000 | 292 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,888 |
| Net loans & leases | $265,605,000 | 1,328 |
| Loan loss allowance | $2,655,000 | 1,702 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $13,697,000 | 604 |
| Other real estate owned | $0 | 848 |
| Goodwill and other intangibles | $2,099,000 | 1,121 |
| All other assets | $27,893,000 | 577 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $882,762,000 | 641 |
| Total liabilities | $818,274,000 | 629 |
| Total deposits | $581,478,000 | 740 |
| Interest-bearing deposits | $548,216,000 | 679 |
| Deposits held in domestic offices | $581,478,000 | 737 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $104,526,000 | 283 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $125,000,000 | 441 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $7,270,000 | 780 |
| Total equity capital | $64,488,000 | 862 |
| Total bank equity capital | $64,488,000 | 862 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $2,000,000 | 1,815 |
| Surplus | $18,287,000 | 1,108 |
| Undivided profits | $44,201,000 | 742 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $80,000 | 7,087 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $4,730,000 | 548 |
| Earning assets | $815,730,000 | 637 |
| Long-term assets (5+ years) | $356,705,000 | 318 |
| Average Assets, year-to-date | $860,546,670 | 645 |
| Average Assets, quarterly | $879,210,000 | 640 |
| Volatile liabilities | $261,080,000 | 513 |
| Insider loans | $3,674,000 | 1,496 |
| FHLB advances | $125,000,000 | 374 |
| Loans and leases held for sale | $1,557,000 | 1,251 |
| Unused loan commitments | $74,867,000 | 1,062 |
| Tier 1 (core) risk-based capital | $57,681,000 | 866 |
| Tier 2 risk-based capital | $2,655,000 | 1,577 |
| Total risk weighted assets | $511,498,000 | 745 |
| Total unused commitments | $74,867,000 | 1,068 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 186 | 880 |
| Assets and Liabilities | ||
| Total Assets: | $875,658,000 | 636 |
| Cash and due from depository institutions | $26,729,000 | 880 |
| Interest-bearing balances | $147,000 | 4,921 |
| Securities | $563,109,000 | 287 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,247 |
| Net loans & leases | $240,949,000 | 1,442 |
| Loan loss allowance | $2,581,000 | 1,711 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $13,191,000 | 629 |
| Other real estate owned | $0 | 880 |
| Goodwill and other intangibles | $2,101,000 | 1,116 |
| All other assets | $29,579,000 | 543 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $875,658,000 | 636 |
| Total liabilities | $817,653,000 | 620 |
| Total deposits | $581,294,000 | 722 |
| Interest-bearing deposits | $540,367,000 | 683 |
| Deposits held in domestic offices | $581,294,000 | 719 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $95,294,000 | 304 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $135,000,000 | 410 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $6,065,000 | 890 |
| Total equity capital | $58,005,000 | 938 |
| Total bank equity capital | $58,005,000 | 938 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $2,000,000 | 1,826 |
| Surplus | $15,287,000 | 1,276 |
| Undivided profits | $40,718,000 | 778 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $215,000 | 5,914 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $5,121,000 | 528 |
| Earning assets | $804,205,000 | 635 |
| Long-term assets (5+ years) | $436,835,000 | 265 |
| Average Assets, year-to-date | $849,439,000 | 649 |
| Average Assets, quarterly | $849,439,000 | 649 |
| Volatile liabilities | $252,348,000 | 517 |
| Insider loans | $3,742,000 | 1,436 |
| FHLB advances | $135,000,000 | 346 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $64,904,000 | 1,145 |
| Tier 1 (core) risk-based capital | $53,831,000 | 919 |
| Tier 2 risk-based capital | $2,581,000 | 1,594 |
| Total risk weighted assets | $457,267,000 | 811 |
| Total unused commitments | $64,904,000 | 1,155 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 182 | 898 |
| Assets and Liabilities | ||
| Total Assets: | $823,220,000 | 669 |
| Cash and due from depository institutions | $23,235,000 | 898 |
| Interest-bearing balances | $343,000 | 4,105 |
| Securities | $533,375,000 | 285 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,991 |
| Net loans & leases | $226,554,000 | 1,544 |
| Loan loss allowance | $2,498,000 | 1,728 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $12,976,000 | 635 |
| Other real estate owned | $0 | 898 |
| Goodwill and other intangibles | $2,104,000 | 1,091 |
| All other assets | $24,976,000 | 605 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $823,220,000 | 669 |
| Total liabilities | $766,195,000 | 647 |
| Total deposits | $617,272,000 | 668 |
| Interest-bearing deposits | $606,917,000 | 587 |
| Deposits held in domestic offices | $617,272,000 | 666 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $78,431,000 | 335 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $65,000,000 | 667 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $5,492,000 | 927 |
| Total equity capital | $57,025,000 | 925 |
| Total bank equity capital | $57,025,000 | 925 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $2,000,000 | 1,819 |
| Surplus | $15,287,000 | 1,251 |
| Undivided profits | $39,738,000 | 775 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $224,000 | 5,715 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $4,584,000 | 603 |
| Earning assets | $760,272,000 | 658 |
| Long-term assets (5+ years) | $277,861,000 | 374 |
| Average Assets, year-to-date | $747,508,800 | 683 |
| Average Assets, quarterly | $793,209,500 | 683 |
| Volatile liabilities | $162,789,000 | 707 |
| Insider loans | $3,687,000 | 1,443 |
| FHLB advances | $65,000,000 | 587 |
| Loans and leases held for sale | $553,000 | 1,557 |
| Unused loan commitments | $57,031,000 | 1,221 |
| Tier 1 (core) risk-based capital | $52,749,000 | 912 |
| Tier 2 risk-based capital | $2,498,000 | 1,601 |
| Total risk weighted assets | $471,681,000 | 775 |
| Total unused commitments | $57,031,000 | 1,223 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 172 | 943 |
| Assets and Liabilities | ||
| Total Assets: | $689,301,000 | 749 |
| Cash and due from depository institutions | $29,672,000 | 943 |
| Interest-bearing balances | $9,758,000 | 732 |
| Securities | $413,785,000 | 318 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,110 |
| Net loans & leases | $209,045,000 | 1,587 |
| Loan loss allowance | $2,191,000 | 1,814 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $11,685,000 | 708 |
| Other real estate owned | $0 | 943 |
| Goodwill and other intangibles | $2,117,000 | 1,016 |
| All other assets | $22,997,000 | 627 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $689,301,000 | 749 |
| Total liabilities | $639,138,000 | 727 |
| Total deposits | $498,030,000 | 786 |
| Interest-bearing deposits | $488,611,000 | 694 |
| Deposits held in domestic offices | $498,030,000 | 782 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $76,296,000 | 352 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $60,000,000 | 685 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $4,812,000 | 1,016 |
| Total equity capital | $50,163,000 | 978 |
| Total bank equity capital | $50,163,000 | 978 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $2,000,000 | 1,837 |
| Surplus | $15,287,000 | 1,192 |
| Undivided profits | $32,876,000 | 859 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $117,000 | 6,766 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $4,799,000 | 635 |
| Earning assets | $632,588,000 | 750 |
| Long-term assets (5+ years) | $283,622,000 | 377 |
| Average Assets, year-to-date | $608,819,600 | 809 |
| Average Assets, quarterly | $647,661,500 | 790 |
| Volatile liabilities | $140,645,000 | 749 |
| Insider loans | $4,511,000 | 1,091 |
| FHLB advances | $60,000,000 | 600 |
| Loans and leases held for sale | $180,000 | 1,625 |
| Unused loan commitments | $37,061,000 | 1,587 |
| Tier 1 (core) risk-based capital | $46,949,000 | 971 |
| Tier 2 risk-based capital | $2,199,000 | 1,684 |
| Total risk weighted assets | $414,184,000 | 837 |
| Total unused commitments | $37,061,000 | 1,593 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 156 | 1,032 |
| Assets and Liabilities | ||
| Total Assets: | $569,570,000 | 871 |
| Cash and due from depository institutions | $22,298,000 | 1,032 |
| Interest-bearing balances | $6,992,000 | 653 |
| Securities | $330,267,000 | 375 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,010 |
| Net loans & leases | $197,294,000 | 1,616 |
| Loan loss allowance | $1,655,000 | 2,253 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $10,045,000 | 788 |
| Other real estate owned | $50,000 | 1,032 |
| Goodwill and other intangibles | $2,452,000 | 936 |
| All other assets | $7,164,000 | 1,333 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $569,570,000 | 871 |
| Total liabilities | $530,514,000 | 847 |
| Total deposits | $425,448,000 | 903 |
| Interest-bearing deposits | $415,971,000 | 809 |
| Deposits held in domestic offices | $425,448,000 | 900 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $51,262,000 | 443 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $50,000,000 | 730 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $3,804,000 | 1,205 |
| Total equity capital | $39,056,000 | 1,189 |
| Total bank equity capital | $39,056,000 | 1,189 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $2,000,000 | 1,856 |
| Surplus | $9,287,000 | 1,772 |
| Undivided profits | $27,769,000 | 966 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $248,000 | 5,267 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $997,000 | 2,743 |
| Earning assets | $534,553,000 | 849 |
| Long-term assets (5+ years) | $305,473,000 | 347 |
| Average Assets, year-to-date | $535,116,400 | 884 |
| Average Assets, quarterly | $556,455,000 | 879 |
| Volatile liabilities | $160,346,000 | 695 |
| Insider loans | $4,041,000 | 1,221 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $42,928,000 | 1,310 |
| Tier 1 (core) risk-based capital | $36,298,200 | 1,191 |
| Tier 2 risk-based capital | $1,655,000 | 2,111 |
| Total risk weighted assets | $281,913,500 | 1,162 |
| Total unused commitments | $42,928,000 | 1,311 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 162 | 1,032 |
| Assets and Liabilities | ||
| Total Assets: | $509,594,000 | 953 |
| Cash and due from depository institutions | $18,677,000 | 1,032 |
| Interest-bearing balances | $3,551,000 | 1,107 |
| Securities | $303,939,000 | 434 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,825 |
| Net loans & leases | $167,667,000 | 1,799 |
| Loan loss allowance | $1,423,000 | 2,508 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $9,778,000 | 819 |
| Other real estate owned | $0 | 1,032 |
| Goodwill and other intangibles | $2,786,000 | 890 |
| All other assets | $6,747,000 | 1,406 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $509,594,000 | 953 |
| Total liabilities | $473,234,000 | 934 |
| Total deposits | $389,620,000 | 957 |
| Interest-bearing deposits | $380,681,000 | 850 |
| Deposits held in domestic offices | $389,620,000 | 952 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $30,752,000 | 655 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $50,000,000 | 741 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $2,862,000 | 1,415 |
| Total equity capital | $36,360,000 | 1,240 |
| Total bank equity capital | $36,360,000 | 1,240 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $2,000,000 | 1,872 |
| Surplus | $9,287,000 | 1,760 |
| Undivided profits | $25,073,000 | 997 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $292,000 | 4,847 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $18,000 | 1,326 |
| Income earned, not collected on loans | $717,000 | 3,293 |
| Earning assets | $475,157,000 | 936 |
| Long-term assets (5+ years) | $310,820,000 | 376 |
| Average Assets, year-to-date | $496,758,400 | 937 |
| Average Assets, quarterly | $510,233,500 | 944 |
| Volatile liabilities | $125,280,000 | 839 |
| Insider loans | $3,490,000 | 1,366 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $39,283,000 | 1,435 |
| Tier 1 (core) risk-based capital | $35,496,000 | 1,237 |
| Tier 2 risk-based capital | $1,423,000 | 2,281 |
| Total risk weighted assets | $240,285,600 | 1,291 |
| Total unused commitments | $39,283,000 | 1,437 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 153 | 1,102 |
| Assets and Liabilities | ||
| Total Assets: | $470,094,000 | 997 |
| Cash and due from depository institutions | $15,975,000 | 1,102 |
| Interest-bearing balances | $525,000 | 3,440 |
| Securities | $287,966,000 | 458 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,346 |
| Net loans & leases | $148,773,000 | 1,888 |
| Loan loss allowance | $1,326,000 | 2,594 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $9,426,000 | 787 |
| Other real estate owned | $0 | 1,102 |
| Goodwill and other intangibles | $3,118,000 | 787 |
| All other assets | $4,836,000 | 1,592 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $470,094,000 | 997 |
| Total liabilities | $433,824,000 | 973 |
| Total deposits | $377,669,000 | 970 |
| Interest-bearing deposits | $371,746,000 | 846 |
| Deposits held in domestic offices | $377,669,000 | 967 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $52,602,000 | 456 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $3,553,000 | 1,276 |
| Total equity capital | $36,270,000 | 1,230 |
| Total bank equity capital | $36,270,000 | 1,230 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $2,000,000 | 1,820 |
| Surplus | $9,287,000 | 1,682 |
| Undivided profits | $24,983,000 | 1,031 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $65,000 | 7,864 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $18,000 | 1,424 |
| Income earned, not collected on loans | $593,000 | 3,919 |
| Earning assets | $437,264,000 | 983 |
| Long-term assets (5+ years) | $282,560,000 | 362 |
| Average Assets, year-to-date | $472,933,800 | 943 |
| Average Assets, quarterly | $468,295,000 | 988 |
| Volatile liabilities | $106,970,000 | 786 |
| Insider loans | $3,485,000 | 1,238 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $43,804,000 | 1,246 |
| Tier 1 (core) risk-based capital | $32,092,100 | 1,320 |
| Tier 2 risk-based capital | $1,326,000 | 2,363 |
| Total risk weighted assets | $215,813,600 | 1,330 |
| Total unused commitments | $43,804,000 | 1,251 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 140 | 1,249 |
| Assets and Liabilities | ||
| Total Assets: | $473,098,000 | 1,010 |
| Cash and due from depository institutions | $15,210,000 | 1,249 |
| Interest-bearing balances | $130,000 | 4,308 |
| Securities | $298,298,000 | 447 |
| Federal funds sold & reverse repurchase agreements | $10,900,000 | 1,241 |
| Net loans & leases | $131,155,000 | 2,127 |
| Loan loss allowance | $1,269,000 | 2,724 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $9,130,000 | 810 |
| Other real estate owned | $0 | 1,249 |
| Goodwill and other intangibles | $3,381,000 | 715 |
| All other assets | $5,024,000 | 1,525 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $473,098,000 | 1,010 |
| Total liabilities | $439,910,000 | 990 |
| Total deposits | $436,360,000 | 867 |
| Interest-bearing deposits | $358,539,000 | 904 |
| Deposits held in domestic offices | $436,360,000 | 862 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $700,000 | 2,908 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $2,850,000 | 1,524 |
| Total equity capital | $33,188,000 | 1,352 |
| Total bank equity capital | $33,188,000 | 1,352 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $2,000,000 | 1,809 |
| Surplus | $3,497,000 | 3,753 |
| Undivided profits | $27,691,000 | 950 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $100,000 | 7,664 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $73,000 | 1,085 |
| Income earned, not collected on loans | $596,000 | 3,991 |
| Earning assets | $440,483,000 | 993 |
| Long-term assets (5+ years) | $247,524,000 | 343 |
| Average Assets, year-to-date | $475,319,200 | 960 |
| Average Assets, quarterly | $476,963,500 | 991 |
| Volatile liabilities | $117,446,000 | 763 |
| Insider loans | $3,133,000 | 1,358 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $39,418,000 | 1,295 |
| Tier 1 (core) risk-based capital | $29,215,000 | 1,459 |
| Tier 2 risk-based capital | $1,269,000 | 2,343 |
| Total risk weighted assets | $189,274,600 | 1,490 |
| Total unused commitments | $39,418,000 | 1,298 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 170 | 1,099 |
| Assets and Liabilities | ||
| Total Assets: | $459,202,000 | 1,071 |
| Cash and due from depository institutions | $19,763,000 | 1,099 |
| Interest-bearing balances | $110,000 | 4,471 |
| Securities | $280,123,000 | 491 |
| Federal funds sold & reverse repurchase agreements | $23,300,000 | 565 |
| Net loans & leases | $116,537,000 | 2,411 |
| Loan loss allowance | $1,293,000 | 2,790 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $10,104,000 | 751 |
| Other real estate owned | $0 | 1,099 |
| Goodwill and other intangibles | $3,681,000 | 644 |
| All other assets | $5,694,000 | 1,441 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $459,202,000 | 1,071 |
| Total liabilities | $429,245,000 | 1,034 |
| Total deposits | $426,909,000 | 918 |
| Interest-bearing deposits | $358,568,000 | 937 |
| Deposits held in domestic offices | $426,909,000 | 911 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $2,336,000 | 1,795 |
| Total equity capital | $29,957,000 | 1,507 |
| Total bank equity capital | $29,957,000 | 1,507 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $2,000,000 | 1,906 |
| Surplus | $3,497,000 | 3,837 |
| Undivided profits | $24,460,000 | 1,055 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $419,000 | 4,738 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $121,000 | 865 |
| Income earned, not collected on loans | $643,000 | 3,581 |
| Earning assets | $420,070,000 | 1,067 |
| Long-term assets (5+ years) | $197,087,000 | 424 |
| Average Assets, year-to-date | $417,104,200 | 1,124 |
| Average Assets, quarterly | $452,912,500 | 1,072 |
| Volatile liabilities | $99,818,000 | 878 |
| Insider loans | $4,098,000 | 1,052 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $23,910,000 | 1,810 |
| Tier 1 (core) risk-based capital | $25,965,000 | 1,650 |
| Tier 2 risk-based capital | $1,293,000 | 2,344 |
| Total risk weighted assets | $164,306,000 | 1,741 |
| Total unused commitments | $23,910,000 | 1,824 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 132 | 1,445 |
| Assets and Liabilities | ||
| Total Assets: | $347,801,000 | 1,369 |
| Cash and due from depository institutions | $14,195,000 | 1,445 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $209,692,000 | 644 |
| Federal funds sold & reverse repurchase agreements | $16,000,000 | 885 |
| Net loans & leases | $96,497,000 | 2,786 |
| Loan loss allowance | $1,073,000 | 3,321 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $7,462,000 | 1,012 |
| Other real estate owned | $0 | 1,445 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $3,955,000 | 1,976 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $347,801,000 | 1,369 |
| Total liabilities | $320,444,000 | 1,356 |
| Total deposits | $296,135,000 | 1,321 |
| Interest-bearing deposits | $235,031,000 | 1,455 |
| Deposits held in domestic offices | $296,135,000 | 1,308 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $22,326,000 | 771 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $1,983,000 | 2,114 |
| Total equity capital | $27,357,000 | 1,653 |
| Total bank equity capital | $27,357,000 | 1,653 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $2,000,000 | 1,954 |
| Surplus | $3,497,000 | 3,829 |
| Undivided profits | $21,860,000 | 1,196 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $48,000 | 9,356 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $48,000 | 1,190 |
| Income earned, not collected on loans | $634,000 | 3,774 |
| Earning assets | $322,189,000 | 1,355 |
| Long-term assets (5+ years) | $115,192,000 | 607 |
| Average Assets, year-to-date | $345,790,800 | 1,321 |
| Average Assets, quarterly | $360,057,000 | 1,308 |
| Volatile liabilities | $61,847,000 | 1,117 |
| Insider loans | $3,039,000 | 1,426 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $20,467,000 | 1,973 |
| Tier 1 (core) risk-based capital | $26,941,000 | 1,593 |
| Tier 2 risk-based capital | $1,073,000 | 2,733 |
| Total risk weighted assets | $133,954,200 | 2,073 |
| Total unused commitments | $20,467,000 | 1,981 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 132 | 1,491 |
| Assets and Liabilities | ||
| Total Assets: | $325,116,000 | 1,420 |
| Cash and due from depository institutions | $16,558,000 | 1,491 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $207,483,000 | 668 |
| Federal funds sold & reverse repurchase agreements | $1,749,000 | 4,104 |
| Net loans & leases | $87,733,000 | 2,965 |
| Loan loss allowance | $1,073,000 | 3,367 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $7,443,000 | 988 |
| Other real estate owned | $0 | 1,491 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $4,150,000 | 1,988 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $325,116,000 | 1,420 |
| Total liabilities | $301,081,000 | 1,406 |
| Total deposits | $290,364,000 | 1,313 |
| Interest-bearing deposits | $233,302,000 | 1,409 |
| Deposits held in domestic offices | $290,364,000 | 1,304 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $9,745,000 | 1,299 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $972,000 | 3,134 |
| Total equity capital | $24,035,000 | 1,717 |
| Total bank equity capital | $24,035,000 | 1,717 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $2,000,000 | 2,014 |
| Surplus | $3,497,000 | 3,755 |
| Undivided profits | $18,538,000 | 1,284 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 11,640 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $664,000 | 3,097 |
| Earning assets | $296,965,000 | 1,429 |
| Long-term assets (5+ years) | $77,604,000 | 822 |
| Average Assets, year-to-date | $322,934,800 | 1,393 |
| Average Assets, quarterly | $324,008,500 | 1,418 |
| Volatile liabilities | $20,053,000 | 2,530 |
| Insider loans | $2,769,000 | 1,522 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $20,388,000 | 1,886 |
| Tier 1 (core) risk-based capital | $24,629,000 | 1,673 |
| Tier 2 risk-based capital | $1,073,000 | 2,739 |
| Total risk weighted assets | $116,849,700 | 2,292 |
| Total unused commitments | $20,388,000 | 1,897 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 133 | 1,572 |
| Assets and Liabilities | ||
| Total Assets: | $318,602,000 | 1,477 |
| Cash and due from depository institutions | $12,439,000 | 1,572 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $206,844,000 | 704 |
| Federal funds sold & reverse repurchase agreements | $23,265,000 | 594 |
| Net loans & leases | $64,802,000 | 3,861 |
| Loan loss allowance | $943,000 | 3,887 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $7,259,000 | 1,012 |
| Other real estate owned | $0 | 1,572 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $3,993,000 | 1,897 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $318,602,000 | 1,477 |
| Total liabilities | $296,515,000 | 1,453 |
| Total deposits | $294,581,000 | 1,355 |
| Interest-bearing deposits | $238,151,000 | 1,449 |
| Deposits held in domestic offices | $294,581,000 | 1,344 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $1,934,000 | 1,843 |
| Total equity capital | $22,087,000 | 1,857 |
| Total bank equity capital | $22,087,000 | 1,857 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $2,000,000 | 2,040 |
| Surplus | $3,497,000 | 3,703 |
| Undivided profits | $16,590,000 | 1,428 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,000 | 12,015 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $612,000 | 2,974 |
| Earning assets | $294,911,000 | 1,454 |
| Long-term assets (5+ years) | $38,431,000 | 1,506 |
| Average Assets, year-to-date | $315,381,200 | 1,455 |
| Average Assets, quarterly | $317,638,000 | 1,472 |
| Volatile liabilities | $2,970,000 | 8,429 |
| Insider loans | $1,730,000 | 2,357 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $20,344,000 | 1,873 |
| Tier 1 (core) risk-based capital | $22,087,000 | 1,799 |
| Tier 2 risk-based capital | $943,000 | 3,040 |
| Total risk weighted assets | $101,368,200 | 2,572 |
| Total unused commitments | $20,344,000 | 1,892 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 118 | 1,830 |
| Assets and Liabilities | ||
| Total Assets: | $309,668,000 | 1,570 |
| Cash and due from depository institutions | $18,504,000 | 1,830 |
| Interest-bearing balances | $23,000 | 7,796 |
| Securities | $208,928,000 | 668 |
| Federal funds sold & reverse repurchase agreements | $15,581,000 | 1,071 |
| Net loans & leases | $58,696,000 | 4,245 |
| Loan loss allowance | $821,000 | 4,401 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $3,725,000 | 1,958 |
| Other real estate owned | $0 | 1,830 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $4,234,000 | 1,893 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $309,668,000 | 1,570 |
| Total liabilities | $289,750,000 | 1,552 |
| Total deposits | $286,726,000 | 1,470 |
| Interest-bearing deposits | $228,782,000 | 1,587 |
| Deposits held in domestic offices | $286,726,000 | 1,459 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,355,000 | 2,326 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $1,669,000 | 2,173 |
| Total equity capital | $19,918,000 | 1,960 |
| Total bank equity capital | $19,918,000 | 1,960 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $2,000,000 | 2,114 |
| Surplus | $3,497,000 | 3,573 |
| Undivided profits | $14,421,000 | 1,511 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $23,000 | 12,050 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $688,000 | 2,901 |
| Earning assets | $283,228,000 | 1,563 |
| Long-term assets (5+ years) | $38,223,000 | 1,502 |
| Average Assets, year-to-date | $267,939,200 | 1,749 |
| Average Assets, quarterly | $291,743,000 | 1,638 |
| Volatile liabilities | $11,199,000 | 3,783 |
| Insider loans | $55,000 | 7,001 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $22,764,000 | 1,674 |
| Tier 1 (core) risk-based capital | $19,918,000 | 1,917 |
| Tier 2 risk-based capital | $821,000 | 3,447 |
| Total risk weighted assets | $99,752,700 | 2,669 |
| Total unused commitments | $22,764,000 | 1,688 |
| Derivatives | $0 | 651 |