Home > Union Building and Loan Savings Bank > Income and Expense
Union Building and Loan Savings Bank, Income and Expense
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $370,000 | 5,095 |
| Total interest expense | $65,000 | 4,754 |
| Net interest income | $305,000 | 5,101 |
| Provision for loan and lease losses | $105,000 | 1,424 |
| Total noninterest income | $10,000 | 5,201 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $8,000 | 4,849 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,000 | 5,171 |
| Total noninterest expense | $379,000 | 4,804 |
| Salaries and employee benefits | $167,000 | 4,984 |
| Premises and equipment expense | $67,000 | 4,168 |
| Additional noninterest expense | $145,000 | 4,606 |
| Pre-tax net operating income | $-169,000 | 5,266 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $-44,000 | 5,261 |
| Income before extraordinary items | $-125,000 | 5,253 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $-125,000 | 5,252 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $-125,000 | 5,252 |
| Net charge-offs | $98,000 | 895 |
| Cash dividends | $0 | 2,803 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $-125,000 | 5,254 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $1,474,000 | 5,101 |
| Total interest expense | $222,000 | 4,762 |
| Net interest income | $1,252,000 | 5,109 |
| Provision for loan and lease losses | $5,000 | 4,027 |
| Total noninterest income | $33,000 | 5,267 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $22,000 | 5,048 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $11,000 | 5,199 |
| Total noninterest expense | $1,061,000 | 5,105 |
| Salaries and employee benefits | $602,000 | 5,094 |
| Premises and equipment expense | $105,000 | 5,024 |
| Additional noninterest expense | $354,000 | 5,046 |
| Pre-tax net operating income | $219,000 | 4,998 |
| Securities gains (losses) | $0 | 1,125 |
| Applicable income taxes | $66,000 | 3,274 |
| Income before extraordinary items | $153,000 | 5,048 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $153,000 | 5,047 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $153,000 | 5,047 |
| Net charge-offs | $-11,000 | 4,537 |
| Cash dividends | $0 | 4,033 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $153,000 | 5,049 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $1,107,000 | 5,165 |
| Total interest expense | $163,000 | 4,793 |
| Net interest income | $944,000 | 5,171 |
| Provision for loan and lease losses | $5,000 | 3,869 |
| Total noninterest income | $21,000 | 5,354 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $14,000 | 5,158 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $7,000 | 5,270 |
| Total noninterest expense | $786,000 | 5,156 |
| Salaries and employee benefits | $448,000 | 5,142 |
| Premises and equipment expense | $78,000 | 5,084 |
| Additional noninterest expense | $260,000 | 5,110 |
| Pre-tax net operating income | $174,000 | 5,083 |
| Securities gains (losses) | $0 | 1,118 |
| Applicable income taxes | $51,000 | 3,318 |
| Income before extraordinary items | $123,000 | 5,131 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $123,000 | 5,129 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $123,000 | 5,130 |
| Net charge-offs | $-11,000 | 4,502 |
| Cash dividends | $0 | 3,618 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $123,000 | 5,131 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $737,000 | 5,217 |
| Total interest expense | $106,000 | 4,813 |
| Net interest income | $631,000 | 5,221 |
| Provision for loan and lease losses | $5,000 | 3,680 |
| Total noninterest income | $14,000 | 5,414 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $9,000 | 5,218 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $5,000 | 5,339 |
| Total noninterest expense | $501,000 | 5,249 |
| Salaries and employee benefits | $296,000 | 5,209 |
| Premises and equipment expense | $51,000 | 5,149 |
| Additional noninterest expense | $154,000 | 5,223 |
| Pre-tax net operating income | $139,000 | 5,042 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $35,000 | 3,307 |
| Income before extraordinary items | $104,000 | 5,097 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $104,000 | 5,096 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $104,000 | 5,096 |
| Net charge-offs | $-11,000 | 4,546 |
| Cash dividends | $0 | 3,485 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $104,000 | 5,101 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $366,000 | 5,274 |
| Total interest expense | $51,000 | 4,869 |
| Net interest income | $315,000 | 5,284 |
| Provision for loan and lease losses | $5,000 | 3,326 |
| Total noninterest income | $7,000 | 5,484 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $4,000 | 5,293 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,000 | 5,375 |
| Total noninterest expense | $258,000 | 5,292 |
| Salaries and employee benefits | $154,000 | 5,234 |
| Premises and equipment expense | $26,000 | 5,183 |
| Additional noninterest expense | $78,000 | 5,279 |
| Pre-tax net operating income | $59,000 | 5,111 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $16,000 | 3,332 |
| Income before extraordinary items | $43,000 | 5,176 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $43,000 | 5,175 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $43,000 | 5,176 |
| Net charge-offs | $0 | 2,722 |
| Cash dividends | $0 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $43,000 | 5,180 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $1,451,000 | 5,313 |
| Total interest expense | $204,000 | 4,833 |
| Net interest income | $1,247,000 | 5,321 |
| Provision for loan and lease losses | $65,000 | 3,375 |
| Total noninterest income | $144,000 | 5,057 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $13,000 | 5,410 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $131,000 | 4,593 |
| Total noninterest expense | $1,135,000 | 5,288 |
| Salaries and employee benefits | $690,000 | 5,208 |
| Premises and equipment expense | $105,000 | 5,258 |
| Additional noninterest expense | $340,000 | 5,296 |
| Pre-tax net operating income | $191,000 | 5,195 |
| Securities gains (losses) | $0 | 2,243 |
| Applicable income taxes | $98,000 | 3,294 |
| Income before extraordinary items | $93,000 | 5,222 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $93,000 | 5,221 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $93,000 | 5,222 |
| Net charge-offs | $281,000 | 1,538 |
| Cash dividends | $0 | 4,147 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $93,000 | 5,212 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $1,096,000 | 5,364 |
| Total interest expense | $152,000 | 4,871 |
| Net interest income | $944,000 | 5,381 |
| Provision for loan and lease losses | $65,000 | 3,054 |
| Total noninterest income | $26,000 | 5,580 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $9,000 | 5,482 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $17,000 | 5,416 |
| Total noninterest expense | $858,000 | 5,323 |
| Salaries and employee benefits | $522,000 | 5,240 |
| Premises and equipment expense | $77,000 | 5,315 |
| Additional noninterest expense | $259,000 | 5,334 |
| Pre-tax net operating income | $47,000 | 5,444 |
| Securities gains (losses) | $0 | 2,274 |
| Applicable income taxes | $18,000 | 3,745 |
| Income before extraordinary items | $29,000 | 5,480 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $29,000 | 5,480 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $29,000 | 5,480 |
| Net charge-offs | $227,000 | 1,308 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $29,000 | 5,474 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $739,000 | 5,404 |
| Total interest expense | $101,000 | 4,894 |
| Net interest income | $638,000 | 5,425 |
| Provision for loan and lease losses | $10,000 | 3,628 |
| Total noninterest income | $12,000 | 5,664 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $6,000 | 5,520 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $6,000 | 5,539 |
| Total noninterest expense | $568,000 | 5,373 |
| Salaries and employee benefits | $347,000 | 5,291 |
| Premises and equipment expense | $53,000 | 5,335 |
| Additional noninterest expense | $168,000 | 5,396 |
| Pre-tax net operating income | $72,000 | 5,385 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $26,000 | 3,548 |
| Income before extraordinary items | $46,000 | 5,442 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $46,000 | 5,441 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $46,000 | 5,442 |
| Net charge-offs | $227,000 | 977 |
| Cash dividends | $0 | 3,544 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $46,000 | 5,442 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $369,000 | 5,453 |
| Total interest expense | $50,000 | 4,929 |
| Net interest income | $319,000 | 5,479 |
| Provision for loan and lease losses | $10,000 | 3,145 |
| Total noninterest income | $5,000 | 5,753 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $2,000 | 5,612 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,000 | 5,614 |
| Total noninterest expense | $281,000 | 5,441 |
| Salaries and employee benefits | $175,000 | 5,344 |
| Premises and equipment expense | $24,000 | 5,440 |
| Additional noninterest expense | $82,000 | 5,474 |
| Pre-tax net operating income | $33,000 | 5,407 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $12,000 | 3,531 |
| Income before extraordinary items | $21,000 | 5,491 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $21,000 | 5,491 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $21,000 | 5,491 |
| Net charge-offs | $227,000 | 551 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $21,000 | 5,485 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $1,550,000 | 5,467 |
| Total interest expense | $208,000 | 4,923 |
| Net interest income | $1,342,000 | 5,498 |
| Provision for loan and lease losses | $35,000 | 3,828 |
| Total noninterest income | $25,000 | 5,797 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $14,000 | 5,627 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $11,000 | 5,671 |
| Total noninterest expense | $1,109,000 | 5,510 |
| Salaries and employee benefits | $630,000 | 5,491 |
| Premises and equipment expense | $96,000 | 5,515 |
| Additional noninterest expense | $383,000 | 5,447 |
| Pre-tax net operating income | $223,000 | 5,300 |
| Securities gains (losses) | $0 | 3,212 |
| Applicable income taxes | $82,000 | 3,406 |
| Income before extraordinary items | $141,000 | 5,425 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $141,000 | 5,423 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $141,000 | 5,424 |
| Net charge-offs | $0 | 4,281 |
| Cash dividends | $0 | 4,239 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $141,000 | 5,391 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $1,179,000 | 5,509 |
| Total interest expense | $157,000 | 4,965 |
| Net interest income | $1,022,000 | 5,545 |
| Provision for loan and lease losses | $35,000 | 3,592 |
| Total noninterest income | $21,000 | 5,851 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $12,000 | 5,673 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $9,000 | 5,738 |
| Total noninterest expense | $821,000 | 5,563 |
| Salaries and employee benefits | $455,000 | 5,546 |
| Premises and equipment expense | $67,000 | 5,604 |
| Additional noninterest expense | $299,000 | 5,452 |
| Pre-tax net operating income | $187,000 | 5,325 |
| Securities gains (losses) | $0 | 3,160 |
| Applicable income taxes | $72,000 | 3,399 |
| Income before extraordinary items | $115,000 | 5,489 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $115,000 | 5,488 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $115,000 | 5,489 |
| Net charge-offs | $0 | 3,952 |
| Cash dividends | $0 | 3,792 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $115,000 | 5,448 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $781,000 | 5,572 |
| Total interest expense | $105,000 | 5,001 |
| Net interest income | $676,000 | 5,612 |
| Provision for loan and lease losses | $19,000 | 3,575 |
| Total noninterest income | $10,000 | 5,949 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $8,000 | 5,737 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $2,000 | 5,898 |
| Total noninterest expense | $529,000 | 5,656 |
| Salaries and employee benefits | $287,000 | 5,652 |
| Premises and equipment expense | $42,000 | 5,715 |
| Additional noninterest expense | $200,000 | 5,516 |
| Pre-tax net operating income | $138,000 | 5,326 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $53,000 | 3,367 |
| Income before extraordinary items | $85,000 | 5,520 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $85,000 | 5,518 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $85,000 | 5,519 |
| Net charge-offs | $0 | 3,689 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $85,000 | 5,467 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $393,000 | 5,627 |
| Total interest expense | $55,000 | 4,990 |
| Net interest income | $338,000 | 5,666 |
| Provision for loan and lease losses | $5,000 | 3,471 |
| Total noninterest income | $5,000 | 6,012 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $4,000 | 5,779 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $1,000 | 5,950 |
| Total noninterest expense | $243,000 | 5,778 |
| Salaries and employee benefits | $123,000 | 5,813 |
| Premises and equipment expense | $21,000 | 5,739 |
| Additional noninterest expense | $99,000 | 5,578 |
| Pre-tax net operating income | $95,000 | 5,110 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $37,000 | 3,155 |
| Income before extraordinary items | $58,000 | 5,376 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $58,000 | 5,377 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $58,000 | 5,377 |
| Net charge-offs | $0 | 3,094 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $58,000 | 5,320 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $1,554,000 | 5,682 |
| Total interest expense | $234,000 | 4,969 |
| Net interest income | $1,320,000 | 5,719 |
| Provision for loan and lease losses | $14,000 | 4,159 |
| Total noninterest income | $17,000 | 6,056 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $10,000 | 5,933 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $7,000 | 5,934 |
| Total noninterest expense | $1,099,000 | 5,740 |
| Salaries and employee benefits | $601,000 | 5,735 |
| Premises and equipment expense | $106,000 | 5,703 |
| Additional noninterest expense | $392,000 | 5,647 |
| Pre-tax net operating income | $224,000 | 5,417 |
| Securities gains (losses) | $0 | 3,216 |
| Applicable income taxes | $79,000 | 3,438 |
| Income before extraordinary items | $145,000 | 5,596 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $145,000 | 5,598 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $145,000 | 5,599 |
| Net charge-offs | $13,000 | 3,925 |
| Cash dividends | $0 | 4,291 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $145,000 | 5,555 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $1,145,000 | 5,777 |
| Total interest expense | $175,000 | 5,044 |
| Net interest income | $970,000 | 5,806 |
| Provision for loan and lease losses | $0 | 4,232 |
| Total noninterest income | $13,000 | 6,145 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $6,000 | 6,038 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $7,000 | 6,004 |
| Total noninterest expense | $781,000 | 5,846 |
| Salaries and employee benefits | $432,000 | 5,820 |
| Premises and equipment expense | $79,000 | 5,767 |
| Additional noninterest expense | $270,000 | 5,788 |
| Pre-tax net operating income | $202,000 | 5,461 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $78,000 | 3,405 |
| Income before extraordinary items | $124,000 | 5,651 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $124,000 | 5,654 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $124,000 | 5,654 |
| Net charge-offs | $13,000 | 3,547 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $124,000 | 5,615 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $749,000 | 5,844 |
| Total interest expense | $115,000 | 5,123 |
| Net interest income | $634,000 | 5,871 |
| Provision for loan and lease losses | $0 | 4,069 |
| Total noninterest income | $5,000 | 6,233 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $5,000 | 6,076 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $0 | 6,161 |
| Total noninterest expense | $508,000 | 5,918 |
| Salaries and employee benefits | $273,000 | 5,921 |
| Premises and equipment expense | $54,000 | 5,805 |
| Additional noninterest expense | $181,000 | 5,827 |
| Pre-tax net operating income | $131,000 | 5,495 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $55,000 | 3,396 |
| Income before extraordinary items | $76,000 | 5,732 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $76,000 | 5,733 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $76,000 | 5,734 |
| Net charge-offs | $10,000 | 3,259 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $76,000 | 5,686 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $366,000 | 5,908 |
| Total interest expense | $59,000 | 5,142 |
| Net interest income | $307,000 | 5,949 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $3,000 | 6,298 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $3,000 | 6,103 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $0 | 6,227 |
| Total noninterest expense | $244,000 | 6,016 |
| Salaries and employee benefits | $125,000 | 6,044 |
| Premises and equipment expense | $27,000 | 5,848 |
| Additional noninterest expense | $92,000 | 5,875 |
| Pre-tax net operating income | $66,000 | 5,495 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $28,000 | 3,378 |
| Income before extraordinary items | $38,000 | 5,714 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $38,000 | 5,714 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $38,000 | 5,715 |
| Net charge-offs | $0 | 3,288 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $38,000 | 5,666 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $1,597,000 | 5,915 |
| Total interest expense | $268,000 | 5,137 |
| Net interest income | $1,329,000 | 5,969 |
| Provision for loan and lease losses | $10,000 | 4,406 |
| Total noninterest income | $21,000 | 6,338 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $12,000 | 6,233 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $9,000 | 6,168 |
| Total noninterest expense | $970,000 | 6,117 |
| Salaries and employee benefits | $504,000 | 6,145 |
| Premises and equipment expense | $107,000 | 5,995 |
| Additional noninterest expense | $359,000 | 5,986 |
| Pre-tax net operating income | $370,000 | 5,324 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $139,000 | 3,213 |
| Income before extraordinary items | $231,000 | 5,586 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $231,000 | 5,585 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $231,000 | 5,586 |
| Net charge-offs | $6,000 | 4,705 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $231,000 | 5,534 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $1,198,000 | 5,991 |
| Total interest expense | $204,000 | 5,179 |
| Net interest income | $994,000 | 6,042 |
| Provision for loan and lease losses | $0 | 4,401 |
| Total noninterest income | $16,000 | 6,424 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $10,000 | 6,298 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $6,000 | 6,260 |
| Total noninterest expense | $731,000 | 6,164 |
| Salaries and employee benefits | $380,000 | 6,194 |
| Premises and equipment expense | $80,000 | 6,048 |
| Additional noninterest expense | $271,000 | 6,036 |
| Pre-tax net operating income | $279,000 | 5,412 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $108,000 | 3,236 |
| Income before extraordinary items | $171,000 | 5,662 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $171,000 | 5,661 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $171,000 | 5,662 |
| Net charge-offs | $0 | 4,696 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $171,000 | 5,619 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $824,000 | 6,002 |
| Total interest expense | $139,000 | 5,193 |
| Net interest income | $685,000 | 6,063 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $7,000 | 6,500 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $7,000 | 6,336 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $0 | 6,412 |
| Total noninterest expense | $496,000 | 6,210 |
| Salaries and employee benefits | $261,000 | 6,223 |
| Premises and equipment expense | $52,000 | 6,115 |
| Additional noninterest expense | $183,000 | 6,071 |
| Pre-tax net operating income | $196,000 | 5,341 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $72,000 | 3,248 |
| Income before extraordinary items | $124,000 | 5,628 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $124,000 | 5,629 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $124,000 | 5,630 |
| Net charge-offs | $0 | 4,375 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $124,000 | 5,582 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $408,000 | 6,073 |
| Total interest expense | $71,000 | 5,226 |
| Net interest income | $337,000 | 6,142 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $1,000 | 6,584 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $0 | 6,535 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $1,000 | 6,409 |
| Total noninterest expense | $248,000 | 6,278 |
| Salaries and employee benefits | $130,000 | 6,288 |
| Premises and equipment expense | $26,000 | 6,172 |
| Additional noninterest expense | $92,000 | 6,134 |
| Pre-tax net operating income | $90,000 | 5,365 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $29,000 | 3,308 |
| Income before extraordinary items | $61,000 | 5,596 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $61,000 | 5,596 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $61,000 | 5,596 |
| Net charge-offs | $0 | 3,660 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $61,000 | 5,558 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $1,638,000 | 6,129 |
| Total interest expense | $336,000 | 5,208 |
| Net interest income | $1,302,000 | 6,221 |
| Provision for loan and lease losses | $10,000 | 4,909 |
| Total noninterest income | $26,000 | 6,577 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $16,000 | 6,462 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $10,000 | 6,348 |
| Total noninterest expense | $979,000 | 6,362 |
| Salaries and employee benefits | $530,000 | 6,367 |
| Premises and equipment expense | $106,000 | 6,245 |
| Additional noninterest expense | $343,000 | 6,248 |
| Pre-tax net operating income | $339,000 | 5,385 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $124,000 | 3,282 |
| Income before extraordinary items | $215,000 | 5,668 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $215,000 | 5,670 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $215,000 | 5,670 |
| Net charge-offs | $0 | 5,475 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $215,000 | 5,611 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $1,240,000 | 6,188 |
| Total interest expense | $259,000 | 5,255 |
| Net interest income | $981,000 | 6,276 |
| Provision for loan and lease losses | $0 | 4,941 |
| Total noninterest income | $21,000 | 6,654 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $12,000 | 6,532 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $9,000 | 6,435 |
| Total noninterest expense | $724,000 | 6,420 |
| Salaries and employee benefits | $395,000 | 6,406 |
| Premises and equipment expense | $80,000 | 6,294 |
| Additional noninterest expense | $249,000 | 6,326 |
| Pre-tax net operating income | $278,000 | 5,417 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $119,000 | 3,186 |
| Income before extraordinary items | $159,000 | 5,795 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $159,000 | 5,797 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $159,000 | 5,797 |
| Net charge-offs | $0 | 5,212 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $159,000 | 5,730 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $845,000 | 6,194 |
| Total interest expense | $177,000 | 5,275 |
| Net interest income | $668,000 | 6,291 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $11,000 | 6,715 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $8,000 | 6,574 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $3,000 | 6,537 |
| Total noninterest expense | $491,000 | 6,443 |
| Salaries and employee benefits | $272,000 | 6,429 |
| Premises and equipment expense | $53,000 | 6,337 |
| Additional noninterest expense | $166,000 | 6,349 |
| Pre-tax net operating income | $188,000 | 5,382 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $79,000 | 3,172 |
| Income before extraordinary items | $109,000 | 5,791 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $109,000 | 5,793 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $109,000 | 5,793 |
| Net charge-offs | $0 | 4,909 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $109,000 | 5,700 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $432,000 | 6,211 |
| Total interest expense | $91,000 | 5,314 |
| Net interest income | $341,000 | 6,310 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $5,000 | 6,794 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $4,000 | 6,617 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $1,000 | 6,628 |
| Total noninterest expense | $244,000 | 6,518 |
| Salaries and employee benefits | $132,000 | 6,504 |
| Premises and equipment expense | $27,000 | 6,356 |
| Additional noninterest expense | $85,000 | 6,410 |
| Pre-tax net operating income | $102,000 | 5,300 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $44,000 | 3,078 |
| Income before extraordinary items | $58,000 | 5,741 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $58,000 | 5,743 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $58,000 | 5,743 |
| Net charge-offs | $0 | 4,145 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $58,000 | 5,651 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $1,878,000 | 6,222 |
| Total interest expense | $456,000 | 5,296 |
| Net interest income | $1,422,000 | 6,347 |
| Provision for loan and lease losses | $20,000 | 5,589 |
| Total noninterest income | $17,000 | 6,758 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $15,000 | 6,730 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $2,000 | 6,510 |
| Total noninterest expense | $973,000 | 6,600 |
| Salaries and employee benefits | $507,000 | 6,623 |
| Premises and equipment expense | $98,000 | 6,536 |
| Additional noninterest expense | $368,000 | 6,433 |
| Pre-tax net operating income | $446,000 | 5,037 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $167,000 | 3,139 |
| Income before extraordinary items | $279,000 | 5,535 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $279,000 | 5,532 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $279,000 | 5,533 |
| Net charge-offs | $86,000 | 4,542 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $279,000 | 5,342 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $1,414,000 | 6,321 |
| Total interest expense | $355,000 | 5,343 |
| Net interest income | $1,059,000 | 6,449 |
| Provision for loan and lease losses | $0 | 5,790 |
| Total noninterest income | $11,000 | 6,875 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $10,000 | 6,841 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,000 | 6,644 |
| Total noninterest expense | $710,000 | 6,695 |
| Salaries and employee benefits | $375,000 | 6,705 |
| Premises and equipment expense | $74,000 | 6,615 |
| Additional noninterest expense | $261,000 | 6,574 |
| Pre-tax net operating income | $360,000 | 5,099 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $172,000 | 2,969 |
| Income before extraordinary items | $188,000 | 5,776 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $188,000 | 5,775 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $188,000 | 5,775 |
| Net charge-offs | $50,000 | 4,507 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $188,000 | 5,594 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $925,000 | 6,400 |
| Total interest expense | $244,000 | 5,387 |
| Net interest income | $681,000 | 6,539 |
| Provision for loan and lease losses | $0 | 5,619 |
| Total noninterest income | $40,000 | 6,597 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $7,000 | 6,880 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $33,000 | 5,808 |
| Total noninterest expense | $475,000 | 6,749 |
| Salaries and employee benefits | $249,000 | 6,768 |
| Premises and equipment expense | $49,000 | 6,657 |
| Additional noninterest expense | $177,000 | 6,591 |
| Pre-tax net operating income | $246,000 | 5,075 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $121,000 | 2,902 |
| Income before extraordinary items | $125,000 | 5,789 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $125,000 | 5,788 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $125,000 | 5,788 |
| Net charge-offs | $50,000 | 4,033 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $125,000 | 5,610 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $472,000 | 6,426 |
| Total interest expense | $126,000 | 5,433 |
| Net interest income | $346,000 | 6,563 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $25,000 | 6,484 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $4,000 | 6,891 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $21,000 | 5,676 |
| Total noninterest expense | $243,000 | 6,789 |
| Salaries and employee benefits | $127,000 | 6,803 |
| Premises and equipment expense | $27,000 | 6,604 |
| Additional noninterest expense | $89,000 | 6,641 |
| Pre-tax net operating income | $128,000 | 5,132 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $57,000 | 2,946 |
| Income before extraordinary items | $71,000 | 5,740 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $71,000 | 5,740 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $71,000 | 5,740 |
| Net charge-offs | $50,000 | 3,016 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $71,000 | 5,586 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $1,934,000 | 6,496 |
| Total interest expense | $558,000 | 5,650 |
| Net interest income | $1,376,000 | 6,617 |
| Provision for loan and lease losses | $70,000 | 5,626 |
| Total noninterest income | $61,000 | 6,724 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $15,000 | 6,797 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $46,000 | 5,980 |
| Total noninterest expense | $988,000 | 6,852 |
| Salaries and employee benefits | $521,000 | 6,859 |
| Premises and equipment expense | $101,000 | 6,820 |
| Additional noninterest expense | $366,000 | 6,660 |
| Pre-tax net operating income | $379,000 | 5,029 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $141,000 | 3,160 |
| Income before extraordinary items | $238,000 | 5,433 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $238,000 | 5,435 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $238,000 | 5,435 |
| Net charge-offs | $11,000 | 6,073 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $238,000 | 5,317 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $1,457,000 | 6,552 |
| Total interest expense | $425,000 | 5,737 |
| Net interest income | $1,032,000 | 6,681 |
| Provision for loan and lease losses | $0 | 6,393 |
| Total noninterest income | $39,000 | 6,885 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $11,000 | 6,851 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $28,000 | 6,205 |
| Total noninterest expense | $736,000 | 6,895 |
| Salaries and employee benefits | $382,000 | 6,916 |
| Premises and equipment expense | $78,000 | 6,825 |
| Additional noninterest expense | $276,000 | 6,691 |
| Pre-tax net operating income | $335,000 | 4,992 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $148,000 | 2,924 |
| Income before extraordinary items | $187,000 | 5,538 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $187,000 | 5,539 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $187,000 | 5,539 |
| Net charge-offs | $11,000 | 5,755 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $187,000 | 5,411 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $970,000 | 6,611 |
| Total interest expense | $287,000 | 5,817 |
| Net interest income | $683,000 | 6,743 |
| Provision for loan and lease losses | $0 | 6,217 |
| Total noninterest income | $30,000 | 6,906 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $7,000 | 6,898 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $23,000 | 6,155 |
| Total noninterest expense | $496,000 | 6,956 |
| Salaries and employee benefits | $254,000 | 6,984 |
| Premises and equipment expense | $51,000 | 6,905 |
| Additional noninterest expense | $191,000 | 6,719 |
| Pre-tax net operating income | $217,000 | 5,025 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $109,000 | 2,801 |
| Income before extraordinary items | $108,000 | 5,636 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $108,000 | 5,635 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $108,000 | 5,636 |
| Net charge-offs | $11,000 | 5,313 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $108,000 | 5,548 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $483,000 | 6,663 |
| Total interest expense | $146,000 | 5,890 |
| Net interest income | $337,000 | 6,802 |
| Provision for loan and lease losses | $0 | 5,840 |
| Total noninterest income | $31,000 | 6,457 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $3,000 | 6,929 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $28,000 | 5,466 |
| Total noninterest expense | $249,000 | 7,000 |
| Salaries and employee benefits | $127,000 | 7,025 |
| Premises and equipment expense | $28,000 | 6,863 |
| Additional noninterest expense | $94,000 | 6,786 |
| Pre-tax net operating income | $119,000 | 4,943 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $52,000 | 2,787 |
| Income before extraordinary items | $67,000 | 5,461 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $67,000 | 5,460 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $67,000 | 5,461 |
| Net charge-offs | $11,000 | 4,347 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $67,000 | 5,412 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $2,099,000 | 6,662 |
| Total interest expense | $694,000 | 5,990 |
| Net interest income | $1,405,000 | 6,808 |
| Provision for loan and lease losses | $118,000 | 5,912 |
| Total noninterest income | $111,000 | 6,595 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $16,000 | 6,659 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $95,000 | 5,497 |
| Total noninterest expense | $960,000 | 7,117 |
| Salaries and employee benefits | $498,000 | 7,129 |
| Premises and equipment expense | $108,000 | 6,992 |
| Additional noninterest expense | $354,000 | 6,941 |
| Pre-tax net operating income | $438,000 | 4,525 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $167,000 | 2,851 |
| Income before extraordinary items | $271,000 | 5,046 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $271,000 | 5,049 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $271,000 | 5,049 |
| Net charge-offs | $28,000 | 6,229 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $271,000 | 4,901 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $1,591,000 | 6,752 |
| Total interest expense | $536,000 | 6,067 |
| Net interest income | $1,055,000 | 6,897 |
| Provision for loan and lease losses | $53,000 | 6,203 |
| Total noninterest income | $90,000 | 6,652 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $13,000 | 6,729 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $77,000 | 5,538 |
| Total noninterest expense | $709,000 | 7,198 |
| Salaries and employee benefits | $361,000 | 7,235 |
| Premises and equipment expense | $82,000 | 7,068 |
| Additional noninterest expense | $266,000 | 6,995 |
| Pre-tax net operating income | $383,000 | 4,557 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $86,000 | 3,214 |
| Income before extraordinary items | $297,000 | 4,890 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $297,000 | 4,893 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $297,000 | 4,893 |
| Net charge-offs | $28,000 | 5,863 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $297,000 | 4,699 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $1,073,000 | 6,786 |
| Total interest expense | $369,000 | 6,113 |
| Net interest income | $704,000 | 6,939 |
| Provision for loan and lease losses | $20,000 | 6,391 |
| Total noninterest income | $55,000 | 6,764 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $7,000 | 6,815 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $48,000 | 5,636 |
| Total noninterest expense | $473,000 | 7,265 |
| Salaries and employee benefits | $240,000 | 7,299 |
| Premises and equipment expense | $55,000 | 7,103 |
| Additional noninterest expense | $178,000 | 7,046 |
| Pre-tax net operating income | $266,000 | 4,557 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $51,000 | 3,264 |
| Income before extraordinary items | $215,000 | 4,796 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $215,000 | 4,797 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $215,000 | 4,796 |
| Net charge-offs | $0 | 6,372 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $215,000 | 4,646 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $536,000 | 6,864 |
| Total interest expense | $189,000 | 6,177 |
| Net interest income | $347,000 | 7,025 |
| Provision for loan and lease losses | $0 | 6,552 |
| Total noninterest income | $28,000 | 6,814 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $3,000 | 6,921 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $25,000 | 5,673 |
| Total noninterest expense | $246,000 | 7,305 |
| Salaries and employee benefits | $121,000 | 7,381 |
| Premises and equipment expense | $30,000 | 7,098 |
| Additional noninterest expense | $95,000 | 7,060 |
| Pre-tax net operating income | $129,000 | 4,734 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $21,000 | 3,422 |
| Income before extraordinary items | $108,000 | 4,870 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $108,000 | 4,870 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $108,000 | 4,869 |
| Net charge-offs | $0 | 5,610 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $108,000 | 4,766 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $2,171,000 | 6,932 |
| Total interest expense | $977,000 | 6,072 |
| Net interest income | $1,194,000 | 7,244 |
| Provision for loan and lease losses | $10,000 | 7,302 |
| Total noninterest income | $132,000 | 6,719 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $16,000 | 6,954 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $116,000 | 5,461 |
| Total noninterest expense | $1,027,000 | 7,348 |
| Salaries and employee benefits | $478,000 | 7,483 |
| Premises and equipment expense | $106,000 | 7,328 |
| Additional noninterest expense | $443,000 | 6,961 |
| Pre-tax net operating income | $289,000 | 4,531 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $107,000 | 2,839 |
| Income before extraordinary items | $182,000 | 4,869 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $182,000 | 4,871 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $182,000 | 4,871 |
| Net charge-offs | $0 | 7,246 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $182,000 | 4,807 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $1,626,000 | 7,020 |
| Total interest expense | $762,000 | 6,127 |
| Net interest income | $864,000 | 7,340 |
| Provision for loan and lease losses | $0 | 7,284 |
| Total noninterest income | $106,000 | 6,770 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $11,000 | 7,011 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $95,000 | 5,460 |
| Total noninterest expense | $761,000 | 7,410 |
| Salaries and employee benefits | $354,000 | 7,533 |
| Premises and equipment expense | $80,000 | 7,377 |
| Additional noninterest expense | $327,000 | 7,019 |
| Pre-tax net operating income | $209,000 | 4,890 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $49,000 | 3,340 |
| Income before extraordinary items | $160,000 | 5,036 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $160,000 | 5,035 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $160,000 | 5,035 |
| Net charge-offs | $0 | 6,987 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $160,000 | 4,984 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $1,089,000 | 7,084 |
| Total interest expense | $521,000 | 6,188 |
| Net interest income | $568,000 | 7,397 |
| Provision for loan and lease losses | $0 | 7,158 |
| Total noninterest income | $68,000 | 6,856 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $8,000 | 7,058 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $60,000 | 5,582 |
| Total noninterest expense | $495,000 | 7,506 |
| Salaries and employee benefits | $236,000 | 7,610 |
| Premises and equipment expense | $54,000 | 7,432 |
| Additional noninterest expense | $205,000 | 7,137 |
| Pre-tax net operating income | $141,000 | 4,984 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $31,000 | 3,458 |
| Income before extraordinary items | $110,000 | 5,122 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $110,000 | 5,120 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $110,000 | 5,121 |
| Net charge-offs | $0 | 6,628 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $110,000 | 5,034 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $550,000 | 7,110 |
| Total interest expense | $271,000 | 6,214 |
| Net interest income | $279,000 | 7,446 |
| Provision for loan and lease losses | $0 | 6,744 |
| Total noninterest income | $26,000 | 7,178 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $5,000 | 7,012 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $21,000 | 6,118 |
| Total noninterest expense | $241,000 | 7,568 |
| Salaries and employee benefits | $117,000 | 7,674 |
| Premises and equipment expense | $29,000 | 7,401 |
| Additional noninterest expense | $95,000 | 7,159 |
| Pre-tax net operating income | $64,000 | 5,444 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $15,000 | 3,758 |
| Income before extraordinary items | $49,000 | 5,698 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $49,000 | 5,701 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $49,000 | 5,701 |
| Net charge-offs | $0 | 5,728 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $49,000 | 5,533 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $2,269,000 | 7,145 |
| Total interest expense | $1,210,000 | 6,423 |
| Net interest income | $1,059,000 | 7,515 |
| Provision for loan and lease losses | $0 | 7,334 |
| Total noninterest income | $138,000 | 6,971 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $23,000 | 7,000 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $115,000 | 5,727 |
| Total noninterest expense | $994,000 | 7,550 |
| Salaries and employee benefits | $548,000 | 7,546 |
| Premises and equipment expense | $99,000 | 7,632 |
| Additional noninterest expense | $347,000 | 7,247 |
| Pre-tax net operating income | $203,000 | 5,744 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $69,000 | 3,654 |
| Income before extraordinary items | $134,000 | 5,743 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $134,000 | 5,743 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,039 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $134,000 | 5,896 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $1,705,000 | 7,218 |
| Total interest expense | $929,000 | 6,494 |
| Net interest income | $776,000 | 7,610 |
| Provision for loan and lease losses | $0 | 6,991 |
| Total noninterest income | $98,000 | 7,133 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $18,000 | 7,048 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $80,000 | 5,953 |
| Total noninterest expense | $738,000 | 7,597 |
| Salaries and employee benefits | $402,000 | 7,610 |
| Premises and equipment expense | $76,000 | 7,646 |
| Additional noninterest expense | $260,000 | 7,263 |
| Pre-tax net operating income | $136,000 | 6,270 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $50,000 | 4,098 |
| Income before extraordinary items | $86,000 | 6,248 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $86,000 | 6,248 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,534 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $86,000 | 6,401 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $1,143,000 | 7,274 |
| Total interest expense | $645,000 | 6,539 |
| Net interest income | $498,000 | 7,707 |
| Provision for loan and lease losses | $0 | 6,671 |
| Total noninterest income | $70,000 | 7,132 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $11,000 | 7,109 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $59,000 | 5,884 |
| Total noninterest expense | $495,000 | 7,632 |
| Salaries and employee benefits | $269,000 | 7,657 |
| Premises and equipment expense | $52,000 | 7,661 |
| Additional noninterest expense | $174,000 | 7,279 |
| Pre-tax net operating income | $73,000 | 6,552 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $35,000 | 4,323 |
| Income before extraordinary items | $38,000 | 6,774 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $38,000 | 6,773 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,998 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $38,000 | 6,712 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $580,000 | 7,334 |
| Total interest expense | $325,000 | 6,678 |
| Net interest income | $255,000 | 7,718 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $26,000 | 7,463 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $5,000 | 7,144 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $21,000 | 6,395 |
| Total noninterest expense | $246,000 | 7,676 |
| Salaries and employee benefits | $133,000 | 7,715 |
| Premises and equipment expense | $27,000 | 7,657 |
| Additional noninterest expense | $86,000 | 7,317 |
| Pre-tax net operating income | $35,000 | 6,792 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $19,000 | 4,403 |
| Income before extraordinary items | $16,000 | 7,069 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $16,000 | 7,070 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $16,000 | 6,977 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $2,267,000 | 7,358 |
| Total interest expense | $1,197,000 | 6,877 |
| Net interest income | $1,070,000 | 7,663 |
| Provision for loan and lease losses | $0 | 6,851 |
| Total noninterest income | $151,000 | 7,122 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $23,000 | 7,115 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $128,000 | 5,841 |
| Total noninterest expense | $963,000 | 7,695 |
| Salaries and employee benefits | $531,000 | 7,720 |
| Premises and equipment expense | $95,000 | 7,804 |
| Additional noninterest expense | $337,000 | 7,363 |
| Pre-tax net operating income | $258,000 | 6,713 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $87,000 | 4,573 |
| Income before extraordinary items | $171,000 | 6,884 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $171,000 | 6,883 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,600 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $171,000 | 6,859 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $1,686,000 | 7,416 |
| Total interest expense | $881,000 | 6,939 |
| Net interest income | $805,000 | 7,700 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $112,000 | 7,178 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $17,000 | 7,155 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $95,000 | 5,889 |
| Total noninterest expense | $725,000 | 7,683 |
| Salaries and employee benefits | $394,000 | 7,721 |
| Premises and equipment expense | $71,000 | 7,788 |
| Additional noninterest expense | $260,000 | 7,310 |
| Pre-tax net operating income | $192,000 | 6,996 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $82,000 | 4,599 |
| Income before extraordinary items | $110,000 | 7,221 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $110,000 | 7,219 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,076 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $110,000 | 7,205 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $1,114,000 | 7,480 |
| Total interest expense | $579,000 | 6,982 |
| Net interest income | $535,000 | 7,763 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $70,000 | 7,304 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $11,000 | 7,206 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $59,000 | 6,023 |
| Total noninterest expense | $482,000 | 7,742 |
| Salaries and employee benefits | $262,000 | 7,774 |
| Premises and equipment expense | $47,000 | 7,844 |
| Additional noninterest expense | $173,000 | 7,328 |
| Pre-tax net operating income | $123,000 | 7,124 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $56,000 | 4,670 |
| Income before extraordinary items | $67,000 | 7,357 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $67,000 | 7,357 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,517 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $67,000 | 7,348 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $554,000 | 7,522 |
| Total interest expense | $282,000 | 7,037 |
| Net interest income | $272,000 | 7,779 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $35,000 | 7,298 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $6,000 | 7,199 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $29,000 | 6,041 |
| Total noninterest expense | $240,000 | 7,778 |
| Salaries and employee benefits | $131,000 | 7,818 |
| Premises and equipment expense | $24,000 | 7,842 |
| Additional noninterest expense | $85,000 | 7,376 |
| Pre-tax net operating income | $67,000 | 7,081 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $26,000 | 4,731 |
| Income before extraordinary items | $41,000 | 7,286 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $41,000 | 7,285 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $41,000 | 7,279 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $2,111,000 | 7,449 |
| Total interest expense | $1,022,000 | 6,907 |
| Net interest income | $1,089,000 | 7,714 |
| Provision for loan and lease losses | $0 | 6,850 |
| Total noninterest income | $149,000 | 7,323 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $27,000 | 7,192 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $122,000 | 5,983 |
| Total noninterest expense | $958,000 | 7,781 |
| Salaries and employee benefits | $533,000 | 7,777 |
| Premises and equipment expense | $84,000 | 7,984 |
| Additional noninterest expense | $341,000 | 7,359 |
| Pre-tax net operating income | $280,000 | 7,166 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $102,000 | 4,945 |
| Income before extraordinary items | $178,000 | 7,365 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $178,000 | 7,367 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,377 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $178,000 | 7,358 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $1,564,000 | 7,519 |
| Total interest expense | $740,000 | 6,947 |
| Net interest income | $824,000 | 7,777 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $102,000 | 7,487 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $20,000 | 7,271 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $82,000 | 6,193 |
| Total noninterest expense | $722,000 | 7,769 |
| Salaries and employee benefits | $390,000 | 7,809 |
| Premises and equipment expense | $79,000 | 7,772 |
| Additional noninterest expense | $253,000 | 7,397 |
| Pre-tax net operating income | $204,000 | 7,402 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $98,000 | 4,946 |
| Income before extraordinary items | $106,000 | 7,692 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $106,000 | 7,694 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,858 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $106,000 | 7,693 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $1,033,000 | 7,552 |
| Total interest expense | $475,000 | 6,954 |
| Net interest income | $558,000 | 7,804 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $70,000 | 7,509 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $14,000 | 7,307 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $56,000 | 6,195 |
| Total noninterest expense | $465,000 | 7,848 |
| Salaries and employee benefits | $248,000 | 7,914 |
| Premises and equipment expense | $50,000 | 7,848 |
| Additional noninterest expense | $167,000 | 7,431 |
| Pre-tax net operating income | $163,000 | 7,309 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $65,000 | 4,998 |
| Income before extraordinary items | $98,000 | 7,548 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $98,000 | 7,549 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $98,000 | 7,553 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $522,000 | 7,534 |
| Total interest expense | $233,000 | 6,921 |
| Net interest income | $289,000 | 7,780 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $20,000 | 8,055 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $7,000 | 7,331 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $13,000 | 7,271 |
| Total noninterest expense | $221,000 | 7,943 |
| Salaries and employee benefits | $130,000 | 7,874 |
| Premises and equipment expense | $14,000 | 8,354 |
| Additional noninterest expense | $77,000 | 7,578 |
| Pre-tax net operating income | $88,000 | 7,202 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $28,000 | 5,092 |
| Income before extraordinary items | $60,000 | 7,363 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $60,000 | 7,361 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $60,000 | 7,371 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $1,996,000 | 7,455 |
| Total interest expense | $907,000 | 6,519 |
| Net interest income | $1,089,000 | 7,824 |
| Provision for loan and lease losses | $0 | 7,120 |
| Total noninterest income | $60,000 | 8,350 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $22,000 | 7,444 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $38,000 | 7,667 |
| Total noninterest expense | $832,000 | 8,026 |
| Salaries and employee benefits | $435,000 | 8,100 |
| Premises and equipment expense | $144,000 | 7,345 |
| Additional noninterest expense | $253,000 | 7,906 |
| Pre-tax net operating income | $317,000 | 7,329 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $116,000 | 5,243 |
| Income before extraordinary items | $201,000 | 7,582 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $201,000 | 7,584 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,618 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $201,000 | 7,548 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $1,492,000 | 7,477 |
| Total interest expense | $676,000 | 6,447 |
| Net interest income | $816,000 | 7,875 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $39,000 | 8,460 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $15,000 | 7,525 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $24,000 | 7,836 |
| Total noninterest expense | $627,000 | 8,012 |
| Salaries and employee benefits | $322,000 | 8,094 |
| Premises and equipment expense | $109,000 | 7,341 |
| Additional noninterest expense | $196,000 | 7,855 |
| Pre-tax net operating income | $228,000 | 7,526 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $67,000 | 5,583 |
| Income before extraordinary items | $161,000 | 7,657 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $161,000 | 7,657 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,144 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $161,000 | 7,625 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,007,000 | 7,438 |
| Total interest expense | $448,000 | 6,322 |
| Net interest income | $559,000 | 7,846 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $24,000 | 8,489 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $11,000 | 7,506 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $13,000 | 7,996 |
| Total noninterest expense | $423,000 | 7,999 |
| Salaries and employee benefits | $217,000 | 8,091 |
| Premises and equipment expense | $74,000 | 7,300 |
| Additional noninterest expense | $132,000 | 7,834 |
| Pre-tax net operating income | $160,000 | 7,477 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $41,000 | 5,674 |
| Income before extraordinary items | $119,000 | 7,598 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $119,000 | 7,598 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,660 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $119,000 | 7,555 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $511,000 | 7,440 |
| Total interest expense | $225,000 | 6,232 |
| Net interest income | $286,000 | 7,876 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $10,000 | 8,609 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $5,000 | 7,590 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $5,000 | 8,232 |
| Total noninterest expense | $212,000 | 8,073 |
| Salaries and employee benefits | $111,000 | 8,141 |
| Premises and equipment expense | $38,000 | 7,311 |
| Additional noninterest expense | $63,000 | 7,956 |
| Pre-tax net operating income | $84,000 | 7,434 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $20,000 | 5,658 |
| Income before extraordinary items | $64,000 | 7,525 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $64,000 | 7,524 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $64,000 | 7,498 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $2,037,000 | 7,343 |
| Total interest expense | $1,043,000 | 5,538 |
| Net interest income | $994,000 | 8,030 |
| Provision for loan and lease losses | $0 | 7,314 |
| Total noninterest income | $63,000 | 8,469 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $22,000 | 7,639 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $41,000 | 7,647 |
| Total noninterest expense | $850,000 | 8,066 |
| Salaries and employee benefits | $438,000 | 8,176 |
| Premises and equipment expense | $146,000 | 7,367 |
| Additional noninterest expense | $266,000 | 7,890 |
| Pre-tax net operating income | $207,000 | 7,759 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $59,000 | 5,948 |
| Income before extraordinary items | $148,000 | 7,889 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $148,000 | 7,889 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 5,425 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $148,000 | 7,842 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $1,534,000 | 7,352 |
| Total interest expense | $797,000 | 5,457 |
| Net interest income | $737,000 | 8,076 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $44,000 | 8,559 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $17,000 | 7,679 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $27,000 | 7,817 |
| Total noninterest expense | $647,000 | 8,053 |
| Salaries and employee benefits | $330,000 | 8,157 |
| Premises and equipment expense | $112,000 | 7,308 |
| Additional noninterest expense | $205,000 | 7,870 |
| Pre-tax net operating income | $134,000 | 7,976 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $53,000 | 5,923 |
| Income before extraordinary items | $81,000 | 8,180 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $81,000 | 8,182 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 4,844 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $81,000 | 8,134 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,035,000 | 7,366 |
| Total interest expense | $538,000 | 5,437 |
| Net interest income | $497,000 | 8,107 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $29,000 | 8,623 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $11,000 | 7,732 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $18,000 | 7,850 |
| Total noninterest expense | $429,000 | 8,106 |
| Salaries and employee benefits | $218,000 | 8,224 |
| Premises and equipment expense | $76,000 | 7,324 |
| Additional noninterest expense | $135,000 | 7,914 |
| Pre-tax net operating income | $97,000 | 7,943 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $57,000 | 5,500 |
| Income before extraordinary items | $40,000 | 8,315 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $40,000 | 8,318 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 4,147 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $40,000 | 8,253 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $508,000 | 7,455 |
| Total interest expense | $274,000 | 5,449 |
| Net interest income | $234,000 | 8,237 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $15,000 | 8,621 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $7,000 | 7,665 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $8,000 | 7,967 |
| Total noninterest expense | $206,000 | 8,202 |
| Salaries and employee benefits | $105,000 | 8,326 |
| Premises and equipment expense | $39,000 | 7,313 |
| Additional noninterest expense | $62,000 | 8,094 |
| Pre-tax net operating income | $43,000 | 8,009 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $29,000 | 5,455 |
| Income before extraordinary items | $14,000 | 8,412 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $14,000 | 8,412 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,968 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $14,000 | 8,347 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $2,273,000 | 7,286 |
| Total interest expense | $1,209,000 | 5,550 |
| Net interest income | $1,064,000 | 8,016 |
| Provision for loan and lease losses | $0 | 7,651 |
| Total noninterest income | $87,000 | 8,438 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $31,000 | 7,707 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $56,000 | 7,407 |
| Total noninterest expense | $836,000 | 8,202 |
| Salaries and employee benefits | $425,000 | 8,322 |
| Premises and equipment expense | $140,000 | 7,541 |
| Additional noninterest expense | $271,000 | 7,954 |
| Pre-tax net operating income | $315,000 | 7,375 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $115,000 | 5,568 |
| Income before extraordinary items | $200,000 | 7,766 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $200,000 | 7,768 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 7,116 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $200,000 | 7,633 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $1,743,000 | 7,311 |
| Total interest expense | $922,000 | 5,630 |
| Net interest income | $821,000 | 8,040 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $73,000 | 8,397 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $23,000 | 7,775 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $50,000 | 7,214 |
| Total noninterest expense | $645,000 | 8,168 |
| Salaries and employee benefits | $313,000 | 8,358 |
| Premises and equipment expense | $111,000 | 7,438 |
| Additional noninterest expense | $221,000 | 7,813 |
| Pre-tax net operating income | $249,000 | 7,440 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $114,000 | 5,428 |
| Income before extraordinary items | $135,000 | 8,006 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $135,000 | 8,009 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,967 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $135,000 | 7,866 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,199,000 | 7,292 |
| Total interest expense | $624,000 | 5,707 |
| Net interest income | $575,000 | 7,976 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $27,000 | 8,841 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $13,000 | 7,851 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $14,000 | 8,211 |
| Total noninterest expense | $421,000 | 8,222 |
| Salaries and employee benefits | $205,000 | 8,423 |
| Premises and equipment expense | $75,000 | 7,423 |
| Additional noninterest expense | $141,000 | 7,900 |
| Pre-tax net operating income | $181,000 | 7,374 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $87,000 | 5,305 |
| Income before extraordinary items | $94,000 | 8,013 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $94,000 | 8,014 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,535 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $94,000 | 7,849 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $626,000 | 7,207 |
| Total interest expense | $317,000 | 5,767 |
| Net interest income | $309,000 | 7,874 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $10,000 | 8,992 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $6,000 | 7,883 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $4,000 | 8,607 |
| Total noninterest expense | $211,000 | 8,249 |
| Salaries and employee benefits | $103,000 | 8,463 |
| Premises and equipment expense | $38,000 | 7,422 |
| Additional noninterest expense | $70,000 | 7,943 |
| Pre-tax net operating income | $108,000 | 7,072 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $51,000 | 5,066 |
| Income before extraordinary items | $57,000 | 7,745 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $57,000 | 7,745 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $57,000 | 7,600 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $2,743,000 | 7,107 |
| Total interest expense | $1,435,000 | 5,865 |
| Net interest income | $1,308,000 | 7,756 |
| Provision for loan and lease losses | $0 | 8,089 |
| Total noninterest income | $45,000 | 9,000 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $16,000 | 8,021 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $29,000 | 8,234 |
| Total noninterest expense | $826,000 | 8,293 |
| Salaries and employee benefits | $409,000 | 8,483 |
| Premises and equipment expense | $152,000 | 7,415 |
| Additional noninterest expense | $265,000 | 8,071 |
| Pre-tax net operating income | $527,000 | 6,670 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $200,000 | 5,116 |
| Income before extraordinary items | $327,000 | 7,193 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $327,000 | 7,193 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,632 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $327,000 | 7,089 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $3,097,000 | 7,161 |
| Total interest expense | $1,859,000 | 6,328 |
| Net interest income | $1,238,000 | 7,806 |
| Provision for loan and lease losses | $0 | 8,228 |
| Total noninterest income | $60,000 | 9,052 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $20,000 | 8,125 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $40,000 | 8,001 |
| Total noninterest expense | $789,000 | 8,477 |
| Salaries and employee benefits | $397,000 | 8,638 |
| Premises and equipment expense | $141,000 | 7,677 |
| Additional noninterest expense | $251,000 | 8,212 |
| Pre-tax net operating income | $509,000 | 6,507 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $197,000 | 5,056 |
| Income before extraordinary items | $312,000 | 7,060 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $312,000 | 7,061 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 6,555 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $312,000 | 6,941 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $3,024,000 | 7,388 |
| Total interest expense | $1,851,000 | 6,511 |
| Net interest income | $1,173,000 | 8,127 |
| Provision for loan and lease losses | $15,000 | 7,764 |
| Total noninterest income | $66,000 | 9,090 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $15,000 | 8,343 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $51,000 | 7,773 |
| Total noninterest expense | $779,000 | 8,624 |
| Salaries and employee benefits | $390,000 | 8,799 |
| Premises and equipment expense | $137,000 | 7,794 |
| Additional noninterest expense | $252,000 | 8,321 |
| Pre-tax net operating income | $445,000 | 7,255 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $167,000 | 5,746 |
| Income before extraordinary items | $278,000 | 7,603 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $278,000 | 7,603 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,622 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $278,000 | 7,612 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $2,839,000 | 7,562 |
| Total interest expense | $1,764,000 | 6,433 |
| Net interest income | $1,075,000 | 8,457 |
| Provision for loan and lease losses | $0 | 8,503 |
| Total noninterest income | $15,000 | 10,010 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $5,000 | 8,759 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $10,000 | 9,728 |
| Total noninterest expense | $687,000 | 9,066 |
| Salaries and employee benefits | $358,000 | 9,137 |
| Premises and equipment expense | $132,000 | 7,994 |
| Additional noninterest expense | $197,000 | 9,060 |
| Pre-tax net operating income | $403,000 | 7,591 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $154,000 | 6,229 |
| Income before extraordinary items | $249,000 | 7,940 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $249,000 | 7,939 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,897 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $249,000 | 7,914 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $2,921,000 | 7,618 |
| Total interest expense | $1,801,000 | 6,549 |
| Net interest income | $1,120,000 | 8,525 |
| Provision for loan and lease losses | $6,000 | 8,399 |
| Total noninterest income | $28,000 | 10,122 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 9,085 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $28,000 | 9,114 |
| Total noninterest expense | $664,000 | 9,211 |
| Salaries and employee benefits | $354,000 | 9,270 |
| Premises and equipment expense | $127,000 | 8,131 |
| Additional noninterest expense | $183,000 | 9,304 |
| Pre-tax net operating income | $478,000 | 7,489 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $185,000 | 6,353 |
| Income before extraordinary items | $293,000 | 7,942 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $293,000 | 7,941 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,132 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $293,000 | 7,861 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $2,714,000 | 8,111 |
| Total interest expense | $1,607,000 | 7,109 |
| Net interest income | $1,107,000 | 8,921 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $18,000 | 10,712 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 9,486 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $18,000 | 9,956 |
| Total noninterest expense | $616,000 | 9,688 |
| Salaries and employee benefits | $316,000 | 9,833 |
| Premises and equipment expense | $119,000 | 8,523 |
| Additional noninterest expense | $181,000 | 9,661 |
| Pre-tax net operating income | $509,000 | 7,868 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $196,000 | 6,931 |
| Income before extraordinary items | $313,000 | 8,275 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $313,000 | 8,276 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,513 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $313,000 | 8,229 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $2,435,000 | 8,774 |
| Total interest expense | $1,413,000 | 7,808 |
| Net interest income | $1,022,000 | 9,501 |
| Provision for loan and lease losses | $4,000 | 8,888 |
| Total noninterest income | $120,000 | 9,519 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 9,915 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $120,000 | 6,594 |
| Total noninterest expense | $781,000 | 9,502 |
| Salaries and employee benefits | $315,000 | 10,235 |
| Premises and equipment expense | $91,000 | 9,522 |
| Additional noninterest expense | $375,000 | 8,108 |
| Pre-tax net operating income | $357,000 | 8,767 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $132,000 | 8,174 |
| Income before extraordinary items | $225,000 | 9,053 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $225,000 | 9,057 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,805 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $225,000 | 8,989 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,299,000 | 9,254 |
| Total interest expense | $1,349,000 | 8,120 |
| Net interest income | $950,000 | 10,082 |
| Provision for loan and lease losses | $24,000 | 7,406 |
| Total noninterest income | $33,000 | 11,607 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 10,339 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $33,000 | 10,076 |
| Total noninterest expense | $608,000 | 10,535 |
| Salaries and employee benefits | $336,000 | 10,435 |
| Premises and equipment expense | $86,000 | 10,034 |
| Additional noninterest expense | $186,000 | 10,608 |
| Pre-tax net operating income | $351,000 | 9,378 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $126,000 | 8,697 |
| Income before extraordinary items | $225,000 | 9,660 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $225,000 | 9,666 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 7,925 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $225,000 | 9,632 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,141,000 | 9,539 |
| Total interest expense | $1,200,000 | 7,901 |
| Net interest income | $941,000 | 10,594 |
| Provision for loan and lease losses | $30,000 | 7,083 |
| Total noninterest income | $31,000 | 12,255 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 10,872 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $31,000 | 10,719 |
| Total noninterest expense | $580,000 | 11,229 |
| Salaries and employee benefits | $303,000 | 11,175 |
| Premises and equipment expense | $87,000 | 10,436 |
| Additional noninterest expense | $190,000 | 11,277 |
| Pre-tax net operating income | $362,000 | 9,650 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $135,000 | 8,607 |
| Income before extraordinary items | $227,000 | 9,953 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $227,000 | 9,964 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,921 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $227,000 | 10,019 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,155,000 | 9,877 |
| Total interest expense | $1,285,000 | 7,933 |
| Net interest income | $870,000 | 11,272 |
| Provision for loan and lease losses | $60,000 | 6,949 |
| Total noninterest income | $72,000 | 12,009 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $72,000 | 8,988 |
| Total noninterest expense | $544,000 | 11,948 |
| Salaries and employee benefits | $290,000 | 11,764 |
| Premises and equipment expense | $73,000 | 11,396 |
| Additional noninterest expense | $181,000 | 12,000 |
| Pre-tax net operating income | $338,000 | 9,908 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $127,000 | 9,151 |
| Income before extraordinary items | $211,000 | 10,515 |
| Extraordinary gains, net | $47,000 | 2,224 |
| Net income | $258,000 | 10,091 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $40,000 | 6,513 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $211,000 | 10,283 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,306,000 | 10,282 |
| Total interest expense | $1,434,000 | 8,730 |
| Net interest income | $872,000 | 11,625 |
| Provision for loan and lease losses | $78,000 | 7,978 |
| Total noninterest income | $78,000 | 12,335 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $78,000 | 8,942 |
| Total noninterest expense | $498,000 | 12,644 |
| Salaries and employee benefits | $258,000 | 12,522 |
| Premises and equipment expense | $67,000 | 11,992 |
| Additional noninterest expense | $173,000 | 12,625 |
| Pre-tax net operating income | $374,000 | 9,475 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $153,000 | 8,537 |
| Income before extraordinary items | $221,000 | 10,307 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $221,000 | 10,447 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 11,197 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $221,000 | 9,962 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.