Home > Union Bank/West > Income and Expense
Union Bank/West, Income and Expense
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $8,086,000 | 3,411 |
| Total interest expense | $3,298,000 | 2,627 |
| Net interest income | $4,788,000 | 3,806 |
| Provision for loan and lease losses | $6,932,000 | 263 |
| Total noninterest income | $968,000 | 3,792 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $601,000 | 2,686 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $367,000 | 4,128 |
| Total noninterest expense | $3,532,000 | 4,083 |
| Salaries and employee benefits | $1,694,000 | 4,449 |
| Premises and equipment expense | $545,000 | 3,807 |
| Additional noninterest expense | $1,293,000 | 3,507 |
| Pre-tax net operating income | $-4,708,000 | 9,135 |
| Securities gains (losses) | $67,000 | 2,251 |
| Applicable income taxes | $-1,928,000 | 9,154 |
| Income before extraordinary items | $-2,713,000 | 9,139 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $-2,713,000 | 9,140 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,653,000 | 349 |
| Cash dividends | $630,000 | 3,118 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $-2,755,880 | 9,110 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $6,306,000 | 3,339 |
| Total interest expense | $2,559,000 | 2,632 |
| Net interest income | $3,747,000 | 3,702 |
| Provision for loan and lease losses | $5,324,000 | 266 |
| Total noninterest income | $754,000 | 3,773 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $462,000 | 2,661 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $292,000 | 4,087 |
| Total noninterest expense | $2,612,000 | 4,104 |
| Salaries and employee benefits | $1,248,000 | 4,482 |
| Premises and equipment expense | $400,000 | 3,861 |
| Additional noninterest expense | $964,000 | 3,498 |
| Pre-tax net operating income | $-3,435,000 | 9,193 |
| Securities gains (losses) | $67,000 | 2,074 |
| Applicable income taxes | $-1,406,000 | 9,210 |
| Income before extraordinary items | $-1,962,000 | 9,191 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $-1,962,000 | 9,191 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,838,000 | 339 |
| Cash dividends | $630,000 | 2,313 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $-2,004,880 | 9,161 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $4,401,000 | 3,232 |
| Total interest expense | $1,796,000 | 2,596 |
| Net interest income | $2,605,000 | 3,582 |
| Provision for loan and lease losses | $1,216,000 | 553 |
| Total noninterest income | $525,000 | 3,646 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $319,000 | 2,532 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $206,000 | 3,982 |
| Total noninterest expense | $1,726,000 | 4,142 |
| Salaries and employee benefits | $827,000 | 4,505 |
| Premises and equipment expense | $257,000 | 3,964 |
| Additional noninterest expense | $642,000 | 3,495 |
| Pre-tax net operating income | $188,000 | 7,306 |
| Securities gains (losses) | $67,000 | 1,811 |
| Applicable income taxes | $13,000 | 6,844 |
| Income before extraordinary items | $242,000 | 6,595 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $242,000 | 6,595 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $373,000 | 1,045 |
| Cash dividends | $434,000 | 2,339 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $178,350 | 7,000 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $2,318,000 | 3,108 |
| Total interest expense | $932,000 | 2,581 |
| Net interest income | $1,386,000 | 3,389 |
| Provision for loan and lease losses | $208,000 | 1,327 |
| Total noninterest income | $265,000 | 3,515 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $152,000 | 2,558 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $113,000 | 3,713 |
| Total noninterest expense | $853,000 | 4,167 |
| Salaries and employee benefits | $413,000 | 4,525 |
| Premises and equipment expense | $134,000 | 3,837 |
| Additional noninterest expense | $306,000 | 3,601 |
| Pre-tax net operating income | $590,000 | 3,124 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $182,000 | 2,864 |
| Income before extraordinary items | $408,000 | 3,411 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $408,000 | 3,409 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $111,000 | 1,402 |
| Cash dividends | $231,000 | 2,058 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $408,000 | 3,246 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $9,922,000 | 3,040 |
| Total interest expense | $4,213,000 | 2,629 |
| Net interest income | $5,709,000 | 3,273 |
| Provision for loan and lease losses | $432,000 | 2,672 |
| Total noninterest income | $645,000 | 4,538 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $566,000 | 2,684 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $79,000 | 6,904 |
| Total noninterest expense | $3,534,000 | 3,928 |
| Salaries and employee benefits | $1,704,000 | 4,265 |
| Premises and equipment expense | $531,000 | 3,771 |
| Additional noninterest expense | $1,299,000 | 3,379 |
| Pre-tax net operating income | $2,388,000 | 2,986 |
| Securities gains (losses) | $50,000 | 2,409 |
| Applicable income taxes | $812,000 | 2,567 |
| Income before extraordinary items | $1,626,000 | 3,284 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,626,000 | 3,284 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $411,000 | 1,900 |
| Cash dividends | $812,000 | 2,621 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,592,500 | 3,248 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $11,344,000 | 2,983 |
| Total interest expense | $5,948,000 | 2,693 |
| Net interest income | $5,396,000 | 3,225 |
| Provision for loan and lease losses | $710,000 | 1,647 |
| Total noninterest income | $849,000 | 3,701 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $563,000 | 2,577 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $286,000 | 4,222 |
| Total noninterest expense | $4,010,000 | 3,421 |
| Salaries and employee benefits | $1,663,000 | 4,180 |
| Premises and equipment expense | $534,000 | 3,687 |
| Additional noninterest expense | $1,813,000 | 2,455 |
| Pre-tax net operating income | $1,525,000 | 3,816 |
| Securities gains (losses) | $123,000 | 1,581 |
| Applicable income taxes | $578,000 | 3,035 |
| Income before extraordinary items | $1,070,000 | 4,095 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,070,000 | 4,096 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $258,000 | 2,445 |
| Cash dividends | $554,000 | 3,288 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $990,050 | 4,193 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $12,249,000 | 2,847 |
| Total interest expense | $6,935,000 | 2,425 |
| Net interest income | $5,314,000 | 3,299 |
| Provision for loan and lease losses | $620,000 | 1,562 |
| Total noninterest income | $1,410,000 | 2,458 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $175,000 | 5,428 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,235,000 | 1,623 |
| Total noninterest expense | $4,719,000 | 2,870 |
| Salaries and employee benefits | $1,815,000 | 3,750 |
| Premises and equipment expense | $662,000 | 3,017 |
| Additional noninterest expense | $2,242,000 | 1,941 |
| Pre-tax net operating income | $1,385,000 | 4,310 |
| Securities gains (losses) | $-12,000 | 8,439 |
| Applicable income taxes | $657,000 | 2,937 |
| Income before extraordinary items | $716,000 | 5,356 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $716,000 | 5,356 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $437,000 | 1,374 |
| Cash dividends | $238,000 | 4,877 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $723,680 | 5,331 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $10,360,000 | 3,114 |
| Total interest expense | $5,099,000 | 2,857 |
| Net interest income | $5,261,000 | 3,301 |
| Provision for loan and lease losses | $670,000 | 1,366 |
| Total noninterest income | $932,000 | 3,260 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $169,000 | 5,546 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $763,000 | 2,235 |
| Total noninterest expense | $4,152,000 | 3,202 |
| Salaries and employee benefits | $1,785,000 | 3,767 |
| Premises and equipment expense | $590,000 | 3,304 |
| Additional noninterest expense | $1,777,000 | 2,448 |
| Pre-tax net operating income | $1,371,000 | 4,359 |
| Securities gains (losses) | $1,000 | 2,805 |
| Applicable income taxes | $602,000 | 3,212 |
| Income before extraordinary items | $770,000 | 5,196 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $770,000 | 5,195 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $862,000 | 788 |
| Cash dividends | $330,000 | 4,324 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $769,360 | 5,165 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $10,191,000 | 3,177 |
| Total interest expense | $5,420,000 | 2,778 |
| Net interest income | $4,771,000 | 3,557 |
| Provision for loan and lease losses | $342,000 | 2,354 |
| Total noninterest income | $1,858,000 | 1,944 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $151,000 | 5,914 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $1,707,000 | 1,293 |
| Total noninterest expense | $5,687,000 | 2,302 |
| Salaries and employee benefits | $1,822,000 | 3,632 |
| Premises and equipment expense | $596,000 | 3,188 |
| Additional noninterest expense | $3,269,000 | 1,342 |
| Pre-tax net operating income | $600,000 | 6,915 |
| Securities gains (losses) | $24,000 | 2,292 |
| Applicable income taxes | $851,000 | 2,592 |
| Income before extraordinary items | $-227,000 | 10,068 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $-227,000 | 10,063 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $187,000 | 2,558 |
| Cash dividends | $281,000 | 4,745 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $-242,360 | 10,046 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $10,510,000 | 3,084 |
| Total interest expense | $5,801,000 | 2,573 |
| Net interest income | $4,709,000 | 3,687 |
| Provision for loan and lease losses | $318,000 | 2,480 |
| Total noninterest income | $1,119,000 | 2,786 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $551,000 | 2,390 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $568,000 | 2,593 |
| Total noninterest expense | $4,535,000 | 2,796 |
| Salaries and employee benefits | $1,793,000 | 3,651 |
| Premises and equipment expense | $681,000 | 2,816 |
| Additional noninterest expense | $2,061,000 | 2,030 |
| Pre-tax net operating income | $975,000 | 5,910 |
| Securities gains (losses) | $79,000 | 1,094 |
| Applicable income taxes | $447,000 | 4,551 |
| Income before extraordinary items | $607,000 | 6,322 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $607,000 | 6,323 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $326,000 | 1,851 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $556,440 | 6,571 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $2,110,000 | 9,238 |
| Total interest expense | $1,225,000 | 8,306 |
| Net interest income | $885,000 | 9,868 |
| Provision for loan and lease losses | $188,000 | 3,558 |
| Total noninterest income | $206,000 | 8,145 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $157,000 | 6,347 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $49,000 | 8,929 |
| Total noninterest expense | $866,000 | 9,182 |
| Salaries and employee benefits | $406,000 | 9,566 |
| Premises and equipment expense | $146,000 | 8,152 |
| Additional noninterest expense | $314,000 | 8,728 |
| Pre-tax net operating income | $37,000 | 10,654 |
| Securities gains (losses) | $11,000 | 2,431 |
| Applicable income taxes | $35,000 | 9,947 |
| Income before extraordinary items | $13,000 | 10,767 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $13,000 | 10,762 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $169,000 | 2,960 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $5,960 | 10,741 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $6,022,000 | 5,190 |
| Total interest expense | $3,214,000 | 4,464 |
| Net interest income | $2,808,000 | 5,798 |
| Provision for loan and lease losses | $40,000 | 6,618 |
| Total noninterest income | $580,000 | 4,689 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $413,000 | 3,266 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $167,000 | 5,659 |
| Total noninterest expense | $2,776,000 | 4,560 |
| Salaries and employee benefits | $1,502,000 | 4,274 |
| Premises and equipment expense | $472,000 | 3,941 |
| Additional noninterest expense | $802,000 | 5,245 |
| Pre-tax net operating income | $572,000 | 8,042 |
| Securities gains (losses) | $-6,000 | 9,789 |
| Applicable income taxes | $67,000 | 9,845 |
| Income before extraordinary items | $499,000 | 7,266 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $499,000 | 7,265 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-51,000 | 11,467 |
| Cash dividends | $282,000 | 4,701 |
| Sale, conversion, retirement of capital stock, net | $2,000,000 | 208 |
| Net operating income | $504,280 | 7,197 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,824,000 | 6,926 |
| Total interest expense | $1,576,000 | 6,664 |
| Net interest income | $2,248,000 | 6,980 |
| Provision for loan and lease losses | $16,000 | 8,030 |
| Total noninterest income | $408,000 | 6,067 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $345,000 | 3,893 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $63,000 | 8,968 |
| Total noninterest expense | $2,491,000 | 5,167 |
| Salaries and employee benefits | $1,338,000 | 4,761 |
| Premises and equipment expense | $413,000 | 4,457 |
| Additional noninterest expense | $740,000 | 6,058 |
| Pre-tax net operating income | $149,000 | 11,274 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $0 | 11,630 |
| Income before extraordinary items | $149,000 | 10,835 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $149,000 | 10,839 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 7,184 |
| Cash dividends | $324,000 | 4,271 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $149,000 | 10,887 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $951,000 | 12,395 |
| Total interest expense | $397,000 | 12,243 |
| Net interest income | $554,000 | 12,385 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $50,000 | 12,542 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $38,000 | 10,477 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $12,000 | 12,609 |
| Total noninterest expense | $443,000 | 12,453 |
| Salaries and employee benefits | $279,000 | 11,886 |
| Premises and equipment expense | $24,000 | 13,001 |
| Additional noninterest expense | $140,000 | 12,544 |
| Pre-tax net operating income | $161,000 | 11,396 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $32,000 | 11,333 |
| Income before extraordinary items | $129,000 | 11,471 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $129,000 | 11,535 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 9,724 |
| Cash dividends | $155,000 | 6,014 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $129,000 | 11,255 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,059,000 | 12,913 |
| Total interest expense | $500,000 | 12,758 |
| Net interest income | $559,000 | 12,884 |
| Provision for loan and lease losses | $-112,000 | 13,725 |
| Total noninterest income | $49,000 | 13,130 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $36,000 | 10,838 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $13,000 | 13,144 |
| Total noninterest expense | $386,000 | 13,232 |
| Salaries and employee benefits | $246,000 | 12,651 |
| Premises and equipment expense | $28,000 | 13,471 |
| Additional noninterest expense | $112,000 | 13,408 |
| Pre-tax net operating income | $334,000 | 9,829 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $100,000 | 9,918 |
| Income before extraordinary items | $234,000 | 10,120 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $234,000 | 10,265 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-51,000 | 13,490 |
| Cash dividends | $225,000 | 4,732 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $234,000 | 9,769 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.