Home > Union Bank & Trust Company > Income and Expense
Union Bank & Trust Company, Income and Expense
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $6,956,000 | 1,879 |
| Total interest expense | $917,000 | 1,579 |
| Net interest income | $6,039,000 | 1,892 |
| Provision for loan and lease losses | $1,491,000 | 356 |
| Total noninterest income | $205,000 | 4,240 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $225,000 | 2,199 |
| Trading account gains and fees | $0 | 139 |
| Additional Noninterest Income | $-20,000 | 5,729 |
| Total noninterest expense | $4,776,000 | 1,974 |
| Salaries and employee benefits | $2,635,000 | 2,036 |
| Premises and equipment expense | $572,000 | 1,926 |
| Additional noninterest expense | $1,569,000 | 1,870 |
| Pre-tax net operating income | $-23,000 | 5,583 |
| Securities gains (losses) | $17,000 | 1,054 |
| Applicable income taxes | $2,000 | 4,063 |
| Income before extraordinary items | $-8,000 | 5,562 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $-8,000 | 5,562 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $-8,000 | 5,562 |
| Net charge-offs | $1,261,000 | 307 |
| Cash dividends | $100,000 | 3,181 |
| Sale, conversion, retirement of capital stock, net | $40,000 | 458 |
| Net operating income | $-25,000 | 5,582 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $3,476,000 | 1,868 |
| Total interest expense | $437,000 | 1,627 |
| Net interest income | $3,039,000 | 1,867 |
| Provision for loan and lease losses | $194,000 | 967 |
| Total noninterest income | $286,000 | 2,770 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $115,000 | 2,171 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $171,000 | 2,764 |
| Total noninterest expense | $2,293,000 | 2,079 |
| Salaries and employee benefits | $1,250,000 | 2,135 |
| Premises and equipment expense | $289,000 | 1,939 |
| Additional noninterest expense | $754,000 | 1,926 |
| Pre-tax net operating income | $838,000 | 2,219 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $295,000 | 1,507 |
| Income before extraordinary items | $543,000 | 2,623 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $543,000 | 2,623 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $543,000 | 2,623 |
| Net charge-offs | $205,000 | 590 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $21,000 | 422 |
| Net operating income | $543,000 | 2,605 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $13,186,000 | 1,917 |
| Total interest expense | $1,224,000 | 2,102 |
| Net interest income | $11,962,000 | 1,869 |
| Provision for loan and lease losses | $684,000 | 1,205 |
| Total noninterest income | $1,017,000 | 3,019 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $471,000 | 2,178 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $546,000 | 3,132 |
| Total noninterest expense | $10,279,000 | 1,857 |
| Salaries and employee benefits | $5,876,000 | 1,816 |
| Premises and equipment expense | $982,000 | 2,182 |
| Additional noninterest expense | $3,421,000 | 1,748 |
| Pre-tax net operating income | $2,016,000 | 3,046 |
| Securities gains (losses) | $0 | 3,212 |
| Applicable income taxes | $467,000 | 2,309 |
| Income before extraordinary items | $1,549,000 | 3,232 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,549,000 | 3,232 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,549,000 | 3,232 |
| Net charge-offs | $469,000 | 1,127 |
| Cash dividends | $218,000 | 3,639 |
| Sale, conversion, retirement of capital stock, net | $94,000 | 506 |
| Net operating income | $1,549,000 | 3,182 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $9,800,000 | 1,935 |
| Total interest expense | $891,000 | 2,152 |
| Net interest income | $8,909,000 | 1,883 |
| Provision for loan and lease losses | $301,000 | 1,612 |
| Total noninterest income | $842,000 | 2,868 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $361,000 | 2,150 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $481,000 | 2,942 |
| Total noninterest expense | $7,345,000 | 1,944 |
| Salaries and employee benefits | $3,989,000 | 1,989 |
| Premises and equipment expense | $725,000 | 2,207 |
| Additional noninterest expense | $2,631,000 | 1,714 |
| Pre-tax net operating income | $2,105,000 | 2,534 |
| Securities gains (losses) | $0 | 3,160 |
| Applicable income taxes | $734,000 | 1,707 |
| Income before extraordinary items | $1,371,000 | 2,959 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,371,000 | 2,959 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,371,000 | 2,959 |
| Net charge-offs | $197,000 | 1,469 |
| Cash dividends | $218,000 | 3,106 |
| Sale, conversion, retirement of capital stock, net | $76,000 | 461 |
| Net operating income | $1,371,000 | 2,907 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $6,447,000 | 1,956 |
| Total interest expense | $575,000 | 2,212 |
| Net interest income | $5,872,000 | 1,902 |
| Provision for loan and lease losses | $244,000 | 1,443 |
| Total noninterest income | $537,000 | 2,915 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $224,000 | 2,246 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $313,000 | 2,964 |
| Total noninterest expense | $4,881,000 | 1,959 |
| Salaries and employee benefits | $2,674,000 | 1,984 |
| Premises and equipment expense | $475,000 | 2,233 |
| Additional noninterest expense | $1,732,000 | 1,747 |
| Pre-tax net operating income | $1,284,000 | 2,651 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $443,000 | 1,784 |
| Income before extraordinary items | $841,000 | 3,096 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $841,000 | 3,095 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $841,000 | 3,095 |
| Net charge-offs | $24,000 | 2,644 |
| Cash dividends | $198,000 | 2,881 |
| Sale, conversion, retirement of capital stock, net | $52,000 | 438 |
| Net operating income | $841,000 | 3,029 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $3,168,000 | 1,982 |
| Total interest expense | $275,000 | 2,278 |
| Net interest income | $2,893,000 | 1,936 |
| Provision for loan and lease losses | $108,000 | 1,449 |
| Total noninterest income | $260,000 | 2,949 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $110,000 | 2,274 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $150,000 | 2,980 |
| Total noninterest expense | $2,428,000 | 1,976 |
| Salaries and employee benefits | $1,350,000 | 1,971 |
| Premises and equipment expense | $239,000 | 2,232 |
| Additional noninterest expense | $839,000 | 1,770 |
| Pre-tax net operating income | $617,000 | 2,697 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $211,000 | 1,785 |
| Income before extraordinary items | $406,000 | 3,109 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $406,000 | 3,107 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $406,000 | 3,108 |
| Net charge-offs | $8,000 | 2,423 |
| Cash dividends | $28,000 | 2,748 |
| Sale, conversion, retirement of capital stock, net | $27,000 | 400 |
| Net operating income | $406,000 | 3,048 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $12,435,000 | 1,962 |
| Total interest expense | $932,000 | 2,539 |
| Net interest income | $11,503,000 | 1,884 |
| Provision for loan and lease losses | $776,000 | 994 |
| Total noninterest income | $898,000 | 3,257 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $497,000 | 2,149 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $401,000 | 3,585 |
| Total noninterest expense | $9,764,000 | 1,939 |
| Salaries and employee benefits | $4,971,000 | 2,070 |
| Premises and equipment expense | $914,000 | 2,314 |
| Additional noninterest expense | $3,879,000 | 1,576 |
| Pre-tax net operating income | $1,861,000 | 3,136 |
| Securities gains (losses) | $0 | 3,216 |
| Applicable income taxes | $600,000 | 2,063 |
| Income before extraordinary items | $1,261,000 | 3,534 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,261,000 | 3,531 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,261,000 | 3,534 |
| Net charge-offs | $589,000 | 1,022 |
| Cash dividends | $84,000 | 4,048 |
| Sale, conversion, retirement of capital stock, net | $218,000 | 416 |
| Net operating income | $1,261,000 | 3,488 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $9,296,000 | 1,985 |
| Total interest expense | $673,000 | 2,652 |
| Net interest income | $8,623,000 | 1,906 |
| Provision for loan and lease losses | $206,000 | 1,931 |
| Total noninterest income | $783,000 | 3,008 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $399,000 | 2,044 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $384,000 | 3,279 |
| Total noninterest expense | $7,447,000 | 1,908 |
| Salaries and employee benefits | $3,919,000 | 1,988 |
| Premises and equipment expense | $698,000 | 2,315 |
| Additional noninterest expense | $2,830,000 | 1,603 |
| Pre-tax net operating income | $1,753,000 | 2,809 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $584,000 | 1,870 |
| Income before extraordinary items | $1,169,000 | 3,239 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,169,000 | 3,237 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,169,000 | 3,238 |
| Net charge-offs | $214,000 | 1,485 |
| Cash dividends | $53,000 | 3,644 |
| Sale, conversion, retirement of capital stock, net | $194,000 | 363 |
| Net operating income | $1,169,000 | 3,183 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $6,092,000 | 2,010 |
| Total interest expense | $422,000 | 2,774 |
| Net interest income | $5,670,000 | 1,931 |
| Provision for loan and lease losses | $-2,000 | 5,924 |
| Total noninterest income | $501,000 | 3,072 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $282,000 | 1,909 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $219,000 | 3,492 |
| Total noninterest expense | $5,017,000 | 1,898 |
| Salaries and employee benefits | $2,663,000 | 1,966 |
| Premises and equipment expense | $477,000 | 2,294 |
| Additional noninterest expense | $1,877,000 | 1,629 |
| Pre-tax net operating income | $1,156,000 | 2,814 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $381,000 | 1,893 |
| Income before extraordinary items | $775,000 | 3,221 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $775,000 | 3,221 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $775,000 | 3,222 |
| Net charge-offs | $93,000 | 1,787 |
| Cash dividends | $37,000 | 3,511 |
| Sale, conversion, retirement of capital stock, net | $4,000 | 702 |
| Net operating income | $775,000 | 3,157 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $2,983,000 | 2,042 |
| Total interest expense | $199,000 | 2,902 |
| Net interest income | $2,784,000 | 1,956 |
| Provision for loan and lease losses | $-130,000 | 6,228 |
| Total noninterest income | $245,000 | 3,077 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $136,000 | 1,956 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $109,000 | 3,466 |
| Total noninterest expense | $2,629,000 | 1,814 |
| Salaries and employee benefits | $1,313,000 | 2,001 |
| Premises and equipment expense | $248,000 | 2,262 |
| Additional noninterest expense | $1,068,000 | 1,442 |
| Pre-tax net operating income | $530,000 | 2,919 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $171,000 | 1,971 |
| Income before extraordinary items | $359,000 | 3,329 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $359,000 | 3,332 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $359,000 | 3,332 |
| Net charge-offs | $24,000 | 2,028 |
| Cash dividends | $16,000 | 2,809 |
| Sale, conversion, retirement of capital stock, net | $2,000 | 661 |
| Net operating income | $359,000 | 3,247 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $11,983,000 | 2,042 |
| Total interest expense | $871,000 | 2,870 |
| Net interest income | $11,112,000 | 1,947 |
| Provision for loan and lease losses | $553,000 | 1,363 |
| Total noninterest income | $713,000 | 3,674 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $543,000 | 2,149 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $170,000 | 4,724 |
| Total noninterest expense | $8,915,000 | 2,119 |
| Salaries and employee benefits | $4,835,000 | 2,115 |
| Premises and equipment expense | $827,000 | 2,593 |
| Additional noninterest expense | $3,253,000 | 1,898 |
| Pre-tax net operating income | $2,357,000 | 2,694 |
| Securities gains (losses) | $7,000 | 2,776 |
| Applicable income taxes | $744,000 | 1,834 |
| Income before extraordinary items | $1,620,000 | 3,107 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $1,620,000 | 3,107 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,620,000 | 3,108 |
| Net charge-offs | $511,000 | 1,438 |
| Cash dividends | $62,000 | 4,153 |
| Sale, conversion, retirement of capital stock, net | $14,000 | 765 |
| Net operating income | $1,615,170 | 3,059 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $8,921,000 | 2,066 |
| Total interest expense | $673,000 | 2,844 |
| Net interest income | $8,248,000 | 1,972 |
| Provision for loan and lease losses | $230,000 | 1,907 |
| Total noninterest income | $700,000 | 3,245 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $400,000 | 2,194 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $300,000 | 3,642 |
| Total noninterest expense | $6,859,000 | 2,064 |
| Salaries and employee benefits | $3,718,000 | 2,078 |
| Premises and equipment expense | $623,000 | 2,617 |
| Additional noninterest expense | $2,518,000 | 1,833 |
| Pre-tax net operating income | $1,859,000 | 2,643 |
| Securities gains (losses) | $6,000 | 2,508 |
| Applicable income taxes | $614,000 | 1,782 |
| Income before extraordinary items | $1,251,000 | 3,059 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,251,000 | 3,058 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,251,000 | 3,060 |
| Net charge-offs | $118,000 | 2,532 |
| Cash dividends | $46,000 | 3,678 |
| Sale, conversion, retirement of capital stock, net | $19,000 | 688 |
| Net operating income | $1,246,980 | 3,023 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $5,905,000 | 2,073 |
| Total interest expense | $462,000 | 2,797 |
| Net interest income | $5,443,000 | 1,981 |
| Provision for loan and lease losses | $88,000 | 2,517 |
| Total noninterest income | $443,000 | 3,322 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $260,000 | 2,204 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $183,000 | 3,770 |
| Total noninterest expense | $4,496,000 | 2,103 |
| Salaries and employee benefits | $2,529,000 | 2,040 |
| Premises and equipment expense | $423,000 | 2,595 |
| Additional noninterest expense | $1,544,000 | 1,979 |
| Pre-tax net operating income | $1,302,000 | 2,498 |
| Securities gains (losses) | $6,000 | 2,106 |
| Applicable income taxes | $432,000 | 1,693 |
| Income before extraordinary items | $876,000 | 2,910 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $876,000 | 2,916 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $876,000 | 2,916 |
| Net charge-offs | $65,000 | 2,560 |
| Cash dividends | $31,000 | 3,527 |
| Sale, conversion, retirement of capital stock, net | $17,000 | 620 |
| Net operating income | $871,980 | 2,864 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $2,932,000 | 2,086 |
| Total interest expense | $249,000 | 2,688 |
| Net interest income | $2,683,000 | 1,997 |
| Provision for loan and lease losses | $18,000 | 3,030 |
| Total noninterest income | $199,000 | 3,470 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $128,000 | 2,201 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $71,000 | 4,080 |
| Total noninterest expense | $2,178,000 | 2,171 |
| Salaries and employee benefits | $1,241,000 | 2,089 |
| Premises and equipment expense | $215,000 | 2,610 |
| Additional noninterest expense | $722,000 | 2,086 |
| Pre-tax net operating income | $686,000 | 2,353 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $225,000 | 1,609 |
| Income before extraordinary items | $461,000 | 2,720 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $461,000 | 2,723 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $461,000 | 2,723 |
| Net charge-offs | $49,000 | 1,884 |
| Cash dividends | $16,000 | 2,793 |
| Sale, conversion, retirement of capital stock, net | $15,000 | 508 |
| Net operating income | $461,000 | 2,678 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $11,553,000 | 2,118 |
| Total interest expense | $1,219,000 | 2,531 |
| Net interest income | $10,334,000 | 2,037 |
| Provision for loan and lease losses | $376,000 | 2,177 |
| Total noninterest income | $827,000 | 3,558 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $480,000 | 2,466 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $347,000 | 3,888 |
| Total noninterest expense | $8,050,000 | 2,320 |
| Salaries and employee benefits | $4,543,000 | 2,242 |
| Premises and equipment expense | $763,000 | 2,794 |
| Additional noninterest expense | $2,744,000 | 2,268 |
| Pre-tax net operating income | $2,735,000 | 2,310 |
| Securities gains (losses) | $-15,000 | 6,292 |
| Applicable income taxes | $944,000 | 1,521 |
| Income before extraordinary items | $1,776,000 | 2,830 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,776,000 | 2,832 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $1,776,000 | 2,833 |
| Net charge-offs | $157,000 | 3,288 |
| Cash dividends | $62,000 | 4,094 |
| Sale, conversion, retirement of capital stock, net | $695,000 | 251 |
| Net operating income | $1,785,750 | 2,759 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $8,540,000 | 2,157 |
| Total interest expense | $946,000 | 2,543 |
| Net interest income | $7,594,000 | 2,075 |
| Provision for loan and lease losses | $298,000 | 2,093 |
| Total noninterest income | $593,000 | 3,690 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $348,000 | 2,554 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $245,000 | 4,049 |
| Total noninterest expense | $5,975,000 | 2,357 |
| Salaries and employee benefits | $3,390,000 | 2,250 |
| Premises and equipment expense | $565,000 | 2,835 |
| Additional noninterest expense | $2,020,000 | 2,284 |
| Pre-tax net operating income | $1,914,000 | 2,507 |
| Securities gains (losses) | $-9,000 | 6,495 |
| Applicable income taxes | $652,000 | 1,642 |
| Income before extraordinary items | $1,253,000 | 2,987 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $1,253,000 | 2,991 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,253,000 | 2,991 |
| Net charge-offs | $118,000 | 3,101 |
| Cash dividends | $46,000 | 3,575 |
| Sale, conversion, retirement of capital stock, net | $56,000 | 547 |
| Net operating income | $1,258,940 | 2,911 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $5,599,000 | 2,201 |
| Total interest expense | $652,000 | 2,540 |
| Net interest income | $4,947,000 | 2,111 |
| Provision for loan and lease losses | $147,000 | 2,533 |
| Total noninterest income | $357,000 | 3,901 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $207,000 | 2,723 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $150,000 | 4,216 |
| Total noninterest expense | $3,896,000 | 2,392 |
| Salaries and employee benefits | $2,228,000 | 2,280 |
| Premises and equipment expense | $359,000 | 2,940 |
| Additional noninterest expense | $1,309,000 | 2,339 |
| Pre-tax net operating income | $1,261,000 | 2,510 |
| Securities gains (losses) | $-9,000 | 6,654 |
| Applicable income taxes | $412,000 | 1,709 |
| Income before extraordinary items | $840,000 | 2,964 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $840,000 | 2,966 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $840,000 | 2,967 |
| Net charge-offs | $76,000 | 3,009 |
| Cash dividends | $31,000 | 3,385 |
| Sale, conversion, retirement of capital stock, net | $19,000 | 632 |
| Net operating income | $846,030 | 2,864 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $2,776,000 | 2,239 |
| Total interest expense | $332,000 | 2,561 |
| Net interest income | $2,444,000 | 2,148 |
| Provision for loan and lease losses | $79,000 | 2,336 |
| Total noninterest income | $170,000 | 3,944 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $100,000 | 2,779 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $70,000 | 4,284 |
| Total noninterest expense | $1,870,000 | 2,518 |
| Salaries and employee benefits | $1,096,000 | 2,323 |
| Premises and equipment expense | $181,000 | 2,950 |
| Additional noninterest expense | $593,000 | 2,578 |
| Pre-tax net operating income | $665,000 | 2,368 |
| Securities gains (losses) | $-9,000 | 6,796 |
| Applicable income taxes | $209,000 | 1,662 |
| Income before extraordinary items | $447,000 | 2,808 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $447,000 | 2,811 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $447,000 | 2,810 |
| Net charge-offs | $72,000 | 2,149 |
| Cash dividends | $15,000 | 2,622 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $453,120 | 2,699 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $10,990,000 | 2,356 |
| Total interest expense | $2,011,000 | 2,127 |
| Net interest income | $8,979,000 | 2,397 |
| Provision for loan and lease losses | $281,000 | 3,489 |
| Total noninterest income | $553,000 | 4,319 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $415,000 | 2,857 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $138,000 | 5,018 |
| Total noninterest expense | $6,690,000 | 2,777 |
| Salaries and employee benefits | $3,913,000 | 2,509 |
| Premises and equipment expense | $688,000 | 3,069 |
| Additional noninterest expense | $2,089,000 | 2,999 |
| Pre-tax net operating income | $2,561,000 | 2,366 |
| Securities gains (losses) | $150,000 | 1,946 |
| Applicable income taxes | $947,000 | 1,523 |
| Income before extraordinary items | $1,764,000 | 2,831 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,764,000 | 2,834 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $1,764,000 | 2,833 |
| Net charge-offs | $136,000 | 4,151 |
| Cash dividends | $64,000 | 4,128 |
| Sale, conversion, retirement of capital stock, net | $12,000 | 890 |
| Net operating income | $1,666,500 | 2,799 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $8,185,000 | 2,417 |
| Total interest expense | $1,612,000 | 2,091 |
| Net interest income | $6,573,000 | 2,482 |
| Provision for loan and lease losses | $150,000 | 3,869 |
| Total noninterest income | $371,000 | 4,564 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $298,000 | 2,982 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $73,000 | 5,444 |
| Total noninterest expense | $4,991,000 | 2,792 |
| Salaries and employee benefits | $2,879,000 | 2,561 |
| Premises and equipment expense | $509,000 | 3,123 |
| Additional noninterest expense | $1,603,000 | 2,939 |
| Pre-tax net operating income | $1,803,000 | 2,547 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $626,000 | 1,702 |
| Income before extraordinary items | $1,177,000 | 3,120 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,177,000 | 3,119 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,177,000 | 3,118 |
| Net charge-offs | $48,000 | 4,539 |
| Cash dividends | $49,000 | 3,559 |
| Sale, conversion, retirement of capital stock, net | $13,000 | 817 |
| Net operating income | $1,177,000 | 2,968 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $5,381,000 | 2,458 |
| Total interest expense | $1,081,000 | 2,141 |
| Net interest income | $4,300,000 | 2,530 |
| Provision for loan and lease losses | $94,000 | 3,947 |
| Total noninterest income | $201,000 | 4,853 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $192,000 | 3,035 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $9,000 | 6,480 |
| Total noninterest expense | $3,283,000 | 2,829 |
| Salaries and employee benefits | $1,879,000 | 2,632 |
| Premises and equipment expense | $333,000 | 3,179 |
| Additional noninterest expense | $1,071,000 | 2,947 |
| Pre-tax net operating income | $1,124,000 | 2,635 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $387,000 | 1,760 |
| Income before extraordinary items | $737,000 | 3,218 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $737,000 | 3,216 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $737,000 | 3,218 |
| Net charge-offs | $24,000 | 4,535 |
| Cash dividends | $33,000 | 3,394 |
| Sale, conversion, retirement of capital stock, net | $6,000 | 832 |
| Net operating income | $737,000 | 3,052 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $2,670,000 | 2,511 |
| Total interest expense | $543,000 | 2,201 |
| Net interest income | $2,127,000 | 2,571 |
| Provision for loan and lease losses | $45,000 | 3,771 |
| Total noninterest income | $78,000 | 5,290 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $90,000 | 3,159 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $-12,000 | 6,996 |
| Total noninterest expense | $1,599,000 | 2,901 |
| Salaries and employee benefits | $900,000 | 2,743 |
| Premises and equipment expense | $159,000 | 3,310 |
| Additional noninterest expense | $540,000 | 2,907 |
| Pre-tax net operating income | $561,000 | 2,647 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $193,000 | 1,768 |
| Income before extraordinary items | $368,000 | 3,244 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $368,000 | 3,248 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $368,000 | 3,248 |
| Net charge-offs | $24,000 | 3,566 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $-15,000 | 7,260 |
| Net operating income | $368,000 | 3,081 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $10,648,000 | 2,617 |
| Total interest expense | $2,313,000 | 2,473 |
| Net interest income | $8,335,000 | 2,626 |
| Provision for loan and lease losses | $473,000 | 3,537 |
| Total noninterest income | $449,000 | 4,568 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $298,000 | 3,604 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $151,000 | 4,843 |
| Total noninterest expense | $5,698,000 | 3,187 |
| Salaries and employee benefits | $3,105,000 | 3,027 |
| Premises and equipment expense | $583,000 | 3,651 |
| Additional noninterest expense | $2,010,000 | 3,133 |
| Pre-tax net operating income | $2,613,000 | 2,062 |
| Securities gains (losses) | $53,000 | 2,560 |
| Applicable income taxes | $824,000 | 1,526 |
| Income before extraordinary items | $1,842,000 | 2,406 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,842,000 | 2,406 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $1,842,000 | 2,407 |
| Net charge-offs | $434,000 | 3,343 |
| Cash dividends | $236,000 | 3,216 |
| Sale, conversion, retirement of capital stock, net | $1,000 | 1,088 |
| Net operating income | $1,805,430 | 2,368 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $7,992,000 | 2,645 |
| Total interest expense | $1,740,000 | 2,557 |
| Net interest income | $6,252,000 | 2,631 |
| Provision for loan and lease losses | $206,000 | 4,114 |
| Total noninterest income | $321,000 | 4,698 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $210,000 | 3,758 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $111,000 | 4,959 |
| Total noninterest expense | $4,150,000 | 3,270 |
| Salaries and employee benefits | $2,244,000 | 3,137 |
| Premises and equipment expense | $431,000 | 3,733 |
| Additional noninterest expense | $1,475,000 | 3,197 |
| Pre-tax net operating income | $2,217,000 | 1,928 |
| Securities gains (losses) | $53,000 | 2,302 |
| Applicable income taxes | $746,000 | 1,358 |
| Income before extraordinary items | $1,524,000 | 2,291 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,524,000 | 2,291 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $1,524,000 | 2,292 |
| Net charge-offs | $148,000 | 4,037 |
| Cash dividends | $236,000 | 2,577 |
| Sale, conversion, retirement of capital stock, net | $1,000 | 1,016 |
| Net operating income | $1,488,490 | 2,229 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $5,277,000 | 2,688 |
| Total interest expense | $1,150,000 | 2,651 |
| Net interest income | $4,127,000 | 2,669 |
| Provision for loan and lease losses | $86,000 | 4,591 |
| Total noninterest income | $216,000 | 4,745 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $144,000 | 3,664 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $72,000 | 5,041 |
| Total noninterest expense | $2,730,000 | 3,345 |
| Salaries and employee benefits | $1,480,000 | 3,173 |
| Premises and equipment expense | $278,000 | 3,847 |
| Additional noninterest expense | $972,000 | 3,273 |
| Pre-tax net operating income | $1,527,000 | 1,854 |
| Securities gains (losses) | $53,000 | 1,564 |
| Applicable income taxes | $561,000 | 1,222 |
| Income before extraordinary items | $1,019,000 | 2,234 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,019,000 | 2,234 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $1,019,000 | 2,234 |
| Net charge-offs | $51,000 | 4,427 |
| Cash dividends | $162,000 | 2,455 |
| Sale, conversion, retirement of capital stock, net | $5,000 | 903 |
| Net operating income | $985,080 | 2,227 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $2,609,000 | 2,723 |
| Total interest expense | $573,000 | 2,733 |
| Net interest income | $2,036,000 | 2,688 |
| Provision for loan and lease losses | $29,000 | 4,780 |
| Total noninterest income | $101,000 | 4,905 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $68,000 | 3,740 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $33,000 | 5,265 |
| Total noninterest expense | $1,302,000 | 3,466 |
| Salaries and employee benefits | $714,000 | 3,280 |
| Premises and equipment expense | $136,000 | 3,958 |
| Additional noninterest expense | $452,000 | 3,438 |
| Pre-tax net operating income | $806,000 | 1,771 |
| Securities gains (losses) | $3,000 | 1,535 |
| Applicable income taxes | $288,000 | 1,154 |
| Income before extraordinary items | $521,000 | 2,180 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $521,000 | 2,179 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $521,000 | 2,180 |
| Net charge-offs | $3,000 | 4,807 |
| Cash dividends | $80,000 | 2,041 |
| Sale, conversion, retirement of capital stock, net | $2,000 | 861 |
| Net operating income | $519,080 | 2,141 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $10,021,000 | 2,958 |
| Total interest expense | $2,951,000 | 2,642 |
| Net interest income | $7,070,000 | 3,048 |
| Provision for loan and lease losses | $340,000 | 4,689 |
| Total noninterest income | $479,000 | 4,653 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $265,000 | 3,883 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $214,000 | 4,491 |
| Total noninterest expense | $4,716,000 | 3,778 |
| Salaries and employee benefits | $2,558,000 | 3,520 |
| Premises and equipment expense | $517,000 | 4,090 |
| Additional noninterest expense | $1,641,000 | 3,763 |
| Pre-tax net operating income | $2,493,000 | 1,898 |
| Securities gains (losses) | $34,000 | 2,877 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $2,527,000 | 1,633 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,527,000 | 1,633 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $2,527,000 | 1,635 |
| Net charge-offs | $128,000 | 5,204 |
| Cash dividends | $323,000 | 2,842 |
| Sale, conversion, retirement of capital stock, net | $34,000 | 1,027 |
| Net operating income | $2,493,000 | 1,597 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $7,439,000 | 3,038 |
| Total interest expense | $2,249,000 | 2,704 |
| Net interest income | $5,190,000 | 3,142 |
| Provision for loan and lease losses | $229,000 | 4,695 |
| Total noninterest income | $374,000 | 4,646 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $204,000 | 3,904 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $170,000 | 4,458 |
| Total noninterest expense | $3,498,000 | 3,810 |
| Salaries and employee benefits | $1,878,000 | 3,620 |
| Premises and equipment expense | $395,000 | 4,122 |
| Additional noninterest expense | $1,225,000 | 3,749 |
| Pre-tax net operating income | $1,837,000 | 2,029 |
| Securities gains (losses) | $34,000 | 2,661 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $1,871,000 | 1,765 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,871,000 | 1,768 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $1,871,000 | 1,768 |
| Net charge-offs | $43,000 | 5,615 |
| Cash dividends | $243,000 | 2,548 |
| Sale, conversion, retirement of capital stock, net | $7,000 | 1,080 |
| Net operating income | $1,837,000 | 1,703 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $4,851,000 | 3,118 |
| Total interest expense | $1,494,000 | 2,801 |
| Net interest income | $3,357,000 | 3,209 |
| Provision for loan and lease losses | $180,000 | 4,360 |
| Total noninterest income | $255,000 | 4,576 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $142,000 | 3,803 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $113,000 | 4,429 |
| Total noninterest expense | $2,267,000 | 3,878 |
| Salaries and employee benefits | $1,225,000 | 3,704 |
| Premises and equipment expense | $264,000 | 4,139 |
| Additional noninterest expense | $778,000 | 3,860 |
| Pre-tax net operating income | $1,165,000 | 2,095 |
| Securities gains (losses) | $34,000 | 2,118 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $1,199,000 | 1,809 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,199,000 | 1,808 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $1,199,000 | 1,809 |
| Net charge-offs | $41,000 | 5,041 |
| Cash dividends | $162,000 | 2,478 |
| Sale, conversion, retirement of capital stock, net | $4,000 | 1,022 |
| Net operating income | $1,165,000 | 1,770 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $2,347,000 | 3,261 |
| Total interest expense | $734,000 | 2,953 |
| Net interest income | $1,613,000 | 3,357 |
| Provision for loan and lease losses | $60,000 | 4,570 |
| Total noninterest income | $123,000 | 4,660 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $70,000 | 3,833 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $53,000 | 4,593 |
| Total noninterest expense | $1,069,000 | 4,090 |
| Salaries and employee benefits | $596,000 | 3,839 |
| Premises and equipment expense | $135,000 | 4,161 |
| Additional noninterest expense | $338,000 | 4,259 |
| Pre-tax net operating income | $607,000 | 2,082 |
| Securities gains (losses) | $34,000 | 1,304 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $641,000 | 1,714 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $641,000 | 1,714 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $641,000 | 1,715 |
| Net charge-offs | $2,000 | 5,375 |
| Cash dividends | $81,000 | 2,036 |
| Sale, conversion, retirement of capital stock, net | $2,000 | 972 |
| Net operating income | $607,000 | 1,728 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $8,516,000 | 3,658 |
| Total interest expense | $3,894,000 | 2,796 |
| Net interest income | $4,622,000 | 4,147 |
| Provision for loan and lease losses | $299,000 | 5,282 |
| Total noninterest income | $430,000 | 5,002 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $257,000 | 4,184 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $173,000 | 4,873 |
| Total noninterest expense | $4,323,000 | 4,117 |
| Salaries and employee benefits | $2,452,000 | 3,746 |
| Premises and equipment expense | $518,000 | 4,280 |
| Additional noninterest expense | $1,353,000 | 4,376 |
| Pre-tax net operating income | $430,000 | 4,165 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $430,000 | 4,079 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $430,000 | 4,078 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $430,000 | 4,078 |
| Net charge-offs | $49,000 | 6,224 |
| Cash dividends | $121,000 | 4,022 |
| Sale, conversion, retirement of capital stock, net | $6,579,000 | 145 |
| Net operating income | $430,000 | 4,009 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $6,198,000 | 3,768 |
| Total interest expense | $2,956,000 | 2,893 |
| Net interest income | $3,242,000 | 4,356 |
| Provision for loan and lease losses | $258,000 | 4,827 |
| Total noninterest income | $290,000 | 5,247 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $171,000 | 4,426 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $119,000 | 5,142 |
| Total noninterest expense | $3,313,000 | 4,065 |
| Salaries and employee benefits | $1,862,000 | 3,743 |
| Premises and equipment expense | $394,000 | 4,304 |
| Additional noninterest expense | $1,057,000 | 4,234 |
| Pre-tax net operating income | $-39,000 | 5,767 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $-39,000 | 5,860 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-39,000 | 5,859 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-39,000 | 5,859 |
| Net charge-offs | $49,000 | 5,697 |
| Cash dividends | $72,000 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $3,574,000 | 191 |
| Net operating income | $-39,000 | 5,810 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $3,958,000 | 3,932 |
| Total interest expense | $1,950,000 | 3,024 |
| Net interest income | $2,008,000 | 4,573 |
| Provision for loan and lease losses | $207,000 | 4,277 |
| Total noninterest income | $178,000 | 5,423 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $103,000 | 4,607 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $75,000 | 5,266 |
| Total noninterest expense | $2,256,000 | 4,023 |
| Salaries and employee benefits | $1,238,000 | 3,799 |
| Premises and equipment expense | $266,000 | 4,291 |
| Additional noninterest expense | $752,000 | 4,058 |
| Pre-tax net operating income | $-277,000 | 6,394 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $-277,000 | 6,513 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-277,000 | 6,512 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-277,000 | 6,512 |
| Net charge-offs | $51,000 | 4,886 |
| Cash dividends | $37,000 | 3,746 |
| Sale, conversion, retirement of capital stock, net | $3,529,000 | 145 |
| Net operating income | $-277,000 | 6,495 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,888,000 | 4,111 |
| Total interest expense | $953,000 | 3,192 |
| Net interest income | $935,000 | 4,761 |
| Provision for loan and lease losses | $94,000 | 4,003 |
| Total noninterest income | $80,000 | 5,580 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $49,000 | 4,651 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $31,000 | 5,565 |
| Total noninterest expense | $1,063,000 | 4,124 |
| Salaries and employee benefits | $614,000 | 3,857 |
| Premises and equipment expense | $133,000 | 4,317 |
| Additional noninterest expense | $316,000 | 4,242 |
| Pre-tax net operating income | $-142,000 | 6,763 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $-142,000 | 6,913 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-142,000 | 6,914 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-142,000 | 6,914 |
| Net charge-offs | $14,000 | 4,567 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $288,000 | 241 |
| Net operating income | $-142,000 | 6,833 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $6,372,000 | 4,762 |
| Total interest expense | $3,298,000 | 3,993 |
| Net interest income | $3,074,000 | 5,350 |
| Provision for loan and lease losses | $649,000 | 3,363 |
| Total noninterest income | $227,000 | 6,304 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $144,000 | 5,388 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $83,000 | 6,176 |
| Total noninterest expense | $3,961,000 | 4,262 |
| Salaries and employee benefits | $2,387,000 | 3,913 |
| Premises and equipment expense | $439,000 | 4,825 |
| Additional noninterest expense | $1,135,000 | 4,462 |
| Pre-tax net operating income | $-1,309,000 | 7,144 |
| Securities gains (losses) | $22,000 | 2,114 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $-1,287,000 | 7,126 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-1,287,000 | 7,128 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,039 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $1,252,000 | 393 |
| Net operating income | $-1,309,000 | 7,246 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $4,555,000 | 4,977 |
| Total interest expense | $2,392,000 | 4,207 |
| Net interest income | $2,163,000 | 5,559 |
| Provision for loan and lease losses | $449,000 | 2,920 |
| Total noninterest income | $168,000 | 6,432 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $95,000 | 5,613 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $73,000 | 6,081 |
| Total noninterest expense | $2,963,000 | 4,257 |
| Salaries and employee benefits | $1,813,000 | 3,901 |
| Premises and equipment expense | $301,000 | 5,101 |
| Additional noninterest expense | $849,000 | 4,390 |
| Pre-tax net operating income | $-1,081,000 | 7,574 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $-1,081,000 | 7,544 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-1,081,000 | 7,542 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,534 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $161,000 | 642 |
| Net operating income | $-1,081,000 | 7,658 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $2,899,000 | 5,174 |
| Total interest expense | $1,526,000 | 4,464 |
| Net interest income | $1,373,000 | 5,728 |
| Provision for loan and lease losses | $260,000 | 2,752 |
| Total noninterest income | $110,000 | 6,520 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $54,000 | 5,837 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $56,000 | 5,955 |
| Total noninterest expense | $1,937,000 | 4,345 |
| Salaries and employee benefits | $1,181,000 | 4,003 |
| Premises and equipment expense | $200,000 | 5,145 |
| Additional noninterest expense | $556,000 | 4,412 |
| Pre-tax net operating income | $-714,000 | 7,749 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $-714,000 | 7,845 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-714,000 | 7,844 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,998 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $107,000 | 563 |
| Net operating income | $-714,000 | 7,823 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,438,000 | 5,317 |
| Total interest expense | $757,000 | 4,665 |
| Net interest income | $681,000 | 5,765 |
| Provision for loan and lease losses | $107,000 | 2,622 |
| Total noninterest income | $53,000 | 6,573 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $32,000 | 5,589 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $21,000 | 6,395 |
| Total noninterest expense | $973,000 | 4,320 |
| Salaries and employee benefits | $592,000 | 4,013 |
| Premises and equipment expense | $102,000 | 5,112 |
| Additional noninterest expense | $279,000 | 4,347 |
| Pre-tax net operating income | $-346,000 | 7,953 |
| Securities gains (losses) | $18,000 | 1,652 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $-328,000 | 8,010 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-328,000 | 8,009 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $54,000 | 459 |
| Net operating income | $-346,000 | 8,002 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $4,724,000 | 5,865 |
| Total interest expense | $2,292,000 | 5,508 |
| Net interest income | $2,432,000 | 6,047 |
| Provision for loan and lease losses | $444,000 | 2,532 |
| Total noninterest income | $158,000 | 7,055 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $95,000 | 6,085 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $63,000 | 6,845 |
| Total noninterest expense | $3,049,000 | 4,961 |
| Salaries and employee benefits | $1,834,000 | 4,683 |
| Premises and equipment expense | $350,000 | 5,405 |
| Additional noninterest expense | $865,000 | 5,077 |
| Pre-tax net operating income | $-903,000 | 8,009 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $-903,000 | 8,074 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-903,000 | 8,071 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,600 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $247,000 | 696 |
| Net operating income | $-903,000 | 8,067 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $3,334,000 | 6,041 |
| Total interest expense | $1,597,000 | 5,710 |
| Net interest income | $1,737,000 | 6,195 |
| Provision for loan and lease losses | $333,000 | 2,159 |
| Total noninterest income | $92,000 | 7,410 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $59,000 | 6,351 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $33,000 | 7,248 |
| Total noninterest expense | $2,122,000 | 5,171 |
| Salaries and employee benefits | $1,261,000 | 4,944 |
| Premises and equipment expense | $217,000 | 5,866 |
| Additional noninterest expense | $644,000 | 5,069 |
| Pre-tax net operating income | $-626,000 | 8,145 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $-626,000 | 8,194 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $-626,000 | 8,190 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,076 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $177,000 | 624 |
| Net operating income | $-626,000 | 8,184 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $1,999,000 | 6,301 |
| Total interest expense | $951,000 | 5,989 |
| Net interest income | $1,048,000 | 6,477 |
| Provision for loan and lease losses | $232,000 | 1,948 |
| Total noninterest income | $59,000 | 7,489 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $38,000 | 6,420 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $21,000 | 7,329 |
| Total noninterest expense | $1,314,000 | 5,447 |
| Salaries and employee benefits | $772,000 | 5,246 |
| Premises and equipment expense | $147,000 | 5,868 |
| Additional noninterest expense | $395,000 | 5,337 |
| Pre-tax net operating income | $-439,000 | 8,261 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $-439,000 | 8,298 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-439,000 | 8,297 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,517 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $123,000 | 559 |
| Net operating income | $-439,000 | 8,290 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $879,000 | 6,617 |
| Total interest expense | $402,000 | 6,360 |
| Net interest income | $477,000 | 6,712 |
| Provision for loan and lease losses | $119,000 | 1,822 |
| Total noninterest income | $26,000 | 7,612 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $17,000 | 6,538 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $9,000 | 7,488 |
| Total noninterest expense | $660,000 | 5,455 |
| Salaries and employee benefits | $388,000 | 5,271 |
| Premises and equipment expense | $76,000 | 5,812 |
| Additional noninterest expense | $196,000 | 5,325 |
| Pre-tax net operating income | $-276,000 | 8,390 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $-276,000 | 8,411 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-276,000 | 8,409 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $54,000 | 477 |
| Net operating income | $-276,000 | 8,399 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $1,356,000 | 8,032 |
| Total interest expense | $399,000 | 8,100 |
| Net interest income | $957,000 | 7,898 |
| Provision for loan and lease losses | $386,000 | 2,339 |
| Total noninterest income | $42,000 | 8,274 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $22,000 | 7,249 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $20,000 | 7,978 |
| Total noninterest expense | $1,836,000 | 6,388 |
| Salaries and employee benefits | $973,000 | 6,470 |
| Premises and equipment expense | $119,000 | 7,603 |
| Additional noninterest expense | $744,000 | 5,464 |
| Pre-tax net operating income | $-1,223,000 | 8,478 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $-1,223,000 | 8,511 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $-1,223,000 | 8,510 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,377 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $13,309,000 | 163 |
| Net operating income | $-1,223,000 | 8,505 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $708,000 | 8,389 |
| Total interest expense | $137,000 | 8,495 |
| Net interest income | $571,000 | 8,212 |
| Provision for loan and lease losses | $240,000 | 2,508 |
| Total noninterest income | $18,000 | 8,479 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $5,000 | 7,546 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $13,000 | 8,103 |
| Total noninterest expense | $1,231,000 | 6,682 |
| Salaries and employee benefits | $647,000 | 6,755 |
| Premises and equipment expense | $72,000 | 7,878 |
| Additional noninterest expense | $512,000 | 5,701 |
| Pre-tax net operating income | $-882,000 | 8,552 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $-882,000 | 8,584 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $-882,000 | 8,583 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,858 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $11,023,000 | 141 |
| Net operating income | $-882,000 | 8,575 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $300,000 | 8,612 |
| Total interest expense | $23,000 | 8,679 |
| Net interest income | $277,000 | 8,507 |
| Provision for loan and lease losses | $136,000 | 2,806 |
| Total noninterest income | $14,000 | 8,495 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $1,000 | 7,650 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $13,000 | 7,912 |
| Total noninterest expense | $791,000 | 6,808 |
| Salaries and employee benefits | $398,000 | 6,986 |
| Premises and equipment expense | $45,000 | 7,950 |
| Additional noninterest expense | $348,000 | 5,634 |
| Pre-tax net operating income | $-636,000 | 8,613 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $-636,000 | 8,628 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-636,000 | 8,627 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $11,018,000 | 90 |
| Net operating income | $-636,000 | 8,622 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.