Home > Union Bank & Trust Company > Income and Expense
Union Bank & Trust Company, Income and Expense
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $24,374,000 | 1,290 |
| Total interest expense | $11,660,000 | 1,128 |
| Net interest income | $12,714,000 | 1,414 |
| Provision for loan and lease losses | $-1,337,000 | 12,541 |
| Total noninterest income | $5,767,000 | 838 |
| Gross Fiduciary activities income | $1,944,000 | 376 |
| Service charges on deposit accounts | $1,662,000 | 786 |
| Trading account gains and fees | $17,000 | 352 |
| Additional Noninterest Income | $2,144,000 | 1,077 |
| Total noninterest expense | $13,160,000 | 1,140 |
| Salaries and employee benefits | $6,507,000 | 1,041 |
| Premises and equipment expense | $1,526,000 | 1,370 |
| Additional noninterest expense | $5,127,000 | 1,147 |
| Pre-tax net operating income | $6,658,000 | 1,140 |
| Securities gains (losses) | $70,000 | 960 |
| Applicable income taxes | $2,093,000 | 1,158 |
| Income before extraordinary items | $4,635,000 | 1,095 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $4,635,000 | 1,093 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-337,000 | 12,490 |
| Cash dividends | $1,552,000 | 1,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $4,586,700 | 1,114 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $26,060,000 | 1,225 |
| Total interest expense | $12,347,000 | 1,097 |
| Net interest income | $13,713,000 | 1,318 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $3,765,000 | 1,216 |
| Gross Fiduciary activities income | $1,429,000 | 456 |
| Service charges on deposit accounts | $1,561,000 | 829 |
| Trading account gains and fees | $21,000 | 377 |
| Additional Noninterest Income | $754,000 | 2,476 |
| Total noninterest expense | $13,429,000 | 1,167 |
| Salaries and employee benefits | $7,014,000 | 967 |
| Premises and equipment expense | $1,586,000 | 1,346 |
| Additional noninterest expense | $4,829,000 | 1,308 |
| Pre-tax net operating income | $4,049,000 | 1,706 |
| Securities gains (losses) | $561,000 | 830 |
| Applicable income taxes | $142,000 | 8,816 |
| Income before extraordinary items | $4,468,000 | 1,158 |
| Extraordinary gains, net | $1,315,000 | 184 |
| Net income | $5,783,000 | 945 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-393,000 | 13,208 |
| Cash dividends | $773,000 | 2,219 |
| Sale, conversion, retirement of capital stock, net | $73,000 | 942 |
| Net operating income | $3,923,830 | 1,205 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $30,626,000 | 1,198 |
| Total interest expense | $15,484,000 | 1,155 |
| Net interest income | $15,142,000 | 1,238 |
| Provision for loan and lease losses | $5,112,000 | 585 |
| Total noninterest income | $3,426,000 | 1,292 |
| Gross Fiduciary activities income | $1,191,000 | 501 |
| Service charges on deposit accounts | $1,437,000 | 908 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $798,000 | 2,312 |
| Total noninterest expense | $12,277,000 | 1,296 |
| Salaries and employee benefits | $6,670,000 | 1,017 |
| Premises and equipment expense | $1,531,000 | 1,418 |
| Additional noninterest expense | $4,076,000 | 1,570 |
| Pre-tax net operating income | $1,179,000 | 4,986 |
| Securities gains (losses) | $133,000 | 2,567 |
| Applicable income taxes | $283,000 | 6,176 |
| Income before extraordinary items | $1,029,000 | 4,378 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,029,000 | 4,421 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,887,000 | 617 |
| Cash dividends | $618,000 | 2,350 |
| Sale, conversion, retirement of capital stock, net | $64,000 | 895 |
| Net operating income | $925,260 | 4,500 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.