Home > Union Bank & Trust Company > Income and Expense
Union Bank & Trust Company, Income and Expense
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $2,780,000 | 2,436 |
| Total interest expense | $707,000 | 1,831 |
| Net interest income | $2,073,000 | 2,609 |
| Provision for loan and lease losses | $35,000 | 2,345 |
| Total noninterest income | $560,000 | 1,802 |
| Gross Fiduciary activities income | $18,000 | 770 |
| Service charges on deposit accounts | $39,000 | 3,505 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $503,000 | 1,436 |
| Total noninterest expense | $2,211,000 | 2,120 |
| Salaries and employee benefits | $1,428,000 | 1,943 |
| Premises and equipment expense | $211,000 | 2,323 |
| Additional noninterest expense | $572,000 | 2,350 |
| Pre-tax net operating income | $387,000 | 3,433 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $59,000 | 2,528 |
| Income before extraordinary items | $328,000 | 3,493 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $328,000 | 3,492 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $328,000 | 3,492 |
| Net charge-offs | $-1,000 | 3,818 |
| Cash dividends | $735,000 | 1,046 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $328,000 | 3,488 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $10,480,000 | 2,441 |
| Total interest expense | $2,057,000 | 1,902 |
| Net interest income | $8,423,000 | 2,560 |
| Provision for loan and lease losses | $336,000 | 1,849 |
| Total noninterest income | $3,139,000 | 1,490 |
| Gross Fiduciary activities income | $82,000 | 778 |
| Service charges on deposit accounts | $198,000 | 3,318 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,859,000 | 1,182 |
| Total noninterest expense | $8,680,000 | 2,119 |
| Salaries and employee benefits | $5,363,000 | 1,982 |
| Premises and equipment expense | $883,000 | 2,227 |
| Additional noninterest expense | $2,434,000 | 2,268 |
| Pre-tax net operating income | $2,546,000 | 2,751 |
| Securities gains (losses) | $0 | 1,125 |
| Applicable income taxes | $516,000 | 1,951 |
| Income before extraordinary items | $2,030,000 | 2,916 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $2,030,000 | 2,915 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $2,030,000 | 2,915 |
| Net charge-offs | $7,000 | 3,458 |
| Cash dividends | $700,000 | 2,624 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $2,030,000 | 2,911 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $7,615,000 | 2,500 |
| Total interest expense | $1,428,000 | 1,929 |
| Net interest income | $6,187,000 | 2,602 |
| Provision for loan and lease losses | $306,000 | 1,550 |
| Total noninterest income | $1,822,000 | 1,789 |
| Gross Fiduciary activities income | $46,000 | 798 |
| Service charges on deposit accounts | $153,000 | 3,320 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,623,000 | 1,449 |
| Total noninterest expense | $6,434,000 | 2,137 |
| Salaries and employee benefits | $3,954,000 | 2,011 |
| Premises and equipment expense | $648,000 | 2,265 |
| Additional noninterest expense | $1,832,000 | 2,258 |
| Pre-tax net operating income | $1,269,000 | 3,416 |
| Securities gains (losses) | $0 | 1,118 |
| Applicable income taxes | $212,000 | 2,504 |
| Income before extraordinary items | $1,057,000 | 3,499 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,057,000 | 3,498 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $1,057,000 | 3,498 |
| Net charge-offs | $0 | 3,489 |
| Cash dividends | $700,000 | 2,040 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $1,057,000 | 3,500 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $4,865,000 | 2,562 |
| Total interest expense | $859,000 | 1,990 |
| Net interest income | $4,006,000 | 2,650 |
| Provision for loan and lease losses | $210,000 | 1,458 |
| Total noninterest income | $1,215,000 | 1,788 |
| Gross Fiduciary activities income | $24,000 | 822 |
| Service charges on deposit accounts | $101,000 | 3,321 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,090,000 | 1,442 |
| Total noninterest expense | $4,339,000 | 2,121 |
| Salaries and employee benefits | $2,664,000 | 2,004 |
| Premises and equipment expense | $432,000 | 2,295 |
| Additional noninterest expense | $1,243,000 | 2,236 |
| Pre-tax net operating income | $672,000 | 3,749 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $89,000 | 2,804 |
| Income before extraordinary items | $583,000 | 3,771 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $583,000 | 3,769 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $583,000 | 3,770 |
| Net charge-offs | $0 | 3,209 |
| Cash dividends | $700,000 | 1,630 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $583,000 | 3,773 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $2,322,000 | 2,633 |
| Total interest expense | $377,000 | 2,101 |
| Net interest income | $1,945,000 | 2,718 |
| Provision for loan and lease losses | $90,000 | 1,532 |
| Total noninterest income | $620,000 | 1,760 |
| Gross Fiduciary activities income | $14,000 | 818 |
| Service charges on deposit accounts | $51,000 | 3,326 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $555,000 | 1,406 |
| Total noninterest expense | $2,197,000 | 2,129 |
| Salaries and employee benefits | $1,362,000 | 1,991 |
| Premises and equipment expense | $214,000 | 2,340 |
| Additional noninterest expense | $621,000 | 2,222 |
| Pre-tax net operating income | $278,000 | 3,960 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $21,000 | 3,217 |
| Income before extraordinary items | $257,000 | 3,878 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $257,000 | 3,878 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $257,000 | 3,878 |
| Net charge-offs | $0 | 2,722 |
| Cash dividends | $700,000 | 939 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $257,000 | 3,880 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $9,127,000 | 2,621 |
| Total interest expense | $1,141,000 | 2,324 |
| Net interest income | $7,986,000 | 2,642 |
| Provision for loan and lease losses | $189,000 | 2,436 |
| Total noninterest income | $2,375,000 | 1,822 |
| Gross Fiduciary activities income | $76,000 | 811 |
| Service charges on deposit accounts | $250,000 | 3,138 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,049,000 | 1,506 |
| Total noninterest expense | $8,055,000 | 2,251 |
| Salaries and employee benefits | $4,678,000 | 2,194 |
| Premises and equipment expense | $795,000 | 2,469 |
| Additional noninterest expense | $2,582,000 | 2,208 |
| Pre-tax net operating income | $2,117,000 | 3,016 |
| Securities gains (losses) | $0 | 2,243 |
| Applicable income taxes | $92,000 | 3,320 |
| Income before extraordinary items | $2,025,000 | 2,674 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $2,025,000 | 2,673 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $2,025,000 | 2,674 |
| Net charge-offs | $-97,000 | 5,285 |
| Cash dividends | $620,000 | 2,734 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $2,025,000 | 2,662 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $6,806,000 | 2,643 |
| Total interest expense | $819,000 | 2,372 |
| Net interest income | $5,987,000 | 2,663 |
| Provision for loan and lease losses | $167,000 | 2,210 |
| Total noninterest income | $1,599,000 | 1,976 |
| Gross Fiduciary activities income | $43,000 | 832 |
| Service charges on deposit accounts | $191,000 | 3,123 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,365,000 | 1,637 |
| Total noninterest expense | $5,925,000 | 2,304 |
| Salaries and employee benefits | $3,434,000 | 2,250 |
| Premises and equipment expense | $585,000 | 2,516 |
| Additional noninterest expense | $1,906,000 | 2,222 |
| Pre-tax net operating income | $1,494,000 | 3,185 |
| Securities gains (losses) | $0 | 2,274 |
| Applicable income taxes | $77,000 | 3,284 |
| Income before extraordinary items | $1,417,000 | 2,948 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,417,000 | 2,947 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,417,000 | 2,948 |
| Net charge-offs | $-95,000 | 5,330 |
| Cash dividends | $620,000 | 2,190 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $1,417,000 | 2,926 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $4,436,000 | 2,675 |
| Total interest expense | $492,000 | 2,520 |
| Net interest income | $3,944,000 | 2,684 |
| Provision for loan and lease losses | $134,000 | 1,955 |
| Total noninterest income | $925,000 | 2,155 |
| Gross Fiduciary activities income | $21,000 | 859 |
| Service charges on deposit accounts | $123,000 | 3,170 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $781,000 | 1,802 |
| Total noninterest expense | $3,871,000 | 2,336 |
| Salaries and employee benefits | $2,275,000 | 2,276 |
| Premises and equipment expense | $396,000 | 2,501 |
| Additional noninterest expense | $1,200,000 | 2,324 |
| Pre-tax net operating income | $864,000 | 3,365 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $77,000 | 3,090 |
| Income before extraordinary items | $787,000 | 3,197 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $787,000 | 3,196 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $787,000 | 3,197 |
| Net charge-offs | $-95,000 | 5,433 |
| Cash dividends | $620,000 | 1,761 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $787,000 | 3,179 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $2,205,000 | 2,681 |
| Total interest expense | $243,000 | 2,506 |
| Net interest income | $1,962,000 | 2,682 |
| Provision for loan and lease losses | $90,000 | 1,522 |
| Total noninterest income | $477,000 | 2,113 |
| Gross Fiduciary activities income | $11,000 | 862 |
| Service charges on deposit accounts | $56,000 | 3,345 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $410,000 | 1,730 |
| Total noninterest expense | $1,900,000 | 2,389 |
| Salaries and employee benefits | $1,134,000 | 2,298 |
| Premises and equipment expense | $195,000 | 2,549 |
| Additional noninterest expense | $571,000 | 2,405 |
| Pre-tax net operating income | $449,000 | 3,257 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $77,000 | 2,629 |
| Income before extraordinary items | $372,000 | 3,262 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $372,000 | 3,260 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $372,000 | 3,262 |
| Net charge-offs | $9,000 | 2,245 |
| Cash dividends | $620,000 | 1,044 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $372,000 | 3,238 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $9,112,000 | 2,600 |
| Total interest expense | $921,000 | 2,558 |
| Net interest income | $8,191,000 | 2,570 |
| Provision for loan and lease losses | $365,000 | 1,784 |
| Total noninterest income | $2,585,000 | 1,813 |
| Gross Fiduciary activities income | $48,000 | 875 |
| Service charges on deposit accounts | $262,000 | 3,185 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $2,275,000 | 1,465 |
| Total noninterest expense | $7,650,000 | 2,378 |
| Salaries and employee benefits | $4,214,000 | 2,405 |
| Premises and equipment expense | $714,000 | 2,692 |
| Additional noninterest expense | $2,722,000 | 2,141 |
| Pre-tax net operating income | $2,761,000 | 2,519 |
| Securities gains (losses) | $2,000 | 3,045 |
| Applicable income taxes | $815,000 | 1,819 |
| Income before extraordinary items | $1,948,000 | 2,847 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,948,000 | 2,845 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,948,000 | 2,846 |
| Net charge-offs | $4,000 | 4,063 |
| Cash dividends | $725,000 | 2,556 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $1,946,580 | 2,795 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $6,795,000 | 2,619 |
| Total interest expense | $686,000 | 2,568 |
| Net interest income | $6,109,000 | 2,588 |
| Provision for loan and lease losses | $270,000 | 1,728 |
| Total noninterest income | $1,796,000 | 1,905 |
| Gross Fiduciary activities income | $31,000 | 885 |
| Service charges on deposit accounts | $202,000 | 3,149 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $1,563,000 | 1,553 |
| Total noninterest expense | $5,625,000 | 2,411 |
| Salaries and employee benefits | $3,048,000 | 2,448 |
| Premises and equipment expense | $537,000 | 2,701 |
| Additional noninterest expense | $2,040,000 | 2,148 |
| Pre-tax net operating income | $2,010,000 | 2,613 |
| Securities gains (losses) | $2,000 | 2,985 |
| Applicable income taxes | $583,000 | 1,912 |
| Income before extraordinary items | $1,429,000 | 2,897 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,429,000 | 2,897 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,429,000 | 2,897 |
| Net charge-offs | $4,000 | 3,666 |
| Cash dividends | $725,000 | 2,011 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $1,427,580 | 2,846 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $4,457,000 | 2,654 |
| Total interest expense | $438,000 | 2,661 |
| Net interest income | $4,019,000 | 2,629 |
| Provision for loan and lease losses | $195,000 | 1,656 |
| Total noninterest income | $1,077,000 | 2,009 |
| Gross Fiduciary activities income | $20,000 | 902 |
| Service charges on deposit accounts | $129,000 | 3,210 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $928,000 | 1,642 |
| Total noninterest expense | $3,708,000 | 2,452 |
| Salaries and employee benefits | $1,982,000 | 2,521 |
| Premises and equipment expense | $364,000 | 2,694 |
| Additional noninterest expense | $1,362,000 | 2,159 |
| Pre-tax net operating income | $1,193,000 | 2,763 |
| Securities gains (losses) | $2,000 | 2,664 |
| Applicable income taxes | $325,000 | 2,066 |
| Income before extraordinary items | $870,000 | 3,024 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $870,000 | 3,022 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $870,000 | 3,023 |
| Net charge-offs | $4,000 | 3,372 |
| Cash dividends | $555,000 | 1,856 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $868,540 | 2,969 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $2,161,000 | 2,716 |
| Total interest expense | $207,000 | 2,781 |
| Net interest income | $1,954,000 | 2,682 |
| Provision for loan and lease losses | $75,000 | 1,741 |
| Total noninterest income | $479,000 | 2,123 |
| Gross Fiduciary activities income | $9,000 | 910 |
| Service charges on deposit accounts | $66,000 | 3,163 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $404,000 | 1,728 |
| Total noninterest expense | $1,837,000 | 2,483 |
| Salaries and employee benefits | $992,000 | 2,530 |
| Premises and equipment expense | $172,000 | 2,817 |
| Additional noninterest expense | $673,000 | 2,161 |
| Pre-tax net operating income | $521,000 | 2,969 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $132,000 | 2,215 |
| Income before extraordinary items | $389,000 | 3,179 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $389,000 | 3,177 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $389,000 | 3,178 |
| Net charge-offs | $4,000 | 2,652 |
| Cash dividends | $555,000 | 1,124 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $389,000 | 3,119 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $8,511,000 | 2,725 |
| Total interest expense | $705,000 | 3,054 |
| Net interest income | $7,806,000 | 2,660 |
| Provision for loan and lease losses | $240,000 | 2,131 |
| Total noninterest income | $2,118,000 | 2,040 |
| Gross Fiduciary activities income | $62,000 | 876 |
| Service charges on deposit accounts | $291,000 | 3,083 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $1,765,000 | 1,671 |
| Total noninterest expense | $6,994,000 | 2,567 |
| Salaries and employee benefits | $4,024,000 | 2,487 |
| Premises and equipment expense | $717,000 | 2,775 |
| Additional noninterest expense | $2,253,000 | 2,540 |
| Pre-tax net operating income | $2,690,000 | 2,505 |
| Securities gains (losses) | $0 | 3,216 |
| Applicable income taxes | $757,000 | 1,857 |
| Income before extraordinary items | $1,933,000 | 2,800 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,933,000 | 2,802 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,933,000 | 2,803 |
| Net charge-offs | $82,000 | 2,839 |
| Cash dividends | $650,000 | 2,631 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $1,933,000 | 2,742 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $6,380,000 | 2,742 |
| Total interest expense | $526,000 | 3,095 |
| Net interest income | $5,854,000 | 2,674 |
| Provision for loan and lease losses | $181,000 | 2,040 |
| Total noninterest income | $1,471,000 | 2,152 |
| Gross Fiduciary activities income | $31,000 | 911 |
| Service charges on deposit accounts | $224,000 | 3,055 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,216,000 | 1,785 |
| Total noninterest expense | $5,239,000 | 2,583 |
| Salaries and employee benefits | $3,031,000 | 2,479 |
| Premises and equipment expense | $561,000 | 2,727 |
| Additional noninterest expense | $1,647,000 | 2,601 |
| Pre-tax net operating income | $1,905,000 | 2,656 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $521,000 | 1,977 |
| Income before extraordinary items | $1,384,000 | 2,921 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,384,000 | 2,920 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,384,000 | 2,922 |
| Net charge-offs | $6,000 | 3,786 |
| Cash dividends | $650,000 | 2,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $1,384,000 | 2,872 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $4,263,000 | 2,731 |
| Total interest expense | $343,000 | 3,170 |
| Net interest income | $3,920,000 | 2,654 |
| Provision for loan and lease losses | $120,000 | 2,009 |
| Total noninterest income | $861,000 | 2,334 |
| Gross Fiduciary activities income | $16,000 | 944 |
| Service charges on deposit accounts | $149,000 | 3,038 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $696,000 | 1,975 |
| Total noninterest expense | $3,495,000 | 2,606 |
| Salaries and employee benefits | $2,050,000 | 2,458 |
| Premises and equipment expense | $394,000 | 2,634 |
| Additional noninterest expense | $1,051,000 | 2,695 |
| Pre-tax net operating income | $1,166,000 | 2,789 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $304,000 | 2,119 |
| Income before extraordinary items | $862,000 | 3,038 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $862,000 | 3,039 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $862,000 | 3,040 |
| Net charge-offs | $-5,000 | 5,028 |
| Cash dividends | $650,000 | 1,647 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $862,000 | 2,972 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $2,120,000 | 2,738 |
| Total interest expense | $165,000 | 3,283 |
| Net interest income | $1,955,000 | 2,662 |
| Provision for loan and lease losses | $60,000 | 1,893 |
| Total noninterest income | $408,000 | 2,375 |
| Gross Fiduciary activities income | $7,000 | 956 |
| Service charges on deposit accounts | $71,000 | 3,105 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $330,000 | 1,990 |
| Total noninterest expense | $1,792,000 | 2,548 |
| Salaries and employee benefits | $1,036,000 | 2,446 |
| Premises and equipment expense | $203,000 | 2,621 |
| Additional noninterest expense | $553,000 | 2,594 |
| Pre-tax net operating income | $511,000 | 2,979 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $123,000 | 2,284 |
| Income before extraordinary items | $388,000 | 3,183 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $388,000 | 3,186 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $388,000 | 3,186 |
| Net charge-offs | $-2,000 | 4,668 |
| Cash dividends | $650,000 | 914 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $388,000 | 3,105 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $8,528,000 | 2,751 |
| Total interest expense | $649,000 | 3,448 |
| Net interest income | $7,879,000 | 2,661 |
| Provision for loan and lease losses | $135,000 | 2,871 |
| Total noninterest income | $1,920,000 | 2,163 |
| Gross Fiduciary activities income | $31,000 | 977 |
| Service charges on deposit accounts | $332,000 | 3,022 |
| Trading account gains and fees | $-28,000 | 6,484 |
| Additional Noninterest Income | $1,585,000 | 1,713 |
| Total noninterest expense | $7,059,000 | 2,601 |
| Salaries and employee benefits | $3,992,000 | 2,503 |
| Premises and equipment expense | $747,000 | 2,787 |
| Additional noninterest expense | $2,320,000 | 2,558 |
| Pre-tax net operating income | $2,605,000 | 2,502 |
| Securities gains (losses) | $27,000 | 2,144 |
| Applicable income taxes | $720,000 | 1,866 |
| Income before extraordinary items | $1,912,000 | 2,785 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $1,912,000 | 2,783 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,912,000 | 2,785 |
| Net charge-offs | $163,000 | 2,696 |
| Cash dividends | $450,000 | 2,970 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,892,290 | 2,759 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $6,316,000 | 2,799 |
| Total interest expense | $492,000 | 3,484 |
| Net interest income | $5,824,000 | 2,709 |
| Provision for loan and lease losses | $90,000 | 2,885 |
| Total noninterest income | $1,281,000 | 2,341 |
| Gross Fiduciary activities income | $23,000 | 968 |
| Service charges on deposit accounts | $253,000 | 3,029 |
| Trading account gains and fees | $-20,000 | 6,561 |
| Additional Noninterest Income | $1,025,000 | 1,899 |
| Total noninterest expense | $5,173,000 | 2,644 |
| Salaries and employee benefits | $2,903,000 | 2,573 |
| Premises and equipment expense | $571,000 | 2,790 |
| Additional noninterest expense | $1,699,000 | 2,616 |
| Pre-tax net operating income | $1,842,000 | 2,662 |
| Securities gains (losses) | $27,000 | 1,839 |
| Applicable income taxes | $491,000 | 2,006 |
| Income before extraordinary items | $1,378,000 | 2,902 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,378,000 | 2,903 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,378,000 | 2,903 |
| Net charge-offs | $163,000 | 2,207 |
| Cash dividends | $450,000 | 2,316 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $1,358,020 | 2,866 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $4,186,000 | 2,818 |
| Total interest expense | $330,000 | 3,507 |
| Net interest income | $3,856,000 | 2,726 |
| Provision for loan and lease losses | $60,000 | 2,755 |
| Total noninterest income | $776,000 | 2,451 |
| Gross Fiduciary activities income | $16,000 | 966 |
| Service charges on deposit accounts | $163,000 | 3,059 |
| Trading account gains and fees | $5,000 | 161 |
| Additional Noninterest Income | $592,000 | 2,077 |
| Total noninterest expense | $3,404,000 | 2,679 |
| Salaries and employee benefits | $1,914,000 | 2,603 |
| Premises and equipment expense | $375,000 | 2,835 |
| Additional noninterest expense | $1,115,000 | 2,648 |
| Pre-tax net operating income | $1,168,000 | 2,703 |
| Securities gains (losses) | $6,000 | 2,106 |
| Applicable income taxes | $301,000 | 2,028 |
| Income before extraordinary items | $873,000 | 2,914 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $873,000 | 2,920 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $873,000 | 2,920 |
| Net charge-offs | $164,000 | 1,764 |
| Cash dividends | $450,000 | 1,914 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $868,560 | 2,876 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $2,055,000 | 2,868 |
| Total interest expense | $166,000 | 3,551 |
| Net interest income | $1,889,000 | 2,770 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $346,000 | 2,594 |
| Gross Fiduciary activities income | $7,000 | 977 |
| Service charges on deposit accounts | $80,000 | 3,076 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $259,000 | 2,211 |
| Total noninterest expense | $1,706,000 | 2,683 |
| Salaries and employee benefits | $952,000 | 2,632 |
| Premises and equipment expense | $195,000 | 2,805 |
| Additional noninterest expense | $559,000 | 2,650 |
| Pre-tax net operating income | $529,000 | 2,790 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $127,000 | 2,144 |
| Income before extraordinary items | $402,000 | 2,986 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $402,000 | 2,989 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $402,000 | 2,989 |
| Net charge-offs | $-9,000 | 5,700 |
| Cash dividends | $450,000 | 1,107 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $402,000 | 2,947 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $8,422,000 | 2,827 |
| Total interest expense | $720,000 | 3,684 |
| Net interest income | $7,702,000 | 2,700 |
| Provision for loan and lease losses | $76,000 | 3,928 |
| Total noninterest income | $1,730,000 | 2,357 |
| Gross Fiduciary activities income | $45,000 | 954 |
| Service charges on deposit accounts | $384,000 | 2,901 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,301,000 | 2,025 |
| Total noninterest expense | $6,774,000 | 2,705 |
| Salaries and employee benefits | $3,536,000 | 2,779 |
| Premises and equipment expense | $684,000 | 3,012 |
| Additional noninterest expense | $2,554,000 | 2,405 |
| Pre-tax net operating income | $2,582,000 | 2,419 |
| Securities gains (losses) | $13,000 | 2,535 |
| Applicable income taxes | $692,000 | 1,828 |
| Income before extraordinary items | $1,903,000 | 2,704 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,903,000 | 2,707 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $1,903,000 | 2,707 |
| Net charge-offs | $256,000 | 2,743 |
| Cash dividends | $915,000 | 2,044 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $1,893,510 | 2,652 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $6,322,000 | 2,843 |
| Total interest expense | $551,000 | 3,719 |
| Net interest income | $5,771,000 | 2,706 |
| Provision for loan and lease losses | $50,000 | 3,936 |
| Total noninterest income | $1,305,000 | 2,395 |
| Gross Fiduciary activities income | $36,000 | 937 |
| Service charges on deposit accounts | $292,000 | 2,887 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $977,000 | 2,067 |
| Total noninterest expense | $5,197,000 | 2,652 |
| Salaries and employee benefits | $2,719,000 | 2,718 |
| Premises and equipment expense | $519,000 | 3,020 |
| Additional noninterest expense | $1,959,000 | 2,347 |
| Pre-tax net operating income | $1,829,000 | 2,597 |
| Securities gains (losses) | $13,000 | 2,404 |
| Applicable income taxes | $480,000 | 1,951 |
| Income before extraordinary items | $1,362,000 | 2,833 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $1,362,000 | 2,837 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,362,000 | 2,837 |
| Net charge-offs | $171,000 | 2,732 |
| Cash dividends | $365,000 | 2,427 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,352,380 | 2,775 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $4,257,000 | 2,818 |
| Total interest expense | $377,000 | 3,719 |
| Net interest income | $3,880,000 | 2,671 |
| Provision for loan and lease losses | $50,000 | 3,593 |
| Total noninterest income | $871,000 | 2,431 |
| Gross Fiduciary activities income | $22,000 | 956 |
| Service charges on deposit accounts | $196,000 | 2,830 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $653,000 | 2,114 |
| Total noninterest expense | $3,498,000 | 2,644 |
| Salaries and employee benefits | $1,859,000 | 2,672 |
| Premises and equipment expense | $371,000 | 2,875 |
| Additional noninterest expense | $1,268,000 | 2,412 |
| Pre-tax net operating income | $1,203,000 | 2,594 |
| Securities gains (losses) | $13,000 | 2,195 |
| Applicable income taxes | $315,000 | 1,965 |
| Income before extraordinary items | $901,000 | 2,846 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $901,000 | 2,850 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $901,000 | 2,850 |
| Net charge-offs | $110,000 | 2,659 |
| Cash dividends | $165,000 | 2,678 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $891,380 | 2,763 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $2,143,000 | 2,824 |
| Total interest expense | $200,000 | 3,671 |
| Net interest income | $1,943,000 | 2,675 |
| Provision for loan and lease losses | $50,000 | 2,783 |
| Total noninterest income | $441,000 | 2,416 |
| Gross Fiduciary activities income | $8,000 | 991 |
| Service charges on deposit accounts | $94,000 | 2,904 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $339,000 | 2,062 |
| Total noninterest expense | $1,771,000 | 2,644 |
| Salaries and employee benefits | $926,000 | 2,700 |
| Premises and equipment expense | $178,000 | 2,986 |
| Additional noninterest expense | $667,000 | 2,326 |
| Pre-tax net operating income | $563,000 | 2,659 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $220,000 | 1,619 |
| Income before extraordinary items | $343,000 | 3,311 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $343,000 | 3,311 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $343,000 | 3,313 |
| Net charge-offs | $-1,000 | 5,189 |
| Cash dividends | $100,000 | 2,031 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $343,000 | 3,211 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $8,658,000 | 2,914 |
| Total interest expense | $905,000 | 3,852 |
| Net interest income | $7,753,000 | 2,731 |
| Provision for loan and lease losses | $669,000 | 2,326 |
| Total noninterest income | $1,875,000 | 2,285 |
| Gross Fiduciary activities income | $32,000 | 1,015 |
| Service charges on deposit accounts | $389,000 | 2,981 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $1,454,000 | 1,886 |
| Total noninterest expense | $6,559,000 | 2,824 |
| Salaries and employee benefits | $3,462,000 | 2,816 |
| Premises and equipment expense | $687,000 | 3,073 |
| Additional noninterest expense | $2,410,000 | 2,646 |
| Pre-tax net operating income | $2,400,000 | 2,479 |
| Securities gains (losses) | $10,000 | 3,374 |
| Applicable income taxes | $615,000 | 1,974 |
| Income before extraordinary items | $1,795,000 | 2,788 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,795,000 | 2,791 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $1,795,000 | 2,790 |
| Net charge-offs | $225,000 | 3,643 |
| Cash dividends | $1,650,000 | 1,385 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $1,787,600 | 2,678 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $6,456,000 | 2,977 |
| Total interest expense | $708,000 | 3,873 |
| Net interest income | $5,748,000 | 2,801 |
| Provision for loan and lease losses | $568,000 | 2,122 |
| Total noninterest income | $1,314,000 | 2,385 |
| Gross Fiduciary activities income | $23,000 | 1,008 |
| Service charges on deposit accounts | $291,000 | 3,023 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,000,000 | 2,000 |
| Total noninterest expense | $4,751,000 | 2,914 |
| Salaries and employee benefits | $2,500,000 | 2,915 |
| Premises and equipment expense | $490,000 | 3,212 |
| Additional noninterest expense | $1,761,000 | 2,725 |
| Pre-tax net operating income | $1,743,000 | 2,610 |
| Securities gains (losses) | $15,000 | 2,991 |
| Applicable income taxes | $446,000 | 2,062 |
| Income before extraordinary items | $1,312,000 | 2,894 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,312,000 | 2,894 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,312,000 | 2,893 |
| Net charge-offs | $216,000 | 3,211 |
| Cash dividends | $990,000 | 1,361 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $1,300,750 | 2,773 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $4,297,000 | 3,010 |
| Total interest expense | $494,000 | 3,858 |
| Net interest income | $3,803,000 | 2,819 |
| Provision for loan and lease losses | $407,000 | 2,049 |
| Total noninterest income | $824,000 | 2,445 |
| Gross Fiduciary activities income | $14,000 | 1,020 |
| Service charges on deposit accounts | $190,000 | 3,060 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $620,000 | 2,060 |
| Total noninterest expense | $3,149,000 | 2,940 |
| Salaries and employee benefits | $1,618,000 | 2,993 |
| Premises and equipment expense | $316,000 | 3,307 |
| Additional noninterest expense | $1,215,000 | 2,661 |
| Pre-tax net operating income | $1,071,000 | 2,717 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $258,000 | 2,207 |
| Income before extraordinary items | $813,000 | 3,000 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $813,000 | 3,000 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $813,000 | 3,000 |
| Net charge-offs | $160,000 | 2,978 |
| Cash dividends | $690,000 | 1,307 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $813,000 | 2,859 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $2,127,000 | 3,063 |
| Total interest expense | $258,000 | 3,861 |
| Net interest income | $1,869,000 | 2,881 |
| Provision for loan and lease losses | $237,000 | 1,808 |
| Total noninterest income | $456,000 | 2,295 |
| Gross Fiduciary activities income | $7,000 | 1,012 |
| Service charges on deposit accounts | $93,000 | 3,093 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $356,000 | 1,898 |
| Total noninterest expense | $1,531,000 | 2,998 |
| Salaries and employee benefits | $811,000 | 2,998 |
| Premises and equipment expense | $150,000 | 3,460 |
| Additional noninterest expense | $570,000 | 2,773 |
| Pre-tax net operating income | $557,000 | 2,664 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $138,000 | 2,122 |
| Income before extraordinary items | $419,000 | 2,958 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $419,000 | 2,961 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $419,000 | 2,962 |
| Net charge-offs | $-129,000 | 7,197 |
| Cash dividends | $350,000 | 1,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $419,000 | 2,811 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $8,641,000 | 3,122 |
| Total interest expense | $1,290,000 | 3,806 |
| Net interest income | $7,351,000 | 2,938 |
| Provision for loan and lease losses | $1,812,000 | 1,669 |
| Total noninterest income | $1,545,000 | 2,399 |
| Gross Fiduciary activities income | $24,000 | 1,013 |
| Service charges on deposit accounts | $360,000 | 3,232 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $1,161,000 | 1,947 |
| Total noninterest expense | $6,553,000 | 2,829 |
| Salaries and employee benefits | $2,856,000 | 3,234 |
| Premises and equipment expense | $750,000 | 3,046 |
| Additional noninterest expense | $2,947,000 | 2,235 |
| Pre-tax net operating income | $531,000 | 4,666 |
| Securities gains (losses) | $358,000 | 1,007 |
| Applicable income taxes | $21,000 | 4,103 |
| Income before extraordinary items | $868,000 | 3,815 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $868,000 | 3,819 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $868,000 | 3,818 |
| Net charge-offs | $3,667,000 | 1,045 |
| Cash dividends | $260,000 | 3,125 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $517,160 | 4,500 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $6,505,000 | 3,143 |
| Total interest expense | $1,025,000 | 3,769 |
| Net interest income | $5,480,000 | 2,968 |
| Provision for loan and lease losses | $730,000 | 2,387 |
| Total noninterest income | $993,000 | 2,637 |
| Gross Fiduciary activities income | $17,000 | 1,002 |
| Service charges on deposit accounts | $263,000 | 3,306 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $713,000 | 2,199 |
| Total noninterest expense | $4,970,000 | 2,786 |
| Salaries and employee benefits | $2,244,000 | 3,137 |
| Premises and equipment expense | $552,000 | 3,113 |
| Additional noninterest expense | $2,174,000 | 2,275 |
| Pre-tax net operating income | $773,000 | 3,788 |
| Securities gains (losses) | $152,000 | 1,423 |
| Applicable income taxes | $119,000 | 3,082 |
| Income before extraordinary items | $806,000 | 3,500 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $806,000 | 3,502 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $806,000 | 3,502 |
| Net charge-offs | $938,000 | 1,963 |
| Cash dividends | $200,000 | 2,677 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $673,760 | 3,710 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $4,330,000 | 3,187 |
| Total interest expense | $714,000 | 3,761 |
| Net interest income | $3,616,000 | 2,992 |
| Provision for loan and lease losses | $555,000 | 2,181 |
| Total noninterest income | $619,000 | 2,746 |
| Gross Fiduciary activities income | $11,000 | 1,006 |
| Service charges on deposit accounts | $169,000 | 3,358 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $439,000 | 2,297 |
| Total noninterest expense | $3,167,000 | 2,957 |
| Salaries and employee benefits | $1,509,000 | 3,126 |
| Premises and equipment expense | $377,000 | 3,082 |
| Additional noninterest expense | $1,281,000 | 2,585 |
| Pre-tax net operating income | $513,000 | 3,778 |
| Securities gains (losses) | $108,000 | 1,086 |
| Applicable income taxes | $80,000 | 3,029 |
| Income before extraordinary items | $541,000 | 3,420 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $541,000 | 3,421 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $541,000 | 3,421 |
| Net charge-offs | $914,000 | 1,552 |
| Cash dividends | $170,000 | 2,422 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $447,040 | 3,679 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $2,134,000 | 3,242 |
| Total interest expense | $375,000 | 3,750 |
| Net interest income | $1,759,000 | 3,069 |
| Provision for loan and lease losses | $205,000 | 2,401 |
| Total noninterest income | $352,000 | 2,562 |
| Gross Fiduciary activities income | $6,000 | 985 |
| Service charges on deposit accounts | $81,000 | 3,410 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $265,000 | 2,071 |
| Total noninterest expense | $1,596,000 | 2,934 |
| Salaries and employee benefits | $770,000 | 3,097 |
| Premises and equipment expense | $181,000 | 3,225 |
| Additional noninterest expense | $645,000 | 2,571 |
| Pre-tax net operating income | $310,000 | 3,463 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $39,000 | 3,012 |
| Income before extraordinary items | $271,000 | 3,432 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $271,000 | 3,429 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $271,000 | 3,430 |
| Net charge-offs | $579,000 | 1,220 |
| Cash dividends | $170,000 | 1,533 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $271,000 | 3,372 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $8,767,000 | 3,288 |
| Total interest expense | $1,921,000 | 3,674 |
| Net interest income | $6,846,000 | 3,123 |
| Provision for loan and lease losses | $1,601,000 | 2,369 |
| Total noninterest income | $2,119,000 | 2,002 |
| Gross Fiduciary activities income | $20,000 | 1,064 |
| Service charges on deposit accounts | $447,000 | 2,861 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $1,652,000 | 1,596 |
| Total noninterest expense | $6,293,000 | 2,994 |
| Salaries and employee benefits | $2,680,000 | 3,413 |
| Premises and equipment expense | $746,000 | 3,133 |
| Additional noninterest expense | $2,867,000 | 2,367 |
| Pre-tax net operating income | $1,071,000 | 3,268 |
| Securities gains (losses) | $178,000 | 1,692 |
| Applicable income taxes | $179,000 | 2,799 |
| Income before extraordinary items | $1,070,000 | 3,097 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,070,000 | 3,094 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $1,070,000 | 3,097 |
| Net charge-offs | $850,000 | 2,903 |
| Cash dividends | $355,000 | 2,758 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $916,920 | 3,252 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $6,541,000 | 3,380 |
| Total interest expense | $1,495,000 | 3,710 |
| Net interest income | $5,046,000 | 3,215 |
| Provision for loan and lease losses | $1,020,000 | 2,476 |
| Total noninterest income | $1,218,000 | 2,399 |
| Gross Fiduciary activities income | $11,000 | 1,082 |
| Service charges on deposit accounts | $355,000 | 2,796 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $852,000 | 1,996 |
| Total noninterest expense | $4,445,000 | 3,145 |
| Salaries and employee benefits | $2,018,000 | 3,414 |
| Premises and equipment expense | $559,000 | 3,188 |
| Additional noninterest expense | $1,868,000 | 2,646 |
| Pre-tax net operating income | $799,000 | 3,467 |
| Securities gains (losses) | $178,000 | 1,463 |
| Applicable income taxes | $150,000 | 2,798 |
| Income before extraordinary items | $827,000 | 3,224 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $827,000 | 3,222 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $827,000 | 3,224 |
| Net charge-offs | $608,000 | 2,808 |
| Cash dividends | $305,000 | 2,304 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $675,700 | 3,438 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $4,310,000 | 3,456 |
| Total interest expense | $1,005,000 | 3,796 |
| Net interest income | $3,305,000 | 3,261 |
| Provision for loan and lease losses | $520,000 | 2,801 |
| Total noninterest income | $705,000 | 2,577 |
| Gross Fiduciary activities income | $8,000 | 1,086 |
| Service charges on deposit accounts | $237,000 | 2,814 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $460,000 | 2,207 |
| Total noninterest expense | $2,961,000 | 3,152 |
| Salaries and employee benefits | $1,345,000 | 3,439 |
| Premises and equipment expense | $377,000 | 3,187 |
| Additional noninterest expense | $1,239,000 | 2,643 |
| Pre-tax net operating income | $529,000 | 3,531 |
| Securities gains (losses) | $178,000 | 1,013 |
| Applicable income taxes | $121,000 | 2,616 |
| Income before extraordinary items | $586,000 | 3,114 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $586,000 | 3,109 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $586,000 | 3,112 |
| Net charge-offs | $542,000 | 2,353 |
| Cash dividends | $55,000 | 3,133 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $438,260 | 3,520 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $2,112,000 | 3,573 |
| Total interest expense | $503,000 | 3,911 |
| Net interest income | $1,609,000 | 3,363 |
| Provision for loan and lease losses | $425,000 | 1,997 |
| Total noninterest income | $353,000 | 2,572 |
| Gross Fiduciary activities income | $4,000 | 1,077 |
| Service charges on deposit accounts | $120,000 | 2,794 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $229,000 | 2,196 |
| Total noninterest expense | $1,446,000 | 3,242 |
| Salaries and employee benefits | $675,000 | 3,486 |
| Premises and equipment expense | $200,000 | 3,115 |
| Additional noninterest expense | $571,000 | 2,829 |
| Pre-tax net operating income | $91,000 | 5,152 |
| Securities gains (losses) | $178,000 | 557 |
| Applicable income taxes | $21,000 | 3,422 |
| Income before extraordinary items | $248,000 | 3,512 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $248,000 | 3,509 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $248,000 | 3,511 |
| Net charge-offs | $93,000 | 3,170 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $84,240 | 5,073 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $7,432,000 | 4,018 |
| Total interest expense | $1,989,000 | 4,475 |
| Net interest income | $5,443,000 | 3,732 |
| Provision for loan and lease losses | $1,045,000 | 3,427 |
| Total noninterest income | $1,750,000 | 2,324 |
| Gross Fiduciary activities income | $16,000 | 1,115 |
| Service charges on deposit accounts | $458,000 | 3,060 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $1,276,000 | 1,841 |
| Total noninterest expense | $4,840,000 | 3,792 |
| Salaries and employee benefits | $2,119,000 | 4,178 |
| Premises and equipment expense | $701,000 | 3,452 |
| Additional noninterest expense | $2,020,000 | 3,290 |
| Pre-tax net operating income | $1,308,000 | 2,570 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $184,000 | 2,451 |
| Income before extraordinary items | $1,124,000 | 2,577 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,124,000 | 2,575 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $1,124,000 | 2,576 |
| Net charge-offs | $839,000 | 3,103 |
| Cash dividends | $315,000 | 3,150 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $1,124,000 | 2,530 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $5,330,000 | 4,187 |
| Total interest expense | $1,491,000 | 4,618 |
| Net interest income | $3,839,000 | 3,894 |
| Provision for loan and lease losses | $470,000 | 3,898 |
| Total noninterest income | $1,324,000 | 2,358 |
| Gross Fiduciary activities income | $11,000 | 1,109 |
| Service charges on deposit accounts | $330,000 | 3,147 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $983,000 | 1,855 |
| Total noninterest expense | $3,458,000 | 3,935 |
| Salaries and employee benefits | $1,506,000 | 4,373 |
| Premises and equipment expense | $525,000 | 3,499 |
| Additional noninterest expense | $1,427,000 | 3,410 |
| Pre-tax net operating income | $1,235,000 | 2,383 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $261,000 | 2,066 |
| Income before extraordinary items | $974,000 | 2,523 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $974,000 | 2,521 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $974,000 | 2,524 |
| Net charge-offs | $17,000 | 6,315 |
| Cash dividends | $315,000 | 2,573 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $974,000 | 2,473 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $3,497,000 | 4,270 |
| Total interest expense | $1,011,000 | 4,703 |
| Net interest income | $2,486,000 | 3,957 |
| Provision for loan and lease losses | $160,000 | 4,648 |
| Total noninterest income | $819,000 | 2,489 |
| Gross Fiduciary activities income | $8,000 | 1,104 |
| Service charges on deposit accounts | $217,000 | 3,158 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $594,000 | 2,002 |
| Total noninterest expense | $2,168,000 | 4,146 |
| Salaries and employee benefits | $1,042,000 | 4,314 |
| Premises and equipment expense | $358,000 | 3,472 |
| Additional noninterest expense | $768,000 | 3,994 |
| Pre-tax net operating income | $977,000 | 2,153 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $275,000 | 1,633 |
| Income before extraordinary items | $702,000 | 2,486 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $702,000 | 2,483 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $702,000 | 2,485 |
| Net charge-offs | $14,000 | 5,830 |
| Cash dividends | $315,000 | 2,138 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $702,000 | 2,406 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,697,000 | 4,391 |
| Total interest expense | $512,000 | 4,777 |
| Net interest income | $1,185,000 | 4,069 |
| Provision for loan and lease losses | $75,000 | 4,299 |
| Total noninterest income | $439,000 | 2,337 |
| Gross Fiduciary activities income | $5,000 | 1,069 |
| Service charges on deposit accounts | $106,000 | 3,154 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $328,000 | 1,835 |
| Total noninterest expense | $1,072,000 | 4,100 |
| Salaries and employee benefits | $483,000 | 4,592 |
| Premises and equipment expense | $195,000 | 3,290 |
| Additional noninterest expense | $394,000 | 3,615 |
| Pre-tax net operating income | $477,000 | 2,469 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $172,000 | 1,595 |
| Income before extraordinary items | $305,000 | 3,100 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $305,000 | 3,101 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $305,000 | 3,101 |
| Net charge-offs | $8,000 | 4,870 |
| Cash dividends | $315,000 | 1,310 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $305,000 | 2,945 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $7,488,000 | 4,305 |
| Total interest expense | $2,557,000 | 4,684 |
| Net interest income | $4,931,000 | 3,981 |
| Provision for loan and lease losses | $506,000 | 3,781 |
| Total noninterest income | $1,454,000 | 2,686 |
| Gross Fiduciary activities income | $18,000 | 1,123 |
| Service charges on deposit accounts | $484,000 | 3,076 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $952,000 | 2,191 |
| Total noninterest expense | $4,366,000 | 3,970 |
| Salaries and employee benefits | $2,113,000 | 4,274 |
| Premises and equipment expense | $719,000 | 3,446 |
| Additional noninterest expense | $1,534,000 | 3,564 |
| Pre-tax net operating income | $1,513,000 | 3,019 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $157,000 | 3,022 |
| Income before extraordinary items | $1,356,000 | 2,700 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,356,000 | 2,699 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 5,988 |
| Cash dividends | $185,000 | 4,586 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $1,356,000 | 2,841 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $5,675,000 | 4,348 |
| Total interest expense | $2,049,000 | 4,629 |
| Net interest income | $3,626,000 | 4,058 |
| Provision for loan and lease losses | $120,000 | 4,934 |
| Total noninterest income | $974,000 | 2,956 |
| Gross Fiduciary activities income | $15,000 | 1,088 |
| Service charges on deposit accounts | $349,000 | 3,193 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $610,000 | 2,512 |
| Total noninterest expense | $3,161,000 | 4,069 |
| Salaries and employee benefits | $1,612,000 | 4,234 |
| Premises and equipment expense | $554,000 | 3,403 |
| Additional noninterest expense | $995,000 | 3,881 |
| Pre-tax net operating income | $1,319,000 | 3,113 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $123,000 | 3,422 |
| Income before extraordinary items | $1,196,000 | 2,763 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,196,000 | 2,759 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-62,000 | 8,226 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,196,000 | 2,910 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $3,816,000 | 4,386 |
| Total interest expense | $1,450,000 | 4,598 |
| Net interest income | $2,366,000 | 4,117 |
| Provision for loan and lease losses | $25,000 | 5,815 |
| Total noninterest income | $610,000 | 3,109 |
| Gross Fiduciary activities income | $9,000 | 1,133 |
| Service charges on deposit accounts | $211,000 | 3,373 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $390,000 | 2,627 |
| Total noninterest expense | $2,078,000 | 4,124 |
| Salaries and employee benefits | $1,033,000 | 4,413 |
| Premises and equipment expense | $375,000 | 3,386 |
| Additional noninterest expense | $670,000 | 3,834 |
| Pre-tax net operating income | $873,000 | 3,245 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $110,000 | 3,355 |
| Income before extraordinary items | $763,000 | 3,143 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $763,000 | 3,145 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-84,000 | 8,333 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $763,000 | 3,089 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,955,000 | 4,386 |
| Total interest expense | $844,000 | 4,362 |
| Net interest income | $1,111,000 | 4,302 |
| Provision for loan and lease losses | $10,000 | 5,419 |
| Total noninterest income | $321,000 | 2,991 |
| Gross Fiduciary activities income | $4,000 | 1,139 |
| Service charges on deposit accounts | $106,000 | 3,330 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $211,000 | 2,497 |
| Total noninterest expense | $1,053,000 | 4,085 |
| Salaries and employee benefits | $509,000 | 4,490 |
| Premises and equipment expense | $199,000 | 3,248 |
| Additional noninterest expense | $345,000 | 3,719 |
| Pre-tax net operating income | $369,000 | 3,721 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $35,000 | 3,907 |
| Income before extraordinary items | $334,000 | 3,574 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $334,000 | 3,577 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 3,496 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $334,000 | 3,479 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $8,287,000 | 4,276 |
| Total interest expense | $4,242,000 | 3,868 |
| Net interest income | $4,045,000 | 4,592 |
| Provision for loan and lease losses | $300,000 | 3,174 |
| Total noninterest income | $1,119,000 | 3,300 |
| Gross Fiduciary activities income | $71,000 | 961 |
| Service charges on deposit accounts | $420,000 | 3,434 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $628,000 | 2,935 |
| Total noninterest expense | $3,846,000 | 4,243 |
| Salaries and employee benefits | $1,978,000 | 4,412 |
| Premises and equipment expense | $723,000 | 3,358 |
| Additional noninterest expense | $1,145,000 | 4,207 |
| Pre-tax net operating income | $1,018,000 | 4,711 |
| Securities gains (losses) | $1,000 | 1,983 |
| Applicable income taxes | $102,000 | 4,471 |
| Income before extraordinary items | $917,000 | 4,505 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $917,000 | 4,506 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $396,000 | 1,966 |
| Cash dividends | $1,631,000 | 1,877 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $916,100 | 4,498 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $6,220,000 | 4,283 |
| Total interest expense | $3,258,000 | 3,813 |
| Net interest income | $2,962,000 | 4,671 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $825,000 | 3,323 |
| Gross Fiduciary activities income | $63,000 | 938 |
| Service charges on deposit accounts | $302,000 | 3,503 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $460,000 | 2,978 |
| Total noninterest expense | $2,922,000 | 4,174 |
| Salaries and employee benefits | $1,533,000 | 4,309 |
| Premises and equipment expense | $551,000 | 3,293 |
| Additional noninterest expense | $838,000 | 4,245 |
| Pre-tax net operating income | $865,000 | 4,682 |
| Securities gains (losses) | $1,000 | 1,492 |
| Applicable income taxes | $198,000 | 3,729 |
| Income before extraordinary items | $668,000 | 4,794 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $668,000 | 4,793 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $72,000 | 3,232 |
| Cash dividends | $957,000 | 2,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $667,230 | 4,785 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $4,203,000 | 4,276 |
| Total interest expense | $2,193,000 | 3,775 |
| Net interest income | $2,010,000 | 4,647 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $543,000 | 3,378 |
| Gross Fiduciary activities income | $32,000 | 991 |
| Service charges on deposit accounts | $208,000 | 3,432 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $303,000 | 2,996 |
| Total noninterest expense | $1,957,000 | 4,190 |
| Salaries and employee benefits | $1,041,000 | 4,288 |
| Premises and equipment expense | $384,000 | 3,184 |
| Additional noninterest expense | $532,000 | 4,398 |
| Pre-tax net operating income | $596,000 | 4,677 |
| Securities gains (losses) | $1,000 | 1,305 |
| Applicable income taxes | $165,000 | 3,519 |
| Income before extraordinary items | $432,000 | 4,892 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $432,000 | 4,891 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,315 |
| Cash dividends | $381,000 | 2,839 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $431,280 | 4,895 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $2,075,000 | 4,295 |
| Total interest expense | $1,122,000 | 3,709 |
| Net interest income | $953,000 | 4,826 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $254,000 | 3,486 |
| Gross Fiduciary activities income | $18,000 | 983 |
| Service charges on deposit accounts | $103,000 | 3,387 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $133,000 | 3,224 |
| Total noninterest expense | $1,029,000 | 4,056 |
| Salaries and employee benefits | $568,000 | 4,037 |
| Premises and equipment expense | $202,000 | 3,085 |
| Additional noninterest expense | $259,000 | 4,422 |
| Pre-tax net operating income | $178,000 | 5,741 |
| Securities gains (losses) | $1,000 | 1,055 |
| Applicable income taxes | $39,000 | 4,383 |
| Income before extraordinary items | $140,000 | 5,784 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $140,000 | 5,783 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $156,000 | 2,675 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $139,220 | 5,777 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $7,926,000 | 4,218 |
| Total interest expense | $4,084,000 | 3,545 |
| Net interest income | $3,842,000 | 4,773 |
| Provision for loan and lease losses | $42,000 | 5,768 |
| Total noninterest income | $1,027,000 | 3,489 |
| Gross Fiduciary activities income | $29,000 | 1,113 |
| Service charges on deposit accounts | $408,000 | 3,502 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $590,000 | 3,048 |
| Total noninterest expense | $3,795,000 | 4,136 |
| Salaries and employee benefits | $2,116,000 | 4,100 |
| Premises and equipment expense | $591,000 | 3,811 |
| Additional noninterest expense | $1,088,000 | 4,247 |
| Pre-tax net operating income | $1,032,000 | 5,122 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $121,000 | 4,803 |
| Income before extraordinary items | $911,000 | 4,918 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $911,000 | 4,921 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $78,000 | 3,479 |
| Cash dividends | $50,000 | 5,682 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $911,000 | 4,915 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $5,806,000 | 4,263 |
| Total interest expense | $2,929,000 | 3,578 |
| Net interest income | $2,877,000 | 4,823 |
| Provision for loan and lease losses | $10,000 | 6,330 |
| Total noninterest income | $760,000 | 3,509 |
| Gross Fiduciary activities income | $14,000 | 1,157 |
| Service charges on deposit accounts | $306,000 | 3,528 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $440,000 | 3,056 |
| Total noninterest expense | $2,794,000 | 4,180 |
| Salaries and employee benefits | $1,634,000 | 3,994 |
| Premises and equipment expense | $364,000 | 4,360 |
| Additional noninterest expense | $796,000 | 4,282 |
| Pre-tax net operating income | $833,000 | 5,153 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $136,000 | 4,576 |
| Income before extraordinary items | $697,000 | 5,009 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $697,000 | 5,013 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $78,000 | 2,646 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $697,000 | 5,006 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $3,815,000 | 4,268 |
| Total interest expense | $1,849,000 | 3,605 |
| Net interest income | $1,966,000 | 4,763 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $503,000 | 3,513 |
| Gross Fiduciary activities income | $7,000 | 1,216 |
| Service charges on deposit accounts | $193,000 | 3,625 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $303,000 | 2,998 |
| Total noninterest expense | $1,903,000 | 4,134 |
| Salaries and employee benefits | $1,122,000 | 3,939 |
| Premises and equipment expense | $242,000 | 4,353 |
| Additional noninterest expense | $539,000 | 4,250 |
| Pre-tax net operating income | $566,000 | 5,133 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $78,000 | 4,795 |
| Income before extraordinary items | $488,000 | 4,943 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $488,000 | 4,948 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 3,025 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $488,000 | 4,934 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,843,000 | 4,314 |
| Total interest expense | $887,000 | 3,577 |
| Net interest income | $956,000 | 4,843 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $244,000 | 3,528 |
| Gross Fiduciary activities income | $6,000 | 1,135 |
| Service charges on deposit accounts | $90,000 | 3,696 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $148,000 | 2,988 |
| Total noninterest expense | $935,000 | 4,197 |
| Salaries and employee benefits | $547,000 | 4,019 |
| Premises and equipment expense | $125,000 | 4,297 |
| Additional noninterest expense | $263,000 | 4,305 |
| Pre-tax net operating income | $265,000 | 5,241 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $26,000 | 5,161 |
| Income before extraordinary items | $239,000 | 4,948 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $239,000 | 4,949 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 1,941 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $239,000 | 4,930 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $6,660,000 | 4,296 |
| Total interest expense | $2,599,000 | 3,715 |
| Net interest income | $4,061,000 | 4,574 |
| Provision for loan and lease losses | $15,000 | 6,626 |
| Total noninterest income | $1,008,000 | 3,547 |
| Gross Fiduciary activities income | $32,000 | 1,114 |
| Service charges on deposit accounts | $357,000 | 3,803 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $619,000 | 3,005 |
| Total noninterest expense | $3,785,000 | 4,034 |
| Salaries and employee benefits | $2,270,000 | 3,765 |
| Premises and equipment expense | $515,000 | 4,087 |
| Additional noninterest expense | $1,000,000 | 4,422 |
| Pre-tax net operating income | $1,269,000 | 4,785 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $251,000 | 4,357 |
| Income before extraordinary items | $1,018,000 | 4,794 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,018,000 | 4,795 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-53,000 | 8,489 |
| Cash dividends | $250,000 | 4,640 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,018,000 | 4,767 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $4,894,000 | 4,312 |
| Total interest expense | $1,791,000 | 3,805 |
| Net interest income | $3,103,000 | 4,531 |
| Provision for loan and lease losses | $15,000 | 6,317 |
| Total noninterest income | $752,000 | 3,564 |
| Gross Fiduciary activities income | $22,000 | 1,104 |
| Service charges on deposit accounts | $254,000 | 3,924 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $476,000 | 2,974 |
| Total noninterest expense | $2,878,000 | 3,957 |
| Salaries and employee benefits | $1,767,000 | 3,622 |
| Premises and equipment expense | $372,000 | 4,184 |
| Additional noninterest expense | $739,000 | 4,453 |
| Pre-tax net operating income | $962,000 | 4,878 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $198,000 | 4,432 |
| Income before extraordinary items | $764,000 | 4,876 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $764,000 | 4,878 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-73,000 | 8,557 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $764,000 | 4,839 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $3,139,000 | 4,363 |
| Total interest expense | $1,098,000 | 3,872 |
| Net interest income | $2,041,000 | 4,551 |
| Provision for loan and lease losses | $15,000 | 5,851 |
| Total noninterest income | $508,000 | 3,478 |
| Gross Fiduciary activities income | $18,000 | 1,075 |
| Service charges on deposit accounts | $163,000 | 3,959 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $327,000 | 2,911 |
| Total noninterest expense | $1,939,000 | 3,901 |
| Salaries and employee benefits | $1,219,000 | 3,521 |
| Premises and equipment expense | $246,000 | 4,198 |
| Additional noninterest expense | $474,000 | 4,557 |
| Pre-tax net operating income | $595,000 | 5,026 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $111,000 | 4,681 |
| Income before extraordinary items | $484,000 | 4,965 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $484,000 | 4,967 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-72,000 | 8,580 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $484,000 | 4,912 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,489,000 | 4,519 |
| Total interest expense | $530,000 | 3,864 |
| Net interest income | $959,000 | 4,746 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $217,000 | 3,777 |
| Gross Fiduciary activities income | $7,000 | 1,108 |
| Service charges on deposit accounts | $74,000 | 4,114 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $136,000 | 3,156 |
| Total noninterest expense | $950,000 | 4,000 |
| Salaries and employee benefits | $609,000 | 3,521 |
| Premises and equipment expense | $124,000 | 4,218 |
| Additional noninterest expense | $217,000 | 4,810 |
| Pre-tax net operating income | $226,000 | 5,685 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $12,000 | 5,990 |
| Income before extraordinary items | $214,000 | 5,249 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $214,000 | 5,250 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-46,000 | 8,618 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $214,000 | 5,214 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $5,679,000 | 4,432 |
| Total interest expense | $1,759,000 | 4,040 |
| Net interest income | $3,920,000 | 4,543 |
| Provision for loan and lease losses | $192,000 | 3,768 |
| Total noninterest income | $1,111,000 | 3,307 |
| Gross Fiduciary activities income | $19,000 | 1,204 |
| Service charges on deposit accounts | $355,000 | 3,902 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $737,000 | 2,634 |
| Total noninterest expense | $3,630,000 | 4,059 |
| Salaries and employee benefits | $2,204,000 | 3,688 |
| Premises and equipment expense | $481,000 | 4,212 |
| Additional noninterest expense | $945,000 | 4,559 |
| Pre-tax net operating income | $1,209,000 | 4,777 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $196,000 | 4,778 |
| Income before extraordinary items | $1,013,000 | 4,661 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,013,000 | 4,662 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-8,000 | 8,241 |
| Cash dividends | $170,000 | 5,056 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,013,000 | 4,593 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $4,190,000 | 4,466 |
| Total interest expense | $1,275,000 | 4,095 |
| Net interest income | $2,915,000 | 4,572 |
| Provision for loan and lease losses | $192,000 | 3,067 |
| Total noninterest income | $854,000 | 3,262 |
| Gross Fiduciary activities income | $13,000 | 1,207 |
| Service charges on deposit accounts | $270,000 | 3,912 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $571,000 | 2,586 |
| Total noninterest expense | $2,696,000 | 4,059 |
| Salaries and employee benefits | $1,659,000 | 3,665 |
| Premises and equipment expense | $365,000 | 4,164 |
| Additional noninterest expense | $672,000 | 4,675 |
| Pre-tax net operating income | $881,000 | 4,940 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $133,000 | 5,000 |
| Income before extraordinary items | $748,000 | 4,796 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $748,000 | 4,796 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,579 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $748,000 | 4,704 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $2,709,000 | 4,572 |
| Total interest expense | $825,000 | 4,187 |
| Net interest income | $1,884,000 | 4,676 |
| Provision for loan and lease losses | $100,000 | 3,453 |
| Total noninterest income | $579,000 | 3,256 |
| Gross Fiduciary activities income | $6,000 | 1,267 |
| Service charges on deposit accounts | $180,000 | 3,909 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $393,000 | 2,546 |
| Total noninterest expense | $1,834,000 | 4,015 |
| Salaries and employee benefits | $1,133,000 | 3,606 |
| Premises and equipment expense | $252,000 | 4,047 |
| Additional noninterest expense | $449,000 | 4,688 |
| Pre-tax net operating income | $529,000 | 5,158 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $72,000 | 5,247 |
| Income before extraordinary items | $457,000 | 4,963 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $457,000 | 4,963 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 5,069 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $457,000 | 4,879 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,321,000 | 4,666 |
| Total interest expense | $404,000 | 4,294 |
| Net interest income | $917,000 | 4,762 |
| Provision for loan and lease losses | $10,000 | 5,595 |
| Total noninterest income | $294,000 | 3,156 |
| Gross Fiduciary activities income | $1,000 | 1,344 |
| Service charges on deposit accounts | $90,000 | 3,830 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $203,000 | 2,459 |
| Total noninterest expense | $970,000 | 3,851 |
| Salaries and employee benefits | $595,000 | 3,489 |
| Premises and equipment expense | $140,000 | 3,776 |
| Additional noninterest expense | $235,000 | 4,516 |
| Pre-tax net operating income | $231,000 | 5,474 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $15,000 | 6,000 |
| Income before extraordinary items | $216,000 | 5,144 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $216,000 | 5,144 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,582 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $216,000 | 5,013 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $5,499,000 | 4,572 |
| Total interest expense | $1,831,000 | 4,293 |
| Net interest income | $3,668,000 | 4,642 |
| Provision for loan and lease losses | $166,000 | 4,396 |
| Total noninterest income | $1,263,000 | 3,188 |
| Gross Fiduciary activities income | $17,000 | 1,277 |
| Service charges on deposit accounts | $353,000 | 3,923 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $893,000 | 2,555 |
| Total noninterest expense | $3,557,000 | 4,055 |
| Salaries and employee benefits | $2,148,000 | 3,700 |
| Premises and equipment expense | $394,000 | 4,773 |
| Additional noninterest expense | $1,015,000 | 4,220 |
| Pre-tax net operating income | $1,208,000 | 4,674 |
| Securities gains (losses) | $59,000 | 2,361 |
| Applicable income taxes | $39,000 | 6,450 |
| Income before extraordinary items | $1,228,000 | 4,080 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,228,000 | 4,082 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $76,000 | 4,498 |
| Cash dividends | $600,000 | 3,197 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,170,770 | 4,031 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $4,141,000 | 4,615 |
| Total interest expense | $1,403,000 | 4,351 |
| Net interest income | $2,738,000 | 4,673 |
| Provision for loan and lease losses | $103,000 | 4,618 |
| Total noninterest income | $1,028,000 | 3,074 |
| Gross Fiduciary activities income | $12,000 | 1,259 |
| Service charges on deposit accounts | $269,000 | 3,905 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $747,000 | 2,463 |
| Total noninterest expense | $2,669,000 | 4,036 |
| Salaries and employee benefits | $1,684,000 | 3,548 |
| Premises and equipment expense | $263,000 | 5,158 |
| Additional noninterest expense | $722,000 | 4,377 |
| Pre-tax net operating income | $994,000 | 4,554 |
| Securities gains (losses) | $53,000 | 2,264 |
| Applicable income taxes | $208,000 | 4,592 |
| Income before extraordinary items | $839,000 | 4,470 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $839,000 | 4,470 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $59,000 | 3,994 |
| Cash dividends | $439,000 | 2,899 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $796,600 | 4,432 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,765,000 | 4,655 |
| Total interest expense | $955,000 | 4,397 |
| Net interest income | $1,810,000 | 4,697 |
| Provision for loan and lease losses | $22,000 | 6,241 |
| Total noninterest income | $719,000 | 2,953 |
| Gross Fiduciary activities income | $5,000 | 1,338 |
| Service charges on deposit accounts | $179,000 | 3,874 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $535,000 | 2,357 |
| Total noninterest expense | $1,750,000 | 4,093 |
| Salaries and employee benefits | $1,099,000 | 3,606 |
| Premises and equipment expense | $174,000 | 5,157 |
| Additional noninterest expense | $477,000 | 4,394 |
| Pre-tax net operating income | $757,000 | 4,211 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $154,000 | 4,454 |
| Income before extraordinary items | $603,000 | 4,279 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $603,000 | 4,278 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $58,000 | 3,218 |
| Cash dividends | $439,000 | 2,331 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $603,000 | 4,076 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,368,000 | 4,699 |
| Total interest expense | $486,000 | 4,423 |
| Net interest income | $882,000 | 4,768 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $315,000 | 3,140 |
| Gross Fiduciary activities income | $1,000 | 1,409 |
| Service charges on deposit accounts | $89,000 | 3,826 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $225,000 | 2,514 |
| Total noninterest expense | $855,000 | 4,161 |
| Salaries and employee benefits | $535,000 | 3,695 |
| Premises and equipment expense | $90,000 | 5,048 |
| Additional noninterest expense | $230,000 | 4,499 |
| Pre-tax net operating income | $342,000 | 4,440 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $75,000 | 4,475 |
| Income before extraordinary items | $267,000 | 4,553 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $267,000 | 4,553 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-11,000 | 8,613 |
| Cash dividends | $140,000 | 2,616 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $267,000 | 4,343 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $5,808,000 | 4,665 |
| Total interest expense | $2,318,000 | 4,341 |
| Net interest income | $3,490,000 | 4,765 |
| Provision for loan and lease losses | $123,000 | 5,298 |
| Total noninterest income | $1,026,000 | 3,425 |
| Gross Fiduciary activities income | $15,000 | 1,340 |
| Service charges on deposit accounts | $356,000 | 3,822 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $655,000 | 2,819 |
| Total noninterest expense | $2,926,000 | 4,542 |
| Salaries and employee benefits | $1,783,000 | 4,129 |
| Premises and equipment expense | $374,000 | 4,870 |
| Additional noninterest expense | $769,000 | 5,074 |
| Pre-tax net operating income | $1,467,000 | 4,181 |
| Securities gains (losses) | $4,000 | 4,045 |
| Applicable income taxes | $299,000 | 4,454 |
| Income before extraordinary items | $1,172,000 | 4,147 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,172,000 | 4,148 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-24,000 | 9,008 |
| Cash dividends | $912,000 | 2,408 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,168,800 | 4,056 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $6,670,000 | 4,584 |
| Total interest expense | $3,322,000 | 4,377 |
| Net interest income | $3,348,000 | 4,693 |
| Provision for loan and lease losses | $210,000 | 4,019 |
| Total noninterest income | $743,000 | 4,051 |
| Gross Fiduciary activities income | $32,000 | 1,221 |
| Service charges on deposit accounts | $344,000 | 3,816 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $367,000 | 3,723 |
| Total noninterest expense | $2,577,000 | 4,859 |
| Salaries and employee benefits | $1,511,000 | 4,484 |
| Premises and equipment expense | $383,000 | 4,736 |
| Additional noninterest expense | $683,000 | 5,379 |
| Pre-tax net operating income | $1,304,000 | 4,215 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $261,000 | 4,542 |
| Income before extraordinary items | $1,043,000 | 4,164 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,043,000 | 4,165 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $62,000 | 4,826 |
| Cash dividends | $1,025,000 | 2,188 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,043,000 | 4,055 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $6,433,000 | 4,863 |
| Total interest expense | $3,505,000 | 4,378 |
| Net interest income | $2,928,000 | 5,239 |
| Provision for loan and lease losses | $112,000 | 5,070 |
| Total noninterest income | $467,000 | 5,094 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $316,000 | 3,907 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $151,000 | 5,452 |
| Total noninterest expense | $2,311,000 | 5,134 |
| Salaries and employee benefits | $1,260,000 | 5,009 |
| Premises and equipment expense | $341,000 | 5,025 |
| Additional noninterest expense | $710,000 | 5,126 |
| Pre-tax net operating income | $972,000 | 5,333 |
| Securities gains (losses) | $-46,000 | 9,165 |
| Applicable income taxes | $158,000 | 5,830 |
| Income before extraordinary items | $768,000 | 5,163 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $768,000 | 5,162 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $108,000 | 3,443 |
| Cash dividends | $160,000 | 5,403 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $806,180 | 5,023 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $5,447,000 | 5,274 |
| Total interest expense | $2,758,000 | 4,912 |
| Net interest income | $2,689,000 | 5,547 |
| Provision for loan and lease losses | $74,000 | 5,823 |
| Total noninterest income | $327,000 | 6,200 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $182,000 | 5,375 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $145,000 | 5,687 |
| Total noninterest expense | $2,124,000 | 5,450 |
| Salaries and employee benefits | $1,127,000 | 5,408 |
| Premises and equipment expense | $322,000 | 5,254 |
| Additional noninterest expense | $675,000 | 5,379 |
| Pre-tax net operating income | $818,000 | 5,861 |
| Securities gains (losses) | $10,000 | 1,755 |
| Applicable income taxes | $132,000 | 6,486 |
| Income before extraordinary items | $696,000 | 5,477 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $696,000 | 5,474 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-53,000 | 9,921 |
| Cash dividends | $120,000 | 5,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $687,600 | 5,477 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $5,205,000 | 5,520 |
| Total interest expense | $2,745,000 | 5,030 |
| Net interest income | $2,460,000 | 5,908 |
| Provision for loan and lease losses | $43,000 | 6,849 |
| Total noninterest income | $333,000 | 6,173 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $148,000 | 5,972 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $185,000 | 5,166 |
| Total noninterest expense | $1,859,000 | 5,859 |
| Salaries and employee benefits | $1,056,000 | 5,567 |
| Premises and equipment expense | $255,000 | 5,896 |
| Additional noninterest expense | $548,000 | 6,103 |
| Pre-tax net operating income | $891,000 | 5,765 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $148,000 | 6,865 |
| Income before extraordinary items | $743,000 | 5,418 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $743,000 | 5,417 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 6,956 |
| Cash dividends | $195,000 | 5,445 |
| Sale, conversion, retirement of capital stock, net | $-45,000 | 10,324 |
| Net operating income | $743,000 | 5,317 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $4,639,000 | 6,095 |
| Total interest expense | $2,426,000 | 5,525 |
| Net interest income | $2,213,000 | 6,504 |
| Provision for loan and lease losses | $126,000 | 4,509 |
| Total noninterest income | $239,000 | 7,344 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $98,000 | 7,244 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $141,000 | 5,858 |
| Total noninterest expense | $1,878,000 | 5,902 |
| Salaries and employee benefits | $999,000 | 5,875 |
| Premises and equipment expense | $296,000 | 5,484 |
| Additional noninterest expense | $583,000 | 5,918 |
| Pre-tax net operating income | $448,000 | 8,197 |
| Securities gains (losses) | $8,000 | 2,485 |
| Applicable income taxes | $1,000 | 10,030 |
| Income before extraordinary items | $455,000 | 7,263 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $455,000 | 7,266 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 9,836 |
| Cash dividends | $112,000 | 6,331 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $447,000 | 7,281 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $3,791,000 | 7,064 |
| Total interest expense | $1,898,000 | 6,630 |
| Net interest income | $1,893,000 | 7,364 |
| Provision for loan and lease losses | $20,000 | 7,945 |
| Total noninterest income | $147,000 | 9,051 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $84,000 | 7,883 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $63,000 | 8,357 |
| Total noninterest expense | $1,341,000 | 7,540 |
| Salaries and employee benefits | $732,000 | 7,344 |
| Premises and equipment expense | $198,000 | 7,064 |
| Additional noninterest expense | $411,000 | 7,786 |
| Pre-tax net operating income | $679,000 | 7,030 |
| Securities gains (losses) | $41,000 | 1,473 |
| Applicable income taxes | $95,000 | 8,825 |
| Income before extraordinary items | $625,000 | 6,120 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $625,000 | 6,123 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 10,018 |
| Cash dividends | $67,000 | 7,264 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $589,330 | 6,270 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,930,000 | 8,315 |
| Total interest expense | $1,394,000 | 7,995 |
| Net interest income | $1,536,000 | 8,438 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $146,000 | 9,381 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $92,000 | 7,980 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $54,000 | 9,034 |
| Total noninterest expense | $964,000 | 9,100 |
| Salaries and employee benefits | $539,000 | 8,788 |
| Premises and equipment expense | $140,000 | 8,530 |
| Additional noninterest expense | $285,000 | 9,409 |
| Pre-tax net operating income | $718,000 | 7,235 |
| Securities gains (losses) | $-6,000 | 9,789 |
| Applicable income taxes | $128,000 | 8,661 |
| Income before extraordinary items | $584,000 | 6,703 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $584,000 | 6,701 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,856 |
| Cash dividends | $152,000 | 6,020 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $588,920 | 6,669 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,737,000 | 8,488 |
| Total interest expense | $1,187,000 | 7,956 |
| Net interest income | $1,550,000 | 8,734 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $144,000 | 9,822 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $100,000 | 8,093 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $44,000 | 9,933 |
| Total noninterest expense | $953,000 | 9,538 |
| Salaries and employee benefits | $528,000 | 9,140 |
| Premises and equipment expense | $112,000 | 9,637 |
| Additional noninterest expense | $313,000 | 9,804 |
| Pre-tax net operating income | $741,000 | 7,182 |
| Securities gains (losses) | $-39,000 | 10,852 |
| Applicable income taxes | $149,000 | 8,321 |
| Income before extraordinary items | $553,000 | 6,879 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $553,000 | 6,892 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 10,341 |
| Cash dividends | $74,000 | 7,474 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $583,810 | 6,729 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,791,000 | 8,677 |
| Total interest expense | $1,228,000 | 8,150 |
| Net interest income | $1,563,000 | 8,912 |
| Provision for loan and lease losses | $180,000 | 4,132 |
| Total noninterest income | $139,000 | 10,431 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $90,000 | 8,693 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $49,000 | 10,159 |
| Total noninterest expense | $912,000 | 10,146 |
| Salaries and employee benefits | $488,000 | 9,786 |
| Premises and equipment expense | $111,000 | 10,087 |
| Additional noninterest expense | $313,000 | 10,275 |
| Pre-tax net operating income | $610,000 | 7,878 |
| Securities gains (losses) | $10,000 | 5,473 |
| Applicable income taxes | $150,000 | 8,653 |
| Income before extraordinary items | $470,000 | 7,796 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $470,000 | 7,971 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $124,000 | 4,097 |
| Cash dividends | $66,000 | 7,589 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $462,400 | 7,609 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,998,000 | 8,976 |
| Total interest expense | $1,499,000 | 8,512 |
| Net interest income | $1,499,000 | 9,280 |
| Provision for loan and lease losses | $205,000 | 5,142 |
| Total noninterest income | $135,000 | 10,810 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $93,000 | 8,723 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $42,000 | 10,916 |
| Total noninterest expense | $842,000 | 10,798 |
| Salaries and employee benefits | $465,000 | 10,142 |
| Premises and equipment expense | $104,000 | 10,590 |
| Additional noninterest expense | $273,000 | 11,229 |
| Pre-tax net operating income | $587,000 | 7,810 |
| Securities gains (losses) | $6,000 | 6,913 |
| Applicable income taxes | $159,000 | 8,397 |
| Income before extraordinary items | $434,000 | 7,896 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $434,000 | 8,017 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $194,000 | 4,263 |
| Cash dividends | $62,000 | 7,386 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $429,620 | 7,577 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.