Home > Union Bank & Trust > Income and Expense
Union Bank & Trust, Income and Expense
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $1,133,000 | 8,739 |
| Total interest expense | $349,000 | 8,791 |
| Net interest income | $784,000 | 8,613 |
| Provision for loan and lease losses | $0 | 8,089 |
| Total noninterest income | $88,000 | 8,542 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $67,000 | 7,191 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $21,000 | 8,496 |
| Total noninterest expense | $510,000 | 8,972 |
| Salaries and employee benefits | $319,000 | 8,828 |
| Premises and equipment expense | $47,000 | 8,947 |
| Additional noninterest expense | $144,000 | 8,929 |
| Pre-tax net operating income | $362,000 | 7,315 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $115,000 | 5,826 |
| Income before extraordinary items | $247,000 | 7,577 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $247,000 | 7,575 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,632 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $247,000 | 7,486 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $29,215,000 | 1,165 |
| Total interest expense | $10,379,000 | 1,568 |
| Net interest income | $18,836,000 | 949 |
| Provision for loan and lease losses | $509,000 | 2,170 |
| Total noninterest income | $1,597,000 | 2,389 |
| Gross Fiduciary activities income | $2,000 | 1,637 |
| Service charges on deposit accounts | $914,000 | 1,649 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $681,000 | 2,615 |
| Total noninterest expense | $14,276,000 | 1,038 |
| Salaries and employee benefits | $7,916,000 | 949 |
| Premises and equipment expense | $1,906,000 | 1,114 |
| Additional noninterest expense | $4,454,000 | 1,069 |
| Pre-tax net operating income | $5,648,000 | 1,309 |
| Securities gains (losses) | $1,013,000 | 398 |
| Applicable income taxes | $2,243,000 | 1,072 |
| Income before extraordinary items | $4,418,000 | 1,230 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $4,418,000 | 1,229 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $444,000 | 1,696 |
| Cash dividends | $1,400,000 | 1,751 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $3,749,420 | 1,384 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $29,715,000 | 1,184 |
| Total interest expense | $11,098,000 | 1,544 |
| Net interest income | $18,617,000 | 929 |
| Provision for loan and lease losses | $381,000 | 2,362 |
| Total noninterest income | $1,545,000 | 2,294 |
| Gross Fiduciary activities income | $3,000 | 1,285 |
| Service charges on deposit accounts | $826,000 | 1,679 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $716,000 | 2,315 |
| Total noninterest expense | $12,827,000 | 1,088 |
| Salaries and employee benefits | $7,084,000 | 993 |
| Premises and equipment expense | $1,941,000 | 1,029 |
| Additional noninterest expense | $3,802,000 | 1,201 |
| Pre-tax net operating income | $6,954,000 | 1,090 |
| Securities gains (losses) | $-345,000 | 9,660 |
| Applicable income taxes | $2,271,000 | 1,036 |
| Income before extraordinary items | $4,338,000 | 1,214 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $4,338,000 | 1,214 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-13,000 | 9,244 |
| Cash dividends | $1,400,000 | 1,737 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $4,565,700 | 1,152 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $24,043,000 | 1,349 |
| Total interest expense | $8,569,000 | 1,733 |
| Net interest income | $15,474,000 | 1,133 |
| Provision for loan and lease losses | $226,000 | 3,295 |
| Total noninterest income | $1,356,000 | 2,461 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $655,000 | 2,028 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $701,000 | 2,378 |
| Total noninterest expense | $12,387,000 | 1,118 |
| Salaries and employee benefits | $6,556,000 | 1,052 |
| Premises and equipment expense | $1,967,000 | 1,028 |
| Additional noninterest expense | $3,864,000 | 1,197 |
| Pre-tax net operating income | $4,217,000 | 1,759 |
| Securities gains (losses) | $266,000 | 479 |
| Applicable income taxes | $1,099,000 | 2,065 |
| Income before extraordinary items | $3,384,000 | 1,578 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $3,384,000 | 1,579 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 6,573 |
| Cash dividends | $1,400,000 | 1,771 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $3,184,500 | 1,644 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $17,761,000 | 1,830 |
| Total interest expense | $6,184,000 | 2,447 |
| Net interest income | $11,577,000 | 1,453 |
| Provision for loan and lease losses | $278,000 | 2,796 |
| Total noninterest income | $919,000 | 3,271 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $405,000 | 3,105 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $514,000 | 2,931 |
| Total noninterest expense | $9,114,000 | 1,452 |
| Salaries and employee benefits | $4,937,000 | 1,333 |
| Premises and equipment expense | $1,501,000 | 1,289 |
| Additional noninterest expense | $2,676,000 | 1,612 |
| Pre-tax net operating income | $3,104,000 | 2,301 |
| Securities gains (losses) | $43,000 | 1,842 |
| Applicable income taxes | $744,000 | 2,898 |
| Income before extraordinary items | $2,403,000 | 2,178 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $2,403,000 | 2,177 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $66,000 | 4,378 |
| Cash dividends | $1,000,000 | 2,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $2,370,320 | 2,135 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $15,749,000 | 2,068 |
| Total interest expense | $4,863,000 | 3,058 |
| Net interest income | $10,886,000 | 1,586 |
| Provision for loan and lease losses | $360,000 | 2,248 |
| Total noninterest income | $857,000 | 3,414 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $371,000 | 3,434 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $486,000 | 2,881 |
| Total noninterest expense | $7,430,000 | 1,750 |
| Salaries and employee benefits | $3,998,000 | 1,644 |
| Premises and equipment expense | $1,218,000 | 1,599 |
| Additional noninterest expense | $2,214,000 | 1,919 |
| Pre-tax net operating income | $3,953,000 | 1,901 |
| Securities gains (losses) | $101,000 | 979 |
| Applicable income taxes | $1,117,000 | 2,214 |
| Income before extraordinary items | $2,937,000 | 1,799 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $2,937,000 | 1,797 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-11,000 | 10,017 |
| Cash dividends | $1,600,000 | 1,530 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $2,864,280 | 1,805 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $13,308,000 | 2,506 |
| Total interest expense | $3,850,000 | 3,847 |
| Net interest income | $9,458,000 | 1,887 |
| Provision for loan and lease losses | $285,000 | 2,688 |
| Total noninterest income | $875,000 | 3,465 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $368,000 | 3,596 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $507,000 | 2,886 |
| Total noninterest expense | $6,702,000 | 2,075 |
| Salaries and employee benefits | $3,640,000 | 1,817 |
| Premises and equipment expense | $1,210,000 | 1,678 |
| Additional noninterest expense | $1,852,000 | 2,628 |
| Pre-tax net operating income | $3,346,000 | 2,141 |
| Securities gains (losses) | $162,000 | 765 |
| Applicable income taxes | $860,000 | 2,673 |
| Income before extraordinary items | $2,648,000 | 1,869 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $2,648,000 | 1,870 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-21,000 | 10,715 |
| Cash dividends | $1,250,000 | 1,804 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $2,526,500 | 1,920 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $11,758,000 | 2,834 |
| Total interest expense | $3,311,000 | 4,355 |
| Net interest income | $8,447,000 | 2,124 |
| Provision for loan and lease losses | $120,000 | 4,090 |
| Total noninterest income | $688,000 | 4,145 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $319,000 | 4,071 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $369,000 | 3,489 |
| Total noninterest expense | $6,286,000 | 2,178 |
| Salaries and employee benefits | $3,124,000 | 2,122 |
| Premises and equipment expense | $993,000 | 2,029 |
| Additional noninterest expense | $2,169,000 | 2,245 |
| Pre-tax net operating income | $2,729,000 | 2,642 |
| Securities gains (losses) | $-81,000 | 11,397 |
| Applicable income taxes | $659,000 | 3,402 |
| Income before extraordinary items | $1,989,000 | 2,528 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,989,000 | 2,528 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-257,000 | 11,889 |
| Cash dividends | $1,000,000 | 2,009 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $2,049,750 | 2,427 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $9,244,000 | 3,263 |
| Total interest expense | $2,108,000 | 5,369 |
| Net interest income | $7,136,000 | 2,528 |
| Provision for loan and lease losses | $195,000 | 3,075 |
| Total noninterest income | $740,000 | 3,948 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $324,000 | 4,092 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $416,000 | 3,326 |
| Total noninterest expense | $5,020,000 | 2,775 |
| Salaries and employee benefits | $2,277,000 | 2,910 |
| Premises and equipment expense | $865,000 | 2,339 |
| Additional noninterest expense | $1,878,000 | 2,724 |
| Pre-tax net operating income | $2,661,000 | 2,669 |
| Securities gains (losses) | $-101,000 | 11,531 |
| Applicable income taxes | $514,000 | 3,976 |
| Income before extraordinary items | $2,046,000 | 2,371 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $2,046,000 | 2,371 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $130,000 | 3,234 |
| Cash dividends | $1,000,000 | 1,879 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $2,126,800 | 2,309 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $7,586,000 | 4,013 |
| Total interest expense | $2,111,000 | 5,578 |
| Net interest income | $5,475,000 | 3,286 |
| Provision for loan and lease losses | $170,000 | 4,340 |
| Total noninterest income | $699,000 | 4,448 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $330,000 | 4,082 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $369,000 | 3,957 |
| Total noninterest expense | $4,246,000 | 3,301 |
| Salaries and employee benefits | $2,190,000 | 2,992 |
| Premises and equipment expense | $777,000 | 2,624 |
| Additional noninterest expense | $1,279,000 | 3,981 |
| Pre-tax net operating income | $1,758,000 | 3,771 |
| Securities gains (losses) | $657,000 | 747 |
| Applicable income taxes | $347,000 | 5,537 |
| Income before extraordinary items | $2,068,000 | 2,427 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $2,068,000 | 2,511 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $323,000 | 2,350 |
| Cash dividends | $500,000 | 3,045 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,502,980 | 3,071 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $7,423,000 | 4,588 |
| Total interest expense | $2,375,000 | 6,238 |
| Net interest income | $5,048,000 | 3,596 |
| Provision for loan and lease losses | $519,000 | 2,917 |
| Total noninterest income | $873,000 | 3,715 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $380,000 | 3,657 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $493,000 | 3,224 |
| Total noninterest expense | $4,189,000 | 3,359 |
| Salaries and employee benefits | $1,848,000 | 3,453 |
| Premises and equipment expense | $757,000 | 2,743 |
| Additional noninterest expense | $1,584,000 | 3,426 |
| Pre-tax net operating income | $1,213,000 | 4,878 |
| Securities gains (losses) | $441,000 | 1,187 |
| Applicable income taxes | $128,000 | 9,159 |
| Income before extraordinary items | $1,525,000 | 3,032 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,525,000 | 3,065 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $260,000 | 3,633 |
| Cash dividends | $1,166,000 | 1,367 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,119,280 | 3,762 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.