Home > Union Bank/Sandwich > Income and Expense
Union Bank/Sandwich, Income and Expense
1996-12-31 (YTD Data) | Rank | |
Total interest income | $3,134,000 | 7,833 |
Total interest expense | $1,480,000 | 7,626 |
Net interest income | $1,654,000 | 7,885 |
Provision for loan and lease losses | $66,000 | 5,953 |
Total noninterest income | $404,000 | 5,910 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $235,000 | 5,041 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $169,000 | 5,615 |
Total noninterest expense | $1,546,000 | 6,983 |
Salaries and employee benefits | $741,000 | 7,299 |
Premises and equipment expense | $206,000 | 6,929 |
Additional noninterest expense | $599,000 | 6,368 |
Pre-tax net operating income | $446,000 | 8,235 |
Securities gains (losses) | $3,000 | 3,304 |
Applicable income taxes | $124,000 | 8,333 |
Income before extraordinary items | $325,000 | 8,213 |
Extraordinary gains, net | $0 | 53 |
Net income | $325,000 | 8,212 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $41,000 | 5,684 |
Cash dividends | $129,000 | 6,291 |
Sale, conversion, retirement of capital stock, net | $0 | 953 |
Net operating income | $322,840 | 8,172 |
1995-12-31 (YTD Data) | Rank | |
Total interest income | $2,556,000 | 8,877 |
Total interest expense | $1,241,000 | 8,454 |
Net interest income | $1,315,000 | 9,032 |
Provision for loan and lease losses | $84,000 | 4,983 |
Total noninterest income | $337,000 | 6,638 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $202,000 | 5,657 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $135,000 | 6,277 |
Total noninterest expense | $1,369,000 | 7,682 |
Salaries and employee benefits | $614,000 | 8,271 |
Premises and equipment expense | $151,000 | 8,239 |
Additional noninterest expense | $604,000 | 6,510 |
Pre-tax net operating income | $199,000 | 10,469 |
Securities gains (losses) | $2,000 | 3,270 |
Applicable income taxes | $29,000 | 10,603 |
Income before extraordinary items | $172,000 | 10,244 |
Extraordinary gains, net | $0 | 65 |
Net income | $172,000 | 10,246 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $75,000 | 4,361 |
Cash dividends | $68,000 | 7,430 |
Sale, conversion, retirement of capital stock, net | $0 | 809 |
Net operating income | $170,280 | 10,236 |
1994-12-31 (YTD Data) | Rank | |
Total interest income | $2,250,000 | 9,341 |
Total interest expense | $932,000 | 8,985 |
Net interest income | $1,318,000 | 9,403 |
Provision for loan and lease losses | $60,000 | 5,594 |
Total noninterest income | $271,000 | 7,638 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $141,000 | 7,101 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $130,000 | 6,669 |
Total noninterest expense | $1,104,000 | 8,967 |
Salaries and employee benefits | $497,000 | 9,418 |
Premises and equipment expense | $105,000 | 9,868 |
Additional noninterest expense | $502,000 | 7,837 |
Pre-tax net operating income | $425,000 | 9,157 |
Securities gains (losses) | $3,000 | 2,889 |
Applicable income taxes | $112,000 | 9,094 |
Income before extraordinary items | $316,000 | 8,974 |
Extraordinary gains, net | $0 | 249 |
Net income | $316,000 | 8,978 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $63,000 | 4,659 |
Cash dividends | $130,000 | 6,382 |
Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
Net operating income | $313,780 | 9,068 |
1993-12-31 (YTD Data) | Rank | |
Total interest income | $2,224,000 | 9,732 |
Total interest expense | $963,000 | 9,275 |
Net interest income | $1,261,000 | 9,867 |
Provision for loan and lease losses | $98,000 | 5,836 |
Total noninterest income | $233,000 | 8,661 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $149,000 | 7,116 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $84,000 | 8,451 |
Total noninterest expense | $991,000 | 9,771 |
Salaries and employee benefits | $419,000 | 10,451 |
Premises and equipment expense | $114,000 | 9,987 |
Additional noninterest expense | $458,000 | 8,638 |
Pre-tax net operating income | $405,000 | 9,372 |
Securities gains (losses) | $46,000 | 3,527 |
Applicable income taxes | $130,000 | 9,087 |
Income before extraordinary items | $321,000 | 9,222 |
Extraordinary gains, net | $0 | 3,149 |
Net income | $321,000 | 9,393 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $50,000 | 6,048 |
Cash dividends | $123,000 | 6,494 |
Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
Net operating income | $288,340 | 9,352 |
1992-12-31 (YTD Data) | Rank | |
Total interest income | $2,249,000 | 10,390 |
Total interest expense | $1,051,000 | 10,175 |
Net interest income | $1,198,000 | 10,329 |
Provision for loan and lease losses | $42,000 | 9,403 |
Total noninterest income | $152,000 | 10,460 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $121,000 | 7,923 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $31,000 | 11,703 |
Total noninterest expense | $872,000 | 10,654 |
Salaries and employee benefits | $384,000 | 11,048 |
Premises and equipment expense | $102,000 | 10,663 |
Additional noninterest expense | $386,000 | 9,740 |
Pre-tax net operating income | $436,000 | 8,918 |
Securities gains (losses) | $37,000 | 4,622 |
Applicable income taxes | $168,000 | 8,209 |
Income before extraordinary items | $305,000 | 9,253 |
Extraordinary gains, net | $0 | 1,422 |
Net income | $305,000 | 9,386 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $34,000 | 8,305 |
Cash dividends | $97,000 | 6,724 |
Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
Net operating income | $281,320 | 9,158 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.