Home > Union Bank of Illinois > Income and Expense
Union Bank of Illinois, Income and Expense
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $14,433,000 | 2,414 |
| Total interest expense | $7,717,000 | 2,203 |
| Net interest income | $6,716,000 | 2,649 |
| Provision for loan and lease losses | $893,000 | 1,173 |
| Total noninterest income | $1,491,000 | 2,357 |
| Gross Fiduciary activities income | $4,000 | 1,270 |
| Service charges on deposit accounts | $677,000 | 2,047 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $810,000 | 2,138 |
| Total noninterest expense | $5,624,000 | 2,433 |
| Salaries and employee benefits | $2,859,000 | 2,498 |
| Premises and equipment expense | $1,124,000 | 1,859 |
| Additional noninterest expense | $1,641,000 | 2,599 |
| Pre-tax net operating income | $1,690,000 | 3,729 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $684,000 | 2,839 |
| Income before extraordinary items | $1,006,000 | 4,370 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,006,000 | 4,372 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,469,000 | 575 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,006,000 | 4,369 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $13,949,000 | 2,338 |
| Total interest expense | $6,163,000 | 2,385 |
| Net interest income | $7,786,000 | 2,260 |
| Provision for loan and lease losses | $2,486,000 | 471 |
| Total noninterest income | $944,000 | 3,224 |
| Gross Fiduciary activities income | $11,000 | 1,259 |
| Service charges on deposit accounts | $543,000 | 2,444 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $390,000 | 3,487 |
| Total noninterest expense | $6,613,000 | 2,056 |
| Salaries and employee benefits | $3,308,000 | 2,119 |
| Premises and equipment expense | $1,059,000 | 1,936 |
| Additional noninterest expense | $2,246,000 | 1,942 |
| Pre-tax net operating income | $-369,000 | 9,756 |
| Securities gains (losses) | $1,000 | 2,805 |
| Applicable income taxes | $-208,000 | 10,034 |
| Income before extraordinary items | $-160,000 | 9,638 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-160,000 | 9,637 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,344,000 | 588 |
| Cash dividends | $447,000 | 3,737 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $-160,640 | 9,616 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $9,124,000 | 3,497 |
| Total interest expense | $4,404,000 | 3,372 |
| Net interest income | $4,720,000 | 3,591 |
| Provision for loan and lease losses | $155,000 | 4,076 |
| Total noninterest income | $763,000 | 3,749 |
| Gross Fiduciary activities income | $8,000 | 1,304 |
| Service charges on deposit accounts | $481,000 | 2,641 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $274,000 | 4,216 |
| Total noninterest expense | $3,724,000 | 3,431 |
| Salaries and employee benefits | $1,840,000 | 3,604 |
| Premises and equipment expense | $760,000 | 2,562 |
| Additional noninterest expense | $1,124,000 | 3,559 |
| Pre-tax net operating income | $1,604,000 | 3,982 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $568,000 | 3,542 |
| Income before extraordinary items | $1,036,000 | 4,381 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,036,000 | 4,380 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $71,000 | 4,276 |
| Cash dividends | $468,000 | 3,677 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,036,000 | 4,287 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $7,082,000 | 4,456 |
| Total interest expense | $3,356,000 | 4,272 |
| Net interest income | $3,726,000 | 4,498 |
| Provision for loan and lease losses | $282,000 | 2,747 |
| Total noninterest income | $748,000 | 3,773 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $449,000 | 2,896 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $299,000 | 3,941 |
| Total noninterest expense | $2,979,000 | 4,118 |
| Salaries and employee benefits | $1,502,000 | 4,249 |
| Premises and equipment expense | $662,000 | 2,884 |
| Additional noninterest expense | $815,000 | 4,652 |
| Pre-tax net operating income | $1,213,000 | 5,212 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $389,000 | 4,959 |
| Income before extraordinary items | $824,000 | 5,362 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $824,000 | 5,366 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $83,000 | 4,171 |
| Cash dividends | $407,000 | 3,905 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $824,000 | 5,309 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $5,474,000 | 5,542 |
| Total interest expense | $2,558,000 | 5,419 |
| Net interest income | $2,916,000 | 5,558 |
| Provision for loan and lease losses | $416,000 | 2,029 |
| Total noninterest income | $596,000 | 4,591 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $491,000 | 2,759 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $105,000 | 6,983 |
| Total noninterest expense | $2,968,000 | 4,342 |
| Salaries and employee benefits | $1,391,000 | 4,609 |
| Premises and equipment expense | $619,000 | 3,114 |
| Additional noninterest expense | $958,000 | 4,568 |
| Pre-tax net operating income | $128,000 | 10,221 |
| Securities gains (losses) | $2,000 | 3,501 |
| Applicable income taxes | $33,000 | 9,988 |
| Income before extraordinary items | $97,000 | 10,252 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $97,000 | 10,252 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $255,000 | 2,321 |
| Cash dividends | $138,000 | 6,200 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $95,500 | 10,213 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $5,046,000 | 5,946 |
| Total interest expense | $1,957,000 | 6,570 |
| Net interest income | $3,089,000 | 5,375 |
| Provision for loan and lease losses | $180,000 | 3,223 |
| Total noninterest income | $471,000 | 5,396 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $347,000 | 3,797 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $124,000 | 6,546 |
| Total noninterest expense | $2,825,000 | 4,505 |
| Salaries and employee benefits | $1,241,000 | 5,064 |
| Premises and equipment expense | $455,000 | 4,080 |
| Additional noninterest expense | $1,129,000 | 3,944 |
| Pre-tax net operating income | $555,000 | 8,153 |
| Securities gains (losses) | $33,000 | 1,557 |
| Applicable income taxes | $169,000 | 7,942 |
| Income before extraordinary items | $419,000 | 7,892 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $419,000 | 7,890 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $371,000 | 1,685 |
| Cash dividends | $323,000 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $-60,000 | 10,463 |
| Net operating income | $395,570 | 8,081 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,209,000 | 6,461 |
| Total interest expense | $1,489,000 | 6,923 |
| Net interest income | $2,720,000 | 6,064 |
| Provision for loan and lease losses | $250,000 | 2,585 |
| Total noninterest income | $476,000 | 5,476 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $361,000 | 3,727 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $115,000 | 7,070 |
| Total noninterest expense | $2,467,000 | 5,219 |
| Salaries and employee benefits | $1,136,000 | 5,502 |
| Premises and equipment expense | $438,000 | 4,256 |
| Additional noninterest expense | $893,000 | 5,207 |
| Pre-tax net operating income | $479,000 | 8,798 |
| Securities gains (losses) | $9,000 | 2,280 |
| Applicable income taxes | $121,000 | 8,911 |
| Income before extraordinary items | $367,000 | 8,488 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $367,000 | 8,490 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $108,000 | 3,588 |
| Cash dividends | $326,000 | 4,244 |
| Sale, conversion, retirement of capital stock, net | $-17,000 | 12,467 |
| Net operating income | $360,250 | 8,596 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,634,000 | 6,169 |
| Total interest expense | $1,671,000 | 6,692 |
| Net interest income | $2,963,000 | 5,710 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $494,000 | 5,649 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $376,000 | 3,642 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $118,000 | 7,354 |
| Total noninterest expense | $2,495,000 | 5,290 |
| Salaries and employee benefits | $1,144,000 | 5,457 |
| Premises and equipment expense | $450,000 | 4,270 |
| Additional noninterest expense | $901,000 | 5,359 |
| Pre-tax net operating income | $962,000 | 6,062 |
| Securities gains (losses) | $14,000 | 5,105 |
| Applicable income taxes | $317,000 | 5,878 |
| Income before extraordinary items | $659,000 | 6,366 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $659,000 | 6,530 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $43,000 | 6,359 |
| Cash dividends | $329,000 | 4,144 |
| Sale, conversion, retirement of capital stock, net | $197,000 | 791 |
| Net operating income | $649,480 | 6,191 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $5,116,000 | 6,282 |
| Total interest expense | $2,269,000 | 6,465 |
| Net interest income | $2,847,000 | 5,970 |
| Provision for loan and lease losses | $60,000 | 8,535 |
| Total noninterest income | $475,000 | 5,842 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $368,000 | 3,750 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $107,000 | 7,823 |
| Total noninterest expense | $2,511,000 | 5,293 |
| Salaries and employee benefits | $1,158,000 | 5,344 |
| Premises and equipment expense | $415,000 | 4,670 |
| Additional noninterest expense | $938,000 | 5,331 |
| Pre-tax net operating income | $751,000 | 6,822 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $249,000 | 6,674 |
| Income before extraordinary items | $502,000 | 7,318 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $502,000 | 7,411 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $71,000 | 6,726 |
| Cash dividends | $91,000 | 6,809 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $502,000 | 6,936 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.