Home > Union Bank of Florida > Income and Expense
Union Bank of Florida, Income and Expense
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $45,224,000 | 622 |
| Total interest expense | $9,520,000 | 847 |
| Net interest income | $35,704,000 | 570 |
| Provision for loan and lease losses | $772,000 | 1,323 |
| Total noninterest income | $6,078,000 | 898 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $4,182,000 | 417 |
| Trading account gains and fees | $151,000 | 102 |
| Additional Noninterest Income | $1,745,000 | 1,464 |
| Total noninterest expense | $25,944,000 | 638 |
| Salaries and employee benefits | $12,740,000 | 667 |
| Premises and equipment expense | $4,752,000 | 495 |
| Additional noninterest expense | $8,452,000 | 631 |
| Pre-tax net operating income | $15,066,000 | 613 |
| Securities gains (losses) | $1,461,000 | 218 |
| Applicable income taxes | $0 | 7,185 |
| Income before extraordinary items | $16,527,000 | 444 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $16,527,000 | 445 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $56,000 | 4,491 |
| Cash dividends | $7,245,000 | 452 |
| Sale, conversion, retirement of capital stock, net | $10,000,000 | 102 |
| Net operating income | $15,066,000 | 465 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $32,642,000 | 640 |
| Total interest expense | $6,981,000 | 844 |
| Net interest income | $25,661,000 | 587 |
| Provision for loan and lease losses | $862,000 | 898 |
| Total noninterest income | $4,598,000 | 913 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $3,233,000 | 409 |
| Trading account gains and fees | $151,000 | 93 |
| Additional Noninterest Income | $1,214,000 | 1,550 |
| Total noninterest expense | $20,125,000 | 623 |
| Salaries and employee benefits | $9,304,000 | 679 |
| Premises and equipment expense | $3,560,000 | 497 |
| Additional noninterest expense | $7,261,000 | 565 |
| Pre-tax net operating income | $9,272,000 | 734 |
| Securities gains (losses) | $1,461,000 | 202 |
| Applicable income taxes | $0 | 7,220 |
| Income before extraordinary items | $10,733,000 | 498 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $10,733,000 | 499 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $76,000 | 3,216 |
| Cash dividends | $7,245,000 | 345 |
| Sale, conversion, retirement of capital stock, net | $10,000,000 | 77 |
| Net operating income | $9,272,000 | 546 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $20,969,000 | 654 |
| Total interest expense | $4,489,000 | 861 |
| Net interest income | $16,480,000 | 600 |
| Provision for loan and lease losses | $498,000 | 1,007 |
| Total noninterest income | $3,045,000 | 912 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $2,228,000 | 387 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $817,000 | 1,529 |
| Total noninterest expense | $12,119,000 | 675 |
| Salaries and employee benefits | $6,263,000 | 674 |
| Premises and equipment expense | $2,324,000 | 510 |
| Additional noninterest expense | $3,532,000 | 722 |
| Pre-tax net operating income | $6,908,000 | 655 |
| Securities gains (losses) | $736,000 | 272 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $7,644,000 | 465 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $7,644,000 | 465 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $38,000 | 3,384 |
| Cash dividends | $5,758,000 | 294 |
| Sale, conversion, retirement of capital stock, net | $10,000,000 | 51 |
| Net operating income | $6,908,000 | 487 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $10,360,000 | 668 |
| Total interest expense | $2,233,000 | 892 |
| Net interest income | $8,127,000 | 607 |
| Provision for loan and lease losses | $473,000 | 545 |
| Total noninterest income | $1,472,000 | 927 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $1,054,000 | 407 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $418,000 | 1,488 |
| Total noninterest expense | $6,331,000 | 651 |
| Salaries and employee benefits | $3,153,000 | 680 |
| Premises and equipment expense | $1,155,000 | 519 |
| Additional noninterest expense | $2,023,000 | 638 |
| Pre-tax net operating income | $2,795,000 | 779 |
| Securities gains (losses) | $705,000 | 204 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $3,500,000 | 510 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $3,500,000 | 509 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 3,994 |
| Cash dividends | $2,852,000 | 282 |
| Sale, conversion, retirement of capital stock, net | $2,500,000 | 79 |
| Net operating income | $2,795,000 | 572 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $36,608,000 | 777 |
| Total interest expense | $9,166,000 | 976 |
| Net interest income | $27,442,000 | 688 |
| Provision for loan and lease losses | $1,635,000 | 762 |
| Total noninterest income | $4,695,000 | 1,192 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $3,297,000 | 525 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $1,398,000 | 1,916 |
| Total noninterest expense | $20,789,000 | 776 |
| Salaries and employee benefits | $10,838,000 | 784 |
| Premises and equipment expense | $4,239,000 | 544 |
| Additional noninterest expense | $5,712,000 | 893 |
| Pre-tax net operating income | $9,713,000 | 878 |
| Securities gains (losses) | $554,000 | 704 |
| Applicable income taxes | $0 | 7,459 |
| Income before extraordinary items | $10,267,000 | 645 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $10,267,000 | 647 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $536,000 | 1,522 |
| Cash dividends | $9,185,000 | 403 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $9,713,000 | 628 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $27,432,000 | 794 |
| Total interest expense | $7,024,000 | 1,000 |
| Net interest income | $20,408,000 | 703 |
| Provision for loan and lease losses | $1,317,000 | 711 |
| Total noninterest income | $3,467,000 | 1,228 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $2,473,000 | 526 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $994,000 | 2,057 |
| Total noninterest expense | $15,946,000 | 772 |
| Salaries and employee benefits | $8,512,000 | 765 |
| Premises and equipment expense | $3,092,000 | 572 |
| Additional noninterest expense | $4,342,000 | 891 |
| Pre-tax net operating income | $6,612,000 | 990 |
| Securities gains (losses) | $562,000 | 628 |
| Applicable income taxes | $0 | 7,524 |
| Income before extraordinary items | $7,174,000 | 719 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $7,174,000 | 720 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $168,000 | 2,434 |
| Cash dividends | $8,978,000 | 333 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $6,612,000 | 720 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $18,437,000 | 799 |
| Total interest expense | $4,774,000 | 1,010 |
| Net interest income | $13,663,000 | 697 |
| Provision for loan and lease losses | $831,000 | 742 |
| Total noninterest income | $2,141,000 | 1,302 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $1,610,000 | 536 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $531,000 | 2,366 |
| Total noninterest expense | $10,431,000 | 783 |
| Salaries and employee benefits | $5,615,000 | 775 |
| Premises and equipment expense | $1,971,000 | 597 |
| Additional noninterest expense | $2,845,000 | 908 |
| Pre-tax net operating income | $4,542,000 | 964 |
| Securities gains (losses) | $1,000 | 3,586 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $4,543,000 | 758 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $4,543,000 | 759 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $162,000 | 1,890 |
| Cash dividends | $7,313,000 | 258 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $4,542,000 | 695 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $9,482,000 | 774 |
| Total interest expense | $2,324,000 | 1,057 |
| Net interest income | $7,158,000 | 670 |
| Provision for loan and lease losses | $534,000 | 598 |
| Total noninterest income | $992,000 | 1,343 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $782,000 | 535 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $210,000 | 2,635 |
| Total noninterest expense | $5,059,000 | 802 |
| Salaries and employee benefits | $2,782,000 | 783 |
| Premises and equipment expense | $897,000 | 649 |
| Additional noninterest expense | $1,380,000 | 907 |
| Pre-tax net operating income | $2,557,000 | 889 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $2,557,000 | 672 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,557,000 | 671 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $43,000 | 2,357 |
| Cash dividends | $2,605,000 | 317 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $2,557,000 | 623 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $35,279,000 | 861 |
| Total interest expense | $9,553,000 | 1,177 |
| Net interest income | $25,726,000 | 734 |
| Provision for loan and lease losses | $1,483,000 | 957 |
| Total noninterest income | $3,967,000 | 1,260 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $3,053,000 | 533 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $914,000 | 2,303 |
| Total noninterest expense | $18,083,000 | 868 |
| Salaries and employee benefits | $9,894,000 | 815 |
| Premises and equipment expense | $3,482,000 | 642 |
| Additional noninterest expense | $4,707,000 | 1,045 |
| Pre-tax net operating income | $10,127,000 | 865 |
| Securities gains (losses) | $24,000 | 3,010 |
| Applicable income taxes | $0 | 7,681 |
| Income before extraordinary items | $10,151,000 | 619 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $10,151,000 | 620 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $251,000 | 2,665 |
| Cash dividends | $6,820,000 | 478 |
| Sale, conversion, retirement of capital stock, net | $13,000,000 | 35 |
| Net operating income | $10,127,000 | 596 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $33,539,000 | 1,019 |
| Total interest expense | $13,160,000 | 1,226 |
| Net interest income | $20,379,000 | 864 |
| Provision for loan and lease losses | $1,247,000 | 1,054 |
| Total noninterest income | $3,485,000 | 1,309 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $2,822,000 | 538 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $663,000 | 2,656 |
| Total noninterest expense | $15,348,000 | 963 |
| Salaries and employee benefits | $7,909,000 | 950 |
| Premises and equipment expense | $3,169,000 | 679 |
| Additional noninterest expense | $4,270,000 | 1,119 |
| Pre-tax net operating income | $7,269,000 | 1,028 |
| Securities gains (losses) | $-138,000 | 9,522 |
| Applicable income taxes | $0 | 7,903 |
| Income before extraordinary items | $7,131,000 | 782 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $7,131,000 | 782 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $427,000 | 1,748 |
| Cash dividends | $6,577,000 | 490 |
| Sale, conversion, retirement of capital stock, net | $19,900,000 | 36 |
| Net operating income | $7,269,000 | 733 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $26,683,000 | 1,325 |
| Total interest expense | $11,323,000 | 1,517 |
| Net interest income | $15,360,000 | 1,145 |
| Provision for loan and lease losses | $874,000 | 1,192 |
| Total noninterest income | $2,776,000 | 1,449 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $2,287,000 | 584 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $489,000 | 2,991 |
| Total noninterest expense | $12,251,000 | 1,137 |
| Salaries and employee benefits | $6,441,000 | 1,092 |
| Premises and equipment expense | $2,573,000 | 786 |
| Additional noninterest expense | $3,237,000 | 1,385 |
| Pre-tax net operating income | $5,011,000 | 1,478 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $0 | 8,362 |
| Income before extraordinary items | $5,011,000 | 1,065 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $5,011,000 | 1,064 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $258,000 | 2,014 |
| Cash dividends | $3,431,000 | 861 |
| Sale, conversion, retirement of capital stock, net | $5,492,000 | 188 |
| Net operating income | $5,011,000 | 1,063 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $18,981,000 | 1,711 |
| Total interest expense | $6,961,000 | 2,131 |
| Net interest income | $12,020,000 | 1,456 |
| Provision for loan and lease losses | $439,000 | 1,960 |
| Total noninterest income | $2,325,000 | 1,663 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $1,974,000 | 666 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $351,000 | 3,689 |
| Total noninterest expense | $10,150,000 | 1,373 |
| Salaries and employee benefits | $5,181,000 | 1,337 |
| Premises and equipment expense | $2,198,000 | 909 |
| Additional noninterest expense | $2,771,000 | 1,611 |
| Pre-tax net operating income | $3,756,000 | 1,957 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $0 | 8,765 |
| Income before extraordinary items | $3,756,000 | 1,424 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $3,756,000 | 1,425 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $113,000 | 3,357 |
| Cash dividends | $1,225,000 | 1,938 |
| Sale, conversion, retirement of capital stock, net | $5,000,000 | 244 |
| Net operating income | $3,756,000 | 1,399 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $14,893,000 | 2,198 |
| Total interest expense | $5,734,000 | 2,643 |
| Net interest income | $9,159,000 | 1,865 |
| Provision for loan and lease losses | $609,000 | 1,465 |
| Total noninterest income | $1,951,000 | 1,877 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $1,537,000 | 802 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $414,000 | 3,358 |
| Total noninterest expense | $7,675,000 | 1,704 |
| Salaries and employee benefits | $3,909,000 | 1,697 |
| Premises and equipment expense | $1,626,000 | 1,170 |
| Additional noninterest expense | $2,140,000 | 1,981 |
| Pre-tax net operating income | $2,826,000 | 2,506 |
| Securities gains (losses) | $4,000 | 3,561 |
| Applicable income taxes | $119,000 | 7,259 |
| Income before extraordinary items | $2,711,000 | 1,926 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $2,711,000 | 1,926 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $80,000 | 4,060 |
| Cash dividends | $2,084,000 | 1,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $2,707,160 | 1,856 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $11,909,000 | 2,757 |
| Total interest expense | $4,349,000 | 3,390 |
| Net interest income | $7,560,000 | 2,320 |
| Provision for loan and lease losses | $511,000 | 1,741 |
| Total noninterest income | $1,469,000 | 2,233 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $1,275,000 | 987 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $194,000 | 5,030 |
| Total noninterest expense | $5,901,000 | 2,177 |
| Salaries and employee benefits | $2,987,000 | 2,215 |
| Premises and equipment expense | $1,230,000 | 1,580 |
| Additional noninterest expense | $1,684,000 | 2,449 |
| Pre-tax net operating income | $2,617,000 | 2,804 |
| Securities gains (losses) | $20,000 | 1,883 |
| Applicable income taxes | $989,000 | 2,456 |
| Income before extraordinary items | $1,648,000 | 3,080 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,648,000 | 3,079 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $490,000 | 1,358 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,635,200 | 3,043 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $9,225,000 | 3,530 |
| Total interest expense | $3,012,000 | 4,770 |
| Net interest income | $6,213,000 | 2,861 |
| Provision for loan and lease losses | $120,000 | 4,568 |
| Total noninterest income | $1,151,000 | 2,774 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $978,000 | 1,379 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $173,000 | 5,561 |
| Total noninterest expense | $5,112,000 | 2,669 |
| Salaries and employee benefits | $2,283,000 | 2,930 |
| Premises and equipment expense | $899,000 | 2,217 |
| Additional noninterest expense | $1,930,000 | 2,542 |
| Pre-tax net operating income | $2,132,000 | 3,241 |
| Securities gains (losses) | $6,000 | 2,865 |
| Applicable income taxes | $805,000 | 2,818 |
| Income before extraordinary items | $1,333,000 | 3,552 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,333,000 | 3,552 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $75,000 | 4,481 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $-11,000 | 11,304 |
| Net operating income | $1,329,160 | 3,509 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $8,030,000 | 4,000 |
| Total interest expense | $2,606,000 | 5,383 |
| Net interest income | $5,424,000 | 3,269 |
| Provision for loan and lease losses | $151,000 | 3,608 |
| Total noninterest income | $937,000 | 3,263 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $833,000 | 1,623 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $104,000 | 7,102 |
| Total noninterest expense | $3,837,000 | 3,453 |
| Salaries and employee benefits | $1,774,000 | 3,698 |
| Premises and equipment expense | $684,000 | 2,875 |
| Additional noninterest expense | $1,379,000 | 3,314 |
| Pre-tax net operating income | $2,373,000 | 2,996 |
| Securities gains (losses) | $-45,000 | 11,108 |
| Applicable income taxes | $890,000 | 2,633 |
| Income before extraordinary items | $1,438,000 | 3,369 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,438,000 | 3,368 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $66,000 | 4,621 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,466,800 | 3,282 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $6,297,000 | 4,654 |
| Total interest expense | $1,461,000 | 7,008 |
| Net interest income | $4,836,000 | 3,674 |
| Provision for loan and lease losses | $60,000 | 5,594 |
| Total noninterest income | $586,000 | 4,740 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $506,000 | 2,706 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $80,000 | 8,247 |
| Total noninterest expense | $3,173,000 | 4,204 |
| Salaries and employee benefits | $1,488,000 | 4,298 |
| Premises and equipment expense | $585,000 | 3,345 |
| Additional noninterest expense | $1,100,000 | 4,354 |
| Pre-tax net operating income | $2,189,000 | 3,187 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $838,000 | 2,663 |
| Income before extraordinary items | $1,351,000 | 3,477 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,351,000 | 3,483 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $63,000 | 4,659 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,351,000 | 3,505 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $5,998,000 | 4,955 |
| Total interest expense | $1,272,000 | 7,995 |
| Net interest income | $4,726,000 | 3,764 |
| Provision for loan and lease losses | $66,000 | 6,760 |
| Total noninterest income | $505,000 | 5,555 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $429,000 | 3,236 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $76,000 | 8,800 |
| Total noninterest expense | $2,949,000 | 4,590 |
| Salaries and employee benefits | $1,372,000 | 4,645 |
| Premises and equipment expense | $555,000 | 3,549 |
| Additional noninterest expense | $1,022,000 | 4,832 |
| Pre-tax net operating income | $2,216,000 | 3,007 |
| Securities gains (losses) | $3,000 | 6,505 |
| Applicable income taxes | $819,000 | 2,707 |
| Income before extraordinary items | $1,400,000 | 3,453 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,400,000 | 3,564 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 8,297 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,398,080 | 3,265 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $6,427,000 | 5,190 |
| Total interest expense | $1,607,000 | 8,178 |
| Net interest income | $4,820,000 | 3,777 |
| Provision for loan and lease losses | $114,000 | 6,935 |
| Total noninterest income | $453,000 | 6,051 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $382,000 | 3,634 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $71,000 | 9,237 |
| Total noninterest expense | $3,329,000 | 4,122 |
| Salaries and employee benefits | $1,308,000 | 4,798 |
| Premises and equipment expense | $971,000 | 2,148 |
| Additional noninterest expense | $1,050,000 | 4,858 |
| Pre-tax net operating income | $1,830,000 | 3,374 |
| Securities gains (losses) | $5,000 | 7,049 |
| Applicable income taxes | $640,000 | 3,258 |
| Income before extraordinary items | $1,195,000 | 3,827 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,195,000 | 3,869 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-16,000 | 13,003 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,191,750 | 3,554 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.