Home > Union Bank In Liquidation > Income and Expense
Union Bank In Liquidation, Income and Expense
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $4,209,000 | 1,641 |
| Total interest expense | $914,000 | 1,380 |
| Net interest income | $3,295,000 | 1,681 |
| Provision for loan and lease losses | $612,000 | 906 |
| Total noninterest income | $-623,000 | 7,285 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $241,000 | 1,446 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $-864,000 | 7,294 |
| Total noninterest expense | $3,727,000 | 1,330 |
| Salaries and employee benefits | $1,380,000 | 1,816 |
| Premises and equipment expense | $345,000 | 1,719 |
| Additional noninterest expense | $2,002,000 | 846 |
| Pre-tax net operating income | $-1,667,000 | 7,222 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $-27,000 | 7,054 |
| Income before extraordinary items | $-1,640,000 | 7,231 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-1,640,000 | 7,231 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $-1,640,000 | 7,231 |
| Net charge-offs | $569,000 | 1,007 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $-1,640,000 | 7,226 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $20,186,000 | 1,411 |
| Total interest expense | $4,640,000 | 1,312 |
| Net interest income | $15,546,000 | 1,431 |
| Provision for loan and lease losses | $15,928,000 | 282 |
| Total noninterest income | $-1,505,000 | 7,279 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $1,124,000 | 1,312 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $-2,629,000 | 7,301 |
| Total noninterest expense | $13,819,000 | 1,406 |
| Salaries and employee benefits | $5,878,000 | 1,661 |
| Premises and equipment expense | $1,495,000 | 1,659 |
| Additional noninterest expense | $6,446,000 | 1,089 |
| Pre-tax net operating income | $-15,706,000 | 7,273 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $-79,000 | 6,787 |
| Income before extraordinary items | $-15,627,000 | 7,272 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-15,627,000 | 7,272 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $-15,627,000 | 7,272 |
| Net charge-offs | $27,185,000 | 200 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $-15,627,000 | 7,264 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $15,675,000 | 1,389 |
| Total interest expense | $3,675,000 | 1,299 |
| Net interest income | $12,000,000 | 1,398 |
| Provision for loan and lease losses | $15,722,000 | 220 |
| Total noninterest income | $-1,347,000 | 7,372 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $863,000 | 1,290 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $-2,210,000 | 7,385 |
| Total noninterest expense | $10,381,000 | 1,413 |
| Salaries and employee benefits | $4,477,000 | 1,640 |
| Premises and equipment expense | $1,162,000 | 1,618 |
| Additional noninterest expense | $4,742,000 | 1,108 |
| Pre-tax net operating income | $-15,450,000 | 7,379 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $11,000 | 4,231 |
| Income before extraordinary items | $-15,461,000 | 7,380 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-15,461,000 | 7,380 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $-15,461,000 | 7,380 |
| Net charge-offs | $26,775,000 | 155 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $-15,461,000 | 7,375 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $10,769,000 | 1,348 |
| Total interest expense | $2,602,000 | 1,256 |
| Net interest income | $8,167,000 | 1,361 |
| Provision for loan and lease losses | $1,093,000 | 1,417 |
| Total noninterest income | $398,000 | 3,562 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $573,000 | 1,263 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-175,000 | 7,261 |
| Total noninterest expense | $6,891,000 | 1,435 |
| Salaries and employee benefits | $2,984,000 | 1,661 |
| Premises and equipment expense | $782,000 | 1,615 |
| Additional noninterest expense | $3,125,000 | 1,130 |
| Pre-tax net operating income | $581,000 | 3,526 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $5,000 | 4,311 |
| Income before extraordinary items | $576,000 | 3,270 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $576,000 | 3,271 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $576,000 | 3,271 |
| Net charge-offs | $400,000 | 2,361 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $576,000 | 3,185 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $5,510,000 | 1,330 |
| Total interest expense | $1,366,000 | 1,231 |
| Net interest income | $4,144,000 | 1,345 |
| Provision for loan and lease losses | $408,000 | 1,620 |
| Total noninterest income | $189,000 | 3,701 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $284,000 | 1,253 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $-95,000 | 7,362 |
| Total noninterest expense | $3,483,000 | 1,420 |
| Salaries and employee benefits | $1,495,000 | 1,664 |
| Premises and equipment expense | $418,000 | 1,536 |
| Additional noninterest expense | $1,570,000 | 1,137 |
| Pre-tax net operating income | $442,000 | 2,783 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $14,000 | 3,619 |
| Income before extraordinary items | $428,000 | 2,530 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $428,000 | 2,529 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $428,000 | 2,530 |
| Net charge-offs | $425,000 | 1,472 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $428,000 | 2,479 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $25,555,000 | 1,212 |
| Total interest expense | $7,592,000 | 1,088 |
| Net interest income | $17,963,000 | 1,253 |
| Provision for loan and lease losses | $26,583,000 | 284 |
| Total noninterest income | $1,228,000 | 2,879 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $1,404,000 | 1,082 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $-176,000 | 7,257 |
| Total noninterest expense | $15,822,000 | 1,266 |
| Salaries and employee benefits | $6,160,000 | 1,584 |
| Premises and equipment expense | $1,695,000 | 1,505 |
| Additional noninterest expense | $7,967,000 | 923 |
| Pre-tax net operating income | $-23,214,000 | 7,538 |
| Securities gains (losses) | $172,000 | 1,710 |
| Applicable income taxes | $470,000 | 1,943 |
| Income before extraordinary items | $-23,512,000 | 7,534 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-23,512,000 | 7,534 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-23,512,000 | 7,534 |
| Net charge-offs | $7,464,000 | 754 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $10,359,000 | 80 |
| Net operating income | $-23,684,000 | 7,530 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $19,640,000 | 1,204 |
| Total interest expense | $6,036,000 | 1,066 |
| Net interest income | $13,604,000 | 1,253 |
| Provision for loan and lease losses | $15,357,000 | 348 |
| Total noninterest income | $903,000 | 2,924 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $1,093,000 | 1,065 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $-190,000 | 7,456 |
| Total noninterest expense | $11,746,000 | 1,266 |
| Salaries and employee benefits | $4,693,000 | 1,570 |
| Premises and equipment expense | $1,342,000 | 1,456 |
| Additional noninterest expense | $5,711,000 | 936 |
| Pre-tax net operating income | $-12,596,000 | 7,599 |
| Securities gains (losses) | $167,000 | 1,514 |
| Applicable income taxes | $372,000 | 1,944 |
| Income before extraordinary items | $-12,801,000 | 7,619 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-12,801,000 | 7,618 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-12,801,000 | 7,619 |
| Net charge-offs | $2,821,000 | 1,197 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $10,359,000 | 66 |
| Net operating income | $-12,968,000 | 7,616 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $13,238,000 | 1,204 |
| Total interest expense | $4,306,000 | 1,040 |
| Net interest income | $8,932,000 | 1,276 |
| Provision for loan and lease losses | $14,727,000 | 264 |
| Total noninterest income | $1,059,000 | 1,969 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $729,000 | 1,075 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $330,000 | 2,701 |
| Total noninterest expense | $7,655,000 | 1,289 |
| Salaries and employee benefits | $3,182,000 | 1,554 |
| Premises and equipment expense | $918,000 | 1,436 |
| Additional noninterest expense | $3,555,000 | 998 |
| Pre-tax net operating income | $-12,391,000 | 7,710 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $10,000 | 4,085 |
| Income before extraordinary items | $-12,401,000 | 7,714 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-12,401,000 | 7,714 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-12,401,000 | 7,714 |
| Net charge-offs | $683,000 | 2,114 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $10,359,000 | 44 |
| Net operating income | $-12,401,000 | 7,713 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $6,684,000 | 1,218 |
| Total interest expense | $2,255,000 | 1,043 |
| Net interest income | $4,429,000 | 1,301 |
| Provision for loan and lease losses | $622,000 | 1,583 |
| Total noninterest income | $627,000 | 1,729 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $350,000 | 1,116 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $277,000 | 1,933 |
| Total noninterest expense | $3,814,000 | 1,312 |
| Salaries and employee benefits | $1,602,000 | 1,557 |
| Premises and equipment expense | $479,000 | 1,427 |
| Additional noninterest expense | $1,733,000 | 1,008 |
| Pre-tax net operating income | $620,000 | 2,047 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $620,000 | 1,781 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $620,000 | 1,780 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $620,000 | 1,782 |
| Net charge-offs | $168,000 | 2,616 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $10,359,000 | 29 |
| Net operating income | $620,000 | 1,695 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $28,107,000 | 1,227 |
| Total interest expense | $11,876,000 | 997 |
| Net interest income | $16,231,000 | 1,360 |
| Provision for loan and lease losses | $12,828,000 | 697 |
| Total noninterest income | $1,935,000 | 2,166 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $1,618,000 | 1,075 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $317,000 | 3,908 |
| Total noninterest expense | $27,176,000 | 774 |
| Salaries and employee benefits | $5,944,000 | 1,672 |
| Premises and equipment expense | $1,739,000 | 1,550 |
| Additional noninterest expense | $19,493,000 | 444 |
| Pre-tax net operating income | $-21,838,000 | 7,734 |
| Securities gains (losses) | $2,000 | 3,583 |
| Applicable income taxes | $-976,000 | 7,272 |
| Income before extraordinary items | $-20,860,000 | 7,746 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-20,860,000 | 7,745 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-20,860,000 | 7,745 |
| Net charge-offs | $16,164,000 | 471 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-20,861,920 | 7,749 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $21,344,000 | 1,229 |
| Total interest expense | $9,453,000 | 989 |
| Net interest income | $11,891,000 | 1,400 |
| Provision for loan and lease losses | $3,500,000 | 1,340 |
| Total noninterest income | $1,703,000 | 1,988 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $1,219,000 | 1,070 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $484,000 | 2,863 |
| Total noninterest expense | $11,096,000 | 1,379 |
| Salaries and employee benefits | $4,613,000 | 1,625 |
| Premises and equipment expense | $1,303,000 | 1,581 |
| Additional noninterest expense | $5,180,000 | 1,092 |
| Pre-tax net operating income | $-1,002,000 | 6,650 |
| Securities gains (losses) | $2,000 | 3,313 |
| Applicable income taxes | $-530,000 | 7,361 |
| Income before extraordinary items | $-470,000 | 6,405 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-470,000 | 6,406 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-470,000 | 6,405 |
| Net charge-offs | $4,601,000 | 869 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-471,280 | 6,395 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $14,274,000 | 1,255 |
| Total interest expense | $6,683,000 | 989 |
| Net interest income | $7,591,000 | 1,475 |
| Provision for loan and lease losses | $2,846,000 | 1,123 |
| Total noninterest income | $1,014,000 | 2,172 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $795,000 | 1,078 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $219,000 | 3,514 |
| Total noninterest expense | $7,356,000 | 1,409 |
| Salaries and employee benefits | $2,941,000 | 1,738 |
| Premises and equipment expense | $891,000 | 1,562 |
| Additional noninterest expense | $3,524,000 | 1,089 |
| Pre-tax net operating income | $-1,597,000 | 7,271 |
| Securities gains (losses) | $2,000 | 2,937 |
| Applicable income taxes | $-678,000 | 7,658 |
| Income before extraordinary items | $-917,000 | 7,112 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-917,000 | 7,112 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-917,000 | 7,112 |
| Net charge-offs | $4,499,000 | 625 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-918,280 | 7,091 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $7,200,000 | 1,264 |
| Total interest expense | $3,650,000 | 929 |
| Net interest income | $3,550,000 | 1,571 |
| Provision for loan and lease losses | $572,000 | 1,658 |
| Total noninterest income | $544,000 | 2,011 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $402,000 | 1,024 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $142,000 | 3,056 |
| Total noninterest expense | $3,269,000 | 1,534 |
| Salaries and employee benefits | $1,281,000 | 2,006 |
| Premises and equipment expense | $460,000 | 1,550 |
| Additional noninterest expense | $1,528,000 | 1,098 |
| Pre-tax net operating income | $253,000 | 3,619 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $76,000 | 2,457 |
| Income before extraordinary items | $177,000 | 4,067 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $177,000 | 4,070 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $177,000 | 4,070 |
| Net charge-offs | $847,000 | 1,051 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $177,000 | 3,914 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $35,764,000 | 1,062 |
| Total interest expense | $17,651,000 | 901 |
| Net interest income | $18,113,000 | 1,224 |
| Provision for loan and lease losses | $12,652,000 | 504 |
| Total noninterest income | $2,402,000 | 1,863 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $1,718,000 | 1,036 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $684,000 | 2,694 |
| Total noninterest expense | $14,765,000 | 1,318 |
| Salaries and employee benefits | $7,123,000 | 1,448 |
| Premises and equipment expense | $1,824,000 | 1,522 |
| Additional noninterest expense | $5,818,000 | 1,105 |
| Pre-tax net operating income | $-6,902,000 | 7,894 |
| Securities gains (losses) | $9,000 | 2,546 |
| Applicable income taxes | $-2,709,000 | 7,996 |
| Income before extraordinary items | $-4,184,000 | 7,754 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-4,184,000 | 7,753 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,172,000 | 576 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $10,000,000 | 161 |
| Net operating income | $-4,189,760 | 7,816 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $27,423,000 | 1,062 |
| Total interest expense | $13,559,000 | 915 |
| Net interest income | $13,864,000 | 1,221 |
| Provision for loan and lease losses | $6,532,000 | 541 |
| Total noninterest income | $1,922,000 | 1,826 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $1,290,000 | 1,051 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $632,000 | 2,460 |
| Total noninterest expense | $10,863,000 | 1,325 |
| Salaries and employee benefits | $5,404,000 | 1,448 |
| Premises and equipment expense | $1,365,000 | 1,529 |
| Additional noninterest expense | $4,094,000 | 1,127 |
| Pre-tax net operating income | $-1,609,000 | 7,769 |
| Securities gains (losses) | $9,000 | 2,413 |
| Applicable income taxes | $-701,000 | 7,960 |
| Income before extraordinary items | $-899,000 | 7,458 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-899,000 | 7,456 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,070,000 | 631 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-904,760 | 7,577 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $18,611,000 | 1,048 |
| Total interest expense | $9,451,000 | 907 |
| Net interest income | $9,160,000 | 1,222 |
| Provision for loan and lease losses | $5,703,000 | 393 |
| Total noninterest income | $1,219,000 | 1,925 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $837,000 | 1,053 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $382,000 | 2,661 |
| Total noninterest expense | $7,266,000 | 1,319 |
| Salaries and employee benefits | $3,681,000 | 1,420 |
| Premises and equipment expense | $903,000 | 1,542 |
| Additional noninterest expense | $2,682,000 | 1,115 |
| Pre-tax net operating income | $-2,590,000 | 8,215 |
| Securities gains (losses) | $3,000 | 2,869 |
| Applicable income taxes | $-1,039,000 | 8,271 |
| Income before extraordinary items | $-1,548,000 | 8,160 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-1,548,000 | 8,160 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,351,000 | 507 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $-1,549,920 | 8,149 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $9,525,000 | 1,054 |
| Total interest expense | $5,104,000 | 896 |
| Net interest income | $4,421,000 | 1,257 |
| Provision for loan and lease losses | $599,000 | 914 |
| Total noninterest income | $605,000 | 1,948 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $416,000 | 1,041 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $189,000 | 2,665 |
| Total noninterest expense | $3,564,000 | 1,336 |
| Salaries and employee benefits | $1,845,000 | 1,433 |
| Premises and equipment expense | $444,000 | 1,573 |
| Additional noninterest expense | $1,275,000 | 1,131 |
| Pre-tax net operating income | $863,000 | 2,024 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $291,000 | 1,509 |
| Income before extraordinary items | $572,000 | 2,407 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $572,000 | 2,409 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,657,000 | 330 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $572,000 | 2,331 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $45,721,000 | 917 |
| Total interest expense | $22,558,000 | 876 |
| Net interest income | $23,163,000 | 950 |
| Provision for loan and lease losses | $4,351,000 | 465 |
| Total noninterest income | $2,369,000 | 1,963 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $1,862,000 | 959 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $507,000 | 3,293 |
| Total noninterest expense | $14,254,000 | 1,297 |
| Salaries and employee benefits | $7,324,000 | 1,387 |
| Premises and equipment expense | $1,848,000 | 1,444 |
| Additional noninterest expense | $5,082,000 | 1,109 |
| Pre-tax net operating income | $6,927,000 | 1,231 |
| Securities gains (losses) | $15,000 | 1,192 |
| Applicable income taxes | $2,423,000 | 956 |
| Income before extraordinary items | $4,519,000 | 1,430 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $4,519,000 | 1,430 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,101,000 | 955 |
| Cash dividends | $10,764,000 | 394 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $4,509,250 | 1,416 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $34,632,000 | 910 |
| Total interest expense | $16,877,000 | 876 |
| Net interest income | $17,755,000 | 935 |
| Provision for loan and lease losses | $1,020,000 | 887 |
| Total noninterest income | $1,925,000 | 1,841 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $1,371,000 | 958 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $554,000 | 2,678 |
| Total noninterest expense | $10,840,000 | 1,274 |
| Salaries and employee benefits | $5,583,000 | 1,347 |
| Premises and equipment expense | $1,393,000 | 1,427 |
| Additional noninterest expense | $3,864,000 | 1,066 |
| Pre-tax net operating income | $7,820,000 | 892 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $2,782,000 | 741 |
| Income before extraordinary items | $5,038,000 | 1,046 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $5,038,000 | 1,043 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $898,000 | 695 |
| Cash dividends | $10,396,000 | 320 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $5,038,000 | 1,029 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $23,141,000 | 917 |
| Total interest expense | $11,120,000 | 887 |
| Net interest income | $12,021,000 | 936 |
| Provision for loan and lease losses | $640,000 | 833 |
| Total noninterest income | $1,341,000 | 1,808 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $891,000 | 992 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $450,000 | 2,407 |
| Total noninterest expense | $7,143,000 | 1,305 |
| Salaries and employee benefits | $3,685,000 | 1,392 |
| Premises and equipment expense | $925,000 | 1,436 |
| Additional noninterest expense | $2,533,000 | 1,094 |
| Pre-tax net operating income | $5,579,000 | 868 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $2,059,000 | 720 |
| Income before extraordinary items | $3,520,000 | 1,027 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,520,000 | 1,026 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $551,000 | 668 |
| Cash dividends | $10,028,000 | 251 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $3,520,000 | 1,008 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $11,505,000 | 914 |
| Total interest expense | $5,476,000 | 895 |
| Net interest income | $6,029,000 | 932 |
| Provision for loan and lease losses | $266,000 | 915 |
| Total noninterest income | $713,000 | 1,715 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $430,000 | 996 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $283,000 | 2,034 |
| Total noninterest expense | $3,546,000 | 1,310 |
| Salaries and employee benefits | $1,814,000 | 1,429 |
| Premises and equipment expense | $489,000 | 1,372 |
| Additional noninterest expense | $1,243,000 | 1,091 |
| Pre-tax net operating income | $2,930,000 | 813 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $1,083,000 | 684 |
| Income before extraordinary items | $1,847,000 | 952 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,847,000 | 951 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $297,000 | 583 |
| Cash dividends | $9,660,000 | 154 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $1,847,000 | 942 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $44,937,000 | 864 |
| Total interest expense | $20,679,000 | 812 |
| Net interest income | $24,258,000 | 913 |
| Provision for loan and lease losses | $763,000 | 1,320 |
| Total noninterest income | $2,336,000 | 1,981 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $1,993,000 | 889 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $343,000 | 4,040 |
| Total noninterest expense | $14,481,000 | 1,242 |
| Salaries and employee benefits | $7,527,000 | 1,297 |
| Premises and equipment expense | $1,817,000 | 1,409 |
| Additional noninterest expense | $5,137,000 | 1,033 |
| Pre-tax net operating income | $11,350,000 | 881 |
| Securities gains (losses) | $78,000 | 587 |
| Applicable income taxes | $4,178,000 | 727 |
| Income before extraordinary items | $7,250,000 | 1,030 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $7,250,000 | 1,030 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $969,000 | 709 |
| Cash dividends | $4,784,000 | 741 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $7,200,080 | 1,027 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $33,740,000 | 858 |
| Total interest expense | $15,489,000 | 791 |
| Net interest income | $18,251,000 | 931 |
| Provision for loan and lease losses | $460,000 | 1,489 |
| Total noninterest income | $1,838,000 | 1,919 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $1,516,000 | 875 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $322,000 | 3,616 |
| Total noninterest expense | $10,832,000 | 1,256 |
| Salaries and employee benefits | $5,713,000 | 1,291 |
| Premises and equipment expense | $1,338,000 | 1,448 |
| Additional noninterest expense | $3,781,000 | 1,072 |
| Pre-tax net operating income | $8,797,000 | 885 |
| Securities gains (losses) | $52,000 | 550 |
| Applicable income taxes | $3,244,000 | 741 |
| Income before extraordinary items | $5,605,000 | 1,035 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $5,605,000 | 1,034 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $557,000 | 740 |
| Cash dividends | $4,324,000 | 593 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $5,571,720 | 1,029 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $22,313,000 | 837 |
| Total interest expense | $10,253,000 | 761 |
| Net interest income | $12,060,000 | 942 |
| Provision for loan and lease losses | $360,000 | 1,269 |
| Total noninterest income | $1,324,000 | 1,813 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $1,011,000 | 860 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $313,000 | 2,934 |
| Total noninterest expense | $7,251,000 | 1,262 |
| Salaries and employee benefits | $3,827,000 | 1,302 |
| Premises and equipment expense | $880,000 | 1,482 |
| Additional noninterest expense | $2,544,000 | 1,066 |
| Pre-tax net operating income | $5,773,000 | 897 |
| Securities gains (losses) | $52,000 | 448 |
| Applicable income taxes | $2,126,000 | 760 |
| Income before extraordinary items | $3,699,000 | 1,039 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $3,699,000 | 1,040 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $397,000 | 677 |
| Cash dividends | $3,772,000 | 477 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $3,665,720 | 1,036 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $11,079,000 | 824 |
| Total interest expense | $5,067,000 | 731 |
| Net interest income | $6,012,000 | 937 |
| Provision for loan and lease losses | $303,000 | 759 |
| Total noninterest income | $623,000 | 1,869 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $486,000 | 865 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $137,000 | 3,134 |
| Total noninterest expense | $3,604,000 | 1,273 |
| Salaries and employee benefits | $1,900,000 | 1,304 |
| Premises and equipment expense | $447,000 | 1,457 |
| Additional noninterest expense | $1,257,000 | 1,066 |
| Pre-tax net operating income | $2,728,000 | 930 |
| Securities gains (losses) | $52,000 | 338 |
| Applicable income taxes | $998,000 | 790 |
| Income before extraordinary items | $1,782,000 | 1,061 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,782,000 | 1,060 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $273,000 | 496 |
| Cash dividends | $3,404,000 | 285 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $1,748,720 | 1,060 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $38,254,000 | 851 |
| Total interest expense | $14,856,000 | 767 |
| Net interest income | $23,398,000 | 916 |
| Provision for loan and lease losses | $1,418,000 | 762 |
| Total noninterest income | $3,102,000 | 1,566 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $2,079,000 | 832 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,023,000 | 2,179 |
| Total noninterest expense | $13,396,000 | 1,282 |
| Salaries and employee benefits | $7,000,000 | 1,331 |
| Premises and equipment expense | $1,608,000 | 1,519 |
| Additional noninterest expense | $4,788,000 | 1,073 |
| Pre-tax net operating income | $11,686,000 | 844 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $4,306,000 | 723 |
| Income before extraordinary items | $7,380,000 | 981 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $7,380,000 | 981 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $719,000 | 870 |
| Cash dividends | $1,472,000 | 1,857 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $7,380,000 | 966 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $27,322,000 | 874 |
| Total interest expense | $10,240,000 | 785 |
| Net interest income | $17,082,000 | 922 |
| Provision for loan and lease losses | $1,248,000 | 619 |
| Total noninterest income | $2,406,000 | 1,519 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $1,528,000 | 855 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $878,000 | 1,987 |
| Total noninterest expense | $10,171,000 | 1,260 |
| Salaries and employee benefits | $5,366,000 | 1,293 |
| Premises and equipment expense | $1,191,000 | 1,525 |
| Additional noninterest expense | $3,614,000 | 1,050 |
| Pre-tax net operating income | $8,069,000 | 919 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $2,956,000 | 791 |
| Income before extraordinary items | $5,113,000 | 1,056 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $5,113,000 | 1,056 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $387,000 | 1,036 |
| Cash dividends | $828,000 | 2,077 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $5,113,000 | 1,037 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $17,107,000 | 911 |
| Total interest expense | $6,148,000 | 813 |
| Net interest income | $10,959,000 | 951 |
| Provision for loan and lease losses | $777,000 | 654 |
| Total noninterest income | $1,495,000 | 1,599 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $931,000 | 909 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $564,000 | 2,020 |
| Total noninterest expense | $6,647,000 | 1,273 |
| Salaries and employee benefits | $3,457,000 | 1,324 |
| Premises and equipment expense | $829,000 | 1,454 |
| Additional noninterest expense | $2,361,000 | 1,066 |
| Pre-tax net operating income | $5,030,000 | 945 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $1,820,000 | 824 |
| Income before extraordinary items | $3,210,000 | 1,092 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $3,210,000 | 1,092 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $179,000 | 1,301 |
| Cash dividends | $460,000 | 2,326 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $3,210,000 | 1,074 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $8,078,000 | 945 |
| Total interest expense | $2,765,000 | 857 |
| Net interest income | $5,313,000 | 975 |
| Provision for loan and lease losses | $352,000 | 667 |
| Total noninterest income | $703,000 | 1,639 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $430,000 | 957 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $273,000 | 2,011 |
| Total noninterest expense | $3,287,000 | 1,294 |
| Salaries and employee benefits | $1,709,000 | 1,356 |
| Premises and equipment expense | $409,000 | 1,475 |
| Additional noninterest expense | $1,169,000 | 1,059 |
| Pre-tax net operating income | $2,377,000 | 987 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $843,000 | 865 |
| Income before extraordinary items | $1,534,000 | 1,123 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $1,534,000 | 1,123 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $109,000 | 1,063 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $1,534,000 | 1,098 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $29,640,000 | 948 |
| Total interest expense | $8,609,000 | 945 |
| Net interest income | $21,031,000 | 938 |
| Provision for loan and lease losses | $610,000 | 1,619 |
| Total noninterest income | $7,507,000 | 752 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $2,176,000 | 801 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $5,331,000 | 639 |
| Total noninterest expense | $13,054,000 | 1,260 |
| Salaries and employee benefits | $6,645,000 | 1,324 |
| Premises and equipment expense | $1,928,000 | 1,191 |
| Additional noninterest expense | $4,481,000 | 1,097 |
| Pre-tax net operating income | $14,874,000 | 621 |
| Securities gains (losses) | $423,000 | 504 |
| Applicable income taxes | $5,725,000 | 545 |
| Income before extraordinary items | $9,572,000 | 696 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $9,572,000 | 697 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,183,000 | 685 |
| Cash dividends | $8,694,000 | 403 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $9,301,280 | 693 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $21,726,000 | 963 |
| Total interest expense | $6,185,000 | 964 |
| Net interest income | $15,541,000 | 949 |
| Provision for loan and lease losses | $368,000 | 1,908 |
| Total noninterest income | $6,636,000 | 678 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $1,687,000 | 787 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $4,949,000 | 544 |
| Total noninterest expense | $9,753,000 | 1,260 |
| Salaries and employee benefits | $4,902,000 | 1,349 |
| Premises and equipment expense | $1,524,000 | 1,128 |
| Additional noninterest expense | $3,327,000 | 1,101 |
| Pre-tax net operating income | $12,056,000 | 586 |
| Securities gains (losses) | $80,000 | 1,326 |
| Applicable income taxes | $4,652,000 | 512 |
| Income before extraordinary items | $7,484,000 | 681 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $7,484,000 | 682 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $326,000 | 1,366 |
| Cash dividends | $1,794,000 | 1,097 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $7,432,800 | 655 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $14,247,000 | 961 |
| Total interest expense | $4,047,000 | 971 |
| Net interest income | $10,200,000 | 956 |
| Provision for loan and lease losses | $171,000 | 2,503 |
| Total noninterest income | $5,735,000 | 563 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $1,142,000 | 762 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $4,593,000 | 437 |
| Total noninterest expense | $6,643,000 | 1,221 |
| Salaries and employee benefits | $3,282,000 | 1,328 |
| Premises and equipment expense | $1,091,000 | 1,066 |
| Additional noninterest expense | $2,270,000 | 1,082 |
| Pre-tax net operating income | $9,121,000 | 526 |
| Securities gains (losses) | $80,000 | 1,164 |
| Applicable income taxes | $3,637,000 | 462 |
| Income before extraordinary items | $5,564,000 | 608 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $5,564,000 | 608 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $86,000 | 2,335 |
| Cash dividends | $1,426,000 | 943 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $5,512,800 | 584 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $7,392,000 | 931 |
| Total interest expense | $2,137,000 | 940 |
| Net interest income | $5,255,000 | 939 |
| Provision for loan and lease losses | $97,000 | 2,183 |
| Total noninterest income | $4,842,000 | 397 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $609,000 | 703 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $4,233,000 | 303 |
| Total noninterest expense | $3,492,000 | 1,166 |
| Salaries and employee benefits | $1,707,000 | 1,296 |
| Premises and equipment expense | $648,000 | 879 |
| Additional noninterest expense | $1,137,000 | 1,075 |
| Pre-tax net operating income | $6,508,000 | 402 |
| Securities gains (losses) | $79,000 | 928 |
| Applicable income taxes | $2,854,000 | 338 |
| Income before extraordinary items | $3,733,000 | 482 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $3,733,000 | 481 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-13,000 | 8,369 |
| Cash dividends | $460,000 | 1,303 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $3,682,440 | 453 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $32,528,000 | 863 |
| Total interest expense | $9,250,000 | 971 |
| Net interest income | $23,278,000 | 819 |
| Provision for loan and lease losses | $1,069,000 | 1,119 |
| Total noninterest income | $3,482,000 | 1,498 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $2,399,000 | 710 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $1,083,000 | 2,272 |
| Total noninterest expense | $15,033,000 | 1,083 |
| Salaries and employee benefits | $7,524,000 | 1,124 |
| Premises and equipment expense | $2,900,000 | 777 |
| Additional noninterest expense | $4,609,000 | 1,097 |
| Pre-tax net operating income | $10,658,000 | 811 |
| Securities gains (losses) | $536,000 | 717 |
| Applicable income taxes | $3,620,000 | 799 |
| Income before extraordinary items | $7,574,000 | 857 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $7,574,000 | 859 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $595,000 | 1,396 |
| Cash dividends | $1,334,000 | 1,907 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $7,209,520 | 842 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $24,371,000 | 883 |
| Total interest expense | $7,078,000 | 993 |
| Net interest income | $17,293,000 | 843 |
| Provision for loan and lease losses | $740,000 | 1,161 |
| Total noninterest income | $2,591,000 | 1,539 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $1,738,000 | 740 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $853,000 | 2,276 |
| Total noninterest expense | $10,672,000 | 1,151 |
| Salaries and employee benefits | $5,324,000 | 1,212 |
| Premises and equipment expense | $1,867,000 | 912 |
| Additional noninterest expense | $3,481,000 | 1,105 |
| Pre-tax net operating income | $8,472,000 | 802 |
| Securities gains (losses) | $142,000 | 1,463 |
| Applicable income taxes | $2,772,000 | 830 |
| Income before extraordinary items | $5,842,000 | 869 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $5,842,000 | 870 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $445,000 | 1,285 |
| Cash dividends | $736,000 | 2,121 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $5,745,440 | 816 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $16,184,000 | 904 |
| Total interest expense | $4,832,000 | 996 |
| Net interest income | $11,352,000 | 858 |
| Provision for loan and lease losses | $474,000 | 1,210 |
| Total noninterest income | $1,663,000 | 1,578 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $1,205,000 | 707 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $458,000 | 2,579 |
| Total noninterest expense | $6,997,000 | 1,164 |
| Salaries and employee benefits | $3,413,000 | 1,268 |
| Premises and equipment expense | $1,250,000 | 916 |
| Additional noninterest expense | $2,334,000 | 1,089 |
| Pre-tax net operating income | $5,544,000 | 809 |
| Securities gains (losses) | $45,000 | 2,091 |
| Applicable income taxes | $1,792,000 | 854 |
| Income before extraordinary items | $3,797,000 | 894 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $3,797,000 | 895 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $350,000 | 1,109 |
| Cash dividends | $368,000 | 2,588 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $3,766,400 | 830 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $8,029,000 | 918 |
| Total interest expense | $2,462,000 | 1,000 |
| Net interest income | $5,567,000 | 884 |
| Provision for loan and lease losses | $253,000 | 1,105 |
| Total noninterest income | $771,000 | 1,634 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $575,000 | 720 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $196,000 | 2,753 |
| Total noninterest expense | $3,516,000 | 1,141 |
| Salaries and employee benefits | $1,684,000 | 1,291 |
| Premises and equipment expense | $607,000 | 949 |
| Additional noninterest expense | $1,225,000 | 1,002 |
| Pre-tax net operating income | $2,569,000 | 883 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $814,000 | 944 |
| Income before extraordinary items | $1,755,000 | 960 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,755,000 | 959 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $344,000 | 640 |
| Cash dividends | $368,000 | 1,547 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $1,755,000 | 886 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $32,206,000 | 945 |
| Total interest expense | $11,244,000 | 993 |
| Net interest income | $20,962,000 | 924 |
| Provision for loan and lease losses | $1,068,000 | 1,272 |
| Total noninterest income | $2,941,000 | 1,590 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $2,474,000 | 662 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $467,000 | 3,412 |
| Total noninterest expense | $14,179,000 | 1,097 |
| Salaries and employee benefits | $7,231,000 | 1,102 |
| Premises and equipment expense | $2,298,000 | 956 |
| Additional noninterest expense | $4,650,000 | 1,062 |
| Pre-tax net operating income | $8,656,000 | 979 |
| Securities gains (losses) | $17,000 | 3,266 |
| Applicable income taxes | $2,640,000 | 1,037 |
| Income before extraordinary items | $6,033,000 | 1,041 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $6,033,000 | 1,042 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $687,000 | 1,311 |
| Cash dividends | $1,104,000 | 2,065 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $6,021,100 | 1,001 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $29,203,000 | 1,166 |
| Total interest expense | $13,437,000 | 1,198 |
| Net interest income | $15,766,000 | 1,127 |
| Provision for loan and lease losses | $955,000 | 1,296 |
| Total noninterest income | $2,382,000 | 1,758 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $1,824,000 | 808 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $558,000 | 2,949 |
| Total noninterest expense | $11,666,000 | 1,248 |
| Salaries and employee benefits | $5,760,000 | 1,287 |
| Premises and equipment expense | $1,814,000 | 1,176 |
| Additional noninterest expense | $4,092,000 | 1,170 |
| Pre-tax net operating income | $5,527,000 | 1,334 |
| Securities gains (losses) | $367,000 | 775 |
| Applicable income taxes | $2,148,000 | 1,107 |
| Income before extraordinary items | $3,746,000 | 1,443 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $3,746,000 | 1,444 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,705,000 | 636 |
| Cash dividends | $1,104,000 | 2,064 |
| Sale, conversion, retirement of capital stock, net | $26,000,000 | 29 |
| Net operating income | $3,511,120 | 1,464 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $19,503,000 | 1,777 |
| Total interest expense | $10,108,000 | 1,699 |
| Net interest income | $9,395,000 | 1,874 |
| Provision for loan and lease losses | $540,000 | 1,753 |
| Total noninterest income | $1,019,000 | 3,079 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $862,000 | 1,593 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $157,000 | 5,363 |
| Total noninterest expense | $7,020,000 | 1,981 |
| Salaries and employee benefits | $3,861,000 | 1,865 |
| Premises and equipment expense | $1,067,000 | 1,952 |
| Additional noninterest expense | $2,092,000 | 2,079 |
| Pre-tax net operating income | $2,854,000 | 2,488 |
| Securities gains (losses) | $322,000 | 331 |
| Applicable income taxes | $973,000 | 2,178 |
| Income before extraordinary items | $2,203,000 | 2,329 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $2,203,000 | 2,329 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $51,000 | 4,719 |
| Cash dividends | $480,000 | 3,634 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,980,820 | 2,590 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $15,425,000 | 2,111 |
| Total interest expense | $7,947,000 | 1,888 |
| Net interest income | $7,478,000 | 2,361 |
| Provision for loan and lease losses | $2,160,000 | 529 |
| Total noninterest income | $1,039,000 | 3,000 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $809,000 | 1,640 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $230,000 | 4,617 |
| Total noninterest expense | $6,861,000 | 1,991 |
| Salaries and employee benefits | $3,816,000 | 1,822 |
| Premises and equipment expense | $1,085,000 | 1,887 |
| Additional noninterest expense | $1,960,000 | 2,232 |
| Pre-tax net operating income | $-504,000 | 9,850 |
| Securities gains (losses) | $75,000 | 844 |
| Applicable income taxes | $-445,000 | 10,128 |
| Income before extraordinary items | $16,000 | 9,390 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $16,000 | 9,386 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,661,000 | 510 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $-32,000 | 9,466 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $16,182,000 | 2,007 |
| Total interest expense | $7,982,000 | 1,911 |
| Net interest income | $8,200,000 | 2,081 |
| Provision for loan and lease losses | $1,200,000 | 825 |
| Total noninterest income | $903,000 | 3,313 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $658,000 | 1,937 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $245,000 | 4,471 |
| Total noninterest expense | $5,741,000 | 2,275 |
| Salaries and employee benefits | $3,430,000 | 1,941 |
| Premises and equipment expense | $881,000 | 2,210 |
| Additional noninterest expense | $1,430,000 | 2,892 |
| Pre-tax net operating income | $2,162,000 | 3,122 |
| Securities gains (losses) | $-3,000 | 9,968 |
| Applicable income taxes | $645,000 | 3,219 |
| Income before extraordinary items | $1,514,000 | 3,231 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,514,000 | 3,232 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,214,000 | 657 |
| Cash dividends | $480,000 | 3,628 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,516,100 | 3,139 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $15,406,000 | 2,123 |
| Total interest expense | $7,521,000 | 2,040 |
| Net interest income | $7,885,000 | 2,227 |
| Provision for loan and lease losses | $300,000 | 2,568 |
| Total noninterest income | $847,000 | 3,440 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $655,000 | 2,007 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $192,000 | 5,056 |
| Total noninterest expense | $4,784,000 | 2,680 |
| Salaries and employee benefits | $2,906,000 | 2,272 |
| Premises and equipment expense | $660,000 | 2,891 |
| Additional noninterest expense | $1,218,000 | 3,315 |
| Pre-tax net operating income | $3,648,000 | 2,060 |
| Securities gains (losses) | $24,000 | 1,768 |
| Applicable income taxes | $1,177,000 | 2,119 |
| Income before extraordinary items | $2,495,000 | 2,114 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $2,495,000 | 2,113 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $127,000 | 3,337 |
| Cash dividends | $480,000 | 3,592 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $2,478,680 | 2,074 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $13,580,000 | 2,459 |
| Total interest expense | $6,325,000 | 2,439 |
| Net interest income | $7,255,000 | 2,469 |
| Provision for loan and lease losses | $200,000 | 3,395 |
| Total noninterest income | $955,000 | 3,247 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $618,000 | 2,186 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $337,000 | 3,792 |
| Total noninterest expense | $4,587,000 | 2,963 |
| Salaries and employee benefits | $2,532,000 | 2,653 |
| Premises and equipment expense | $738,000 | 2,643 |
| Additional noninterest expense | $1,317,000 | 3,490 |
| Pre-tax net operating income | $3,423,000 | 2,092 |
| Securities gains (losses) | $28,000 | 1,737 |
| Applicable income taxes | $1,141,000 | 2,092 |
| Income before extraordinary items | $2,310,000 | 2,144 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $2,310,000 | 2,145 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $196,000 | 2,709 |
| Cash dividends | $480,000 | 3,512 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $2,291,240 | 2,112 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $11,941,000 | 2,799 |
| Total interest expense | $5,733,000 | 2,676 |
| Net interest income | $6,208,000 | 2,863 |
| Provision for loan and lease losses | $270,000 | 2,431 |
| Total noninterest income | $1,089,000 | 2,920 |
| Gross Fiduciary activities income | $1,000 | 1,568 |
| Service charges on deposit accounts | $531,000 | 2,535 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $557,000 | 2,678 |
| Total noninterest expense | $3,856,000 | 3,438 |
| Salaries and employee benefits | $2,187,000 | 3,048 |
| Premises and equipment expense | $594,000 | 3,228 |
| Additional noninterest expense | $1,075,000 | 4,105 |
| Pre-tax net operating income | $3,171,000 | 2,323 |
| Securities gains (losses) | $-72,000 | 11,356 |
| Applicable income taxes | $982,000 | 2,425 |
| Income before extraordinary items | $2,117,000 | 2,378 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $2,117,000 | 2,377 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $195,000 | 2,540 |
| Cash dividends | $400,000 | 3,839 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $2,165,960 | 2,307 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $8,949,000 | 3,345 |
| Total interest expense | $3,712,000 | 3,286 |
| Net interest income | $5,237,000 | 3,416 |
| Provision for loan and lease losses | $100,000 | 4,522 |
| Total noninterest income | $806,000 | 3,701 |
| Gross Fiduciary activities income | $1,000 | 1,574 |
| Service charges on deposit accounts | $496,000 | 2,768 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $309,000 | 4,007 |
| Total noninterest expense | $3,610,000 | 3,747 |
| Salaries and employee benefits | $2,051,000 | 3,210 |
| Premises and equipment expense | $530,000 | 3,615 |
| Additional noninterest expense | $1,029,000 | 4,609 |
| Pre-tax net operating income | $2,333,000 | 3,012 |
| Securities gains (losses) | $3,000 | 2,889 |
| Applicable income taxes | $836,000 | 2,667 |
| Income before extraordinary items | $1,500,000 | 3,176 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,500,000 | 3,188 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $94,000 | 3,857 |
| Cash dividends | $320,000 | 4,289 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,498,080 | 3,209 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $7,281,000 | 4,160 |
| Total interest expense | $2,989,000 | 4,127 |
| Net interest income | $4,292,000 | 4,132 |
| Provision for loan and lease losses | $260,000 | 3,299 |
| Total noninterest income | $999,000 | 3,346 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $564,000 | 2,445 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $435,000 | 3,562 |
| Total noninterest expense | $3,338,000 | 4,090 |
| Salaries and employee benefits | $1,885,000 | 3,460 |
| Premises and equipment expense | $431,000 | 4,415 |
| Additional noninterest expense | $1,022,000 | 4,832 |
| Pre-tax net operating income | $1,693,000 | 3,891 |
| Securities gains (losses) | $215,000 | 1,613 |
| Applicable income taxes | $645,000 | 3,366 |
| Income before extraordinary items | $1,263,000 | 3,818 |
| Extraordinary gains, net | $105,000 | 1,523 |
| Net income | $1,368,000 | 3,646 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $155,000 | 3,602 |
| Cash dividends | $280,000 | 4,592 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,121,100 | 4,042 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $7,030,000 | 4,804 |
| Total interest expense | $3,282,000 | 4,800 |
| Net interest income | $3,748,000 | 4,733 |
| Provision for loan and lease losses | $353,000 | 3,762 |
| Total noninterest income | $829,000 | 3,876 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $549,000 | 2,510 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $280,000 | 4,626 |
| Total noninterest expense | $3,001,000 | 4,535 |
| Salaries and employee benefits | $1,635,000 | 3,920 |
| Premises and equipment expense | $400,000 | 4,795 |
| Additional noninterest expense | $966,000 | 5,197 |
| Pre-tax net operating income | $1,223,000 | 4,842 |
| Securities gains (losses) | $217,000 | 1,901 |
| Applicable income taxes | $274,000 | 6,309 |
| Income before extraordinary items | $1,166,000 | 3,904 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,166,000 | 3,944 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $364,000 | 2,989 |
| Cash dividends | $220,000 | 4,803 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $990,230 | 4,219 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.