Home > Union Bank In Liquidation > Net charge- offs to loans
Union Bank In Liquidation, Net charge- offs to loans
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6632% | 1,477 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3864% | 1,882 |
| Percentage Net Loans Charged-off:Construction & development | 1.4123% | 852 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4629% | 1,002 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1524% | 5,598 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0208% | 2,924 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 982 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0249% | 2,721 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.6772% | 531 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1655% | 1,004 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1655% | 906 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 960 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 6.8904% | 30 |
| Percentage Net Loans Charged-off: Total real estate loans | 7.5922% | 27 |
| Percentage Net Loans Charged-off:Construction & development | 9.5771% | 481 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0475% | 6,950 |
| Percentage Net Loans Charged-off: Multi-family residential | 26.3037% | 32 |
| Percentage Net Loans Charged-off: 1-4 family residential | 4.4525% | 135 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3193% | 1,454 |
| All other 1-4 family - Percent of loans charged-off, net | 5.1844% | 124 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.0955% | 1,151 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2313% | 703 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.0270% | 672 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,720 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 8.7739% | 19 |
| Percentage Net Loans Charged-off: Total real estate loans | 9.7230% | 16 |
| Percentage Net Loans Charged-off:Construction & development | 12.1218% | 315 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0468% | 6,989 |
| Percentage Net Loans Charged-off: Multi-family residential | 32.7980% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | 5.2036% | 97 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4380% | 1,159 |
| All other 1-4 family - Percent of loans charged-off, net | 6.0279% | 94 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.4032% | 909 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0343% | 745 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.8016% | 711 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,562 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1895% | 4,019 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2263% | 3,223 |
| Percentage Net Loans Charged-off:Construction & development | 1.6006% | 1,470 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0696% | 7,062 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4690% | 1,993 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,446 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5473% | 1,738 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1515% | 6,563 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8706% | 807 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.5869% | 763 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,354 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3916% | 2,512 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4461% | 2,006 |
| Percentage Net Loans Charged-off:Construction & development | 2.9150% | 840 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1381% | 7,173 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9191% | 1,026 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,026 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0645% | 873 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1187% | 6,442 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.8628% | 510 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.2485% | 495 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5015% | 1,467 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.6824% | 1,147 |
| Percentage Net Loans Charged-off:Construction & development | 0.9101% | 2,567 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.9389% | 360 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0530% | 1,062 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.5584% | 888 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0971% | 1,802 |
| All other 1-4 family - Percent of loans charged-off, net | 1.7736% | 780 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2141% | 3,990 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5832% | 1,406 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7394% | 2,573 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8510% | 1,980 |
| Percentage Net Loans Charged-off:Construction & development | 0.6452% | 2,469 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.3734% | 867 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1427% | 810 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7449% | 1,579 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1401% | 1,533 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8333% | 1,428 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0824% | 6,830 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4856% | 1,410 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,786 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2615% | 4,035 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2915% | 3,131 |
| Percentage Net Loans Charged-off:Construction & development | 0.7626% | 2,117 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1099% | 2,249 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4458% | 2,024 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2029% | 1,221 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4803% | 1,870 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0152% | 3,789 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0293% | 1,866 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1270% | 4,206 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1404% | 3,167 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,022 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0023% | 1,876 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8695% | 1,131 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 974 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9914% | 977 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0238% | 6,460 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3295% | 1,459 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.8660% | 761 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.5898% | 765 |
| Percentage Net Loans Charged-off:Construction & development | 7.4938% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2400% | 2,307 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1750% | 815 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.3123% | 540 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5606% | 1,165 |
| All other 1-4 family - Percent of loans charged-off, net | 2.5546% | 507 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.6652% | 832 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6172% | 1,720 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 2,150 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0731% | 1,855 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4983% | 2,456 |
| Percentage Net Loans Charged-off:Construction & development | 1.0311% | 2,144 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0792% | 2,404 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0741% | 1,008 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5332% | 1,005 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1495% | 924 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.6234% | 670 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5162% | 1,690 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,898 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5606% | 1,212 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7203% | 1,725 |
| Percentage Net Loans Charged-off:Construction & development | 1.5333% | 1,581 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1184% | 1,773 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.4615% | 687 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1798% | 1,111 |
| All other 1-4 family - Percent of loans charged-off, net | 1.6453% | 607 |
| Percentage Net Loans Charged-off: Commercial and industrial | 6.6506% | 412 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1368% | 2,075 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,633 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5809% | 2,012 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6791% | 1,355 |
| Percentage Net Loans Charged-off:Construction & development | 1.8749% | 976 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0022% | 7,656 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8365% | 866 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3910% | 633 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9010% | 773 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,811 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6860% | 2,566 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0700% | 1,140 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8224% | 1,114 |
| Percentage Net Loans Charged-off:Construction & development | 2.1824% | 1,030 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3113% | 1,168 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3728% | 1,508 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0500% | 1,296 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4243% | 1,294 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.5313% | 822 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.2257% | 505 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,901 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7150% | 1,211 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4244% | 1,327 |
| Percentage Net Loans Charged-off:Construction & development | 0.7740% | 1,224 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3400% | 728 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3706% | 1,154 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0815% | 978 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4173% | 982 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.5189% | 601 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.5232% | 606 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,634 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8332% | 839 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4846% | 942 |
| Percentage Net Loans Charged-off:Construction & development | 0.8582% | 818 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4644% | 482 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1979% | 1,447 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1232% | 738 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2107% | 1,312 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.0494% | 399 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.8432% | 496 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1795% | 446 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4213% | 774 |
| Percentage Net Loans Charged-off:Construction & development | 1.0408% | 440 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1234% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4021% | 711 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2495% | 409 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4303% | 635 |
| Percentage Net Loans Charged-off: Commercial and industrial | 6.3471% | 150 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.5152% | 582 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1981% | 2,659 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2104% | 1,293 |
| Percentage Net Loans Charged-off:Construction & development | 0.0164% | 1,492 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0077% | 1,584 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.7805% | 114 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3425% | 418 |
| All other 1-4 family - Percent of loans charged-off, net | 2.0407% | 96 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0143% | 3,845 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2620% | 1,228 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,751 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2162% | 1,853 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2315% | 782 |
| Percentage Net Loans Charged-off:Construction & development | -0.0158% | 7,621 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0101% | 1,105 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.1251% | 59 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0485% | 6,010 |
| All other 1-4 family - Percent of loans charged-off, net | 2.5247% | 48 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0388% | 2,984 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8780% | 1,587 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1996% | 1,718 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2311% | 662 |
| Percentage Net Loans Charged-off:Construction & development | -0.0447% | 7,667 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.3958% | 39 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0740% | 6,017 |
| All other 1-4 family - Percent of loans charged-off, net | 2.8777% | 35 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0619% | 7,219 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3304% | 3,031 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2165% | 1,306 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2637% | 463 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.5076% | 45 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1894% | 6,032 |
| All other 1-4 family - Percent of loans charged-off, net | 3.0465% | 35 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1709% | 7,563 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3614% | 2,538 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1704% | 2,255 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1226% | 1,124 |
| Percentage Net Loans Charged-off:Construction & development | 0.1187% | 457 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,308 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8122% | 164 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2647% | 271 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9301% | 135 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5816% | 1,484 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8734% | 1,723 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1291% | 2,260 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0980% | 1,085 |
| Percentage Net Loans Charged-off:Construction & development | 0.1164% | 340 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5858% | 221 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3311% | 174 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6417% | 200 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4085% | 1,442 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6446% | 2,071 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1359% | 2,039 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0874% | 1,061 |
| Percentage Net Loans Charged-off:Construction & development | 0.0091% | 424 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8266% | 139 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0104% | 112 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6686% | 987 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4736% | 2,447 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1836% | 1,396 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0827% | 814 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8274% | 143 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0156% | 110 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3739% | 487 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9841% | 1,307 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1292% | 3,180 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0750% | 1,556 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0035% | 1,307 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7306% | 182 |
| Percentage Net Loans Charged-off: Home equity loans | 1.4538% | 60 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5316% | 304 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5801% | 1,725 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9531% | 1,961 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0944% | 3,259 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0740% | 1,366 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0046% | 1,001 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7091% | 180 |
| Percentage Net Loans Charged-off: Home equity loans | 1.9751% | 37 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3485% | 433 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1904% | 2,379 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8902% | 1,848 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0676% | 3,489 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0612% | 1,361 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0069% | 760 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5589% | 258 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6846% | 91 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5218% | 283 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0690% | 2,529 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5210% | 2,784 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0851% | 2,643 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0480% | 1,170 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4746% | 294 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6246% | 241 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2670% | 1,306 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1565% | 1,300 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2508% | 2,271 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0569% | 2,192 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1155% | 967 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,241 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,066 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3478% | 1,072 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5263% | 3,695 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0689% | 1,400 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0936% | 3,739 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0934% | 1,406 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1932% | 606 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,765 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,599 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1030% | 2,989 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 6,086 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0800% | 1,182 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0377% | 4,686 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0387% | 1,925 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0847% | 669 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,286 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0100% | 3,023 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3305% | 3,939 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0114% | 7,258 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,955 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,591 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,471 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0441% | 7,227 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2627% | 8,028 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1358% | 4,204 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0745% | 2,152 |
| Percentage Net Loans Charged-off:Construction & development | 0.1296% | 545 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0398% | 1,332 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1393% | 1,468 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7300% | 117 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,279 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1781% | 3,737 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9416% | 899 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1383% | 3,691 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0795% | 1,748 |
| Percentage Net Loans Charged-off:Construction & development | 0.1017% | 470 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0531% | 1,017 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1858% | 995 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9702% | 72 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,778 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2910% | 2,776 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0917% | 1,956 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1686% | 3,073 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1231% | 1,219 |
| Percentage Net Loans Charged-off:Construction & development | 0.1604% | 345 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0810% | 739 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2834% | 655 |
| Percentage Net Loans Charged-off: Home equity loans | 1.4311% | 58 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,287 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3925% | 2,205 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3407% | 4,238 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3444% | 1,577 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1329% | 917 |
| Percentage Net Loans Charged-off:Construction & development | 0.5026% | 149 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,648 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,550 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3770% | 807 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5745% | 2,960 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.9552% | 462 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1875% | 3,815 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0786% | 2,089 |
| Percentage Net Loans Charged-off:Construction & development | 0.1201% | 595 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3088% | 706 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3957% | 577 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,878 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.5860% | 583 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5703% | 1,407 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3940% | 499 |
| Percentage Net Loans Charged-off:Construction & development | -0.1233% | 8,280 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.8396% | 59 |
| Percentage Net Loans Charged-off: Home equity loans | 3.8571% | 45 |
| All other 1-4 family - Percent of loans charged-off, net | 1.3690% | 103 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8529% | 2,018 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3712% | 1,460 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0325% | 6,319 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2285% | 422 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9703% | 638 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1119% | 5,248 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1934% | 4,162 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2256% | 3,574 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1263% | 5,193 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2749% | 4,473 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9660% | 2,178 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |