Home > Union Bank In Liquidation > Assets and Liabilities
Union Bank In Liquidation, Assets and Liabilities
| 2012-03-31 | Rank | |
| # of Employees: | 100 | 1,478 |
| Assets and Liabilities | ||
| Total Assets: | $456,366,000 | 1,471 |
| Cash and due from depository institutions | $67,377,000 | 1,478 |
| Interest-bearing balances | $62,907,000 | 711 |
| Securities | $11,320,000 | 5,573 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,754 |
| Net loans & leases | $322,671,000 | 1,287 |
| Loan loss allowance | $18,590,000 | 426 |
| Trading account assets | $0 | 215 |
| Bank premises and fixed assets | $11,559,000 | 1,000 |
| Other real estate owned | $35,742,000 | 1,478 |
| Goodwill and other intangibles | $0 | 2,935 |
| All other assets | $7,697,000 | 2,214 |
| Life insurance assets | $2,397,000 | 2,217 |
| Total liabilities and capital | $456,366,000 | 1,471 |
| Total liabilities | $440,065,000 | 1,379 |
| Total deposits | $413,900,000 | 1,356 |
| Interest-bearing deposits | $337,177,000 | 1,391 |
| Deposits held in domestic offices | $413,900,000 | 1,355 |
| % insured | 98.54% | 407 |
| Federal funds purchased & repurchase agreements | $0 | 2,131 |
| Trading liabilities | $0 | 123 |
| Other borrowed funds | $25,000,000 | 990 |
| Subordinated debt | $0 | 185 |
| All other liabilities | $1,165,000 | 2,925 |
| Total equity capital | $16,301,000 | 3,779 |
| Total bank equity capital | $16,301,000 | 3,777 |
| Perpetual preferred stock | $0 | 259 |
| Common stock | $3,900,000 | 1,063 |
| Surplus | $45,259,000 | 758 |
| Undivided profits | $-32,858,000 | 7,203 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 170 |
| Memoranda | ||
| Noncurrent loans and leases | $28,302,000 | 500 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,111 |
| Income earned, not collected on loans | $1,050,000 | 2,586 |
| Earning assets | $396,898,000 | 1,542 |
| Long-term assets (5+ years) | $118,516,000 | 1,575 |
| Average Assets, year-to-date | $457,545,000 | 1,461 |
| Average Assets, quarterly | $457,545,000 | 1,461 |
| Volatile liabilities | $32,547,000 | 1,394 |
| Insider loans | $18,131,000 | 273 |
| FHLB advances | $25,000,000 | 929 |
| Loans and leases held for sale | $0 | 2,171 |
| Unused loan commitments | $10,665,000 | 3,811 |
| Tier 1 (core) risk-based capital | $16,037,000 | 3,674 |
| Tier 2 risk-based capital | $4,839,000 | 1,115 |
| Total risk weighted assets | $373,312,000 | 1,189 |
| Total unused commitments | $10,665,000 | 3,811 |
| Derivatives | $0 | 1,297 |
| 2011-12-31 | Rank | |
| # of Employees: | 102 | 1,457 |
| Assets and Liabilities | ||
| Total Assets: | $458,724,000 | 1,459 |
| Cash and due from depository institutions | $57,594,000 | 1,457 |
| Interest-bearing balances | $52,601,000 | 751 |
| Securities | $18,071,000 | 4,746 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,658 |
| Net loans & leases | $326,590,000 | 1,285 |
| Loan loss allowance | $18,548,000 | 429 |
| Trading account assets | $0 | 205 |
| Bank premises and fixed assets | $11,656,000 | 990 |
| Other real estate owned | $37,598,000 | 1,457 |
| Goodwill and other intangibles | $0 | 2,970 |
| All other assets | $7,215,000 | 2,358 |
| Life insurance assets | $2,376,000 | 2,187 |
| Total liabilities and capital | $458,724,000 | 1,459 |
| Total liabilities | $440,768,000 | 1,366 |
| Total deposits | $414,738,000 | 1,339 |
| Interest-bearing deposits | $346,295,000 | 1,341 |
| Deposits held in domestic offices | $414,738,000 | 1,335 |
| % insured | 98.56% | 450 |
| Federal funds purchased & repurchase agreements | $0 | 2,367 |
| Trading liabilities | $0 | 115 |
| Other borrowed funds | $25,000,000 | 1,063 |
| Subordinated debt | $0 | 193 |
| All other liabilities | $1,030,000 | 3,184 |
| Total equity capital | $17,956,000 | 3,506 |
| Total bank equity capital | $17,956,000 | 3,504 |
| Perpetual preferred stock | $0 | 263 |
| Common stock | $3,900,000 | 1,076 |
| Surplus | $45,259,000 | 768 |
| Undivided profits | $-31,203,000 | 7,246 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 168 |
| Memoranda | ||
| Noncurrent loans and leases | $26,855,000 | 544 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,138 |
| Income earned, not collected on loans | $1,072,000 | 2,701 |
| Earning assets | $397,262,000 | 1,525 |
| Long-term assets (5+ years) | $119,882,000 | 1,299 |
| Average Assets, year-to-date | $495,849,200 | 1,345 |
| Average Assets, quarterly | $459,053,500 | 1,448 |
| Volatile liabilities | $32,292,000 | 1,515 |
| Insider loans | $18,307,000 | 273 |
| FHLB advances | $25,000,000 | 990 |
| Loans and leases held for sale | $0 | 1,918 |
| Unused loan commitments | $21,136,000 | 2,459 |
| Tier 1 (core) risk-based capital | $17,676,000 | 3,383 |
| Tier 2 risk-based capital | $4,938,000 | 1,092 |
| Total risk weighted assets | $381,401,000 | 1,163 |
| Total unused commitments | $21,136,000 | 2,460 |
| Derivatives | $0 | 1,191 |
| 2011-09-30 | Rank | |
| # of Employees: | 102 | 1,464 |
| Assets and Liabilities | ||
| Total Assets: | $459,383,000 | 1,454 |
| Cash and due from depository institutions | $38,951,000 | 1,464 |
| Interest-bearing balances | $32,950,000 | 1,260 |
| Securities | $18,678,000 | 4,644 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,873 |
| Net loans & leases | $342,377,000 | 1,229 |
| Loan loss allowance | $18,752,000 | 437 |
| Trading account assets | $0 | 209 |
| Bank premises and fixed assets | $11,762,000 | 986 |
| Other real estate owned | $39,922,000 | 1,464 |
| Goodwill and other intangibles | $0 | 2,996 |
| All other assets | $7,693,000 | 2,286 |
| Life insurance assets | $2,354,000 | 2,165 |
| Total liabilities and capital | $459,383,000 | 1,454 |
| Total liabilities | $441,183,000 | 1,372 |
| Total deposits | $414,583,000 | 1,334 |
| Interest-bearing deposits | $347,313,000 | 1,333 |
| Deposits held in domestic offices | $414,583,000 | 1,332 |
| % insured | 98.75% | 424 |
| Federal funds purchased & repurchase agreements | $0 | 2,338 |
| Trading liabilities | $0 | 112 |
| Other borrowed funds | $25,000,000 | 1,094 |
| Subordinated debt | $0 | 206 |
| All other liabilities | $1,600,000 | 2,479 |
| Total equity capital | $18,200,000 | 3,496 |
| Total bank equity capital | $18,200,000 | 3,496 |
| Perpetual preferred stock | $0 | 266 |
| Common stock | $3,900,000 | 1,101 |
| Surplus | $45,259,000 | 778 |
| Undivided profits | $-30,959,000 | 7,320 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 175 |
| Memoranda | ||
| Noncurrent loans and leases | $20,114,000 | 749 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,137 |
| Income earned, not collected on loans | $1,180,000 | 2,544 |
| Earning assets | $394,005,000 | 1,533 |
| Long-term assets (5+ years) | $126,818,000 | 1,196 |
| Average Assets, year-to-date | $505,130,500 | 1,330 |
| Average Assets, quarterly | $485,629,500 | 1,389 |
| Volatile liabilities | $32,032,000 | 1,554 |
| Insider loans | $18,484,000 | 276 |
| FHLB advances | $25,000,000 | 1,003 |
| Loans and leases held for sale | $0 | 1,904 |
| Unused loan commitments | $23,319,000 | 2,299 |
| Tier 1 (core) risk-based capital | $17,842,000 | 3,376 |
| Tier 2 risk-based capital | $5,176,000 | 1,053 |
| Total risk weighted assets | $400,464,000 | 1,123 |
| Total unused commitments | $23,319,000 | 2,304 |
| Derivatives | $0 | 1,195 |
| 2011-06-30 | Rank | |
| # of Employees: | 108 | 1,378 |
| Assets and Liabilities | ||
| Total Assets: | $511,876,000 | 1,336 |
| Cash and due from depository institutions | $59,925,000 | 1,378 |
| Interest-bearing balances | $54,015,000 | 695 |
| Securities | $19,029,000 | 4,679 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,997 |
| Net loans & leases | $367,735,000 | 1,156 |
| Loan loss allowance | $30,498,000 | 302 |
| Trading account assets | $0 | 213 |
| Bank premises and fixed assets | $11,854,000 | 990 |
| Other real estate owned | $43,234,000 | 1,378 |
| Goodwill and other intangibles | $0 | 3,017 |
| All other assets | $10,099,000 | 1,871 |
| Life insurance assets | $2,332,000 | 2,151 |
| Total liabilities and capital | $511,876,000 | 1,336 |
| Total liabilities | $477,673,000 | 1,270 |
| Total deposits | $411,278,000 | 1,347 |
| Interest-bearing deposits | $341,307,000 | 1,380 |
| Deposits held in domestic offices | $411,278,000 | 1,345 |
| % insured | 99.10% | 348 |
| Federal funds purchased & repurchase agreements | $0 | 2,430 |
| Trading liabilities | $0 | 112 |
| Other borrowed funds | $65,000,000 | 510 |
| Subordinated debt | $0 | 212 |
| All other liabilities | $1,395,000 | 2,586 |
| Total equity capital | $34,203,000 | 1,991 |
| Total bank equity capital | $34,203,000 | 1,990 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $3,900,000 | 1,116 |
| Surplus | $45,259,000 | 779 |
| Undivided profits | $-14,956,000 | 7,257 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 179 |
| Memoranda | ||
| Noncurrent loans and leases | $38,518,000 | 440 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,160 |
| Income earned, not collected on loans | $1,256,000 | 2,342 |
| Earning assets | $440,779,000 | 1,394 |
| Long-term assets (5+ years) | $138,606,000 | 1,088 |
| Average Assets, year-to-date | $520,379,670 | 1,294 |
| Average Assets, quarterly | $512,021,500 | 1,329 |
| Volatile liabilities | $47,091,000 | 1,133 |
| Insider loans | $13,301,000 | 417 |
| FHLB advances | $65,000,000 | 458 |
| Loans and leases held for sale | $0 | 1,752 |
| Unused loan commitments | $19,097,000 | 2,654 |
| Tier 1 (core) risk-based capital | $33,880,000 | 1,873 |
| Tier 2 risk-based capital | $5,657,000 | 962 |
| Total risk weighted assets | $427,697,000 | 1,054 |
| Total unused commitments | $19,097,000 | 2,658 |
| Derivatives | $0 | 1,174 |
| 2011-03-31 | Rank | |
| # of Employees: | 108 | 1,376 |
| Assets and Liabilities | ||
| Total Assets: | $512,167,000 | 1,328 |
| Cash and due from depository institutions | $42,181,000 | 1,376 |
| Interest-bearing balances | $37,594,000 | 1,045 |
| Securities | $15,491,000 | 5,073 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,332 |
| Net loans & leases | $387,470,000 | 1,105 |
| Loan loss allowance | $29,788,000 | 318 |
| Trading account assets | $0 | 208 |
| Bank premises and fixed assets | $11,955,000 | 985 |
| Other real estate owned | $44,159,000 | 1,376 |
| Goodwill and other intangibles | $0 | 3,025 |
| All other assets | $10,911,000 | 1,770 |
| Life insurance assets | $2,314,000 | 2,159 |
| Total liabilities and capital | $512,167,000 | 1,328 |
| Total liabilities | $478,302,000 | 1,275 |
| Total deposits | $412,018,000 | 1,354 |
| Interest-bearing deposits | $350,482,000 | 1,360 |
| Deposits held in domestic offices | $412,018,000 | 1,352 |
| % insured | 99.06% | 377 |
| Federal funds purchased & repurchase agreements | $0 | 2,341 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $65,000,000 | 528 |
| Subordinated debt | $0 | 214 |
| All other liabilities | $1,284,000 | 2,696 |
| Total equity capital | $33,865,000 | 1,974 |
| Total bank equity capital | $33,865,000 | 1,973 |
| Perpetual preferred stock | $0 | 224 |
| Common stock | $3,900,000 | 1,134 |
| Surplus | $45,259,000 | 778 |
| Undivided profits | $-15,294,000 | 7,314 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 181 |
| Memoranda | ||
| Noncurrent loans and leases | $34,157,000 | 512 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,152 |
| Income earned, not collected on loans | $1,312,000 | 2,230 |
| Earning assets | $440,555,000 | 1,406 |
| Long-term assets (5+ years) | $125,303,000 | 1,162 |
| Average Assets, year-to-date | $524,631,500 | 1,290 |
| Average Assets, quarterly | $524,631,500 | 1,290 |
| Volatile liabilities | $47,247,000 | 1,173 |
| Insider loans | $14,429,000 | 387 |
| FHLB advances | $65,000,000 | 472 |
| Loans and leases held for sale | $0 | 1,676 |
| Unused loan commitments | $23,030,000 | 2,360 |
| Tier 1 (core) risk-based capital | $33,731,000 | 1,882 |
| Tier 2 risk-based capital | $5,875,000 | 941 |
| Total risk weighted assets | $446,029,000 | 1,010 |
| Total unused commitments | $23,030,000 | 2,360 |
| Derivatives | $0 | 1,153 |
| 2010-12-31 | Rank | |
| # of Employees: | 111 | 1,355 |
| Assets and Liabilities | ||
| Total Assets: | $542,596,000 | 1,240 |
| Cash and due from depository institutions | $48,426,000 | 1,355 |
| Interest-bearing balances | $40,108,000 | 922 |
| Securities | $8,755,000 | 5,895 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,270 |
| Net loans & leases | $426,597,000 | 1,017 |
| Loan loss allowance | $24,305,000 | 376 |
| Trading account assets | $0 | 207 |
| Bank premises and fixed assets | $12,067,000 | 989 |
| Other real estate owned | $35,804,000 | 1,355 |
| Goodwill and other intangibles | $0 | 3,026 |
| All other assets | $10,947,000 | 1,813 |
| Life insurance assets | $2,294,000 | 2,147 |
| Total liabilities and capital | $542,596,000 | 1,240 |
| Total liabilities | $503,662,000 | 1,194 |
| Total deposits | $436,960,000 | 1,245 |
| Interest-bearing deposits | $369,638,000 | 1,281 |
| Deposits held in domestic offices | $436,960,000 | 1,243 |
| % insured | 99.01% | 369 |
| Federal funds purchased & repurchase agreements | $0 | 2,549 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $65,000,000 | 568 |
| Subordinated debt | $0 | 220 |
| All other liabilities | $1,702,000 | 2,258 |
| Total equity capital | $38,934,000 | 1,712 |
| Total bank equity capital | $38,934,000 | 1,711 |
| Perpetual preferred stock | $0 | 224 |
| Common stock | $3,900,000 | 1,147 |
| Surplus | $45,259,000 | 776 |
| Undivided profits | $-10,225,000 | 7,274 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 190 |
| Memoranda | ||
| Noncurrent loans and leases | $43,884,000 | 411 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,218 |
| Income earned, not collected on loans | $1,575,000 | 1,919 |
| Earning assets | $475,460,000 | 1,297 |
| Long-term assets (5+ years) | $138,661,000 | 1,019 |
| Average Assets, year-to-date | $599,986,600 | 1,116 |
| Average Assets, quarterly | $552,100,500 | 1,230 |
| Volatile liabilities | $73,547,000 | 1,796 |
| Insider loans | $15,157,000 | 375 |
| FHLB advances | $65,000,000 | 506 |
| Loans and leases held for sale | $0 | 1,952 |
| Unused loan commitments | $32,406,000 | 1,784 |
| Tier 1 (core) risk-based capital | $38,804,000 | 1,639 |
| Tier 2 risk-based capital | $6,219,000 | 895 |
| Total risk weighted assets | $479,428,000 | 945 |
| Total unused commitments | $32,406,000 | 1,787 |
| Derivatives | $0 | 1,176 |
| 2010-09-30 | Rank | |
| # of Employees: | 107 | 1,412 |
| Assets and Liabilities | ||
| Total Assets: | $561,605,000 | 1,223 |
| Cash and due from depository institutions | $47,530,000 | 1,412 |
| Interest-bearing balances | $41,939,000 | 872 |
| Securities | $9,696,000 | 5,707 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,450 |
| Net loans & leases | $444,361,000 | 1,003 |
| Loan loss allowance | $23,222,000 | 385 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $12,771,000 | 936 |
| Other real estate owned | $35,209,000 | 1,412 |
| Goodwill and other intangibles | $0 | 3,048 |
| All other assets | $12,038,000 | 1,697 |
| Life insurance assets | $2,274,000 | 2,149 |
| Total liabilities and capital | $561,605,000 | 1,223 |
| Total liabilities | $517,314,000 | 1,183 |
| Total deposits | $450,617,000 | 1,222 |
| Interest-bearing deposits | $394,636,000 | 1,205 |
| Deposits held in domestic offices | $450,617,000 | 1,221 |
| % insured | 95.74% | 1,250 |
| Federal funds purchased & repurchase agreements | $0 | 2,564 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $65,000,000 | 592 |
| Subordinated debt | $0 | 233 |
| All other liabilities | $1,697,000 | 2,494 |
| Total equity capital | $44,291,000 | 1,551 |
| Total bank equity capital | $44,291,000 | 1,549 |
| Perpetual preferred stock | $0 | 229 |
| Common stock | $3,900,000 | 1,159 |
| Surplus | $45,259,000 | 767 |
| Undivided profits | $-4,868,000 | 7,129 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 194 |
| Memoranda | ||
| Noncurrent loans and leases | $38,707,000 | 478 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,218 |
| Income earned, not collected on loans | $1,405,000 | 2,321 |
| Earning assets | $495,996,000 | 1,261 |
| Long-term assets (5+ years) | $114,695,000 | 1,192 |
| Average Assets, year-to-date | $614,334,250 | 1,094 |
| Average Assets, quarterly | $586,317,500 | 1,158 |
| Volatile liabilities | $74,198,000 | 1,853 |
| Insider loans | $15,860,000 | 359 |
| FHLB advances | $65,000,000 | 535 |
| Loans and leases held for sale | $0 | 1,963 |
| Unused loan commitments | $32,649,000 | 1,804 |
| Tier 1 (core) risk-based capital | $44,014,000 | 1,447 |
| Tier 2 risk-based capital | $6,442,000 | 891 |
| Total risk weighted assets | $498,568,000 | 924 |
| Total unused commitments | $32,649,000 | 1,806 |
| Derivatives | $0 | 1,218 |
| 2010-06-30 | Rank | |
| # of Employees: | 122 | 1,260 |
| Assets and Liabilities | ||
| Total Assets: | $611,030,000 | 1,110 |
| Cash and due from depository institutions | $58,760,000 | 1,260 |
| Interest-bearing balances | $52,312,000 | 670 |
| Securities | $13,822,000 | 5,136 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,532 |
| Net loans & leases | $483,969,000 | 914 |
| Loan loss allowance | $24,730,000 | 372 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $12,941,000 | 930 |
| Other real estate owned | $26,895,000 | 1,260 |
| Goodwill and other intangibles | $0 | 3,062 |
| All other assets | $14,643,000 | 1,477 |
| Life insurance assets | $4,944,000 | 1,297 |
| Total liabilities and capital | $611,030,000 | 1,110 |
| Total liabilities | $566,205,000 | 1,075 |
| Total deposits | $499,762,000 | 1,102 |
| Interest-bearing deposits | $428,954,000 | 1,120 |
| Deposits held in domestic offices | $499,762,000 | 1,100 |
| % insured | 94.32% | 1,895 |
| Federal funds purchased & repurchase agreements | $0 | 2,594 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $65,000,000 | 620 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $1,443,000 | 2,683 |
| Total equity capital | $44,825,000 | 1,516 |
| Total bank equity capital | $44,825,000 | 1,513 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $3,900,000 | 1,179 |
| Surplus | $45,259,000 | 771 |
| Undivided profits | $-4,334,000 | 7,142 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 198 |
| Memoranda | ||
| Noncurrent loans and leases | $36,882,000 | 508 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,233 |
| Income earned, not collected on loans | $1,939,000 | 1,605 |
| Earning assets | $550,103,000 | 1,116 |
| Long-term assets (5+ years) | $101,218,000 | 1,347 |
| Average Assets, year-to-date | $631,910,670 | 1,071 |
| Average Assets, quarterly | $628,890,000 | 1,079 |
| Volatile liabilities | $32,760,000 | 3,673 |
| Insider loans | $20,245,000 | 261 |
| FHLB advances | $65,000,000 | 564 |
| Loans and leases held for sale | $0 | 1,852 |
| Unused loan commitments | $39,284,000 | 1,570 |
| Tier 1 (core) risk-based capital | $43,729,000 | 1,451 |
| Tier 2 risk-based capital | $6,880,000 | 852 |
| Total risk weighted assets | $532,543,000 | 880 |
| Total unused commitments | $39,284,000 | 1,572 |
| Derivatives | $0 | 1,168 |
| 2010-03-31 | Rank | |
| # of Employees: | 119 | 1,303 |
| Assets and Liabilities | ||
| Total Assets: | $646,750,000 | 1,066 |
| Cash and due from depository institutions | $59,237,000 | 1,303 |
| Interest-bearing balances | $52,381,000 | 664 |
| Securities | $14,559,000 | 5,082 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,804 |
| Net loans & leases | $514,013,000 | 888 |
| Loan loss allowance | $11,140,000 | 794 |
| Trading account assets | $0 | 227 |
| Bank premises and fixed assets | $13,022,000 | 941 |
| Other real estate owned | $25,036,000 | 1,303 |
| Goodwill and other intangibles | $0 | 3,074 |
| All other assets | $20,883,000 | 1,131 |
| Life insurance assets | $4,902,000 | 1,307 |
| Total liabilities and capital | $646,750,000 | 1,066 |
| Total liabilities | $588,854,000 | 1,055 |
| Total deposits | $502,596,000 | 1,119 |
| Interest-bearing deposits | $435,603,000 | 1,124 |
| Deposits held in domestic offices | $502,596,000 | 1,117 |
| % insured | 94.10% | 2,090 |
| Federal funds purchased & repurchase agreements | $0 | 2,570 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $85,000,000 | 524 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $1,258,000 | 2,958 |
| Total equity capital | $57,896,000 | 1,163 |
| Total bank equity capital | $57,896,000 | 1,162 |
| Perpetual preferred stock | $0 | 220 |
| Common stock | $3,900,000 | 1,207 |
| Surplus | $45,259,000 | 783 |
| Undivided profits | $8,737,000 | 3,201 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 204 |
| Memoranda | ||
| Noncurrent loans and leases | $22,378,000 | 811 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,219 |
| Income earned, not collected on loans | $1,946,000 | 1,664 |
| Earning assets | $580,953,000 | 1,081 |
| Long-term assets (5+ years) | $80,499,000 | 1,645 |
| Average Assets, year-to-date | $642,351,000 | 1,076 |
| Average Assets, quarterly | $642,351,000 | 1,076 |
| Volatile liabilities | $52,493,000 | 2,601 |
| Insider loans | $22,055,000 | 255 |
| FHLB advances | $85,000,000 | 464 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $41,669,000 | 1,542 |
| Tier 1 (core) risk-based capital | $57,435,000 | 1,090 |
| Tier 2 risk-based capital | $7,115,000 | 841 |
| Total risk weighted assets | $565,194,000 | 853 |
| Total unused commitments | $41,669,000 | 1,545 |
| Derivatives | $0 | 1,155 |
| 2009-12-31 | Rank | |
| # of Employees: | 120 | 1,298 |
| Assets and Liabilities | ||
| Total Assets: | $637,952,000 | 1,093 |
| Cash and due from depository institutions | $41,344,000 | 1,298 |
| Interest-bearing balances | $35,116,000 | 825 |
| Securities | $15,225,000 | 4,976 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,737 |
| Net loans & leases | $522,545,000 | 900 |
| Loan loss allowance | $10,686,000 | 815 |
| Trading account assets | $0 | 224 |
| Bank premises and fixed assets | $13,148,000 | 945 |
| Other real estate owned | $24,446,000 | 1,298 |
| Goodwill and other intangibles | $0 | 3,096 |
| All other assets | $21,244,000 | 1,129 |
| Life insurance assets | $4,860,000 | 1,317 |
| Total liabilities and capital | $637,952,000 | 1,093 |
| Total liabilities | $591,025,000 | 1,068 |
| Total deposits | $494,223,000 | 1,132 |
| Interest-bearing deposits | $431,696,000 | 1,135 |
| Deposits held in domestic offices | $494,223,000 | 1,129 |
| % insured | 94.13% | 2,073 |
| Federal funds purchased & repurchase agreements | $0 | 2,785 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $85,000,000 | 560 |
| Subordinated debt | $10,000,000 | 123 |
| All other liabilities | $1,802,000 | 2,322 |
| Total equity capital | $46,927,000 | 1,422 |
| Total bank equity capital | $46,927,000 | 1,422 |
| Perpetual preferred stock | $0 | 219 |
| Common stock | $3,240,000 | 1,362 |
| Surplus | $35,560,000 | 966 |
| Undivided profits | $8,127,000 | 3,314 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 209 |
| Memoranda | ||
| Noncurrent loans and leases | $26,980,000 | 692 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,191 |
| Income earned, not collected on loans | $2,232,000 | 1,483 |
| Earning assets | $572,886,000 | 1,101 |
| Long-term assets (5+ years) | $83,207,000 | 1,612 |
| Average Assets, year-to-date | $653,460,000 | 1,061 |
| Average Assets, quarterly | $651,693,500 | 1,069 |
| Volatile liabilities | $50,350,000 | 2,725 |
| Insider loans | $21,951,000 | 263 |
| FHLB advances | $85,000,000 | 497 |
| Loans and leases held for sale | $0 | 1,814 |
| Unused loan commitments | $46,847,000 | 1,414 |
| Tier 1 (core) risk-based capital | $46,456,000 | 1,350 |
| Tier 2 risk-based capital | $17,215,000 | 383 |
| Total risk weighted assets | $573,706,000 | 867 |
| Total unused commitments | $46,847,000 | 1,415 |
| Derivatives | $0 | 1,139 |
| 2009-09-30 | Rank | |
| # of Employees: | 117 | 1,357 |
| Assets and Liabilities | ||
| Total Assets: | $665,435,000 | 1,068 |
| Cash and due from depository institutions | $40,182,000 | 1,357 |
| Interest-bearing balances | $35,079,000 | 774 |
| Securities | $16,605,000 | 4,848 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,911 |
| Net loans & leases | $544,140,000 | 886 |
| Loan loss allowance | $12,921,000 | 669 |
| Trading account assets | $0 | 238 |
| Bank premises and fixed assets | $13,222,000 | 946 |
| Other real estate owned | $18,012,000 | 1,357 |
| Goodwill and other intangibles | $10,717,000 | 539 |
| All other assets | $22,557,000 | 961 |
| Life insurance assets | $4,818,000 | 1,317 |
| Total liabilities and capital | $665,434,000 | 1,068 |
| Total liabilities | $598,075,000 | 1,065 |
| Total deposits | $501,438,000 | 1,118 |
| Interest-bearing deposits | $436,877,000 | 1,119 |
| Deposits held in domestic offices | $501,438,000 | 1,115 |
| % insured | 94.56% | 2,036 |
| Federal funds purchased & repurchase agreements | $0 | 2,868 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $85,000,000 | 609 |
| Subordinated debt | $10,000,000 | 129 |
| All other liabilities | $1,637,000 | 2,732 |
| Total equity capital | $67,359,000 | 1,005 |
| Total bank equity capital | $67,359,000 | 1,004 |
| Perpetual preferred stock | $0 | 212 |
| Common stock | $3,240,000 | 1,387 |
| Surplus | $35,560,000 | 954 |
| Undivided profits | $28,559,000 | 1,184 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 214 |
| Memoranda | ||
| Noncurrent loans and leases | $25,501,000 | 710 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,174 |
| Income earned, not collected on loans | $1,968,000 | 1,862 |
| Earning assets | $595,824,000 | 1,088 |
| Long-term assets (5+ years) | $22,396,000 | 3,928 |
| Average Assets, year-to-date | $657,337,000 | 1,069 |
| Average Assets, quarterly | $658,823,500 | 1,077 |
| Volatile liabilities | $43,472,000 | 3,076 |
| Insider loans | $20,981,000 | 284 |
| FHLB advances | $85,000,000 | 540 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $54,072,000 | 1,329 |
| Tier 1 (core) risk-based capital | $54,805,000 | 1,143 |
| Tier 2 risk-based capital | $17,451,000 | 402 |
| Total risk weighted assets | $590,638,000 | 860 |
| Total unused commitments | $54,072,000 | 1,329 |
| Derivatives | $0 | 1,183 |
| 2009-06-30 | Rank | |
| # of Employees: | 122 | 1,342 |
| Assets and Liabilities | ||
| Total Assets: | $652,212,000 | 1,101 |
| Cash and due from depository institutions | $18,418,000 | 1,342 |
| Interest-bearing balances | $600,000 | 5,157 |
| Securities | $16,741,000 | 4,823 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,176 |
| Net loans & leases | $550,883,000 | 900 |
| Loan loss allowance | $12,370,000 | 675 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $13,312,000 | 960 |
| Other real estate owned | $19,715,000 | 1,342 |
| Goodwill and other intangibles | $10,738,000 | 552 |
| All other assets | $22,405,000 | 978 |
| Life insurance assets | $4,776,000 | 1,326 |
| Total liabilities and capital | $652,212,000 | 1,101 |
| Total liabilities | $585,427,000 | 1,105 |
| Total deposits | $505,275,000 | 1,118 |
| Interest-bearing deposits | $435,430,000 | 1,129 |
| Deposits held in domestic offices | $505,275,000 | 1,117 |
| % insured | 84.20% | 2,444 |
| Federal funds purchased & repurchase agreements | $0 | 2,922 |
| Trading liabilities | $0 | 100 |
| Other borrowed funds | $68,435,000 | 770 |
| Subordinated debt | $10,000,000 | 135 |
| All other liabilities | $1,717,000 | 2,652 |
| Total equity capital | $66,785,000 | 1,017 |
| Total bank equity capital | $66,785,000 | 1,017 |
| Perpetual preferred stock | $0 | 213 |
| Common stock | $3,240,000 | 1,404 |
| Surplus | $35,560,000 | 965 |
| Undivided profits | $27,985,000 | 1,207 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 219 |
| Memoranda | ||
| Noncurrent loans and leases | $29,799,000 | 594 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,161 |
| Income earned, not collected on loans | $2,056,000 | 1,673 |
| Earning assets | $568,224,000 | 1,151 |
| Long-term assets (5+ years) | $23,674,000 | 3,793 |
| Average Assets, year-to-date | $654,637,670 | 1,093 |
| Average Assets, quarterly | $647,912,000 | 1,106 |
| Volatile liabilities | $87,621,000 | 1,740 |
| Insider loans | $21,908,000 | 282 |
| FHLB advances | $68,435,000 | 696 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $58,955,000 | 1,283 |
| Tier 1 (core) risk-based capital | $53,926,000 | 1,182 |
| Tier 2 risk-based capital | $17,612,000 | 397 |
| Total risk weighted assets | $604,206,000 | 862 |
| Total unused commitments | $58,955,000 | 1,283 |
| Derivatives | $0 | 1,221 |
| 2009-03-31 | Rank | |
| # of Employees: | 118 | 1,392 |
| Assets and Liabilities | ||
| Total Assets: | $643,612,000 | 1,122 |
| Cash and due from depository institutions | $5,925,000 | 1,392 |
| Interest-bearing balances | $3,152,000 | 3,130 |
| Securities | $18,196,000 | 4,653 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,546 |
| Net loans & leases | $558,586,000 | 892 |
| Loan loss allowance | $13,747,000 | 564 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $13,462,000 | 949 |
| Other real estate owned | $18,463,000 | 1,392 |
| Goodwill and other intangibles | $10,759,000 | 568 |
| All other assets | $18,221,000 | 1,159 |
| Life insurance assets | $4,735,000 | 1,332 |
| Total liabilities and capital | $643,611,000 | 1,122 |
| Total liabilities | $575,657,000 | 1,128 |
| Total deposits | $511,891,000 | 1,096 |
| Interest-bearing deposits | $451,502,000 | 1,083 |
| Deposits held in domestic offices | $511,891,000 | 1,095 |
| % insured | 87.07% | 1,716 |
| Federal funds purchased & repurchase agreements | $0 | 2,904 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $52,179,000 | 1,021 |
| Subordinated debt | $10,000,000 | 137 |
| All other liabilities | $1,587,000 | 2,750 |
| Total equity capital | $67,954,000 | 995 |
| Total bank equity capital | $67,954,000 | 993 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $3,240,000 | 1,412 |
| Surplus | $35,560,000 | 961 |
| Undivided profits | $29,154,000 | 1,185 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 220 |
| Memoranda | ||
| Noncurrent loans and leases | $28,327,000 | 554 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,134 |
| Income earned, not collected on loans | $2,141,000 | 1,640 |
| Earning assets | $579,934,000 | 1,135 |
| Long-term assets (5+ years) | $25,201,000 | 3,645 |
| Average Assets, year-to-date | $655,850,500 | 1,087 |
| Average Assets, quarterly | $655,850,500 | 1,087 |
| Volatile liabilities | $51,418,000 | 2,698 |
| Insider loans | $22,672,000 | 270 |
| FHLB advances | $52,179,000 | 930 |
| Loans and leases held for sale | $0 | 1,892 |
| Unused loan commitments | $70,387,000 | 1,163 |
| Tier 1 (core) risk-based capital | $55,371,000 | 1,160 |
| Tier 2 risk-based capital | $17,738,000 | 389 |
| Total risk weighted assets | $612,997,000 | 851 |
| Total unused commitments | $70,387,000 | 1,164 |
| Derivatives | $0 | 1,177 |
| 2008-12-31 | Rank | |
| # of Employees: | 124 | 1,335 |
| Assets and Liabilities | ||
| Total Assets: | $668,089,000 | 1,045 |
| Cash and due from depository institutions | $12,784,000 | 1,335 |
| Interest-bearing balances | $9,352,000 | 1,153 |
| Securities | $18,378,000 | 4,641 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,377 |
| Net loans & leases | $580,083,000 | 843 |
| Loan loss allowance | $14,022,000 | 545 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $13,486,000 | 951 |
| Other real estate owned | $14,552,000 | 1,335 |
| Goodwill and other intangibles | $10,781,000 | 582 |
| All other assets | $18,025,000 | 1,180 |
| Life insurance assets | $4,695,000 | 1,340 |
| Total liabilities and capital | $668,088,000 | 1,045 |
| Total liabilities | $600,419,000 | 1,052 |
| Total deposits | $523,155,000 | 1,031 |
| Interest-bearing deposits | $466,654,000 | 1,015 |
| Deposits held in domestic offices | $523,155,000 | 1,030 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,392 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $63,874,000 | 940 |
| Subordinated debt | $10,000,000 | 144 |
| All other liabilities | $3,390,000 | 1,550 |
| Total equity capital | $67,669,000 | 979 |
| Total bank equity capital | $67,669,000 | 979 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $3,240,000 | 1,411 |
| Surplus | $35,560,000 | 923 |
| Undivided profits | $28,869,000 | 1,171 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $27,778,000 | 491 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $2,010,000 | 1,854 |
| Earning assets | $607,813,000 | 1,046 |
| Long-term assets (5+ years) | $21,896,000 | 3,865 |
| Average Assets, year-to-date | $643,818,600 | 1,041 |
| Average Assets, quarterly | $664,525,000 | 1,043 |
| Volatile liabilities | $85,376,000 | 1,762 |
| Insider loans | $22,631,000 | 274 |
| FHLB advances | $63,874,000 | 848 |
| Loans and leases held for sale | $0 | 1,663 |
| Unused loan commitments | $69,691,000 | 1,203 |
| Tier 1 (core) risk-based capital | $56,535,000 | 1,104 |
| Tier 2 risk-based capital | $18,033,000 | 385 |
| Total risk weighted assets | $636,641,000 | 810 |
| Total unused commitments | $69,691,000 | 1,204 |
| Derivatives | $0 | 1,109 |
| 2008-09-30 | Rank | |
| # of Employees: | 126 | 1,332 |
| Assets and Liabilities | ||
| Total Assets: | $660,961,000 | 1,048 |
| Cash and due from depository institutions | $7,483,000 | 1,332 |
| Interest-bearing balances | $83,000 | 5,338 |
| Securities | $18,486,000 | 4,560 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,854 |
| Net loans & leases | $585,814,000 | 826 |
| Loan loss allowance | $11,004,000 | 616 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $13,585,000 | 938 |
| Other real estate owned | $8,699,000 | 1,332 |
| Goodwill and other intangibles | $10,802,000 | 616 |
| All other assets | $16,092,000 | 1,271 |
| Life insurance assets | $4,652,000 | 1,338 |
| Total liabilities and capital | $660,961,000 | 1,048 |
| Total liabilities | $600,064,000 | 1,035 |
| Total deposits | $506,344,000 | 1,039 |
| Interest-bearing deposits | $449,461,000 | 1,019 |
| Deposits held in domestic offices | $506,344,000 | 1,037 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,524 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $71,034,000 | 882 |
| Subordinated debt | $20,000,000 | 117 |
| All other liabilities | $2,686,000 | 1,842 |
| Total equity capital | $60,897,000 | 1,109 |
| Total bank equity capital | $60,897,000 | 1,109 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $2,760,000 | 1,615 |
| Surplus | $26,040,000 | 1,211 |
| Undivided profits | $32,097,000 | 1,114 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $25,049,000 | 445 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,110 |
| Income earned, not collected on loans | $2,197,000 | 1,770 |
| Earning assets | $604,383,000 | 1,037 |
| Long-term assets (5+ years) | $22,978,000 | 3,723 |
| Average Assets, year-to-date | $637,751,000 | 1,040 |
| Average Assets, quarterly | $647,873,500 | 1,060 |
| Volatile liabilities | $108,973,000 | 1,358 |
| Insider loans | $21,987,000 | 281 |
| FHLB advances | $71,034,000 | 809 |
| Loans and leases held for sale | $0 | 1,623 |
| Unused loan commitments | $93,281,000 | 1,002 |
| Tier 1 (core) risk-based capital | $49,799,000 | 1,300 |
| Tier 2 risk-based capital | $28,097,000 | 271 |
| Total risk weighted assets | $644,849,000 | 798 |
| Total unused commitments | $93,281,000 | 1,003 |
| Derivatives | $0 | 1,077 |
| 2008-06-30 | Rank | |
| # of Employees: | 129 | 1,320 |
| Assets and Liabilities | ||
| Total Assets: | $634,786,000 | 1,081 |
| Cash and due from depository institutions | $9,807,000 | 1,320 |
| Interest-bearing balances | $81,000 | 5,309 |
| Securities | $18,077,000 | 4,688 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,934 |
| Net loans & leases | $558,337,000 | 862 |
| Loan loss allowance | $10,894,000 | 589 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $12,595,000 | 993 |
| Other real estate owned | $8,742,000 | 1,320 |
| Goodwill and other intangibles | $10,824,000 | 626 |
| All other assets | $16,404,000 | 1,216 |
| Life insurance assets | $4,611,000 | 1,343 |
| Total liabilities and capital | $634,786,000 | 1,081 |
| Total liabilities | $574,480,000 | 1,073 |
| Total deposits | $504,682,000 | 1,020 |
| Interest-bearing deposits | $445,423,000 | 1,005 |
| Deposits held in domestic offices | $504,682,000 | 1,017 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,577 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $47,421,000 | 1,216 |
| Subordinated debt | $20,000,000 | 114 |
| All other liabilities | $2,377,000 | 2,028 |
| Total equity capital | $60,306,000 | 1,123 |
| Total bank equity capital | $60,306,000 | 1,123 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $2,760,000 | 1,616 |
| Surplus | $26,040,000 | 1,197 |
| Undivided profits | $31,506,000 | 1,152 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $18,889,000 | 508 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,082 |
| Income earned, not collected on loans | $2,441,000 | 1,530 |
| Earning assets | $576,495,000 | 1,088 |
| Long-term assets (5+ years) | $21,362,000 | 3,816 |
| Average Assets, year-to-date | $630,014,330 | 1,057 |
| Average Assets, quarterly | $630,729,000 | 1,070 |
| Volatile liabilities | $88,242,000 | 1,622 |
| Insider loans | $20,372,000 | 320 |
| FHLB advances | $47,421,000 | 1,137 |
| Loans and leases held for sale | $0 | 1,725 |
| Unused loan commitments | $102,765,000 | 967 |
| Tier 1 (core) risk-based capital | $49,129,000 | 1,312 |
| Tier 2 risk-based capital | $27,795,000 | 268 |
| Total risk weighted assets | $620,470,000 | 830 |
| Total unused commitments | $102,765,000 | 967 |
| Derivatives | $0 | 1,075 |
| 2008-03-31 | Rank | |
| # of Employees: | 124 | 1,367 |
| Assets and Liabilities | ||
| Total Assets: | $626,672,000 | 1,079 |
| Cash and due from depository institutions | $12,124,000 | 1,367 |
| Interest-bearing balances | $89,000 | 5,213 |
| Securities | $18,065,000 | 4,677 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,601 |
| Net loans & leases | $554,138,000 | 862 |
| Loan loss allowance | $6,484,000 | 874 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $12,642,000 | 985 |
| Other real estate owned | $3,364,000 | 1,367 |
| Goodwill and other intangibles | $10,845,000 | 646 |
| All other assets | $15,494,000 | 1,234 |
| Life insurance assets | $4,572,000 | 1,346 |
| Total liabilities and capital | $626,672,000 | 1,079 |
| Total liabilities | $564,083,000 | 1,075 |
| Total deposits | $483,186,000 | 1,061 |
| Interest-bearing deposits | $426,551,000 | 1,063 |
| Deposits held in domestic offices | $483,186,000 | 1,057 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,157 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $57,722,000 | 969 |
| Subordinated debt | $20,000,000 | 114 |
| All other liabilities | $3,175,000 | 1,732 |
| Total equity capital | $62,589,000 | 1,110 |
| Total bank equity capital | $62,589,000 | 1,110 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $2,760,000 | 1,615 |
| Surplus | $26,040,000 | 1,186 |
| Undivided profits | $33,789,000 | 1,115 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $9,086,000 | 805 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $2,307,000 | 1,667 |
| Earning assets | $572,292,000 | 1,085 |
| Long-term assets (5+ years) | $20,282,000 | 3,835 |
| Average Assets, year-to-date | $627,628,500 | 1,062 |
| Average Assets, quarterly | $627,628,500 | 1,062 |
| Volatile liabilities | $98,836,000 | 1,463 |
| Insider loans | $21,416,000 | 280 |
| FHLB advances | $57,722,000 | 898 |
| Loans and leases held for sale | $0 | 1,797 |
| Unused loan commitments | $90,067,000 | 1,114 |
| Tier 1 (core) risk-based capital | $51,229,000 | 1,236 |
| Tier 2 risk-based capital | $26,484,000 | 272 |
| Total risk weighted assets | $608,927,000 | 837 |
| Total unused commitments | $90,067,000 | 1,115 |
| Derivatives | $0 | 1,109 |
| 2007-12-31 | Rank | |
| # of Employees: | 132 | 1,292 |
| Assets and Liabilities | ||
| Total Assets: | $628,585,000 | 1,064 |
| Cash and due from depository institutions | $12,222,000 | 1,292 |
| Interest-bearing balances | $67,000 | 5,196 |
| Securities | $17,889,000 | 4,737 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,130 |
| Net loans & leases | $555,683,000 | 856 |
| Loan loss allowance | $7,542,000 | 755 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $12,755,000 | 977 |
| Other real estate owned | $2,163,000 | 1,292 |
| Goodwill and other intangibles | $10,866,000 | 637 |
| All other assets | $17,007,000 | 1,136 |
| Life insurance assets | $4,533,000 | 1,334 |
| Total liabilities and capital | $628,585,000 | 1,064 |
| Total liabilities | $566,687,000 | 1,059 |
| Total deposits | $477,102,000 | 1,072 |
| Interest-bearing deposits | $419,850,000 | 1,077 |
| Deposits held in domestic offices | $477,102,000 | 1,068 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,440 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $66,517,000 | 807 |
| Subordinated debt | $20,000,000 | 113 |
| All other liabilities | $3,068,000 | 1,757 |
| Total equity capital | $61,898,000 | 1,114 |
| Total bank equity capital | $61,898,000 | 1,114 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $2,760,000 | 1,603 |
| Surplus | $26,040,000 | 1,162 |
| Undivided profits | $33,098,000 | 1,133 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $10,274,000 | 592 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $3,244,000 | 1,251 |
| Earning assets | $573,639,000 | 1,066 |
| Long-term assets (5+ years) | $20,288,000 | 3,621 |
| Average Assets, year-to-date | $623,499,600 | 1,038 |
| Average Assets, quarterly | $627,526,000 | 1,053 |
| Volatile liabilities | $106,366,000 | 1,373 |
| Insider loans | $19,311,000 | 324 |
| FHLB advances | $66,517,000 | 740 |
| Loans and leases held for sale | $0 | 1,738 |
| Unused loan commitments | $104,255,000 | 978 |
| Tier 1 (core) risk-based capital | $50,635,000 | 1,255 |
| Tier 2 risk-based capital | $27,542,000 | 257 |
| Total risk weighted assets | $639,327,000 | 793 |
| Total unused commitments | $104,255,000 | 978 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 130 | 1,314 |
| Assets and Liabilities | ||
| Total Assets: | $626,467,000 | 1,050 |
| Cash and due from depository institutions | $11,270,000 | 1,314 |
| Interest-bearing balances | $94,000 | 4,779 |
| Securities | $19,907,000 | 4,497 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,196 |
| Net loans & leases | $554,246,000 | 840 |
| Loan loss allowance | $4,414,000 | 1,195 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $12,842,000 | 941 |
| Other real estate owned | $2,504,000 | 1,314 |
| Goodwill and other intangibles | $10,888,000 | 617 |
| All other assets | $14,810,000 | 1,263 |
| Life insurance assets | $4,495,000 | 1,304 |
| Total liabilities and capital | $626,467,000 | 1,050 |
| Total liabilities | $563,766,000 | 1,041 |
| Total deposits | $472,811,000 | 1,081 |
| Interest-bearing deposits | $459,873,000 | 961 |
| Deposits held in domestic offices | $472,811,000 | 1,078 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,436 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $67,202,000 | 731 |
| Subordinated debt | $20,000,000 | 110 |
| All other liabilities | $3,753,000 | 1,484 |
| Total equity capital | $62,701,000 | 1,083 |
| Total bank equity capital | $62,701,000 | 1,083 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $2,760,000 | 1,580 |
| Surplus | $26,040,000 | 1,143 |
| Undivided profits | $33,901,000 | 1,098 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $7,834,000 | 616 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $3,295,000 | 1,311 |
| Earning assets | $574,247,000 | 1,044 |
| Long-term assets (5+ years) | $20,823,000 | 3,475 |
| Average Assets, year-to-date | $622,228,250 | 1,036 |
| Average Assets, quarterly | $627,077,500 | 1,047 |
| Volatile liabilities | $107,769,000 | 1,309 |
| Insider loans | $19,244,000 | 317 |
| FHLB advances | $67,202,000 | 670 |
| Loans and leases held for sale | $0 | 1,751 |
| Unused loan commitments | $125,368,000 | 871 |
| Tier 1 (core) risk-based capital | $51,499,000 | 1,236 |
| Tier 2 risk-based capital | $24,414,000 | 274 |
| Total risk weighted assets | $639,416,000 | 773 |
| Total unused commitments | $125,368,000 | 871 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 142 | 1,223 |
| Assets and Liabilities | ||
| Total Assets: | $627,688,000 | 1,058 |
| Cash and due from depository institutions | $11,691,000 | 1,223 |
| Interest-bearing balances | $98,000 | 4,819 |
| Securities | $19,783,000 | 4,526 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,299 |
| Net loans & leases | $554,798,000 | 839 |
| Loan loss allowance | $4,382,000 | 1,196 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $12,958,000 | 915 |
| Other real estate owned | $2,415,000 | 1,223 |
| Goodwill and other intangibles | $10,909,000 | 629 |
| All other assets | $15,134,000 | 1,238 |
| Life insurance assets | $4,456,000 | 1,307 |
| Total liabilities and capital | $627,688,000 | 1,058 |
| Total liabilities | $566,242,000 | 1,055 |
| Total deposits | $478,553,000 | 1,091 |
| Interest-bearing deposits | $463,882,000 | 969 |
| Deposits held in domestic offices | $478,553,000 | 1,089 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,401 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $63,538,000 | 724 |
| Subordinated debt | $20,000,000 | 119 |
| All other liabilities | $4,151,000 | 1,336 |
| Total equity capital | $61,446,000 | 1,104 |
| Total bank equity capital | $61,446,000 | 1,104 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $2,760,000 | 1,572 |
| Surplus | $26,040,000 | 1,153 |
| Undivided profits | $32,646,000 | 1,131 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,610,000 | 2,150 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $3,440,000 | 1,164 |
| Earning assets | $574,679,000 | 1,066 |
| Long-term assets (5+ years) | $20,483,000 | 3,425 |
| Average Assets, year-to-date | $620,815,330 | 1,057 |
| Average Assets, quarterly | $624,603,500 | 1,056 |
| Volatile liabilities | $104,819,000 | 1,331 |
| Insider loans | $18,068,000 | 350 |
| FHLB advances | $63,538,000 | 652 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $121,924,000 | 906 |
| Tier 1 (core) risk-based capital | $50,330,000 | 1,262 |
| Tier 2 risk-based capital | $24,382,000 | 282 |
| Total risk weighted assets | $650,404,000 | 767 |
| Total unused commitments | $121,924,000 | 906 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 131 | 1,312 |
| Assets and Liabilities | ||
| Total Assets: | $621,519,000 | 1,066 |
| Cash and due from depository institutions | $9,648,000 | 1,312 |
| Interest-bearing balances | $98,000 | 4,876 |
| Securities | $20,071,000 | 4,490 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,772 |
| Net loans & leases | $550,442,000 | 818 |
| Loan loss allowance | $4,261,000 | 1,221 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $12,969,000 | 883 |
| Other real estate owned | $2,489,000 | 1,312 |
| Goodwill and other intangibles | $10,931,000 | 618 |
| All other assets | $14,969,000 | 1,206 |
| Life insurance assets | $4,419,000 | 1,301 |
| Total liabilities and capital | $621,519,000 | 1,066 |
| Total liabilities | $561,219,000 | 1,054 |
| Total deposits | $464,642,000 | 1,124 |
| Interest-bearing deposits | $445,465,000 | 1,003 |
| Deposits held in domestic offices | $464,642,000 | 1,122 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,056 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $71,303,000 | 643 |
| Subordinated debt | $20,000,000 | 116 |
| All other liabilities | $5,274,000 | 1,106 |
| Total equity capital | $60,300,000 | 1,105 |
| Total bank equity capital | $60,300,000 | 1,105 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $2,760,000 | 1,558 |
| Surplus | $26,040,000 | 1,136 |
| Undivided profits | $31,500,000 | 1,183 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,011,000 | 1,683 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $3,197,000 | 1,198 |
| Earning assets | $570,611,000 | 1,066 |
| Long-term assets (5+ years) | $20,558,000 | 3,365 |
| Average Assets, year-to-date | $617,379,000 | 1,064 |
| Average Assets, quarterly | $617,379,000 | 1,064 |
| Volatile liabilities | $95,092,000 | 1,434 |
| Insider loans | $17,199,000 | 359 |
| FHLB advances | $71,303,000 | 576 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $123,807,000 | 884 |
| Tier 1 (core) risk-based capital | $49,002,000 | 1,281 |
| Tier 2 risk-based capital | $24,261,000 | 278 |
| Total risk weighted assets | $615,813,000 | 782 |
| Total unused commitments | $123,807,000 | 884 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 133 | 1,300 |
| Assets and Liabilities | ||
| Total Assets: | $613,239,000 | 1,062 |
| Cash and due from depository institutions | $14,547,000 | 1,300 |
| Interest-bearing balances | $122,000 | 4,513 |
| Securities | $20,148,000 | 4,524 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,403 |
| Net loans & leases | $538,478,000 | 824 |
| Loan loss allowance | $4,292,000 | 1,191 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $12,715,000 | 878 |
| Other real estate owned | $2,335,000 | 1,300 |
| Goodwill and other intangibles | $10,952,000 | 603 |
| All other assets | $14,064,000 | 1,277 |
| Life insurance assets | $4,383,000 | 1,288 |
| Total liabilities and capital | $613,239,000 | 1,062 |
| Total liabilities | $545,096,000 | 1,070 |
| Total deposits | $460,055,000 | 1,106 |
| Interest-bearing deposits | $439,688,000 | 990 |
| Deposits held in domestic offices | $460,055,000 | 1,105 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,314 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $66,794,000 | 690 |
| Subordinated debt | $15,000,000 | 122 |
| All other liabilities | $3,247,000 | 1,626 |
| Total equity capital | $68,143,000 | 965 |
| Total bank equity capital | $68,143,000 | 965 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $2,760,000 | 1,550 |
| Surplus | $26,040,000 | 1,104 |
| Undivided profits | $39,343,000 | 919 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,439,000 | 2,017 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $3,287,000 | 1,209 |
| Earning assets | $558,748,000 | 1,068 |
| Long-term assets (5+ years) | $21,800,000 | 3,222 |
| Average Assets, year-to-date | $634,459,400 | 984 |
| Average Assets, quarterly | $614,250,000 | 1,044 |
| Volatile liabilities | $94,355,000 | 1,585 |
| Insider loans | $16,854,000 | 358 |
| FHLB advances | $66,794,000 | 624 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $93,352,000 | 1,084 |
| Tier 1 (core) risk-based capital | $56,794,000 | 1,074 |
| Tier 2 risk-based capital | $19,292,000 | 329 |
| Total risk weighted assets | $581,428,000 | 811 |
| Total unused commitments | $93,352,000 | 1,085 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 138 | 1,271 |
| Assets and Liabilities | ||
| Total Assets: | $615,261,000 | 1,056 |
| Cash and due from depository institutions | $9,456,000 | 1,271 |
| Interest-bearing balances | $97,000 | 4,935 |
| Securities | $21,276,000 | 4,410 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,029 |
| Net loans & leases | $543,826,000 | 822 |
| Loan loss allowance | $4,401,000 | 1,170 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $12,525,000 | 888 |
| Other real estate owned | $3,214,000 | 1,271 |
| Goodwill and other intangibles | $10,974,000 | 601 |
| All other assets | $13,990,000 | 1,294 |
| Life insurance assets | $4,345,000 | 1,262 |
| Total liabilities and capital | $615,261,000 | 1,056 |
| Total liabilities | $548,303,000 | 1,056 |
| Total deposits | $469,465,000 | 1,067 |
| Interest-bearing deposits | $455,946,000 | 941 |
| Deposits held in domestic offices | $469,465,000 | 1,065 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,596 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $60,179,000 | 791 |
| Subordinated debt | $15,000,000 | 127 |
| All other liabilities | $3,659,000 | 1,455 |
| Total equity capital | $66,958,000 | 980 |
| Total bank equity capital | $66,958,000 | 980 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $2,760,000 | 1,542 |
| Surplus | $26,040,000 | 1,103 |
| Undivided profits | $38,158,000 | 960 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,708,000 | 1,701 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $3,053,000 | 1,290 |
| Earning assets | $565,199,000 | 1,053 |
| Long-term assets (5+ years) | $23,152,000 | 3,074 |
| Average Assets, year-to-date | $639,764,500 | 986 |
| Average Assets, quarterly | $620,511,500 | 1,038 |
| Volatile liabilities | $91,557,000 | 1,609 |
| Insider loans | $16,782,000 | 362 |
| FHLB advances | $60,179,000 | 718 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $107,045,000 | 991 |
| Tier 1 (core) risk-based capital | $55,587,000 | 1,099 |
| Tier 2 risk-based capital | $19,401,000 | 333 |
| Total risk weighted assets | $587,110,000 | 803 |
| Total unused commitments | $107,045,000 | 992 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 143 | 1,222 |
| Assets and Liabilities | ||
| Total Assets: | $625,762,000 | 1,022 |
| Cash and due from depository institutions | $15,213,000 | 1,222 |
| Interest-bearing balances | $4,554,000 | 1,083 |
| Securities | $11,124,000 | 6,010 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,870 |
| Net loans & leases | $558,375,000 | 789 |
| Loan loss allowance | $4,462,000 | 1,147 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $12,575,000 | 870 |
| Other real estate owned | $4,978,000 | 1,222 |
| Goodwill and other intangibles | $10,978,000 | 589 |
| All other assets | $12,519,000 | 1,427 |
| Life insurance assets | $4,308,000 | 1,245 |
| Total liabilities and capital | $625,762,000 | 1,022 |
| Total liabilities | $560,326,000 | 1,033 |
| Total deposits | $508,472,000 | 969 |
| Interest-bearing deposits | $496,263,000 | 849 |
| Deposits held in domestic offices | $508,472,000 | 968 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,710 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $33,664,000 | 1,253 |
| Subordinated debt | $15,000,000 | 127 |
| All other liabilities | $3,190,000 | 1,503 |
| Total equity capital | $65,436,000 | 963 |
| Total bank equity capital | $65,436,000 | 963 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $2,760,000 | 1,536 |
| Surplus | $26,040,000 | 1,083 |
| Undivided profits | $36,636,000 | 947 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,682,000 | 1,592 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $2,975,000 | 1,191 |
| Earning assets | $574,053,000 | 1,020 |
| Long-term assets (5+ years) | $18,441,000 | 3,483 |
| Average Assets, year-to-date | $647,932,330 | 978 |
| Average Assets, quarterly | $640,493,500 | 995 |
| Volatile liabilities | $61,926,000 | 2,195 |
| Insider loans | $17,253,000 | 339 |
| FHLB advances | $33,664,000 | 1,170 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $92,455,000 | 1,117 |
| Tier 1 (core) risk-based capital | $54,230,000 | 1,103 |
| Tier 2 risk-based capital | $19,462,000 | 331 |
| Total risk weighted assets | $589,544,000 | 794 |
| Total unused commitments | $92,455,000 | 1,118 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 146 | 1,173 |
| Assets and Liabilities | ||
| Total Assets: | $655,225,000 | 970 |
| Cash and due from depository institutions | $10,216,000 | 1,173 |
| Interest-bearing balances | $97,000 | 5,114 |
| Securities | $12,598,000 | 5,769 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,312 |
| Net loans & leases | $588,984,000 | 735 |
| Loan loss allowance | $4,528,000 | 1,112 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $12,680,000 | 828 |
| Other real estate owned | $3,920,000 | 1,173 |
| Goodwill and other intangibles | $11,000,000 | 561 |
| All other assets | $15,827,000 | 1,122 |
| Life insurance assets | $4,272,000 | 1,221 |
| Total liabilities and capital | $655,225,000 | 970 |
| Total liabilities | $591,258,000 | 969 |
| Total deposits | $484,531,000 | 1,006 |
| Interest-bearing deposits | $468,872,000 | 889 |
| Deposits held in domestic offices | $484,531,000 | 1,004 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,368 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $87,669,000 | 575 |
| Subordinated debt | $15,000,000 | 129 |
| All other liabilities | $4,058,000 | 1,229 |
| Total equity capital | $63,967,000 | 973 |
| Total bank equity capital | $63,967,000 | 973 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $2,760,000 | 1,522 |
| Surplus | $26,040,000 | 1,046 |
| Undivided profits | $35,167,000 | 984 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,369,000 | 1,124 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $2,985,000 | 1,128 |
| Earning assets | $601,679,000 | 960 |
| Long-term assets (5+ years) | $20,078,000 | 3,300 |
| Average Assets, year-to-date | $659,017,500 | 955 |
| Average Assets, quarterly | $659,017,500 | 955 |
| Volatile liabilities | $224,055,000 | 710 |
| Insider loans | $11,803,000 | 555 |
| FHLB advances | $87,669,000 | 517 |
| Loans and leases held for sale | $180,000 | 1,450 |
| Unused loan commitments | $94,812,000 | 1,073 |
| Tier 1 (core) risk-based capital | $52,658,000 | 1,118 |
| Tier 2 risk-based capital | $19,528,000 | 319 |
| Total risk weighted assets | $622,064,000 | 740 |
| Total unused commitments | $94,812,000 | 1,073 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 140 | 1,211 |
| Assets and Liabilities | ||
| Total Assets: | $662,810,000 | 955 |
| Cash and due from depository institutions | $12,685,000 | 1,211 |
| Interest-bearing balances | $114,000 | 4,782 |
| Securities | $14,594,000 | 5,451 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,145 |
| Net loans & leases | $591,547,000 | 723 |
| Loan loss allowance | $4,498,000 | 1,096 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $12,742,000 | 814 |
| Other real estate owned | $3,897,000 | 1,211 |
| Goodwill and other intangibles | $11,021,000 | 546 |
| All other assets | $16,324,000 | 1,066 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $662,810,000 | 955 |
| Total liabilities | $597,219,000 | 950 |
| Total deposits | $470,006,000 | 1,026 |
| Interest-bearing deposits | $448,519,000 | 910 |
| Deposits held in domestic offices | $470,006,000 | 1,024 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,512 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $109,333,000 | 488 |
| Subordinated debt | $13,000,000 | 137 |
| All other liabilities | $4,880,000 | 1,036 |
| Total equity capital | $65,591,000 | 937 |
| Total bank equity capital | $65,591,000 | 937 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $2,760,000 | 1,508 |
| Surplus | $26,040,000 | 1,025 |
| Undivided profits | $36,791,000 | 931 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,462,000 | 1,714 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $3,029,000 | 1,095 |
| Earning assets | $606,255,000 | 953 |
| Long-term assets (5+ years) | $20,036,000 | 3,297 |
| Average Assets, year-to-date | $618,103,600 | 965 |
| Average Assets, quarterly | $662,101,000 | 945 |
| Volatile liabilities | $244,713,000 | 647 |
| Insider loans | $11,503,000 | 540 |
| FHLB advances | $109,333,000 | 426 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $105,364,000 | 969 |
| Tier 1 (core) risk-based capital | $54,178,000 | 1,054 |
| Tier 2 risk-based capital | $17,498,000 | 335 |
| Total risk weighted assets | $616,512,000 | 746 |
| Total unused commitments | $105,364,000 | 969 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 133 | 1,273 |
| Assets and Liabilities | ||
| Total Assets: | $661,392,000 | 933 |
| Cash and due from depository institutions | $10,691,000 | 1,273 |
| Interest-bearing balances | $123,000 | 4,768 |
| Securities | $14,785,000 | 5,409 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,951 |
| Net loans & leases | $592,667,000 | 699 |
| Loan loss allowance | $4,660,000 | 1,046 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $12,413,000 | 815 |
| Other real estate owned | $5,211,000 | 1,273 |
| Goodwill and other intangibles | $11,042,000 | 522 |
| All other assets | $14,583,000 | 1,172 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $661,392,000 | 933 |
| Total liabilities | $597,344,000 | 925 |
| Total deposits | $489,906,000 | 957 |
| Interest-bearing deposits | $471,087,000 | 840 |
| Deposits held in domestic offices | $489,906,000 | 954 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,623 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $90,392,000 | 570 |
| Subordinated debt | $13,000,000 | 136 |
| All other liabilities | $4,046,000 | 1,187 |
| Total equity capital | $64,048,000 | 944 |
| Total bank equity capital | $64,048,000 | 944 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $2,760,000 | 1,479 |
| Surplus | $26,040,000 | 991 |
| Undivided profits | $35,248,000 | 978 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $479,000 | 3,853 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $2,727,000 | 1,164 |
| Earning assets | $607,575,000 | 927 |
| Long-term assets (5+ years) | $18,299,000 | 3,487 |
| Average Assets, year-to-date | $606,927,000 | 970 |
| Average Assets, quarterly | $645,296,500 | 945 |
| Volatile liabilities | $260,863,000 | 590 |
| Insider loans | $12,059,000 | 484 |
| FHLB advances | $90,392,000 | 507 |
| Loans and leases held for sale | $223,000 | 1,513 |
| Unused loan commitments | $115,040,000 | 890 |
| Tier 1 (core) risk-based capital | $52,573,000 | 1,071 |
| Tier 2 risk-based capital | $17,660,000 | 326 |
| Total risk weighted assets | $624,702,000 | 711 |
| Total unused commitments | $115,040,000 | 891 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 129 | 1,331 |
| Assets and Liabilities | ||
| Total Assets: | $629,201,000 | 952 |
| Cash and due from depository institutions | $12,741,000 | 1,331 |
| Interest-bearing balances | $119,000 | 4,768 |
| Securities | $14,826,000 | 5,451 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,776 |
| Net loans & leases | $560,515,000 | 727 |
| Loan loss allowance | $4,397,000 | 1,079 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $11,867,000 | 842 |
| Other real estate owned | $4,465,000 | 1,331 |
| Goodwill and other intangibles | $11,064,000 | 516 |
| All other assets | $13,723,000 | 1,197 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $629,201,000 | 952 |
| Total liabilities | $566,755,000 | 948 |
| Total deposits | $461,529,000 | 988 |
| Interest-bearing deposits | $439,247,000 | 868 |
| Deposits held in domestic offices | $461,529,000 | 986 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $10,000,000 | 1,141 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $79,426,000 | 639 |
| Subordinated debt | $13,000,000 | 132 |
| All other liabilities | $2,800,000 | 1,502 |
| Total equity capital | $62,446,000 | 947 |
| Total bank equity capital | $62,446,000 | 947 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $2,760,000 | 1,459 |
| Surplus | $26,040,000 | 972 |
| Undivided profits | $33,646,000 | 1,008 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $984,000 | 2,330 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $2,461,000 | 1,173 |
| Earning assets | $575,460,000 | 956 |
| Long-term assets (5+ years) | $18,675,000 | 3,483 |
| Average Assets, year-to-date | $588,772,000 | 982 |
| Average Assets, quarterly | $605,762,000 | 974 |
| Volatile liabilities | $196,493,000 | 727 |
| Insider loans | $12,395,000 | 445 |
| FHLB advances | $79,426,000 | 569 |
| Loans and leases held for sale | $196,000 | 1,543 |
| Unused loan commitments | $128,169,000 | 804 |
| Tier 1 (core) risk-based capital | $51,019,000 | 1,078 |
| Tier 2 risk-based capital | $17,397,000 | 329 |
| Total risk weighted assets | $603,332,000 | 705 |
| Total unused commitments | $128,169,000 | 805 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 131 | 1,293 |
| Assets and Liabilities | ||
| Total Assets: | $582,323,000 | 1,004 |
| Cash and due from depository institutions | $9,407,000 | 1,293 |
| Interest-bearing balances | $115,000 | 4,882 |
| Securities | $12,632,000 | 5,914 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,340 |
| Net loans & leases | $520,706,000 | 751 |
| Loan loss allowance | $4,042,000 | 1,173 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $11,319,000 | 881 |
| Other real estate owned | $4,208,000 | 1,293 |
| Goodwill and other intangibles | $11,085,000 | 501 |
| All other assets | $12,966,000 | 1,245 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $582,323,000 | 1,004 |
| Total liabilities | $521,162,000 | 1,007 |
| Total deposits | $425,488,000 | 1,058 |
| Interest-bearing deposits | $406,088,000 | 933 |
| Deposits held in domestic offices | $425,488,000 | 1,055 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,000,000 | 1,575 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $74,695,000 | 653 |
| Subordinated debt | $13,000,000 | 134 |
| All other liabilities | $2,979,000 | 1,423 |
| Total equity capital | $61,161,000 | 949 |
| Total bank equity capital | $61,161,000 | 949 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $2,760,000 | 1,458 |
| Surplus | $26,040,000 | 945 |
| Undivided profits | $32,361,000 | 1,014 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,556,000 | 1,637 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $1,849,000 | 1,610 |
| Earning assets | $533,453,000 | 995 |
| Long-term assets (5+ years) | $20,570,000 | 3,376 |
| Average Assets, year-to-date | $568,557,500 | 1,008 |
| Average Assets, quarterly | $568,557,500 | 1,008 |
| Volatile liabilities | $154,859,000 | 833 |
| Insider loans | $12,071,000 | 449 |
| FHLB advances | $74,695,000 | 591 |
| Loans and leases held for sale | $1,403,000 | 772 |
| Unused loan commitments | $129,483,000 | 792 |
| Tier 1 (core) risk-based capital | $49,815,000 | 1,088 |
| Tier 2 risk-based capital | $17,042,000 | 329 |
| Total risk weighted assets | $585,279,000 | 711 |
| Total unused commitments | $129,483,000 | 792 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 131 | 1,299 |
| Assets and Liabilities | ||
| Total Assets: | $554,792,000 | 1,048 |
| Cash and due from depository institutions | $8,908,000 | 1,299 |
| Interest-bearing balances | $81,000 | 5,417 |
| Securities | $11,056,000 | 6,266 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,164 |
| Net loans & leases | $496,156,000 | 779 |
| Loan loss allowance | $3,799,000 | 1,237 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $10,296,000 | 965 |
| Other real estate owned | $4,262,000 | 1,299 |
| Goodwill and other intangibles | $11,107,000 | 497 |
| All other assets | $13,007,000 | 1,205 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $554,792,000 | 1,048 |
| Total liabilities | $495,117,000 | 1,054 |
| Total deposits | $384,984,000 | 1,165 |
| Interest-bearing deposits | $328,617,000 | 1,172 |
| Deposits held in domestic offices | $384,984,000 | 1,162 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,470 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $95,303,000 | 563 |
| Subordinated debt | $13,000,000 | 139 |
| All other liabilities | $1,830,000 | 2,060 |
| Total equity capital | $59,675,000 | 981 |
| Total bank equity capital | $59,675,000 | 981 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $2,760,000 | 1,441 |
| Surplus | $26,040,000 | 928 |
| Undivided profits | $30,875,000 | 1,085 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,415,000 | 1,807 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $2,029,000 | 1,396 |
| Earning assets | $507,293,000 | 1,044 |
| Long-term assets (5+ years) | $19,580,000 | 3,509 |
| Average Assets, year-to-date | $538,374,000 | 1,020 |
| Average Assets, quarterly | $555,999,000 | 1,024 |
| Volatile liabilities | $139,120,000 | 901 |
| Insider loans | $12,176,000 | 444 |
| FHLB advances | $95,303,000 | 496 |
| Loans and leases held for sale | $154,000 | 1,537 |
| Unused loan commitments | $129,432,000 | 765 |
| Tier 1 (core) risk-based capital | $48,265,000 | 1,100 |
| Tier 2 risk-based capital | $16,799,000 | 338 |
| Total risk weighted assets | $566,666,000 | 725 |
| Total unused commitments | $129,432,000 | 765 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 123 | 1,395 |
| Assets and Liabilities | ||
| Total Assets: | $557,206,000 | 1,019 |
| Cash and due from depository institutions | $9,120,000 | 1,395 |
| Interest-bearing balances | $175,000 | 4,615 |
| Securities | $21,576,000 | 4,505 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,928 |
| Net loans & leases | $486,963,000 | 779 |
| Loan loss allowance | $4,414,000 | 1,073 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $9,766,000 | 989 |
| Other real estate owned | $4,647,000 | 1,395 |
| Goodwill and other intangibles | $11,128,000 | 487 |
| All other assets | $14,006,000 | 1,101 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $557,206,000 | 1,019 |
| Total liabilities | $492,457,000 | 1,039 |
| Total deposits | $383,661,000 | 1,154 |
| Interest-bearing deposits | $332,516,000 | 1,144 |
| Deposits held in domestic offices | $383,661,000 | 1,150 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,678 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $92,988,000 | 569 |
| Subordinated debt | $13,000,000 | 142 |
| All other liabilities | $2,808,000 | 1,466 |
| Total equity capital | $64,749,000 | 878 |
| Total bank equity capital | $64,749,000 | 878 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $2,760,000 | 1,431 |
| Surplus | $26,040,000 | 900 |
| Undivided profits | $35,949,000 | 927 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,169,000 | 1,298 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $1,925,000 | 1,548 |
| Earning assets | $508,714,000 | 1,025 |
| Long-term assets (5+ years) | $30,930,000 | 2,671 |
| Average Assets, year-to-date | $534,269,500 | 1,026 |
| Average Assets, quarterly | $539,683,000 | 1,038 |
| Volatile liabilities | $156,311,000 | 801 |
| Insider loans | $11,381,000 | 479 |
| FHLB advances | $92,988,000 | 495 |
| Loans and leases held for sale | $604,000 | 1,100 |
| Unused loan commitments | $128,227,000 | 754 |
| Tier 1 (core) risk-based capital | $53,056,000 | 998 |
| Tier 2 risk-based capital | $17,414,000 | 333 |
| Total risk weighted assets | $566,453,000 | 708 |
| Total unused commitments | $128,227,000 | 757 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 131 | 1,311 |
| Assets and Liabilities | ||
| Total Assets: | $522,160,000 | 1,073 |
| Cash and due from depository institutions | $13,427,000 | 1,311 |
| Interest-bearing balances | $299,000 | 4,101 |
| Securities | $17,772,000 | 5,126 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,884 |
| Net loans & leases | $451,733,000 | 814 |
| Loan loss allowance | $4,457,000 | 1,042 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $9,702,000 | 992 |
| Other real estate owned | $4,872,000 | 1,311 |
| Goodwill and other intangibles | $11,149,000 | 474 |
| All other assets | $13,505,000 | 1,145 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $522,160,000 | 1,073 |
| Total liabilities | $459,377,000 | 1,105 |
| Total deposits | $372,115,000 | 1,167 |
| Interest-bearing deposits | $319,406,000 | 1,177 |
| Deposits held in domestic offices | $372,115,000 | 1,163 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,750 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $68,036,000 | 711 |
| Subordinated debt | $16,000,000 | 135 |
| All other liabilities | $3,226,000 | 1,211 |
| Total equity capital | $62,783,000 | 868 |
| Total bank equity capital | $62,783,000 | 868 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $2,760,000 | 1,431 |
| Surplus | $26,040,000 | 876 |
| Undivided profits | $33,983,000 | 932 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,149,000 | 1,321 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $1,794,000 | 1,519 |
| Earning assets | $469,804,000 | 1,092 |
| Long-term assets (5+ years) | $27,721,000 | 2,979 |
| Average Assets, year-to-date | $526,624,000 | 1,033 |
| Average Assets, quarterly | $512,062,000 | 1,085 |
| Volatile liabilities | $94,074,000 | 1,199 |
| Insider loans | $8,349,000 | 661 |
| FHLB advances | $68,036,000 | 634 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $103,196,000 | 873 |
| Tier 1 (core) risk-based capital | $51,482,000 | 1,011 |
| Tier 2 risk-based capital | $20,457,000 | 293 |
| Total risk weighted assets | $509,217,000 | 769 |
| Total unused commitments | $103,196,000 | 875 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 124 | 1,379 |
| Assets and Liabilities | ||
| Total Assets: | $501,964,000 | 1,105 |
| Cash and due from depository institutions | $18,068,000 | 1,379 |
| Interest-bearing balances | $116,000 | 5,113 |
| Securities | $17,522,000 | 5,126 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,767 |
| Net loans & leases | $431,130,000 | 834 |
| Loan loss allowance | $4,482,000 | 1,025 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $9,634,000 | 982 |
| Other real estate owned | $1,354,000 | 1,379 |
| Goodwill and other intangibles | $11,171,000 | 463 |
| All other assets | $13,085,000 | 1,108 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $501,964,000 | 1,105 |
| Total liabilities | $439,632,000 | 1,134 |
| Total deposits | $362,736,000 | 1,193 |
| Interest-bearing deposits | $310,166,000 | 1,211 |
| Deposits held in domestic offices | $362,736,000 | 1,191 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,096,000 | 2,108 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $54,458,000 | 786 |
| Subordinated debt | $16,000,000 | 135 |
| All other liabilities | $4,342,000 | 1,069 |
| Total equity capital | $62,332,000 | 903 |
| Total bank equity capital | $62,332,000 | 903 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $2,760,000 | 1,426 |
| Surplus | $26,040,000 | 866 |
| Undivided profits | $33,532,000 | 987 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,448,000 | 1,221 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $1,801,000 | 1,515 |
| Earning assets | $448,768,000 | 1,134 |
| Long-term assets (5+ years) | $27,226,000 | 2,967 |
| Average Assets, year-to-date | $528,856,000 | 1,037 |
| Average Assets, quarterly | $528,856,000 | 1,037 |
| Volatile liabilities | $55,356,000 | 1,806 |
| Insider loans | $11,895,000 | 414 |
| FHLB advances | $54,458,000 | 707 |
| Loans and leases held for sale | $685,000 | 1,158 |
| Unused loan commitments | $98,953,000 | 875 |
| Tier 1 (core) risk-based capital | $50,596,000 | 1,013 |
| Tier 2 risk-based capital | $20,482,000 | 286 |
| Total risk weighted assets | $486,421,000 | 793 |
| Total unused commitments | $98,953,000 | 876 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 152 | 1,092 |
| Assets and Liabilities | ||
| Total Assets: | $555,748,000 | 1,004 |
| Cash and due from depository institutions | $18,740,000 | 1,092 |
| Interest-bearing balances | $140,000 | 4,905 |
| Securities | $25,117,000 | 4,206 |
| Federal funds sold & reverse repurchase agreements | $5,200,000 | 2,204 |
| Net loans & leases | $470,864,000 | 759 |
| Loan loss allowance | $4,372,000 | 1,056 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $9,568,000 | 986 |
| Other real estate owned | $2,840,000 | 1,092 |
| Goodwill and other intangibles | $12,168,000 | 436 |
| All other assets | $11,251,000 | 1,300 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $555,748,000 | 1,004 |
| Total liabilities | $496,717,000 | 1,011 |
| Total deposits | $436,146,000 | 975 |
| Interest-bearing deposits | $373,490,000 | 979 |
| Deposits held in domestic offices | $436,146,000 | 972 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,846,000 | 1,797 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $37,973,000 | 1,060 |
| Subordinated debt | $16,000,000 | 139 |
| All other liabilities | $2,752,000 | 1,467 |
| Total equity capital | $59,031,000 | 941 |
| Total bank equity capital | $59,031,000 | 941 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $2,760,000 | 1,431 |
| Surplus | $26,040,000 | 860 |
| Undivided profits | $30,231,000 | 1,057 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,659,000 | 1,796 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $2,216,000 | 1,209 |
| Earning assets | $501,321,000 | 1,011 |
| Long-term assets (5+ years) | $40,699,000 | 2,239 |
| Average Assets, year-to-date | $545,857,400 | 975 |
| Average Assets, quarterly | $562,979,500 | 974 |
| Volatile liabilities | $54,005,000 | 1,837 |
| Insider loans | $10,481,000 | 473 |
| FHLB advances | $37,973,000 | 964 |
| Loans and leases held for sale | $256,000 | 1,414 |
| Unused loan commitments | $86,662,000 | 942 |
| Tier 1 (core) risk-based capital | $46,326,000 | 1,095 |
| Tier 2 risk-based capital | $20,372,000 | 289 |
| Total risk weighted assets | $519,172,000 | 736 |
| Total unused commitments | $86,662,000 | 943 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 148 | 1,146 |
| Assets and Liabilities | ||
| Total Assets: | $570,211,000 | 976 |
| Cash and due from depository institutions | $13,931,000 | 1,146 |
| Interest-bearing balances | $379,000 | 4,101 |
| Securities | $53,700,000 | 2,311 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,602 |
| Net loans & leases | $466,470,000 | 767 |
| Loan loss allowance | $4,193,000 | 1,104 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $9,618,000 | 951 |
| Other real estate owned | $2,363,000 | 1,146 |
| Goodwill and other intangibles | $12,201,000 | 435 |
| All other assets | $11,928,000 | 1,237 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $570,211,000 | 976 |
| Total liabilities | $512,172,000 | 983 |
| Total deposits | $419,303,000 | 1,028 |
| Interest-bearing deposits | $356,365,000 | 1,031 |
| Deposits held in domestic offices | $419,303,000 | 1,026 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,864,000 | 1,714 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $83,047,000 | 589 |
| Subordinated debt | $3,000,000 | 213 |
| All other liabilities | $2,958,000 | 1,459 |
| Total equity capital | $58,039,000 | 972 |
| Total bank equity capital | $58,039,000 | 972 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $2,760,000 | 1,425 |
| Surplus | $26,040,000 | 859 |
| Undivided profits | $29,239,000 | 1,095 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,322,000 | 2,321 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $269,000 | 581 |
| Income earned, not collected on loans | $2,439,000 | 1,124 |
| Earning assets | $520,549,000 | 982 |
| Long-term assets (5+ years) | $72,617,000 | 1,438 |
| Average Assets, year-to-date | $543,384,750 | 1,004 |
| Average Assets, quarterly | $567,430,000 | 974 |
| Volatile liabilities | $97,205,000 | 1,095 |
| Insider loans | $8,998,000 | 551 |
| FHLB advances | $82,788,000 | 512 |
| Loans and leases held for sale | $1,066,000 | 1,116 |
| Unused loan commitments | $81,500,000 | 1,009 |
| Tier 1 (core) risk-based capital | $45,159,000 | 1,126 |
| Tier 2 risk-based capital | $7,193,000 | 660 |
| Total risk weighted assets | $522,533,000 | 739 |
| Total unused commitments | $81,500,000 | 1,010 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 152 | 1,109 |
| Assets and Liabilities | ||
| Total Assets: | $564,649,000 | 983 |
| Cash and due from depository institutions | $20,677,000 | 1,109 |
| Interest-bearing balances | $73,000 | 5,743 |
| Securities | $65,808,000 | 1,879 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,888 |
| Net loans & leases | $442,276,000 | 796 |
| Loan loss allowance | $4,022,000 | 1,139 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $9,692,000 | 923 |
| Other real estate owned | $2,623,000 | 1,109 |
| Goodwill and other intangibles | $12,235,000 | 414 |
| All other assets | $11,338,000 | 1,234 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $564,649,000 | 983 |
| Total liabilities | $507,177,000 | 982 |
| Total deposits | $424,948,000 | 1,014 |
| Interest-bearing deposits | $361,215,000 | 1,009 |
| Deposits held in domestic offices | $424,948,000 | 1,013 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,327,000 | 1,584 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $72,164,000 | 642 |
| Subordinated debt | $3,000,000 | 193 |
| All other liabilities | $2,738,000 | 1,591 |
| Total equity capital | $57,472,000 | 959 |
| Total bank equity capital | $57,472,000 | 959 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $2,760,000 | 1,419 |
| Surplus | $26,040,000 | 842 |
| Undivided profits | $28,672,000 | 1,136 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $612,000 | 3,944 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $161,000 | 774 |
| Income earned, not collected on loans | $2,372,000 | 1,154 |
| Earning assets | $508,157,000 | 997 |
| Long-term assets (5+ years) | $69,697,000 | 1,421 |
| Average Assets, year-to-date | $534,442,670 | 1,010 |
| Average Assets, quarterly | $546,728,000 | 1,000 |
| Volatile liabilities | $87,832,000 | 1,179 |
| Insider loans | $9,599,000 | 497 |
| FHLB advances | $71,401,000 | 570 |
| Loans and leases held for sale | $148,000 | 1,936 |
| Unused loan commitments | $78,539,000 | 1,019 |
| Tier 1 (core) risk-based capital | $43,448,000 | 1,142 |
| Tier 2 risk-based capital | $7,022,000 | 652 |
| Total risk weighted assets | $490,881,000 | 768 |
| Total unused commitments | $78,539,000 | 1,023 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 147 | 1,138 |
| Assets and Liabilities | ||
| Total Assets: | $528,807,000 | 1,021 |
| Cash and due from depository institutions | $16,328,000 | 1,138 |
| Interest-bearing balances | $43,000 | 5,964 |
| Securities | $72,516,000 | 1,689 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,247 |
| Net loans & leases | $403,152,000 | 851 |
| Loan loss allowance | $3,807,000 | 1,190 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $9,298,000 | 967 |
| Other real estate owned | $3,008,000 | 1,138 |
| Goodwill and other intangibles | $12,268,000 | 402 |
| All other assets | $12,237,000 | 1,135 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $528,807,000 | 1,021 |
| Total liabilities | $474,155,000 | 1,034 |
| Total deposits | $412,497,000 | 1,017 |
| Interest-bearing deposits | $356,042,000 | 1,025 |
| Deposits held in domestic offices | $412,497,000 | 1,015 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $7,820,000 | 1,130 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $38,346,000 | 979 |
| Subordinated debt | $3,000,000 | 180 |
| All other liabilities | $12,492,000 | 555 |
| Total equity capital | $54,652,000 | 990 |
| Total bank equity capital | $54,652,000 | 990 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $2,760,000 | 1,423 |
| Surplus | $26,040,000 | 827 |
| Undivided profits | $25,852,000 | 1,223 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,517,000 | 1,296 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $154,000 | 788 |
| Income earned, not collected on loans | $3,045,000 | 891 |
| Earning assets | $475,711,000 | 1,035 |
| Long-term assets (5+ years) | $81,981,000 | 1,182 |
| Average Assets, year-to-date | $519,339,500 | 1,037 |
| Average Assets, quarterly | $519,339,500 | 1,037 |
| Volatile liabilities | $53,144,000 | 1,745 |
| Insider loans | $10,198,000 | 454 |
| FHLB advances | $38,015,000 | 889 |
| Loans and leases held for sale | $487,000 | 1,578 |
| Unused loan commitments | $75,835,000 | 1,025 |
| Tier 1 (core) risk-based capital | $41,373,000 | 1,183 |
| Tier 2 risk-based capital | $6,807,000 | 652 |
| Total risk weighted assets | $447,671,000 | 827 |
| Total unused commitments | $75,835,000 | 1,034 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 157 | 1,049 |
| Assets and Liabilities | ||
| Total Assets: | $509,872,000 | 1,054 |
| Cash and due from depository institutions | $15,029,000 | 1,049 |
| Interest-bearing balances | $133,000 | 4,899 |
| Securities | $69,309,000 | 1,764 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,991 |
| Net loans & leases | $388,254,000 | 877 |
| Loan loss allowance | $3,898,000 | 1,124 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $9,454,000 | 927 |
| Other real estate owned | $2,992,000 | 1,049 |
| Goodwill and other intangibles | $12,302,000 | 393 |
| All other assets | $12,532,000 | 1,074 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $509,872,000 | 1,054 |
| Total liabilities | $456,438,000 | 1,066 |
| Total deposits | $408,113,000 | 1,011 |
| Interest-bearing deposits | $352,912,000 | 1,010 |
| Deposits held in domestic offices | $408,113,000 | 1,008 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,198,000 | 1,567 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $38,989,000 | 965 |
| Subordinated debt | $3,000,000 | 172 |
| All other liabilities | $2,138,000 | 1,917 |
| Total equity capital | $53,434,000 | 983 |
| Total bank equity capital | $53,434,000 | 983 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $2,760,000 | 1,417 |
| Surplus | $26,040,000 | 803 |
| Undivided profits | $24,634,000 | 1,267 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,292,000 | 1,351 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $402,000 | 420 |
| Income earned, not collected on loans | $2,715,000 | 1,048 |
| Earning assets | $457,696,000 | 1,073 |
| Long-term assets (5+ years) | $80,201,000 | 1,176 |
| Average Assets, year-to-date | $494,781,200 | 1,033 |
| Average Assets, quarterly | $509,548,000 | 1,047 |
| Volatile liabilities | $49,006,000 | 1,867 |
| Insider loans | $9,827,000 | 472 |
| FHLB advances | $38,029,000 | 879 |
| Loans and leases held for sale | $1,840,000 | 1,096 |
| Unused loan commitments | $74,803,000 | 987 |
| Tier 1 (core) risk-based capital | $39,952,000 | 1,192 |
| Tier 2 risk-based capital | $6,898,000 | 634 |
| Total risk weighted assets | $452,949,000 | 798 |
| Total unused commitments | $74,803,000 | 987 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 187 | 871 |
| Assets and Liabilities | ||
| Total Assets: | $471,267,000 | 1,095 |
| Cash and due from depository institutions | $19,019,000 | 871 |
| Interest-bearing balances | $1,336,000 | 2,684 |
| Securities | $78,773,000 | 1,427 |
| Federal funds sold & reverse repurchase agreements | $17,575,000 | 808 |
| Net loans & leases | $323,540,000 | 1,019 |
| Loan loss allowance | $3,517,000 | 1,175 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $9,283,000 | 922 |
| Other real estate owned | $3,794,000 | 871 |
| Goodwill and other intangibles | $12,395,000 | 372 |
| All other assets | $6,888,000 | 1,689 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $471,267,000 | 1,095 |
| Total liabilities | $423,348,000 | 1,105 |
| Total deposits | $373,311,000 | 1,055 |
| Interest-bearing deposits | $318,356,000 | 1,081 |
| Deposits held in domestic offices | $373,311,000 | 1,053 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,925,000 | 1,281 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $39,103,000 | 891 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $4,009,000 | 1,148 |
| Total equity capital | $47,919,000 | 1,029 |
| Total bank equity capital | $47,919,000 | 1,029 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $2,760,000 | 1,413 |
| Surplus | $26,040,000 | 778 |
| Undivided profits | $19,119,000 | 1,512 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,206,000 | 2,330 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $138,000 | 775 |
| Income earned, not collected on loans | $2,763,000 | 1,123 |
| Earning assets | $421,224,000 | 1,113 |
| Long-term assets (5+ years) | $84,012,000 | 1,117 |
| Average Assets, year-to-date | $458,441,200 | 1,061 |
| Average Assets, quarterly | $465,754,500 | 1,092 |
| Volatile liabilities | $50,433,000 | 1,739 |
| Insider loans | $5,125,000 | 950 |
| FHLB advances | $38,082,000 | 804 |
| Loans and leases held for sale | $1,975,000 | 926 |
| Unused loan commitments | $52,057,000 | 1,220 |
| Tier 1 (core) risk-based capital | $34,930,000 | 1,305 |
| Tier 2 risk-based capital | $3,517,000 | 1,107 |
| Total risk weighted assets | $358,399,000 | 963 |
| Total unused commitments | $52,057,000 | 1,225 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 87 | 1,932 |
| Assets and Liabilities | ||
| Total Assets: | $256,994,000 | 1,875 |
| Cash and due from depository institutions | $5,843,000 | 1,932 |
| Interest-bearing balances | $54,000 | 5,304 |
| Securities | $57,779,000 | 1,899 |
| Federal funds sold & reverse repurchase agreements | $11,875,000 | 1,014 |
| Net loans & leases | $174,042,000 | 1,819 |
| Loan loss allowance | $2,015,000 | 1,894 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $3,571,000 | 2,462 |
| Other real estate owned | $690,000 | 1,932 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $3,194,000 | 2,710 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $256,994,000 | 1,875 |
| Total liabilities | $237,840,000 | 1,826 |
| Total deposits | $189,175,000 | 2,080 |
| Interest-bearing deposits | $169,928,000 | 1,978 |
| Deposits held in domestic offices | $189,175,000 | 2,077 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,707,000 | 1,806 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $43,247,000 | 803 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $1,711,000 | 2,338 |
| Total equity capital | $19,154,000 | 2,446 |
| Total bank equity capital | $19,154,000 | 2,446 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $1,200,000 | 2,695 |
| Surplus | $1,600,000 | 6,000 |
| Undivided profits | $16,354,000 | 1,675 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,194,000 | 1,975 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $481,000 | 293 |
| Income earned, not collected on loans | $1,195,000 | 2,230 |
| Earning assets | $243,750,000 | 1,821 |
| Long-term assets (5+ years) | $70,667,000 | 1,238 |
| Average Assets, year-to-date | $236,211,600 | 1,944 |
| Average Assets, quarterly | $251,717,500 | 1,888 |
| Volatile liabilities | $35,768,000 | 2,305 |
| Insider loans | $1,586,000 | 2,801 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $7,674,000 | 264 |
| Unused loan commitments | $33,672,000 | 1,568 |
| Tier 1 (core) risk-based capital | $18,683,000 | 2,401 |
| Tier 2 risk-based capital | $2,015,000 | 1,765 |
| Total risk weighted assets | $199,208,000 | 1,636 |
| Total unused commitments | $33,672,000 | 1,569 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 99 | 1,714 |
| Assets and Liabilities | ||
| Total Assets: | $219,926,000 | 2,136 |
| Cash and due from depository institutions | $6,716,000 | 1,714 |
| Interest-bearing balances | $79,000 | 5,124 |
| Securities | $66,940,000 | 1,710 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,825 |
| Net loans & leases | $138,127,000 | 2,179 |
| Loan loss allowance | $1,526,000 | 2,346 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $3,867,000 | 2,230 |
| Other real estate owned | $546,000 | 1,714 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $3,730,000 | 2,353 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $219,926,000 | 2,136 |
| Total liabilities | $203,518,000 | 2,076 |
| Total deposits | $172,795,000 | 2,203 |
| Interest-bearing deposits | $155,009,000 | 2,112 |
| Deposits held in domestic offices | $172,795,000 | 2,197 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $20,773,000 | 805 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $8,859,000 | 2,172 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $1,091,000 | 3,043 |
| Total equity capital | $16,408,000 | 2,702 |
| Total bank equity capital | $16,408,000 | 2,702 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $1,200,000 | 2,754 |
| Surplus | $1,600,000 | 6,076 |
| Undivided profits | $13,608,000 | 1,854 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,993,000 | 794 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $2,452,000 | 75 |
| Income earned, not collected on loans | $1,041,000 | 2,149 |
| Earning assets | $205,146,000 | 2,096 |
| Long-term assets (5+ years) | $50,852,000 | 1,687 |
| Average Assets, year-to-date | $213,096,800 | 2,117 |
| Average Assets, quarterly | $214,087,500 | 2,171 |
| Volatile liabilities | $36,007,000 | 2,194 |
| Insider loans | $1,465,000 | 2,863 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $18,032,000 | 171 |
| Unused loan commitments | $31,833,000 | 1,670 |
| Tier 1 (core) risk-based capital | $16,960,000 | 2,580 |
| Tier 2 risk-based capital | $1,526,000 | 2,151 |
| Total risk weighted assets | $170,562,100 | 1,797 |
| Total unused commitments | $31,833,000 | 1,672 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 93 | 1,833 |
| Assets and Liabilities | ||
| Total Assets: | $210,877,000 | 2,187 |
| Cash and due from depository institutions | $7,662,000 | 1,833 |
| Interest-bearing balances | $84,000 | 5,252 |
| Securities | $67,898,000 | 1,751 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,346 |
| Net loans & leases | $128,991,000 | 2,170 |
| Loan loss allowance | $1,027,000 | 3,257 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $3,698,000 | 2,209 |
| Other real estate owned | $173,000 | 1,833 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $2,455,000 | 2,981 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $210,877,000 | 2,187 |
| Total liabilities | $193,692,000 | 2,146 |
| Total deposits | $178,731,000 | 2,127 |
| Interest-bearing deposits | $155,994,000 | 2,067 |
| Deposits held in domestic offices | $178,731,000 | 2,121 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,904,000 | 1,430 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $8,952,000 | 1,684 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $1,105,000 | 3,240 |
| Total equity capital | $17,185,000 | 2,608 |
| Total bank equity capital | $17,185,000 | 2,608 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $1,200,000 | 2,743 |
| Surplus | $1,600,000 | 6,016 |
| Undivided profits | $14,385,000 | 1,841 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,269,000 | 824 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $2,084,000 | 81 |
| Income earned, not collected on loans | $882,000 | 2,541 |
| Earning assets | $196,973,000 | 2,154 |
| Long-term assets (5+ years) | $51,104,000 | 1,564 |
| Average Assets, year-to-date | $199,872,600 | 2,173 |
| Average Assets, quarterly | $204,032,500 | 2,207 |
| Volatile liabilities | $15,782,000 | 3,643 |
| Insider loans | $994,000 | 3,554 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $17,017,000 | 256 |
| Unused loan commitments | $35,156,000 | 1,474 |
| Tier 1 (core) risk-based capital | $16,944,000 | 2,515 |
| Tier 2 risk-based capital | $1,027,000 | 2,951 |
| Total risk weighted assets | $159,498,200 | 1,807 |
| Total unused commitments | $35,156,000 | 1,480 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 83 | 2,140 |
| Assets and Liabilities | ||
| Total Assets: | $193,699,000 | 2,333 |
| Cash and due from depository institutions | $5,844,000 | 2,140 |
| Interest-bearing balances | $115,000 | 4,391 |
| Securities | $65,259,000 | 1,758 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,160 |
| Net loans & leases | $117,657,000 | 2,361 |
| Loan loss allowance | $1,041,000 | 3,248 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $2,625,000 | 3,021 |
| Other real estate owned | $235,000 | 2,140 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $2,079,000 | 3,377 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $193,699,000 | 2,333 |
| Total liabilities | $177,484,000 | 2,304 |
| Total deposits | $163,848,000 | 2,283 |
| Interest-bearing deposits | $145,710,000 | 2,211 |
| Deposits held in domestic offices | $163,848,000 | 2,275 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,973,000 | 1,386 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $6,503,000 | 1,738 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $1,160,000 | 3,156 |
| Total equity capital | $16,215,000 | 2,736 |
| Total bank equity capital | $16,215,000 | 2,736 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $1,200,000 | 2,796 |
| Surplus | $1,600,000 | 6,072 |
| Undivided profits | $13,415,000 | 1,950 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $561,000 | 3,773 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $106,000 | 915 |
| Income earned, not collected on loans | $852,000 | 2,700 |
| Earning assets | $183,031,000 | 2,284 |
| Long-term assets (5+ years) | $30,234,000 | 2,056 |
| Average Assets, year-to-date | $182,606,200 | 2,349 |
| Average Assets, quarterly | $193,640,000 | 2,309 |
| Volatile liabilities | $17,504,000 | 3,341 |
| Insider loans | $356,000 | 6,279 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $25,764,000 | 135 |
| Unused loan commitments | $21,470,000 | 1,995 |
| Tier 1 (core) risk-based capital | $15,910,000 | 2,677 |
| Tier 2 risk-based capital | $1,041,000 | 2,818 |
| Total risk weighted assets | $112,519,400 | 2,496 |
| Total unused commitments | $21,470,000 | 2,000 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 76 | 2,479 |
| Assets and Liabilities | ||
| Total Assets: | $168,298,000 | 2,745 |
| Cash and due from depository institutions | $5,221,000 | 2,479 |
| Interest-bearing balances | $11,000 | 6,170 |
| Securities | $55,052,000 | 2,219 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,460 |
| Net loans & leases | $103,495,000 | 2,703 |
| Loan loss allowance | $868,000 | 3,965 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $2,228,000 | 3,456 |
| Other real estate owned | $96,000 | 2,479 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $2,206,000 | 3,309 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $168,298,000 | 2,745 |
| Total liabilities | $154,124,000 | 2,696 |
| Total deposits | $137,500,000 | 2,783 |
| Interest-bearing deposits | $121,188,000 | 2,726 |
| Deposits held in domestic offices | $137,500,000 | 2,776 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $11,659,000 | 1,062 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $3,914,000 | 2,087 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $1,051,000 | 3,382 |
| Total equity capital | $14,174,000 | 3,147 |
| Total bank equity capital | $14,174,000 | 3,147 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $1,200,000 | 2,988 |
| Surplus | $1,600,000 | 6,207 |
| Undivided profits | $11,374,000 | 2,268 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $41,000 | 9,275 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $868,000 | 2,609 |
| Earning assets | $158,558,000 | 2,674 |
| Long-term assets (5+ years) | $16,822,000 | 3,013 |
| Average Assets, year-to-date | $159,349,600 | 2,763 |
| Average Assets, quarterly | $167,669,000 | 2,720 |
| Volatile liabilities | $22,744,000 | 2,631 |
| Insider loans | $342,000 | 6,523 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $22,047,000 | 144 |
| Unused loan commitments | $19,596,000 | 2,079 |
| Tier 1 (core) risk-based capital | $13,894,000 | 3,112 |
| Tier 2 risk-based capital | $868,000 | 3,407 |
| Total risk weighted assets | $97,676,500 | 2,845 |
| Total unused commitments | $19,596,000 | 2,092 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 70 | 2,789 |
| Assets and Liabilities | ||
| Total Assets: | $147,218,000 | 3,102 |
| Cash and due from depository institutions | $4,295,000 | 2,789 |
| Interest-bearing balances | $7,000 | 6,524 |
| Securities | $46,081,000 | 2,742 |
| Federal funds sold & reverse repurchase agreements | $0 | 9,298 |
| Net loans & leases | $91,603,000 | 2,930 |
| Loan loss allowance | $864,000 | 3,982 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $2,118,000 | 3,527 |
| Other real estate owned | $1,133,000 | 2,789 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $1,988,000 | 3,643 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $147,218,000 | 3,102 |
| Total liabilities | $134,724,000 | 3,071 |
| Total deposits | $129,021,000 | 2,985 |
| Interest-bearing deposits | $115,039,000 | 2,904 |
| Deposits held in domestic offices | $129,021,000 | 2,977 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,369,000 | 1,616 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $364,000 | 3,666 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $970,000 | 3,730 |
| Total equity capital | $12,494,000 | 3,513 |
| Total bank equity capital | $12,494,000 | 3,513 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $1,200,000 | 3,095 |
| Surplus | $1,600,000 | 6,286 |
| Undivided profits | $9,694,000 | 2,666 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $424,000 | 4,690 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $92,000 | 943 |
| Income earned, not collected on loans | $880,000 | 2,624 |
| Earning assets | $137,691,000 | 3,064 |
| Long-term assets (5+ years) | $17,497,000 | 2,754 |
| Average Assets, year-to-date | $138,190,000 | 3,167 |
| Average Assets, quarterly | $144,412,500 | 3,127 |
| Volatile liabilities | $11,229,000 | 4,216 |
| Insider loans | $326,000 | 6,828 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $20,970,000 | 146 |
| Unused loan commitments | $11,309,000 | 3,010 |
| Tier 1 (core) risk-based capital | $12,064,000 | 3,518 |
| Tier 2 risk-based capital | $864,000 | 3,342 |
| Total risk weighted assets | $85,549,300 | 3,126 |
| Total unused commitments | $11,309,000 | 3,021 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 67 | 3,011 |
| Assets and Liabilities | ||
| Total Assets: | $124,963,000 | 3,552 |
| Cash and due from depository institutions | $3,741,000 | 3,011 |
| Interest-bearing balances | $7,000 | 6,780 |
| Securities | $38,538,000 | 3,409 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $78,535,000 | 3,296 |
| Loan loss allowance | $789,000 | 4,381 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $1,435,000 | 4,804 |
| Other real estate owned | $879,000 | 3,011 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $1,835,000 | 4,153 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $124,963,000 | 3,552 |
| Total liabilities | $115,031,000 | 3,522 |
| Total deposits | $103,891,000 | 3,658 |
| Interest-bearing deposits | $90,811,000 | 3,573 |
| Deposits held in domestic offices | $103,891,000 | 3,650 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $9,897,000 | 1,284 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $668,000 | 3,521 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $575,000 | 4,750 |
| Total equity capital | $9,932,000 | 4,067 |
| Total bank equity capital | $9,932,000 | 4,067 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $1,200,000 | 3,212 |
| Surplus | $1,600,000 | 6,330 |
| Undivided profits | $7,132,000 | 3,204 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $86,000 | 8,712 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $650,000 | 3,171 |
| Earning assets | $117,080,000 | 3,472 |
| Long-term assets (5+ years) | $8,899,000 | 4,420 |
| Average Assets, year-to-date | $119,183,400 | 3,622 |
| Average Assets, quarterly | $123,386,000 | 3,571 |
| Volatile liabilities | $13,090,000 | 3,555 |
| Insider loans | $340,000 | 6,815 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $15,282,000 | 136 |
| Unused loan commitments | $10,738,000 | 2,981 |
| Tier 1 (core) risk-based capital | $10,347,000 | 3,981 |
| Tier 2 risk-based capital | $789,000 | 3,608 |
| Total risk weighted assets | $95,764,200 | 2,753 |
| Total unused commitments | $10,738,000 | 2,991 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 68 | 3,090 |
| Assets and Liabilities | ||
| Total Assets: | $114,078,000 | 3,941 |
| Cash and due from depository institutions | $5,534,000 | 3,090 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $36,305,000 | 3,786 |
| Federal funds sold & reverse repurchase agreements | $0 | 10,345 |
| Net loans & leases | $68,405,000 | 3,669 |
| Loan loss allowance | $783,000 | 4,558 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $1,268,000 | 5,279 |
| Other real estate owned | $1,284,000 | 3,090 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $1,282,000 | 5,056 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $114,078,000 | 3,941 |
| Total liabilities | $104,679,000 | 3,905 |
| Total deposits | $94,566,000 | 4,098 |
| Interest-bearing deposits | $83,198,000 | 4,048 |
| Deposits held in domestic offices | $94,566,000 | 4,090 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $8,023,000 | 1,190 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $1,624,000 | 2,310 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $466,000 | 5,625 |
| Total equity capital | $9,399,000 | 4,324 |
| Total bank equity capital | $9,399,000 | 4,324 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $1,200,000 | 3,307 |
| Surplus | $1,600,000 | 6,350 |
| Undivided profits | $6,599,000 | 3,510 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $43,000 | 10,631 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $446,000 | 4,203 |
| Earning assets | $104,710,000 | 3,949 |
| Long-term assets (5+ years) | $6,750,000 | 5,523 |
| Average Assets, year-to-date | $103,935,800 | 4,192 |
| Average Assets, quarterly | $113,385,500 | 3,931 |
| Volatile liabilities | $11,937,000 | 3,609 |
| Insider loans | $332,000 | 6,979 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $20,074,000 | 213 |
| Unused loan commitments | $9,875,000 | 3,138 |
| Tier 1 (core) risk-based capital | $9,167,000 | 4,332 |
| Tier 2 risk-based capital | $783,000 | 3,597 |
| Total risk weighted assets | $86,031,200 | 2,998 |
| Total unused commitments | $9,875,000 | 3,156 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 62 | 3,453 |
| Assets and Liabilities | ||
| Total Assets: | $95,306,000 | 4,722 |
| Cash and due from depository institutions | $3,703,000 | 3,453 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $43,802,000 | 3,107 |
| Federal funds sold & reverse repurchase agreements | $0 | 11,296 |
| Net loans & leases | $44,508,000 | 5,289 |
| Loan loss allowance | $678,000 | 5,139 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $1,247,000 | 5,364 |
| Other real estate owned | $916,000 | 3,453 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $1,130,000 | 5,755 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $95,306,000 | 4,722 |
| Total liabilities | $87,227,000 | 4,729 |
| Total deposits | $82,116,000 | 4,793 |
| Interest-bearing deposits | $72,706,000 | 4,720 |
| Deposits held in domestic offices | $82,116,000 | 4,785 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,857,000 | 1,563 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $665,000 | 2,906 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $589,000 | 5,090 |
| Total equity capital | $8,079,000 | 4,743 |
| Total bank equity capital | $8,079,000 | 4,743 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $1,200,000 | 3,439 |
| Surplus | $1,600,000 | 6,294 |
| Undivided profits | $5,279,000 | 4,003 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $297,000 | 7,248 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $281,000 | 6,882 |
| Earning assets | $88,310,000 | 4,677 |
| Long-term assets (5+ years) | $8,634,000 | 4,753 |
| Average Assets, year-to-date | $90,983,200 | 4,813 |
| Average Assets, quarterly | $94,120,500 | 4,741 |
| Volatile liabilities | $6,034,000 | 5,862 |
| Insider loans | $110,000 | 5,471 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $9,511,000 | 244 |
| Unused loan commitments | $7,144,000 | 3,689 |
| Tier 1 (core) risk-based capital | $8,079,000 | 4,675 |
| Tier 2 risk-based capital | $678,000 | 4,067 |
| Total risk weighted assets | $58,889,400 | 4,292 |
| Total unused commitments | $7,144,000 | 3,709 |
| Derivatives | $0 | 651 |