Home > Union Bank and Trust Company of Indiana > Income and Expense
Union Bank and Trust Company of Indiana, Income and Expense
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $24,901,000 | 1,364 |
| Total interest expense | $11,740,000 | 1,380 |
| Net interest income | $13,161,000 | 1,348 |
| Provision for loan and lease losses | $336,000 | 2,983 |
| Total noninterest income | $3,997,000 | 1,180 |
| Gross Fiduciary activities income | $380,000 | 670 |
| Service charges on deposit accounts | $886,000 | 1,710 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $2,731,000 | 1,013 |
| Total noninterest expense | $10,217,000 | 1,443 |
| Salaries and employee benefits | $5,093,000 | 1,489 |
| Premises and equipment expense | $1,135,000 | 1,886 |
| Additional noninterest expense | $3,989,000 | 1,196 |
| Pre-tax net operating income | $6,605,000 | 1,123 |
| Securities gains (losses) | $42,000 | 2,526 |
| Applicable income taxes | $2,468,000 | 989 |
| Income before extraordinary items | $4,179,000 | 1,305 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $4,179,000 | 1,306 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $216,000 | 2,738 |
| Cash dividends | $2,600,000 | 1,036 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $4,152,120 | 1,259 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $24,762,000 | 1,409 |
| Total interest expense | $12,434,000 | 1,396 |
| Net interest income | $12,328,000 | 1,426 |
| Provision for loan and lease losses | $340,000 | 2,622 |
| Total noninterest income | $3,357,000 | 1,222 |
| Gross Fiduciary activities income | $349,000 | 687 |
| Service charges on deposit accounts | $847,000 | 1,637 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $2,161,000 | 1,078 |
| Total noninterest expense | $9,149,000 | 1,528 |
| Salaries and employee benefits | $4,684,000 | 1,517 |
| Premises and equipment expense | $1,175,000 | 1,784 |
| Additional noninterest expense | $3,290,000 | 1,366 |
| Pre-tax net operating income | $6,196,000 | 1,194 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $2,424,000 | 988 |
| Income before extraordinary items | $3,772,000 | 1,401 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $3,772,000 | 1,403 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $37,000 | 5,200 |
| Cash dividends | $2,520,000 | 1,109 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $3,772,000 | 1,388 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $21,525,000 | 1,520 |
| Total interest expense | $10,190,000 | 1,473 |
| Net interest income | $11,335,000 | 1,541 |
| Provision for loan and lease losses | $259,000 | 2,989 |
| Total noninterest income | $2,265,000 | 1,697 |
| Gross Fiduciary activities income | $310,000 | 762 |
| Service charges on deposit accounts | $771,000 | 1,714 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $1,184,000 | 1,656 |
| Total noninterest expense | $7,574,000 | 1,830 |
| Salaries and employee benefits | $3,937,000 | 1,754 |
| Premises and equipment expense | $1,233,000 | 1,653 |
| Additional noninterest expense | $2,404,000 | 1,829 |
| Pre-tax net operating income | $5,767,000 | 1,326 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $2,237,000 | 1,114 |
| Income before extraordinary items | $3,530,000 | 1,518 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $3,530,000 | 1,519 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $80,000 | 3,975 |
| Cash dividends | $2,155,000 | 1,279 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $3,530,000 | 1,488 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $18,668,000 | 1,737 |
| Total interest expense | $8,749,000 | 1,756 |
| Net interest income | $9,919,000 | 1,727 |
| Provision for loan and lease losses | $258,000 | 2,938 |
| Total noninterest income | $1,714,000 | 2,048 |
| Gross Fiduciary activities income | $261,000 | 813 |
| Service charges on deposit accounts | $643,000 | 1,996 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $810,000 | 2,157 |
| Total noninterest expense | $5,824,000 | 2,248 |
| Salaries and employee benefits | $3,313,000 | 2,036 |
| Premises and equipment expense | $1,018,000 | 1,940 |
| Additional noninterest expense | $1,493,000 | 2,795 |
| Pre-tax net operating income | $5,551,000 | 1,352 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $2,135,000 | 1,184 |
| Income before extraordinary items | $3,416,000 | 1,545 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $3,416,000 | 1,545 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $69,000 | 4,320 |
| Cash dividends | $500,000 | 3,496 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $3,416,000 | 1,489 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $17,152,000 | 1,923 |
| Total interest expense | $7,769,000 | 1,984 |
| Net interest income | $9,383,000 | 1,858 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $1,650,000 | 2,052 |
| Gross Fiduciary activities income | $243,000 | 855 |
| Service charges on deposit accounts | $593,000 | 2,215 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $814,000 | 2,008 |
| Total noninterest expense | $4,882,000 | 2,630 |
| Salaries and employee benefits | $2,858,000 | 2,310 |
| Premises and equipment expense | $895,000 | 2,189 |
| Additional noninterest expense | $1,129,000 | 3,526 |
| Pre-tax net operating income | $6,151,000 | 1,277 |
| Securities gains (losses) | $-43,000 | 10,607 |
| Applicable income taxes | $2,399,000 | 1,133 |
| Income before extraordinary items | $3,709,000 | 1,458 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $3,709,000 | 1,459 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $58,000 | 4,868 |
| Cash dividends | $2,000,000 | 1,293 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $3,736,520 | 1,416 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $16,008,000 | 2,103 |
| Total interest expense | $7,291,000 | 2,144 |
| Net interest income | $8,717,000 | 2,053 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $1,487,000 | 2,314 |
| Gross Fiduciary activities income | $232,000 | 930 |
| Service charges on deposit accounts | $498,000 | 2,732 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $757,000 | 2,181 |
| Total noninterest expense | $4,769,000 | 2,864 |
| Salaries and employee benefits | $2,824,000 | 2,353 |
| Premises and equipment expense | $861,000 | 2,294 |
| Additional noninterest expense | $1,084,000 | 4,116 |
| Pre-tax net operating income | $5,435,000 | 1,312 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $2,161,000 | 1,148 |
| Income before extraordinary items | $3,274,000 | 1,516 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $3,274,000 | 1,518 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 6,315 |
| Cash dividends | $2,500,000 | 1,090 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $3,274,000 | 1,485 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $15,428,000 | 2,188 |
| Total interest expense | $7,105,000 | 2,187 |
| Net interest income | $8,323,000 | 2,158 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $1,431,000 | 2,368 |
| Gross Fiduciary activities income | $189,000 | 1,019 |
| Service charges on deposit accounts | $445,000 | 3,038 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $797,000 | 2,112 |
| Total noninterest expense | $5,169,000 | 2,626 |
| Salaries and employee benefits | $2,919,000 | 2,265 |
| Premises and equipment expense | $898,000 | 2,231 |
| Additional noninterest expense | $1,352,000 | 3,369 |
| Pre-tax net operating income | $4,585,000 | 1,612 |
| Securities gains (losses) | $16,000 | 2,046 |
| Applicable income taxes | $1,804,000 | 1,395 |
| Income before extraordinary items | $2,797,000 | 1,807 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $2,797,000 | 1,806 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $47,000 | 5,247 |
| Cash dividends | $2,000,000 | 1,219 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $2,786,760 | 1,790 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $13,878,000 | 2,210 |
| Total interest expense | $6,009,000 | 2,078 |
| Net interest income | $7,869,000 | 2,286 |
| Provision for loan and lease losses | $25,000 | 7,401 |
| Total noninterest income | $1,543,000 | 2,242 |
| Gross Fiduciary activities income | $200,000 | 1,018 |
| Service charges on deposit accounts | $460,000 | 2,997 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $883,000 | 2,001 |
| Total noninterest expense | $5,558,000 | 2,509 |
| Salaries and employee benefits | $2,852,000 | 2,353 |
| Premises and equipment expense | $908,000 | 2,221 |
| Additional noninterest expense | $1,798,000 | 2,834 |
| Pre-tax net operating income | $3,829,000 | 1,855 |
| Securities gains (losses) | $-121,000 | 11,668 |
| Applicable income taxes | $1,437,000 | 1,614 |
| Income before extraordinary items | $2,271,000 | 2,152 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $2,271,000 | 2,149 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-12,000 | 10,929 |
| Cash dividends | $925,000 | 2,041 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $2,348,440 | 2,098 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $5,104,000 | 5,672 |
| Total interest expense | $2,417,000 | 4,972 |
| Net interest income | $2,687,000 | 6,184 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $637,000 | 4,758 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $146,000 | 7,195 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $491,000 | 3,298 |
| Total noninterest expense | $2,275,000 | 5,712 |
| Salaries and employee benefits | $1,065,000 | 5,812 |
| Premises and equipment expense | $358,000 | 5,144 |
| Additional noninterest expense | $852,000 | 5,611 |
| Pre-tax net operating income | $1,049,000 | 5,697 |
| Securities gains (losses) | $14,000 | 5,105 |
| Applicable income taxes | $401,000 | 4,994 |
| Income before extraordinary items | $662,000 | 6,341 |
| Extraordinary gains, net | $19,000 | 2,728 |
| Net income | $681,000 | 6,404 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-27,000 | 12,315 |
| Cash dividends | $500,000 | 3,045 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $653,040 | 6,169 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $5,875,000 | 5,584 |
| Total interest expense | $3,074,000 | 5,057 |
| Net interest income | $2,801,000 | 6,049 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $548,000 | 5,287 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $136,000 | 7,502 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $412,000 | 3,633 |
| Total noninterest expense | $2,189,000 | 5,945 |
| Salaries and employee benefits | $1,066,000 | 5,712 |
| Premises and equipment expense | $361,000 | 5,234 |
| Additional noninterest expense | $762,000 | 6,336 |
| Pre-tax net operating income | $1,160,000 | 5,055 |
| Securities gains (losses) | $1,000 | 7,986 |
| Applicable income taxes | $427,000 | 4,554 |
| Income before extraordinary items | $734,000 | 5,720 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $734,000 | 5,789 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 9,510 |
| Cash dividends | $500,000 | 2,760 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $733,360 | 5,386 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.