Home > Union Bank and Trust Company > Income and Expense
Union Bank and Trust Company, Income and Expense
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $3,108,000 | 4,583 |
| Total interest expense | $350,000 | 4,702 |
| Net interest income | $2,758,000 | 4,498 |
| Provision for loan and lease losses | $301,000 | 2,059 |
| Total noninterest income | $603,000 | 3,672 |
| Gross Fiduciary activities income | $157,000 | 767 |
| Service charges on deposit accounts | $166,000 | 3,962 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $280,000 | 3,848 |
| Total noninterest expense | $3,296,000 | 3,720 |
| Salaries and employee benefits | $1,719,000 | 3,765 |
| Premises and equipment expense | $457,000 | 3,307 |
| Additional noninterest expense | $1,120,000 | 3,666 |
| Pre-tax net operating income | $-236,000 | 6,506 |
| Securities gains (losses) | $-81,000 | 6,708 |
| Applicable income taxes | $0 | 4,713 |
| Income before extraordinary items | $-317,000 | 6,580 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $-317,000 | 6,580 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-317,000 | 6,580 |
| Net charge-offs | $92,000 | 3,335 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $-236,000 | 6,521 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $2,045,000 | 4,628 |
| Total interest expense | $232,000 | 4,770 |
| Net interest income | $1,813,000 | 4,555 |
| Provision for loan and lease losses | $226,000 | 1,966 |
| Total noninterest income | $450,000 | 3,491 |
| Gross Fiduciary activities income | $100,000 | 781 |
| Service charges on deposit accounts | $105,000 | 4,027 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $245,000 | 3,485 |
| Total noninterest expense | $2,312,000 | 3,624 |
| Salaries and employee benefits | $1,181,000 | 3,719 |
| Premises and equipment expense | $325,000 | 3,171 |
| Additional noninterest expense | $806,000 | 3,482 |
| Pre-tax net operating income | $-275,000 | 6,596 |
| Securities gains (losses) | $-79,000 | 6,826 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $-354,000 | 6,674 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-354,000 | 6,675 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $-354,000 | 6,675 |
| Net charge-offs | $93,000 | 2,824 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $-275,000 | 6,612 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,010,000 | 4,693 |
| Total interest expense | $116,000 | 4,854 |
| Net interest income | $894,000 | 4,612 |
| Provision for loan and lease losses | $117,000 | 1,932 |
| Total noninterest income | $175,000 | 3,885 |
| Gross Fiduciary activities income | $48,000 | 788 |
| Service charges on deposit accounts | $53,000 | 3,986 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $74,000 | 4,206 |
| Total noninterest expense | $1,132,000 | 3,706 |
| Salaries and employee benefits | $587,000 | 3,759 |
| Premises and equipment expense | $143,000 | 3,500 |
| Additional noninterest expense | $402,000 | 3,492 |
| Pre-tax net operating income | $-180,000 | 6,708 |
| Securities gains (losses) | $-79,000 | 6,946 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $-259,000 | 6,793 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $-259,000 | 6,793 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $-259,000 | 6,793 |
| Net charge-offs | $128,000 | 1,709 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $-180,000 | 6,713 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $4,577,000 | 4,524 |
| Total interest expense | $440,000 | 5,358 |
| Net interest income | $4,137,000 | 4,323 |
| Provision for loan and lease losses | $620,000 | 2,413 |
| Total noninterest income | $740,000 | 3,791 |
| Gross Fiduciary activities income | $222,000 | 775 |
| Service charges on deposit accounts | $257,000 | 3,788 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $261,000 | 4,237 |
| Total noninterest expense | $4,405,000 | 3,778 |
| Salaries and employee benefits | $2,468,000 | 3,610 |
| Premises and equipment expense | $522,000 | 3,713 |
| Additional noninterest expense | $1,415,000 | 3,928 |
| Pre-tax net operating income | $-148,000 | 6,315 |
| Securities gains (losses) | $445,000 | 1,025 |
| Applicable income taxes | $292,000 | 2,678 |
| Income before extraordinary items | $5,000 | 6,297 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $5,000 | 6,290 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $5,000 | 6,292 |
| Net charge-offs | $530,000 | 2,577 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $-279,800 | 6,422 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $3,516,000 | 4,539 |
| Total interest expense | $323,000 | 5,538 |
| Net interest income | $3,193,000 | 4,317 |
| Provision for loan and lease losses | $545,000 | 2,169 |
| Total noninterest income | $669,000 | 3,495 |
| Gross Fiduciary activities income | $159,000 | 772 |
| Service charges on deposit accounts | $196,000 | 3,802 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $314,000 | 3,620 |
| Total noninterest expense | $3,405,000 | 3,751 |
| Salaries and employee benefits | $1,824,000 | 3,661 |
| Premises and equipment expense | $382,000 | 3,818 |
| Additional noninterest expense | $1,199,000 | 3,667 |
| Pre-tax net operating income | $-88,000 | 6,406 |
| Securities gains (losses) | $341,000 | 999 |
| Applicable income taxes | $42,000 | 3,869 |
| Income before extraordinary items | $211,000 | 5,674 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $211,000 | 5,673 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $211,000 | 5,673 |
| Net charge-offs | $496,000 | 2,197 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $-72,030 | 6,407 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $2,298,000 | 4,628 |
| Total interest expense | $208,000 | 5,702 |
| Net interest income | $2,090,000 | 4,372 |
| Provision for loan and lease losses | $470,000 | 1,885 |
| Total noninterest income | $460,000 | 3,391 |
| Gross Fiduciary activities income | $108,000 | 777 |
| Service charges on deposit accounts | $130,000 | 3,792 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $222,000 | 3,522 |
| Total noninterest expense | $2,278,000 | 3,750 |
| Salaries and employee benefits | $1,246,000 | 3,609 |
| Premises and equipment expense | $248,000 | 3,888 |
| Additional noninterest expense | $784,000 | 3,713 |
| Pre-tax net operating income | $-198,000 | 6,629 |
| Securities gains (losses) | $35,000 | 2,264 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $-163,000 | 6,690 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-163,000 | 6,691 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-163,000 | 6,691 |
| Net charge-offs | $499,000 | 1,768 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $-198,000 | 6,643 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,137,000 | 4,702 |
| Total interest expense | $99,000 | 5,891 |
| Net interest income | $1,038,000 | 4,411 |
| Provision for loan and lease losses | $83,000 | 3,104 |
| Total noninterest income | $264,000 | 3,154 |
| Gross Fiduciary activities income | $55,000 | 776 |
| Service charges on deposit accounts | $67,000 | 3,746 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $142,000 | 3,146 |
| Total noninterest expense | $1,147,000 | 3,757 |
| Salaries and employee benefits | $650,000 | 3,535 |
| Premises and equipment expense | $129,000 | 3,811 |
| Additional noninterest expense | $368,000 | 3,841 |
| Pre-tax net operating income | $72,000 | 5,697 |
| Securities gains (losses) | $34,000 | 1,396 |
| Applicable income taxes | $7,000 | 4,126 |
| Income before extraordinary items | $99,000 | 5,373 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $99,000 | 5,374 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $99,000 | 5,374 |
| Net charge-offs | $-1,000 | 5,761 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $67,380 | 5,637 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $4,933,000 | 4,603 |
| Total interest expense | $418,000 | 6,140 |
| Net interest income | $4,515,000 | 4,196 |
| Provision for loan and lease losses | $750,000 | 2,824 |
| Total noninterest income | $886,000 | 3,331 |
| Gross Fiduciary activities income | $271,000 | 678 |
| Service charges on deposit accounts | $279,000 | 3,743 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $336,000 | 3,694 |
| Total noninterest expense | $5,239,000 | 3,406 |
| Salaries and employee benefits | $2,533,000 | 3,527 |
| Premises and equipment expense | $1,112,000 | 2,191 |
| Additional noninterest expense | $1,594,000 | 3,696 |
| Pre-tax net operating income | $-588,000 | 6,448 |
| Securities gains (losses) | $253,000 | 1,269 |
| Applicable income taxes | $572,000 | 1,904 |
| Income before extraordinary items | $-907,000 | 6,615 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-907,000 | 6,617 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $-907,000 | 6,615 |
| Net charge-offs | $770,000 | 2,686 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $-1,160,000 | 6,659 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $3,779,000 | 4,601 |
| Total interest expense | $318,000 | 6,224 |
| Net interest income | $3,461,000 | 4,148 |
| Provision for loan and lease losses | $601,000 | 2,632 |
| Total noninterest income | $689,000 | 3,277 |
| Gross Fiduciary activities income | $212,000 | 665 |
| Service charges on deposit accounts | $206,000 | 3,796 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $271,000 | 3,616 |
| Total noninterest expense | $3,751,000 | 3,544 |
| Salaries and employee benefits | $1,843,000 | 3,596 |
| Premises and equipment expense | $799,000 | 2,315 |
| Additional noninterest expense | $1,109,000 | 3,894 |
| Pre-tax net operating income | $-202,000 | 6,393 |
| Securities gains (losses) | $67,000 | 2,106 |
| Applicable income taxes | $-33,000 | 6,882 |
| Income before extraordinary items | $-102,000 | 6,415 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-102,000 | 6,419 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $-102,000 | 6,418 |
| Net charge-offs | $465,000 | 2,750 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $-152,920 | 6,391 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $2,494,000 | 4,669 |
| Total interest expense | $213,000 | 6,332 |
| Net interest income | $2,281,000 | 4,207 |
| Provision for loan and lease losses | $489,000 | 2,353 |
| Total noninterest income | $448,000 | 3,338 |
| Gross Fiduciary activities income | $145,000 | 667 |
| Service charges on deposit accounts | $134,000 | 3,820 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $169,000 | 3,758 |
| Total noninterest expense | $2,685,000 | 3,392 |
| Salaries and employee benefits | $1,243,000 | 3,598 |
| Premises and equipment expense | $678,000 | 1,870 |
| Additional noninterest expense | $764,000 | 3,872 |
| Pre-tax net operating income | $-445,000 | 6,757 |
| Securities gains (losses) | $47,000 | 1,636 |
| Applicable income taxes | $-100,000 | 7,107 |
| Income before extraordinary items | $-298,000 | 6,720 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-298,000 | 6,720 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $-298,000 | 6,721 |
| Net charge-offs | $416,000 | 2,324 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $-333,250 | 6,711 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,234,000 | 4,715 |
| Total interest expense | $108,000 | 6,405 |
| Net interest income | $1,126,000 | 4,234 |
| Provision for loan and lease losses | $147,000 | 2,927 |
| Total noninterest income | $219,000 | 3,406 |
| Gross Fiduciary activities income | $71,000 | 676 |
| Service charges on deposit accounts | $66,000 | 3,799 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $82,000 | 3,866 |
| Total noninterest expense | $1,198,000 | 3,698 |
| Salaries and employee benefits | $648,000 | 3,515 |
| Premises and equipment expense | $164,000 | 3,471 |
| Additional noninterest expense | $386,000 | 3,822 |
| Pre-tax net operating income | $0 | 6,326 |
| Securities gains (losses) | $30,000 | 956 |
| Applicable income taxes | $7,000 | 3,925 |
| Income before extraordinary items | $23,000 | 6,084 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $23,000 | 6,083 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $23,000 | 6,084 |
| Net charge-offs | $106,000 | 2,678 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $-100 | 6,356 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $5,091,000 | 4,771 |
| Total interest expense | $531,000 | 6,441 |
| Net interest income | $4,560,000 | 4,202 |
| Provision for loan and lease losses | $353,000 | 4,626 |
| Total noninterest income | $1,159,000 | 2,964 |
| Gross Fiduciary activities income | $276,000 | 692 |
| Service charges on deposit accounts | $296,000 | 3,661 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $587,000 | 2,952 |
| Total noninterest expense | $5,261,000 | 3,460 |
| Salaries and employee benefits | $2,837,000 | 3,265 |
| Premises and equipment expense | $704,000 | 3,280 |
| Additional noninterest expense | $1,720,000 | 3,646 |
| Pre-tax net operating income | $105,000 | 5,463 |
| Securities gains (losses) | $265,000 | 1,368 |
| Applicable income taxes | $-52,000 | 6,723 |
| Income before extraordinary items | $422,000 | 4,558 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $422,000 | 4,558 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $422,000 | 4,558 |
| Net charge-offs | $819,000 | 2,970 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $157,000 | 5,295 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $3,792,000 | 4,890 |
| Total interest expense | $412,000 | 6,534 |
| Net interest income | $3,380,000 | 4,301 |
| Provision for loan and lease losses | $315,000 | 4,247 |
| Total noninterest income | $938,000 | 2,849 |
| Gross Fiduciary activities income | $200,000 | 688 |
| Service charges on deposit accounts | $219,000 | 3,753 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $519,000 | 2,708 |
| Total noninterest expense | $3,925,000 | 3,481 |
| Salaries and employee benefits | $2,108,000 | 3,307 |
| Premises and equipment expense | $541,000 | 3,263 |
| Additional noninterest expense | $1,276,000 | 3,651 |
| Pre-tax net operating income | $78,000 | 5,696 |
| Securities gains (losses) | $137,000 | 1,674 |
| Applicable income taxes | $1,000 | 4,603 |
| Income before extraordinary items | $214,000 | 5,240 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $214,000 | 5,242 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $214,000 | 5,243 |
| Net charge-offs | $821,000 | 2,432 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $77,000 | 5,681 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $2,525,000 | 4,923 |
| Total interest expense | $281,000 | 6,599 |
| Net interest income | $2,244,000 | 4,313 |
| Provision for loan and lease losses | $235,000 | 4,001 |
| Total noninterest income | $668,000 | 2,667 |
| Gross Fiduciary activities income | $132,000 | 690 |
| Service charges on deposit accounts | $143,000 | 3,791 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $393,000 | 2,440 |
| Total noninterest expense | $2,596,000 | 3,518 |
| Salaries and employee benefits | $1,396,000 | 3,351 |
| Premises and equipment expense | $370,000 | 3,234 |
| Additional noninterest expense | $830,000 | 3,703 |
| Pre-tax net operating income | $81,000 | 5,619 |
| Securities gains (losses) | $106,000 | 1,383 |
| Applicable income taxes | $-6,000 | 6,896 |
| Income before extraordinary items | $193,000 | 4,935 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $193,000 | 4,936 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $193,000 | 4,935 |
| Net charge-offs | $803,000 | 1,936 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $87,000 | 5,514 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,230,000 | 5,058 |
| Total interest expense | $143,000 | 6,689 |
| Net interest income | $1,087,000 | 4,429 |
| Provision for loan and lease losses | $138,000 | 3,565 |
| Total noninterest income | $220,000 | 3,456 |
| Gross Fiduciary activities income | $64,000 | 709 |
| Service charges on deposit accounts | $68,000 | 3,894 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $88,000 | 3,739 |
| Total noninterest expense | $1,231,000 | 3,695 |
| Salaries and employee benefits | $692,000 | 3,423 |
| Premises and equipment expense | $169,000 | 3,552 |
| Additional noninterest expense | $370,000 | 3,999 |
| Pre-tax net operating income | $-62,000 | 6,545 |
| Securities gains (losses) | $38,000 | 1,256 |
| Applicable income taxes | $-7,000 | 7,085 |
| Income before extraordinary items | $-17,000 | 6,481 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-17,000 | 6,483 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-17,000 | 6,482 |
| Net charge-offs | $757,000 | 1,255 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-43,980 | 6,519 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $4,842,000 | 5,213 |
| Total interest expense | $1,002,000 | 6,023 |
| Net interest income | $3,840,000 | 4,690 |
| Provision for loan and lease losses | $676,000 | 4,091 |
| Total noninterest income | $1,022,000 | 3,297 |
| Gross Fiduciary activities income | $273,000 | 682 |
| Service charges on deposit accounts | $301,000 | 3,870 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $448,000 | 3,380 |
| Total noninterest expense | $5,266,000 | 3,524 |
| Salaries and employee benefits | $2,790,000 | 3,401 |
| Premises and equipment expense | $650,000 | 3,667 |
| Additional noninterest expense | $1,826,000 | 3,570 |
| Pre-tax net operating income | $-1,080,000 | 6,282 |
| Securities gains (losses) | $-1,149,000 | 7,736 |
| Applicable income taxes | $-700,000 | 7,152 |
| Income before extraordinary items | $-1,529,000 | 6,578 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-1,529,000 | 6,578 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-1,529,000 | 6,578 |
| Net charge-offs | $84,000 | 5,842 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-736,190 | 6,236 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $3,575,000 | 5,331 |
| Total interest expense | $816,000 | 5,986 |
| Net interest income | $2,759,000 | 4,827 |
| Provision for loan and lease losses | $441,000 | 4,032 |
| Total noninterest income | $711,000 | 3,505 |
| Gross Fiduciary activities income | $187,000 | 702 |
| Service charges on deposit accounts | $223,000 | 3,902 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $301,000 | 3,614 |
| Total noninterest expense | $3,765,000 | 3,673 |
| Salaries and employee benefits | $2,023,000 | 3,507 |
| Premises and equipment expense | $492,000 | 3,658 |
| Additional noninterest expense | $1,250,000 | 3,769 |
| Pre-tax net operating income | $-736,000 | 6,493 |
| Securities gains (losses) | $-94,000 | 7,466 |
| Applicable income taxes | $-211,000 | 7,104 |
| Income before extraordinary items | $-619,000 | 6,519 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-619,000 | 6,521 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-619,000 | 6,520 |
| Net charge-offs | $67,000 | 5,447 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-548,500 | 6,461 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $2,341,000 | 5,432 |
| Total interest expense | $562,000 | 6,046 |
| Net interest income | $1,779,000 | 4,916 |
| Provision for loan and lease losses | $437,000 | 3,145 |
| Total noninterest income | $481,000 | 3,504 |
| Gross Fiduciary activities income | $127,000 | 708 |
| Service charges on deposit accounts | $145,000 | 3,931 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $209,000 | 3,593 |
| Total noninterest expense | $2,473,000 | 3,760 |
| Salaries and employee benefits | $1,362,000 | 3,523 |
| Premises and equipment expense | $325,000 | 3,706 |
| Additional noninterest expense | $786,000 | 3,922 |
| Pre-tax net operating income | $-650,000 | 6,765 |
| Securities gains (losses) | $4,000 | 2,814 |
| Applicable income taxes | $-164,000 | 7,264 |
| Income before extraordinary items | $-482,000 | 6,753 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-482,000 | 6,754 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-482,000 | 6,754 |
| Net charge-offs | $106,000 | 4,182 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-485,000 | 6,736 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,177,000 | 5,467 |
| Total interest expense | $282,000 | 6,145 |
| Net interest income | $895,000 | 4,911 |
| Provision for loan and lease losses | $410,000 | 1,970 |
| Total noninterest income | $230,000 | 3,544 |
| Gross Fiduciary activities income | $58,000 | 743 |
| Service charges on deposit accounts | $72,000 | 3,908 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $100,000 | 3,652 |
| Total noninterest expense | $1,181,000 | 3,811 |
| Salaries and employee benefits | $669,000 | 3,605 |
| Premises and equipment expense | $165,000 | 3,715 |
| Additional noninterest expense | $347,000 | 3,978 |
| Pre-tax net operating income | $-466,000 | 7,281 |
| Securities gains (losses) | $3,000 | 2,164 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $-463,000 | 7,409 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-463,000 | 7,410 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-463,000 | 7,410 |
| Net charge-offs | $46,000 | 3,656 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-466,000 | 7,381 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $5,844,000 | 5,009 |
| Total interest expense | $1,418,000 | 6,087 |
| Net interest income | $4,426,000 | 4,266 |
| Provision for loan and lease losses | $577,000 | 3,586 |
| Total noninterest income | $1,057,000 | 3,286 |
| Gross Fiduciary activities income | $240,000 | 742 |
| Service charges on deposit accounts | $337,000 | 3,807 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $480,000 | 3,239 |
| Total noninterest expense | $5,026,000 | 3,550 |
| Salaries and employee benefits | $2,643,000 | 3,604 |
| Premises and equipment expense | $728,000 | 3,411 |
| Additional noninterest expense | $1,655,000 | 3,370 |
| Pre-tax net operating income | $-120,000 | 6,470 |
| Securities gains (losses) | $22,000 | 2,114 |
| Applicable income taxes | $-232,000 | 7,249 |
| Income before extraordinary items | $134,000 | 5,743 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $134,000 | 5,743 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $932,000 | 2,035 |
| Cash dividends | $327,000 | 3,965 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $119,920 | 5,946 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $4,451,000 | 5,042 |
| Total interest expense | $1,124,000 | 6,098 |
| Net interest income | $3,327,000 | 4,290 |
| Provision for loan and lease losses | $42,000 | 6,061 |
| Total noninterest income | $767,000 | 3,437 |
| Gross Fiduciary activities income | $176,000 | 750 |
| Service charges on deposit accounts | $256,000 | 3,799 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $335,000 | 3,494 |
| Total noninterest expense | $3,640,000 | 3,647 |
| Salaries and employee benefits | $1,976,000 | 3,649 |
| Premises and equipment expense | $534,000 | 3,488 |
| Additional noninterest expense | $1,130,000 | 3,528 |
| Pre-tax net operating income | $412,000 | 5,229 |
| Securities gains (losses) | $12,000 | 2,294 |
| Applicable income taxes | $102,000 | 3,580 |
| Income before extraordinary items | $322,000 | 5,124 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $322,000 | 5,121 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $206,000 | 3,018 |
| Cash dividends | $150,000 | 4,104 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $312,880 | 5,335 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $3,009,000 | 5,070 |
| Total interest expense | $785,000 | 6,148 |
| Net interest income | $2,224,000 | 4,288 |
| Provision for loan and lease losses | $30,000 | 5,577 |
| Total noninterest income | $509,000 | 3,461 |
| Gross Fiduciary activities income | $121,000 | 758 |
| Service charges on deposit accounts | $169,000 | 3,825 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $219,000 | 3,587 |
| Total noninterest expense | $2,412,000 | 3,688 |
| Salaries and employee benefits | $1,336,000 | 3,649 |
| Premises and equipment expense | $352,000 | 3,535 |
| Additional noninterest expense | $724,000 | 3,624 |
| Pre-tax net operating income | $291,000 | 5,325 |
| Securities gains (losses) | $9,000 | 2,500 |
| Applicable income taxes | $74,000 | 3,748 |
| Income before extraordinary items | $226,000 | 5,426 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $226,000 | 5,427 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 4,260 |
| Cash dividends | $150,000 | 3,727 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $219,250 | 5,414 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,526,000 | 5,126 |
| Total interest expense | $443,000 | 6,040 |
| Net interest income | $1,083,000 | 4,368 |
| Provision for loan and lease losses | $19,000 | 4,956 |
| Total noninterest income | $244,000 | 3,575 |
| Gross Fiduciary activities income | $56,000 | 785 |
| Service charges on deposit accounts | $84,000 | 3,792 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $104,000 | 3,698 |
| Total noninterest expense | $1,178,000 | 3,756 |
| Salaries and employee benefits | $671,000 | 3,659 |
| Premises and equipment expense | $171,000 | 3,628 |
| Additional noninterest expense | $336,000 | 3,783 |
| Pre-tax net operating income | $130,000 | 5,661 |
| Securities gains (losses) | $9,000 | 2,013 |
| Applicable income taxes | $30,000 | 4,050 |
| Income before extraordinary items | $109,000 | 5,722 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $109,000 | 5,725 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 3,665 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $101,980 | 5,730 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $7,134,000 | 4,691 |
| Total interest expense | $2,477,000 | 5,296 |
| Net interest income | $4,657,000 | 4,202 |
| Provision for loan and lease losses | $967,000 | 1,462 |
| Total noninterest income | $1,098,000 | 3,351 |
| Gross Fiduciary activities income | $253,000 | 749 |
| Service charges on deposit accounts | $351,000 | 3,778 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $494,000 | 3,334 |
| Total noninterest expense | $4,482,000 | 3,766 |
| Salaries and employee benefits | $2,438,000 | 3,798 |
| Premises and equipment expense | $713,000 | 3,396 |
| Additional noninterest expense | $1,331,000 | 3,769 |
| Pre-tax net operating income | $306,000 | 6,577 |
| Securities gains (losses) | $3,000 | 1,730 |
| Applicable income taxes | $-60,000 | 7,956 |
| Income before extraordinary items | $369,000 | 6,161 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $369,000 | 6,160 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $583,000 | 1,510 |
| Cash dividends | $355,000 | 4,219 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $366,000 | 6,159 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $5,411,000 | 4,675 |
| Total interest expense | $1,924,000 | 5,208 |
| Net interest income | $3,487,000 | 4,226 |
| Provision for loan and lease losses | $140,000 | 3,581 |
| Total noninterest income | $756,000 | 3,517 |
| Gross Fiduciary activities income | $179,000 | 754 |
| Service charges on deposit accounts | $256,000 | 3,825 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $321,000 | 3,615 |
| Total noninterest expense | $3,287,000 | 3,821 |
| Salaries and employee benefits | $1,837,000 | 3,782 |
| Premises and equipment expense | $539,000 | 3,354 |
| Additional noninterest expense | $911,000 | 3,978 |
| Pre-tax net operating income | $816,000 | 4,800 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $202,000 | 3,712 |
| Income before extraordinary items | $614,000 | 4,957 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $614,000 | 4,957 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $137,000 | 2,432 |
| Cash dividends | $177,000 | 4,236 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $614,000 | 4,941 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $3,603,000 | 4,676 |
| Total interest expense | $1,284,000 | 5,226 |
| Net interest income | $2,319,000 | 4,268 |
| Provision for loan and lease losses | $90,000 | 3,429 |
| Total noninterest income | $485,000 | 3,621 |
| Gross Fiduciary activities income | $122,000 | 761 |
| Service charges on deposit accounts | $165,000 | 3,899 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $198,000 | 3,800 |
| Total noninterest expense | $2,147,000 | 3,912 |
| Salaries and employee benefits | $1,234,000 | 3,789 |
| Premises and equipment expense | $357,000 | 3,379 |
| Additional noninterest expense | $556,000 | 4,242 |
| Pre-tax net operating income | $567,000 | 4,800 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $140,000 | 3,733 |
| Income before extraordinary items | $427,000 | 4,912 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $427,000 | 4,911 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $129,000 | 1,785 |
| Cash dividends | $177,000 | 3,786 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $427,000 | 4,916 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,784,000 | 4,717 |
| Total interest expense | $637,000 | 5,222 |
| Net interest income | $1,147,000 | 4,293 |
| Provision for loan and lease losses | $45,000 | 3,197 |
| Total noninterest income | $242,000 | 3,604 |
| Gross Fiduciary activities income | $68,000 | 748 |
| Service charges on deposit accounts | $80,000 | 3,905 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $94,000 | 3,856 |
| Total noninterest expense | $1,086,000 | 3,875 |
| Salaries and employee benefits | $631,000 | 3,745 |
| Premises and equipment expense | $182,000 | 3,360 |
| Additional noninterest expense | $273,000 | 4,239 |
| Pre-tax net operating income | $258,000 | 4,979 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $63,000 | 3,846 |
| Income before extraordinary items | $195,000 | 5,122 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $195,000 | 5,122 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $61,000 | 1,571 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $195,000 | 5,110 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $7,086,000 | 4,532 |
| Total interest expense | $2,389,000 | 4,938 |
| Net interest income | $4,697,000 | 4,216 |
| Provision for loan and lease losses | $272,000 | 2,958 |
| Total noninterest income | $1,031,000 | 3,473 |
| Gross Fiduciary activities income | $198,000 | 802 |
| Service charges on deposit accounts | $362,000 | 3,746 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $471,000 | 3,447 |
| Total noninterest expense | $4,987,000 | 3,361 |
| Salaries and employee benefits | $2,772,000 | 3,346 |
| Premises and equipment expense | $796,000 | 3,023 |
| Additional noninterest expense | $1,419,000 | 3,447 |
| Pre-tax net operating income | $469,000 | 6,584 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $-63,000 | 8,316 |
| Income before extraordinary items | $532,000 | 6,041 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $532,000 | 6,042 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $271,000 | 1,807 |
| Cash dividends | $337,000 | 4,335 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $532,000 | 6,040 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $5,314,000 | 4,524 |
| Total interest expense | $1,756,000 | 4,916 |
| Net interest income | $3,558,000 | 4,195 |
| Provision for loan and lease losses | $150,000 | 3,386 |
| Total noninterest income | $737,000 | 3,597 |
| Gross Fiduciary activities income | $148,000 | 795 |
| Service charges on deposit accounts | $269,000 | 3,786 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $320,000 | 3,626 |
| Total noninterest expense | $3,684,000 | 3,392 |
| Salaries and employee benefits | $2,112,000 | 3,300 |
| Premises and equipment expense | $565,000 | 3,156 |
| Additional noninterest expense | $1,007,000 | 3,586 |
| Pre-tax net operating income | $461,000 | 6,382 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $113,000 | 4,813 |
| Income before extraordinary items | $348,000 | 6,464 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $348,000 | 6,465 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 4,367 |
| Cash dividends | $169,000 | 4,339 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $348,000 | 6,473 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $3,469,000 | 4,542 |
| Total interest expense | $1,109,000 | 4,952 |
| Net interest income | $2,360,000 | 4,210 |
| Provision for loan and lease losses | $100,000 | 3,294 |
| Total noninterest income | $467,000 | 3,677 |
| Gross Fiduciary activities income | $99,000 | 807 |
| Service charges on deposit accounts | $173,000 | 3,835 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $195,000 | 3,797 |
| Total noninterest expense | $2,387,000 | 3,470 |
| Salaries and employee benefits | $1,381,000 | 3,358 |
| Premises and equipment expense | $375,000 | 3,152 |
| Additional noninterest expense | $631,000 | 3,764 |
| Pre-tax net operating income | $340,000 | 6,217 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $83,000 | 4,745 |
| Income before extraordinary items | $257,000 | 6,325 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $257,000 | 6,325 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 3,820 |
| Cash dividends | $169,000 | 3,898 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $257,000 | 6,330 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,698,000 | 4,547 |
| Total interest expense | $517,000 | 5,015 |
| Net interest income | $1,181,000 | 4,200 |
| Provision for loan and lease losses | $50,000 | 3,099 |
| Total noninterest income | $212,000 | 3,854 |
| Gross Fiduciary activities income | $43,000 | 841 |
| Service charges on deposit accounts | $84,000 | 3,836 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $85,000 | 4,010 |
| Total noninterest expense | $1,181,000 | 3,521 |
| Salaries and employee benefits | $698,000 | 3,343 |
| Premises and equipment expense | $184,000 | 3,207 |
| Additional noninterest expense | $299,000 | 3,908 |
| Pre-tax net operating income | $162,000 | 6,259 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $39,000 | 4,751 |
| Income before extraordinary items | $123,000 | 6,368 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $123,000 | 6,368 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,481 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $123,000 | 6,367 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $6,347,000 | 4,456 |
| Total interest expense | $1,553,000 | 5,145 |
| Net interest income | $4,794,000 | 4,077 |
| Provision for loan and lease losses | $100,000 | 4,800 |
| Total noninterest income | $1,027,000 | 3,491 |
| Gross Fiduciary activities income | $185,000 | 820 |
| Service charges on deposit accounts | $321,000 | 4,026 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $521,000 | 3,301 |
| Total noninterest expense | $4,802,000 | 3,344 |
| Salaries and employee benefits | $2,792,000 | 3,165 |
| Premises and equipment expense | $739,000 | 3,103 |
| Additional noninterest expense | $1,271,000 | 3,694 |
| Pre-tax net operating income | $919,000 | 5,583 |
| Securities gains (losses) | $197,000 | 508 |
| Applicable income taxes | $247,000 | 4,378 |
| Income before extraordinary items | $869,000 | 5,163 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $869,000 | 5,166 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $47,000 | 4,365 |
| Cash dividends | $323,000 | 4,285 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $715,340 | 5,593 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $4,645,000 | 4,489 |
| Total interest expense | $1,093,000 | 5,192 |
| Net interest income | $3,552,000 | 4,111 |
| Provision for loan and lease losses | $75,000 | 4,689 |
| Total noninterest income | $768,000 | 3,503 |
| Gross Fiduciary activities income | $134,000 | 809 |
| Service charges on deposit accounts | $235,000 | 4,095 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $399,000 | 3,286 |
| Total noninterest expense | $3,461,000 | 3,434 |
| Salaries and employee benefits | $1,987,000 | 3,294 |
| Premises and equipment expense | $548,000 | 3,104 |
| Additional noninterest expense | $926,000 | 3,721 |
| Pre-tax net operating income | $784,000 | 5,376 |
| Securities gains (losses) | $197,000 | 477 |
| Applicable income taxes | $260,000 | 4,027 |
| Income before extraordinary items | $721,000 | 5,005 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $721,000 | 5,006 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 4,476 |
| Cash dividends | $120,000 | 4,554 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $577,190 | 5,517 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $3,012,000 | 4,504 |
| Total interest expense | $681,000 | 5,236 |
| Net interest income | $2,331,000 | 4,142 |
| Provision for loan and lease losses | $50,000 | 4,523 |
| Total noninterest income | $486,000 | 3,594 |
| Gross Fiduciary activities income | $93,000 | 816 |
| Service charges on deposit accounts | $148,000 | 4,183 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $245,000 | 3,396 |
| Total noninterest expense | $2,242,000 | 3,493 |
| Salaries and employee benefits | $1,332,000 | 3,256 |
| Premises and equipment expense | $362,000 | 3,101 |
| Additional noninterest expense | $548,000 | 4,076 |
| Pre-tax net operating income | $525,000 | 5,352 |
| Securities gains (losses) | $189,000 | 417 |
| Applicable income taxes | $178,000 | 3,989 |
| Income before extraordinary items | $536,000 | 4,711 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $536,000 | 4,712 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 5,136 |
| Cash dividends | $120,000 | 4,098 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $394,250 | 5,448 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,476,000 | 4,544 |
| Total interest expense | $322,000 | 5,294 |
| Net interest income | $1,154,000 | 4,192 |
| Provision for loan and lease losses | $25,000 | 4,374 |
| Total noninterest income | $227,000 | 3,687 |
| Gross Fiduciary activities income | $48,000 | 817 |
| Service charges on deposit accounts | $73,000 | 4,143 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $106,000 | 3,615 |
| Total noninterest expense | $1,125,000 | 3,504 |
| Salaries and employee benefits | $674,000 | 3,226 |
| Premises and equipment expense | $187,000 | 3,046 |
| Additional noninterest expense | $264,000 | 4,190 |
| Pre-tax net operating income | $231,000 | 5,630 |
| Securities gains (losses) | $55,000 | 520 |
| Applicable income taxes | $71,000 | 4,271 |
| Income before extraordinary items | $215,000 | 5,231 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $215,000 | 5,232 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 4,232 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $173,750 | 5,731 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $5,670,000 | 4,439 |
| Total interest expense | $1,031,000 | 5,566 |
| Net interest income | $4,639,000 | 4,025 |
| Provision for loan and lease losses | $50,000 | 5,899 |
| Total noninterest income | $942,000 | 3,693 |
| Gross Fiduciary activities income | $165,000 | 833 |
| Service charges on deposit accounts | $313,000 | 4,227 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $464,000 | 3,447 |
| Total noninterest expense | $4,536,000 | 3,388 |
| Salaries and employee benefits | $2,554,000 | 3,290 |
| Premises and equipment expense | $778,000 | 2,859 |
| Additional noninterest expense | $1,204,000 | 3,731 |
| Pre-tax net operating income | $995,000 | 5,255 |
| Securities gains (losses) | $182,000 | 874 |
| Applicable income taxes | $295,000 | 4,189 |
| Income before extraordinary items | $882,000 | 5,030 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $882,000 | 5,031 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $42,000 | 4,850 |
| Cash dividends | $419,000 | 3,839 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $745,500 | 5,350 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $4,213,000 | 4,450 |
| Total interest expense | $736,000 | 5,684 |
| Net interest income | $3,477,000 | 4,033 |
| Provision for loan and lease losses | $50,000 | 5,368 |
| Total noninterest income | $703,000 | 3,725 |
| Gross Fiduciary activities income | $125,000 | 829 |
| Service charges on deposit accounts | $229,000 | 4,307 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $349,000 | 3,441 |
| Total noninterest expense | $3,342,000 | 3,415 |
| Salaries and employee benefits | $1,867,000 | 3,337 |
| Premises and equipment expense | $572,000 | 2,908 |
| Additional noninterest expense | $903,000 | 3,708 |
| Pre-tax net operating income | $788,000 | 5,229 |
| Securities gains (losses) | $-5,000 | 8,357 |
| Applicable income taxes | $195,000 | 4,473 |
| Income before extraordinary items | $588,000 | 5,414 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $588,000 | 5,414 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 4,694 |
| Cash dividends | $419,000 | 2,972 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $591,750 | 5,317 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $2,795,000 | 4,462 |
| Total interest expense | $469,000 | 5,833 |
| Net interest income | $2,326,000 | 4,011 |
| Provision for loan and lease losses | $25,000 | 5,618 |
| Total noninterest income | $427,000 | 3,944 |
| Gross Fiduciary activities income | $76,000 | 854 |
| Service charges on deposit accounts | $139,000 | 4,512 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $212,000 | 3,628 |
| Total noninterest expense | $2,199,000 | 3,476 |
| Salaries and employee benefits | $1,244,000 | 3,340 |
| Premises and equipment expense | $384,000 | 2,888 |
| Additional noninterest expense | $571,000 | 3,896 |
| Pre-tax net operating income | $529,000 | 5,158 |
| Securities gains (losses) | $4,000 | 2,826 |
| Applicable income taxes | $131,000 | 4,470 |
| Income before extraordinary items | $402,000 | 5,309 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $402,000 | 5,309 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 4,984 |
| Cash dividends | $169,000 | 3,657 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $399,000 | 5,239 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,431,000 | 4,418 |
| Total interest expense | $230,000 | 5,935 |
| Net interest income | $1,201,000 | 3,891 |
| Provision for loan and lease losses | $25,000 | 4,502 |
| Total noninterest income | $186,000 | 4,225 |
| Gross Fiduciary activities income | $34,000 | 889 |
| Service charges on deposit accounts | $56,000 | 4,941 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $96,000 | 3,801 |
| Total noninterest expense | $1,084,000 | 3,527 |
| Salaries and employee benefits | $617,000 | 3,379 |
| Premises and equipment expense | $192,000 | 2,926 |
| Additional noninterest expense | $275,000 | 4,024 |
| Pre-tax net operating income | $278,000 | 5,008 |
| Securities gains (losses) | $-1,000 | 8,686 |
| Applicable income taxes | $69,000 | 4,370 |
| Income before extraordinary items | $208,000 | 5,236 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $208,000 | 5,235 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $208,750 | 5,115 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $5,744,000 | 4,423 |
| Total interest expense | $1,092,000 | 5,857 |
| Net interest income | $4,652,000 | 3,901 |
| Provision for loan and lease losses | $-131,000 | 9,054 |
| Total noninterest income | $986,000 | 3,753 |
| Gross Fiduciary activities income | $141,000 | 891 |
| Service charges on deposit accounts | $217,000 | 5,086 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $628,000 | 3,163 |
| Total noninterest expense | $4,654,000 | 3,255 |
| Salaries and employee benefits | $2,622,000 | 3,135 |
| Premises and equipment expense | $783,000 | 2,815 |
| Additional noninterest expense | $1,249,000 | 3,614 |
| Pre-tax net operating income | $1,115,000 | 4,878 |
| Securities gains (losses) | $447,000 | 815 |
| Applicable income taxes | $436,000 | 3,614 |
| Income before extraordinary items | $1,126,000 | 4,294 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,126,000 | 4,296 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $160,000 | 3,241 |
| Cash dividends | $361,000 | 4,095 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $804,160 | 5,063 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $4,327,000 | 4,466 |
| Total interest expense | $853,000 | 5,891 |
| Net interest income | $3,474,000 | 3,924 |
| Provision for loan and lease losses | $123,000 | 4,315 |
| Total noninterest income | $796,000 | 3,660 |
| Gross Fiduciary activities income | $108,000 | 889 |
| Service charges on deposit accounts | $158,000 | 5,187 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $530,000 | 3,020 |
| Total noninterest expense | $3,466,000 | 3,260 |
| Salaries and employee benefits | $1,933,000 | 3,190 |
| Premises and equipment expense | $597,000 | 2,788 |
| Additional noninterest expense | $936,000 | 3,596 |
| Pre-tax net operating income | $681,000 | 5,579 |
| Securities gains (losses) | $465,000 | 719 |
| Applicable income taxes | $285,000 | 4,012 |
| Income before extraordinary items | $861,000 | 4,413 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $861,000 | 4,413 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $154,000 | 2,549 |
| Cash dividends | $168,000 | 4,257 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $512,250 | 5,622 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,915,000 | 4,464 |
| Total interest expense | $599,000 | 5,846 |
| Net interest income | $2,316,000 | 3,939 |
| Provision for loan and lease losses | $50,000 | 5,111 |
| Total noninterest income | $536,000 | 3,603 |
| Gross Fiduciary activities income | $75,000 | 883 |
| Service charges on deposit accounts | $104,000 | 5,180 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $357,000 | 2,981 |
| Total noninterest expense | $2,311,000 | 3,260 |
| Salaries and employee benefits | $1,300,000 | 3,146 |
| Premises and equipment expense | $400,000 | 2,768 |
| Additional noninterest expense | $611,000 | 3,648 |
| Pre-tax net operating income | $491,000 | 5,350 |
| Securities gains (losses) | $323,000 | 767 |
| Applicable income taxes | $201,000 | 3,962 |
| Income before extraordinary items | $613,000 | 4,230 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $613,000 | 4,229 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $150,000 | 1,974 |
| Cash dividends | $168,000 | 3,723 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $370,750 | 5,389 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,362,000 | 4,710 |
| Total interest expense | $313,000 | 5,808 |
| Net interest income | $1,049,000 | 4,252 |
| Provision for loan and lease losses | $25,000 | 4,925 |
| Total noninterest income | $225,000 | 3,881 |
| Gross Fiduciary activities income | $30,000 | 949 |
| Service charges on deposit accounts | $51,000 | 5,142 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $144,000 | 3,288 |
| Total noninterest expense | $1,104,000 | 3,379 |
| Salaries and employee benefits | $604,000 | 3,347 |
| Premises and equipment expense | $200,000 | 2,759 |
| Additional noninterest expense | $300,000 | 3,660 |
| Pre-tax net operating income | $145,000 | 6,529 |
| Securities gains (losses) | $7,000 | 2,278 |
| Applicable income taxes | $36,000 | 5,525 |
| Income before extraordinary items | $116,000 | 6,615 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $116,000 | 6,614 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $114,000 | 1,373 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $110,680 | 6,544 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $6,452,000 | 4,324 |
| Total interest expense | $1,598,000 | 5,530 |
| Net interest income | $4,854,000 | 3,756 |
| Provision for loan and lease losses | $700,000 | 1,829 |
| Total noninterest income | $808,000 | 3,963 |
| Gross Fiduciary activities income | $186,000 | 854 |
| Service charges on deposit accounts | $216,000 | 5,036 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $406,000 | 3,670 |
| Total noninterest expense | $4,486,000 | 3,230 |
| Salaries and employee benefits | $2,422,000 | 3,194 |
| Premises and equipment expense | $821,000 | 2,625 |
| Additional noninterest expense | $1,243,000 | 3,513 |
| Pre-tax net operating income | $476,000 | 6,859 |
| Securities gains (losses) | $417,000 | 740 |
| Applicable income taxes | $232,000 | 4,884 |
| Income before extraordinary items | $661,000 | 5,706 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $661,000 | 5,705 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $101,000 | 4,150 |
| Cash dividends | $337,000 | 4,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $352,420 | 6,940 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $7,104,000 | 4,382 |
| Total interest expense | $2,553,000 | 5,330 |
| Net interest income | $4,551,000 | 3,722 |
| Provision for loan and lease losses | $355,000 | 2,884 |
| Total noninterest income | $644,000 | 4,404 |
| Gross Fiduciary activities income | $122,000 | 953 |
| Service charges on deposit accounts | $217,000 | 4,976 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $305,000 | 4,084 |
| Total noninterest expense | $4,221,000 | 3,266 |
| Salaries and employee benefits | $2,318,000 | 3,160 |
| Premises and equipment expense | $775,000 | 2,713 |
| Additional noninterest expense | $1,128,000 | 3,698 |
| Pre-tax net operating income | $619,000 | 6,104 |
| Securities gains (losses) | $183,000 | 1,273 |
| Applicable income taxes | $210,000 | 4,938 |
| Income before extraordinary items | $592,000 | 5,663 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $592,000 | 5,666 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $134,000 | 3,560 |
| Cash dividends | $347,000 | 4,148 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $456,580 | 6,161 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $7,131,000 | 4,511 |
| Total interest expense | $3,063,000 | 4,845 |
| Net interest income | $4,068,000 | 4,125 |
| Provision for loan and lease losses | $193,000 | 3,828 |
| Total noninterest income | $625,000 | 4,309 |
| Gross Fiduciary activities income | $170,000 | 833 |
| Service charges on deposit accounts | $217,000 | 4,907 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $238,000 | 4,393 |
| Total noninterest expense | $3,970,000 | 3,351 |
| Salaries and employee benefits | $2,201,000 | 3,187 |
| Premises and equipment expense | $661,000 | 3,021 |
| Additional noninterest expense | $1,108,000 | 3,682 |
| Pre-tax net operating income | $530,000 | 6,863 |
| Securities gains (losses) | $5,000 | 1,371 |
| Applicable income taxes | $113,000 | 6,358 |
| Income before extraordinary items | $422,000 | 6,716 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $422,000 | 6,715 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $226,000 | 2,215 |
| Cash dividends | $344,000 | 4,241 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $418,050 | 6,748 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $6,807,000 | 4,505 |
| Total interest expense | $2,689,000 | 4,990 |
| Net interest income | $4,118,000 | 4,067 |
| Provision for loan and lease losses | $150,000 | 4,234 |
| Total noninterest income | $150,000 | 8,102 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $176,000 | 5,442 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $-26,000 | 10,232 |
| Total noninterest expense | $3,935,000 | 3,362 |
| Salaries and employee benefits | $2,121,000 | 3,250 |
| Premises and equipment expense | $657,000 | 3,029 |
| Additional noninterest expense | $1,157,000 | 3,554 |
| Pre-tax net operating income | $183,000 | 8,667 |
| Securities gains (losses) | $-25,000 | 9,615 |
| Applicable income taxes | $-15,000 | 9,693 |
| Income before extraordinary items | $173,000 | 8,483 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $173,000 | 8,482 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $294,000 | 1,844 |
| Cash dividends | $168,000 | 5,489 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $198,000 | 8,287 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $6,731,000 | 4,531 |
| Total interest expense | $2,659,000 | 5,155 |
| Net interest income | $4,072,000 | 4,059 |
| Provision for loan and lease losses | $60,000 | 6,123 |
| Total noninterest income | $566,000 | 4,569 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $147,000 | 5,989 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $419,000 | 3,334 |
| Total noninterest expense | $4,087,000 | 3,156 |
| Salaries and employee benefits | $2,221,000 | 3,019 |
| Premises and equipment expense | $604,000 | 3,152 |
| Additional noninterest expense | $1,262,000 | 3,228 |
| Pre-tax net operating income | $491,000 | 7,413 |
| Securities gains (losses) | $48,000 | 1,766 |
| Applicable income taxes | $21,000 | 8,862 |
| Income before extraordinary items | $518,000 | 6,498 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $518,000 | 6,497 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $37,000 | 5,453 |
| Cash dividends | $647,000 | 2,994 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $471,920 | 6,671 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $6,305,000 | 4,862 |
| Total interest expense | $2,588,000 | 5,283 |
| Net interest income | $3,717,000 | 4,513 |
| Provision for loan and lease losses | $90,000 | 5,371 |
| Total noninterest income | $1,482,000 | 2,214 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $129,000 | 6,577 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,353,000 | 1,424 |
| Total noninterest expense | $3,438,000 | 3,660 |
| Salaries and employee benefits | $1,676,000 | 3,878 |
| Premises and equipment expense | $541,000 | 3,451 |
| Additional noninterest expense | $1,221,000 | 3,306 |
| Pre-tax net operating income | $1,671,000 | 4,092 |
| Securities gains (losses) | $-13,000 | 10,166 |
| Applicable income taxes | $483,000 | 4,318 |
| Income before extraordinary items | $1,175,000 | 4,130 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,175,000 | 4,130 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 9,638 |
| Cash dividends | $500,000 | 3,451 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,184,230 | 4,039 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $5,320,000 | 5,665 |
| Total interest expense | $2,088,000 | 6,251 |
| Net interest income | $3,232,000 | 5,154 |
| Provision for loan and lease losses | $-150,000 | 11,304 |
| Total noninterest income | $636,000 | 4,387 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $88,000 | 7,775 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $548,000 | 2,738 |
| Total noninterest expense | $2,758,000 | 4,619 |
| Salaries and employee benefits | $1,395,000 | 4,599 |
| Premises and equipment expense | $398,000 | 4,556 |
| Additional noninterest expense | $965,000 | 4,538 |
| Pre-tax net operating income | $1,260,000 | 4,956 |
| Securities gains (losses) | $-9,000 | 10,223 |
| Applicable income taxes | $270,000 | 6,178 |
| Income before extraordinary items | $981,000 | 4,586 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $981,000 | 4,587 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 7,797 |
| Cash dividends | $795,000 | 2,531 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $988,020 | 4,505 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $5,258,000 | 5,774 |
| Total interest expense | $2,075,000 | 6,310 |
| Net interest income | $3,183,000 | 5,239 |
| Provision for loan and lease losses | $20,000 | 7,637 |
| Total noninterest income | $466,000 | 5,436 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $103,000 | 7,717 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $363,000 | 3,524 |
| Total noninterest expense | $2,792,000 | 4,541 |
| Salaries and employee benefits | $1,383,000 | 4,611 |
| Premises and equipment expense | $406,000 | 4,486 |
| Additional noninterest expense | $1,003,000 | 4,339 |
| Pre-tax net operating income | $837,000 | 6,695 |
| Securities gains (losses) | $633,000 | 298 |
| Applicable income taxes | $409,000 | 4,875 |
| Income before extraordinary items | $1,061,000 | 4,369 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,061,000 | 4,366 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $157,000 | 2,928 |
| Cash dividends | $441,000 | 3,647 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $605,240 | 6,572 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,818,000 | 5,832 |
| Total interest expense | $1,601,000 | 6,602 |
| Net interest income | $3,217,000 | 5,298 |
| Provision for loan and lease losses | $60,000 | 5,594 |
| Total noninterest income | $287,000 | 7,423 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $116,000 | 7,697 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $171,000 | 5,800 |
| Total noninterest expense | $2,756,000 | 4,756 |
| Salaries and employee benefits | $1,225,000 | 5,152 |
| Premises and equipment expense | $356,000 | 5,034 |
| Additional noninterest expense | $1,175,000 | 4,125 |
| Pre-tax net operating income | $688,000 | 7,470 |
| Securities gains (losses) | $-39,000 | 10,852 |
| Applicable income taxes | $104,000 | 9,268 |
| Income before extraordinary items | $545,000 | 6,951 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $545,000 | 6,964 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 10,341 |
| Cash dividends | $992,000 | 1,954 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $577,760 | 6,768 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $5,099,000 | 5,677 |
| Total interest expense | $1,750,000 | 6,489 |
| Net interest income | $3,349,000 | 5,156 |
| Provision for loan and lease losses | $45,000 | 7,729 |
| Total noninterest income | $276,000 | 7,987 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $93,000 | 8,587 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $183,000 | 5,948 |
| Total noninterest expense | $2,546,000 | 5,188 |
| Salaries and employee benefits | $1,160,000 | 5,390 |
| Premises and equipment expense | $354,000 | 5,176 |
| Additional noninterest expense | $1,032,000 | 4,782 |
| Pre-tax net operating income | $1,033,000 | 5,764 |
| Securities gains (losses) | $248,000 | 1,462 |
| Applicable income taxes | $285,000 | 6,264 |
| Income before extraordinary items | $997,000 | 4,721 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $997,000 | 4,856 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $114,000 | 4,272 |
| Cash dividends | $1,006,000 | 1,724 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $803,560 | 5,322 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $5,831,000 | 5,623 |
| Total interest expense | $2,494,000 | 6,009 |
| Net interest income | $3,337,000 | 5,227 |
| Provision for loan and lease losses | $355,000 | 3,742 |
| Total noninterest income | $187,000 | 9,674 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $87,000 | 8,930 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $100,000 | 8,063 |
| Total noninterest expense | $2,261,000 | 5,781 |
| Salaries and employee benefits | $1,149,000 | 5,378 |
| Premises and equipment expense | $275,000 | 6,364 |
| Additional noninterest expense | $837,000 | 5,853 |
| Pre-tax net operating income | $908,000 | 6,053 |
| Securities gains (losses) | $308,000 | 1,513 |
| Applicable income taxes | $282,000 | 6,192 |
| Income before extraordinary items | $934,000 | 4,787 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $934,000 | 4,833 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 8,917 |
| Cash dividends | $577,000 | 2,486 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $696,840 | 5,608 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.