Home > Union Bank and Trust Company > Income and Expense
Union Bank and Trust Company, Income and Expense
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $2,607,000 | 7,250 |
| Total interest expense | $1,263,000 | 6,278 |
| Net interest income | $1,344,000 | 7,691 |
| Provision for loan and lease losses | $0 | 8,089 |
| Total noninterest income | $104,000 | 8,351 |
| Gross Fiduciary activities income | $4,000 | 1,538 |
| Service charges on deposit accounts | $33,000 | 7,810 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $67,000 | 7,151 |
| Total noninterest expense | $941,000 | 8,058 |
| Salaries and employee benefits | $616,000 | 7,644 |
| Premises and equipment expense | $91,000 | 8,298 |
| Additional noninterest expense | $234,000 | 8,295 |
| Pre-tax net operating income | $507,000 | 6,740 |
| Securities gains (losses) | $63,000 | 2,193 |
| Applicable income taxes | $163,000 | 5,404 |
| Income before extraordinary items | $407,000 | 6,808 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $407,000 | 6,807 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,632 |
| Cash dividends | $36,000 | 6,083 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $362,270 | 6,891 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $2,916,000 | 7,341 |
| Total interest expense | $1,493,000 | 6,982 |
| Net interest income | $1,423,000 | 7,466 |
| Provision for loan and lease losses | $0 | 8,228 |
| Total noninterest income | $101,000 | 8,502 |
| Gross Fiduciary activities income | $4,000 | 1,566 |
| Service charges on deposit accounts | $31,000 | 7,960 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $66,000 | 7,230 |
| Total noninterest expense | $1,043,000 | 7,844 |
| Salaries and employee benefits | $624,000 | 7,563 |
| Premises and equipment expense | $92,000 | 8,424 |
| Additional noninterest expense | $327,000 | 7,660 |
| Pre-tax net operating income | $481,000 | 6,629 |
| Securities gains (losses) | $43,000 | 2,496 |
| Applicable income taxes | $153,000 | 5,414 |
| Income before extraordinary items | $371,000 | 6,730 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $371,000 | 6,731 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 8,863 |
| Cash dividends | $1,207,000 | 1,958 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $340,470 | 6,778 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $3,096,000 | 7,315 |
| Total interest expense | $1,656,000 | 6,847 |
| Net interest income | $1,440,000 | 7,570 |
| Provision for loan and lease losses | $0 | 8,337 |
| Total noninterest income | $155,000 | 7,821 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $47,000 | 7,707 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $108,000 | 6,248 |
| Total noninterest expense | $1,026,000 | 7,944 |
| Salaries and employee benefits | $620,000 | 7,590 |
| Premises and equipment expense | $89,000 | 8,632 |
| Additional noninterest expense | $317,000 | 7,810 |
| Pre-tax net operating income | $569,000 | 6,709 |
| Securities gains (losses) | $-2,000 | 7,578 |
| Applicable income taxes | $159,000 | 5,816 |
| Income before extraordinary items | $408,000 | 6,803 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $408,000 | 6,801 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-46,000 | 9,597 |
| Cash dividends | $70,000 | 6,230 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $409,440 | 6,810 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $2,927,000 | 7,463 |
| Total interest expense | $1,533,000 | 6,895 |
| Net interest income | $1,394,000 | 7,789 |
| Provision for loan and lease losses | $40,000 | 6,849 |
| Total noninterest income | $164,000 | 7,923 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $44,000 | 7,982 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $120,000 | 6,180 |
| Total noninterest expense | $1,023,000 | 8,051 |
| Salaries and employee benefits | $617,000 | 7,662 |
| Premises and equipment expense | $107,000 | 8,499 |
| Additional noninterest expense | $299,000 | 8,124 |
| Pre-tax net operating income | $495,000 | 7,161 |
| Securities gains (losses) | $62,000 | 908 |
| Applicable income taxes | $156,000 | 6,202 |
| Income before extraordinary items | $401,000 | 6,986 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $401,000 | 6,984 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $86,000 | 3,853 |
| Cash dividends | $304,000 | 4,475 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $356,360 | 7,222 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $3,055,000 | 7,464 |
| Total interest expense | $1,512,000 | 7,168 |
| Net interest income | $1,543,000 | 7,590 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $124,000 | 8,633 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $43,000 | 8,213 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $81,000 | 7,164 |
| Total noninterest expense | $1,022,000 | 8,045 |
| Salaries and employee benefits | $614,000 | 7,676 |
| Premises and equipment expense | $108,000 | 8,537 |
| Additional noninterest expense | $300,000 | 8,126 |
| Pre-tax net operating income | $645,000 | 6,704 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $197,000 | 6,233 |
| Income before extraordinary items | $448,000 | 6,927 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $448,000 | 6,924 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-15,000 | 9,764 |
| Cash dividends | $450,000 | 3,752 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $448,000 | 6,827 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $3,014,000 | 7,737 |
| Total interest expense | $1,523,000 | 7,291 |
| Net interest income | $1,491,000 | 8,001 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $109,000 | 9,253 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $48,000 | 8,475 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $61,000 | 7,985 |
| Total noninterest expense | $991,000 | 8,370 |
| Salaries and employee benefits | $604,000 | 7,890 |
| Premises and equipment expense | $117,000 | 8,566 |
| Additional noninterest expense | $270,000 | 8,624 |
| Pre-tax net operating income | $609,000 | 7,377 |
| Securities gains (losses) | $24,000 | 1,768 |
| Applicable income taxes | $202,000 | 6,846 |
| Income before extraordinary items | $431,000 | 7,427 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $431,000 | 7,430 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 9,638 |
| Cash dividends | $320,000 | 4,410 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $414,680 | 7,492 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $2,917,000 | 8,105 |
| Total interest expense | $1,483,000 | 7,621 |
| Net interest income | $1,434,000 | 8,424 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $111,000 | 9,686 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $83,000 | 7,912 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $28,000 | 9,949 |
| Total noninterest expense | $979,000 | 8,744 |
| Salaries and employee benefits | $591,000 | 8,198 |
| Premises and equipment expense | $111,000 | 8,998 |
| Additional noninterest expense | $277,000 | 9,113 |
| Pre-tax net operating income | $566,000 | 7,589 |
| Securities gains (losses) | $80,000 | 1,065 |
| Applicable income taxes | $211,000 | 6,981 |
| Income before extraordinary items | $435,000 | 7,345 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $435,000 | 7,345 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-14,000 | 10,529 |
| Cash dividends | $328,000 | 4,324 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $381,400 | 7,718 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,772,000 | 8,532 |
| Total interest expense | $1,418,000 | 7,928 |
| Net interest income | $1,354,000 | 8,919 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $113,000 | 10,003 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $76,000 | 8,422 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $37,000 | 9,867 |
| Total noninterest expense | $1,039,000 | 8,797 |
| Salaries and employee benefits | $575,000 | 8,530 |
| Premises and equipment expense | $98,000 | 9,671 |
| Additional noninterest expense | $366,000 | 8,529 |
| Pre-tax net operating income | $428,000 | 8,884 |
| Securities gains (losses) | $148,000 | 786 |
| Applicable income taxes | $169,000 | 7,942 |
| Income before extraordinary items | $407,000 | 7,996 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $407,000 | 7,994 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 10,150 |
| Cash dividends | $250,000 | 4,947 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $301,920 | 8,893 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $209,000 | 12,553 |
| Total interest expense | $107,000 | 12,503 |
| Net interest income | $102,000 | 12,561 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $12,000 | 12,457 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $10,000 | 10,723 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,000 | 12,485 |
| Total noninterest expense | $114,000 | 12,580 |
| Salaries and employee benefits | $50,000 | 12,578 |
| Premises and equipment expense | $5,000 | 12,561 |
| Additional noninterest expense | $59,000 | 12,519 |
| Pre-tax net operating income | $0 | 12,061 |
| Securities gains (losses) | $-3,000 | 9,178 |
| Applicable income taxes | $-12,000 | 12,092 |
| Income before extraordinary items | $9,000 | 12,005 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $9,000 | 12,007 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 8,352 |
| Cash dividends | $3,738,000 | 691 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $10,920 | 12,035 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,518,000 | 9,148 |
| Total interest expense | $1,238,000 | 8,117 |
| Net interest income | $1,280,000 | 9,806 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $139,000 | 10,431 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $63,000 | 9,580 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $76,000 | 8,800 |
| Total noninterest expense | $820,000 | 10,565 |
| Salaries and employee benefits | $466,000 | 9,983 |
| Premises and equipment expense | $69,000 | 11,541 |
| Additional noninterest expense | $285,000 | 10,627 |
| Pre-tax net operating income | $599,000 | 7,954 |
| Securities gains (losses) | $40,000 | 3,728 |
| Applicable income taxes | $140,000 | 8,855 |
| Income before extraordinary items | $499,000 | 7,572 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $499,000 | 7,760 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 10,864 |
| Cash dividends | $300,000 | 4,359 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $467,800 | 7,559 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,871,000 | 9,205 |
| Total interest expense | $1,495,000 | 8,524 |
| Net interest income | $1,376,000 | 9,716 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $93,000 | 11,911 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $54,000 | 10,159 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $39,000 | 11,113 |
| Total noninterest expense | $796,000 | 11,020 |
| Salaries and employee benefits | $463,000 | 10,166 |
| Premises and equipment expense | $75,000 | 11,682 |
| Additional noninterest expense | $258,000 | 11,433 |
| Pre-tax net operating income | $673,000 | 7,249 |
| Securities gains (losses) | $20,000 | 5,594 |
| Applicable income taxes | $178,000 | 8,017 |
| Income before extraordinary items | $515,000 | 7,199 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $515,000 | 7,294 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-26,000 | 13,212 |
| Cash dividends | $300,000 | 3,979 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $500,200 | 6,946 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.