Home > Union Bank and Trust Company > Net charge- offs to loans

Union Bank and Trust Company, Net charge- offs to loans

2025-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0662%1,030
Percentage Net Loans Charged-off: Total real estate loans-0.0008%3,533
Percentage Net Loans Charged-off:Construction & development0.0000%138
Percentage Net Loans Charged-off: Commercial real estate0.0000%316
Percentage Net Loans Charged-off: Multi-family residential0.0000%52
Percentage Net Loans Charged-off: 1-4 family residential-0.0081%3,933
Percentage Net Loans Charged-off: Home equity loans-0.0045%4,341
All other 1-4 family - Percent of loans charged-off, net-0.0052%3,936
Percentage Net Loans Charged-off: Commercial and industrial0.0356%917
Percentage Net Loans Charged-off: Loans to individuals0.6739%936
Percentage Net Loans Charged-off: Credit card loans2.2607%261
Percentage Net Loans Charged-off: Other loans to individual0.6199%948
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%57
2024-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1357%962
Percentage Net Loans Charged-off: Total real estate loans0.0022%1,197
Percentage Net Loans Charged-off:Construction & development0.0000%310
Percentage Net Loans Charged-off: Commercial real estate0.0009%655
Percentage Net Loans Charged-off: Multi-family residential0.0000%113
Percentage Net Loans Charged-off: 1-4 family residential0.0172%524
Percentage Net Loans Charged-off: Home equity loans0.1024%100
All other 1-4 family - Percent of loans charged-off, net-0.0062%3,866
Percentage Net Loans Charged-off: Commercial and industrial0.3744%879
Percentage Net Loans Charged-off: Loans to individuals0.6213%1,117
Percentage Net Loans Charged-off: Credit card loans1.2054%359
Percentage Net Loans Charged-off: Other loans to individual0.6016%1,106
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%78
2024-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1383%792
Percentage Net Loans Charged-off: Total real estate loans0.0024%983
Percentage Net Loans Charged-off:Construction & development0.0000%239
Percentage Net Loans Charged-off: Commercial real estate0.0012%526
Percentage Net Loans Charged-off: Multi-family residential0.0000%87
Percentage Net Loans Charged-off: 1-4 family residential0.0177%402
Percentage Net Loans Charged-off: Home equity loans0.0769%92
All other 1-4 family - Percent of loans charged-off, net-0.0052%3,842
Percentage Net Loans Charged-off: Commercial and industrial0.3919%677
Percentage Net Loans Charged-off: Loans to individuals0.6000%1,072
Percentage Net Loans Charged-off: Credit card loans1.3116%347
Percentage Net Loans Charged-off: Other loans to individual0.5762%1,058
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%73
2024-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1762%599
Percentage Net Loans Charged-off: Total real estate loans0.0041%770
Percentage Net Loans Charged-off:Construction & development0.0000%186
Percentage Net Loans Charged-off: Commercial real estate0.0018%397
Percentage Net Loans Charged-off: Multi-family residential0.0000%65
Percentage Net Loans Charged-off: 1-4 family residential0.0312%254
Percentage Net Loans Charged-off: Home equity loans0.0814%54
All other 1-4 family - Percent of loans charged-off, net-0.0046%3,861
Percentage Net Loans Charged-off: Commercial and industrial0.5801%474
Percentage Net Loans Charged-off: Loans to individuals0.5710%1,073
Percentage Net Loans Charged-off: Credit card loans1.3128%329
Percentage Net Loans Charged-off: Other loans to individual0.5463%1,080
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%69
2024-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0325%1,233
Percentage Net Loans Charged-off: Total real estate loans-0.0004%3,424
Percentage Net Loans Charged-off:Construction & development0.0000%94
Percentage Net Loans Charged-off: Commercial real estate0.0000%247
Percentage Net Loans Charged-off: Multi-family residential0.0000%32
Percentage Net Loans Charged-off: 1-4 family residential-0.0042%3,856
Percentage Net Loans Charged-off: Home equity loans0.0000%111
All other 1-4 family - Percent of loans charged-off, net-0.0054%3,960
Percentage Net Loans Charged-off: Commercial and industrial-0.0056%3,721
Percentage Net Loans Charged-off: Loans to individuals0.3794%1,284
Percentage Net Loans Charged-off: Credit card loans0.8303%304
Percentage Net Loans Charged-off: Other loans to individual0.3643%1,214
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%60
2023-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2636%406
Percentage Net Loans Charged-off: Total real estate loans0.0037%954
Percentage Net Loans Charged-off:Construction & development0.0000%239
Percentage Net Loans Charged-off: Commercial real estate-0.0080%4,187
Percentage Net Loans Charged-off: Multi-family residential0.0000%66
Percentage Net Loans Charged-off: 1-4 family residential0.0900%166
Percentage Net Loans Charged-off: Home equity loans0.0656%113
All other 1-4 family - Percent of loans charged-off, net0.0970%159
Percentage Net Loans Charged-off: Commercial and industrial1.0336%306
Percentage Net Loans Charged-off: Loans to individuals0.3691%1,464
Percentage Net Loans Charged-off: Credit card loans0.8175%419
Percentage Net Loans Charged-off: Other loans to individual0.3538%1,375
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%72
2023-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0391%1,331
Percentage Net Loans Charged-off: Total real estate loans0.0104%635
Percentage Net Loans Charged-off:Construction & development0.0000%172
Percentage Net Loans Charged-off: Commercial real estate0.0000%416
Percentage Net Loans Charged-off: Multi-family residential0.0000%48
Percentage Net Loans Charged-off: 1-4 family residential0.1159%124
Percentage Net Loans Charged-off: Home equity loans0.0577%115
All other 1-4 family - Percent of loans charged-off, net0.1328%113
Percentage Net Loans Charged-off: Commercial and industrial-0.0133%3,785
Percentage Net Loans Charged-off: Loans to individuals0.3790%1,276
Percentage Net Loans Charged-off: Credit card loans0.5845%388
Percentage Net Loans Charged-off: Other loans to individual0.3719%1,214
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%69
2023-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0428%1,078
Percentage Net Loans Charged-off: Total real estate loans0.0165%425
Percentage Net Loans Charged-off:Construction & development0.0000%127
Percentage Net Loans Charged-off: Commercial real estate0.0000%312
Percentage Net Loans Charged-off: Multi-family residential0.0000%29
Percentage Net Loans Charged-off: 1-4 family residential0.1900%77
Percentage Net Loans Charged-off: Home equity loans0.0904%74
All other 1-4 family - Percent of loans charged-off, net0.2191%66
Percentage Net Loans Charged-off: Commercial and industrial-0.0196%3,856
Percentage Net Loans Charged-off: Loans to individuals0.3888%1,154
Percentage Net Loans Charged-off: Credit card loans0.8116%343
Percentage Net Loans Charged-off: Other loans to individual0.3742%1,143
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%63
2023-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0378%983
Percentage Net Loans Charged-off: Total real estate loans-0.0001%3,373
Percentage Net Loans Charged-off:Construction & development0.0000%62
Percentage Net Loans Charged-off: Commercial real estate0.0000%194
Percentage Net Loans Charged-off: Multi-family residential0.0000%18
Percentage Net Loans Charged-off: 1-4 family residential-0.0014%3,689
Percentage Net Loans Charged-off: Home equity loans0.0000%101
All other 1-4 family - Percent of loans charged-off, net-0.0018%3,789
Percentage Net Loans Charged-off: Commercial and industrial-0.0097%3,729
Percentage Net Loans Charged-off: Loans to individuals0.4109%1,062
Percentage Net Loans Charged-off: Credit card loans0.9218%278
Percentage Net Loans Charged-off: Other loans to individual0.3934%1,018
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%12
2022-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0394%1,308
Percentage Net Loans Charged-off: Total real estate loans-0.0008%3,158
Percentage Net Loans Charged-off:Construction & development0.0000%172
Percentage Net Loans Charged-off: Commercial real estate0.0000%506
Percentage Net Loans Charged-off: Multi-family residential0.0000%64
Percentage Net Loans Charged-off: 1-4 family residential-0.0099%3,851
Percentage Net Loans Charged-off: Home equity loans0.0000%205
All other 1-4 family - Percent of loans charged-off, net-0.0129%3,952
Percentage Net Loans Charged-off: Commercial and industrial0.0416%1,084
Percentage Net Loans Charged-off: Loans to individuals0.2817%1,463
Percentage Net Loans Charged-off: Credit card loans0.9547%299
Percentage Net Loans Charged-off: Other loans to individual0.2600%1,448
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%23
2022-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0278%1,269
Percentage Net Loans Charged-off: Total real estate loans-0.0011%3,146
Percentage Net Loans Charged-off:Construction & development0.0000%133
Percentage Net Loans Charged-off: Commercial real estate0.0000%378
Percentage Net Loans Charged-off: Multi-family residential0.0000%47
Percentage Net Loans Charged-off: 1-4 family residential-0.0131%3,932
Percentage Net Loans Charged-off: Home equity loans0.0000%163
All other 1-4 family - Percent of loans charged-off, net-0.0169%4,055
Percentage Net Loans Charged-off: Commercial and industrial0.0189%980
Percentage Net Loans Charged-off: Loans to individuals0.2175%1,502
Percentage Net Loans Charged-off: Credit card loans1.0300%285
Percentage Net Loans Charged-off: Other loans to individual0.1919%1,509
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%17
2022-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0254%1,213
Percentage Net Loans Charged-off: Total real estate loans-0.0019%3,219
Percentage Net Loans Charged-off:Construction & development0.0000%94
Percentage Net Loans Charged-off: Commercial real estate0.0000%298
Percentage Net Loans Charged-off: Multi-family residential0.0000%33
Percentage Net Loans Charged-off: 1-4 family residential-0.0236%4,010
Percentage Net Loans Charged-off: Home equity loans0.0000%129
All other 1-4 family - Percent of loans charged-off, net-0.0301%4,120
Percentage Net Loans Charged-off: Commercial and industrial0.0324%755
Percentage Net Loans Charged-off: Loans to individuals0.1725%1,519
Percentage Net Loans Charged-off: Credit card loans1.1413%252
Percentage Net Loans Charged-off: Other loans to individual0.1426%1,545
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2022-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0337%965
Percentage Net Loans Charged-off: Total real estate loans0.0000%527
Percentage Net Loans Charged-off:Construction & development0.0000%61
Percentage Net Loans Charged-off: Commercial real estate0.0000%205
Percentage Net Loans Charged-off: Multi-family residential0.0000%23
Percentage Net Loans Charged-off: 1-4 family residential0.0000%390
Percentage Net Loans Charged-off: Home equity loans0.0000%93
All other 1-4 family - Percent of loans charged-off, net0.0000%357
Percentage Net Loans Charged-off: Commercial and industrial0.0680%466
Percentage Net Loans Charged-off: Loans to individuals0.1693%1,368
Percentage Net Loans Charged-off: Credit card loans1.3940%196
Percentage Net Loans Charged-off: Other loans to individual0.1322%1,382
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2021-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1994%484
Percentage Net Loans Charged-off: Total real estate loans0.2938%114
Percentage Net Loans Charged-off:Construction & development0.0000%225
Percentage Net Loans Charged-off: Commercial real estate0.4930%124
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.0047%913
Percentage Net Loans Charged-off: Home equity loans0.0000%242
All other 1-4 family - Percent of loans charged-off, net0.0058%855
Percentage Net Loans Charged-off: Commercial and industrial-0.0020%3,276
Percentage Net Loans Charged-off: Loans to individuals0.1918%1,567
Percentage Net Loans Charged-off: Credit card loans0.7941%339
Percentage Net Loans Charged-off: Other loans to individual0.1767%1,516
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2021-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2618%313
Percentage Net Loans Charged-off: Total real estate loans0.3988%76
Percentage Net Loans Charged-off:Construction & development0.0000%194
Percentage Net Loans Charged-off: Commercial real estate0.6638%81
Percentage Net Loans Charged-off: Multi-family residential0.0000%77
Percentage Net Loans Charged-off: 1-4 family residential0.0257%541
Percentage Net Loans Charged-off: Home equity loans0.0984%108
All other 1-4 family - Percent of loans charged-off, net0.0085%706
Percentage Net Loans Charged-off: Commercial and industrial-0.0027%3,282
Percentage Net Loans Charged-off: Loans to individuals0.1940%1,413
Percentage Net Loans Charged-off: Credit card loans1.0321%289
Percentage Net Loans Charged-off: Other loans to individual0.1740%1,373
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2021-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3773%224
Percentage Net Loans Charged-off: Total real estate loans0.6081%48
Percentage Net Loans Charged-off:Construction & development0.0000%159
Percentage Net Loans Charged-off: Commercial real estate1.0154%51
Percentage Net Loans Charged-off: Multi-family residential0.0000%57
Percentage Net Loans Charged-off: 1-4 family residential0.0010%780
Percentage Net Loans Charged-off: Home equity loans0.0051%173
All other 1-4 family - Percent of loans charged-off, net0.0000%755
Percentage Net Loans Charged-off: Commercial and industrial-0.0080%3,483
Percentage Net Loans Charged-off: Loans to individuals0.1691%1,379
Percentage Net Loans Charged-off: Credit card loans1.0603%280
Percentage Net Loans Charged-off: Other loans to individual0.1488%1,332
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2021-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0312%1,175
Percentage Net Loans Charged-off: Total real estate loans0.0000%775
Percentage Net Loans Charged-off:Construction & development0.0000%118
Percentage Net Loans Charged-off: Commercial real estate0.0000%349
Percentage Net Loans Charged-off: Multi-family residential0.0000%31
Percentage Net Loans Charged-off: 1-4 family residential0.0000%564
Percentage Net Loans Charged-off: Home equity loans0.0000%133
All other 1-4 family - Percent of loans charged-off, net0.0000%521
Percentage Net Loans Charged-off: Commercial and industrial-0.0116%3,676
Percentage Net Loans Charged-off: Loans to individuals0.2478%1,117
Percentage Net Loans Charged-off: Credit card loans1.4171%240
Percentage Net Loans Charged-off: Other loans to individual0.2225%1,068
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2020-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0602%1,914
Percentage Net Loans Charged-off: Total real estate loans0.0234%1,345
Percentage Net Loans Charged-off:Construction & development-0.0082%4,125
Percentage Net Loans Charged-off: Commercial real estate0.0264%829
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.1148%436
Percentage Net Loans Charged-off: Home equity loans0.0000%398
All other 1-4 family - Percent of loans charged-off, net0.1411%358
Percentage Net Loans Charged-off: Commercial and industrial0.0414%1,766
Percentage Net Loans Charged-off: Loans to individuals0.2499%1,888
Percentage Net Loans Charged-off: Credit card loans0.9433%421
Percentage Net Loans Charged-off: Other loans to individual0.2364%1,796
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2020-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0694%1,623
Percentage Net Loans Charged-off: Total real estate loans0.0316%1,007
Percentage Net Loans Charged-off:Construction & development-0.0107%4,197
Percentage Net Loans Charged-off: Commercial real estate0.0364%596
Percentage Net Loans Charged-off: Multi-family residential0.0000%74
Percentage Net Loans Charged-off: 1-4 family residential0.1539%315
Percentage Net Loans Charged-off: Home equity loans0.0000%349
All other 1-4 family - Percent of loans charged-off, net0.1890%245
Percentage Net Loans Charged-off: Commercial and industrial0.0555%1,443
Percentage Net Loans Charged-off: Loans to individuals0.2549%1,784
Percentage Net Loans Charged-off: Credit card loans1.8105%280
Percentage Net Loans Charged-off: Other loans to individual0.2252%1,742
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2020-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0922%1,336
Percentage Net Loans Charged-off: Total real estate loans0.0487%725
Percentage Net Loans Charged-off:Construction & development-0.0155%4,270
Percentage Net Loans Charged-off: Commercial real estate0.0569%427
Percentage Net Loans Charged-off: Multi-family residential0.0000%54
Percentage Net Loans Charged-off: 1-4 family residential0.2434%201
Percentage Net Loans Charged-off: Home equity loans0.0000%293
All other 1-4 family - Percent of loans charged-off, net0.3028%149
Percentage Net Loans Charged-off: Commercial and industrial0.0838%1,172
Percentage Net Loans Charged-off: Loans to individuals0.2948%1,685
Percentage Net Loans Charged-off: Credit card loans1.1667%380
Percentage Net Loans Charged-off: Other loans to individual0.2781%1,601
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2020-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0784%1,239
Percentage Net Loans Charged-off: Total real estate loans0.0160%847
Percentage Net Loans Charged-off:Construction & development0.0551%86
Percentage Net Loans Charged-off: Commercial real estate0.0000%429
Percentage Net Loans Charged-off: Multi-family residential0.0000%26
Percentage Net Loans Charged-off: 1-4 family residential0.0528%530
Percentage Net Loans Charged-off: Home equity loans0.0000%210
All other 1-4 family - Percent of loans charged-off, net0.0663%437
Percentage Net Loans Charged-off: Commercial and industrial-0.0017%3,634
Percentage Net Loans Charged-off: Loans to individuals0.4114%1,385
Percentage Net Loans Charged-off: Credit card loans1.2769%330
Percentage Net Loans Charged-off: Other loans to individual0.3946%1,327
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2019-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0862%1,888
Percentage Net Loans Charged-off: Total real estate loans0.0424%1,230
Percentage Net Loans Charged-off:Construction & development-0.0014%4,143
Percentage Net Loans Charged-off: Commercial real estate0.0820%641
Percentage Net Loans Charged-off: Multi-family residential0.0000%116
Percentage Net Loans Charged-off: 1-4 family residential-0.0043%4,073
Percentage Net Loans Charged-off: Home equity loans0.0000%494
All other 1-4 family - Percent of loans charged-off, net-0.0054%4,132
Percentage Net Loans Charged-off: Commercial and industrial-0.0416%4,267
Percentage Net Loans Charged-off: Loans to individuals0.3825%1,855
Percentage Net Loans Charged-off: Credit card loans0.5976%528
Percentage Net Loans Charged-off: Other loans to individual0.3785%1,742
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2019-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0677%1,858
Percentage Net Loans Charged-off: Total real estate loans0.0240%1,275
Percentage Net Loans Charged-off:Construction & development-0.0019%4,211
Percentage Net Loans Charged-off: Commercial real estate0.0470%603
Percentage Net Loans Charged-off: Multi-family residential0.0000%91
Percentage Net Loans Charged-off: 1-4 family residential-0.0050%4,087
Percentage Net Loans Charged-off: Home equity loans0.0000%408
All other 1-4 family - Percent of loans charged-off, net-0.0063%4,155
Percentage Net Loans Charged-off: Commercial and industrial-0.0603%4,366
Percentage Net Loans Charged-off: Loans to individuals0.3528%1,816
Percentage Net Loans Charged-off: Credit card loans0.6384%484
Percentage Net Loans Charged-off: Other loans to individual0.3476%1,708
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2019-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0769%1,596
Percentage Net Loans Charged-off: Total real estate loans0.0368%936
Percentage Net Loans Charged-off:Construction & development-0.0030%4,289
Percentage Net Loans Charged-off: Commercial real estate0.0714%424
Percentage Net Loans Charged-off: Multi-family residential0.0000%61
Percentage Net Loans Charged-off: 1-4 family residential-0.0043%4,046
Percentage Net Loans Charged-off: Home equity loans0.0000%333
All other 1-4 family - Percent of loans charged-off, net-0.0056%4,128
Percentage Net Loans Charged-off: Commercial and industrial-0.0121%3,902
Percentage Net Loans Charged-off: Loans to individuals0.3133%1,785
Percentage Net Loans Charged-off: Credit card loans0.7600%430
Percentage Net Loans Charged-off: Other loans to individual0.3053%1,673
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2019-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0630%1,411
Percentage Net Loans Charged-off: Total real estate loans-0.0016%3,877
Percentage Net Loans Charged-off:Construction & development-0.0061%4,448
Percentage Net Loans Charged-off: Commercial real estate0.0000%441
Percentage Net Loans Charged-off: Multi-family residential0.0000%46
Percentage Net Loans Charged-off: 1-4 family residential-0.0065%4,233
Percentage Net Loans Charged-off: Home equity loans0.0000%221
All other 1-4 family - Percent of loans charged-off, net-0.0084%4,327
Percentage Net Loans Charged-off: Commercial and industrial0.0032%1,097
Percentage Net Loans Charged-off: Loans to individuals0.3483%1,557
Percentage Net Loans Charged-off: Credit card loans0.7732%381
Percentage Net Loans Charged-off: Other loans to individual0.3407%1,458
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2018-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0918%1,856
Percentage Net Loans Charged-off: Total real estate loans0.0316%1,491
Percentage Net Loans Charged-off:Construction & development0.0310%322
Percentage Net Loans Charged-off: Commercial real estate0.0524%722
Percentage Net Loans Charged-off: Multi-family residential0.0000%128
Percentage Net Loans Charged-off: 1-4 family residential-0.0067%4,331
Percentage Net Loans Charged-off: Home equity loans0.0000%568
All other 1-4 family - Percent of loans charged-off, net-0.0084%4,414
Percentage Net Loans Charged-off: Commercial and industrial0.0352%1,951
Percentage Net Loans Charged-off: Loans to individuals0.3437%1,931
Percentage Net Loans Charged-off: Credit card loans2.0729%293
Percentage Net Loans Charged-off: Other loans to individual0.3153%1,926
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2018-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0646%1,910
Percentage Net Loans Charged-off: Total real estate loans-0.0009%3,827
Percentage Net Loans Charged-off:Construction & development0.0000%325
Percentage Net Loans Charged-off: Commercial real estate0.0000%901
Percentage Net Loans Charged-off: Multi-family residential0.0000%106
Percentage Net Loans Charged-off: 1-4 family residential-0.0090%4,361
Percentage Net Loans Charged-off: Home equity loans0.0000%467
All other 1-4 family - Percent of loans charged-off, net-0.0113%4,465
Percentage Net Loans Charged-off: Commercial and industrial-0.0025%3,836
Percentage Net Loans Charged-off: Loans to individuals0.3254%1,845
Percentage Net Loans Charged-off: Credit card loans2.3413%253
Percentage Net Loans Charged-off: Other loans to individual0.2929%1,818
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2018-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0629%1,717
Percentage Net Loans Charged-off: Total real estate loans-0.0012%3,837
Percentage Net Loans Charged-off:Construction & development0.0000%257
Percentage Net Loans Charged-off: Commercial real estate0.0000%695
Percentage Net Loans Charged-off: Multi-family residential0.0000%79
Percentage Net Loans Charged-off: 1-4 family residential-0.0126%4,475
Percentage Net Loans Charged-off: Home equity loans0.0000%391
All other 1-4 family - Percent of loans charged-off, net-0.0157%4,599
Percentage Net Loans Charged-off: Commercial and industrial-0.0026%3,829
Percentage Net Loans Charged-off: Loans to individuals0.3123%1,762
Percentage Net Loans Charged-off: Credit card loans2.8206%204
Percentage Net Loans Charged-off: Other loans to individual0.2719%1,773
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2018-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0673%1,438
Percentage Net Loans Charged-off: Total real estate loans-0.0023%3,980
Percentage Net Loans Charged-off:Construction & development0.0000%165
Percentage Net Loans Charged-off: Commercial real estate0.0000%466
Percentage Net Loans Charged-off: Multi-family residential0.0000%42
Percentage Net Loans Charged-off: 1-4 family residential-0.0233%4,780
Percentage Net Loans Charged-off: Home equity loans0.0000%288
All other 1-4 family - Percent of loans charged-off, net-0.0291%4,889
Percentage Net Loans Charged-off: Commercial and industrial-0.0023%3,862
Percentage Net Loans Charged-off: Loans to individuals0.3304%1,640
Percentage Net Loans Charged-off: Credit card loans5.1132%92
Percentage Net Loans Charged-off: Other loans to individual0.2542%1,665
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2017-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1084%1,986
Percentage Net Loans Charged-off: Total real estate loans-0.0064%4,473
Percentage Net Loans Charged-off:Construction & development0.0000%519
Percentage Net Loans Charged-off: Commercial real estate-0.0053%4,687
Percentage Net Loans Charged-off: Multi-family residential0.0000%180
Percentage Net Loans Charged-off: 1-4 family residential-0.0381%5,052
Percentage Net Loans Charged-off: Home equity loans0.0000%680
All other 1-4 family - Percent of loans charged-off, net-0.0474%5,132
Percentage Net Loans Charged-off: Commercial and industrial0.2548%1,383
Percentage Net Loans Charged-off: Loans to individuals0.3277%2,221
Percentage Net Loans Charged-off: Credit card loans0.7365%546
Percentage Net Loans Charged-off: Other loans to individual0.3214%2,108
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2017-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0922%1,865
Percentage Net Loans Charged-off: Total real estate loans-0.0086%4,505
Percentage Net Loans Charged-off:Construction & development0.0000%426
Percentage Net Loans Charged-off: Commercial real estate-0.0071%4,758
Percentage Net Loans Charged-off: Multi-family residential0.0000%143
Percentage Net Loans Charged-off: 1-4 family residential-0.0511%5,170
Percentage Net Loans Charged-off: Home equity loans0.0000%589
All other 1-4 family - Percent of loans charged-off, net-0.0634%5,239
Percentage Net Loans Charged-off: Commercial and industrial0.1600%1,331
Percentage Net Loans Charged-off: Loans to individuals0.3244%2,093
Percentage Net Loans Charged-off: Credit card loans0.7239%510
Percentage Net Loans Charged-off: Other loans to individual0.3184%1,968
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2017-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0754%1,865
Percentage Net Loans Charged-off: Total real estate loans-0.0005%4,002
Percentage Net Loans Charged-off:Construction & development0.0000%340
Percentage Net Loans Charged-off: Commercial real estate-0.0005%4,602
Percentage Net Loans Charged-off: Multi-family residential0.0000%105
Percentage Net Loans Charged-off: 1-4 family residential-0.0025%4,382
Percentage Net Loans Charged-off: Home equity loans0.0000%486
All other 1-4 family - Percent of loans charged-off, net-0.0031%4,477
Percentage Net Loans Charged-off: Commercial and industrial0.0523%1,462
Percentage Net Loans Charged-off: Loans to individuals0.2976%2,018
Percentage Net Loans Charged-off: Credit card loans0.3697%532
Percentage Net Loans Charged-off: Other loans to individual0.2965%1,891
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2017-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0550%1,787
Percentage Net Loans Charged-off: Total real estate loans-0.0018%4,146
Percentage Net Loans Charged-off:Construction & development0.0000%224
Percentage Net Loans Charged-off: Commercial real estate-0.0005%4,759
Percentage Net Loans Charged-off: Multi-family residential0.0000%65
Percentage Net Loans Charged-off: 1-4 family residential-0.0153%4,805
Percentage Net Loans Charged-off: Home equity loans0.0000%357
All other 1-4 family - Percent of loans charged-off, net-0.0188%4,914
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,124
Percentage Net Loans Charged-off: Loans to individuals0.2430%1,924
Percentage Net Loans Charged-off: Credit card loans0.3717%447
Percentage Net Loans Charged-off: Other loans to individual0.2411%1,805
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2016-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0634%2,792
Percentage Net Loans Charged-off: Total real estate loans-0.0271%5,115
Percentage Net Loans Charged-off:Construction & development-0.0452%4,741
Percentage Net Loans Charged-off: Commercial real estate-0.0374%5,226
Percentage Net Loans Charged-off: Multi-family residential0.0000%220
Percentage Net Loans Charged-off: 1-4 family residential-0.0100%4,945
Percentage Net Loans Charged-off: Home equity loans0.0000%792
All other 1-4 family - Percent of loans charged-off, net-0.0121%5,017
Percentage Net Loans Charged-off: Commercial and industrial0.1500%1,703
Percentage Net Loans Charged-off: Loans to individuals0.2309%2,658
Percentage Net Loans Charged-off: Credit card loans0.8312%551
Percentage Net Loans Charged-off: Other loans to individual0.2224%2,538
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,609
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2016-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0375%2,877
Percentage Net Loans Charged-off: Total real estate loans-0.0264%5,094
Percentage Net Loans Charged-off:Construction & development-0.0043%4,540
Percentage Net Loans Charged-off: Commercial real estate-0.0505%5,343
Percentage Net Loans Charged-off: Multi-family residential0.0000%177
Percentage Net Loans Charged-off: 1-4 family residential-0.0091%4,876
Percentage Net Loans Charged-off: Home equity loans0.0000%687
All other 1-4 family - Percent of loans charged-off, net-0.0110%4,958
Percentage Net Loans Charged-off: Commercial and industrial-0.0054%4,175
Percentage Net Loans Charged-off: Loans to individuals0.2115%2,428
Percentage Net Loans Charged-off: Credit card loans0.4593%591
Percentage Net Loans Charged-off: Other loans to individual0.2080%2,284
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,414
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2016-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0249%2,985
Percentage Net Loans Charged-off: Total real estate loans-0.0392%5,270
Percentage Net Loans Charged-off:Construction & development-0.0033%4,614
Percentage Net Loans Charged-off: Commercial real estate-0.0769%5,538
Percentage Net Loans Charged-off: Multi-family residential0.0000%148
Percentage Net Loans Charged-off: 1-4 family residential-0.0124%4,970
Percentage Net Loans Charged-off: Home equity loans0.0000%570
All other 1-4 family - Percent of loans charged-off, net-0.0149%5,062
Percentage Net Loans Charged-off: Commercial and industrial-0.0078%4,193
Percentage Net Loans Charged-off: Loans to individuals0.1872%2,351
Percentage Net Loans Charged-off: Credit card loans0.4380%555
Percentage Net Loans Charged-off: Other loans to individual0.1837%2,210
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,209
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2016-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0373%2,239
Percentage Net Loans Charged-off: Total real estate loans0.0019%1,756
Percentage Net Loans Charged-off:Construction & development-0.0032%4,738
Percentage Net Loans Charged-off: Commercial real estate0.0080%591
Percentage Net Loans Charged-off: Multi-family residential0.0000%90
Percentage Net Loans Charged-off: 1-4 family residential-0.0126%4,995
Percentage Net Loans Charged-off: Home equity loans0.0000%408
All other 1-4 family - Percent of loans charged-off, net-0.0150%5,101
Percentage Net Loans Charged-off: Commercial and industrial-0.0746%4,955
Percentage Net Loans Charged-off: Loans to individuals0.1821%2,047
Percentage Net Loans Charged-off: Credit card loans0.5844%453
Percentage Net Loans Charged-off: Other loans to individual0.1765%1,912
Percentage Net Loans Charged-off: All other loans and lease0.0000%943
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2015-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0566%3,088
Percentage Net Loans Charged-off: Total real estate loans-0.0293%5,334
Percentage Net Loans Charged-off:Construction & development-0.1801%5,163
Percentage Net Loans Charged-off: Commercial real estate0.0054%1,602
Percentage Net Loans Charged-off: Multi-family residential0.0000%287
Percentage Net Loans Charged-off: 1-4 family residential-0.0007%5,037
Percentage Net Loans Charged-off: Home equity loans0.1896%525
All other 1-4 family - Percent of loans charged-off, net-0.0309%5,495
Percentage Net Loans Charged-off: Commercial and industrial0.1805%1,629
Percentage Net Loans Charged-off: Loans to individuals0.1792%2,780
Percentage Net Loans Charged-off: Credit card loans0.2550%705
Percentage Net Loans Charged-off: Other loans to individual0.1782%2,637
Percentage Net Loans Charged-off: All other loans and lease-0.0011%4,993
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2015-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0475%2,941
Percentage Net Loans Charged-off: Total real estate loans-0.0387%5,465
Percentage Net Loans Charged-off:Construction & development-0.2257%5,279
Percentage Net Loans Charged-off: Commercial real estate0.0076%1,339
Percentage Net Loans Charged-off: Multi-family residential0.0000%241
Percentage Net Loans Charged-off: 1-4 family residential-0.0262%5,481
Percentage Net Loans Charged-off: Home equity loans0.0000%830
All other 1-4 family - Percent of loans charged-off, net-0.0302%5,532
Percentage Net Loans Charged-off: Commercial and industrial0.1387%1,463
Percentage Net Loans Charged-off: Loans to individuals0.1816%2,522
Percentage Net Loans Charged-off: Credit card loans0.1855%657
Percentage Net Loans Charged-off: Other loans to individual0.1816%2,382
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,309
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2015-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0528%2,662
Percentage Net Loans Charged-off: Total real estate loans-0.0626%5,685
Percentage Net Loans Charged-off:Construction & development-0.3511%5,412
Percentage Net Loans Charged-off: Commercial real estate-0.0006%5,106
Percentage Net Loans Charged-off: Multi-family residential0.0000%188
Percentage Net Loans Charged-off: 1-4 family residential-0.0213%5,469
Percentage Net Loans Charged-off: Home equity loans0.0000%710
All other 1-4 family - Percent of loans charged-off, net-0.0244%5,523
Percentage Net Loans Charged-off: Commercial and industrial0.2127%1,088
Percentage Net Loans Charged-off: Loans to individuals0.2081%2,203
Percentage Net Loans Charged-off: Credit card loans0.4100%528
Percentage Net Loans Charged-off: Other loans to individual0.2054%2,091
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,136
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2015-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1007%1,714
Percentage Net Loans Charged-off: Total real estate loans-0.0652%5,772
Percentage Net Loans Charged-off:Construction & development-0.3783%5,502
Percentage Net Loans Charged-off: Commercial real estate-0.0007%5,233
Percentage Net Loans Charged-off: Multi-family residential0.0000%126
Percentage Net Loans Charged-off: 1-4 family residential-0.0163%5,362
Percentage Net Loans Charged-off: Home equity loans0.0000%482
All other 1-4 family - Percent of loans charged-off, net-0.0185%5,435
Percentage Net Loans Charged-off: Commercial and industrial0.5166%531
Percentage Net Loans Charged-off: Loans to individuals0.2391%1,876
Percentage Net Loans Charged-off: Credit card loans0.5630%424
Percentage Net Loans Charged-off: Other loans to individual0.2348%1,765
Percentage Net Loans Charged-off: All other loans and lease0.0000%911
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0398%4,026
Percentage Net Loans Charged-off: Total real estate loans-0.0079%5,486
Percentage Net Loans Charged-off:Construction & development-0.2062%5,414
Percentage Net Loans Charged-off: Commercial real estate0.0395%1,870
Percentage Net Loans Charged-off: Multi-family residential0.0000%420
Percentage Net Loans Charged-off: 1-4 family residential0.0062%3,523
Percentage Net Loans Charged-off: Home equity loans-0.0450%4,490
All other 1-4 family - Percent of loans charged-off, net0.0132%3,253
Percentage Net Loans Charged-off: Commercial and industrial-0.1010%5,341
Percentage Net Loans Charged-off: Loans to individuals0.1599%3,066
Percentage Net Loans Charged-off: Credit card loans2.2256%300
Percentage Net Loans Charged-off: Other loans to individual0.1349%3,060
Percentage Net Loans Charged-off: All other loans and lease0.1063%1,079
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0104%4,373
Percentage Net Loans Charged-off: Total real estate loans-0.0368%5,843
Percentage Net Loans Charged-off:Construction & development-0.2794%5,544
Percentage Net Loans Charged-off: Commercial real estate-0.0014%5,374
Percentage Net Loans Charged-off: Multi-family residential0.0000%357
Percentage Net Loans Charged-off: 1-4 family residential-0.0064%5,600
Percentage Net Loans Charged-off: Home equity loans-0.0610%4,553
All other 1-4 family - Percent of loans charged-off, net0.0012%3,095
Percentage Net Loans Charged-off: Commercial and industrial-0.1636%5,560
Percentage Net Loans Charged-off: Loans to individuals0.1263%2,992
Percentage Net Loans Charged-off: Credit card loans2.6202%231
Percentage Net Loans Charged-off: Other loans to individual0.0969%2,993
Percentage Net Loans Charged-off: All other loans and lease0.1492%900
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0122%3,999
Percentage Net Loans Charged-off: Total real estate loans-0.0515%5,984
Percentage Net Loans Charged-off:Construction & development-0.3949%5,654
Percentage Net Loans Charged-off: Commercial real estate-0.0018%5,442
Percentage Net Loans Charged-off: Multi-family residential0.0000%280
Percentage Net Loans Charged-off: 1-4 family residential-0.0274%5,899
Percentage Net Loans Charged-off: Home equity loans-0.0780%4,604
All other 1-4 family - Percent of loans charged-off, net-0.0202%5,837
Percentage Net Loans Charged-off: Commercial and industrial-0.0787%5,220
Percentage Net Loans Charged-off: Loans to individuals0.1234%2,779
Percentage Net Loans Charged-off: Credit card loans3.9349%131
Percentage Net Loans Charged-off: Other loans to individual0.0801%2,824
Percentage Net Loans Charged-off: All other loans and lease0.1338%828
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0116%3,389
Percentage Net Loans Charged-off: Total real estate loans-0.0142%5,565
Percentage Net Loans Charged-off:Construction & development-0.0925%5,495
Percentage Net Loans Charged-off: Commercial real estate-0.0029%5,585
Percentage Net Loans Charged-off: Multi-family residential0.0000%176
Percentage Net Loans Charged-off: 1-4 family residential-0.0196%5,787
Percentage Net Loans Charged-off: Home equity loans0.0000%600
All other 1-4 family - Percent of loans charged-off, net-0.0225%5,840
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,326
Percentage Net Loans Charged-off: Loans to individuals0.0586%2,621
Percentage Net Loans Charged-off: Credit card loans0.9311%417
Percentage Net Loans Charged-off: Other loans to individual0.0491%2,525
Percentage Net Loans Charged-off: All other loans and lease0.0000%938
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0511%4,503
Percentage Net Loans Charged-off: Total real estate loans-0.0409%6,272
Percentage Net Loans Charged-off:Construction & development-0.8679%5,960
Percentage Net Loans Charged-off: Commercial real estate0.0143%2,585
Percentage Net Loans Charged-off: Multi-family residential-0.0311%5,196
Percentage Net Loans Charged-off: 1-4 family residential0.4203%1,330
Percentage Net Loans Charged-off: Home equity loans-0.0193%4,663
All other 1-4 family - Percent of loans charged-off, net0.4808%1,127
Percentage Net Loans Charged-off: Commercial and industrial0.2334%2,124
Percentage Net Loans Charged-off: Loans to individuals0.1618%3,351
Percentage Net Loans Charged-off: Credit card loans1.5215%451
Percentage Net Loans Charged-off: Other loans to individual0.1470%3,277
Percentage Net Loans Charged-off: All other loans and lease-0.0046%5,427
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0091%4,967
Percentage Net Loans Charged-off: Total real estate loans-0.0723%6,410
Percentage Net Loans Charged-off:Construction & development-1.0254%6,031
Percentage Net Loans Charged-off: Commercial real estate0.0193%2,230
Percentage Net Loans Charged-off: Multi-family residential0.0000%515
Percentage Net Loans Charged-off: 1-4 family residential0.2625%1,779
Percentage Net Loans Charged-off: Home equity loans-0.0261%4,706
All other 1-4 family - Percent of loans charged-off, net0.3014%1,583
Percentage Net Loans Charged-off: Commercial and industrial-0.0019%4,826
Percentage Net Loans Charged-off: Loans to individuals0.1634%3,073
Percentage Net Loans Charged-off: Credit card loans1.5969%414
Percentage Net Loans Charged-off: Other loans to individual0.1476%3,001
Percentage Net Loans Charged-off: All other loans and lease-0.0064%5,508
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0179%5,941
Percentage Net Loans Charged-off: Total real estate loans-0.1118%6,541
Percentage Net Loans Charged-off:Construction & development-1.4929%6,132
Percentage Net Loans Charged-off: Commercial real estate-0.0007%5,895
Percentage Net Loans Charged-off: Multi-family residential0.0000%425
Percentage Net Loans Charged-off: 1-4 family residential0.4025%1,299
Percentage Net Loans Charged-off: Home equity loans-0.0268%4,688
All other 1-4 family - Percent of loans charged-off, net0.4586%1,136
Percentage Net Loans Charged-off: Commercial and industrial0.0085%2,339
Percentage Net Loans Charged-off: Loans to individuals0.1498%2,863
Percentage Net Loans Charged-off: Credit card loans0.9302%511
Percentage Net Loans Charged-off: Other loans to individual0.1410%2,762
Percentage Net Loans Charged-off: All other loans and lease-0.0032%5,500
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.1404%6,576
Percentage Net Loans Charged-off: Total real estate loans-0.3346%6,774
Percentage Net Loans Charged-off:Construction & development-3.1643%6,223
Percentage Net Loans Charged-off: Commercial real estate-0.0007%5,995
Percentage Net Loans Charged-off: Multi-family residential0.0000%295
Percentage Net Loans Charged-off: 1-4 family residential-0.0465%6,318
Percentage Net Loans Charged-off: Home equity loans-0.0272%4,709
All other 1-4 family - Percent of loans charged-off, net-0.0489%6,324
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,678
Percentage Net Loans Charged-off: Loans to individuals0.1486%2,454
Percentage Net Loans Charged-off: Credit card loans0.1895%546
Percentage Net Loans Charged-off: Other loans to individual0.1482%2,313
Percentage Net Loans Charged-off: All other loans and lease-0.0064%5,597
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1301%4,376
Percentage Net Loans Charged-off: Total real estate loans0.1403%3,685
Percentage Net Loans Charged-off:Construction & development0.6937%1,653
Percentage Net Loans Charged-off: Commercial real estate0.0714%2,818
Percentage Net Loans Charged-off: Multi-family residential0.1981%687
Percentage Net Loans Charged-off: 1-4 family residential0.2652%2,643
Percentage Net Loans Charged-off: Home equity loans-0.0138%4,957
All other 1-4 family - Percent of loans charged-off, net0.3026%2,328
Percentage Net Loans Charged-off: Commercial and industrial0.1132%3,085
Percentage Net Loans Charged-off: Loans to individuals0.1415%3,725
Percentage Net Loans Charged-off: Credit card loans1.4327%551
Percentage Net Loans Charged-off: Other loans to individual0.1283%3,624
Percentage Net Loans Charged-off: All other loans and lease0.0134%1,599
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0729%4,680
Percentage Net Loans Charged-off: Total real estate loans0.0689%4,075
Percentage Net Loans Charged-off:Construction & development0.4476%1,707
Percentage Net Loans Charged-off: Commercial real estate-0.0013%6,365
Percentage Net Loans Charged-off: Multi-family residential0.2638%577
Percentage Net Loans Charged-off: 1-4 family residential0.1547%3,039
Percentage Net Loans Charged-off: Home equity loans-0.0092%4,981
All other 1-4 family - Percent of loans charged-off, net0.1769%2,776
Percentage Net Loans Charged-off: Commercial and industrial0.0382%3,089
Percentage Net Loans Charged-off: Loans to individuals0.1059%3,682
Percentage Net Loans Charged-off: Credit card loans0.6954%681
Percentage Net Loans Charged-off: Other loans to individual0.0999%3,544
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,486
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0746%4,401
Percentage Net Loans Charged-off: Total real estate loans0.0654%3,841
Percentage Net Loans Charged-off:Construction & development0.2578%1,673
Percentage Net Loans Charged-off: Commercial real estate-0.0015%6,397
Percentage Net Loans Charged-off: Multi-family residential0.4101%434
Percentage Net Loans Charged-off: 1-4 family residential0.2409%2,443
Percentage Net Loans Charged-off: Home equity loans0.0000%1,330
All other 1-4 family - Percent of loans charged-off, net0.2737%2,195
Percentage Net Loans Charged-off: Commercial and industrial0.0778%2,567
Percentage Net Loans Charged-off: Loans to individuals0.1038%3,390
Percentage Net Loans Charged-off: Credit card loans1.0139%565
Percentage Net Loans Charged-off: Other loans to individual0.0946%3,237
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,276
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0409%4,125
Percentage Net Loans Charged-off: Total real estate loans0.0311%3,449
Percentage Net Loans Charged-off:Construction & development0.0000%1,402
Percentage Net Loans Charged-off: Commercial real estate-0.0008%6,409
Percentage Net Loans Charged-off: Multi-family residential0.0000%388
Percentage Net Loans Charged-off: 1-4 family residential0.2719%1,961
Percentage Net Loans Charged-off: Home equity loans0.0000%982
All other 1-4 family - Percent of loans charged-off, net0.3089%1,750
Percentage Net Loans Charged-off: Commercial and industrial-0.0425%5,617
Percentage Net Loans Charged-off: Loans to individuals0.0951%2,814
Percentage Net Loans Charged-off: Credit card loans1.7030%390
Percentage Net Loans Charged-off: Other loans to individual0.0790%2,699
Percentage Net Loans Charged-off: All other loans and lease0.0000%960
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2272%4,366
Percentage Net Loans Charged-off: Total real estate loans0.2487%3,652
Percentage Net Loans Charged-off:Construction & development0.3888%2,515
Percentage Net Loans Charged-off: Commercial real estate0.1285%3,000
Percentage Net Loans Charged-off: Multi-family residential0.0000%1,014
Percentage Net Loans Charged-off: 1-4 family residential0.3185%2,855
Percentage Net Loans Charged-off: Home equity loans0.0000%1,926
All other 1-4 family - Percent of loans charged-off, net0.3616%2,565
Percentage Net Loans Charged-off: Commercial and industrial0.5605%2,646
Percentage Net Loans Charged-off: Loans to individuals0.1302%4,325
Percentage Net Loans Charged-off: Credit card loans1.1849%690
Percentage Net Loans Charged-off: Other loans to individual0.1166%4,189
Percentage Net Loans Charged-off: All other loans and lease0.0009%1,717
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2418%3,912
Percentage Net Loans Charged-off: Total real estate loans0.2421%3,376
Percentage Net Loans Charged-off:Construction & development0.5018%2,174
Percentage Net Loans Charged-off: Commercial real estate-0.0003%6,732
Percentage Net Loans Charged-off: Multi-family residential0.0000%856
Percentage Net Loans Charged-off: 1-4 family residential0.1702%3,313
Percentage Net Loans Charged-off: Home equity loans0.0000%1,690
All other 1-4 family - Percent of loans charged-off, net0.1930%3,036
Percentage Net Loans Charged-off: Commercial and industrial0.8654%1,922
Percentage Net Loans Charged-off: Loans to individuals0.0979%4,151
Percentage Net Loans Charged-off: Credit card loans1.4054%597
Percentage Net Loans Charged-off: Other loans to individual0.0828%4,018
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,562
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3313%3,237
Percentage Net Loans Charged-off: Total real estate loans0.3394%2,761
Percentage Net Loans Charged-off:Construction & development0.7123%1,793
Percentage Net Loans Charged-off: Commercial real estate0.0000%2,658
Percentage Net Loans Charged-off: Multi-family residential0.0000%678
Percentage Net Loans Charged-off: 1-4 family residential0.2568%2,649
Percentage Net Loans Charged-off: Home equity loans0.0000%1,446
All other 1-4 family - Percent of loans charged-off, net0.2906%2,365
Percentage Net Loans Charged-off: Commercial and industrial1.2851%1,383
Percentage Net Loans Charged-off: Loans to individuals0.0959%3,787
Percentage Net Loans Charged-off: Credit card loans1.0056%643
Percentage Net Loans Charged-off: Other loans to individual0.0837%3,624
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,354
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2621%3,021
Percentage Net Loans Charged-off: Total real estate loans0.0078%3,868
Percentage Net Loans Charged-off:Construction & development0.0000%1,696
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,892
Percentage Net Loans Charged-off: Multi-family residential0.0000%440
Percentage Net Loans Charged-off: 1-4 family residential0.0643%2,807
Percentage Net Loans Charged-off: Home equity loans0.0000%1,026
All other 1-4 family - Percent of loans charged-off, net0.0728%2,581
Percentage Net Loans Charged-off: Commercial and industrial2.3004%753
Percentage Net Loans Charged-off: Loans to individuals0.1495%2,993
Percentage Net Loans Charged-off: Credit card loans-0.5255%1,388
Percentage Net Loans Charged-off: Other loans to individual0.1450%2,750
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,005
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5835%3,292
Percentage Net Loans Charged-off: Total real estate loans0.5613%2,804
Percentage Net Loans Charged-off:Construction & development3.0261%1,744
Percentage Net Loans Charged-off: Commercial real estate0.0176%3,545
Percentage Net Loans Charged-off: Multi-family residential-0.8104%5,946
Percentage Net Loans Charged-off: 1-4 family residential0.2063%3,434
Percentage Net Loans Charged-off: Home equity loans0.0316%1,902
All other 1-4 family - Percent of loans charged-off, net0.2346%3,182
Percentage Net Loans Charged-off: Commercial and industrial2.4943%1,352
Percentage Net Loans Charged-off: Loans to individuals0.1853%4,582
Percentage Net Loans Charged-off: Credit card loans3.2957%486
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,993
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6804%2,723
Percentage Net Loans Charged-off: Total real estate loans0.6003%2,459
Percentage Net Loans Charged-off:Construction & development3.1664%1,545
Percentage Net Loans Charged-off: Commercial real estate0.0086%3,142
Percentage Net Loans Charged-off: Multi-family residential-1.1001%5,985
Percentage Net Loans Charged-off: 1-4 family residential0.0339%4,337
Percentage Net Loans Charged-off: Home equity loans0.0534%1,639
All other 1-4 family - Percent of loans charged-off, net0.0306%4,172
Percentage Net Loans Charged-off: Commercial and industrial3.2749%930
Percentage Net Loans Charged-off: Loans to individuals0.1876%4,291
Percentage Net Loans Charged-off: Credit card loans3.8744%409
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,786
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.9750%1,899
Percentage Net Loans Charged-off: Total real estate loans0.8930%1,749
Percentage Net Loans Charged-off:Construction & development4.2982%1,114
Percentage Net Loans Charged-off: Commercial real estate0.0135%2,586
Percentage Net Loans Charged-off: Multi-family residential-1.6291%5,973
Percentage Net Loans Charged-off: 1-4 family residential0.0130%4,017
Percentage Net Loans Charged-off: Home equity loans0.0847%1,330
All other 1-4 family - Percent of loans charged-off, net0.0000%3,888
Percentage Net Loans Charged-off: Commercial and industrial4.8352%600
Percentage Net Loans Charged-off: Loans to individuals0.1720%3,993
Percentage Net Loans Charged-off: Credit card loans3.4652%438
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,540
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.0760%1,553
Percentage Net Loans Charged-off: Total real estate loans0.2397%2,746
Percentage Net Loans Charged-off:Construction & development0.9110%1,515
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,882
Percentage Net Loans Charged-off: Multi-family residential0.0000%457
Percentage Net Loans Charged-off: 1-4 family residential0.1089%2,610
Percentage Net Loans Charged-off: Home equity loans-0.0187%5,567
All other 1-4 family - Percent of loans charged-off, net0.1320%2,364
Percentage Net Loans Charged-off: Commercial and industrial9.2884%268
Percentage Net Loans Charged-off: Loans to individuals0.2319%3,263
Percentage Net Loans Charged-off: Credit card loans6.3259%264
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,171
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4679%3,908
Percentage Net Loans Charged-off: Total real estate loans0.5918%2,659
Percentage Net Loans Charged-off:Construction & development1.1267%2,493
Percentage Net Loans Charged-off: Commercial real estate0.0772%2,982
Percentage Net Loans Charged-off: Multi-family residential2.1985%400
Percentage Net Loans Charged-off: 1-4 family residential0.3356%2,629
Percentage Net Loans Charged-off: Home equity loans0.5120%1,215
All other 1-4 family - Percent of loans charged-off, net0.3067%2,605
Percentage Net Loans Charged-off: Commercial and industrial0.5300%3,697
Percentage Net Loans Charged-off: Loans to individuals0.3359%4,650
Percentage Net Loans Charged-off: Credit card loans2.3054%755
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%2,150
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1775%4,975
Percentage Net Loans Charged-off: Total real estate loans0.1461%3,941
Percentage Net Loans Charged-off:Construction & development0.5618%2,463
Percentage Net Loans Charged-off: Commercial real estate0.0000%2,820
Percentage Net Loans Charged-off: Multi-family residential0.0000%708
Percentage Net Loans Charged-off: 1-4 family residential0.1103%3,412
Percentage Net Loans Charged-off: Home equity loans0.5530%983
All other 1-4 family - Percent of loans charged-off, net0.0392%3,805
Percentage Net Loans Charged-off: Commercial and industrial0.0211%4,489
Percentage Net Loans Charged-off: Loans to individuals0.2894%4,512
Percentage Net Loans Charged-off: Credit card loans1.8149%800
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,898
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1910%4,354
Percentage Net Loans Charged-off: Total real estate loans0.2002%3,150
Percentage Net Loans Charged-off:Construction & development0.8510%1,870
Percentage Net Loans Charged-off: Commercial real estate0.0000%2,247
Percentage Net Loans Charged-off: Multi-family residential0.0000%531
Percentage Net Loans Charged-off: 1-4 family residential0.0190%3,687
Percentage Net Loans Charged-off: Home equity loans0.0408%1,252
All other 1-4 family - Percent of loans charged-off, net0.0157%3,474
Percentage Net Loans Charged-off: Commercial and industrial0.0095%3,924
Percentage Net Loans Charged-off: Loans to individuals0.2543%4,236
Percentage Net Loans Charged-off: Credit card loans2.2020%684
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,633
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1838%3,531
Percentage Net Loans Charged-off: Total real estate loans0.1732%2,525
Percentage Net Loans Charged-off:Construction & development0.7682%1,344
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,395
Percentage Net Loans Charged-off: Multi-family residential0.0000%309
Percentage Net Loans Charged-off: 1-4 family residential-0.0562%7,843
Percentage Net Loans Charged-off: Home equity loans0.1743%731
All other 1-4 family - Percent of loans charged-off, net-0.0903%7,881
Percentage Net Loans Charged-off: Commercial and industrial-0.0187%6,848
Percentage Net Loans Charged-off: Loans to individuals0.2796%3,485
Percentage Net Loans Charged-off: Credit card loans1.1152%709
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,234
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1715%4,492
Percentage Net Loans Charged-off: Total real estate loans0.0628%4,172
Percentage Net Loans Charged-off:Construction & development0.0486%2,713
Percentage Net Loans Charged-off: Commercial real estate0.0000%2,362
Percentage Net Loans Charged-off: Multi-family residential0.0000%546
Percentage Net Loans Charged-off: 1-4 family residential0.3277%1,663
Percentage Net Loans Charged-off: Home equity loans0.4433%754
All other 1-4 family - Percent of loans charged-off, net0.3092%1,629
Percentage Net Loans Charged-off: Commercial and industrial0.0697%4,194
Percentage Net Loans Charged-off: Loans to individuals0.6646%3,158
Percentage Net Loans Charged-off: Credit card loans1.7343%773
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,901
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1690%3,612
Percentage Net Loans Charged-off: Total real estate loans0.0593%3,406
Percentage Net Loans Charged-off:Construction & development0.0486%2,087
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,766
Percentage Net Loans Charged-off: Multi-family residential0.0000%377
Percentage Net Loans Charged-off: 1-4 family residential0.2957%1,340
Percentage Net Loans Charged-off: Home equity loans0.4922%557
All other 1-4 family - Percent of loans charged-off, net0.2640%1,343
Percentage Net Loans Charged-off: Commercial and industrial0.0256%3,725
Percentage Net Loans Charged-off: Loans to individuals1.0721%1,756
Percentage Net Loans Charged-off: Credit card loans1.6927%692
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,634
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1297%3,451
Percentage Net Loans Charged-off: Total real estate loans0.0419%3,053
Percentage Net Loans Charged-off:Construction & development0.0739%1,521
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,334
Percentage Net Loans Charged-off: Multi-family residential0.0000%250
Percentage Net Loans Charged-off: 1-4 family residential0.1405%1,700
Percentage Net Loans Charged-off: Home equity loans0.1422%712
All other 1-4 family - Percent of loans charged-off, net0.1402%1,579
Percentage Net Loans Charged-off: Commercial and industrial0.0090%3,124
Percentage Net Loans Charged-off: Loans to individuals0.8096%2,063
Percentage Net Loans Charged-off: Credit card loans1.0981%764
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,409
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1515%2,506
Percentage Net Loans Charged-off: Total real estate loans0.0296%2,323
Percentage Net Loans Charged-off:Construction & development0.0593%1,005
Percentage Net Loans Charged-off: Commercial real estate0.0000%813
Percentage Net Loans Charged-off: Multi-family residential0.0000%134
Percentage Net Loans Charged-off: 1-4 family residential0.0834%1,456
Percentage Net Loans Charged-off: Home equity loans0.3019%383
All other 1-4 family - Percent of loans charged-off, net0.0470%1,505
Percentage Net Loans Charged-off: Commercial and industrial0.0063%2,179
Percentage Net Loans Charged-off: Loans to individuals1.0832%1,435
Percentage Net Loans Charged-off: Credit card loans1.2492%604
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,048
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1068%3,851
Percentage Net Loans Charged-off: Total real estate loans0.0415%2,997
Percentage Net Loans Charged-off:Construction & development0.1516%1,084
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,679
Percentage Net Loans Charged-off: Multi-family residential0.0000%289
Percentage Net Loans Charged-off: 1-4 family residential0.0000%3,352
Percentage Net Loans Charged-off: Home equity loans0.0000%938
All other 1-4 family - Percent of loans charged-off, net0.0000%3,111
Percentage Net Loans Charged-off: Commercial and industrial-0.0101%6,998
Percentage Net Loans Charged-off: Loans to individuals0.6659%2,467
Percentage Net Loans Charged-off: Credit card loans3.3417%353
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,751
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1004%3,188
Percentage Net Loans Charged-off: Total real estate loans0.0329%2,387
Percentage Net Loans Charged-off:Construction & development0.1209%710
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,176
Percentage Net Loans Charged-off: Multi-family residential0.0000%199
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,699
Percentage Net Loans Charged-off: Home equity loans0.0000%720
All other 1-4 family - Percent of loans charged-off, net0.0000%2,489
Percentage Net Loans Charged-off: Commercial and industrial-0.0399%7,105
Percentage Net Loans Charged-off: Loans to individuals0.7054%2,019
Percentage Net Loans Charged-off: Credit card loans3.9174%269
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,521
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0644%3,360
Percentage Net Loans Charged-off: Total real estate loans0.0274%2,025
Percentage Net Loans Charged-off:Construction & development0.1015%518
Percentage Net Loans Charged-off: Commercial real estate0.0000%881
Percentage Net Loans Charged-off: Multi-family residential0.0000%143
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,135
Percentage Net Loans Charged-off: Home equity loans0.0000%541
All other 1-4 family - Percent of loans charged-off, net0.0000%1,964
Percentage Net Loans Charged-off: Commercial and industrial-0.0530%7,161
Percentage Net Loans Charged-off: Loans to individuals0.4677%2,509
Percentage Net Loans Charged-off: Credit card loans2.0525%503
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,336
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0698%2,606
Percentage Net Loans Charged-off: Total real estate loans0.0466%1,244
Percentage Net Loans Charged-off:Construction & development0.1719%261
Percentage Net Loans Charged-off: Commercial real estate0.0000%529
Percentage Net Loans Charged-off: Multi-family residential0.0000%76
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,473
Percentage Net Loans Charged-off: Home equity loans0.0000%371
All other 1-4 family - Percent of loans charged-off, net0.0000%1,345
Percentage Net Loans Charged-off: Commercial and industrial0.0281%1,757
Percentage Net Loans Charged-off: Loans to individuals0.3100%2,703
Percentage Net Loans Charged-off: Credit card loans2.8746%379
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%964
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0865%3,539
Percentage Net Loans Charged-off: Total real estate loans0.0206%2,692
Percentage Net Loans Charged-off:Construction & development0.0828%527
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,308
Percentage Net Loans Charged-off: Multi-family residential0.0000%200
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,928
Percentage Net Loans Charged-off: Home equity loans0.0000%709
All other 1-4 family - Percent of loans charged-off, net0.0000%2,723
Percentage Net Loans Charged-off: Commercial and industrial0.1002%2,935
Percentage Net Loans Charged-off: Loans to individuals0.4540%3,088
Percentage Net Loans Charged-off: Credit card loans0.9539%923
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0043%1,595
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0888%2,921
Percentage Net Loans Charged-off: Total real estate loans0.0204%2,247
Percentage Net Loans Charged-off:Construction & development0.0840%384
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,012
Percentage Net Loans Charged-off: Multi-family residential0.0000%150
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,436
Percentage Net Loans Charged-off: Home equity loans0.0000%550
All other 1-4 family - Percent of loans charged-off, net0.0000%2,253
Percentage Net Loans Charged-off: Commercial and industrial0.0990%2,414
Percentage Net Loans Charged-off: Loans to individuals0.4572%2,694
Percentage Net Loans Charged-off: Credit card loans1.0283%811
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0058%1,399
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0967%2,517
Percentage Net Loans Charged-off: Total real estate loans0.0000%2,437
Percentage Net Loans Charged-off:Construction & development0.0000%466
Percentage Net Loans Charged-off: Commercial real estate0.0000%815
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,021
Percentage Net Loans Charged-off: Home equity loans0.0000%426
All other 1-4 family - Percent of loans charged-off, net0.0000%1,880
Percentage Net Loans Charged-off: Commercial and industrial0.1681%1,816
Percentage Net Loans Charged-off: Loans to individuals0.4986%2,361
Percentage Net Loans Charged-off: Credit card loans0.9546%771
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0090%1,194
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0634%2,602
Percentage Net Loans Charged-off: Total real estate loans0.0000%1,638
Percentage Net Loans Charged-off:Construction & development0.0000%268
Percentage Net Loans Charged-off: Commercial real estate0.0000%498
Percentage Net Loans Charged-off: Multi-family residential0.0000%51
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,349
Percentage Net Loans Charged-off: Home equity loans0.0000%311
All other 1-4 family - Percent of loans charged-off, net0.0000%1,244
Percentage Net Loans Charged-off: Commercial and industrial0.0922%1,415
Percentage Net Loans Charged-off: Loans to individuals0.3105%2,689
Percentage Net Loans Charged-off: Credit card loans0.2531%819
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0289%866
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0509%4,720
Percentage Net Loans Charged-off: Total real estate loans0.0094%3,104
Percentage Net Loans Charged-off:Construction & development0.0000%694
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,340
Percentage Net Loans Charged-off: Multi-family residential0.0000%187
Percentage Net Loans Charged-off: 1-4 family residential0.0524%1,975
Percentage Net Loans Charged-off: Home equity loans0.0000%682
All other 1-4 family - Percent of loans charged-off, net0.0663%1,719
Percentage Net Loans Charged-off: Commercial and industrial-0.0688%7,481
Percentage Net Loans Charged-off: Loans to individuals0.2992%4,558
Percentage Net Loans Charged-off: Credit card loans1.7760%894
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0156%1,555
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0257%4,997
Percentage Net Loans Charged-off: Total real estate loans0.0000%3,051
Percentage Net Loans Charged-off:Construction & development0.0000%541
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,046
Percentage Net Loans Charged-off: Multi-family residential0.0000%151
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,617
Percentage Net Loans Charged-off: Home equity loans0.0000%562
All other 1-4 family - Percent of loans charged-off, net0.0000%2,434
Percentage Net Loans Charged-off: Commercial and industrial-0.1084%7,493
Percentage Net Loans Charged-off: Loans to individuals0.2210%4,475
Percentage Net Loans Charged-off: Credit card loans1.5624%864
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0219%1,330
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0149%4,991
Percentage Net Loans Charged-off: Total real estate loans0.0033%2,440
Percentage Net Loans Charged-off:Construction & development0.0000%425
Percentage Net Loans Charged-off: Commercial real estate0.0000%810
Percentage Net Loans Charged-off: Multi-family residential0.0000%111
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,147
Percentage Net Loans Charged-off: Home equity loans0.0000%450
All other 1-4 family - Percent of loans charged-off, net0.0000%1,976
Percentage Net Loans Charged-off: Commercial and industrial-0.1379%7,547
Percentage Net Loans Charged-off: Loans to individuals0.1777%4,288
Percentage Net Loans Charged-off: Credit card loans2.4014%607
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,156
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0019%4,689
Percentage Net Loans Charged-off: Total real estate loans-0.0007%7,582
Percentage Net Loans Charged-off:Construction & development0.0000%235
Percentage Net Loans Charged-off: Commercial real estate0.0000%511
Percentage Net Loans Charged-off: Multi-family residential0.0000%61
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,540
Percentage Net Loans Charged-off: Home equity loans0.0000%338
All other 1-4 family - Percent of loans charged-off, net0.0000%1,404
Percentage Net Loans Charged-off: Commercial and industrial-0.2729%7,854
Percentage Net Loans Charged-off: Loans to individuals0.1964%3,599
Percentage Net Loans Charged-off: Credit card loans2.6007%500
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%839
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1232%3,801
Percentage Net Loans Charged-off: Total real estate loans0.0042%3,688
Percentage Net Loans Charged-off:Construction & development0.0000%758
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,548
Percentage Net Loans Charged-off: Multi-family residential0.0000%197
Percentage Net Loans Charged-off: 1-4 family residential0.0186%2,772
Percentage Net Loans Charged-off: Home equity loans0.1054%399
All other 1-4 family - Percent of loans charged-off, net0.0000%3,066
Percentage Net Loans Charged-off: Commercial and industrial0.5116%2,100
Percentage Net Loans Charged-off: Loans to individuals0.1575%5,672
Percentage Net Loans Charged-off: Credit card loans2.1571%917
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,643
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0645%4,368
Percentage Net Loans Charged-off: Total real estate loans0.0059%3,096
Percentage Net Loans Charged-off:Construction & development0.0000%604
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,213
Percentage Net Loans Charged-off: Multi-family residential0.0000%155
Percentage Net Loans Charged-off: 1-4 family residential0.0247%2,228
Percentage Net Loans Charged-off: Home equity loans0.1489%289
All other 1-4 family - Percent of loans charged-off, net0.0000%2,599
Percentage Net Loans Charged-off: Commercial and industrial0.1844%2,645
Percentage Net Loans Charged-off: Loans to individuals0.1105%5,540
Percentage Net Loans Charged-off: Credit card loans2.1750%846
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,414
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0617%4,099
Percentage Net Loans Charged-off: Total real estate loans0.0090%2,520
Percentage Net Loans Charged-off:Construction & development0.0000%464
Percentage Net Loans Charged-off: Commercial real estate0.0000%953
Percentage Net Loans Charged-off: Multi-family residential0.0000%116
Percentage Net Loans Charged-off: 1-4 family residential0.0373%1,730
Percentage Net Loans Charged-off: Home equity loans0.2315%198
All other 1-4 family - Percent of loans charged-off, net0.0000%2,147
Percentage Net Loans Charged-off: Commercial and industrial0.1625%2,341
Percentage Net Loans Charged-off: Loans to individuals0.1034%5,138
Percentage Net Loans Charged-off: Credit card loans3.1638%619
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,207
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0513%3,695
Percentage Net Loans Charged-off: Total real estate loans0.0000%1,955
Percentage Net Loans Charged-off:Construction & development0.0000%286
Percentage Net Loans Charged-off: Commercial real estate0.0000%553
Percentage Net Loans Charged-off: Multi-family residential0.0000%70
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,591
Percentage Net Loans Charged-off: Home equity loans0.0000%291
All other 1-4 family - Percent of loans charged-off, net0.0000%1,471
Percentage Net Loans Charged-off: Commercial and industrial-0.0050%6,894
Percentage Net Loans Charged-off: Loans to individuals0.1592%4,128
Percentage Net Loans Charged-off: Credit card loans3.2599%559
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%887
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0866%5,064
Percentage Net Loans Charged-off: Total real estate loans0.0248%3,135
Percentage Net Loans Charged-off:Construction & development0.0000%836
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,593
Percentage Net Loans Charged-off: Multi-family residential0.0000%186
Percentage Net Loans Charged-off: 1-4 family residential0.1175%1,623
Percentage Net Loans Charged-off: Home equity loans0.0000%639
All other 1-4 family - Percent of loans charged-off, net0.1340%1,494
Percentage Net Loans Charged-off: Commercial and industrial-0.0105%7,570
Percentage Net Loans Charged-off: Loans to individuals0.2093%5,826
Percentage Net Loans Charged-off: Credit card loans2.5044%1,006
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.1615%1,418
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0862%4,590
Percentage Net Loans Charged-off: Total real estate loans0.0330%2,442
Percentage Net Loans Charged-off:Construction & development0.0000%663
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,273
Percentage Net Loans Charged-off: Multi-family residential0.0000%138
Percentage Net Loans Charged-off: 1-4 family residential0.1529%1,145
Percentage Net Loans Charged-off: Home equity loans0.0000%519
All other 1-4 family - Percent of loans charged-off, net0.1727%1,044
Percentage Net Loans Charged-off: Commercial and industrial0.0076%4,133
Percentage Net Loans Charged-off: Loans to individuals0.1829%5,525
Percentage Net Loans Charged-off: Credit card loans1.4032%1,310
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.2153%1,155
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0756%4,415
Percentage Net Loans Charged-off: Total real estate loans0.0500%1,859
Percentage Net Loans Charged-off:Construction & development0.0000%523
Percentage Net Loans Charged-off: Commercial real estate0.0000%978
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.2269%783
Percentage Net Loans Charged-off: Home equity loans0.0000%421
All other 1-4 family - Percent of loans charged-off, net0.2538%723
Percentage Net Loans Charged-off: Commercial and industrial0.0144%3,489
Percentage Net Loans Charged-off: Loans to individuals0.1491%5,268
Percentage Net Loans Charged-off: Credit card loans0.9359%1,367
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,407
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1396%2,879
Percentage Net Loans Charged-off: Total real estate loans0.1147%995
Percentage Net Loans Charged-off:Construction & development0.0000%326
Percentage Net Loans Charged-off: Commercial real estate0.0000%618
Percentage Net Loans Charged-off: Multi-family residential0.0000%56
Percentage Net Loans Charged-off: 1-4 family residential0.5175%334
Percentage Net Loans Charged-off: Home equity loans0.0000%277
All other 1-4 family - Percent of loans charged-off, net0.5735%308
Percentage Net Loans Charged-off: Commercial and industrial0.0381%2,340
Percentage Net Loans Charged-off: Loans to individuals0.2371%4,110
Percentage Net Loans Charged-off: Credit card loans-0.1560%2,616
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%993
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2002-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0852%5,434
Percentage Net Loans Charged-off: Total real estate loans0.0014%4,079
Percentage Net Loans Charged-off:Construction & development0.0000%875
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,573
Percentage Net Loans Charged-off: Multi-family residential0.0000%189
Percentage Net Loans Charged-off: 1-4 family residential0.0064%3,244
Percentage Net Loans Charged-off: Home equity loans0.0000%614
All other 1-4 family - Percent of loans charged-off, net0.0068%3,069
Percentage Net Loans Charged-off: Commercial and industrial0.0575%4,515
Percentage Net Loans Charged-off: Loans to individuals0.2524%5,690
Percentage Net Loans Charged-off: Credit card loans2.4019%1,123
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0232%1,868
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2001-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1170%4,800
Percentage Net Loans Charged-off: Total real estate loans0.0902%1,780
Percentage Net Loans Charged-off:Construction & development0.5475%300
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,436
Percentage Net Loans Charged-off: Multi-family residential0.0000%192
Percentage Net Loans Charged-off: 1-4 family residential0.0000%3,307
Percentage Net Loans Charged-off: Home equity loans0.0000%610
All other 1-4 family - Percent of loans charged-off, net0.0000%3,123
Percentage Net Loans Charged-off: Commercial and industrial0.0062%4,783
Percentage Net Loans Charged-off: Loans to individuals0.2452%5,681
Percentage Net Loans Charged-off: Credit card loans1.5250%1,472
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,876
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2000-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0809%5,023
Percentage Net Loans Charged-off: Total real estate loans-0.0039%1,307
Percentage Net Loans Charged-off:Construction & development0.0000%266
Percentage Net Loans Charged-off: Commercial real estate0.0000%426
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential-0.0187%1,435
Percentage Net Loans Charged-off: Home equity loans0.0000%364
All other 1-4 family - Percent of loans charged-off, net-0.0188%1,430
Percentage Net Loans Charged-off: Commercial and industrial0.0659%910
Percentage Net Loans Charged-off: Loans to individuals0.3848%892
Percentage Net Loans Charged-off: Credit card loans3.6111%238
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0291%1,310
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1999-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1044%4,730
Percentage Net Loans Charged-off: Total real estate loans0.0047%923
Percentage Net Loans Charged-off:Construction & development0.0000%250
Percentage Net Loans Charged-off: Commercial real estate0.0249%331
Percentage Net Loans Charged-off: Multi-family residential0.0000%120
Percentage Net Loans Charged-off: 1-4 family residential0.0000%995
Percentage Net Loans Charged-off: Home equity loans0.0000%369
All other 1-4 family - Percent of loans charged-off, net0.0000%944
Percentage Net Loans Charged-off: Commercial and industrial0.2720%582
Percentage Net Loans Charged-off: Loans to individuals0.2104%1,136
Percentage Net Loans Charged-off: Credit card loans1.7356%614
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.1225%300
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1998-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0852%5,458
Percentage Net Loans Charged-off: Total real estate loans0.0020%941
Percentage Net Loans Charged-off:Construction & development0.0000%229
Percentage Net Loans Charged-off: Commercial real estate0.0000%457
Percentage Net Loans Charged-off: Multi-family residential0.0000%151
Percentage Net Loans Charged-off: 1-4 family residential0.0086%815
Percentage Net Loans Charged-off: Home equity loans0.0000%385
All other 1-4 family - Percent of loans charged-off, net0.0086%756
Percentage Net Loans Charged-off: Commercial and industrial0.1345%713
Percentage Net Loans Charged-off: Loans to individuals0.2591%1,063
Percentage Net Loans Charged-off: Credit card loans0.2530%946
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%409
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1997-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0739%6,077
Percentage Net Loans Charged-off: Total real estate loans0.0000%1,004
Percentage Net Loans Charged-off:Construction & development0.0000%260
Percentage Net Loans Charged-off: Commercial real estate0.0000%477
Percentage Net Loans Charged-off: Multi-family residential0.0000%192
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,009
Percentage Net Loans Charged-off: Home equity loans0.0000%396
All other 1-4 family - Percent of loans charged-off, net0.0000%952
Percentage Net Loans Charged-off: Commercial and industrial0.1073%699
Percentage Net Loans Charged-off: Loans to individuals0.3465%1,026
Percentage Net Loans Charged-off: Credit card loans1.0860%845
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.2559%1,269
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1996-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0498%6,995
Percentage Net Loans Charged-off: Total real estate loans0.0000%1,050
Percentage Net Loans Charged-off:Construction & development0.0000%284
Percentage Net Loans Charged-off: Commercial real estate0.0000%559
Percentage Net Loans Charged-off: Multi-family residential0.0000%233
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,048
Percentage Net Loans Charged-off: Home equity loans0.0000%412
All other 1-4 family - Percent of loans charged-off, net0.0000%995
Percentage Net Loans Charged-off: Commercial and industrial-0.0348%1,197
Percentage Net Loans Charged-off: Loans to individuals0.1233%1,262
Percentage Net Loans Charged-off: Credit card loans2.0178%640
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.1887%256
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1995-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0090%8,483
Percentage Net Loans Charged-off: Total real estate loans0.0000%1,049
Percentage Net Loans Charged-off:Construction & development0.0000%344
Percentage Net Loans Charged-off: Commercial real estate0.0000%615
Percentage Net Loans Charged-off: Multi-family residential0.0000%281
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,034
Percentage Net Loans Charged-off: Home equity loans0.0000%403
All other 1-4 family - Percent of loans charged-off, net0.0000%989
Percentage Net Loans Charged-off: Commercial and industrial0.1292%602
Percentage Net Loans Charged-off: Loans to individuals-0.0081%1,485
Percentage Net Loans Charged-off: Credit card loans2.0243%520
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0114%1,174
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1994-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0153%10,300
Percentage Net Loans Charged-off: Total real estate loans0.0089%991
Percentage Net Loans Charged-off:Construction & development0.0000%353
Percentage Net Loans Charged-off: Commercial real estate0.0000%668
Percentage Net Loans Charged-off: Multi-family residential0.0000%332
Percentage Net Loans Charged-off: 1-4 family residential0.0675%506
Percentage Net Loans Charged-off: Home equity loans0.0000%393
All other 1-4 family - Percent of loans charged-off, net0.0678%498
Percentage Net Loans Charged-off: Commercial and industrial-0.0236%1,026
Percentage Net Loans Charged-off: Loans to individuals-0.0794%1,424
Percentage Net Loans Charged-off: Credit card loans0.4554%894
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0259%1,112
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1993-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0151%11,205
Percentage Net Loans Charged-off: Total real estate loans-0.0925%1,477
Percentage Net Loans Charged-off:Construction & development0.0000%485
Percentage Net Loans Charged-off: Commercial real estate0.0000%834
Percentage Net Loans Charged-off: Multi-family residential0.0000%368
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,114
Percentage Net Loans Charged-off: Home equity loans0.0000%462
All other 1-4 family - Percent of loans charged-off, net0.0000%1,053
Percentage Net Loans Charged-off: Commercial and industrial0.1538%784
Percentage Net Loans Charged-off: Loans to individuals-0.0082%1,445
Percentage Net Loans Charged-off: Credit card loans0.5258%904
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0204%391
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1992-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0541%12,730
Percentage Net Loans Charged-off: Total real estate loans-0.2127%1,568
Percentage Net Loans Charged-off:Construction & development0.0000%639
Percentage Net Loans Charged-off: Commercial real estate-3.5088%1,558
Percentage Net Loans Charged-off: Multi-family residential0.0000%418
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,178
Percentage Net Loans Charged-off: Home equity loans0.0000%487
All other 1-4 family - Percent of loans charged-off, net0.0000%1,124
Percentage Net Loans Charged-off: Commercial and industrial0.1061%1,022
Percentage Net Loans Charged-off: Loans to individuals0.0382%1,377
Percentage Net Loans Charged-off: Credit card loans1.7401%681
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0351%436
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA