Home > Union Bank and Trust Company > Income and Expense
Union Bank and Trust Company, Income and Expense
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $101,626,000 | 333 |
| Total interest expense | $37,170,000 | 304 |
| Net interest income | $64,456,000 | 338 |
| Provision for loan and lease losses | $15,743,000 | 586 |
| Total noninterest income | $27,767,000 | 315 |
| Gross Fiduciary activities income | $3,000 | 1,289 |
| Service charges on deposit accounts | $6,154,000 | 285 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $21,610,000 | 264 |
| Total noninterest expense | $67,360,000 | 337 |
| Salaries and employee benefits | $27,066,000 | 357 |
| Premises and equipment expense | $7,558,000 | 362 |
| Additional noninterest expense | $32,736,000 | 302 |
| Pre-tax net operating income | $9,120,000 | 469 |
| Securities gains (losses) | $74,000 | 2,367 |
| Applicable income taxes | $1,431,000 | 730 |
| Income before extraordinary items | $7,763,000 | 415 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $7,750,000 | 413 |
| Minority interest net income | $13,000 | 98 |
| Net income of bank and minority interests. | $7,763,000 | 416 |
| Net charge-offs | $11,332,000 | 623 |
| Cash dividends | $5,600,000 | 314 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $7,700,840 | 423 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $75,569,000 | 350 |
| Total interest expense | $29,366,000 | 310 |
| Net interest income | $46,203,000 | 365 |
| Provision for loan and lease losses | $10,775,000 | 587 |
| Total noninterest income | $20,744,000 | 318 |
| Gross Fiduciary activities income | $3,000 | 1,227 |
| Service charges on deposit accounts | $4,649,000 | 284 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $16,092,000 | 265 |
| Total noninterest expense | $50,047,000 | 341 |
| Salaries and employee benefits | $20,150,000 | 375 |
| Premises and equipment expense | $5,697,000 | 361 |
| Additional noninterest expense | $24,200,000 | 303 |
| Pre-tax net operating income | $6,125,000 | 564 |
| Securities gains (losses) | $20,000 | 2,745 |
| Applicable income taxes | $851,000 | 957 |
| Income before extraordinary items | $5,294,000 | 505 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $5,285,000 | 504 |
| Minority interest net income | $9,000 | 99 |
| Net income of bank and minority interests. | $5,294,000 | 506 |
| Net charge-offs | $4,695,000 | 852 |
| Cash dividends | $4,500,000 | 284 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $5,276,800 | 503 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $49,860,000 | 362 |
| Total interest expense | $20,429,000 | 319 |
| Net interest income | $29,431,000 | 379 |
| Provision for loan and lease losses | $6,913,000 | 597 |
| Total noninterest income | $14,137,000 | 311 |
| Gross Fiduciary activities income | $1,000 | 1,272 |
| Service charges on deposit accounts | $3,072,000 | 284 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $11,064,000 | 263 |
| Total noninterest expense | $33,130,000 | 348 |
| Salaries and employee benefits | $13,336,000 | 383 |
| Premises and equipment expense | $3,825,000 | 370 |
| Additional noninterest expense | $15,969,000 | 311 |
| Pre-tax net operating income | $3,525,000 | 652 |
| Securities gains (losses) | $4,000 | 2,814 |
| Applicable income taxes | $487,000 | 1,111 |
| Income before extraordinary items | $3,042,000 | 596 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $3,047,000 | 592 |
| Minority interest net income | $-5,000 | 8,173 |
| Net income of bank and minority interests. | $3,042,000 | 596 |
| Net charge-offs | $3,661,000 | 728 |
| Cash dividends | $3,300,000 | 261 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $3,038,560 | 575 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $24,716,000 | 371 |
| Total interest expense | $10,256,000 | 333 |
| Net interest income | $14,460,000 | 382 |
| Provision for loan and lease losses | $2,950,000 | 576 |
| Total noninterest income | $6,126,000 | 323 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $1,499,000 | 285 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $4,627,000 | 272 |
| Total noninterest expense | $15,566,000 | 355 |
| Salaries and employee benefits | $6,435,000 | 393 |
| Premises and equipment expense | $1,958,000 | 364 |
| Additional noninterest expense | $7,173,000 | 292 |
| Pre-tax net operating income | $2,070,000 | 584 |
| Securities gains (losses) | $1,000 | 2,304 |
| Applicable income taxes | $432,000 | 773 |
| Income before extraordinary items | $1,639,000 | 609 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,637,000 | 610 |
| Minority interest net income | $2,000 | 93 |
| Net income of bank and minority interests. | $1,639,000 | 612 |
| Net charge-offs | $888,000 | 1,024 |
| Cash dividends | $1,500,000 | 282 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $1,638,210 | 572 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $100,389,000 | 388 |
| Total interest expense | $39,562,000 | 412 |
| Net interest income | $60,827,000 | 381 |
| Provision for loan and lease losses | $9,125,000 | 640 |
| Total noninterest income | $24,193,000 | 309 |
| Gross Fiduciary activities income | $4,000 | 1,304 |
| Service charges on deposit accounts | $6,454,000 | 277 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $17,735,000 | 260 |
| Total noninterest expense | $58,860,000 | 376 |
| Salaries and employee benefits | $24,417,000 | 396 |
| Premises and equipment expense | $7,028,000 | 390 |
| Additional noninterest expense | $27,415,000 | 322 |
| Pre-tax net operating income | $17,035,000 | 327 |
| Securities gains (losses) | $20,000 | 2,184 |
| Applicable income taxes | $4,453,000 | 349 |
| Income before extraordinary items | $12,602,000 | 315 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $12,602,000 | 315 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,329,000 | 930 |
| Cash dividends | $8,300,000 | 352 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $12,587,200 | 333 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $74,892,000 | 404 |
| Total interest expense | $29,194,000 | 439 |
| Net interest income | $45,698,000 | 394 |
| Provision for loan and lease losses | $6,275,000 | 556 |
| Total noninterest income | $19,176,000 | 318 |
| Gross Fiduciary activities income | $4,000 | 1,255 |
| Service charges on deposit accounts | $4,762,000 | 292 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $14,410,000 | 266 |
| Total noninterest expense | $43,759,000 | 369 |
| Salaries and employee benefits | $18,945,000 | 402 |
| Premises and equipment expense | $5,099,000 | 413 |
| Additional noninterest expense | $19,715,000 | 304 |
| Pre-tax net operating income | $14,840,000 | 356 |
| Securities gains (losses) | $20,000 | 2,014 |
| Applicable income taxes | $4,137,000 | 364 |
| Income before extraordinary items | $10,723,000 | 345 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $10,723,000 | 344 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,555,000 | 988 |
| Cash dividends | $6,200,000 | 367 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $10,708,600 | 366 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $49,565,000 | 414 |
| Total interest expense | $19,684,000 | 452 |
| Net interest income | $29,881,000 | 398 |
| Provision for loan and lease losses | $2,825,000 | 626 |
| Total noninterest income | $11,789,000 | 347 |
| Gross Fiduciary activities income | $3,000 | 1,253 |
| Service charges on deposit accounts | $3,075,000 | 289 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $8,711,000 | 288 |
| Total noninterest expense | $28,873,000 | 371 |
| Salaries and employee benefits | $12,645,000 | 400 |
| Premises and equipment expense | $3,323,000 | 424 |
| Additional noninterest expense | $12,905,000 | 300 |
| Pre-tax net operating income | $9,972,000 | 373 |
| Securities gains (losses) | $20,000 | 2,041 |
| Applicable income taxes | $2,833,000 | 393 |
| Income before extraordinary items | $7,159,000 | 381 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $7,159,000 | 380 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $781,000 | 992 |
| Cash dividends | $4,200,000 | 390 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $7,144,600 | 376 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $24,800,000 | 429 |
| Total interest expense | $10,394,000 | 457 |
| Net interest income | $14,406,000 | 413 |
| Provision for loan and lease losses | $1,400,000 | 506 |
| Total noninterest income | $5,792,000 | 356 |
| Gross Fiduciary activities income | $2,000 | 1,203 |
| Service charges on deposit accounts | $1,430,000 | 309 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $4,360,000 | 296 |
| Total noninterest expense | $13,899,000 | 383 |
| Salaries and employee benefits | $6,084,000 | 422 |
| Premises and equipment expense | $1,589,000 | 441 |
| Additional noninterest expense | $6,226,000 | 294 |
| Pre-tax net operating income | $4,899,000 | 415 |
| Securities gains (losses) | $15,000 | 1,758 |
| Applicable income taxes | $1,421,000 | 445 |
| Income before extraordinary items | $3,493,000 | 426 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $3,493,000 | 427 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $390,000 | 839 |
| Cash dividends | $1,500,000 | 524 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $3,482,350 | 414 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $99,718,000 | 439 |
| Total interest expense | $42,597,000 | 481 |
| Net interest income | $57,121,000 | 416 |
| Provision for loan and lease losses | $755,000 | 1,736 |
| Total noninterest income | $18,617,000 | 399 |
| Gross Fiduciary activities income | $5,000 | 1,336 |
| Service charges on deposit accounts | $5,293,000 | 337 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $13,319,000 | 344 |
| Total noninterest expense | $50,164,000 | 407 |
| Salaries and employee benefits | $21,181,000 | 456 |
| Premises and equipment expense | $6,129,000 | 436 |
| Additional noninterest expense | $22,854,000 | 316 |
| Pre-tax net operating income | $24,819,000 | 394 |
| Securities gains (losses) | $156,000 | 496 |
| Applicable income taxes | $7,310,000 | 413 |
| Income before extraordinary items | $17,665,000 | 394 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $17,665,000 | 391 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $905,000 | 1,107 |
| Cash dividends | $13,465,000 | 324 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $17,554,240 | 389 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $74,316,000 | 443 |
| Total interest expense | $31,382,000 | 488 |
| Net interest income | $42,934,000 | 415 |
| Provision for loan and lease losses | $-300,000 | 8,497 |
| Total noninterest income | $13,788,000 | 401 |
| Gross Fiduciary activities income | $4,000 | 1,292 |
| Service charges on deposit accounts | $3,859,000 | 340 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $9,925,000 | 346 |
| Total noninterest expense | $36,902,000 | 409 |
| Salaries and employee benefits | $15,866,000 | 465 |
| Premises and equipment expense | $4,521,000 | 441 |
| Additional noninterest expense | $16,515,000 | 306 |
| Pre-tax net operating income | $20,120,000 | 410 |
| Securities gains (losses) | $162,000 | 405 |
| Applicable income taxes | $6,053,000 | 409 |
| Income before extraordinary items | $14,229,000 | 405 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $14,229,000 | 403 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $512,000 | 1,050 |
| Cash dividends | $11,059,000 | 307 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $14,115,600 | 400 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $48,617,000 | 460 |
| Total interest expense | $20,294,000 | 509 |
| Net interest income | $28,323,000 | 428 |
| Provision for loan and lease losses | $-620,000 | 8,576 |
| Total noninterest income | $9,313,000 | 418 |
| Gross Fiduciary activities income | $2,000 | 1,311 |
| Service charges on deposit accounts | $2,523,000 | 356 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $6,788,000 | 355 |
| Total noninterest expense | $24,543,000 | 418 |
| Salaries and employee benefits | $10,753,000 | 472 |
| Premises and equipment expense | $3,017,000 | 454 |
| Additional noninterest expense | $10,773,000 | 322 |
| Pre-tax net operating income | $13,713,000 | 437 |
| Securities gains (losses) | $162,000 | 338 |
| Applicable income taxes | $4,190,000 | 439 |
| Income before extraordinary items | $9,685,000 | 439 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $9,685,000 | 438 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $274,000 | 1,091 |
| Cash dividends | $5,159,000 | 412 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $9,571,600 | 431 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $23,676,000 | 476 |
| Total interest expense | $9,828,000 | 512 |
| Net interest income | $13,848,000 | 432 |
| Provision for loan and lease losses | $-750,000 | 8,626 |
| Total noninterest income | $4,659,000 | 411 |
| Gross Fiduciary activities income | $1,000 | 1,263 |
| Service charges on deposit accounts | $1,195,000 | 364 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $3,463,000 | 353 |
| Total noninterest expense | $12,366,000 | 414 |
| Salaries and employee benefits | $5,454,000 | 463 |
| Premises and equipment expense | $1,523,000 | 453 |
| Additional noninterest expense | $5,389,000 | 316 |
| Pre-tax net operating income | $6,891,000 | 428 |
| Securities gains (losses) | $64,000 | 379 |
| Applicable income taxes | $2,103,000 | 434 |
| Income before extraordinary items | $4,852,000 | 429 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $4,852,000 | 428 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $197,000 | 749 |
| Cash dividends | $2,759,000 | 361 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $4,807,200 | 423 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $91,830,000 | 452 |
| Total interest expense | $33,876,000 | 514 |
| Net interest income | $57,954,000 | 403 |
| Provision for loan and lease losses | $1,200,000 | 867 |
| Total noninterest income | $22,471,000 | 347 |
| Gross Fiduciary activities income | $8,000 | 1,304 |
| Service charges on deposit accounts | $5,057,000 | 348 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $17,406,000 | 295 |
| Total noninterest expense | $47,819,000 | 408 |
| Salaries and employee benefits | $21,535,000 | 449 |
| Premises and equipment expense | $5,788,000 | 447 |
| Additional noninterest expense | $20,496,000 | 317 |
| Pre-tax net operating income | $31,406,000 | 389 |
| Securities gains (losses) | $190,000 | 395 |
| Applicable income taxes | $9,559,000 | 410 |
| Income before extraordinary items | $22,037,000 | 392 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $22,037,000 | 391 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $199,000 | 2,193 |
| Cash dividends | $9,050,000 | 422 |
| Sale, conversion, retirement of capital stock, net | $98,000 | 897 |
| Net operating income | $21,904,000 | 390 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $67,785,000 | 463 |
| Total interest expense | $24,119,000 | 535 |
| Net interest income | $43,666,000 | 421 |
| Provision for loan and lease losses | $1,100,000 | 695 |
| Total noninterest income | $17,159,000 | 359 |
| Gross Fiduciary activities income | $5,000 | 1,291 |
| Service charges on deposit accounts | $3,733,000 | 358 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $13,421,000 | 304 |
| Total noninterest expense | $35,974,000 | 410 |
| Salaries and employee benefits | $16,341,000 | 456 |
| Premises and equipment expense | $4,302,000 | 462 |
| Additional noninterest expense | $15,331,000 | 331 |
| Pre-tax net operating income | $23,751,000 | 407 |
| Securities gains (losses) | $2,000 | 1,183 |
| Applicable income taxes | $7,235,000 | 426 |
| Income before extraordinary items | $16,518,000 | 412 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $16,518,000 | 411 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $136,000 | 1,937 |
| Cash dividends | $6,320,000 | 420 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $16,516,600 | 403 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $43,981,000 | 467 |
| Total interest expense | $15,042,000 | 540 |
| Net interest income | $28,939,000 | 423 |
| Provision for loan and lease losses | $675,000 | 739 |
| Total noninterest income | $11,484,000 | 359 |
| Gross Fiduciary activities income | $3,000 | 1,300 |
| Service charges on deposit accounts | $2,420,000 | 361 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $9,061,000 | 302 |
| Total noninterest expense | $23,749,000 | 415 |
| Salaries and employee benefits | $10,904,000 | 462 |
| Premises and equipment expense | $2,797,000 | 474 |
| Additional noninterest expense | $10,048,000 | 344 |
| Pre-tax net operating income | $15,999,000 | 400 |
| Securities gains (losses) | $1,000 | 1,053 |
| Applicable income taxes | $4,949,000 | 422 |
| Income before extraordinary items | $11,051,000 | 404 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $11,051,000 | 403 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $48,000 | 2,531 |
| Cash dividends | $3,700,000 | 484 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $11,050,310 | 397 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $21,151,000 | 469 |
| Total interest expense | $7,190,000 | 530 |
| Net interest income | $13,961,000 | 428 |
| Provision for loan and lease losses | $450,000 | 528 |
| Total noninterest income | $5,842,000 | 347 |
| Gross Fiduciary activities income | $2,000 | 1,247 |
| Service charges on deposit accounts | $1,170,000 | 353 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $4,670,000 | 299 |
| Total noninterest expense | $11,707,000 | 423 |
| Salaries and employee benefits | $5,332,000 | 465 |
| Premises and equipment expense | $1,408,000 | 473 |
| Additional noninterest expense | $4,967,000 | 338 |
| Pre-tax net operating income | $7,646,000 | 408 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $2,341,000 | 439 |
| Income before extraordinary items | $5,305,000 | 415 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $5,305,000 | 414 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $41,000 | 1,662 |
| Cash dividends | $1,500,000 | 510 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $5,305,000 | 410 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $76,179,000 | 462 |
| Total interest expense | $23,383,000 | 514 |
| Net interest income | $52,796,000 | 437 |
| Provision for loan and lease losses | $1,050,000 | 1,006 |
| Total noninterest income | $21,742,000 | 377 |
| Gross Fiduciary activities income | $7,000 | 1,349 |
| Service charges on deposit accounts | $5,053,000 | 334 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $16,682,000 | 315 |
| Total noninterest expense | $44,430,000 | 427 |
| Salaries and employee benefits | $21,235,000 | 447 |
| Premises and equipment expense | $5,226,000 | 471 |
| Additional noninterest expense | $17,969,000 | 369 |
| Pre-tax net operating income | $29,058,000 | 416 |
| Securities gains (losses) | $16,000 | 1,323 |
| Applicable income taxes | $9,213,000 | 419 |
| Income before extraordinary items | $19,861,000 | 414 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $19,861,000 | 414 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $315,000 | 1,659 |
| Cash dividends | $6,500,000 | 522 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $19,850,120 | 409 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $55,637,000 | 462 |
| Total interest expense | $16,731,000 | 506 |
| Net interest income | $38,906,000 | 442 |
| Provision for loan and lease losses | $800,000 | 940 |
| Total noninterest income | $16,831,000 | 370 |
| Gross Fiduciary activities income | $5,000 | 1,304 |
| Service charges on deposit accounts | $3,776,000 | 332 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $13,050,000 | 310 |
| Total noninterest expense | $32,900,000 | 430 |
| Salaries and employee benefits | $16,044,000 | 442 |
| Premises and equipment expense | $3,803,000 | 481 |
| Additional noninterest expense | $13,053,000 | 371 |
| Pre-tax net operating income | $22,037,000 | 404 |
| Securities gains (losses) | $16,000 | 1,308 |
| Applicable income taxes | $7,059,000 | 417 |
| Income before extraordinary items | $14,994,000 | 418 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $14,994,000 | 418 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $259,000 | 1,410 |
| Cash dividends | $3,000,000 | 734 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $14,983,120 | 407 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $35,833,000 | 462 |
| Total interest expense | $10,721,000 | 490 |
| Net interest income | $25,112,000 | 447 |
| Provision for loan and lease losses | $400,000 | 1,185 |
| Total noninterest income | $10,519,000 | 380 |
| Gross Fiduciary activities income | $4,000 | 1,282 |
| Service charges on deposit accounts | $2,448,000 | 329 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $8,067,000 | 323 |
| Total noninterest expense | $21,535,000 | 433 |
| Salaries and employee benefits | $10,348,000 | 451 |
| Premises and equipment expense | $2,490,000 | 484 |
| Additional noninterest expense | $8,697,000 | 366 |
| Pre-tax net operating income | $13,696,000 | 424 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $4,349,000 | 440 |
| Income before extraordinary items | $9,347,000 | 436 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $9,347,000 | 436 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $186,000 | 1,263 |
| Cash dividends | $3,000,000 | 507 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $9,347,000 | 423 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $17,337,000 | 464 |
| Total interest expense | $5,132,000 | 486 |
| Net interest income | $12,205,000 | 456 |
| Provision for loan and lease losses | $300,000 | 755 |
| Total noninterest income | $4,493,000 | 413 |
| Gross Fiduciary activities income | $1,000 | 1,320 |
| Service charges on deposit accounts | $1,095,000 | 367 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $3,397,000 | 342 |
| Total noninterest expense | $10,388,000 | 442 |
| Salaries and employee benefits | $4,877,000 | 469 |
| Premises and equipment expense | $1,232,000 | 483 |
| Additional noninterest expense | $4,279,000 | 363 |
| Pre-tax net operating income | $6,010,000 | 467 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $1,878,000 | 483 |
| Income before extraordinary items | $4,132,000 | 472 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $4,132,000 | 472 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $153,000 | 826 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $4,132,000 | 458 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $57,956,000 | 507 |
| Total interest expense | $18,528,000 | 459 |
| Net interest income | $39,428,000 | 519 |
| Provision for loan and lease losses | $1,795,000 | 601 |
| Total noninterest income | $19,414,000 | 397 |
| Gross Fiduciary activities income | $6,000 | 1,382 |
| Service charges on deposit accounts | $4,989,000 | 345 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $14,419,000 | 333 |
| Total noninterest expense | $38,463,000 | 469 |
| Salaries and employee benefits | $18,232,000 | 495 |
| Premises and equipment expense | $4,365,000 | 526 |
| Additional noninterest expense | $15,866,000 | 382 |
| Pre-tax net operating income | $18,584,000 | 521 |
| Securities gains (losses) | $-50,000 | 8,595 |
| Applicable income taxes | $5,384,000 | 573 |
| Income before extraordinary items | $13,150,000 | 536 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $13,150,000 | 537 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-654,000 | 8,952 |
| Cash dividends | $2,800,000 | 1,024 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $13,185,500 | 518 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $41,217,000 | 529 |
| Total interest expense | $13,460,000 | 463 |
| Net interest income | $27,757,000 | 549 |
| Provision for loan and lease losses | $1,445,000 | 546 |
| Total noninterest income | $14,166,000 | 422 |
| Gross Fiduciary activities income | $5,000 | 1,342 |
| Service charges on deposit accounts | $3,728,000 | 355 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $10,433,000 | 343 |
| Total noninterest expense | $27,832,000 | 477 |
| Salaries and employee benefits | $13,244,000 | 506 |
| Premises and equipment expense | $3,105,000 | 552 |
| Additional noninterest expense | $11,483,000 | 387 |
| Pre-tax net operating income | $12,646,000 | 559 |
| Securities gains (losses) | $-51,000 | 8,806 |
| Applicable income taxes | $3,560,000 | 635 |
| Income before extraordinary items | $9,035,000 | 579 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $9,035,000 | 580 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-762,000 | 9,006 |
| Cash dividends | $2,800,000 | 737 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $9,071,720 | 554 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $23,545,000 | 592 |
| Total interest expense | $8,324,000 | 484 |
| Net interest income | $15,221,000 | 642 |
| Provision for loan and lease losses | $650,000 | 778 |
| Total noninterest income | $8,800,000 | 431 |
| Gross Fiduciary activities income | $4,000 | 1,319 |
| Service charges on deposit accounts | $2,268,000 | 381 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $6,528,000 | 352 |
| Total noninterest expense | $15,710,000 | 542 |
| Salaries and employee benefits | $7,626,000 | 566 |
| Premises and equipment expense | $1,621,000 | 718 |
| Additional noninterest expense | $6,463,000 | 439 |
| Pre-tax net operating income | $7,661,000 | 595 |
| Securities gains (losses) | $4,000 | 2,826 |
| Applicable income taxes | $2,169,000 | 679 |
| Income before extraordinary items | $5,496,000 | 618 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $5,496,000 | 618 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-205,000 | 8,988 |
| Cash dividends | $2,800,000 | 526 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $5,493,120 | 589 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $11,460,000 | 615 |
| Total interest expense | $4,101,000 | 496 |
| Net interest income | $7,359,000 | 665 |
| Provision for loan and lease losses | $350,000 | 704 |
| Total noninterest income | $3,771,000 | 466 |
| Gross Fiduciary activities income | $1,000 | 1,344 |
| Service charges on deposit accounts | $1,109,000 | 384 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $2,661,000 | 396 |
| Total noninterest expense | $7,449,000 | 572 |
| Salaries and employee benefits | $3,592,000 | 607 |
| Premises and equipment expense | $777,000 | 760 |
| Additional noninterest expense | $3,080,000 | 448 |
| Pre-tax net operating income | $3,331,000 | 669 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $869,000 | 827 |
| Income before extraordinary items | $2,462,000 | 680 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $2,462,000 | 680 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-33,000 | 8,736 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $2,462,000 | 632 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $46,005,000 | 608 |
| Total interest expense | $16,995,000 | 535 |
| Net interest income | $29,010,000 | 651 |
| Provision for loan and lease losses | $1,958,000 | 663 |
| Total noninterest income | $19,310,000 | 410 |
| Gross Fiduciary activities income | $7,000 | 1,410 |
| Service charges on deposit accounts | $3,999,000 | 425 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $15,304,000 | 338 |
| Total noninterest expense | $29,691,000 | 574 |
| Salaries and employee benefits | $15,533,000 | 566 |
| Premises and equipment expense | $3,044,000 | 749 |
| Additional noninterest expense | $11,114,000 | 510 |
| Pre-tax net operating income | $16,671,000 | 543 |
| Securities gains (losses) | $77,000 | 2,125 |
| Applicable income taxes | $4,805,000 | 639 |
| Income before extraordinary items | $11,943,000 | 576 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $11,943,000 | 577 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 6,809 |
| Cash dividends | $5,970,000 | 553 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $11,888,330 | 541 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $34,603,000 | 619 |
| Total interest expense | $12,842,000 | 554 |
| Net interest income | $21,761,000 | 664 |
| Provision for loan and lease losses | $1,658,000 | 604 |
| Total noninterest income | $14,984,000 | 414 |
| Gross Fiduciary activities income | $7,000 | 1,337 |
| Service charges on deposit accounts | $2,824,000 | 459 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $12,153,000 | 350 |
| Total noninterest expense | $22,600,000 | 579 |
| Salaries and employee benefits | $12,206,000 | 543 |
| Premises and equipment expense | $2,233,000 | 772 |
| Additional noninterest expense | $8,161,000 | 528 |
| Pre-tax net operating income | $12,487,000 | 563 |
| Securities gains (losses) | $6,000 | 3,549 |
| Applicable income taxes | $3,667,000 | 659 |
| Income before extraordinary items | $8,826,000 | 596 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $8,826,000 | 596 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $101,000 | 3,217 |
| Cash dividends | $2,970,000 | 746 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $8,821,740 | 550 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $22,938,000 | 632 |
| Total interest expense | $8,591,000 | 575 |
| Net interest income | $14,347,000 | 669 |
| Provision for loan and lease losses | $858,000 | 722 |
| Total noninterest income | $9,290,000 | 442 |
| Gross Fiduciary activities income | $4,000 | 1,366 |
| Service charges on deposit accounts | $1,635,000 | 526 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $7,651,000 | 353 |
| Total noninterest expense | $14,420,000 | 597 |
| Salaries and employee benefits | $7,706,000 | 577 |
| Premises and equipment expense | $1,448,000 | 791 |
| Additional noninterest expense | $5,266,000 | 543 |
| Pre-tax net operating income | $8,359,000 | 562 |
| Securities gains (losses) | $6,000 | 3,151 |
| Applicable income taxes | $2,457,000 | 657 |
| Income before extraordinary items | $5,908,000 | 598 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $5,908,000 | 597 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 8,111 |
| Cash dividends | $2,970,000 | 533 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $5,903,740 | 550 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $11,387,000 | 641 |
| Total interest expense | $4,313,000 | 583 |
| Net interest income | $7,074,000 | 677 |
| Provision for loan and lease losses | $308,000 | 896 |
| Total noninterest income | $3,975,000 | 492 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $760,000 | 552 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $3,215,000 | 397 |
| Total noninterest expense | $6,833,000 | 618 |
| Salaries and employee benefits | $3,575,000 | 618 |
| Premises and equipment expense | $741,000 | 786 |
| Additional noninterest expense | $2,517,000 | 560 |
| Pre-tax net operating income | $3,908,000 | 596 |
| Securities gains (losses) | $6,000 | 2,344 |
| Applicable income taxes | $1,133,000 | 706 |
| Income before extraordinary items | $2,781,000 | 623 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,781,000 | 621 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-15,000 | 8,751 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $2,776,740 | 581 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $45,071,000 | 677 |
| Total interest expense | $16,993,000 | 672 |
| Net interest income | $28,078,000 | 673 |
| Provision for loan and lease losses | $1,914,000 | 770 |
| Total noninterest income | $14,810,000 | 488 |
| Gross Fiduciary activities income | $4,000 | 1,538 |
| Service charges on deposit accounts | $3,031,000 | 537 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $11,775,000 | 395 |
| Total noninterest expense | $25,795,000 | 633 |
| Salaries and employee benefits | $12,558,000 | 652 |
| Premises and equipment expense | $2,860,000 | 767 |
| Additional noninterest expense | $10,377,000 | 546 |
| Pre-tax net operating income | $15,179,000 | 574 |
| Securities gains (losses) | $-161,000 | 9,180 |
| Applicable income taxes | $4,040,000 | 723 |
| Income before extraordinary items | $10,978,000 | 588 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $10,978,000 | 589 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $695,000 | 1,290 |
| Cash dividends | $3,874,000 | 765 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $11,095,530 | 557 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $45,623,000 | 746 |
| Total interest expense | $22,278,000 | 743 |
| Net interest income | $23,345,000 | 759 |
| Provision for loan and lease losses | $1,410,000 | 956 |
| Total noninterest income | $13,258,000 | 500 |
| Gross Fiduciary activities income | $6,000 | 1,512 |
| Service charges on deposit accounts | $2,810,000 | 542 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $10,442,000 | 409 |
| Total noninterest expense | $23,997,000 | 661 |
| Salaries and employee benefits | $11,681,000 | 648 |
| Premises and equipment expense | $2,834,000 | 747 |
| Additional noninterest expense | $9,482,000 | 597 |
| Pre-tax net operating income | $11,196,000 | 692 |
| Securities gains (losses) | $11,000 | 3,540 |
| Applicable income taxes | $2,485,000 | 986 |
| Income before extraordinary items | $8,722,000 | 641 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $8,722,000 | 643 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,631,000 | 669 |
| Cash dividends | $4,064,000 | 724 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $8,713,420 | 617 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $45,235,000 | 787 |
| Total interest expense | $23,292,000 | 778 |
| Net interest income | $21,943,000 | 800 |
| Provision for loan and lease losses | $1,600,000 | 723 |
| Total noninterest income | $10,410,000 | 567 |
| Gross Fiduciary activities income | $3,000 | 1,285 |
| Service charges on deposit accounts | $2,821,000 | 483 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $7,586,000 | 493 |
| Total noninterest expense | $23,802,000 | 660 |
| Salaries and employee benefits | $11,506,000 | 624 |
| Premises and equipment expense | $2,965,000 | 703 |
| Additional noninterest expense | $9,331,000 | 612 |
| Pre-tax net operating income | $6,951,000 | 1,091 |
| Securities gains (losses) | $-696,000 | 9,737 |
| Applicable income taxes | $840,000 | 2,424 |
| Income before extraordinary items | $5,415,000 | 991 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $5,415,000 | 991 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $850,000 | 847 |
| Cash dividends | $1,189,000 | 2,015 |
| Sale, conversion, retirement of capital stock, net | $236,000 | 620 |
| Net operating income | $6,020,520 | 878 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $39,716,000 | 855 |
| Total interest expense | $19,678,000 | 805 |
| Net interest income | $20,038,000 | 880 |
| Provision for loan and lease losses | $2,050,000 | 551 |
| Total noninterest income | $11,561,000 | 566 |
| Gross Fiduciary activities income | $4,000 | 1,311 |
| Service charges on deposit accounts | $2,490,000 | 546 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $9,067,000 | 473 |
| Total noninterest expense | $23,253,000 | 677 |
| Salaries and employee benefits | $13,902,000 | 529 |
| Premises and equipment expense | $2,761,000 | 745 |
| Additional noninterest expense | $6,590,000 | 797 |
| Pre-tax net operating income | $6,296,000 | 1,220 |
| Securities gains (losses) | $-3,000 | 8,917 |
| Applicable income taxes | $889,000 | 2,414 |
| Income before extraordinary items | $5,404,000 | 1,025 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $5,404,000 | 1,024 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,896,000 | 468 |
| Cash dividends | $3,746,000 | 817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $5,406,580 | 1,007 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $31,163,000 | 1,045 |
| Total interest expense | $15,537,000 | 1,019 |
| Net interest income | $15,626,000 | 1,081 |
| Provision for loan and lease losses | $1,650,000 | 658 |
| Total noninterest income | $3,133,000 | 1,310 |
| Gross Fiduciary activities income | $5,000 | 1,335 |
| Service charges on deposit accounts | $2,033,000 | 603 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $1,095,000 | 1,738 |
| Total noninterest expense | $10,966,000 | 1,205 |
| Salaries and employee benefits | $5,686,000 | 1,150 |
| Premises and equipment expense | $1,581,000 | 1,216 |
| Additional noninterest expense | $3,699,000 | 1,215 |
| Pre-tax net operating income | $6,143,000 | 1,224 |
| Securities gains (losses) | $43,000 | 1,842 |
| Applicable income taxes | $1,138,000 | 2,083 |
| Income before extraordinary items | $5,048,000 | 1,066 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $5,048,000 | 1,066 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $921,000 | 811 |
| Cash dividends | $8,255,000 | 442 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $5,012,740 | 1,034 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $28,790,000 | 1,164 |
| Total interest expense | $14,206,000 | 1,142 |
| Net interest income | $14,584,000 | 1,205 |
| Provision for loan and lease losses | $865,000 | 1,116 |
| Total noninterest income | $2,706,000 | 1,384 |
| Gross Fiduciary activities income | $6,000 | 1,371 |
| Service charges on deposit accounts | $1,750,000 | 729 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $950,000 | 1,801 |
| Total noninterest expense | $10,139,000 | 1,307 |
| Salaries and employee benefits | $5,143,000 | 1,278 |
| Premises and equipment expense | $1,528,000 | 1,283 |
| Additional noninterest expense | $3,468,000 | 1,267 |
| Pre-tax net operating income | $6,286,000 | 1,241 |
| Securities gains (losses) | $-76,000 | 10,726 |
| Applicable income taxes | $1,195,000 | 2,093 |
| Income before extraordinary items | $5,015,000 | 1,105 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $5,015,000 | 1,106 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $800,000 | 914 |
| Cash dividends | $1,650,000 | 1,505 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $5,076,560 | 1,061 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $26,918,000 | 1,271 |
| Total interest expense | $13,007,000 | 1,251 |
| Net interest income | $13,911,000 | 1,279 |
| Provision for loan and lease losses | $568,000 | 1,590 |
| Total noninterest income | $2,234,000 | 1,681 |
| Gross Fiduciary activities income | $4,000 | 1,462 |
| Service charges on deposit accounts | $1,495,000 | 888 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $735,000 | 2,220 |
| Total noninterest expense | $9,459,000 | 1,508 |
| Salaries and employee benefits | $4,900,000 | 1,370 |
| Premises and equipment expense | $1,507,000 | 1,356 |
| Additional noninterest expense | $3,052,000 | 1,705 |
| Pre-tax net operating income | $6,118,000 | 1,189 |
| Securities gains (losses) | $-26,000 | 10,772 |
| Applicable income taxes | $1,389,000 | 1,720 |
| Income before extraordinary items | $4,703,000 | 1,097 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $4,703,000 | 1,098 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $400,000 | 1,686 |
| Cash dividends | $1,386,000 | 1,685 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $4,723,020 | 1,077 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $24,266,000 | 1,414 |
| Total interest expense | $11,729,000 | 1,392 |
| Net interest income | $12,537,000 | 1,432 |
| Provision for loan and lease losses | $451,000 | 1,708 |
| Total noninterest income | $1,920,000 | 1,906 |
| Gross Fiduciary activities income | $2,000 | 1,553 |
| Service charges on deposit accounts | $1,329,000 | 1,008 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $589,000 | 2,567 |
| Total noninterest expense | $8,416,000 | 1,673 |
| Salaries and employee benefits | $4,376,000 | 1,522 |
| Premises and equipment expense | $1,183,000 | 1,706 |
| Additional noninterest expense | $2,857,000 | 1,770 |
| Pre-tax net operating income | $5,590,000 | 1,370 |
| Securities gains (losses) | $30,000 | 1,626 |
| Applicable income taxes | $1,367,000 | 1,788 |
| Income before extraordinary items | $4,253,000 | 1,249 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $4,253,000 | 1,247 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $448,000 | 1,479 |
| Cash dividends | $1,241,000 | 1,730 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $4,230,200 | 1,231 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $19,646,000 | 1,573 |
| Total interest expense | $8,001,000 | 1,588 |
| Net interest income | $11,645,000 | 1,547 |
| Provision for loan and lease losses | $380,000 | 1,889 |
| Total noninterest income | $2,242,000 | 1,689 |
| Gross Fiduciary activities income | $3,000 | 1,547 |
| Service charges on deposit accounts | $1,159,000 | 1,144 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $1,080,000 | 1,753 |
| Total noninterest expense | $7,810,000 | 1,858 |
| Salaries and employee benefits | $3,830,000 | 1,751 |
| Premises and equipment expense | $1,002,000 | 2,031 |
| Additional noninterest expense | $2,978,000 | 1,816 |
| Pre-tax net operating income | $5,697,000 | 1,315 |
| Securities gains (losses) | $8,000 | 2,362 |
| Applicable income taxes | $1,249,000 | 1,825 |
| Income before extraordinary items | $4,456,000 | 1,135 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $4,456,000 | 1,135 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $202,000 | 2,481 |
| Cash dividends | $2,807,000 | 856 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $4,449,760 | 1,149 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $18,270,000 | 1,711 |
| Total interest expense | $7,641,000 | 1,728 |
| Net interest income | $10,629,000 | 1,711 |
| Provision for loan and lease losses | $975,000 | 1,324 |
| Total noninterest income | $1,567,000 | 2,364 |
| Gross Fiduciary activities income | $4,000 | 1,568 |
| Service charges on deposit accounts | $1,107,000 | 1,218 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $456,000 | 3,456 |
| Total noninterest expense | $6,610,000 | 2,199 |
| Salaries and employee benefits | $3,401,000 | 1,949 |
| Premises and equipment expense | $894,000 | 2,291 |
| Additional noninterest expense | $2,315,000 | 2,406 |
| Pre-tax net operating income | $4,611,000 | 1,523 |
| Securities gains (losses) | $-72,000 | 13,139 |
| Applicable income taxes | $946,000 | 2,399 |
| Income before extraordinary items | $3,593,000 | 1,420 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $3,593,000 | 1,460 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $901,000 | 1,235 |
| Cash dividends | $977,000 | 1,819 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $3,649,880 | 1,310 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $18,467,000 | 1,928 |
| Total interest expense | $8,544,000 | 1,995 |
| Net interest income | $9,923,000 | 1,842 |
| Provision for loan and lease losses | $1,250,000 | 1,594 |
| Total noninterest income | $1,578,000 | 2,303 |
| Gross Fiduciary activities income | $4,000 | 1,602 |
| Service charges on deposit accounts | $1,072,000 | 1,246 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $502,000 | 3,176 |
| Total noninterest expense | $6,119,000 | 2,373 |
| Salaries and employee benefits | $3,037,000 | 2,162 |
| Premises and equipment expense | $816,000 | 2,535 |
| Additional noninterest expense | $2,266,000 | 2,531 |
| Pre-tax net operating income | $4,132,000 | 1,521 |
| Securities gains (losses) | $7,000 | 6,774 |
| Applicable income taxes | $885,000 | 2,353 |
| Income before extraordinary items | $3,254,000 | 1,425 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $3,254,000 | 1,431 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $770,000 | 1,855 |
| Cash dividends | $865,000 | 1,771 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $3,248,470 | 1,319 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.