Home > Union Bank and Trust Company > Net charge- offs to loans

Union Bank and Trust Company, Net charge- offs to loans

2009-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.7205%3,030
Percentage Net Loans Charged-off: Total real estate loans0.4976%2,914
Percentage Net Loans Charged-off:Construction & development1.0506%2,544
Percentage Net Loans Charged-off: Commercial real estate0.1186%2,778
Percentage Net Loans Charged-off: Multi-family residential0.0198%905
Percentage Net Loans Charged-off: 1-4 family residential0.6399%1,802
Percentage Net Loans Charged-off: Home equity loans0.2542%1,530
All other 1-4 family - Percent of loans charged-off, net0.8392%1,407
Percentage Net Loans Charged-off: Commercial and industrial1.4995%2,305
Percentage Net Loans Charged-off: Loans to individuals2.5299%1,015
Percentage Net Loans Charged-off: Credit card loans6.2665%309
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0371%1,989
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%184
2009-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3989%3,670
Percentage Net Loans Charged-off: Total real estate loans0.2256%3,455
Percentage Net Loans Charged-off:Construction & development0.3479%2,648
Percentage Net Loans Charged-off: Commercial real estate0.1592%2,106
Percentage Net Loans Charged-off: Multi-family residential0.0272%685
Percentage Net Loans Charged-off: 1-4 family residential0.2405%2,627
Percentage Net Loans Charged-off: Home equity loans0.3187%1,222
All other 1-4 family - Percent of loans charged-off, net0.1992%2,676
Percentage Net Loans Charged-off: Commercial and industrial0.5824%2,989
Percentage Net Loans Charged-off: Loans to individuals2.1846%1,145
Percentage Net Loans Charged-off: Credit card loans6.8637%271
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0501%1,711
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%155
2009-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4679%2,959
Percentage Net Loans Charged-off: Total real estate loans0.3083%2,661
Percentage Net Loans Charged-off:Construction & development0.7653%1,920
Percentage Net Loans Charged-off: Commercial real estate0.1218%1,760
Percentage Net Loans Charged-off: Multi-family residential0.0438%505
Percentage Net Loans Charged-off: 1-4 family residential0.1728%2,615
Percentage Net Loans Charged-off: Home equity loans0.4863%863
All other 1-4 family - Percent of loans charged-off, net0.0084%3,547
Percentage Net Loans Charged-off: Commercial and industrial0.7092%2,345
Percentage Net Loans Charged-off: Loans to individuals2.0384%1,173
Percentage Net Loans Charged-off: Credit card loans7.7292%243
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0755%1,433
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%118
2009-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2287%3,269
Percentage Net Loans Charged-off: Total real estate loans0.1077%2,855
Percentage Net Loans Charged-off:Construction & development0.1242%1,722
Percentage Net Loans Charged-off: Commercial real estate0.0075%1,367
Percentage Net Loans Charged-off: Multi-family residential0.0000%309
Percentage Net Loans Charged-off: 1-4 family residential0.2574%1,700
Percentage Net Loans Charged-off: Home equity loans0.6605%530
All other 1-4 family - Percent of loans charged-off, net0.0375%2,335
Percentage Net Loans Charged-off: Commercial and industrial0.0271%2,738
Percentage Net Loans Charged-off: Loans to individuals1.8262%1,263
Percentage Net Loans Charged-off: Credit card loans7.1849%248
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,234
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%81
2008-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2369%3,877
Percentage Net Loans Charged-off: Total real estate loans0.1082%3,612
Percentage Net Loans Charged-off:Construction & development0.2161%2,378
Percentage Net Loans Charged-off: Commercial real estate0.0000%2,362
Percentage Net Loans Charged-off: Multi-family residential0.0000%546
Percentage Net Loans Charged-off: 1-4 family residential0.1685%2,354
Percentage Net Loans Charged-off: Home equity loans0.0021%1,397
All other 1-4 family - Percent of loans charged-off, net0.2508%1,843
Percentage Net Loans Charged-off: Commercial and industrial0.2242%3,487
Percentage Net Loans Charged-off: Loans to individuals1.5900%1,376
Percentage Net Loans Charged-off: Credit card loans2.4993%597
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,901
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%112
2008-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1516%3,784
Percentage Net Loans Charged-off: Total real estate loans0.0019%4,541
Percentage Net Loans Charged-off:Construction & development0.0054%2,228
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,766
Percentage Net Loans Charged-off: Multi-family residential0.0000%377
Percentage Net Loans Charged-off: 1-4 family residential0.0010%3,504
Percentage Net Loans Charged-off: Home equity loans0.0000%1,108
All other 1-4 family - Percent of loans charged-off, net0.0015%3,251
Percentage Net Loans Charged-off: Commercial and industrial0.2350%2,719
Percentage Net Loans Charged-off: Loans to individuals1.5586%1,143
Percentage Net Loans Charged-off: Credit card loans2.2583%575
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,634
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%90
2008-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1159%3,619
Percentage Net Loans Charged-off: Total real estate loans0.0031%3,733
Percentage Net Loans Charged-off:Construction & development0.0081%1,675
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,334
Percentage Net Loans Charged-off: Multi-family residential0.0000%250
Percentage Net Loans Charged-off: 1-4 family residential0.0023%2,825
Percentage Net Loans Charged-off: Home equity loans0.0000%889
All other 1-4 family - Percent of loans charged-off, net0.0033%2,592
Percentage Net Loans Charged-off: Commercial and industrial0.0927%2,693
Percentage Net Loans Charged-off: Loans to individuals1.2438%1,360
Percentage Net Loans Charged-off: Credit card loans1.7714%630
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,409
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%70
2008-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1181%2,800
Percentage Net Loans Charged-off: Total real estate loans0.0052%2,612
Percentage Net Loans Charged-off:Construction & development0.0162%1,088
Percentage Net Loans Charged-off: Commercial real estate0.0000%813
Percentage Net Loans Charged-off: Multi-family residential0.0000%134
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,939
Percentage Net Loans Charged-off: Home equity loans0.0000%563
All other 1-4 family - Percent of loans charged-off, net0.0000%1,774
Percentage Net Loans Charged-off: Commercial and industrial0.1409%1,753
Percentage Net Loans Charged-off: Loans to individuals1.1743%1,339
Percentage Net Loans Charged-off: Credit card loans2.2252%474
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,048
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%39
2007-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0771%4,389
Percentage Net Loans Charged-off: Total real estate loans-0.0003%7,745
Percentage Net Loans Charged-off:Construction & development0.0000%1,563
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,679
Percentage Net Loans Charged-off: Multi-family residential0.0000%289
Percentage Net Loans Charged-off: 1-4 family residential-0.0013%7,663
Percentage Net Loans Charged-off: Home equity loans0.0000%938
All other 1-4 family - Percent of loans charged-off, net-0.0019%7,671
Percentage Net Loans Charged-off: Commercial and industrial0.1766%2,836
Percentage Net Loans Charged-off: Loans to individuals0.6976%2,371
Percentage Net Loans Charged-off: Credit card loans1.5178%744
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,751
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%73
2007-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0591%3,968
Percentage Net Loans Charged-off: Total real estate loans-0.0004%7,418
Percentage Net Loans Charged-off:Construction & development0.0000%1,085
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,176
Percentage Net Loans Charged-off: Multi-family residential0.0000%199
Percentage Net Loans Charged-off: 1-4 family residential-0.0018%7,580
Percentage Net Loans Charged-off: Home equity loans0.0000%720
All other 1-4 family - Percent of loans charged-off, net-0.0026%7,580
Percentage Net Loans Charged-off: Commercial and industrial-0.0110%6,831
Percentage Net Loans Charged-off: Loans to individuals0.6787%2,087
Percentage Net Loans Charged-off: Credit card loans1.4422%693
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,521
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%52
2007-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0482%3,702
Percentage Net Loans Charged-off: Total real estate loans0.0000%2,712
Percentage Net Loans Charged-off:Construction & development0.0000%770
Percentage Net Loans Charged-off: Commercial real estate0.0000%881
Percentage Net Loans Charged-off: Multi-family residential0.0000%143
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,135
Percentage Net Loans Charged-off: Home equity loans0.0000%541
All other 1-4 family - Percent of loans charged-off, net0.0000%1,964
Percentage Net Loans Charged-off: Commercial and industrial-0.0164%6,812
Percentage Net Loans Charged-off: Loans to individuals0.5664%2,202
Percentage Net Loans Charged-off: Credit card loans1.7942%566
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,336
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%38
2007-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0702%2,601
Percentage Net Loans Charged-off: Total real estate loans0.0000%1,851
Percentage Net Loans Charged-off:Construction & development0.0000%444
Percentage Net Loans Charged-off: Commercial real estate0.0000%529
Percentage Net Loans Charged-off: Multi-family residential0.0000%76
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,473
Percentage Net Loans Charged-off: Home equity loans0.0000%371
All other 1-4 family - Percent of loans charged-off, net0.0000%1,345
Percentage Net Loans Charged-off: Commercial and industrial-0.0317%6,967
Percentage Net Loans Charged-off: Loans to individuals0.8491%1,461
Percentage Net Loans Charged-off: Credit card loans2.2816%453
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%964
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%28
2006-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0183%5,402
Percentage Net Loans Charged-off: Total real estate loans0.0009%3,418
Percentage Net Loans Charged-off:Construction & development0.0028%806
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,308
Percentage Net Loans Charged-off: Multi-family residential0.0000%200
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,928
Percentage Net Loans Charged-off: Home equity loans0.0000%709
All other 1-4 family - Percent of loans charged-off, net0.0000%2,723
Percentage Net Loans Charged-off: Commercial and industrial-0.0926%7,513
Percentage Net Loans Charged-off: Loans to individuals0.3382%3,698
Percentage Net Loans Charged-off: Credit card loans0.5123%1,110
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,606
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%39
2006-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0168%4,889
Percentage Net Loans Charged-off: Total real estate loans0.0011%2,864
Percentage Net Loans Charged-off:Construction & development0.0033%599
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,012
Percentage Net Loans Charged-off: Multi-family residential0.0000%150
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,436
Percentage Net Loans Charged-off: Home equity loans0.0000%550
All other 1-4 family - Percent of loans charged-off, net0.0000%2,253
Percentage Net Loans Charged-off: Commercial and industrial-0.1205%7,536
Percentage Net Loans Charged-off: Loans to individuals0.3628%3,143
Percentage Net Loans Charged-off: Credit card loans0.2080%1,114
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,412
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%29
2006-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0090%4,824
Percentage Net Loans Charged-off: Total real estate loans0.0016%2,396
Percentage Net Loans Charged-off:Construction & development0.0050%438
Percentage Net Loans Charged-off: Commercial real estate0.0000%815
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,021
Percentage Net Loans Charged-off: Home equity loans0.0000%426
All other 1-4 family - Percent of loans charged-off, net0.0000%1,880
Percentage Net Loans Charged-off: Commercial and industrial-0.1813%7,628
Percentage Net Loans Charged-off: Loans to individuals0.3358%3,003
Percentage Net Loans Charged-off: Credit card loans0.1335%999
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,212
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%21
2006-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0155%3,761
Percentage Net Loans Charged-off: Total real estate loans0.0033%1,585
Percentage Net Loans Charged-off:Construction & development0.0104%240
Percentage Net Loans Charged-off: Commercial real estate0.0000%498
Percentage Net Loans Charged-off: Multi-family residential0.0000%51
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,349
Percentage Net Loans Charged-off: Home equity loans0.0000%311
All other 1-4 family - Percent of loans charged-off, net0.0000%1,244
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,732
Percentage Net Loans Charged-off: Loans to individuals0.1658%3,250
Percentage Net Loans Charged-off: Credit card loans-0.2654%1,844
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%911
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%12
2005-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0309%5,306
Percentage Net Loans Charged-off: Total real estate loans0.0007%3,526
Percentage Net Loans Charged-off:Construction & development0.0000%694
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,340
Percentage Net Loans Charged-off: Multi-family residential0.0000%187
Percentage Net Loans Charged-off: 1-4 family residential0.0025%3,007
Percentage Net Loans Charged-off: Home equity loans0.0000%682
All other 1-4 family - Percent of loans charged-off, net0.0033%2,782
Percentage Net Loans Charged-off: Commercial and industrial0.0090%4,018
Percentage Net Loans Charged-off: Loans to individuals0.3570%4,244
Percentage Net Loans Charged-off: Credit card loans0.6571%1,293
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,616
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%28
2005-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0340%4,703
Percentage Net Loans Charged-off: Total real estate loans0.0010%3,025
Percentage Net Loans Charged-off:Construction & development0.0000%541
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,046
Percentage Net Loans Charged-off: Multi-family residential0.0000%151
Percentage Net Loans Charged-off: 1-4 family residential0.0032%2,563
Percentage Net Loans Charged-off: Home equity loans0.0000%562
All other 1-4 family - Percent of loans charged-off, net0.0043%2,361
Percentage Net Loans Charged-off: Commercial and industrial0.0216%3,266
Percentage Net Loans Charged-off: Loans to individuals0.3723%3,693
Percentage Net Loans Charged-off: Credit card loans0.8945%1,072
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,405
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%21
2005-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0371%4,234
Percentage Net Loans Charged-off: Total real estate loans0.0015%2,499
Percentage Net Loans Charged-off:Construction & development0.0000%425
Percentage Net Loans Charged-off: Commercial real estate0.0000%810
Percentage Net Loans Charged-off: Multi-family residential0.0000%111
Percentage Net Loans Charged-off: 1-4 family residential0.0049%2,082
Percentage Net Loans Charged-off: Home equity loans0.0000%450
All other 1-4 family - Percent of loans charged-off, net0.0064%1,903
Percentage Net Loans Charged-off: Commercial and industrial0.0181%2,786
Percentage Net Loans Charged-off: Loans to individuals0.4073%3,217
Percentage Net Loans Charged-off: Credit card loans1.3458%858
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,156
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%20
2005-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0615%3,022
Percentage Net Loans Charged-off: Total real estate loans0.0030%1,764
Percentage Net Loans Charged-off:Construction & development0.0000%235
Percentage Net Loans Charged-off: Commercial real estate0.0000%511
Percentage Net Loans Charged-off: Multi-family residential0.0000%61
Percentage Net Loans Charged-off: 1-4 family residential0.0099%1,435
Percentage Net Loans Charged-off: Home equity loans0.0000%338
All other 1-4 family - Percent of loans charged-off, net0.0131%1,283
Percentage Net Loans Charged-off: Commercial and industrial0.0356%1,859
Percentage Net Loans Charged-off: Loans to individuals0.6643%2,121
Percentage Net Loans Charged-off: Credit card loans2.7107%474
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%839
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%13
2004-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0728%8,552
Percentage Net Loans Charged-off: Total real estate loans0.0007%3,870
Percentage Net Loans Charged-off:Construction & development0.0000%758
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,548
Percentage Net Loans Charged-off: Multi-family residential0.0000%197
Percentage Net Loans Charged-off: 1-4 family residential0.0022%3,196
Percentage Net Loans Charged-off: Home equity loans0.0000%657
All other 1-4 family - Percent of loans charged-off, net0.0028%3,010
Percentage Net Loans Charged-off: Commercial and industrial-0.9333%8,347
Percentage Net Loans Charged-off: Loans to individuals0.4935%3,851
Percentage Net Loans Charged-off: Credit card loans1.8637%994
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,643
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%27
2004-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.1158%8,608
Percentage Net Loans Charged-off: Total real estate loans0.0010%3,291
Percentage Net Loans Charged-off:Construction & development0.0000%604
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,213
Percentage Net Loans Charged-off: Multi-family residential0.0000%155
Percentage Net Loans Charged-off: 1-4 family residential0.0030%2,710
Percentage Net Loans Charged-off: Home equity loans0.0000%554
All other 1-4 family - Percent of loans charged-off, net0.0039%2,533
Percentage Net Loans Charged-off: Commercial and industrial-1.1887%8,380
Percentage Net Loans Charged-off: Loans to individuals0.3966%3,899
Percentage Net Loans Charged-off: Credit card loans1.7613%982
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,414
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%21
2004-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0597%8,304
Percentage Net Loans Charged-off: Total real estate loans0.0000%2,799
Percentage Net Loans Charged-off:Construction & development0.0000%464
Percentage Net Loans Charged-off: Commercial real estate0.0000%953
Percentage Net Loans Charged-off: Multi-family residential0.0000%116
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,286
Percentage Net Loans Charged-off: Home equity loans0.0000%431
All other 1-4 family - Percent of loans charged-off, net0.0000%2,147
Percentage Net Loans Charged-off: Commercial and industrial-0.8791%8,326
Percentage Net Loans Charged-off: Loans to individuals0.6619%2,676
Percentage Net Loans Charged-off: Credit card loans1.7731%933
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,207
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%19
2004-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0202%7,505
Percentage Net Loans Charged-off: Total real estate loans0.0000%1,955
Percentage Net Loans Charged-off:Construction & development0.0000%286
Percentage Net Loans Charged-off: Commercial real estate0.0000%553
Percentage Net Loans Charged-off: Multi-family residential0.0000%70
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,591
Percentage Net Loans Charged-off: Home equity loans0.0000%291
All other 1-4 family - Percent of loans charged-off, net0.0000%1,471
Percentage Net Loans Charged-off: Commercial and industrial-0.6212%8,228
Percentage Net Loans Charged-off: Loans to individuals0.6390%2,563
Percentage Net Loans Charged-off: Credit card loans0.9702%960
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%887
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%12
2003-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0012%7,384
Percentage Net Loans Charged-off: Total real estate loans0.0002%4,077
Percentage Net Loans Charged-off:Construction & development0.0000%836
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,593
Percentage Net Loans Charged-off: Multi-family residential0.0000%186
Percentage Net Loans Charged-off: 1-4 family residential0.0006%3,462
Percentage Net Loans Charged-off: Home equity loans0.0000%639
All other 1-4 family - Percent of loans charged-off, net0.0007%3,275
Percentage Net Loans Charged-off: Commercial and industrial-0.7369%8,511
Percentage Net Loans Charged-off: Loans to individuals0.6766%3,459
Percentage Net Loans Charged-off: Credit card loans1.2111%1,450
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,856
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%56
2003-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0230%6,079
Percentage Net Loans Charged-off: Total real estate loans0.0003%3,468
Percentage Net Loans Charged-off:Construction & development0.0000%663
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,273
Percentage Net Loans Charged-off: Multi-family residential0.0000%138
Percentage Net Loans Charged-off: 1-4 family residential0.0008%2,910
Percentage Net Loans Charged-off: Home equity loans0.0000%519
All other 1-4 family - Percent of loans charged-off, net0.0009%2,766
Percentage Net Loans Charged-off: Commercial and industrial-0.6744%8,498
Percentage Net Loans Charged-off: Loans to individuals0.7323%2,918
Percentage Net Loans Charged-off: Credit card loans1.4104%1,304
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,617
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%45
2003-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0010%7,723
Percentage Net Loans Charged-off: Total real estate loans0.0005%2,923
Percentage Net Loans Charged-off:Construction & development0.0000%523
Percentage Net Loans Charged-off: Commercial real estate0.0000%978
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.0012%2,394
Percentage Net Loans Charged-off: Home equity loans0.0000%421
All other 1-4 family - Percent of loans charged-off, net0.0013%2,277
Percentage Net Loans Charged-off: Commercial and industrial-0.6625%8,485
Percentage Net Loans Charged-off: Loans to individuals0.5265%3,467
Percentage Net Loans Charged-off: Credit card loans1.5279%1,180
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,407
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%37
2003-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0108%7,613
Percentage Net Loans Charged-off: Total real estate loans0.0010%2,056
Percentage Net Loans Charged-off:Construction & development0.0000%326
Percentage Net Loans Charged-off: Commercial real estate0.0000%618
Percentage Net Loans Charged-off: Multi-family residential0.0000%56
Percentage Net Loans Charged-off: 1-4 family residential0.0024%1,625
Percentage Net Loans Charged-off: Home equity loans0.0000%277
All other 1-4 family - Percent of loans charged-off, net0.0027%1,530
Percentage Net Loans Charged-off: Commercial and industrial-0.4648%8,364
Percentage Net Loans Charged-off: Loans to individuals0.2814%3,942
Percentage Net Loans Charged-off: Credit card loans2.8323%764
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%993
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%23
2002-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1384%4,488
Percentage Net Loans Charged-off: Total real estate loans0.0000%4,119
Percentage Net Loans Charged-off:Construction & development0.0000%875
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,573
Percentage Net Loans Charged-off: Multi-family residential0.0000%189
Percentage Net Loans Charged-off: 1-4 family residential0.0000%3,443
Percentage Net Loans Charged-off: Home equity loans0.0000%614
All other 1-4 family - Percent of loans charged-off, net0.0000%3,246
Percentage Net Loans Charged-off: Commercial and industrial-0.0107%7,755
Percentage Net Loans Charged-off: Loans to individuals0.9040%2,657
Percentage Net Loans Charged-off: Credit card loans0.9964%1,663
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,956
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%51
2001-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3627%2,254
Percentage Net Loans Charged-off: Total real estate loans0.0003%3,982
Percentage Net Loans Charged-off:Construction & development0.0000%831
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,436
Percentage Net Loans Charged-off: Multi-family residential0.0000%192
Percentage Net Loans Charged-off: 1-4 family residential0.0007%3,289
Percentage Net Loans Charged-off: Home equity loans0.0000%610
All other 1-4 family - Percent of loans charged-off, net0.0008%3,103
Percentage Net Loans Charged-off: Commercial and industrial2.1977%899
Percentage Net Loans Charged-off: Loans to individuals0.4366%4,487
Percentage Net Loans Charged-off: Credit card loans1.8701%1,322
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,876
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%74
2000-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2073%3,076
Percentage Net Loans Charged-off: Total real estate loans-0.0016%1,267
Percentage Net Loans Charged-off:Construction & development0.0000%266
Percentage Net Loans Charged-off: Commercial real estate0.0000%426
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential-0.0037%1,342
Percentage Net Loans Charged-off: Home equity loans0.0000%364
All other 1-4 family - Percent of loans charged-off, net-0.0040%1,347
Percentage Net Loans Charged-off: Commercial and industrial0.8463%289
Percentage Net Loans Charged-off: Loans to individuals0.3793%895
Percentage Net Loans Charged-off: Credit card loans1.5148%634
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%385
Percentage Net Loans Charged-off:Coml. RE not secured by RE12.7322%5
1999-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5195%1,299
Percentage Net Loans Charged-off: Total real estate loans0.0216%681
Percentage Net Loans Charged-off:Construction & development0.0000%250
Percentage Net Loans Charged-off: Commercial real estate0.0000%415
Percentage Net Loans Charged-off: Multi-family residential0.0000%120
Percentage Net Loans Charged-off: 1-4 family residential0.0507%503
Percentage Net Loans Charged-off: Home equity loans0.0000%369
All other 1-4 family - Percent of loans charged-off, net0.0571%425
Percentage Net Loans Charged-off: Commercial and industrial3.1067%51
Percentage Net Loans Charged-off: Loans to individuals0.4729%828
Percentage Net Loans Charged-off: Credit card loans1.8862%574
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%415
Percentage Net Loans Charged-off:Coml. RE not secured by RE3,776.6667%1
1998-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3313%2,253
Percentage Net Loans Charged-off: Total real estate loans0.0000%971
Percentage Net Loans Charged-off:Construction & development0.0000%229
Percentage Net Loans Charged-off: Commercial real estate0.0000%457
Percentage Net Loans Charged-off: Multi-family residential0.0000%151
Percentage Net Loans Charged-off: 1-4 family residential0.0000%939
Percentage Net Loans Charged-off: Home equity loans0.0000%385
All other 1-4 family - Percent of loans charged-off, net0.0000%883
Percentage Net Loans Charged-off: Commercial and industrial0.6851%260
Percentage Net Loans Charged-off: Loans to individuals1.2219%383
Percentage Net Loans Charged-off: Credit card loans2.2929%549
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%409
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1997-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3211%2,578
Percentage Net Loans Charged-off: Total real estate loans0.0000%1,004
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estate0.0000%477
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,009
Percentage Net Loans Charged-off: Home equity loans0.0000%396
All other 1-4 family - Percent of loans charged-off, net0.0000%952
Percentage Net Loans Charged-off: Commercial and industrial0.3739%425
Percentage Net Loans Charged-off: Loans to individuals1.2700%417
Percentage Net Loans Charged-off: Credit card loans2.8341%493
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.7075%93
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1996-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1764%4,418
Percentage Net Loans Charged-off: Total real estate loans0.0095%901
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estate0.0000%559
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residential0.0166%802
Percentage Net Loans Charged-off: Home equity loans0.0000%412
All other 1-4 family - Percent of loans charged-off, net0.0204%718
Percentage Net Loans Charged-off: Commercial and industrial-0.9303%1,420
Percentage Net Loans Charged-off: Loans to individuals1.0434%500
Percentage Net Loans Charged-off: Credit card loans2.4510%534
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%444
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%34
1995-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2275%3,557
Percentage Net Loans Charged-off: Total real estate loans0.0000%1,049
Percentage Net Loans Charged-off:Construction & development0.0000%344
Percentage Net Loans Charged-off: Commercial real estate0.0000%615
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,034
Percentage Net Loans Charged-off: Home equity loans0.0000%403
All other 1-4 family - Percent of loans charged-off, net0.0000%989
Percentage Net Loans Charged-off: Commercial and industrial1.0827%166
Percentage Net Loans Charged-off: Loans to individuals0.4775%794
Percentage Net Loans Charged-off: Credit card loans1.7435%589
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%433
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%48
1994-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1222%5,269
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1993-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6005%2,310
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1992-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5340%4,034
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA