Home > Union Bank and Trust Company > Income and Expense
Union Bank and Trust Company, Income and Expense
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $10,986,000 | 3,147 |
| Total interest expense | $5,126,000 | 3,243 |
| Net interest income | $5,860,000 | 3,025 |
| Provision for loan and lease losses | $385,000 | 2,345 |
| Total noninterest income | $646,000 | 4,222 |
| Gross Fiduciary activities income | $5,000 | 1,259 |
| Service charges on deposit accounts | $445,000 | 2,991 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $196,000 | 4,850 |
| Total noninterest expense | $2,352,000 | 5,072 |
| Salaries and employee benefits | $1,293,000 | 4,923 |
| Premises and equipment expense | $329,000 | 5,144 |
| Additional noninterest expense | $730,000 | 5,032 |
| Pre-tax net operating income | $3,769,000 | 1,939 |
| Securities gains (losses) | $6,000 | 1,308 |
| Applicable income taxes | $1,264,000 | 1,740 |
| Income before extraordinary items | $2,511,000 | 2,074 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $2,511,000 | 2,074 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $147,000 | 2,894 |
| Cash dividends | $1,861,000 | 1,433 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $2,506,980 | 2,073 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $9,227,000 | 3,453 |
| Total interest expense | $3,615,000 | 3,931 |
| Net interest income | $5,612,000 | 3,090 |
| Provision for loan and lease losses | $120,000 | 4,720 |
| Total noninterest income | $576,000 | 4,551 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $370,000 | 3,414 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $206,000 | 4,869 |
| Total noninterest expense | $2,159,000 | 5,385 |
| Salaries and employee benefits | $1,263,000 | 4,981 |
| Premises and equipment expense | $335,000 | 5,122 |
| Additional noninterest expense | $561,000 | 6,077 |
| Pre-tax net operating income | $3,909,000 | 1,878 |
| Securities gains (losses) | $10,000 | 1,755 |
| Applicable income taxes | $1,295,000 | 1,791 |
| Income before extraordinary items | $2,624,000 | 2,018 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,624,000 | 2,018 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 6,730 |
| Cash dividends | $1,334,000 | 1,837 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $2,617,300 | 1,994 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $8,170,000 | 3,867 |
| Total interest expense | $3,076,000 | 4,628 |
| Net interest income | $5,094,000 | 3,333 |
| Provision for loan and lease losses | $10,000 | 8,212 |
| Total noninterest income | $529,000 | 4,781 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $331,000 | 3,631 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $198,000 | 4,980 |
| Total noninterest expense | $1,936,000 | 5,714 |
| Salaries and employee benefits | $1,123,000 | 5,321 |
| Premises and equipment expense | $327,000 | 5,108 |
| Additional noninterest expense | $486,000 | 6,541 |
| Pre-tax net operating income | $3,677,000 | 1,973 |
| Securities gains (losses) | $20,000 | 2,430 |
| Applicable income taxes | $1,295,000 | 1,859 |
| Income before extraordinary items | $2,402,000 | 2,179 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $2,402,000 | 2,178 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,000 | 5,860 |
| Cash dividends | $3,948,000 | 796 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $2,389,000 | 2,116 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $7,349,000 | 4,333 |
| Total interest expense | $2,494,000 | 5,422 |
| Net interest income | $4,855,000 | 3,586 |
| Provision for loan and lease losses | $20,000 | 7,880 |
| Total noninterest income | $503,000 | 4,979 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $355,000 | 3,575 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $148,000 | 5,729 |
| Total noninterest expense | $1,714,000 | 6,254 |
| Salaries and employee benefits | $997,000 | 5,882 |
| Premises and equipment expense | $285,000 | 5,598 |
| Additional noninterest expense | $432,000 | 7,087 |
| Pre-tax net operating income | $3,624,000 | 2,074 |
| Securities gains (losses) | $1,000 | 3,559 |
| Applicable income taxes | $1,327,000 | 1,903 |
| Income before extraordinary items | $2,298,000 | 2,291 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $2,298,000 | 2,291 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-28,000 | 10,339 |
| Cash dividends | $2,801,000 | 1,006 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $2,297,360 | 2,236 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $7,286,000 | 4,412 |
| Total interest expense | $2,554,000 | 5,421 |
| Net interest income | $4,732,000 | 3,730 |
| Provision for loan and lease losses | $50,000 | 6,559 |
| Total noninterest income | $497,000 | 5,174 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $320,000 | 4,027 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $177,000 | 5,512 |
| Total noninterest expense | $1,844,000 | 6,284 |
| Salaries and employee benefits | $1,009,000 | 5,947 |
| Premises and equipment expense | $255,000 | 6,180 |
| Additional noninterest expense | $580,000 | 6,486 |
| Pre-tax net operating income | $3,335,000 | 2,150 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $1,214,000 | 1,978 |
| Income before extraordinary items | $2,121,000 | 2,312 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $2,121,000 | 2,313 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $89,000 | 4,157 |
| Cash dividends | $1,621,000 | 1,488 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $2,121,000 | 2,264 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $6,880,000 | 4,639 |
| Total interest expense | $2,355,000 | 5,802 |
| Net interest income | $4,525,000 | 3,884 |
| Provision for loan and lease losses | $69,000 | 5,466 |
| Total noninterest income | $476,000 | 5,361 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $316,000 | 4,115 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $160,000 | 5,798 |
| Total noninterest expense | $1,870,000 | 6,301 |
| Salaries and employee benefits | $974,000 | 6,193 |
| Premises and equipment expense | $235,000 | 6,590 |
| Additional noninterest expense | $661,000 | 6,113 |
| Pre-tax net operating income | $3,062,000 | 2,388 |
| Securities gains (losses) | $37,000 | 1,505 |
| Applicable income taxes | $1,098,000 | 2,191 |
| Income before extraordinary items | $2,001,000 | 2,515 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $2,001,000 | 2,514 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $42,000 | 5,457 |
| Cash dividends | $888,000 | 2,259 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,976,950 | 2,509 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $6,181,000 | 4,737 |
| Total interest expense | $2,139,000 | 5,303 |
| Net interest income | $4,042,000 | 4,330 |
| Provision for loan and lease losses | $60,000 | 5,594 |
| Total noninterest income | $462,000 | 5,582 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $276,000 | 4,674 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $186,000 | 5,508 |
| Total noninterest expense | $1,650,000 | 7,135 |
| Salaries and employee benefits | $850,000 | 6,926 |
| Premises and equipment expense | $225,000 | 6,963 |
| Additional noninterest expense | $575,000 | 7,213 |
| Pre-tax net operating income | $2,794,000 | 2,534 |
| Securities gains (losses) | $-1,000 | 8,790 |
| Applicable income taxes | $989,000 | 2,265 |
| Income before extraordinary items | $1,804,000 | 2,687 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,804,000 | 2,688 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 8,352 |
| Cash dividends | $699,000 | 2,547 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,804,650 | 2,701 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $5,957,000 | 4,985 |
| Total interest expense | $2,167,000 | 5,445 |
| Net interest income | $3,790,000 | 4,624 |
| Provision for loan and lease losses | $50,000 | 7,415 |
| Total noninterest income | $325,000 | 7,327 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $258,000 | 4,986 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $67,000 | 9,213 |
| Total noninterest expense | $1,889,000 | 6,651 |
| Salaries and employee benefits | $971,000 | 6,304 |
| Premises and equipment expense | $231,000 | 7,075 |
| Additional noninterest expense | $687,000 | 6,655 |
| Pre-tax net operating income | $2,176,000 | 3,049 |
| Securities gains (losses) | $9,000 | 5,582 |
| Applicable income taxes | $784,000 | 2,800 |
| Income before extraordinary items | $1,401,000 | 3,445 |
| Extraordinary gains, net | $-154,000 | 13,009 |
| Net income | $1,247,000 | 3,970 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-20,000 | 12,131 |
| Cash dividends | $642,000 | 2,544 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,395,240 | 3,275 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $6,338,000 | 5,244 |
| Total interest expense | $2,764,000 | 5,521 |
| Net interest income | $3,574,000 | 4,920 |
| Provision for loan and lease losses | $260,000 | 4,489 |
| Total noninterest income | $378,000 | 6,754 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $166,000 | 6,705 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $212,000 | 5,472 |
| Total noninterest expense | $2,008,000 | 6,365 |
| Salaries and employee benefits | $867,000 | 6,825 |
| Premises and equipment expense | $228,000 | 7,203 |
| Additional noninterest expense | $913,000 | 5,451 |
| Pre-tax net operating income | $1,684,000 | 3,649 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $371,000 | 5,076 |
| Income before extraordinary items | $1,313,000 | 3,487 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,313,000 | 3,531 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $84,000 | 6,342 |
| Cash dividends | $288,000 | 4,150 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,313,000 | 3,238 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.