Home > Union Bank > Income and Expense
Union Bank, Income and Expense
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $2,426,000 | 5,329 |
| Total interest expense | $2,047,000 | 2,907 |
| Net interest income | $379,000 | 7,780 |
| Provision for loan and lease losses | $4,400,000 | 828 |
| Total noninterest income | $919,000 | 2,310 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $56,000 | 5,635 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $863,000 | 1,557 |
| Total noninterest expense | $6,017,000 | 1,711 |
| Salaries and employee benefits | $670,000 | 5,631 |
| Premises and equipment expense | $139,000 | 5,929 |
| Additional noninterest expense | $5,208,000 | 742 |
| Pre-tax net operating income | $-9,119,000 | 7,900 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $-3,518,000 | 7,997 |
| Income before extraordinary items | $-5,601,000 | 7,834 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-5,601,000 | 7,833 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-5,601,000 | 7,833 |
| Net charge-offs | $5,809,000 | 528 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-5,601,000 | 7,841 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,100,000 | 5,644 |
| Total interest expense | $1,095,000 | 2,841 |
| Net interest income | $5,000 | 8,225 |
| Provision for loan and lease losses | $2,150,000 | 712 |
| Total noninterest income | $804,000 | 1,549 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $30,000 | 5,504 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $774,000 | 1,037 |
| Total noninterest expense | $2,017,000 | 2,410 |
| Salaries and employee benefits | $363,000 | 5,434 |
| Premises and equipment expense | $74,000 | 5,827 |
| Additional noninterest expense | $1,580,000 | 1,068 |
| Pre-tax net operating income | $-3,358,000 | 7,967 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $-1,295,000 | 8,043 |
| Income before extraordinary items | $-2,063,000 | 7,909 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-2,063,000 | 7,909 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-2,063,000 | 7,910 |
| Net charge-offs | $3,801,000 | 383 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-2,063,000 | 7,908 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $9,153,000 | 3,761 |
| Total interest expense | $5,139,000 | 2,898 |
| Net interest income | $4,014,000 | 4,563 |
| Provision for loan and lease losses | $7,342,000 | 764 |
| Total noninterest income | $359,000 | 5,491 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $214,000 | 4,668 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $145,000 | 5,369 |
| Total noninterest expense | $3,540,000 | 4,604 |
| Salaries and employee benefits | $1,582,000 | 5,169 |
| Premises and equipment expense | $403,000 | 5,061 |
| Additional noninterest expense | $1,555,000 | 3,530 |
| Pre-tax net operating income | $-6,509,000 | 7,884 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $-2,475,000 | 7,973 |
| Income before extraordinary items | $-4,034,000 | 7,740 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-4,034,000 | 7,739 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,585,000 | 748 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-4,034,000 | 7,803 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $7,292,000 | 3,665 |
| Total interest expense | $3,868,000 | 2,989 |
| Net interest income | $3,424,000 | 4,217 |
| Provision for loan and lease losses | $1,820,000 | 1,255 |
| Total noninterest income | $281,000 | 5,493 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $169,000 | 4,605 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $112,000 | 5,436 |
| Total noninterest expense | $2,584,000 | 4,674 |
| Salaries and employee benefits | $1,209,000 | 5,130 |
| Premises and equipment expense | $306,000 | 5,047 |
| Additional noninterest expense | $1,069,000 | 3,693 |
| Pre-tax net operating income | $-699,000 | 7,377 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $-264,000 | 7,717 |
| Income before extraordinary items | $-435,000 | 7,135 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-435,000 | 7,132 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,049,000 | 814 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-435,000 | 7,273 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $5,140,000 | 3,574 |
| Total interest expense | $2,666,000 | 3,016 |
| Net interest income | $2,474,000 | 4,012 |
| Provision for loan and lease losses | $820,000 | 1,392 |
| Total noninterest income | $178,000 | 5,676 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $104,000 | 4,763 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $74,000 | 5,542 |
| Total noninterest expense | $1,751,000 | 4,658 |
| Salaries and employee benefits | $818,000 | 5,144 |
| Premises and equipment expense | $200,000 | 5,145 |
| Additional noninterest expense | $733,000 | 3,589 |
| Pre-tax net operating income | $81,000 | 6,506 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $80,000 | 3,665 |
| Income before extraordinary items | $1,000 | 7,005 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,000 | 7,005 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,227,000 | 759 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $1,000 | 6,954 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $2,725,000 | 3,496 |
| Total interest expense | $1,396,000 | 3,068 |
| Net interest income | $1,329,000 | 3,807 |
| Provision for loan and lease losses | $220,000 | 1,731 |
| Total noninterest income | $89,000 | 5,671 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $55,000 | 4,609 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $34,000 | 5,717 |
| Total noninterest expense | $993,000 | 4,258 |
| Salaries and employee benefits | $568,000 | 4,140 |
| Premises and equipment expense | $97,000 | 5,250 |
| Additional noninterest expense | $328,000 | 3,854 |
| Pre-tax net operating income | $205,000 | 4,915 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $126,000 | 2,531 |
| Income before extraordinary items | $79,000 | 6,138 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $79,000 | 6,140 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $937,000 | 482 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $79,000 | 6,043 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $11,875,000 | 3,317 |
| Total interest expense | $5,262,000 | 3,342 |
| Net interest income | $6,613,000 | 3,247 |
| Provision for loan and lease losses | $2,266,000 | 760 |
| Total noninterest income | $2,821,000 | 1,713 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $242,000 | 4,525 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $2,579,000 | 1,134 |
| Total noninterest expense | $4,648,000 | 3,656 |
| Salaries and employee benefits | $2,496,000 | 3,720 |
| Premises and equipment expense | $536,000 | 4,162 |
| Additional noninterest expense | $1,616,000 | 3,219 |
| Pre-tax net operating income | $2,520,000 | 2,812 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $981,000 | 1,885 |
| Income before extraordinary items | $1,539,000 | 3,385 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,539,000 | 3,384 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,262,000 | 843 |
| Cash dividends | $2,360,000 | 1,433 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,539,000 | 3,369 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $8,980,000 | 3,295 |
| Total interest expense | $3,798,000 | 3,432 |
| Net interest income | $5,182,000 | 3,141 |
| Provision for loan and lease losses | $1,766,000 | 575 |
| Total noninterest income | $290,000 | 5,606 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $180,000 | 4,560 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $110,000 | 5,629 |
| Total noninterest expense | $3,333,000 | 3,785 |
| Salaries and employee benefits | $1,876,000 | 3,713 |
| Premises and equipment expense | $413,000 | 4,067 |
| Additional noninterest expense | $1,044,000 | 3,578 |
| Pre-tax net operating income | $373,000 | 6,274 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $161,000 | 3,974 |
| Income before extraordinary items | $212,000 | 6,754 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $212,000 | 6,752 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,256,000 | 559 |
| Cash dividends | $360,000 | 3,382 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $212,000 | 6,742 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $5,827,000 | 3,378 |
| Total interest expense | $2,372,000 | 3,594 |
| Net interest income | $3,455,000 | 3,166 |
| Provision for loan and lease losses | $1,726,000 | 365 |
| Total noninterest income | $183,000 | 5,749 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $114,000 | 4,674 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $69,000 | 5,763 |
| Total noninterest expense | $2,174,000 | 3,873 |
| Salaries and employee benefits | $1,234,000 | 3,789 |
| Premises and equipment expense | $284,000 | 3,995 |
| Additional noninterest expense | $656,000 | 3,745 |
| Pre-tax net operating income | $-262,000 | 8,126 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $-109,000 | 8,394 |
| Income before extraordinary items | $-153,000 | 8,071 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-153,000 | 8,070 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,455,000 | 341 |
| Cash dividends | $360,000 | 2,893 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $-153,000 | 8,066 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $2,782,000 | 3,490 |
| Total interest expense | $1,091,000 | 3,779 |
| Net interest income | $1,691,000 | 3,209 |
| Provision for loan and lease losses | $36,000 | 3,550 |
| Total noninterest income | $101,000 | 5,536 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $57,000 | 4,628 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $44,000 | 5,347 |
| Total noninterest expense | $1,076,000 | 3,907 |
| Salaries and employee benefits | $616,000 | 3,824 |
| Premises and equipment expense | $136,000 | 4,150 |
| Additional noninterest expense | $324,000 | 3,739 |
| Pre-tax net operating income | $680,000 | 2,856 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $247,000 | 2,102 |
| Income before extraordinary items | $433,000 | 3,321 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $433,000 | 3,321 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $433,000 | 3,298 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $10,478,000 | 3,452 |
| Total interest expense | $3,636,000 | 3,820 |
| Net interest income | $6,842,000 | 3,167 |
| Provision for loan and lease losses | $240,000 | 3,157 |
| Total noninterest income | $1,268,000 | 3,019 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $264,000 | 4,382 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,004,000 | 2,219 |
| Total noninterest expense | $4,076,000 | 3,941 |
| Salaries and employee benefits | $2,428,000 | 3,687 |
| Premises and equipment expense | $511,000 | 4,201 |
| Additional noninterest expense | $1,137,000 | 4,106 |
| Pre-tax net operating income | $3,794,000 | 2,344 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $1,423,000 | 1,751 |
| Income before extraordinary items | $2,371,000 | 2,731 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $2,371,000 | 2,732 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 7,859 |
| Cash dividends | $2,400,000 | 1,339 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $2,371,000 | 2,715 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $7,720,000 | 3,473 |
| Total interest expense | $2,602,000 | 3,858 |
| Net interest income | $5,118,000 | 3,203 |
| Provision for loan and lease losses | $180,000 | 3,038 |
| Total noninterest income | $1,164,000 | 2,645 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $200,000 | 4,389 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $964,000 | 1,869 |
| Total noninterest expense | $3,023,000 | 3,959 |
| Salaries and employee benefits | $1,810,000 | 3,708 |
| Premises and equipment expense | $365,000 | 4,351 |
| Additional noninterest expense | $848,000 | 4,095 |
| Pre-tax net operating income | $3,079,000 | 2,288 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $1,150,000 | 1,695 |
| Income before extraordinary items | $1,929,000 | 2,642 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,929,000 | 2,646 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 7,625 |
| Cash dividends | $1,200,000 | 1,699 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,929,000 | 2,634 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $5,011,000 | 3,491 |
| Total interest expense | $1,622,000 | 3,918 |
| Net interest income | $3,389,000 | 3,225 |
| Provision for loan and lease losses | $65,000 | 3,979 |
| Total noninterest income | $232,000 | 5,307 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $132,000 | 4,392 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $100,000 | 5,133 |
| Total noninterest expense | $2,065,000 | 3,917 |
| Salaries and employee benefits | $1,226,000 | 3,684 |
| Premises and equipment expense | $235,000 | 4,444 |
| Additional noninterest expense | $604,000 | 3,900 |
| Pre-tax net operating income | $1,491,000 | 2,895 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $557,000 | 2,150 |
| Income before extraordinary items | $934,000 | 3,371 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $934,000 | 3,374 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 7,553 |
| Cash dividends | $760,000 | 1,780 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $934,000 | 3,360 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $2,411,000 | 3,527 |
| Total interest expense | $778,000 | 3,890 |
| Net interest income | $1,633,000 | 3,314 |
| Provision for loan and lease losses | $30,000 | 3,822 |
| Total noninterest income | $114,000 | 5,324 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $66,000 | 4,344 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $48,000 | 5,189 |
| Total noninterest expense | $1,056,000 | 3,839 |
| Salaries and employee benefits | $607,000 | 3,729 |
| Premises and equipment expense | $117,000 | 4,489 |
| Additional noninterest expense | $332,000 | 3,593 |
| Pre-tax net operating income | $661,000 | 3,099 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $245,000 | 2,299 |
| Income before extraordinary items | $416,000 | 3,589 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $416,000 | 3,588 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,292 |
| Cash dividends | $440,000 | 1,508 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $416,000 | 3,572 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $8,369,000 | 3,624 |
| Total interest expense | $2,288,000 | 4,051 |
| Net interest income | $6,081,000 | 3,380 |
| Provision for loan and lease losses | $223,000 | 3,406 |
| Total noninterest income | $489,000 | 5,293 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $300,000 | 4,189 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $189,000 | 5,279 |
| Total noninterest expense | $4,024,000 | 3,849 |
| Salaries and employee benefits | $2,073,000 | 4,020 |
| Premises and equipment expense | $485,000 | 4,276 |
| Additional noninterest expense | $1,466,000 | 3,288 |
| Pre-tax net operating income | $2,323,000 | 3,323 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $874,000 | 2,462 |
| Income before extraordinary items | $1,449,000 | 3,868 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,449,000 | 3,869 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 6,503 |
| Cash dividends | $120,000 | 5,364 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,449,000 | 3,840 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $5,976,000 | 3,721 |
| Total interest expense | $1,598,000 | 4,119 |
| Net interest income | $4,378,000 | 3,494 |
| Provision for loan and lease losses | $223,000 | 2,789 |
| Total noninterest income | $367,000 | 5,310 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $229,000 | 4,151 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $138,000 | 5,343 |
| Total noninterest expense | $2,903,000 | 3,930 |
| Salaries and employee benefits | $1,511,000 | 4,069 |
| Premises and equipment expense | $355,000 | 4,325 |
| Additional noninterest expense | $1,037,000 | 3,412 |
| Pre-tax net operating income | $1,619,000 | 3,549 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $611,000 | 2,604 |
| Income before extraordinary items | $1,008,000 | 4,135 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,008,000 | 4,135 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,295 |
| Cash dividends | $120,000 | 4,554 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,008,000 | 4,095 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $3,737,000 | 3,824 |
| Total interest expense | $959,000 | 4,251 |
| Net interest income | $2,778,000 | 3,623 |
| Provision for loan and lease losses | $160,000 | 2,526 |
| Total noninterest income | $236,000 | 5,360 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $146,000 | 4,216 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $90,000 | 5,383 |
| Total noninterest expense | $1,804,000 | 4,137 |
| Salaries and employee benefits | $905,000 | 4,401 |
| Premises and equipment expense | $237,000 | 4,301 |
| Additional noninterest expense | $662,000 | 3,502 |
| Pre-tax net operating income | $1,050,000 | 3,586 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $394,000 | 2,639 |
| Income before extraordinary items | $656,000 | 4,180 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $656,000 | 4,181 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,660 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $656,000 | 4,123 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,733,000 | 4,036 |
| Total interest expense | $441,000 | 4,386 |
| Net interest income | $1,292,000 | 3,814 |
| Provision for loan and lease losses | $47,000 | 3,284 |
| Total noninterest income | $116,000 | 5,357 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $75,000 | 4,075 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $41,000 | 5,596 |
| Total noninterest expense | $861,000 | 4,309 |
| Salaries and employee benefits | $412,000 | 4,729 |
| Premises and equipment expense | $119,000 | 4,321 |
| Additional noninterest expense | $330,000 | 3,527 |
| Pre-tax net operating income | $500,000 | 3,683 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $187,000 | 2,718 |
| Income before extraordinary items | $313,000 | 4,245 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $313,000 | 4,247 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $313,000 | 4,199 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $4,525,000 | 5,160 |
| Total interest expense | $861,000 | 6,063 |
| Net interest income | $3,664,000 | 4,759 |
| Provision for loan and lease losses | $204,000 | 3,651 |
| Total noninterest income | $480,000 | 5,371 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $322,000 | 4,161 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $158,000 | 5,589 |
| Total noninterest expense | $3,026,000 | 4,629 |
| Salaries and employee benefits | $1,480,000 | 5,004 |
| Premises and equipment expense | $439,000 | 4,488 |
| Additional noninterest expense | $1,107,000 | 3,995 |
| Pre-tax net operating income | $914,000 | 5,454 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $346,000 | 3,953 |
| Income before extraordinary items | $568,000 | 6,077 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $568,000 | 6,081 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-26,000 | 8,520 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $568,000 | 6,014 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $3,021,000 | 5,531 |
| Total interest expense | $503,000 | 6,685 |
| Net interest income | $2,518,000 | 5,037 |
| Provision for loan and lease losses | $144,000 | 3,617 |
| Total noninterest income | $350,000 | 5,467 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $241,000 | 4,185 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $109,000 | 5,766 |
| Total noninterest expense | $2,169,000 | 4,735 |
| Salaries and employee benefits | $1,048,000 | 5,143 |
| Premises and equipment expense | $325,000 | 4,517 |
| Additional noninterest expense | $796,000 | 4,105 |
| Pre-tax net operating income | $555,000 | 6,084 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $209,000 | 4,372 |
| Income before extraordinary items | $346,000 | 6,630 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $346,000 | 6,631 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,805 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $346,000 | 6,559 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,740,000 | 5,989 |
| Total interest expense | $259,000 | 7,315 |
| Net interest income | $1,481,000 | 5,449 |
| Provision for loan and lease losses | $54,000 | 4,620 |
| Total noninterest income | $237,000 | 5,418 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $154,000 | 4,263 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $83,000 | 5,537 |
| Total noninterest expense | $1,390,000 | 4,909 |
| Salaries and employee benefits | $657,000 | 5,406 |
| Premises and equipment expense | $216,000 | 4,527 |
| Additional noninterest expense | $517,000 | 4,204 |
| Pre-tax net operating income | $274,000 | 6,668 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $102,000 | 4,819 |
| Income before extraordinary items | $172,000 | 7,142 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $172,000 | 7,142 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 7,878 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $172,000 | 7,066 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $783,000 | 6,349 |
| Total interest expense | $127,000 | 7,409 |
| Net interest income | $656,000 | 5,843 |
| Provision for loan and lease losses | $11,000 | 5,558 |
| Total noninterest income | $90,000 | 6,013 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $78,000 | 4,175 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $12,000 | 7,544 |
| Total noninterest expense | $680,000 | 5,006 |
| Salaries and employee benefits | $328,000 | 5,435 |
| Premises and equipment expense | $104,000 | 4,667 |
| Additional noninterest expense | $248,000 | 4,344 |
| Pre-tax net operating income | $55,000 | 7,840 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $21,000 | 5,742 |
| Income before extraordinary items | $34,000 | 8,076 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $34,000 | 8,077 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 7,873 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $34,000 | 8,013 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $3,017,000 | 6,499 |
| Total interest expense | $556,000 | 7,546 |
| Net interest income | $2,461,000 | 5,955 |
| Provision for loan and lease losses | $141,000 | 4,687 |
| Total noninterest income | $447,000 | 5,707 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $354,000 | 3,917 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $93,000 | 6,648 |
| Total noninterest expense | $2,590,000 | 5,090 |
| Salaries and employee benefits | $1,107,000 | 5,911 |
| Premises and equipment expense | $396,000 | 4,761 |
| Additional noninterest expense | $1,087,000 | 4,010 |
| Pre-tax net operating income | $177,000 | 7,902 |
| Securities gains (losses) | $9,000 | 3,670 |
| Applicable income taxes | $-597,000 | 9,101 |
| Income before extraordinary items | $783,000 | 5,290 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $783,000 | 5,290 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $76,000 | 4,498 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $774,000 | 5,173 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $2,254,000 | 6,589 |
| Total interest expense | $419,000 | 7,691 |
| Net interest income | $1,835,000 | 6,003 |
| Provision for loan and lease losses | $133,000 | 4,187 |
| Total noninterest income | $333,000 | 5,798 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $276,000 | 3,853 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $57,000 | 7,031 |
| Total noninterest expense | $1,949,000 | 5,069 |
| Salaries and employee benefits | $832,000 | 5,886 |
| Premises and equipment expense | $303,000 | 4,685 |
| Additional noninterest expense | $814,000 | 4,018 |
| Pre-tax net operating income | $86,000 | 8,306 |
| Securities gains (losses) | $9,000 | 3,379 |
| Applicable income taxes | $0 | 7,524 |
| Income before extraordinary items | $95,000 | 8,251 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $95,000 | 8,253 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $52,000 | 4,212 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $86,000 | 8,193 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,481,000 | 6,707 |
| Total interest expense | $272,000 | 7,847 |
| Net interest income | $1,209,000 | 6,042 |
| Provision for loan and lease losses | $117,000 | 3,616 |
| Total noninterest income | $224,000 | 5,751 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $187,000 | 3,774 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $37,000 | 7,072 |
| Total noninterest expense | $1,302,000 | 5,052 |
| Salaries and employee benefits | $551,000 | 5,912 |
| Premises and equipment expense | $200,000 | 4,707 |
| Additional noninterest expense | $551,000 | 3,948 |
| Pre-tax net operating income | $14,000 | 8,585 |
| Securities gains (losses) | $9,000 | 2,996 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $23,000 | 8,629 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $23,000 | 8,630 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $65,000 | 3,076 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $14,000 | 8,564 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $722,000 | 6,820 |
| Total interest expense | $144,000 | 7,833 |
| Net interest income | $578,000 | 6,172 |
| Provision for loan and lease losses | $91,000 | 2,487 |
| Total noninterest income | $118,000 | 5,493 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $100,000 | 3,549 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $18,000 | 7,075 |
| Total noninterest expense | $640,000 | 5,121 |
| Salaries and employee benefits | $274,000 | 5,929 |
| Premises and equipment expense | $99,000 | 4,734 |
| Additional noninterest expense | $267,000 | 4,010 |
| Pre-tax net operating income | $-35,000 | 8,852 |
| Securities gains (losses) | $9,000 | 2,215 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $-26,000 | 8,896 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-26,000 | 8,893 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $84,000 | 1,669 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $-35,000 | 8,831 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $3,087,000 | 6,769 |
| Total interest expense | $907,000 | 7,187 |
| Net interest income | $2,180,000 | 6,358 |
| Provision for loan and lease losses | $73,000 | 6,223 |
| Total noninterest income | $660,000 | 4,483 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $378,000 | 3,663 |
| Trading account gains and fees | $3,000 | 144 |
| Additional Noninterest Income | $279,000 | 4,409 |
| Total noninterest expense | $2,618,000 | 4,930 |
| Salaries and employee benefits | $917,000 | 6,452 |
| Premises and equipment expense | $376,000 | 4,852 |
| Additional noninterest expense | $1,325,000 | 3,312 |
| Pre-tax net operating income | $149,000 | 8,114 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $61,000 | 6,388 |
| Income before extraordinary items | $88,000 | 8,390 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $88,000 | 8,393 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $111,000 | 3,992 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $88,000 | 8,299 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $2,280,000 | 7,965 |
| Total interest expense | $1,062,000 | 7,893 |
| Net interest income | $1,218,000 | 7,843 |
| Provision for loan and lease losses | $684,000 | 1,708 |
| Total noninterest income | $285,000 | 6,548 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $201,000 | 5,155 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $84,000 | 6,788 |
| Total noninterest expense | $1,759,000 | 6,219 |
| Salaries and employee benefits | $757,000 | 6,950 |
| Premises and equipment expense | $238,000 | 6,235 |
| Additional noninterest expense | $764,000 | 4,948 |
| Pre-tax net operating income | $-940,000 | 9,338 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $0 | 7,903 |
| Income before extraordinary items | $-940,000 | 9,403 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $-940,000 | 9,404 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $619,000 | 1,334 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $-940,000 | 9,371 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $1,897,000 | 8,509 |
| Total interest expense | $792,000 | 8,667 |
| Net interest income | $1,105,000 | 8,268 |
| Provision for loan and lease losses | $142,000 | 4,519 |
| Total noninterest income | $142,000 | 8,009 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $126,000 | 6,120 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $16,000 | 9,131 |
| Total noninterest expense | $1,408,000 | 6,982 |
| Salaries and employee benefits | $666,000 | 7,351 |
| Premises and equipment expense | $233,000 | 6,275 |
| Additional noninterest expense | $509,000 | 6,360 |
| Pre-tax net operating income | $-303,000 | 9,418 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $0 | 8,362 |
| Income before extraordinary items | $-303,000 | 9,445 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $-303,000 | 9,443 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 6,269 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $-303,000 | 9,444 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $869,000 | 9,725 |
| Total interest expense | $171,000 | 9,970 |
| Net interest income | $698,000 | 9,285 |
| Provision for loan and lease losses | $78,000 | 5,718 |
| Total noninterest income | $124,000 | 8,471 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $71,000 | 7,328 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $53,000 | 7,953 |
| Total noninterest expense | $909,000 | 8,391 |
| Salaries and employee benefits | $408,000 | 8,841 |
| Premises and equipment expense | $101,000 | 8,608 |
| Additional noninterest expense | $400,000 | 7,272 |
| Pre-tax net operating income | $-165,000 | 9,592 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $0 | 8,765 |
| Income before extraordinary items | $-165,000 | 9,645 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-165,000 | 9,643 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,897 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $-165,000 | 9,620 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $231,000 | 10,347 |
| Total interest expense | $17,000 | 10,392 |
| Net interest income | $214,000 | 10,285 |
| Provision for loan and lease losses | $26,000 | 7,477 |
| Total noninterest income | $82,000 | 9,319 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $20,000 | 8,717 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $62,000 | 7,734 |
| Total noninterest expense | $566,000 | 9,566 |
| Salaries and employee benefits | $284,000 | 9,696 |
| Premises and equipment expense | $59,000 | 9,596 |
| Additional noninterest expense | $223,000 | 8,869 |
| Pre-tax net operating income | $-296,000 | 10,066 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $1,000 | 9,299 |
| Income before extraordinary items | $-297,000 | 10,118 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $-297,000 | 10,112 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,132 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $3,989,000 | 281 |
| Net operating income | $-297,000 | 10,088 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.