Home > Union Bank > Income and Expense
Union Bank, Income and Expense
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $14,280,000 | 2,436 |
| Total interest expense | $6,708,000 | 2,505 |
| Net interest income | $7,572,000 | 2,351 |
| Provision for loan and lease losses | $321,000 | 2,705 |
| Total noninterest income | $1,166,000 | 2,821 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $734,000 | 1,888 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $432,000 | 3,194 |
| Total noninterest expense | $5,887,000 | 2,318 |
| Salaries and employee benefits | $3,307,000 | 2,156 |
| Premises and equipment expense | $1,112,000 | 1,871 |
| Additional noninterest expense | $1,468,000 | 2,870 |
| Pre-tax net operating income | $2,530,000 | 2,739 |
| Securities gains (losses) | $3,000 | 1,519 |
| Applicable income taxes | $802,000 | 2,518 |
| Income before extraordinary items | $1,731,000 | 2,887 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,731,000 | 2,886 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $155,000 | 2,805 |
| Cash dividends | $803,000 | 2,648 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,728,960 | 2,886 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $12,419,000 | 2,620 |
| Total interest expense | $5,581,000 | 2,646 |
| Net interest income | $6,838,000 | 2,567 |
| Provision for loan and lease losses | $209,000 | 3,468 |
| Total noninterest income | $1,034,000 | 3,010 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $693,000 | 1,920 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $341,000 | 3,739 |
| Total noninterest expense | $5,456,000 | 2,483 |
| Salaries and employee benefits | $3,038,000 | 2,313 |
| Premises and equipment expense | $1,078,000 | 1,901 |
| Additional noninterest expense | $1,340,000 | 3,143 |
| Pre-tax net operating income | $2,207,000 | 3,088 |
| Securities gains (losses) | $24,000 | 1,292 |
| Applicable income taxes | $722,000 | 2,847 |
| Income before extraordinary items | $1,509,000 | 3,229 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,509,000 | 3,229 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $144,000 | 2,922 |
| Cash dividends | $713,000 | 2,870 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,492,680 | 3,220 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $11,523,000 | 2,802 |
| Total interest expense | $5,242,000 | 2,864 |
| Net interest income | $6,281,000 | 2,729 |
| Provision for loan and lease losses | $83,000 | 5,519 |
| Total noninterest income | $1,058,000 | 2,959 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $747,000 | 1,705 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $311,000 | 3,945 |
| Total noninterest expense | $5,170,000 | 2,517 |
| Salaries and employee benefits | $2,701,000 | 2,498 |
| Premises and equipment expense | $1,110,000 | 1,773 |
| Additional noninterest expense | $1,359,000 | 3,023 |
| Pre-tax net operating income | $2,086,000 | 3,234 |
| Securities gains (losses) | $22,000 | 2,353 |
| Applicable income taxes | $746,000 | 2,891 |
| Income before extraordinary items | $1,362,000 | 3,528 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,362,000 | 3,528 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $53,000 | 4,851 |
| Cash dividends | $559,000 | 3,277 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,347,700 | 3,455 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $10,642,000 | 3,045 |
| Total interest expense | $4,846,000 | 3,068 |
| Net interest income | $5,796,000 | 3,013 |
| Provision for loan and lease losses | $147,000 | 4,197 |
| Total noninterest income | $978,000 | 3,086 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $802,000 | 1,619 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $176,000 | 5,269 |
| Total noninterest expense | $4,646,000 | 2,746 |
| Salaries and employee benefits | $2,472,000 | 2,680 |
| Premises and equipment expense | $989,000 | 1,993 |
| Additional noninterest expense | $1,185,000 | 3,396 |
| Pre-tax net operating income | $1,981,000 | 3,560 |
| Securities gains (losses) | $29,000 | 1,652 |
| Applicable income taxes | $608,000 | 3,628 |
| Income before extraordinary items | $1,402,000 | 3,565 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,402,000 | 3,566 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $76,000 | 4,342 |
| Cash dividends | $721,000 | 2,734 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,381,700 | 3,533 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $9,829,000 | 3,333 |
| Total interest expense | $4,408,000 | 3,384 |
| Net interest income | $5,421,000 | 3,265 |
| Provision for loan and lease losses | $282,000 | 2,711 |
| Total noninterest income | $1,038,000 | 3,046 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $807,000 | 1,648 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $231,000 | 4,763 |
| Total noninterest expense | $4,491,000 | 3,019 |
| Salaries and employee benefits | $2,264,000 | 2,953 |
| Premises and equipment expense | $978,000 | 2,052 |
| Additional noninterest expense | $1,249,000 | 3,653 |
| Pre-tax net operating income | $1,686,000 | 3,960 |
| Securities gains (losses) | $2,000 | 3,501 |
| Applicable income taxes | $475,000 | 4,313 |
| Income before extraordinary items | $1,213,000 | 3,841 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,213,000 | 3,841 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $94,000 | 4,059 |
| Cash dividends | $647,000 | 2,903 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,211,560 | 3,790 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $4,998,000 | 5,984 |
| Total interest expense | $1,989,000 | 6,490 |
| Net interest income | $3,009,000 | 5,485 |
| Provision for loan and lease losses | $85,000 | 4,951 |
| Total noninterest income | $841,000 | 3,545 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $627,000 | 2,166 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $214,000 | 4,932 |
| Total noninterest expense | $2,944,000 | 4,363 |
| Salaries and employee benefits | $1,420,000 | 4,506 |
| Premises and equipment expense | $745,000 | 2,654 |
| Additional noninterest expense | $779,000 | 5,369 |
| Pre-tax net operating income | $821,000 | 6,750 |
| Securities gains (losses) | $-10,000 | 10,097 |
| Applicable income taxes | $235,000 | 6,877 |
| Income before extraordinary items | $576,000 | 6,747 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $576,000 | 6,746 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $102,000 | 3,716 |
| Cash dividends | $437,000 | 3,665 |
| Sale, conversion, retirement of capital stock, net | $27,000 | 698 |
| Net operating income | $583,100 | 6,699 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,473,000 | 6,170 |
| Total interest expense | $1,683,000 | 6,376 |
| Net interest income | $2,790,000 | 5,929 |
| Provision for loan and lease losses | $12,000 | 8,270 |
| Total noninterest income | $797,000 | 3,739 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $612,000 | 2,226 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $185,000 | 5,523 |
| Total noninterest expense | $2,996,000 | 4,411 |
| Salaries and employee benefits | $1,354,000 | 4,706 |
| Premises and equipment expense | $725,000 | 2,749 |
| Additional noninterest expense | $917,000 | 5,095 |
| Pre-tax net operating income | $579,000 | 8,126 |
| Securities gains (losses) | $10,000 | 2,219 |
| Applicable income taxes | $105,000 | 9,245 |
| Income before extraordinary items | $484,000 | 7,434 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $484,000 | 7,439 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $70,000 | 4,425 |
| Cash dividends | $476,000 | 3,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $475,800 | 7,534 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,735,000 | 6,053 |
| Total interest expense | $1,826,000 | 6,272 |
| Net interest income | $2,909,000 | 5,789 |
| Provision for loan and lease losses | $79,000 | 6,364 |
| Total noninterest income | $773,000 | 4,100 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $534,000 | 2,601 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $239,000 | 5,132 |
| Total noninterest expense | $3,355,000 | 4,069 |
| Salaries and employee benefits | $1,459,000 | 4,384 |
| Premises and equipment expense | $698,000 | 2,884 |
| Additional noninterest expense | $1,198,000 | 4,198 |
| Pre-tax net operating income | $248,000 | 10,631 |
| Securities gains (losses) | $55,000 | 3,253 |
| Applicable income taxes | $0 | 12,141 |
| Income before extraordinary items | $303,000 | 9,453 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $303,000 | 9,610 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $93,000 | 4,711 |
| Cash dividends | $338,000 | 4,080 |
| Sale, conversion, retirement of capital stock, net | $42,000 | 1,005 |
| Net operating income | $248,000 | 9,820 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $5,502,000 | 5,894 |
| Total interest expense | $2,311,000 | 6,379 |
| Net interest income | $3,191,000 | 5,417 |
| Provision for loan and lease losses | $96,000 | 7,391 |
| Total noninterest income | $799,000 | 3,976 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $605,000 | 2,269 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $194,000 | 5,772 |
| Total noninterest expense | $3,607,000 | 3,835 |
| Salaries and employee benefits | $1,419,000 | 4,443 |
| Premises and equipment expense | $824,000 | 2,512 |
| Additional noninterest expense | $1,364,000 | 3,887 |
| Pre-tax net operating income | $287,000 | 10,263 |
| Securities gains (losses) | $48,000 | 4,198 |
| Applicable income taxes | $29,000 | 11,842 |
| Income before extraordinary items | $306,000 | 9,233 |
| Extraordinary gains, net | $29,000 | 1,140 |
| Net income | $335,000 | 9,021 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $119,000 | 5,459 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $262,320 | 9,383 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.