Home > Unifirst Federal Savings Bank > Assets and Liabilities
Unifirst Federal Savings Bank, Assets and Liabilities
| 1997-12-31 | Rank | |
| # of Employees: | 25 | 6,227 |
| Assets and Liabilities | ||
| Total Assets: | $149,756,000 | 2,978 |
| Cash and due from depository institutions | $21,685,000 | 6,227 |
| Interest-bearing balances | $19,982,000 | 197 |
| Securities | $13,024,000 | 6,535 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,160 |
| Net loans & leases | $108,600,000 | 2,552 |
| Loan loss allowance | $387,000 | 6,668 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $1,788,000 | 4,172 |
| Other real estate owned | $2,852,000 | 6,227 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $1,807,000 | 3,817 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $149,756,000 | 2,978 |
| Total liabilities | $141,533,000 | 2,843 |
| Total deposits | $138,039,000 | 2,695 |
| Interest-bearing deposits | $134,614,000 | 2,380 |
| Deposits held in domestic offices | $138,039,000 | 2,689 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $3,283,000 | 2,380 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $211,000 | 8,849 |
| Total equity capital | $8,223,000 | 5,102 |
| Total bank equity capital | $8,223,000 | 5,102 |
| Perpetual preferred stock | $758,000 | 127 |
| Common stock | $5,078,000 | 696 |
| Surplus | $1,449,000 | 6,454 |
| Undivided profits | $938,000 | 8,725 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $807,000 | 2,933 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $603,000 | 3,942 |
| Earning assets | $141,606,000 | 2,913 |
| Long-term assets (5+ years) | $0 | 9,550 |
| Average Assets, year-to-date | $143,349,800 | 2,961 |
| Average Assets, quarterly | $145,893,500 | 2,999 |
| Volatile liabilities | $31,182,000 | 2,077 |
| Insider loans | $2,881,000 | 1,476 |
| FHLB advances | $3,283,000 | 591 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $3,249,000 | 6,313 |
| Tier 1 (core) risk-based capital | $8,219,000 | 4,960 |
| Tier 2 risk-based capital | $387,000 | 6,126 |
| Total risk weighted assets | $82,761,000 | 3,296 |
| Total unused commitments | $3,249,000 | 6,322 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 26 | 6,375 |
| Assets and Liabilities | ||
| Total Assets: | $138,795,000 | 3,267 |
| Cash and due from depository institutions | $6,329,000 | 6,375 |
| Interest-bearing balances | $5,008,000 | 757 |
| Securities | $7,802,000 | 8,686 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,460 |
| Net loans & leases | $117,733,000 | 2,395 |
| Loan loss allowance | $1,189,000 | 3,020 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $1,937,000 | 3,875 |
| Other real estate owned | $3,007,000 | 6,375 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $1,987,000 | 3,627 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $138,795,000 | 3,267 |
| Total liabilities | $130,830,000 | 3,135 |
| Total deposits | $125,745,000 | 3,030 |
| Interest-bearing deposits | $123,221,000 | 2,682 |
| Deposits held in domestic offices | $125,745,000 | 3,021 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $4,781,000 | 1,910 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $304,000 | 7,818 |
| Total equity capital | $7,965,000 | 5,254 |
| Total bank equity capital | $7,965,000 | 5,254 |
| Perpetual preferred stock | $758,000 | 143 |
| Common stock | $5,078,000 | 744 |
| Surplus | $1,449,000 | 6,627 |
| Undivided profits | $680,000 | 9,484 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,389,000 | 1,321 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $675,000 | 3,423 |
| Earning assets | $130,543,000 | 3,199 |
| Long-term assets (5+ years) | $0 | 9,965 |
| Average Assets, year-to-date | $141,966,400 | 3,066 |
| Average Assets, quarterly | $141,162,500 | 3,173 |
| Volatile liabilities | $20,468,000 | 2,868 |
| Insider loans | $2,591,000 | 1,654 |
| FHLB advances | $4,781,000 | 576 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $2,913,000 | 6,518 |
| Tier 1 (core) risk-based capital | $7,973,000 | 5,152 |
| Tier 2 risk-based capital | $1,088,000 | 2,738 |
| Total risk weighted assets | $86,977,000 | 3,164 |
| Total unused commitments | $2,913,000 | 6,533 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 26 | 6,632 |
| Assets and Liabilities | ||
| Total Assets: | $142,526,000 | 3,188 |
| Cash and due from depository institutions | $6,921,000 | 6,632 |
| Interest-bearing balances | $5,899,000 | 824 |
| Securities | $9,262,000 | 8,537 |
| Federal funds sold & reverse repurchase agreements | $0 | 9,298 |
| Net loans & leases | $117,357,000 | 2,359 |
| Loan loss allowance | $989,000 | 3,582 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $2,089,000 | 3,561 |
| Other real estate owned | $4,756,000 | 6,632 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $2,141,000 | 3,423 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $142,526,000 | 3,188 |
| Total liabilities | $133,697,000 | 3,092 |
| Total deposits | $126,210,000 | 3,049 |
| Interest-bearing deposits | $123,354,000 | 2,722 |
| Deposits held in domestic offices | $126,210,000 | 3,041 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $7,199,000 | 1,391 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $288,000 | 8,442 |
| Total equity capital | $8,829,000 | 4,807 |
| Total bank equity capital | $8,829,000 | 4,807 |
| Perpetual preferred stock | $758,000 | 157 |
| Common stock | $5,078,000 | 748 |
| Surplus | $1,449,000 | 6,714 |
| Undivided profits | $1,544,000 | 8,222 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,269,000 | 1,379 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $702,000 | 3,360 |
| Earning assets | $132,518,000 | 3,159 |
| Long-term assets (5+ years) | $0 | 10,367 |
| Average Assets, year-to-date | $142,157,600 | 3,081 |
| Average Assets, quarterly | $141,027,000 | 3,181 |
| Volatile liabilities | $24,141,000 | 2,254 |
| Insider loans | $2,638,000 | 1,653 |
| FHLB advances | $7,199,000 | 474 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $3,398,000 | 6,024 |
| Tier 1 (core) risk-based capital | $8,797,000 | 4,701 |
| Tier 2 risk-based capital | $852,000 | 3,398 |
| Total risk weighted assets | $89,581,000 | 2,993 |
| Total unused commitments | $3,398,000 | 6,039 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 25 | 7,052 |
| Assets and Liabilities | ||
| Total Assets: | $137,368,000 | 3,257 |
| Cash and due from depository institutions | $5,519,000 | 7,052 |
| Interest-bearing balances | $4,904,000 | 737 |
| Securities | $10,551,000 | 8,557 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $115,581,000 | 2,347 |
| Loan loss allowance | $1,890,000 | 2,074 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $2,068,000 | 3,546 |
| Other real estate owned | $1,459,000 | 7,052 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $2,190,000 | 3,555 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $137,368,000 | 3,257 |
| Total liabilities | $128,592,000 | 3,166 |
| Total deposits | $116,597,000 | 3,262 |
| Interest-bearing deposits | $114,921,000 | 2,871 |
| Deposits held in domestic offices | $116,597,000 | 3,254 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $11,657,000 | 1,146 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $338,000 | 6,795 |
| Total equity capital | $8,776,000 | 4,561 |
| Total bank equity capital | $8,776,000 | 4,561 |
| Perpetual preferred stock | $758,000 | 167 |
| Common stock | $5,051,000 | 738 |
| Surplus | $1,448,000 | 6,806 |
| Undivided profits | $1,519,000 | 7,984 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,044,000 | 1,156 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $719,000 | 2,836 |
| Earning assets | $131,036,000 | 3,135 |
| Long-term assets (5+ years) | $0 | 10,888 |
| Average Assets, year-to-date | $128,150,000 | 3,393 |
| Average Assets, quarterly | $134,177,000 | 3,302 |
| Volatile liabilities | $25,835,000 | 2,053 |
| Insider loans | $1,735,000 | 2,350 |
| FHLB advances | $11,657,000 | 434 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $1,996,000 | 7,475 |
| Tier 1 (core) risk-based capital | $8,953,000 | 4,534 |
| Tier 2 risk-based capital | $1,094,000 | 2,695 |
| Total risk weighted assets | $87,258,000 | 3,030 |
| Total unused commitments | $1,996,000 | 7,488 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 25 | 7,348 |
| Assets and Liabilities | ||
| Total Assets: | $121,859,000 | 3,706 |
| Cash and due from depository institutions | $4,298,000 | 7,348 |
| Interest-bearing balances | $3,671,000 | 1,603 |
| Securities | $4,989,000 | 11,286 |
| Federal funds sold & reverse repurchase agreements | $0 | 10,345 |
| Net loans & leases | $107,283,000 | 2,447 |
| Loan loss allowance | $1,825,000 | 2,229 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $2,125,000 | 3,420 |
| Other real estate owned | $1,608,000 | 7,348 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $1,556,000 | 4,298 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $121,859,000 | 3,706 |
| Total liabilities | $114,586,000 | 3,598 |
| Total deposits | $104,040,000 | 3,740 |
| Interest-bearing deposits | $102,347,000 | 3,317 |
| Deposits held in domestic offices | $104,040,000 | 3,733 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $10,000,000 | 1,081 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $546,000 | 5,030 |
| Total equity capital | $7,273,000 | 5,426 |
| Total bank equity capital | $7,273,000 | 5,426 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $5,051,000 | 728 |
| Surplus | $1,448,000 | 6,841 |
| Undivided profits | $774,000 | 10,119 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,543,000 | 1,039 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $557,000 | 3,318 |
| Earning assets | $115,943,000 | 3,572 |
| Long-term assets (5+ years) | $0 | 11,403 |
| Average Assets, year-to-date | $121,360,400 | 3,635 |
| Average Assets, quarterly | $121,787,500 | 3,685 |
| Volatile liabilities | $19,712,000 | 2,428 |
| Insider loans | $1,949,000 | 2,099 |
| FHLB advances | $10,000,000 | 403 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $2,057,000 | 7,430 |
| Tier 1 (core) risk-based capital | $7,273,000 | 5,351 |
| Tier 2 risk-based capital | $1,023,000 | 2,821 |
| Total risk weighted assets | $81,624,000 | 3,158 |
| Total unused commitments | $2,057,000 | 7,456 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 23 | 7,923 |
| Assets and Liabilities | ||
| Total Assets: | $120,365,000 | 3,835 |
| Cash and due from depository institutions | $1,924,000 | 7,923 |
| Interest-bearing balances | $1,341,000 | 3,331 |
| Securities | $5,848,000 | 11,149 |
| Federal funds sold & reverse repurchase agreements | $0 | 11,296 |
| Net loans & leases | $105,139,000 | 2,548 |
| Loan loss allowance | $1,658,000 | 2,487 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $1,956,000 | 3,691 |
| Other real estate owned | $3,113,000 | 7,923 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $2,385,000 | 3,086 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $120,365,000 | 3,835 |
| Total liabilities | $113,970,000 | 3,724 |
| Total deposits | $104,178,000 | 3,853 |
| Interest-bearing deposits | $102,721,000 | 3,447 |
| Deposits held in domestic offices | $104,178,000 | 3,844 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $9,500,000 | 978 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $292,000 | 8,362 |
| Total equity capital | $6,395,000 | 5,816 |
| Total bank equity capital | $6,395,000 | 5,816 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $5,050,000 | 730 |
| Surplus | $1,449,000 | 6,789 |
| Undivided profits | $-104,000 | 12,779 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,229,000 | 1,596 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $643,000 | 3,131 |
| Earning assets | $112,328,000 | 3,760 |
| Long-term assets (5+ years) | $0 | 11,806 |
| Average Assets, year-to-date | $117,242,200 | 3,853 |
| Average Assets, quarterly | $118,675,500 | 3,854 |
| Volatile liabilities | $18,650,000 | 2,490 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $9,500,000 | 400 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $3,358,000 | 5,753 |
| Tier 1 (core) risk-based capital | $6,395,000 | 5,743 |
| Tier 2 risk-based capital | $1,003,000 | 2,900 |
| Total risk weighted assets | $79,949,000 | 3,273 |
| Total unused commitments | $3,358,000 | 5,782 |
| Derivatives | $0 | 651 |