Home > UNICO Bank, Federal Savings Bank > Assets and Liabilities
UNICO Bank, Federal Savings Bank, Assets and Liabilities
| 1999-12-31 | Rank | |
| # of Employees: | 45 | 3,793 |
| Assets and Liabilities | ||
| Total Assets: | $103,942,000 | 4,263 |
| Cash and due from depository institutions | $2,192,000 | 3,793 |
| Interest-bearing balances | $604,000 | 2,933 |
| Securities | $24,090,000 | 4,243 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,825 |
| Net loans & leases | $73,202,000 | 3,833 |
| Loan loss allowance | $552,000 | 5,318 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $2,459,000 | 3,407 |
| Other real estate owned | $17,000 | 3,793 |
| Goodwill and other intangibles | $32,000 | 2,977 |
| All other assets | $1,950,000 | 4,035 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $103,942,000 | 4,263 |
| Total liabilities | $99,088,000 | 4,063 |
| Total deposits | $90,959,000 | 4,060 |
| Interest-bearing deposits | $85,016,000 | 3,770 |
| Deposits held in domestic offices | $90,959,000 | 4,056 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $7,525,000 | 2,362 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $604,000 | 4,738 |
| Total equity capital | $4,854,000 | 7,092 |
| Total bank equity capital | $4,854,000 | 7,092 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $2,000 | 9,111 |
| Surplus | $4,457,000 | 3,301 |
| Undivided profits | $395,000 | 8,578 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,024,000 | 2,135 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $666,000 | 3,534 |
| Earning assets | $97,896,000 | 4,157 |
| Long-term assets (5+ years) | $0 | 8,976 |
| Average Assets, year-to-date | $96,648,600 | 4,376 |
| Average Assets, quarterly | $105,296,000 | 4,173 |
| Volatile liabilities | $32,260,000 | 2,413 |
| Insider loans | $1,472,000 | 2,850 |
| FHLB advances | $7,525,000 | 539 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $4,204,000 | 5,887 |
| Tier 1 (core) risk-based capital | $6,882,000 | 5,753 |
| Tier 2 risk-based capital | $375,000 | 6,296 |
| Total risk weighted assets | $56,407,000 | 4,843 |
| Total unused commitments | $4,204,000 | 5,895 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 45 | 3,815 |
| Assets and Liabilities | ||
| Total Assets: | $76,931,000 | 5,358 |
| Cash and due from depository institutions | $11,163,000 | 3,815 |
| Interest-bearing balances | $10,148,000 | 618 |
| Securities | $8,177,000 | 7,644 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,346 |
| Net loans & leases | $54,149,000 | 4,683 |
| Loan loss allowance | $278,000 | 7,626 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $2,311,000 | 3,448 |
| Other real estate owned | $222,000 | 3,815 |
| Goodwill and other intangibles | $45,000 | 2,940 |
| All other assets | $864,000 | 6,438 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $76,931,000 | 5,358 |
| Total liabilities | $73,397,000 | 5,133 |
| Total deposits | $73,027,000 | 4,896 |
| Interest-bearing deposits | $73,027,000 | 4,310 |
| Deposits held in domestic offices | $73,027,000 | 4,892 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $370,000 | 6,771 |
| Total equity capital | $3,534,000 | 8,334 |
| Total bank equity capital | $3,534,000 | 8,334 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $2,000 | 9,321 |
| Surplus | $1,313,000 | 6,542 |
| Undivided profits | $2,219,000 | 6,666 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $466,000 | 4,131 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $341,000 | 6,083 |
| Earning assets | $72,474,000 | 5,246 |
| Long-term assets (5+ years) | $0 | 9,173 |
| Average Assets, year-to-date | $59,688,200 | 6,104 |
| Average Assets, quarterly | $68,290,500 | 5,734 |
| Volatile liabilities | $17,626,000 | 3,360 |
| Insider loans | $1,483,000 | 2,675 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $7,627,000 | 4,289 |
| Tier 1 (core) risk-based capital | $3,517,000 | 8,240 |
| Tier 2 risk-based capital | $278,000 | 7,253 |
| Total risk weighted assets | $46,733,000 | 5,321 |
| Total unused commitments | $7,627,000 | 4,294 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 28 | 5,787 |
| Assets and Liabilities | ||
| Total Assets: | $52,696,000 | 6,855 |
| Cash and due from depository institutions | $2,884,000 | 5,787 |
| Interest-bearing balances | $2,169,000 | 1,687 |
| Securities | $15,792,000 | 5,796 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,160 |
| Net loans & leases | $31,939,000 | 6,626 |
| Loan loss allowance | $176,000 | 9,118 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $1,183,000 | 5,457 |
| Other real estate owned | $14,000 | 5,787 |
| Goodwill and other intangibles | $58,000 | 2,874 |
| All other assets | $826,000 | 6,772 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $52,696,000 | 6,855 |
| Total liabilities | $49,449,000 | 6,661 |
| Total deposits | $49,070,000 | 6,474 |
| Interest-bearing deposits | $46,963,000 | 6,010 |
| Deposits held in domestic offices | $49,070,000 | 6,469 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $379,000 | 6,922 |
| Total equity capital | $3,247,000 | 8,784 |
| Total bank equity capital | $3,247,000 | 8,784 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $2,000 | 9,720 |
| Surplus | $1,313,000 | 6,658 |
| Undivided profits | $1,932,000 | 7,209 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $184,000 | 6,511 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $192,000 | 8,380 |
| Earning assets | $49,900,000 | 6,718 |
| Long-term assets (5+ years) | $0 | 9,550 |
| Average Assets, year-to-date | $47,118,800 | 7,104 |
| Average Assets, quarterly | $50,555,000 | 6,957 |
| Volatile liabilities | $2,089,000 | 9,228 |
| Insider loans | $1,412,000 | 2,756 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $969,000 | 8,802 |
| Tier 1 (core) risk-based capital | $3,189,000 | 8,745 |
| Tier 2 risk-based capital | $0 | 10,816 |
| Total risk weighted assets | $28,642,000 | 7,191 |
| Total unused commitments | $969,000 | 8,812 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 23 | 6,897 |
| Assets and Liabilities | ||
| Total Assets: | $43,017,000 | 7,862 |
| Cash and due from depository institutions | $1,292,000 | 6,897 |
| Interest-bearing balances | $1,054,000 | 2,308 |
| Securities | $10,423,000 | 7,791 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,460 |
| Net loans & leases | $29,393,000 | 7,060 |
| Loan loss allowance | $117,000 | 10,319 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $946,000 | 6,190 |
| Other real estate owned | $0 | 6,897 |
| Goodwill and other intangibles | $74,000 | 2,646 |
| All other assets | $889,000 | 6,732 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $43,017,000 | 7,862 |
| Total liabilities | $40,340,000 | 7,664 |
| Total deposits | $40,074,000 | 7,497 |
| Interest-bearing deposits | $40,074,000 | 6,874 |
| Deposits held in domestic offices | $40,074,000 | 7,491 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $266,000 | 8,301 |
| Total equity capital | $2,677,000 | 9,591 |
| Total bank equity capital | $2,677,000 | 9,591 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $3,000 | 10,180 |
| Surplus | $933,000 | 7,957 |
| Undivided profits | $1,741,000 | 7,630 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $297,000 | 5,643 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $227,000 | 8,015 |
| Earning assets | $40,870,000 | 7,713 |
| Long-term assets (5+ years) | $0 | 9,965 |
| Average Assets, year-to-date | $40,423,400 | 7,976 |
| Average Assets, quarterly | $42,767,000 | 7,832 |
| Volatile liabilities | $3,430,000 | 8,216 |
| Insider loans | $867,000 | 4,004 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $614,000 | 9,548 |
| Tier 1 (core) risk-based capital | $2,603,000 | 9,612 |
| Tier 2 risk-based capital | $116,000 | 10,042 |
| Total risk weighted assets | $23,447,000 | 8,035 |
| Total unused commitments | $614,000 | 9,558 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 24 | 6,946 |
| Assets and Liabilities | ||
| Total Assets: | $36,375,000 | 8,784 |
| Cash and due from depository institutions | $1,565,000 | 6,946 |
| Interest-bearing balances | $1,300,000 | 2,236 |
| Securities | $7,719,000 | 9,112 |
| Federal funds sold & reverse repurchase agreements | $0 | 9,298 |
| Net loans & leases | $25,537,000 | 7,629 |
| Loan loss allowance | $96,000 | 11,047 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $872,000 | 6,521 |
| Other real estate owned | $0 | 6,946 |
| Goodwill and other intangibles | $84,000 | 2,432 |
| All other assets | $598,000 | 8,497 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $36,376,000 | 8,784 |
| Total liabilities | $33,950,000 | 8,610 |
| Total deposits | $33,688,000 | 8,476 |
| Interest-bearing deposits | $33,688,000 | 7,784 |
| Deposits held in domestic offices | $33,688,000 | 8,472 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $262,000 | 8,815 |
| Total equity capital | $2,426,000 | 10,171 |
| Total bank equity capital | $2,426,000 | 10,171 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $3,000 | 10,649 |
| Surplus | $932,000 | 8,169 |
| Undivided profits | $1,491,000 | 8,312 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $222,000 | 6,418 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $215,000 | 8,502 |
| Earning assets | $34,556,000 | 8,632 |
| Long-term assets (5+ years) | $0 | 10,367 |
| Average Assets, year-to-date | $31,726,000 | 9,147 |
| Average Assets, quarterly | $35,801,500 | 8,785 |
| Volatile liabilities | $5,806,000 | 6,410 |
| Insider loans | $1,016,000 | 3,702 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $129,000 | 10,946 |
| Tier 1 (core) risk-based capital | $2,342,000 | 10,219 |
| Tier 2 risk-based capital | $94,000 | 10,808 |
| Total risk weighted assets | $20,312,000 | 8,748 |
| Total unused commitments | $129,000 | 10,951 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 23 | 7,461 |
| Assets and Liabilities | ||
| Total Assets: | $25,627,000 | 10,342 |
| Cash and due from depository institutions | $1,190,000 | 7,461 |
| Interest-bearing balances | $903,000 | 2,555 |
| Securities | $4,399,000 | 11,113 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $18,166,000 | 9,127 |
| Loan loss allowance | $90,000 | 11,708 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $924,000 | 6,381 |
| Other real estate owned | $22,000 | 7,461 |
| Goodwill and other intangibles | $98,000 | 2,275 |
| All other assets | $828,000 | 7,563 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $25,626,000 | 10,342 |
| Total liabilities | $23,460,000 | 10,259 |
| Total deposits | $23,290,000 | 10,151 |
| Interest-bearing deposits | $20,871,000 | 9,971 |
| Deposits held in domestic offices | $23,290,000 | 10,146 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $170,000 | 9,597 |
| Total equity capital | $2,166,000 | 10,685 |
| Total bank equity capital | $2,166,000 | 10,685 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $3,000 | 11,219 |
| Surplus | $933,000 | 8,389 |
| Undivided profits | $1,230,000 | 8,539 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $197,000 | 6,800 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $154,000 | 9,566 |
| Earning assets | $23,468,000 | 10,308 |
| Long-term assets (5+ years) | $0 | 10,888 |
| Average Assets, year-to-date | $23,129,000 | 10,600 |
| Average Assets, quarterly | $24,884,500 | 10,425 |
| Volatile liabilities | $3,164,000 | 8,308 |
| Insider loans | $138,000 | 8,927 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $534,000 | 10,240 |
| Tier 1 (core) risk-based capital | $2,068,000 | 10,906 |
| Tier 2 risk-based capital | $89,000 | 11,433 |
| Total risk weighted assets | $12,865,000 | 10,576 |
| Total unused commitments | $534,000 | 10,246 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 17 | 9,167 |
| Assets and Liabilities | ||
| Total Assets: | $20,664,000 | 11,497 |
| Cash and due from depository institutions | $2,015,000 | 9,167 |
| Interest-bearing balances | $1,809,000 | 2,543 |
| Securities | $3,672,000 | 11,877 |
| Federal funds sold & reverse repurchase agreements | $0 | 10,345 |
| Net loans & leases | $13,358,000 | 10,454 |
| Loan loss allowance | $54,000 | 12,827 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $978,000 | 6,222 |
| Other real estate owned | $21,000 | 9,167 |
| Goodwill and other intangibles | $112,000 | 2,141 |
| All other assets | $508,000 | 9,294 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $20,663,000 | 11,497 |
| Total liabilities | $18,749,000 | 11,471 |
| Total deposits | $18,578,000 | 11,386 |
| Interest-bearing deposits | $16,923,000 | 11,178 |
| Deposits held in domestic offices | $18,578,000 | 11,384 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $171,000 | 9,880 |
| Total equity capital | $1,914,000 | 11,475 |
| Total bank equity capital | $1,914,000 | 11,475 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $2,000 | 11,762 |
| Surplus | $933,000 | 8,594 |
| Undivided profits | $979,000 | 9,585 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $143,000 | 8,404 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $112,000 | 10,636 |
| Earning assets | $18,839,000 | 11,479 |
| Long-term assets (5+ years) | $0 | 11,403 |
| Average Assets, year-to-date | $19,525,400 | 11,619 |
| Average Assets, quarterly | $19,914,000 | 11,593 |
| Volatile liabilities | $2,545,000 | 8,939 |
| Insider loans | $152,000 | 8,950 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $507,000 | 10,522 |
| Tier 1 (core) risk-based capital | $1,802,000 | 11,603 |
| Tier 2 risk-based capital | $52,000 | 12,648 |
| Total risk weighted assets | $9,784,000 | 11,721 |
| Total unused commitments | $507,000 | 10,538 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 14 | 10,332 |
| Assets and Liabilities | ||
| Total Assets: | $19,472,000 | 12,123 |
| Cash and due from depository institutions | $917,000 | 10,332 |
| Interest-bearing balances | $789,000 | 4,235 |
| Securities | $5,380,000 | 11,398 |
| Federal funds sold & reverse repurchase agreements | $0 | 11,296 |
| Net loans & leases | $11,937,000 | 11,083 |
| Loan loss allowance | $54,000 | 13,346 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $419,000 | 9,518 |
| Other real estate owned | $24,000 | 10,332 |
| Goodwill and other intangibles | $124,000 | 2,103 |
| All other assets | $671,000 | 8,289 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $19,472,000 | 12,123 |
| Total liabilities | $17,828,000 | 12,061 |
| Total deposits | $17,632,000 | 11,984 |
| Interest-bearing deposits | $15,864,000 | 11,795 |
| Deposits held in domestic offices | $17,632,000 | 11,983 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $196,000 | 10,129 |
| Total equity capital | $1,644,000 | 12,136 |
| Total bank equity capital | $1,644,000 | 12,136 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $2,000 | 12,292 |
| Surplus | $933,000 | 8,669 |
| Undivided profits | $709,000 | 10,390 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $243,000 | 7,824 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $98,000 | 11,638 |
| Earning assets | $18,106,000 | 12,013 |
| Long-term assets (5+ years) | $0 | 11,806 |
| Average Assets, year-to-date | $19,384,200 | 12,024 |
| Average Assets, quarterly | $19,294,500 | 12,102 |
| Volatile liabilities | $3,060,000 | 8,476 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $251,000 | 11,476 |
| Tier 1 (core) risk-based capital | $1,520,000 | 12,315 |
| Tier 2 risk-based capital | $50,000 | 13,134 |
| Total risk weighted assets | $9,217,000 | 12,322 |
| Total unused commitments | $251,000 | 11,495 |
| Derivatives | $0 | 651 |