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UniBank for Savings, Income and Expense

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2023-12-31 (YTD Data)		Rank
Total interest income	$102,947,000	527
Total interest expense	$31,206,000	571
Net interest income	$71,741,000	505
Provision for loan and lease losses	$2,400,000	505
Total noninterest income	$14,898,000	564
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$1,602,000	689
Trading account gains and fees	$0	123
Additional Noninterest Income	$13,296,000	443
Total noninterest expense	$53,493,000	539
Salaries and employee benefits	$29,142,000	539
Premises and equipment expense	$6,416,000	451
Additional noninterest expense	$13,296,000	443
Pre-tax net operating income	$30,746,000	503
Securities gains (losses)	$0	988
Applicable income taxes	$9,024,000	380
Income before extraordinary items	$21,722,000	551
Extraordinary gains, net	$0	54
Net income	$21,722,000	558
Minority interest net income	$0	88
Net income of bank and minority interests.	$21,722,000	553
Net charge-offs	$-1,229,000	4,575
Cash dividends	$2,750,000	1,277
Sale, conversion, retirement of capital stock, net	$0	540
Net operating income	$21,722,000	562
2023-09-30 (YTD Data)		Rank
Total interest income	$76,265,000	527
Total interest expense	$21,299,000	578
Net interest income	$54,966,000	506
Provision for loan and lease losses	$2,200,000	426
Total noninterest income	$11,419,000	560
Gross Fiduciary activities income	$0	950
Service charges on deposit accounts	$1,185,000	697
Trading account gains and fees	$0	125
Additional Noninterest Income	$10,234,000	443
Total noninterest expense	$40,170,000	535
Salaries and employee benefits	$21,999,000	538
Premises and equipment expense	$4,723,000	460
Additional noninterest expense	$10,234,000	443
Pre-tax net operating income	$24,015,000	499
Securities gains (losses)	$0	849
Applicable income taxes	$6,678,000	393
Income before extraordinary items	$17,337,000	540
Extraordinary gains, net	$0	52
Net income	$17,337,000	543
Minority interest net income	$0	81
Net income of bank and minority interests.	$17,337,000	540
Net charge-offs	$-851,000	4,590
Cash dividends	$2,750,000	941
Sale, conversion, retirement of capital stock, net	$0	507
Net operating income	$17,337,000	544
2023-06-30 (YTD Data)		Rank
Total interest income	$50,461,000	506
Total interest expense	$12,932,000	551
Net interest income	$37,529,000	494
Provision for loan and lease losses	$1,800,000	382
Total noninterest income	$7,543,000	551
Gross Fiduciary activities income	$0	931
Service charges on deposit accounts	$775,000	695
Trading account gains and fees	$0	112
Additional Noninterest Income	$6,768,000	433
Total noninterest expense	$27,105,000	521
Salaries and employee benefits	$14,503,000	535
Premises and equipment expense	$3,132,000	449
Additional noninterest expense	$6,768,000	433
Pre-tax net operating income	$16,167,000	498
Securities gains (losses)	$0	938
Applicable income taxes	$4,640,000	392
Income before extraordinary items	$11,527,000	544
Extraordinary gains, net	$0	51
Net income	$11,527,000	552
Minority interest net income	$0	81
Net income of bank and minority interests.	$11,527,000	543
Net charge-offs	$-583,000	4,613
Cash dividends	$0	2,952
Sale, conversion, retirement of capital stock, net	$0	486
Net operating income	$11,527,000	545
2023-03-31 (YTD Data)		Rank
Total interest income	$23,524,000	535
Total interest expense	$4,966,000	617
Net interest income	$18,558,000	506
Provision for loan and lease losses	$900,000	373
Total noninterest income	$3,727,000	553
Gross Fiduciary activities income	$0	913
Service charges on deposit accounts	$391,000	707
Trading account gains and fees	$0	97
Additional Noninterest Income	$3,336,000	432
Total noninterest expense	$13,921,000	522
Salaries and employee benefits	$7,888,000	502
Premises and equipment expense	$1,568,000	464
Additional noninterest expense	$3,336,000	432
Pre-tax net operating income	$7,464,000	538
Securities gains (losses)	$0	950
Applicable income taxes	$2,165,000	408
Income before extraordinary items	$5,299,000	597
Extraordinary gains, net	$0	4
Net income	$5,299,000	596
Minority interest net income	$0	48
Net income of bank and minority interests.	$5,299,000	596
Net charge-offs	$-240,000	4,617
Cash dividends	$0	2,337
Sale, conversion, retirement of capital stock, net	$0	430
Net operating income	$5,299,000	604
2022-12-31 (YTD Data)		Rank
Total interest income	$73,671,000	542
Total interest expense	$4,199,000	900
Net interest income	$69,472,000	516
Provision for loan and lease losses	$4,583,000	297
Total noninterest income	$14,403,000	601
Gross Fiduciary activities income	$0	1,005
Service charges on deposit accounts	$1,330,000	816
Trading account gains and fees	$0	116
Additional Noninterest Income	$13,073,000	461
Total noninterest expense	$51,524,000	535
Salaries and employee benefits	$27,987,000	551
Premises and equipment expense	$7,077,000	410
Additional noninterest expense	$13,073,000	461
Pre-tax net operating income	$27,768,000	601
Securities gains (losses)	$0	691
Applicable income taxes	$7,664,000	460
Income before extraordinary items	$20,104,000	644
Extraordinary gains, net	$0	5
Net income	$20,104,000	645
Minority interest net income	$0	63
Net income of bank and minority interests.	$20,104,000	645
Net charge-offs	$-1,217,000	4,672
Cash dividends	$1,500,000	1,746
Sale, conversion, retirement of capital stock, net	$0	568
Net operating income	$20,104,000	653
2022-09-30 (YTD Data)		Rank
Total interest income	$51,652,000	541
Total interest expense	$1,871,000	1,078
Net interest income	$49,781,000	523
Provision for loan and lease losses	$3,221,000	295
Total noninterest income	$11,379,000	585
Gross Fiduciary activities income	$0	968
Service charges on deposit accounts	$925,000	870
Trading account gains and fees	$0	111
Additional Noninterest Income	$10,454,000	454
Total noninterest expense	$38,900,000	526
Salaries and employee benefits	$20,968,000	540
Premises and equipment expense	$5,193,000	414
Additional noninterest expense	$10,454,000	454
Pre-tax net operating income	$19,039,000	638
Securities gains (losses)	$0	740
Applicable income taxes	$5,872,000	454
Income before extraordinary items	$13,167,000	709
Extraordinary gains, net	$0	4
Net income	$13,167,000	709
Minority interest net income	$0	57
Net income of bank and minority interests.	$13,167,000	709
Net charge-offs	$-1,000,000	4,690
Cash dividends	$500,000	2,193
Sale, conversion, retirement of capital stock, net	$0	519
Net operating income	$13,167,000	718
2022-06-30 (YTD Data)		Rank
Total interest income	$32,242,000	542
Total interest expense	$899,000	1,240
Net interest income	$31,343,000	532
Provision for loan and lease losses	$1,800,000	277
Total noninterest income	$8,126,000	546
Gross Fiduciary activities income	$0	925
Service charges on deposit accounts	$697,000	792
Trading account gains and fees	$0	108
Additional Noninterest Income	$7,429,000	448
Total noninterest expense	$25,561,000	526
Salaries and employee benefits	$13,826,000	543
Premises and equipment expense	$3,431,000	408
Additional noninterest expense	$8,304,000	499
Pre-tax net operating income	$12,108,000	619
Securities gains (losses)	$0	687
Applicable income taxes	$3,701,000	453
Income before extraordinary items	$8,407,000	691
Extraordinary gains, net	$0	4
Net income	$8,407,000	691
Minority interest net income	$0	60
Net income of bank and minority interests.	$8,407,000	691
Net charge-offs	$-731,000	4,712
Cash dividends	$0	2,961
Sale, conversion, retirement of capital stock, net	$0	494
Net operating income	$8,407,000	699
2022-03-31 (YTD Data)		Rank
Total interest income	$15,268,000	556
Total interest expense	$480,000	1,140
Net interest income	$14,788,000	540
Provision for loan and lease losses	$950,000	206
Total noninterest income	$4,102,000	557
Gross Fiduciary activities income	$0	892
Service charges on deposit accounts	$345,000	789
Trading account gains and fees	$0	103
Additional Noninterest Income	$3,757,000	466
Total noninterest expense	$12,940,000	523
Salaries and employee benefits	$6,771,000	560
Premises and equipment expense	$1,764,000	398
Additional noninterest expense	$4,405,000	471
Pre-tax net operating income	$5,000,000	686
Securities gains (losses)	$0	623
Applicable income taxes	$1,528,000	493
Income before extraordinary items	$3,472,000	788
Extraordinary gains, net	$0	4
Net income	$3,472,000	788
Minority interest net income	$0	50
Net income of bank and minority interests.	$3,472,000	788
Net charge-offs	$-263,000	4,695
Cash dividends	$0	2,284
Sale, conversion, retirement of capital stock, net	$0	453
Net operating income	$3,472,000	795
2021-12-31 (YTD Data)		Rank
Total interest income	$59,093,000	579
Total interest expense	$2,603,000	1,042
Net interest income	$56,490,000	562
Provision for loan and lease losses	$6,037,000	91
Total noninterest income	$19,097,000	526
Gross Fiduciary activities income	$0	994
Service charges on deposit accounts	$1,213,000	825
Trading account gains and fees	$0	132
Additional Noninterest Income	$17,884,000	451
Total noninterest expense	$53,773,000	492
Salaries and employee benefits	$27,981,000	524
Premises and equipment expense	$8,031,000	353
Additional noninterest expense	$17,761,000	468
Pre-tax net operating income	$15,777,000	909
Securities gains (losses)	$152,000	697
Applicable income taxes	$4,143,000	712
Income before extraordinary items	$11,786,000	1,009
Extraordinary gains, net	$0	10
Net income	$11,786,000	1,010
Minority interest net income	$0	74
Net income of bank and minority interests.	$11,786,000	1,010
Net charge-offs	$10,545,000	108
Cash dividends	$0	3,608
Sale, conversion, retirement of capital stock, net	$0	582
Net operating income	$11,665,920	1,006
2021-09-30 (YTD Data)		Rank
Total interest income	$43,749,000	598
Total interest expense	$2,033,000	1,060
Net interest income	$41,716,000	576
Provision for loan and lease losses	$6,980,000	55
Total noninterest income	$12,550,000	610
Gross Fiduciary activities income	$0	957
Service charges on deposit accounts	$864,000	861
Trading account gains and fees	$0	132
Additional Noninterest Income	$11,686,000	521
Total noninterest expense	$39,561,000	506
Salaries and employee benefits	$21,017,000	523
Premises and equipment expense	$5,889,000	365
Additional noninterest expense	$12,655,000	496
Pre-tax net operating income	$7,725,000	1,300
Securities gains (losses)	$152,000	655
Applicable income taxes	$1,781,000	1,028
Income before extraordinary items	$6,096,000	1,380
Extraordinary gains, net	$0	8
Net income	$6,096,000	1,380
Minority interest net income	$0	69
Net income of bank and minority interests.	$6,096,000	1,380
Net charge-offs	$10,860,000	98
Cash dividends	$0	3,251
Sale, conversion, retirement of capital stock, net	$0	543
Net operating income	$5,975,920	1,393
2021-06-30 (YTD Data)		Rank
Total interest income	$27,892,000	623
Total interest expense	$1,390,000	1,079
Net interest income	$26,502,000	593
Provision for loan and lease losses	$5,930,000	46
Total noninterest income	$8,815,000	581
Gross Fiduciary activities income	$0	951
Service charges on deposit accounts	$534,000	892
Trading account gains and fees	$0	133
Additional Noninterest Income	$8,281,000	503
Total noninterest expense	$27,475,000	474
Salaries and employee benefits	$14,720,000	508
Premises and equipment expense	$3,956,000	368
Additional noninterest expense	$8,799,000	464
Pre-tax net operating income	$1,912,000	2,461
Securities gains (losses)	$199,000	471
Applicable income taxes	$350,000	1,912
Income before extraordinary items	$1,761,000	2,396
Extraordinary gains, net	$0	6
Net income	$1,761,000	2,396
Minority interest net income	$0	67
Net income of bank and minority interests.	$1,761,000	2,396
Net charge-offs	$11,006,000	78
Cash dividends	$0	3,104
Sale, conversion, retirement of capital stock, net	$0	517
Net operating income	$1,595,830	2,503
2021-03-31 (YTD Data)		Rank
Total interest income	$13,618,000	636
Total interest expense	$733,000	1,092
Net interest income	$12,885,000	605
Provision for loan and lease losses	$2,750,000	64
Total noninterest income	$4,447,000	583
Gross Fiduciary activities income	$0	922
Service charges on deposit accounts	$260,000	884
Trading account gains and fees	$0	127
Additional Noninterest Income	$4,187,000	505
Total noninterest expense	$13,277,000	494
Salaries and employee benefits	$7,398,000	505
Premises and equipment expense	$2,061,000	359
Additional noninterest expense	$3,818,000	502
Pre-tax net operating income	$1,305,000	2,041
Securities gains (losses)	$215,000	315
Applicable income taxes	$313,000	1,478
Income before extraordinary items	$1,207,000	1,982
Extraordinary gains, net	$0	3
Net income	$1,207,000	1,982
Minority interest net income	$0	55
Net income of bank and minority interests.	$1,207,000	1,982
Net charge-offs	$88,000	659
Cash dividends	$0	2,452
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$1,037,150	2,126
2020-12-31 (YTD Data)		Rank
Total interest income	$59,478,000	578
Total interest expense	$7,068,000	680
Net interest income	$52,410,000	560
Provision for loan and lease losses	$7,750,000	426
Total noninterest income	$18,483,000	525
Gross Fiduciary activities income	$0	1,030
Service charges on deposit accounts	$1,110,000	864
Trading account gains and fees	$0	133
Additional Noninterest Income	$17,373,000	444
Total noninterest expense	$50,403,000	509
Salaries and employee benefits	$26,976,000	527
Premises and equipment expense	$6,654,000	415
Additional noninterest expense	$16,773,000	477
Pre-tax net operating income	$12,740,000	871
Securities gains (losses)	$0	2,675
Applicable income taxes	$3,320,000	647
Income before extraordinary items	$9,420,000	1,006
Extraordinary gains, net	$0	4
Net income	$9,420,000	1,006
Minority interest net income	$0	72
Net income of bank and minority interests.	$9,420,000	1,006
Net charge-offs	$-260,000	4,896
Cash dividends	$0	3,782
Sale, conversion, retirement of capital stock, net	$0	566
Net operating income	$9,420,000	977
2020-09-30 (YTD Data)		Rank
Total interest income	$44,807,000	576
Total interest expense	$6,153,000	635
Net interest income	$38,654,000	560
Provision for loan and lease losses	$6,300,000	420
Total noninterest income	$13,290,000	517
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$799,000	894
Trading account gains and fees	$0	125
Additional Noninterest Income	$12,491,000	435
Total noninterest expense	$37,978,000	494
Salaries and employee benefits	$21,000,000	489
Premises and equipment expense	$4,841,000	421
Additional noninterest expense	$12,137,000	475
Pre-tax net operating income	$7,666,000	1,008
Securities gains (losses)	$0	2,494
Applicable income taxes	$1,873,000	771
Income before extraordinary items	$5,793,000	1,135
Extraordinary gains, net	$0	4
Net income	$5,793,000	1,134
Minority interest net income	$0	65
Net income of bank and minority interests.	$5,793,000	1,135
Net charge-offs	$1,738,000	354
Cash dividends	$0	3,384
Sale, conversion, retirement of capital stock, net	$0	532
Net operating income	$5,793,000	1,099
2020-06-30 (YTD Data)		Rank
Total interest income	$30,560,000	565
Total interest expense	$4,720,000	610
Net interest income	$25,840,000	556
Provision for loan and lease losses	$4,400,000	426
Total noninterest income	$8,513,000	512
Gross Fiduciary activities income	$0	970
Service charges on deposit accounts	$520,000	920
Trading account gains and fees	$0	123
Additional Noninterest Income	$7,993,000	418
Total noninterest expense	$25,705,000	474
Salaries and employee benefits	$14,186,000	481
Premises and equipment expense	$3,219,000	423
Additional noninterest expense	$8,300,000	462
Pre-tax net operating income	$4,248,000	1,118
Securities gains (losses)	$0	2,249
Applicable income taxes	$999,000	833
Income before extraordinary items	$3,249,000	1,228
Extraordinary gains, net	$0	4
Net income	$3,249,000	1,228
Minority interest net income	$0	65
Net income of bank and minority interests.	$3,249,000	1,228
Net charge-offs	$1,656,000	294
Cash dividends	$0	3,237
Sale, conversion, retirement of capital stock, net	$0	504
Net operating income	$3,249,000	1,197
2020-03-31 (YTD Data)		Rank
Total interest income	$15,716,000	557
Total interest expense	$2,569,000	629
Net interest income	$13,147,000	530
Provision for loan and lease losses	$750,000	712
Total noninterest income	$3,473,000	553
Gross Fiduciary activities income	$0	941
Service charges on deposit accounts	$280,000	1,011
Trading account gains and fees	$0	106
Additional Noninterest Income	$3,193,000	438
Total noninterest expense	$13,076,000	467
Salaries and employee benefits	$7,174,000	478
Premises and equipment expense	$1,654,000	414
Additional noninterest expense	$4,248,000	457
Pre-tax net operating income	$2,794,000	789
Securities gains (losses)	$0	1,705
Applicable income taxes	$659,000	614
Income before extraordinary items	$2,135,000	883
Extraordinary gains, net	$0	4
Net income	$2,135,000	883
Minority interest net income	$0	56
Net income of bank and minority interests.	$2,135,000	883
Net charge-offs	$-60,000	4,897
Cash dividends	$0	2,639
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$2,135,000	866
2019-12-31 (YTD Data)		Rank
Total interest income	$65,365,000	540
Total interest expense	$12,346,000	573
Net interest income	$53,019,000	521
Provision for loan and lease losses	$5,894,000	235
Total noninterest income	$12,035,000	611
Gross Fiduciary activities income	$0	1,051
Service charges on deposit accounts	$1,175,000	1,004
Trading account gains and fees	$0	135
Additional Noninterest Income	$10,860,000	493
Total noninterest expense	$46,601,000	495
Salaries and employee benefits	$25,736,000	506
Premises and equipment expense	$5,679,000	467
Additional noninterest expense	$15,186,000	476
Pre-tax net operating income	$12,559,000	871
Securities gains (losses)	$0	2,379
Applicable income taxes	$2,805,000	722
Income before extraordinary items	$9,754,000	955
Extraordinary gains, net	$0	11
Net income	$9,754,000	956
Minority interest net income	$0	76
Net income of bank and minority interests.	$9,754,000	956
Net charge-offs	$5,216,000	209
Cash dividends	$0	3,944
Sale, conversion, retirement of capital stock, net	$0	626
Net operating income	$9,754,000	940
2019-09-30 (YTD Data)		Rank
Total interest income	$49,220,000	541
Total interest expense	$9,449,000	571
Net interest income	$39,771,000	522
Provision for loan and lease losses	$3,793,000	248
Total noninterest income	$9,389,000	587
Gross Fiduciary activities income	$0	1,014
Service charges on deposit accounts	$861,000	1,019
Trading account gains and fees	$0	129
Additional Noninterest Income	$8,528,000	477
Total noninterest expense	$34,928,000	494
Salaries and employee benefits	$19,587,000	496
Premises and equipment expense	$4,231,000	473
Additional noninterest expense	$11,110,000	492
Pre-tax net operating income	$10,439,000	815
Securities gains (losses)	$0	2,167
Applicable income taxes	$2,374,000	696
Income before extraordinary items	$8,065,000	897
Extraordinary gains, net	$0	11
Net income	$8,065,000	898
Minority interest net income	$0	72
Net income of bank and minority interests.	$8,065,000	898
Net charge-offs	$2,726,000	252
Cash dividends	$0	3,588
Sale, conversion, retirement of capital stock, net	$0	590
Net operating income	$8,065,000	878
2019-06-30 (YTD Data)		Rank
Total interest income	$32,863,000	538
Total interest expense	$6,193,000	569
Net interest income	$26,670,000	521
Provision for loan and lease losses	$793,000	588
Total noninterest income	$6,229,000	584
Gross Fiduciary activities income	$0	1,004
Service charges on deposit accounts	$555,000	1,044
Trading account gains and fees	$0	131
Additional Noninterest Income	$5,674,000	469
Total noninterest expense	$23,372,000	495
Salaries and employee benefits	$13,024,000	495
Premises and equipment expense	$2,945,000	462
Additional noninterest expense	$7,403,000	494
Pre-tax net operating income	$8,734,000	664
Securities gains (losses)	$0	1,702
Applicable income taxes	$2,074,000	560
Income before extraordinary items	$6,660,000	719
Extraordinary gains, net	$0	11
Net income	$6,660,000	720
Minority interest net income	$0	69
Net income of bank and minority interests.	$6,660,000	719
Net charge-offs	$1,924,000	237
Cash dividends	$0	3,456
Sale, conversion, retirement of capital stock, net	$0	573
Net operating income	$6,660,000	708
2019-03-31 (YTD Data)		Rank
Total interest income	$16,042,000	544
Total interest expense	$2,900,000	589
Net interest income	$13,142,000	527
Provision for loan and lease losses	$493,000	479
Total noninterest income	$2,968,000	588
Gross Fiduciary activities income	$0	972
Service charges on deposit accounts	$273,000	1,037
Trading account gains and fees	$0	126
Additional Noninterest Income	$2,695,000	477
Total noninterest expense	$11,641,000	495
Salaries and employee benefits	$6,573,000	480
Premises and equipment expense	$1,471,000	462
Additional noninterest expense	$3,597,000	500
Pre-tax net operating income	$3,976,000	693
Securities gains (losses)	$0	1,087
Applicable income taxes	$929,000	591
Income before extraordinary items	$3,047,000	762
Extraordinary gains, net	$0	5
Net income	$3,047,000	762
Minority interest net income	$0	52
Net income of bank and minority interests.	$3,047,000	761
Net charge-offs	$1,941,000	146
Cash dividends	$0	2,803
Sale, conversion, retirement of capital stock, net	$0	529
Net operating income	$3,047,000	750
2018-12-31 (YTD Data)		Rank
Total interest income	$57,679,000	559
Total interest expense	$8,509,000	600
Net interest income	$49,170,000	544
Provision for loan and lease losses	$1,292,000	721
Total noninterest income	$11,677,000	610
Gross Fiduciary activities income	$0	1,098
Service charges on deposit accounts	$1,206,000	989
Trading account gains and fees	$0	126
Additional Noninterest Income	$10,471,000	487
Total noninterest expense	$44,175,000	510
Salaries and employee benefits	$25,175,000	490
Premises and equipment expense	$6,710,000	398
Additional noninterest expense	$12,290,000	568
Pre-tax net operating income	$15,380,000	740
Securities gains (losses)	$0	1,125
Applicable income taxes	$3,639,000	580
Income before extraordinary items	$11,741,000	807
Extraordinary gains, net	$0	6
Net income	$11,741,000	805
Minority interest net income	$0	72
Net income of bank and minority interests.	$11,741,000	806
Net charge-offs	$1,447,000	444
Cash dividends	$0	4,033
Sale, conversion, retirement of capital stock, net	$0	671
Net operating income	$11,741,000	803
2018-09-30 (YTD Data)		Rank
Total interest income	$42,566,000	558
Total interest expense	$5,909,000	608
Net interest income	$36,657,000	544
Provision for loan and lease losses	$935,000	682
Total noninterest income	$8,894,000	606
Gross Fiduciary activities income	$0	1,048
Service charges on deposit accounts	$895,000	993
Trading account gains and fees	$0	138
Additional Noninterest Income	$7,999,000	486
Total noninterest expense	$32,299,000	515
Salaries and employee benefits	$18,360,000	510
Premises and equipment expense	$5,038,000	399
Additional noninterest expense	$8,901,000	579
Pre-tax net operating income	$12,317,000	694
Securities gains (losses)	$0	1,118
Applicable income taxes	$2,850,000	578
Income before extraordinary items	$9,467,000	751
Extraordinary gains, net	$0	5
Net income	$9,467,000	750
Minority interest net income	$0	66
Net income of bank and minority interests.	$9,467,000	750
Net charge-offs	$50,000	2,210
Cash dividends	$0	3,618
Sale, conversion, retirement of capital stock, net	$0	633
Net operating income	$9,467,000	745
2018-06-30 (YTD Data)		Rank
Total interest income	$28,054,000	556
Total interest expense	$3,666,000	606
Net interest income	$24,388,000	546
Provision for loan and lease losses	$658,000	644
Total noninterest income	$6,030,000	601
Gross Fiduciary activities income	$0	1,037
Service charges on deposit accounts	$593,000	998
Trading account gains and fees	$0	130
Additional Noninterest Income	$5,437,000	479
Total noninterest expense	$21,452,000	517
Salaries and employee benefits	$12,470,000	497
Premises and equipment expense	$3,371,000	402
Additional noninterest expense	$5,611,000	610
Pre-tax net operating income	$8,308,000	686
Securities gains (losses)	$0	961
Applicable income taxes	$1,926,000	567
Income before extraordinary items	$6,382,000	733
Extraordinary gains, net	$0	6
Net income	$6,382,000	732
Minority interest net income	$0	65
Net income of bank and minority interests.	$6,382,000	732
Net charge-offs	$51,000	1,761
Cash dividends	$0	3,485
Sale, conversion, retirement of capital stock, net	$0	620
Net operating income	$6,382,000	733
2018-03-31 (YTD Data)		Rank
Total interest income	$13,404,000	570
Total interest expense	$1,701,000	609
Net interest income	$11,703,000	565
Provision for loan and lease losses	$321,000	647
Total noninterest income	$2,768,000	628
Gross Fiduciary activities income	$0	1,003
Service charges on deposit accounts	$296,000	1,006
Trading account gains and fees	$0	123
Additional Noninterest Income	$2,472,000	496
Total noninterest expense	$10,501,000	533
Salaries and employee benefits	$6,013,000	518
Premises and equipment expense	$1,665,000	408
Additional noninterest expense	$2,823,000	601
Pre-tax net operating income	$3,649,000	731
Securities gains (losses)	$0	735
Applicable income taxes	$819,000	610
Income before extraordinary items	$2,830,000	784
Extraordinary gains, net	$0	7
Net income	$2,830,000	784
Minority interest net income	$0	52
Net income of bank and minority interests.	$2,830,000	784
Net charge-offs	$93,000	889
Cash dividends	$0	2,774
Sale, conversion, retirement of capital stock, net	$0	580
Net operating income	$2,830,000	775
2017-12-31 (YTD Data)		Rank
Total interest income	$50,543,000	564
Total interest expense	$4,909,000	691
Net interest income	$45,634,000	550
Provision for loan and lease losses	$1,172,000	803
Total noninterest income	$10,998,000	644
Gross Fiduciary activities income	$0	1,137
Service charges on deposit accounts	$1,195,000	1,016
Trading account gains and fees	$0	151
Additional Noninterest Income	$9,803,000	520
Total noninterest expense	$43,354,000	502
Salaries and employee benefits	$25,384,000	467
Premises and equipment expense	$8,640,000	324
Additional noninterest expense	$9,330,000	720
Pre-tax net operating income	$12,106,000	850
Securities gains (losses)	$10,000	1,604
Applicable income taxes	$7,287,000	522
Income before extraordinary items	$4,829,000	1,378
Extraordinary gains, net	$0	9
Net income	$4,829,000	1,376
Minority interest net income	$0	76
Net income of bank and minority interests.	$4,829,000	1,378
Net charge-offs	$63,000	2,806
Cash dividends	$0	4,147
Sale, conversion, retirement of capital stock, net	$0	711
Net operating income	$4,822,600	1,370
2017-09-30 (YTD Data)		Rank
Total interest income	$37,551,000	568
Total interest expense	$3,612,000	683
Net interest income	$33,939,000	556
Provision for loan and lease losses	$845,000	808
Total noninterest income	$8,445,000	629
Gross Fiduciary activities income	$0	1,093
Service charges on deposit accounts	$880,000	1,039
Trading account gains and fees	$0	145
Additional Noninterest Income	$7,565,000	519
Total noninterest expense	$31,366,000	524
Salaries and employee benefits	$18,045,000	498
Premises and equipment expense	$6,400,000	332
Additional noninterest expense	$6,921,000	725
Pre-tax net operating income	$10,173,000	755
Securities gains (losses)	$10,000	1,621
Applicable income taxes	$3,176,000	656
Income before extraordinary items	$7,007,000	856
Extraordinary gains, net	$0	9
Net income	$7,007,000	857
Minority interest net income	$0	71
Net income of bank and minority interests.	$7,007,000	856
Net charge-offs	$49,000	2,480
Cash dividends	$0	3,705
Sale, conversion, retirement of capital stock, net	$0	677
Net operating income	$7,000,100	846
2017-06-30 (YTD Data)		Rank
Total interest income	$24,761,000	569
Total interest expense	$2,342,000	682
Net interest income	$22,419,000	556
Provision for loan and lease losses	$532,000	819
Total noninterest income	$5,481,000	657
Gross Fiduciary activities income	$0	1,079
Service charges on deposit accounts	$577,000	1,043
Trading account gains and fees	$0	139
Additional Noninterest Income	$4,904,000	536
Total noninterest expense	$20,845,000	521
Salaries and employee benefits	$12,101,000	494
Premises and equipment expense	$4,278,000	332
Additional noninterest expense	$4,466,000	746
Pre-tax net operating income	$6,523,000	770
Securities gains (losses)	$10,000	1,261
Applicable income taxes	$2,021,000	660
Income before extraordinary items	$4,512,000	872
Extraordinary gains, net	$0	11
Net income	$4,512,000	873
Minority interest net income	$0	71
Net income of bank and minority interests.	$4,512,000	872
Net charge-offs	$122,000	1,380
Cash dividends	$0	3,544
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$4,505,100	861
2017-03-31 (YTD Data)		Rank
Total interest income	$11,962,000	582
Total interest expense	$1,099,000	704
Net interest income	$10,863,000	574
Provision for loan and lease losses	$283,000	741
Total noninterest income	$2,649,000	652
Gross Fiduciary activities income	$0	1,045
Service charges on deposit accounts	$281,000	1,062
Trading account gains and fees	$0	142
Additional Noninterest Income	$2,368,000	527
Total noninterest expense	$10,268,000	533
Salaries and employee benefits	$5,886,000	522
Premises and equipment expense	$2,174,000	327
Additional noninterest expense	$2,208,000	743
Pre-tax net operating income	$2,961,000	824
Securities gains (losses)	$10,000	671
Applicable income taxes	$898,000	705
Income before extraordinary items	$2,073,000	912
Extraordinary gains, net	$0	8
Net income	$2,073,000	912
Minority interest net income	$0	55
Net income of bank and minority interests.	$2,073,000	912
Net charge-offs	$16,000	2,006
Cash dividends	$0	2,846
Sale, conversion, retirement of capital stock, net	$0	632
Net operating income	$2,066,000	898
2016-12-31 (YTD Data)		Rank
Total interest income	$47,138,000	568
Total interest expense	$4,210,000	698
Net interest income	$42,928,000	560
Provision for loan and lease losses	$938,000	960
Total noninterest income	$11,564,000	617
Gross Fiduciary activities income	$0	1,172
Service charges on deposit accounts	$1,240,000	990
Trading account gains and fees	$0	170
Additional Noninterest Income	$10,324,000	502
Total noninterest expense	$39,908,000	541
Salaries and employee benefits	$22,513,000	523
Premises and equipment expense	$8,268,000	334
Additional noninterest expense	$9,127,000	732
Pre-tax net operating income	$13,646,000	696
Securities gains (losses)	$43,000	1,936
Applicable income taxes	$4,430,000	603
Income before extraordinary items	$9,259,000	813
Extraordinary gains, net	$0	5
Net income	$9,259,000	813
Minority interest net income	$0	82
Net income of bank and minority interests.	$9,259,000	812
Net charge-offs	$544,000	1,023
Cash dividends	$0	4,239
Sale, conversion, retirement of capital stock, net	$0	759
Net operating income	$9,229,760	799
2016-09-30 (YTD Data)		Rank
Total interest income	$35,409,000	567
Total interest expense	$3,130,000	704
Net interest income	$32,279,000	553
Provision for loan and lease losses	$654,000	953
Total noninterest income	$8,859,000	615
Gross Fiduciary activities income	$0	1,132
Service charges on deposit accounts	$933,000	986
Trading account gains and fees	$0	169
Additional Noninterest Income	$7,926,000	496
Total noninterest expense	$29,378,000	553
Salaries and employee benefits	$16,475,000	539
Premises and equipment expense	$6,109,000	334
Additional noninterest expense	$6,794,000	733
Pre-tax net operating income	$11,106,000	654
Securities gains (losses)	$43,000	1,874
Applicable income taxes	$3,692,000	566
Income before extraordinary items	$7,457,000	765
Extraordinary gains, net	$0	5
Net income	$7,457,000	766
Minority interest net income	$0	71
Net income of bank and minority interests.	$7,457,000	765
Net charge-offs	$468,000	836
Cash dividends	$0	3,792
Sale, conversion, retirement of capital stock, net	$0	719
Net operating income	$7,428,190	749
2016-06-30 (YTD Data)		Rank
Total interest income	$23,541,000	569
Total interest expense	$2,058,000	711
Net interest income	$21,483,000	557
Provision for loan and lease losses	$371,000	1,079
Total noninterest income	$5,782,000	616
Gross Fiduciary activities income	$0	1,122
Service charges on deposit accounts	$609,000	994
Trading account gains and fees	$0	157
Additional Noninterest Income	$5,173,000	496
Total noninterest expense	$19,209,000	563
Salaries and employee benefits	$10,684,000	552
Premises and equipment expense	$4,104,000	337
Additional noninterest expense	$4,421,000	752
Pre-tax net operating income	$7,685,000	622
Securities gains (losses)	$43,000	1,534
Applicable income taxes	$2,600,000	537
Income before extraordinary items	$5,128,000	738
Extraordinary gains, net	$0	16
Net income	$5,128,000	737
Minority interest net income	$0	71
Net income of bank and minority interests.	$5,128,000	737
Net charge-offs	$87,000	1,747
Cash dividends	$0	3,654
Sale, conversion, retirement of capital stock, net	$0	705
Net operating income	$5,099,620	721
2016-03-31 (YTD Data)		Rank
Total interest income	$11,649,000	572
Total interest expense	$1,016,000	716
Net interest income	$10,633,000	564
Provision for loan and lease losses	$86,000	1,665
Total noninterest income	$2,404,000	688
Gross Fiduciary activities income	$0	1,076
Service charges on deposit accounts	$278,000	1,075
Trading account gains and fees	$0	142
Additional Noninterest Income	$2,126,000	546
Total noninterest expense	$9,587,000	564
Salaries and employee benefits	$5,314,000	551
Premises and equipment expense	$2,064,000	334
Additional noninterest expense	$2,209,000	744
Pre-tax net operating income	$3,364,000	684
Securities gains (losses)	$33,000	1,008
Applicable income taxes	$1,117,000	589
Income before extraordinary items	$2,280,000	805
Extraordinary gains, net	$0	12
Net income	$2,280,000	803
Minority interest net income	$0	62
Net income of bank and minority interests.	$2,280,000	805
Net charge-offs	$48,000	1,450
Cash dividends	$0	2,895
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$2,257,890	784
2015-12-31 (YTD Data)		Rank
Total interest income	$47,546,000	540
Total interest expense	$3,927,000	709
Net interest income	$43,619,000	526
Provision for loan and lease losses	$570,000	1,228
Total noninterest income	$10,622,000	642
Gross Fiduciary activities income	$0	1,209
Service charges on deposit accounts	$1,212,000	1,033
Trading account gains and fees	$0	159
Additional Noninterest Income	$9,410,000	511
Total noninterest expense	$38,430,000	549
Salaries and employee benefits	$20,767,000	547
Premises and equipment expense	$8,013,000	340
Additional noninterest expense	$9,650,000	696
Pre-tax net operating income	$15,241,000	613
Securities gains (losses)	$-198,000	6,113
Applicable income taxes	$5,142,000	511
Income before extraordinary items	$9,901,000	741
Extraordinary gains, net	$0	23
Net income	$9,901,000	741
Minority interest net income	$0	81
Net income of bank and minority interests.	$9,901,000	741
Net charge-offs	$331,000	1,520
Cash dividends	$0	4,291
Sale, conversion, retirement of capital stock, net	$0	804
Net operating income	$10,031,680	720
2015-09-30 (YTD Data)		Rank
Total interest income	$35,787,000	541
Total interest expense	$2,983,000	701
Net interest income	$32,804,000	525
Provision for loan and lease losses	$537,000	986
Total noninterest income	$8,110,000	646
Gross Fiduciary activities income	$0	1,169
Service charges on deposit accounts	$890,000	1,056
Trading account gains and fees	$0	153
Additional Noninterest Income	$7,220,000	524
Total noninterest expense	$28,460,000	556
Salaries and employee benefits	$15,266,000	565
Premises and equipment expense	$5,924,000	348
Additional noninterest expense	$7,270,000	697
Pre-tax net operating income	$11,917,000	605
Securities gains (losses)	$-198,000	6,217
Applicable income taxes	$4,053,000	519
Income before extraordinary items	$7,666,000	722
Extraordinary gains, net	$0	21
Net income	$7,666,000	720
Minority interest net income	$0	78
Net income of bank and minority interests.	$7,666,000	722
Net charge-offs	$161,000	1,726
Cash dividends	$0	3,825
Sale, conversion, retirement of capital stock, net	$0	773
Net operating income	$7,794,700	688
2015-06-30 (YTD Data)		Rank
Total interest income	$23,918,000	536
Total interest expense	$2,078,000	671
Net interest income	$21,840,000	521
Provision for loan and lease losses	$650,000	605
Total noninterest income	$5,425,000	652
Gross Fiduciary activities income	$0	1,152
Service charges on deposit accounts	$580,000	1,060
Trading account gains and fees	$0	157
Additional Noninterest Income	$4,845,000	526
Total noninterest expense	$18,513,000	573
Salaries and employee benefits	$10,031,000	565
Premises and equipment expense	$3,991,000	342
Additional noninterest expense	$4,491,000	746
Pre-tax net operating income	$8,102,000	584
Securities gains (losses)	$-198,000	6,302
Applicable income taxes	$2,821,000	501
Income before extraordinary items	$5,083,000	725
Extraordinary gains, net	$0	22
Net income	$5,083,000	724
Minority interest net income	$0	75
Net income of bank and minority interests.	$5,083,000	725
Net charge-offs	$145,000	1,399
Cash dividends	$0	3,664
Sale, conversion, retirement of capital stock, net	$0	751
Net operating income	$5,209,720	686
2015-03-31 (YTD Data)		Rank
Total interest income	$11,805,000	536
Total interest expense	$1,044,000	670
Net interest income	$10,761,000	527
Provision for loan and lease losses	$425,000	476
Total noninterest income	$2,339,000	699
Gross Fiduciary activities income	$0	1,118
Service charges on deposit accounts	$279,000	1,080
Trading account gains and fees	$0	152
Additional Noninterest Income	$2,060,000	552
Total noninterest expense	$9,138,000	576
Salaries and employee benefits	$4,929,000	577
Premises and equipment expense	$2,073,000	341
Additional noninterest expense	$2,136,000	773
Pre-tax net operating income	$3,537,000	652
Securities gains (losses)	$-198,000	6,391
Applicable income taxes	$1,178,000	557
Income before extraordinary items	$2,161,000	810
Extraordinary gains, net	$0	13
Net income	$2,161,000	808
Minority interest net income	$0	64
Net income of bank and minority interests.	$2,161,000	810
Net charge-offs	$112,000	1,037
Cash dividends	$0	2,892
Sale, conversion, retirement of capital stock, net	$0	697
Net operating income	$2,289,700	741
2014-12-31 (YTD Data)		Rank
Total interest income	$47,456,000	523
Total interest expense	$4,412,000	654
Net interest income	$43,044,000	508
Provision for loan and lease losses	$2,430,000	406
Total noninterest income	$8,454,000	730
Gross Fiduciary activities income	$0	1,256
Service charges on deposit accounts	$1,232,000	1,070
Trading account gains and fees	$0	180
Additional Noninterest Income	$7,222,000	581
Total noninterest expense	$34,934,000	587
Salaries and employee benefits	$19,339,000	564
Premises and equipment expense	$7,527,000	362
Additional noninterest expense	$8,068,000	806
Pre-tax net operating income	$14,134,000	605
Securities gains (losses)	$-353,000	6,439
Applicable income taxes	$4,724,000	522
Income before extraordinary items	$9,057,000	748
Extraordinary gains, net	$0	17
Net income	$9,057,000	747
Minority interest net income	$0	84
Net income of bank and minority interests.	$9,057,000	747
Net charge-offs	$458,000	1,561
Cash dividends	$0	4,358
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$9,289,980	719
2014-09-30 (YTD Data)		Rank
Total interest income	$35,333,000	525
Total interest expense	$3,335,000	651
Net interest income	$31,998,000	509
Provision for loan and lease losses	$1,705,000	399
Total noninterest income	$6,266,000	740
Gross Fiduciary activities income	$0	1,202
Service charges on deposit accounts	$914,000	1,090
Trading account gains and fees	$0	174
Additional Noninterest Income	$5,352,000	588
Total noninterest expense	$26,081,000	587
Salaries and employee benefits	$14,585,000	562
Premises and equipment expense	$5,596,000	365
Additional noninterest expense	$5,900,000	828
Pre-tax net operating income	$10,478,000	610
Securities gains (losses)	$-17,000	6,227
Applicable income taxes	$3,584,000	515
Income before extraordinary items	$6,877,000	735
Extraordinary gains, net	$0	15
Net income	$6,877,000	734
Minority interest net income	$0	81
Net income of bank and minority interests.	$6,877,000	734
Net charge-offs	$542,000	1,079
Cash dividends	$0	3,845
Sale, conversion, retirement of capital stock, net	$0	819
Net operating income	$6,888,220	722
2014-06-30 (YTD Data)		Rank
Total interest income	$23,140,000	531
Total interest expense	$2,254,000	645
Net interest income	$20,886,000	519
Provision for loan and lease losses	$880,000	510
Total noninterest income	$4,303,000	712
Gross Fiduciary activities income	$0	1,182
Service charges on deposit accounts	$591,000	1,105
Trading account gains and fees	$0	172
Additional Noninterest Income	$3,712,000	558
Total noninterest expense	$17,348,000	588
Salaries and employee benefits	$9,727,000	555
Premises and equipment expense	$3,825,000	351
Additional noninterest expense	$3,796,000	855
Pre-tax net operating income	$6,961,000	611
Securities gains (losses)	$8,000	2,026
Applicable income taxes	$2,394,000	506
Income before extraordinary items	$4,575,000	721
Extraordinary gains, net	$0	20
Net income	$4,575,000	720
Minority interest net income	$0	80
Net income of bank and minority interests.	$4,575,000	721
Net charge-offs	$316,000	1,221
Cash dividends	$0	3,668
Sale, conversion, retirement of capital stock, net	$0	794
Net operating income	$4,569,720	702
2014-03-31 (YTD Data)		Rank
Total interest income	$11,218,000	553
Total interest expense	$1,121,000	661
Net interest income	$10,097,000	544
Provision for loan and lease losses	$330,000	640
Total noninterest income	$1,750,000	810
Gross Fiduciary activities income	$0	1,141
Service charges on deposit accounts	$285,000	1,130
Trading account gains and fees	$0	147
Additional Noninterest Income	$1,465,000	637
Total noninterest expense	$8,480,000	605
Salaries and employee benefits	$4,655,000	587
Premises and equipment expense	$1,995,000	346
Additional noninterest expense	$1,830,000	871
Pre-tax net operating income	$3,037,000	664
Securities gains (losses)	$4,000	1,399
Applicable income taxes	$1,029,000	545
Income before extraordinary items	$2,012,000	777
Extraordinary gains, net	$0	16
Net income	$2,012,000	777
Minority interest net income	$0	66
Net income of bank and minority interests.	$2,012,000	778
Net charge-offs	$340,000	657
Cash dividends	$0	2,887
Sale, conversion, retirement of capital stock, net	$0	747
Net operating income	$2,009,360	757
2013-12-31 (YTD Data)		Rank
Total interest income	$43,606,000	569
Total interest expense	$4,997,000	669
Net interest income	$38,609,000	559
Provision for loan and lease losses	$2,200,000	579
Total noninterest income	$9,185,000	727
Gross Fiduciary activities income	$0	1,299
Service charges on deposit accounts	$1,248,000	1,111
Trading account gains and fees	$0	184
Additional Noninterest Income	$7,937,000	571
Total noninterest expense	$34,701,000	600
Salaries and employee benefits	$17,724,000	615
Premises and equipment expense	$7,226,000	362
Additional noninterest expense	$9,751,000	716
Pre-tax net operating income	$10,893,000	728
Securities gains (losses)	$370,000	592
Applicable income taxes	$3,839,000	563
Income before extraordinary items	$7,424,000	843
Extraordinary gains, net	$0	29
Net income	$7,424,000	845
Minority interest net income	$0	90
Net income of bank and minority interests.	$7,424,000	845
Net charge-offs	$1,324,000	1,030
Cash dividends	$0	4,350
Sale, conversion, retirement of capital stock, net	$0	924
Net operating income	$7,179,800	854
2013-09-30 (YTD Data)		Rank
Total interest income	$32,566,000	574
Total interest expense	$3,818,000	677
Net interest income	$28,748,000	559
Provision for loan and lease losses	$1,741,000	568
Total noninterest income	$7,436,000	689
Gross Fiduciary activities income	$0	1,238
Service charges on deposit accounts	$926,000	1,127
Trading account gains and fees	$0	180
Additional Noninterest Income	$6,510,000	551
Total noninterest expense	$26,522,000	585
Salaries and employee benefits	$13,848,000	585
Premises and equipment expense	$5,154,000	380
Additional noninterest expense	$7,520,000	689
Pre-tax net operating income	$7,921,000	744
Securities gains (losses)	$202,000	821
Applicable income taxes	$2,754,000	590
Income before extraordinary items	$5,369,000	889
Extraordinary gains, net	$0	25
Net income	$5,369,000	891
Minority interest net income	$0	84
Net income of bank and minority interests.	$5,369,000	891
Net charge-offs	$866,000	1,109
Cash dividends	$0	3,782
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$5,235,680	884
2013-06-30 (YTD Data)		Rank
Total interest income	$21,579,000	576
Total interest expense	$2,560,000	695
Net interest income	$19,019,000	557
Provision for loan and lease losses	$1,435,000	498
Total noninterest income	$5,230,000	665
Gross Fiduciary activities income	$0	1,226
Service charges on deposit accounts	$592,000	1,142
Trading account gains and fees	$0	157
Additional Noninterest Income	$4,638,000	532
Total noninterest expense	$17,844,000	586
Salaries and employee benefits	$9,582,000	563
Premises and equipment expense	$3,287,000	392
Additional noninterest expense	$4,975,000	693
Pre-tax net operating income	$4,970,000	773
Securities gains (losses)	$202,000	752
Applicable income taxes	$1,762,000	595
Income before extraordinary items	$3,410,000	905
Extraordinary gains, net	$0	22
Net income	$3,410,000	905
Minority interest net income	$0	82
Net income of bank and minority interests.	$3,410,000	907
Net charge-offs	$815,000	893
Cash dividends	$0	3,564
Sale, conversion, retirement of capital stock, net	$0	838
Net operating income	$3,276,680	899
2013-03-31 (YTD Data)		Rank
Total interest income	$10,887,000	578
Total interest expense	$1,285,000	722
Net interest income	$9,602,000	558
Provision for loan and lease losses	$1,075,000	361
Total noninterest income	$2,504,000	690
Gross Fiduciary activities income	$0	1,171
Service charges on deposit accounts	$339,000	986
Trading account gains and fees	$0	148
Additional Noninterest Income	$2,165,000	549
Total noninterest expense	$8,545,000	616
Salaries and employee benefits	$4,562,000	602
Premises and equipment expense	$1,521,000	421
Additional noninterest expense	$2,462,000	697
Pre-tax net operating income	$2,486,000	764
Securities gains (losses)	$71,000	783
Applicable income taxes	$869,000	598
Income before extraordinary items	$1,688,000	904
Extraordinary gains, net	$0	10
Net income	$1,688,000	905
Minority interest net income	$0	76
Net income of bank and minority interests.	$1,688,000	906
Net charge-offs	$406,000	875
Cash dividends	$0	2,726
Sale, conversion, retirement of capital stock, net	$0	789
Net operating income	$1,641,140	882
2012-12-31 (YTD Data)		Rank
Total interest income	$42,790,000	606
Total interest expense	$5,473,000	817
Net interest income	$37,317,000	586
Provision for loan and lease losses	$1,945,000	1,089
Total noninterest income	$11,207,000	623
Gross Fiduciary activities income	$0	1,334
Service charges on deposit accounts	$1,494,000	961
Trading account gains and fees	$0	166
Additional Noninterest Income	$9,713,000	502
Total noninterest expense	$33,911,000	616
Salaries and employee benefits	$18,399,000	577
Premises and equipment expense	$4,896,000	487
Additional noninterest expense	$10,616,000	676
Pre-tax net operating income	$12,668,000	595
Securities gains (losses)	$453,000	1,012
Applicable income taxes	$4,730,000	448
Income before extraordinary items	$8,391,000	714
Extraordinary gains, net	$0	29
Net income	$8,391,000	710
Minority interest net income	$0	93
Net income of bank and minority interests.	$8,391,000	714
Net charge-offs	$638,000	2,333
Cash dividends	$0	4,373
Sale, conversion, retirement of capital stock, net	$0	1,002
Net operating income	$8,101,080	698
2012-09-30 (YTD Data)		Rank
Total interest income	$31,602,000	623
Total interest expense	$4,096,000	864
Net interest income	$27,506,000	600
Provision for loan and lease losses	$1,125,000	1,307
Total noninterest income	$8,111,000	645
Gross Fiduciary activities income	$0	1,274
Service charges on deposit accounts	$1,103,000	980
Trading account gains and fees	$0	157
Additional Noninterest Income	$7,008,000	507
Total noninterest expense	$23,746,000	658
Salaries and employee benefits	$12,557,000	625
Premises and equipment expense	$3,573,000	505
Additional noninterest expense	$7,616,000	692
Pre-tax net operating income	$10,746,000	552
Securities gains (losses)	$163,000	1,593
Applicable income taxes	$3,985,000	433
Income before extraordinary items	$6,924,000	676
Extraordinary gains, net	$0	20
Net income	$6,924,000	674
Minority interest net income	$0	86
Net income of bank and minority interests.	$6,924,000	676
Net charge-offs	$641,000	1,912
Cash dividends	$0	3,773
Sale, conversion, retirement of capital stock, net	$0	952
Net operating income	$6,819,680	654
2012-06-30 (YTD Data)		Rank
Total interest income	$21,025,000	632
Total interest expense	$2,713,000	899
Net interest income	$18,312,000	599
Provision for loan and lease losses	$750,000	1,348
Total noninterest income	$5,330,000	648
Gross Fiduciary activities income	$0	1,262
Service charges on deposit accounts	$708,000	1,005
Trading account gains and fees	$0	153
Additional Noninterest Income	$4,622,000	503
Total noninterest expense	$15,630,000	662
Salaries and employee benefits	$8,329,000	622
Premises and equipment expense	$2,355,000	512
Additional noninterest expense	$4,946,000	704
Pre-tax net operating income	$7,262,000	543
Securities gains (losses)	$17,000	2,561
Applicable income taxes	$2,661,000	431
Income before extraordinary items	$4,618,000	663
Extraordinary gains, net	$0	19
Net income	$4,618,000	663
Minority interest net income	$0	84
Net income of bank and minority interests.	$4,618,000	663
Net charge-offs	$76,000	3,671
Cash dividends	$0	3,576
Sale, conversion, retirement of capital stock, net	$0	928
Net operating income	$4,607,120	642
2012-03-31 (YTD Data)		Rank
Total interest income	$10,625,000	631
Total interest expense	$1,338,000	949
Net interest income	$9,287,000	590
Provision for loan and lease losses	$375,000	1,298
Total noninterest income	$2,349,000	701
Gross Fiduciary activities income	$0	1,204
Service charges on deposit accounts	$338,000	1,040
Trading account gains and fees	$0	148
Additional Noninterest Income	$2,011,000	549
Total noninterest expense	$7,629,000	666
Salaries and employee benefits	$4,026,000	648
Premises and equipment expense	$1,159,000	527
Additional noninterest expense	$2,444,000	708
Pre-tax net operating income	$3,632,000	538
Securities gains (losses)	$0	2,210
Applicable income taxes	$1,332,000	426
Income before extraordinary items	$2,300,000	665
Extraordinary gains, net	$0	19
Net income	$2,300,000	666
Minority interest net income	$0	78
Net income of bank and minority interests.	$2,300,000	666
Net charge-offs	$95,000	2,488
Cash dividends	$0	2,768
Sale, conversion, retirement of capital stock, net	$0	861
Net operating income	$2,300,000	643
2011-12-31 (YTD Data)		Rank
Total interest income	$39,262,000	714
Total interest expense	$5,457,000	1,101
Net interest income	$33,805,000	633
Provision for loan and lease losses	$1,275,000	2,075
Total noninterest income	$7,631,000	754
Gross Fiduciary activities income	$0	1,311
Service charges on deposit accounts	$1,496,000	982
Trading account gains and fees	$0	146
Additional Noninterest Income	$6,135,000	610
Total noninterest expense	$29,258,000	678
Salaries and employee benefits	$16,605,000	585
Premises and equipment expense	$4,205,000	604
Additional noninterest expense	$8,448,000	846
Pre-tax net operating income	$10,903,000	569
Securities gains (losses)	$69,000	2,347
Applicable income taxes	$4,012,000	471
Income before extraordinary items	$6,960,000	726
Extraordinary gains, net	$0	29
Net income	$6,960,000	726
Minority interest net income	$0	96
Net income of bank and minority interests.	$6,960,000	726
Net charge-offs	$710,000	2,769
Cash dividends	$0	4,207
Sale, conversion, retirement of capital stock, net	$0	1,108
Net operating income	$6,915,840	697
2011-09-30 (YTD Data)		Rank
Total interest income	$29,326,000	730
Total interest expense	$4,095,000	1,152
Net interest income	$25,231,000	642
Provision for loan and lease losses	$900,000	2,078
Total noninterest income	$5,471,000	784
Gross Fiduciary activities income	$0	1,257
Service charges on deposit accounts	$1,120,000	992
Trading account gains and fees	$0	145
Additional Noninterest Income	$4,351,000	642
Total noninterest expense	$20,198,000	718
Salaries and employee benefits	$10,836,000	680
Premises and equipment expense	$3,147,000	610
Additional noninterest expense	$6,215,000	855
Pre-tax net operating income	$9,604,000	516
Securities gains (losses)	$27,000	2,687
Applicable income taxes	$3,575,000	422
Income before extraordinary items	$6,056,000	665
Extraordinary gains, net	$0	21
Net income	$6,056,000	665
Minority interest net income	$0	87
Net income of bank and minority interests.	$6,056,000	665
Net charge-offs	$536,000	2,588
Cash dividends	$0	3,617
Sale, conversion, retirement of capital stock, net	$0	1,036
Net operating income	$6,038,720	639
2011-06-30 (YTD Data)		Rank
Total interest income	$19,173,000	755
Total interest expense	$2,689,000	1,205
Net interest income	$16,484,000	663
Provision for loan and lease losses	$450,000	2,433
Total noninterest income	$3,549,000	798
Gross Fiduciary activities income	$0	1,239
Service charges on deposit accounts	$773,000	950
Trading account gains and fees	$0	153
Additional Noninterest Income	$2,776,000	653
Total noninterest expense	$13,322,000	743
Salaries and employee benefits	$7,067,000	702
Premises and equipment expense	$2,080,000	614
Additional noninterest expense	$4,175,000	870
Pre-tax net operating income	$6,261,000	525
Securities gains (losses)	$2,000	2,702
Applicable income taxes	$2,283,000	421
Income before extraordinary items	$3,980,000	655
Extraordinary gains, net	$0	15
Net income	$3,980,000	653
Minority interest net income	$0	89
Net income of bank and minority interests.	$3,980,000	655
Net charge-offs	$198,000	3,132
Cash dividends	$0	3,374
Sale, conversion, retirement of capital stock, net	$0	986
Net operating income	$3,978,720	632
2011-03-31 (YTD Data)		Rank
Total interest income	$9,011,000	814
Total interest expense	$1,276,000	1,331
Net interest income	$7,735,000	714
Provision for loan and lease losses	$225,000	2,264
Total noninterest income	$1,504,000	908
Gross Fiduciary activities income	$0	1,199
Service charges on deposit accounts	$378,000	954
Trading account gains and fees	$0	158
Additional Noninterest Income	$1,126,000	756
Total noninterest expense	$6,512,000	770
Salaries and employee benefits	$3,384,000	736
Premises and equipment expense	$1,050,000	629
Additional noninterest expense	$2,078,000	860
Pre-tax net operating income	$2,502,000	642
Securities gains (losses)	$0	1,772
Applicable income taxes	$826,000	520
Income before extraordinary items	$1,676,000	761
Extraordinary gains, net	$0	9
Net income	$1,676,000	761
Minority interest net income	$0	86
Net income of bank and minority interests.	$1,676,000	761
Net charge-offs	$140,000	2,416
Cash dividends	$0	2,576
Sale, conversion, retirement of capital stock, net	$0	925
Net operating income	$1,676,000	745
2010-12-31 (YTD Data)		Rank
Total interest income	$33,589,000	914
Total interest expense	$6,024,000	1,379
Net interest income	$27,565,000	802
Provision for loan and lease losses	$1,975,000	2,093
Total noninterest income	$7,137,000	824
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$1,734,000	879
Trading account gains and fees	$0	175
Additional Noninterest Income	$5,403,000	703
Total noninterest expense	$25,151,000	795
Salaries and employee benefits	$13,540,000	713
Premises and equipment expense	$4,033,000	634
Additional noninterest expense	$7,578,000	977
Pre-tax net operating income	$7,576,000	708
Securities gains (losses)	$1,058,000	467
Applicable income taxes	$2,653,000	589
Income before extraordinary items	$5,981,000	743
Extraordinary gains, net	$0	29
Net income	$5,981,000	743
Minority interest net income	$0	111
Net income of bank and minority interests.	$5,981,000	744
Net charge-offs	$1,217,000	2,426
Cash dividends	$0	4,193
Sale, conversion, retirement of capital stock, net	$88,000	815
Net operating income	$5,250,980	806
2010-09-30 (YTD Data)		Rank
Total interest income	$25,031,000	927
Total interest expense	$4,580,000	1,418
Net interest income	$20,451,000	807
Provision for loan and lease losses	$1,350,000	2,120
Total noninterest income	$5,312,000	804
Gross Fiduciary activities income	$0	1,319
Service charges on deposit accounts	$1,306,000	903
Trading account gains and fees	$0	165
Additional Noninterest Income	$4,006,000	666
Total noninterest expense	$18,195,000	814
Salaries and employee benefits	$9,803,000	733
Premises and equipment expense	$2,883,000	673
Additional noninterest expense	$5,509,000	978
Pre-tax net operating income	$6,218,000	688
Securities gains (losses)	$70,000	2,227
Applicable income taxes	$1,954,000	600
Income before extraordinary items	$4,334,000	797
Extraordinary gains, net	$0	23
Net income	$4,334,000	795
Minority interest net income	$0	110
Net income of bank and minority interests.	$4,334,000	798
Net charge-offs	$1,078,000	2,106
Cash dividends	$0	3,702
Sale, conversion, retirement of capital stock, net	$88,000	685
Net operating income	$4,285,700	770
2010-06-30 (YTD Data)		Rank
Total interest income	$16,573,000	944
Total interest expense	$3,101,000	1,453
Net interest income	$13,472,000	817
Provision for loan and lease losses	$850,000	2,119
Total noninterest income	$3,351,000	826
Gross Fiduciary activities income	$0	1,300
Service charges on deposit accounts	$870,000	907
Trading account gains and fees	$0	152
Additional Noninterest Income	$2,481,000	682
Total noninterest expense	$11,874,000	833
Salaries and employee benefits	$6,408,000	746
Premises and equipment expense	$1,942,000	671
Additional noninterest expense	$3,524,000	1,008
Pre-tax net operating income	$4,099,000	678
Securities gains (losses)	$28,000	2,205
Applicable income taxes	$1,297,000	576
Income before extraordinary items	$2,830,000	789
Extraordinary gains, net	$0	19
Net income	$2,830,000	787
Minority interest net income	$0	105
Net income of bank and minority interests.	$2,830,000	789
Net charge-offs	$576,000	2,280
Cash dividends	$0	3,476
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$2,810,680	765
2010-03-31 (YTD Data)		Rank
Total interest income	$8,165,000	988
Total interest expense	$1,553,000	1,524
Net interest income	$6,612,000	837
Provision for loan and lease losses	$400,000	2,061
Total noninterest income	$1,484,000	894
Gross Fiduciary activities income	$0	1,246
Service charges on deposit accounts	$410,000	959
Trading account gains and fees	$0	175
Additional Noninterest Income	$1,074,000	746
Total noninterest expense	$5,709,000	874
Salaries and employee benefits	$2,986,000	825
Premises and equipment expense	$1,011,000	657
Additional noninterest expense	$1,712,000	1,022
Pre-tax net operating income	$1,987,000	682
Securities gains (losses)	$-15,000	7,530
Applicable income taxes	$615,000	598
Income before extraordinary items	$1,357,000	810
Extraordinary gains, net	$0	16
Net income	$1,357,000	814
Minority interest net income	$0	91
Net income of bank and minority interests.	$1,357,000	814
Net charge-offs	$134,000	2,842
Cash dividends	$0	2,646
Sale, conversion, retirement of capital stock, net	$0	1,017
Net operating income	$1,367,350	775
2009-12-31 (YTD Data)		Rank
Total interest income	$31,285,000	1,100
Total interest expense	$7,629,000	1,537
Net interest income	$23,656,000	914
Provision for loan and lease losses	$1,104,000	3,348
Total noninterest income	$6,511,000	885
Gross Fiduciary activities income	$0	1,390
Service charges on deposit accounts	$1,546,000	1,116
Trading account gains and fees	$0	211
Additional Noninterest Income	$4,965,000	713
Total noninterest expense	$23,343,000	905
Salaries and employee benefits	$12,735,000	770
Premises and equipment expense	$3,790,000	703
Additional noninterest expense	$6,818,000	1,143
Pre-tax net operating income	$5,720,000	740
Securities gains (losses)	$147,000	1,808
Applicable income taxes	$1,867,000	597
Income before extraordinary items	$4,000,000	863
Extraordinary gains, net	$0	34
Net income	$4,000,000	861
Minority interest net income	$0	115
Net income of bank and minority interests.	$4,000,000	862
Net charge-offs	$515,000	3,749
Cash dividends	$0	4,670
Sale, conversion, retirement of capital stock, net	$0	1,342
Net operating income	$3,900,040	879
2009-09-30 (YTD Data)		Rank
Total interest income	$23,233,000	1,129
Total interest expense	$5,822,000	1,590
Net interest income	$17,411,000	934
Provision for loan and lease losses	$1,051,000	2,709
Total noninterest income	$4,842,000	903
Gross Fiduciary activities income	$0	1,353
Service charges on deposit accounts	$1,106,000	1,166
Trading account gains and fees	$0	212
Additional Noninterest Income	$3,736,000	729
Total noninterest expense	$17,401,000	903
Salaries and employee benefits	$9,626,000	771
Premises and equipment expense	$2,844,000	712
Additional noninterest expense	$4,931,000	1,140
Pre-tax net operating income	$3,801,000	887
Securities gains (losses)	$145,000	1,532
Applicable income taxes	$1,215,000	726
Income before extraordinary items	$2,731,000	993
Extraordinary gains, net	$0	27
Net income	$2,731,000	992
Minority interest net income	$0	118
Net income of bank and minority interests.	$2,731,000	993
Net charge-offs	$427,000	3,259
Cash dividends	$0	4,191
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$2,630,950	1,015
2009-06-30 (YTD Data)		Rank
Total interest income	$15,390,000	1,160
Total interest expense	$4,019,000	1,625
Net interest income	$11,371,000	950
Provision for loan and lease losses	$551,000	2,833
Total noninterest income	$3,106,000	935
Gross Fiduciary activities income	$0	1,340
Service charges on deposit accounts	$696,000	1,223
Trading account gains and fees	$0	193
Additional Noninterest Income	$2,410,000	762
Total noninterest expense	$12,502,000	852
Salaries and employee benefits	$7,269,000	686
Premises and equipment expense	$1,900,000	736
Additional noninterest expense	$3,333,000	1,148
Pre-tax net operating income	$1,424,000	1,588
Securities gains (losses)	$12,000	2,527
Applicable income taxes	$377,000	1,318
Income before extraordinary items	$1,059,000	1,760
Extraordinary gains, net	$0	21
Net income	$1,059,000	1,757
Minority interest net income	$0	112
Net income of bank and minority interests.	$1,059,000	1,759
Net charge-offs	$306,000	2,900
Cash dividends	$0	3,983
Sale, conversion, retirement of capital stock, net	$0	1,195
Net operating income	$1,050,120	1,720
2009-03-31 (YTD Data)		Rank
Total interest income	$7,741,000	1,175
Total interest expense	$2,022,000	1,675
Net interest income	$5,719,000	937
Provision for loan and lease losses	$300,000	2,285
Total noninterest income	$1,348,000	1,012
Gross Fiduciary activities income	$0	1,285
Service charges on deposit accounts	$350,000	1,177
Trading account gains and fees	$0	171
Additional Noninterest Income	$998,000	855
Total noninterest expense	$6,081,000	837
Salaries and employee benefits	$3,544,000	705
Premises and equipment expense	$966,000	740
Additional noninterest expense	$1,571,000	1,072
Pre-tax net operating income	$686,000	1,842
Securities gains (losses)	$0	2,434
Applicable income taxes	$180,000	1,557
Income before extraordinary items	$506,000	2,110
Extraordinary gains, net	$0	15
Net income	$506,000	2,111
Minority interest net income	$0	102
Net income of bank and minority interests.	$506,000	2,111
Net charge-offs	$8,000	4,870
Cash dividends	$0	3,051
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$506,000	1,979
2008-12-31 (YTD Data)		Rank
Total interest income	$32,548,000	1,176
Total interest expense	$11,242,000	1,452
Net interest income	$21,306,000	1,017
Provision for loan and lease losses	$540,000	3,686
Total noninterest income	$6,707,000	830
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$1,668,000	1,066
Trading account gains and fees	$0	154
Additional Noninterest Income	$5,039,000	647
Total noninterest expense	$22,575,000	880
Salaries and employee benefits	$13,259,000	755
Premises and equipment expense	$3,655,000	762
Additional noninterest expense	$5,661,000	1,134
Pre-tax net operating income	$4,898,000	1,121
Securities gains (losses)	$-477,000	7,530
Applicable income taxes	$1,325,000	954
Income before extraordinary items	$3,096,000	1,317
Extraordinary gains, net	$0	39
Net income	$3,096,000	1,319
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$495,000	2,812
Cash dividends	$0	5,455
Sale, conversion, retirement of capital stock, net	$0	1,389
Net operating income	$3,429,900	1,291
2008-09-30 (YTD Data)		Rank
Total interest income	$24,474,000	1,199
Total interest expense	$8,759,000	1,456
Net interest income	$15,715,000	1,050
Provision for loan and lease losses	$290,000	3,611
Total noninterest income	$5,414,000	815
Gross Fiduciary activities income	$0	1,405
Service charges on deposit accounts	$1,253,000	1,080
Trading account gains and fees	$0	148
Additional Noninterest Income	$4,161,000	634
Total noninterest expense	$16,742,000	880
Salaries and employee benefits	$10,100,000	754
Premises and equipment expense	$2,783,000	750
Additional noninterest expense	$3,859,000	1,186
Pre-tax net operating income	$4,097,000	1,227
Securities gains (losses)	$-734,000	7,847
Applicable income taxes	$989,000	1,165
Income before extraordinary items	$2,374,000	1,528
Extraordinary gains, net	$0	31
Net income	$2,374,000	1,526
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$345,000	2,392
Cash dividends	$0	4,937
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$2,895,140	1,353
2008-06-30 (YTD Data)		Rank
Total interest income	$16,084,000	1,238
Total interest expense	$5,982,000	1,476
Net interest income	$10,102,000	1,082
Provision for loan and lease losses	$40,000	5,379
Total noninterest income	$3,739,000	800
Gross Fiduciary activities income	$0	1,395
Service charges on deposit accounts	$827,000	1,063
Trading account gains and fees	$0	149
Additional Noninterest Income	$2,912,000	628
Total noninterest expense	$11,337,000	865
Salaries and employee benefits	$6,888,000	738
Premises and equipment expense	$1,893,000	726
Additional noninterest expense	$2,556,000	1,162
Pre-tax net operating income	$2,464,000	1,400
Securities gains (losses)	$470,000	336
Applicable income taxes	$900,000	1,018
Income before extraordinary items	$2,034,000	1,360
Extraordinary gains, net	$0	21
Net income	$2,034,000	1,361
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$56,000	3,674
Cash dividends	$0	4,733
Sale, conversion, retirement of capital stock, net	$0	1,136
Net operating income	$1,709,700	1,567
2008-03-31 (YTD Data)		Rank
Total interest income	$7,987,000	1,278
Total interest expense	$3,094,000	1,522
Net interest income	$4,893,000	1,117
Provision for loan and lease losses	$15,000	5,068
Total noninterest income	$1,569,000	941
Gross Fiduciary activities income	$0	1,326
Service charges on deposit accounts	$409,000	1,060
Trading account gains and fees	$0	158
Additional Noninterest Income	$1,160,000	766
Total noninterest expense	$5,670,000	848
Salaries and employee benefits	$3,411,000	753
Premises and equipment expense	$975,000	713
Additional noninterest expense	$1,284,000	1,122
Pre-tax net operating income	$777,000	2,212
Securities gains (losses)	$343,000	303
Applicable income taxes	$319,000	1,416
Income before extraordinary items	$801,000	1,809
Extraordinary gains, net	$0	15
Net income	$801,000	1,811
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$15,000	3,539
Cash dividends	$0	3,705
Sale, conversion, retirement of capital stock, net	$0	1,000
Net operating income	$554,040	2,400
2007-12-31 (YTD Data)		Rank
Total interest income	$32,817,000	1,296
Total interest expense	$14,603,000	1,378
Net interest income	$18,214,000	1,221
Provision for loan and lease losses	$-1,380,000	8,517
Total noninterest income	$7,033,000	828
Gross Fiduciary activities income	$0	1,498
Service charges on deposit accounts	$1,712,000	1,040
Trading account gains and fees	$0	178
Additional Noninterest Income	$5,321,000	647
Total noninterest expense	$21,758,000	853
Salaries and employee benefits	$12,592,000	779
Premises and equipment expense	$3,391,000	784
Additional noninterest expense	$5,775,000	982
Pre-tax net operating income	$4,869,000	1,684
Securities gains (losses)	$296,000	363
Applicable income taxes	$1,809,000	1,224
Income before extraordinary items	$3,356,000	1,862
Extraordinary gains, net	$0	39
Net income	$3,356,000	1,861
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$62,000	4,378
Cash dividends	$0	5,817
Sale, conversion, retirement of capital stock, net	$0	1,304
Net operating income	$3,163,600	1,941
2007-09-30 (YTD Data)		Rank
Total interest income	$24,357,000	1,309
Total interest expense	$11,051,000	1,359
Net interest income	$13,306,000	1,263
Provision for loan and lease losses	$0	6,528
Total noninterest income	$5,467,000	803
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$1,246,000	1,061
Trading account gains and fees	$0	184
Additional Noninterest Income	$4,221,000	621
Total noninterest expense	$15,575,000	884
Salaries and employee benefits	$9,421,000	784
Premises and equipment expense	$2,554,000	780
Additional noninterest expense	$3,600,000	1,150
Pre-tax net operating income	$3,198,000	1,996
Securities gains (losses)	$236,000	348
Applicable income taxes	$953,000	1,705
Income before extraordinary items	$2,481,000	2,017
Extraordinary gains, net	$0	33
Net income	$2,481,000	2,015
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$32,000	4,157
Cash dividends	$0	5,179
Sale, conversion, retirement of capital stock, net	$0	1,144
Net operating income	$2,311,080	2,100
2007-06-30 (YTD Data)		Rank
Total interest income	$15,925,000	1,348
Total interest expense	$7,361,000	1,364
Net interest income	$8,564,000	1,328
Provision for loan and lease losses	$0	6,209
Total noninterest income	$3,696,000	822
Gross Fiduciary activities income	$0	1,429
Service charges on deposit accounts	$813,000	1,084
Trading account gains and fees	$0	168
Additional Noninterest Income	$2,883,000	625
Total noninterest expense	$10,393,000	900
Salaries and employee benefits	$6,304,000	799
Premises and equipment expense	$1,706,000	797
Additional noninterest expense	$2,383,000	1,174
Pre-tax net operating income	$1,867,000	2,280
Securities gains (losses)	$236,000	280
Applicable income taxes	$602,000	1,836
Income before extraordinary items	$1,501,000	2,208
Extraordinary gains, net	$0	29
Net income	$1,501,000	2,207
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$20,000	3,811
Cash dividends	$0	4,977
Sale, conversion, retirement of capital stock, net	$0	1,051
Net operating income	$1,333,440	2,410
2007-03-31 (YTD Data)		Rank
Total interest income	$7,648,000	1,404
Total interest expense	$3,549,000	1,401
Net interest income	$4,099,000	1,385
Provision for loan and lease losses	$0	5,779
Total noninterest income	$1,695,000	861
Gross Fiduciary activities income	$0	1,355
Service charges on deposit accounts	$401,000	1,068
Trading account gains and fees	$0	195
Additional Noninterest Income	$1,294,000	675
Total noninterest expense	$5,199,000	891
Salaries and employee benefits	$3,119,000	812
Premises and equipment expense	$854,000	790
Additional noninterest expense	$1,226,000	1,111
Pre-tax net operating income	$595,000	3,137
Securities gains (losses)	$18,000	586
Applicable income taxes	$168,000	2,627
Income before extraordinary items	$445,000	3,259
Extraordinary gains, net	$0	22
Net income	$445,000	3,259
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$8,000	3,299
Cash dividends	$0	3,942
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$431,860	3,304
2006-12-31 (YTD Data)		Rank
Total interest income	$27,861,000	1,433
Total interest expense	$11,639,000	1,448
Net interest income	$16,222,000	1,403
Provision for loan and lease losses	$0	6,850
Total noninterest income	$9,242,000	652
Gross Fiduciary activities income	$0	1,523
Service charges on deposit accounts	$1,825,000	966
Trading account gains and fees	$0	130
Additional Noninterest Income	$7,417,000	504
Total noninterest expense	$21,556,000	820
Salaries and employee benefits	$12,854,000	728
Premises and equipment expense	$3,443,000	740
Additional noninterest expense	$5,259,000	1,013
Pre-tax net operating income	$3,908,000	2,296
Securities gains (losses)	$15,000	981
Applicable income taxes	$1,278,000	1,880
Income before extraordinary items	$2,645,000	2,498
Extraordinary gains, net	$0	51
Net income	$2,645,000	2,499
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$109,000	3,039
Cash dividends	$0	5,941
Sale, conversion, retirement of capital stock, net	$0	1,251
Net operating income	$2,634,950	2,486
2006-09-30 (YTD Data)		Rank
Total interest income	$20,266,000	1,467
Total interest expense	$8,197,000	1,493
Net interest income	$12,069,000	1,430
Provision for loan and lease losses	$0	6,685
Total noninterest income	$5,930,000	762
Gross Fiduciary activities income	$0	1,468
Service charges on deposit accounts	$1,372,000	971
Trading account gains and fees	$0	126
Additional Noninterest Income	$4,558,000	594
Total noninterest expense	$16,272,000	822
Salaries and employee benefits	$9,822,000	728
Premises and equipment expense	$2,490,000	781
Additional noninterest expense	$3,960,000	1,016
Pre-tax net operating income	$1,727,000	3,457
Securities gains (losses)	$0	1,388
Applicable income taxes	$506,000	2,854
Income before extraordinary items	$1,221,000	3,697
Extraordinary gains, net	$0	45
Net income	$1,221,000	3,699
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$88,000	2,496
Cash dividends	$0	5,292
Sale, conversion, retirement of capital stock, net	$0	1,045
Net operating income	$1,221,000	3,682
2006-06-30 (YTD Data)		Rank
Total interest income	$13,214,000	1,469
Total interest expense	$5,181,000	1,502
Net interest income	$8,033,000	1,434
Provision for loan and lease losses	$0	6,419
Total noninterest income	$4,164,000	725
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$902,000	970
Trading account gains and fees	$0	126
Additional Noninterest Income	$3,262,000	565
Total noninterest expense	$10,825,000	827
Salaries and employee benefits	$6,665,000	713
Premises and equipment expense	$1,548,000	831
Additional noninterest expense	$2,612,000	1,028
Pre-tax net operating income	$1,372,000	3,068
Securities gains (losses)	$0	1,185
Applicable income taxes	$435,000	2,498
Income before extraordinary items	$937,000	3,362
Extraordinary gains, net	$0	39
Net income	$937,000	3,365
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$60,000	2,282
Cash dividends	$0	5,069
Sale, conversion, retirement of capital stock, net	$0	887
Net operating income	$937,000	3,352
2006-03-31 (YTD Data)		Rank
Total interest income	$6,366,000	1,490
Total interest expense	$2,387,000	1,538
Net interest income	$3,979,000	1,443
Provision for loan and lease losses	$0	6,013
Total noninterest income	$2,008,000	739
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$441,000	969
Trading account gains and fees	$0	115
Additional Noninterest Income	$1,567,000	580
Total noninterest expense	$5,500,000	811
Salaries and employee benefits	$3,352,000	707
Premises and equipment expense	$802,000	804
Additional noninterest expense	$1,346,000	992
Pre-tax net operating income	$487,000	3,799
Securities gains (losses)	$0	955
Applicable income taxes	$158,000	2,959
Income before extraordinary items	$329,000	4,182
Extraordinary gains, net	$0	21
Net income	$329,000	4,182
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$20,000	2,335
Cash dividends	$0	3,943
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$329,000	4,161
2005-12-31 (YTD Data)		Rank
Total interest income	$24,271,000	1,384
Total interest expense	$7,691,000	1,476
Net interest income	$16,580,000	1,318
Provision for loan and lease losses	$0	7,120
Total noninterest income	$8,995,000	672
Gross Fiduciary activities income	$0	1,557
Service charges on deposit accounts	$1,793,000	976
Trading account gains and fees	$0	138
Additional Noninterest Income	$7,202,000	527
Total noninterest expense	$22,250,000	773
Salaries and employee benefits	$11,873,000	751
Premises and equipment expense	$3,086,000	786
Additional noninterest expense	$7,291,000	727
Pre-tax net operating income	$3,325,000	2,553
Securities gains (losses)	$78,000	785
Applicable income taxes	$1,488,000	1,708
Income before extraordinary items	$1,915,000	3,203
Extraordinary gains, net	$0	46
Net income	$1,915,000	3,205
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-11,000	8,087
Cash dividends	$0	6,054
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$1,865,080	3,236
2005-09-30 (YTD Data)		Rank
Total interest income	$17,956,000	1,361
Total interest expense	$5,475,000	1,464
Net interest income	$12,481,000	1,294
Provision for loan and lease losses	$0	6,899
Total noninterest income	$6,865,000	663
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$1,311,000	1,004
Trading account gains and fees	$0	126
Additional Noninterest Income	$5,554,000	527
Total noninterest expense	$16,321,000	778
Salaries and employee benefits	$9,343,000	714
Premises and equipment expense	$2,340,000	770
Additional noninterest expense	$4,638,000	827
Pre-tax net operating income	$3,025,000	2,222
Securities gains (losses)	$21,000	1,208
Applicable income taxes	$953,000	1,946
Income before extraordinary items	$2,093,000	2,399
Extraordinary gains, net	$0	35
Net income	$2,093,000	2,400
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-35,000	8,360
Cash dividends	$0	5,317
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$2,078,510	2,387
2005-06-30 (YTD Data)		Rank
Total interest income	$11,739,000	1,345
Total interest expense	$3,451,000	1,454
Net interest income	$8,288,000	1,298
Provision for loan and lease losses	$0	6,626
Total noninterest income	$4,690,000	651
Gross Fiduciary activities income	$0	1,480
Service charges on deposit accounts	$835,000	1,035
Trading account gains and fees	$0	116
Additional Noninterest Income	$3,855,000	501
Total noninterest expense	$11,233,000	745
Salaries and employee benefits	$6,452,000	682
Premises and equipment expense	$1,606,000	747
Additional noninterest expense	$3,175,000	804
Pre-tax net operating income	$1,745,000	2,421
Securities gains (losses)	$21,000	1,089
Applicable income taxes	$531,000	2,181
Income before extraordinary items	$1,235,000	2,580
Extraordinary gains, net	$0	30
Net income	$1,235,000	2,580
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$35,000	3,161
Cash dividends	$0	5,072
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$1,220,300	2,572
2005-03-31 (YTD Data)		Rank
Total interest income	$5,783,000	1,327
Total interest expense	$1,476,000	1,615
Net interest income	$4,307,000	1,228
Provision for loan and lease losses	$0	6,226
Total noninterest income	$2,034,000	704
Gross Fiduciary activities income	$0	1,418
Service charges on deposit accounts	$360,000	1,147
Trading account gains and fees	$0	115
Additional Noninterest Income	$1,674,000	536
Total noninterest expense	$5,582,000	748
Salaries and employee benefits	$3,310,000	663
Premises and equipment expense	$815,000	732
Additional noninterest expense	$1,457,000	861
Pre-tax net operating income	$759,000	2,677
Securities gains (losses)	$22,000	766
Applicable income taxes	$224,000	2,421
Income before extraordinary items	$557,000	2,779
Extraordinary gains, net	$0	24
Net income	$557,000	2,779
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$17,000	2,763
Cash dividends	$0	3,863
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$541,380	2,804
2004-12-31 (YTD Data)		Rank
Total interest income	$22,037,000	1,281
Total interest expense	$4,422,000	1,838
Net interest income	$17,615,000	1,145
Provision for loan and lease losses	$0	7,314
Total noninterest income	$7,872,000	729
Gross Fiduciary activities income	$0	1,582
Service charges on deposit accounts	$1,116,000	1,572
Trading account gains and fees	$0	138
Additional Noninterest Income	$6,756,000	535
Total noninterest expense	$20,949,000	774
Salaries and employee benefits	$12,753,000	666
Premises and equipment expense	$2,828,000	805
Additional noninterest expense	$5,368,000	933
Pre-tax net operating income	$4,538,000	1,847
Securities gains (losses)	$48,000	1,775
Applicable income taxes	$1,533,000	1,577
Income before extraordinary items	$3,053,000	2,044
Extraordinary gains, net	$0	34
Net income	$3,053,000	2,045
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$24,000	5,501
Cash dividends	$0	6,149
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$3,020,840	2,018
2004-09-30 (YTD Data)		Rank
Total interest income	$16,327,000	1,281
Total interest expense	$3,226,000	1,857
Net interest income	$13,101,000	1,137
Provision for loan and lease losses	$0	7,100
Total noninterest income	$6,159,000	711
Gross Fiduciary activities income	$0	1,547
Service charges on deposit accounts	$810,000	1,633
Trading account gains and fees	$0	134
Additional Noninterest Income	$5,349,000	524
Total noninterest expense	$15,883,000	761
Salaries and employee benefits	$9,768,000	647
Premises and equipment expense	$2,121,000	798
Additional noninterest expense	$3,994,000	932
Pre-tax net operating income	$3,377,000	1,860
Securities gains (losses)	$64,000	1,472
Applicable income taxes	$1,166,000	1,573
Income before extraordinary items	$2,275,000	2,063
Extraordinary gains, net	$0	26
Net income	$2,275,000	2,064
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$6,000	5,778
Cash dividends	$0	5,363
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$2,232,760	2,041
2004-06-30 (YTD Data)		Rank
Total interest income	$10,703,000	1,286
Total interest expense	$2,035,000	1,941
Net interest income	$8,668,000	1,138
Provision for loan and lease losses	$0	6,885
Total noninterest income	$4,356,000	688
Gross Fiduciary activities income	$0	1,518
Service charges on deposit accounts	$519,000	1,685
Trading account gains and fees	$0	130
Additional Noninterest Income	$3,837,000	505
Total noninterest expense	$10,796,000	739
Salaries and employee benefits	$6,687,000	630
Premises and equipment expense	$1,386,000	817
Additional noninterest expense	$2,723,000	914
Pre-tax net operating income	$2,228,000	1,874
Securities gains (losses)	$60,000	1,343
Applicable income taxes	$785,000	1,552
Income before extraordinary items	$1,503,000	2,069
Extraordinary gains, net	$0	21
Net income	$1,503,000	2,070
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$3,000	5,531
Cash dividends	$0	5,087
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$1,463,400	2,060
2004-03-31 (YTD Data)		Rank
Total interest income	$5,290,000	1,315
Total interest expense	$987,000	2,009
Net interest income	$4,303,000	1,144
Provision for loan and lease losses	$0	6,501
Total noninterest income	$1,892,000	749
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$257,000	1,658
Trading account gains and fees	$0	121
Additional Noninterest Income	$1,635,000	561
Total noninterest expense	$5,232,000	770
Salaries and employee benefits	$3,255,000	661
Premises and equipment expense	$667,000	853
Additional noninterest expense	$1,310,000	948
Pre-tax net operating income	$963,000	2,080
Securities gains (losses)	$38,000	1,356
Applicable income taxes	$332,000	1,793
Income before extraordinary items	$669,000	2,265
Extraordinary gains, net	$0	16
Net income	$669,000	2,266
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$4,000	4,263
Cash dividends	$0	3,841
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$643,540	2,253
2003-12-31 (YTD Data)		Rank
Total interest income	$22,551,000	1,265
Total interest expense	$5,516,000	1,638
Net interest income	$17,035,000	1,138
Provision for loan and lease losses	$80,000	5,625
Total noninterest income	$8,915,000	720
Gross Fiduciary activities income	$0	1,641
Service charges on deposit accounts	$1,077,000	1,586
Trading account gains and fees	$0	160
Additional Noninterest Income	$7,838,000	539
Total noninterest expense	$20,137,000	806
Salaries and employee benefits	$12,513,000	680
Premises and equipment expense	$2,432,000	923
Additional noninterest expense	$5,192,000	985
Pre-tax net operating income	$5,733,000	1,443
Securities gains (losses)	$61,000	2,329
Applicable income taxes	$2,066,000	1,257
Income before extraordinary items	$3,728,000	1,667
Extraordinary gains, net	$0	54
Net income	$3,728,000	1,669
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$33,000	5,589
Cash dividends	$0	6,283
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$3,688,960	1,598
2003-09-30 (YTD Data)		Rank
Total interest income	$17,077,000	1,277
Total interest expense	$4,415,000	1,580
Net interest income	$12,662,000	1,164
Provision for loan and lease losses	$80,000	5,120
Total noninterest income	$7,004,000	719
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$797,000	1,622
Trading account gains and fees	$0	153
Additional Noninterest Income	$6,207,000	548
Total noninterest expense	$15,385,000	794
Salaries and employee benefits	$9,706,000	677
Premises and equipment expense	$1,815,000	937
Additional noninterest expense	$3,864,000	994
Pre-tax net operating income	$4,201,000	1,512
Securities gains (losses)	$31,000	2,671
Applicable income taxes	$1,507,000	1,351
Income before extraordinary items	$2,725,000	1,768
Extraordinary gains, net	$0	40
Net income	$2,725,000	1,769
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$14,000	5,702
Cash dividends	$0	5,519
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$2,705,160	1,689
2003-06-30 (YTD Data)		Rank
Total interest income	$11,516,000	1,281
Total interest expense	$3,138,000	1,531
Net interest income	$8,378,000	1,171
Provision for loan and lease losses	$60,000	4,687
Total noninterest income	$4,911,000	682
Gross Fiduciary activities income	$0	1,577
Service charges on deposit accounts	$522,000	1,616
Trading account gains and fees	$0	150
Additional Noninterest Income	$4,389,000	518
Total noninterest expense	$10,352,000	789
Salaries and employee benefits	$6,560,000	665
Premises and equipment expense	$1,210,000	944
Additional noninterest expense	$2,582,000	980
Pre-tax net operating income	$2,877,000	1,472
Securities gains (losses)	$46,000	2,078
Applicable income taxes	$1,038,000	1,327
Income before extraordinary items	$1,885,000	1,718
Extraordinary gains, net	$0	30
Net income	$1,885,000	1,718
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-3,000	8,111
Cash dividends	$0	5,215
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$1,855,560	1,634
2003-03-31 (YTD Data)		Rank
Total interest income	$5,809,000	1,278
Total interest expense	$1,600,000	1,542
Net interest income	$4,209,000	1,166
Provision for loan and lease losses	$30,000	4,429
Total noninterest income	$2,061,000	760
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$252,000	1,626
Trading account gains and fees	$0	134
Additional Noninterest Income	$1,809,000	577
Total noninterest expense	$4,966,000	819
Salaries and employee benefits	$3,076,000	702
Premises and equipment expense	$605,000	954
Additional noninterest expense	$1,285,000	959
Pre-tax net operating income	$1,274,000	1,644
Securities gains (losses)	$0	2,891
Applicable income taxes	$436,000	1,525
Income before extraordinary items	$838,000	1,886
Extraordinary gains, net	$0	21
Net income	$838,000	1,885
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-12,000	8,659
Cash dividends	$0	3,930
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$838,000	1,781
2002-12-31 (YTD Data)		Rank
Total interest income	$24,971,000	1,232
Total interest expense	$7,853,000	1,434
Net interest income	$17,118,000	1,132
Provision for loan and lease losses	$120,000	5,330
Total noninterest income	$6,501,000	843
Gross Fiduciary activities income	$0	1,713
Service charges on deposit accounts	$863,000	1,864
Trading account gains and fees	$0	153
Additional Noninterest Income	$5,638,000	636
Total noninterest expense	$17,004,000	925
Salaries and employee benefits	$10,236,000	789
Premises and equipment expense	$2,021,000	1,093
Additional noninterest expense	$4,747,000	1,038
Pre-tax net operating income	$6,495,000	1,304
Securities gains (losses)	$-1,111,000	9,311
Applicable income taxes	$1,835,000	1,388
Income before extraordinary items	$3,549,000	1,684
Extraordinary gains, net	$0	70
Net income	$3,549,000	1,683
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-71,000	9,200
Cash dividends	$0	6,377
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$4,282,260	1,403
2001-12-31 (YTD Data)		Rank
Total interest income	$27,480,000	1,252
Total interest expense	$12,130,000	1,343
Net interest income	$15,350,000	1,152
Provision for loan and lease losses	$100,000	5,578
Total noninterest income	$2,873,000	1,527
Gross Fiduciary activities income	$0	1,731
Service charges on deposit accounts	$759,000	1,996
Trading account gains and fees	$0	177
Additional Noninterest Income	$2,114,000	1,195
Total noninterest expense	$12,613,000	1,165
Salaries and employee benefits	$7,188,000	1,033
Premises and equipment expense	$1,519,000	1,406
Additional noninterest expense	$3,906,000	1,216
Pre-tax net operating income	$5,510,000	1,337
Securities gains (losses)	$184,000	1,268
Applicable income taxes	$1,739,000	1,321
Income before extraordinary items	$3,955,000	1,382
Extraordinary gains, net	$0	105
Net income	$3,955,000	1,382
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-106,000	9,513
Cash dividends	$0	6,617
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$3,828,040	1,355
2000-12-31 (YTD Data)		Rank
Total interest income	$24,532,000	1,420
Total interest expense	$10,863,000	1,581
Net interest income	$13,669,000	1,284
Provision for loan and lease losses	$120,000	4,828
Total noninterest income	$1,996,000	1,881
Gross Fiduciary activities income	$0	1,332
Service charges on deposit accounts	$997,000	1,370
Trading account gains and fees	$0	180
Additional Noninterest Income	$999,000	1,858
Total noninterest expense	$10,299,000	1,348
Salaries and employee benefits	$5,700,000	1,245
Premises and equipment expense	$1,293,000	1,608
Additional noninterest expense	$3,306,000	1,361
Pre-tax net operating income	$5,246,000	1,414
Securities gains (losses)	$859,000	173
Applicable income taxes	$1,930,000	1,192
Income before extraordinary items	$4,175,000	1,252
Extraordinary gains, net	$0	38
Net income	$4,175,000	1,254
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$89,000	3,771
Cash dividends	$0	6,853
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$3,590,880	1,471
1999-12-31 (YTD Data)		Rank
Total interest income	$19,292,000	1,683
Total interest expense	$8,352,000	1,775
Net interest income	$10,940,000	1,585
Provision for loan and lease losses	$120,000	4,720
Total noninterest income	$1,604,000	2,192
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$896,000	1,446
Trading account gains and fees	$0	173
Additional Noninterest Income	$708,000	2,360
Total noninterest expense	$8,874,000	1,558
Salaries and employee benefits	$4,969,000	1,390
Premises and equipment expense	$1,188,000	1,723
Additional noninterest expense	$2,717,000	1,646
Pre-tax net operating income	$3,550,000	2,057
Securities gains (losses)	$562,000	322
Applicable income taxes	$1,326,000	1,755
Income before extraordinary items	$2,786,000	1,903
Extraordinary gains, net	$0	35
Net income	$2,786,000	1,904
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-69,000	9,985
Cash dividends	$0	7,131
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$2,403,840	2,151
1998-12-31 (YTD Data)		Rank
Total interest income	$18,500,000	1,751
Total interest expense	$8,423,000	1,817
Net interest income	$10,077,000	1,699
Provision for loan and lease losses	$120,000	4,610
Total noninterest income	$1,308,000	2,515
Gross Fiduciary activities income	$0	1,398
Service charges on deposit accounts	$800,000	1,584
Trading account gains and fees	$0	224
Additional Noninterest Income	$508,000	2,956
Total noninterest expense	$8,335,000	1,595
Salaries and employee benefits	$4,647,000	1,408
Premises and equipment expense	$1,170,000	1,688
Additional noninterest expense	$2,518,000	1,697
Pre-tax net operating income	$2,930,000	2,430
Securities gains (losses)	$309,000	730
Applicable income taxes	$1,039,000	2,240
Income before extraordinary items	$2,200,000	2,350
Extraordinary gains, net	$0	32
Net income	$2,200,000	2,349
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-3,000	9,285
Cash dividends	$13,111,000	317
Sale, conversion, retirement of capital stock, net	$500,000	559
Net operating income	$1,989,880	2,492
1997-12-31 (YTD Data)		Rank
Total interest income	$18,730,000	1,769
Total interest expense	$7,907,000	1,949
Net interest income	$10,823,000	1,597
Provision for loan and lease losses	$120,000	4,629
Total noninterest income	$1,228,000	2,577
Gross Fiduciary activities income	$0	1,450
Service charges on deposit accounts	$805,000	1,611
Trading account gains and fees	$0	239
Additional Noninterest Income	$423,000	3,172
Total noninterest expense	$7,602,000	1,717
Salaries and employee benefits	$4,043,000	1,623
Premises and equipment expense	$1,211,000	1,615
Additional noninterest expense	$2,348,000	1,812
Pre-tax net operating income	$4,329,000	1,762
Securities gains (losses)	$388,000	491
Applicable income taxes	$1,865,000	1,405
Income before extraordinary items	$2,852,000	1,852
Extraordinary gains, net	$0	44
Net income	$2,852,000	1,851
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-124,000	10,750
Cash dividends	$0	7,871
Sale, conversion, retirement of capital stock, net	$0	1,030
Net operating income	$2,603,680	1,976
1996-12-31 (YTD Data)		Rank
Total interest income	$18,194,000	1,862
Total interest expense	$7,814,000	2,007
Net interest income	$10,380,000	1,703
Provision for loan and lease losses	$120,000	4,568
Total noninterest income	$1,183,000	2,717
Gross Fiduciary activities income	$0	1,526
Service charges on deposit accounts	$781,000	1,720
Trading account gains and fees	$0	262
Additional Noninterest Income	$402,000	3,393
Total noninterest expense	$7,211,000	1,948
Salaries and employee benefits	$3,853,000	1,718
Premises and equipment expense	$1,034,000	1,944
Additional noninterest expense	$2,324,000	2,151
Pre-tax net operating income	$4,232,000	1,700
Securities gains (losses)	$396,000	483
Applicable income taxes	$1,935,000	1,277
Income before extraordinary items	$2,693,000	1,831
Extraordinary gains, net	$0	53
Net income	$2,693,000	1,832
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$76,000	4,457
Cash dividends	$0	8,336
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$2,439,560	1,992
1995-12-31 (YTD Data)		Rank
Total interest income	$16,798,000	2,006
Total interest expense	$6,834,000	2,282
Net interest income	$9,964,000	1,794
Provision for loan and lease losses	$120,000	4,090
Total noninterest income	$1,097,000	2,898
Gross Fiduciary activities income	$0	1,590
Service charges on deposit accounts	$712,000	1,898
Trading account gains and fees	$0	522
Additional Noninterest Income	$385,000	3,384
Total noninterest expense	$7,303,000	1,904
Salaries and employee benefits	$3,563,000	1,857
Premises and equipment expense	$800,000	2,473
Additional noninterest expense	$2,940,000	1,724
Pre-tax net operating income	$3,638,000	2,018
Securities gains (losses)	$407,000	409
Applicable income taxes	$1,598,000	1,558
Income before extraordinary items	$2,447,000	2,059
Extraordinary gains, net	$0	65
Net income	$2,447,000	2,057
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$163,000	2,854
Cash dividends	$0	8,717
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$2,186,520	2,283
1994-12-31 (YTD Data)		Rank
Total interest income	$14,091,000	2,171
Total interest expense	$5,207,000	2,368
Net interest income	$8,884,000	2,036
Provision for loan and lease losses	$120,000	4,039
Total noninterest income	$1,132,000	2,835
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$664,000	2,039
Trading account gains and fees	$0	475
Additional Noninterest Income	$468,000	3,078
Total noninterest expense	$6,847,000	2,082
Salaries and employee benefits	$3,110,000	2,126
Premises and equipment expense	$639,000	3,083
Additional noninterest expense	$3,098,000	1,755
Pre-tax net operating income	$3,049,000	2,336
Securities gains (losses)	$471,000	279
Applicable income taxes	$959,000	2,329
Income before extraordinary items	$2,561,000	1,900
Extraordinary gains, net	$0	249
Net income	$2,561,000	1,898
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-114,000	12,269
Cash dividends	$0	8,932
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$2,217,170	2,227
1993-12-31 (YTD Data)		Rank
Total interest income	$13,950,000	2,232
Total interest expense	$5,958,000	2,180
Net interest income	$7,992,000	2,251
Provision for loan and lease losses	$1,015,000	1,285
Total noninterest income	$944,000	3,496
Gross Fiduciary activities income	$0	1,630
Service charges on deposit accounts	$611,000	2,252
Trading account gains and fees	$0	532
Additional Noninterest Income	$333,000	4,221
Total noninterest expense	$7,002,000	2,092
Salaries and employee benefits	$2,786,000	2,392
Premises and equipment expense	$574,000	3,459
Additional noninterest expense	$3,642,000	1,640
Pre-tax net operating income	$919,000	6,261
Securities gains (losses)	$532,000	856
Applicable income taxes	$0	12,141
Income before extraordinary items	$1,451,000	3,340
Extraordinary gains, net	$0	3,149
Net income	$1,451,000	3,444
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$294,000	2,507
Cash dividends	$0	9,081
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$919,000	4,784
1992-12-31 (YTD Data)		Rank
Total interest income	$15,847,000	2,227
Total interest expense	$7,750,000	2,194
Net interest income	$8,097,000	2,245
Provision for loan and lease losses	$2,613,000	937
Total noninterest income	$929,000	3,529
Gross Fiduciary activities income	$0	1,658
Service charges on deposit accounts	$528,000	2,620
Trading account gains and fees	$0	504
Additional Noninterest Income	$401,000	3,708
Total noninterest expense	$6,332,000	2,307
Salaries and employee benefits	$2,501,000	2,599
Premises and equipment expense	$526,000	3,805
Additional noninterest expense	$3,305,000	1,834
Pre-tax net operating income	$81,000	12,187
Securities gains (losses)	$1,119,000	594
Applicable income taxes	$113,000	9,575
Income before extraordinary items	$1,087,000	4,168
Extraordinary gains, net	$620,000	175
Net income	$1,707,000	2,735
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$2,851,000	758
Cash dividends	$0	8,912
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$68,710	12,084

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.