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UniBank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$37,709,0001,167
Total interest expense$15,388,000963
Net interest income$22,321,0001,320
Provision for loan and lease losses$3,227,000433
Total noninterest income$2,921,0001,656
Gross Fiduciary activities income$0981
Service charges on deposit accounts$106,0003,316
Trading account gains and feesNANA
Additional Noninterest Income$2,815,0001,310
Total noninterest expense$12,530,0001,760
Salaries and employee benefits$8,206,0001,571
Premises and equipment expense$1,098,0001,918
Additional noninterest expense$2,815,0001,310
Pre-tax net operating income$9,485,0001,209
Securities gains (losses)$0988
Applicable income taxes$2,128,000954
Income before extraordinary items$7,357,0001,286
Extraordinary gains, net$054
Net income$7,357,0001,302
Minority interest net income$088
Net income of bank and minority interests.$7,357,0001,289
Net charge-offs$-942,0004,566
Cash dividends$1,250,0001,934
Sale, conversion, retirement of capital stock, net$396,000294
Net operating income$7,357,0001,308
2023-09-30 (YTD Data)Rank
Total interest income$28,334,0001,150
Total interest expense$10,795,000946
Net interest income$17,539,0001,280
Provision for loan and lease losses$158,0001,838
Total noninterest income$2,651,0001,485
Gross Fiduciary activities income$0950
Service charges on deposit accounts$86,0003,267
Trading account gains and feesNANA
Additional Noninterest Income$2,565,0001,158
Total noninterest expense$10,533,0001,599
Salaries and employee benefits$6,837,0001,440
Premises and equipment expense$675,0002,150
Additional noninterest expense$2,565,0001,158
Pre-tax net operating income$9,499,0001,012
Securities gains (losses)$0849
Applicable income taxes$2,010,000828
Income before extraordinary items$7,489,0001,053
Extraordinary gains, net$052
Net income$7,489,0001,059
Minority interest net income$081
Net income of bank and minority interests.$7,489,0001,053
Net charge-offs$-942,0004,597
Cash dividends$650,0002,039
Sale, conversion, retirement of capital stock, net$342,000273
Net operating income$7,489,0001,068
2023-06-30 (YTD Data)Rank
Total interest income$18,729,0001,131
Total interest expense$6,623,000921
Net interest income$12,106,0001,249
Provision for loan and lease losses$02,940
Total noninterest income$1,702,0001,441
Gross Fiduciary activities income$0931
Service charges on deposit accounts$58,0003,248
Trading account gains and feesNANA
Additional Noninterest Income$1,644,0001,123
Total noninterest expense$7,287,0001,534
Salaries and employee benefits$4,893,0001,359
Premises and equipment expense$440,0002,176
Additional noninterest expense$1,644,0001,122
Pre-tax net operating income$6,521,000995
Securities gains (losses)$0938
Applicable income taxes$1,397,000824
Income before extraordinary items$5,124,0001,035
Extraordinary gains, net$051
Net income$5,124,0001,048
Minority interest net income$081
Net income of bank and minority interests.$5,124,0001,035
Net charge-offs$-942,0004,627
Cash dividends$650,0001,736
Sale, conversion, retirement of capital stock, net$138,000313
Net operating income$5,124,0001,040
2023-03-31 (YTD Data)Rank
Total interest income$8,775,0001,174
Total interest expense$2,900,000913
Net interest income$5,875,0001,289
Provision for loan and lease losses$02,612
Total noninterest income$1,201,0001,166
Gross Fiduciary activities income$0913
Service charges on deposit accounts$29,0003,257
Trading account gains and feesNANA
Additional Noninterest Income$1,172,000864
Total noninterest expense$3,692,0001,543
Salaries and employee benefits$2,544,0001,341
Premises and equipment expense$224,0002,192
Additional noninterest expense$1,172,000864
Pre-tax net operating income$3,384,000984
Securities gains (losses)$0950
Applicable income taxes$640,000890
Income before extraordinary items$2,744,0001,002
Extraordinary gains, net$04
Net income$2,744,0001,001
Minority interest net income$048
Net income of bank and minority interests.$2,744,0001,001
Net charge-offs$02,062
Cash dividends$02,337
Sale, conversion, retirement of capital stock, net$65,000288
Net operating income$2,744,0001,018
2022-12-31 (YTD Data)Rank
Total interest income$25,902,0001,282
Total interest expense$2,985,0001,183
Net interest income$22,917,0001,292
Provision for loan and lease losses$03,012
Total noninterest income$3,692,0001,433
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$113,0003,336
Trading account gains and feesNANA
Additional Noninterest Income$3,579,0001,130
Total noninterest expense$12,616,0001,712
Salaries and employee benefits$8,155,0001,540
Premises and equipment expense$946,0002,075
Additional noninterest expense$3,579,0001,130
Pre-tax net operating income$13,993,0001,004
Securities gains (losses)$0691
Applicable income taxes$2,736,000877
Income before extraordinary items$11,257,0001,009
Extraordinary gains, net$05
Net income$11,257,0001,009
Minority interest net income$063
Net income of bank and minority interests.$11,257,0001,009
Net charge-offs$-5,0003,487
Cash dividends$3,200,0001,087
Sale, conversion, retirement of capital stock, net$939,000250
Net operating income$11,257,0001,035
2022-09-30 (YTD Data)Rank
Total interest income$17,495,0001,327
Total interest expense$1,184,0001,579
Net interest income$16,311,0001,325
Provision for loan and lease losses$02,835
Total noninterest income$2,377,0001,600
Gross Fiduciary activities income$0968
Service charges on deposit accounts$87,0003,334
Trading account gains and feesNANA
Additional Noninterest Income$2,290,0001,272
Total noninterest expense$9,038,0001,766
Salaries and employee benefits$5,857,0001,605
Premises and equipment expense$707,0002,094
Additional noninterest expense$2,290,0001,272
Pre-tax net operating income$9,650,0001,064
Securities gains (losses)$0740
Applicable income taxes$1,803,000951
Income before extraordinary items$7,847,0001,065
Extraordinary gains, net$04
Net income$7,847,0001,064
Minority interest net income$057
Net income of bank and minority interests.$7,847,0001,065
Net charge-offs$-5,0003,411
Cash dividends$2,600,000932
Sale, conversion, retirement of capital stock, net$863,000202
Net operating income$7,847,0001,088
2022-06-30 (YTD Data)Rank
Total interest income$10,479,0001,414
Total interest expense$424,0002,173
Net interest income$10,055,0001,379
Provision for loan and lease losses$02,599
Total noninterest income$1,691,0001,534
Gross Fiduciary activities income$0925
Service charges on deposit accounts$62,0003,286
Trading account gains and feesNANA
Additional Noninterest Income$1,629,0001,242
Total noninterest expense$5,863,0001,785
Salaries and employee benefits$3,844,0001,610
Premises and equipment expense$460,0002,119
Additional noninterest expense$1,559,0001,938
Pre-tax net operating income$5,883,0001,080
Securities gains (losses)$0687
Applicable income taxes$1,090,000956
Income before extraordinary items$4,793,0001,076
Extraordinary gains, net$04
Net income$4,793,0001,075
Minority interest net income$060
Net income of bank and minority interests.$4,793,0001,076
Net charge-offs$-5,0003,441
Cash dividends$1,600,000988
Sale, conversion, retirement of capital stock, net$655,000175
Net operating income$4,793,0001,102
2022-03-31 (YTD Data)Rank
Total interest income$4,877,0001,471
Total interest expense$165,0002,499
Net interest income$4,712,0001,425
Provision for loan and lease losses$02,285
Total noninterest income$700,0001,720
Gross Fiduciary activities income$0892
Service charges on deposit accounts$32,0003,224
Trading account gains and feesNANA
Additional Noninterest Income$668,0001,416
Total noninterest expense$2,817,0001,837
Salaries and employee benefits$1,855,0001,653
Premises and equipment expense$229,0002,150
Additional noninterest expense$733,0002,024
Pre-tax net operating income$2,595,0001,118
Securities gains (losses)$0623
Applicable income taxes$465,0001,011
Income before extraordinary items$2,130,0001,152
Extraordinary gains, net$04
Net income$2,130,0001,151
Minority interest net income$050
Net income of bank and minority interests.$2,130,0001,152
Net charge-offs$-5,0003,667
Cash dividends$1,000,000760
Sale, conversion, retirement of capital stock, net$421,000132
Net operating income$2,130,0001,161
2021-12-31 (YTD Data)Rank
Total interest income$17,864,0001,623
Total interest expense$746,0002,622
Net interest income$17,118,0001,556
Provision for loan and lease losses$03,064
Total noninterest income$5,154,0001,290
Gross Fiduciary activities income$0994
Service charges on deposit accounts$91,0003,553
Trading account gains and feesNANA
Additional Noninterest Income$5,063,0001,064
Total noninterest expense$11,626,0001,776
Salaries and employee benefits$8,142,0001,544
Premises and equipment expense$871,0002,201
Additional noninterest expense$2,613,0002,191
Pre-tax net operating income$10,646,0001,224
Securities gains (losses)$02,062
Applicable income taxes$2,026,0001,091
Income before extraordinary items$8,620,0001,273
Extraordinary gains, net$010
Net income$8,620,0001,272
Minority interest net income$074
Net income of bank and minority interests.$8,620,0001,273
Net charge-offs$-23,0003,879
Cash dividends$1,000,0002,203
Sale, conversion, retirement of capital stock, net$552,000296
Net operating income$8,620,0001,254
2021-09-30 (YTD Data)Rank
Total interest income$12,910,0001,702
Total interest expense$576,0002,665
Net interest income$12,334,0001,631
Provision for loan and lease losses$02,963
Total noninterest income$4,062,0001,269
Gross Fiduciary activities income$0957
Service charges on deposit accounts$65,0003,618
Trading account gains and feesNANA
Additional Noninterest Income$3,997,0001,052
Total noninterest expense$8,626,0001,791
Salaries and employee benefits$6,145,0001,535
Premises and equipment expense$651,0002,235
Additional noninterest expense$1,830,0002,292
Pre-tax net operating income$7,770,0001,297
Securities gains (losses)$02,015
Applicable income taxes$1,479,0001,163
Income before extraordinary items$6,291,0001,346
Extraordinary gains, net$08
Net income$6,291,0001,346
Minority interest net income$069
Net income of bank and minority interests.$6,291,0001,346
Net charge-offs$-9,0003,624
Cash dividends$03,251
Sale, conversion, retirement of capital stock, net$391,000274
Net operating income$6,291,0001,329
2021-06-30 (YTD Data)Rank
Total interest income$8,271,0001,756
Total interest expense$396,0002,693
Net interest income$7,875,0001,673
Provision for loan and lease losses$02,862
Total noninterest income$2,480,0001,342
Gross Fiduciary activities income$0951
Service charges on deposit accounts$42,0003,628
Trading account gains and feesNANA
Additional Noninterest Income$2,438,0001,125
Total noninterest expense$5,529,0001,837
Salaries and employee benefits$3,897,0001,591
Premises and equipment expense$442,0002,214
Additional noninterest expense$1,190,0002,305
Pre-tax net operating income$4,826,0001,345
Securities gains (losses)$01,818
Applicable income taxes$915,0001,219
Income before extraordinary items$3,911,0001,429
Extraordinary gains, net$06
Net income$3,911,0001,429
Minority interest net income$067
Net income of bank and minority interests.$3,911,0001,429
Net charge-offs$02,245
Cash dividends$03,104
Sale, conversion, retirement of capital stock, net$263,000240
Net operating income$3,911,0001,392
2021-03-31 (YTD Data)Rank
Total interest income$3,936,0001,821
Total interest expense$213,0002,658
Net interest income$3,723,0001,736
Provision for loan and lease losses$02,741
Total noninterest income$1,131,0001,418
Gross Fiduciary activities income$0922
Service charges on deposit accounts$21,0003,625
Trading account gains and feesNANA
Additional Noninterest Income$1,110,0001,185
Total noninterest expense$2,812,0001,799
Salaries and employee benefits$1,989,0001,554
Premises and equipment expense$215,0002,261
Additional noninterest expense$608,0002,237
Pre-tax net operating income$2,042,0001,500
Securities gains (losses)$01,392
Applicable income taxes$389,0001,339
Income before extraordinary items$1,653,0001,612
Extraordinary gains, net$03
Net income$1,653,0001,612
Minority interest net income$055
Net income of bank and minority interests.$1,653,0001,612
Net charge-offs$01,930
Cash dividends$02,452
Sale, conversion, retirement of capital stock, net$132,000221
Net operating income$1,653,0001,570
2020-12-31 (YTD Data)Rank
Total interest income$16,772,0001,730
Total interest expense$2,043,0001,957
Net interest income$14,729,0001,675
Provision for loan and lease losses$1,750,0001,144
Total noninterest income$4,502,0001,349
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$98,0003,592
Trading account gains and feesNANA
Additional Noninterest Income$4,404,0001,119
Total noninterest expense$9,935,0001,971
Salaries and employee benefits$6,663,0001,746
Premises and equipment expense$865,0002,223
Additional noninterest expense$2,407,0002,260
Pre-tax net operating income$7,546,0001,312
Securities gains (losses)$78,0001,504
Applicable income taxes$1,325,0001,234
Income before extraordinary items$6,299,0001,370
Extraordinary gains, net$04
Net income$6,299,0001,371
Minority interest net income$072
Net income of bank and minority interests.$6,299,0001,371
Net charge-offs$-42,0004,556
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$476,000275
Net operating income$6,234,2601,343
2020-09-30 (YTD Data)Rank
Total interest income$12,811,0001,713
Total interest expense$1,752,0001,861
Net interest income$11,059,0001,665
Provision for loan and lease losses$1,500,0001,059
Total noninterest income$2,827,0001,482
Gross Fiduciary activities income$0981
Service charges on deposit accounts$77,0003,564
Trading account gains and feesNANA
Additional Noninterest Income$2,750,0001,243
Total noninterest expense$7,109,0002,010
Salaries and employee benefits$4,755,0001,793
Premises and equipment expense$637,0002,251
Additional noninterest expense$1,717,0002,298
Pre-tax net operating income$5,277,0001,336
Securities gains (losses)$78,0001,327
Applicable income taxes$893,0001,276
Income before extraordinary items$4,462,0001,378
Extraordinary gains, net$04
Net income$4,462,0001,379
Minority interest net income$065
Net income of bank and minority interests.$4,462,0001,379
Net charge-offs$-29,0004,526
Cash dividends$03,384
Sale, conversion, retirement of capital stock, net$361,000247
Net operating income$4,397,2601,354
2020-06-30 (YTD Data)Rank
Total interest income$8,495,0001,734
Total interest expense$1,373,0001,759
Net interest income$7,122,0001,714
Provision for loan and lease losses$700,0001,333
Total noninterest income$1,583,0001,568
Gross Fiduciary activities income$0970
Service charges on deposit accounts$58,0003,444
Trading account gains and feesNANA
Additional Noninterest Income$1,525,0001,304
Total noninterest expense$4,691,0002,022
Salaries and employee benefits$3,147,0001,809
Premises and equipment expense$420,0002,257
Additional noninterest expense$1,124,0002,320
Pre-tax net operating income$3,314,0001,328
Securities gains (losses)$78,0001,090
Applicable income taxes$521,0001,309
Income before extraordinary items$2,871,0001,350
Extraordinary gains, net$04
Net income$2,871,0001,350
Minority interest net income$065
Net income of bank and minority interests.$2,871,0001,350
Net charge-offs$-20,0004,517
Cash dividends$03,237
Sale, conversion, retirement of capital stock, net$236,000234
Net operating income$2,804,7001,347
2020-03-31 (YTD Data)Rank
Total interest income$3,920,0001,840
Total interest expense$905,0001,533
Net interest income$3,015,0001,912
Provision for loan and lease losses$300,0001,167
Total noninterest income$1,138,0001,189
Gross Fiduciary activities income$0941
Service charges on deposit accounts$36,0003,446
Trading account gains and feesNANA
Additional Noninterest Income$1,102,000898
Total noninterest expense$2,356,0002,033
Salaries and employee benefits$1,582,0001,814
Premises and equipment expense$211,0002,262
Additional noninterest expense$563,0002,346
Pre-tax net operating income$1,497,0001,318
Securities gains (losses)$78,000692
Applicable income taxes$174,0001,509
Income before extraordinary items$1,401,0001,255
Extraordinary gains, net$04
Net income$1,401,0001,254
Minority interest net income$056
Net income of bank and minority interests.$1,401,0001,255
Net charge-offs$-10,0004,460
Cash dividends$02,639
Sale, conversion, retirement of capital stock, net$126,000218
Net operating income$1,331,5801,288
2019-12-31 (YTD Data)Rank
Total interest income$16,291,0001,802
Total interest expense$3,782,0001,538
Net interest income$12,509,0001,859
Provision for loan and lease losses$390,0001,702
Total noninterest income$3,672,0001,399
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$146,0003,539
Trading account gains and feesNANA
Additional Noninterest Income$3,526,0001,068
Total noninterest expense$8,665,0002,131
Salaries and employee benefits$5,722,0001,912
Premises and equipment expense$825,0002,301
Additional noninterest expense$2,118,0002,463
Pre-tax net operating income$7,126,0001,343
Securities gains (losses)$151,000737
Applicable income taxes$1,419,0001,156
Income before extraordinary items$5,858,0001,410
Extraordinary gains, net$011
Net income$5,858,0001,412
Minority interest net income$076
Net income of bank and minority interests.$5,858,0001,412
Net charge-offs$-75,0004,844
Cash dividends$500,0002,974
Sale, conversion, retirement of capital stock, net$502,000287
Net operating income$5,735,6901,402
2019-09-30 (YTD Data)Rank
Total interest income$12,303,0001,815
Total interest expense$2,822,0001,554
Net interest income$9,481,0001,872
Provision for loan and lease losses$350,0001,466
Total noninterest income$2,473,0001,483
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$112,0003,547
Trading account gains and feesNANA
Additional Noninterest Income$2,361,0001,153
Total noninterest expense$6,481,0002,135
Salaries and employee benefits$4,302,0001,907
Premises and equipment expense$617,0002,324
Additional noninterest expense$1,562,0002,492
Pre-tax net operating income$5,123,0001,412
Securities gains (losses)$151,000620
Applicable income taxes$992,0001,237
Income before extraordinary items$4,282,0001,471
Extraordinary gains, net$011
Net income$4,282,0001,472
Minority interest net income$072
Net income of bank and minority interests.$4,282,0001,473
Net charge-offs$-60,0004,862
Cash dividends$500,0002,470
Sale, conversion, retirement of capital stock, net$379,000259
Net operating income$4,159,6901,468
2019-06-30 (YTD Data)Rank
Total interest income$7,818,0001,884
Total interest expense$1,841,0001,557
Net interest income$5,977,0001,956
Provision for loan and lease losses$150,0001,792
Total noninterest income$1,635,0001,460
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$76,0003,523
Trading account gains and feesNANA
Additional Noninterest Income$1,559,0001,133
Total noninterest expense$4,252,0002,170
Salaries and employee benefits$2,798,0001,957
Premises and equipment expense$422,0002,292
Additional noninterest expense$1,032,0002,528
Pre-tax net operating income$3,210,0001,463
Securities gains (losses)$151,000429
Applicable income taxes$612,0001,285
Income before extraordinary items$2,749,0001,482
Extraordinary gains, net$011
Net income$2,749,0001,481
Minority interest net income$069
Net income of bank and minority interests.$2,749,0001,482
Net charge-offs$-44,0004,873
Cash dividends$03,456
Sale, conversion, retirement of capital stock, net$231,000249
Net operating income$2,625,1801,511
2019-03-31 (YTD Data)Rank
Total interest income$3,851,0001,903
Total interest expense$899,0001,551
Net interest income$2,952,0001,976
Provision for loan and lease losses$50,0002,037
Total noninterest income$757,0001,476
Gross Fiduciary activities income$0972
Service charges on deposit accounts$38,0003,528
Trading account gains and feesNANA
Additional Noninterest Income$719,0001,148
Total noninterest expense$2,137,0002,170
Salaries and employee benefits$1,447,0001,919
Premises and equipment expense$220,0002,264
Additional noninterest expense$470,0002,699
Pre-tax net operating income$1,522,0001,510
Securities gains (losses)$01,087
Applicable income taxes$249,0001,416
Income before extraordinary items$1,273,0001,548
Extraordinary gains, net$05
Net income$1,273,0001,547
Minority interest net income$052
Net income of bank and minority interests.$1,273,0001,547
Net charge-offs$-27,0004,943
Cash dividends$02,803
Sale, conversion, retirement of capital stock, net$133,000204
Net operating income$1,273,0001,524
2018-12-31 (YTD Data)Rank
Total interest income$13,585,0002,005
Total interest expense$2,455,0001,669
Net interest income$11,130,0002,063
Provision for loan and lease losses$294,0002,013
Total noninterest income$2,423,0001,786
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$159,0003,610
Trading account gains and feesNANA
Additional Noninterest Income$2,264,0001,379
Total noninterest expense$7,612,0002,333
Salaries and employee benefits$4,783,0002,173
Premises and equipment expense$849,0002,278
Additional noninterest expense$1,980,0002,606
Pre-tax net operating income$5,647,0001,611
Securities gains (losses)$01,125
Applicable income taxes$1,049,0001,349
Income before extraordinary items$4,598,0001,688
Extraordinary gains, net$06
Net income$4,598,0001,687
Minority interest net income$072
Net income of bank and minority interests.$4,598,0001,687
Net charge-offs$-16,0004,627
Cash dividends$500,0002,948
Sale, conversion, retirement of capital stock, net$0671
Net operating income$4,598,0001,679
2018-09-30 (YTD Data)Rank
Total interest income$9,868,0002,046
Total interest expense$1,745,0001,659
Net interest income$8,123,0002,109
Provision for loan and lease losses$294,0001,605
Total noninterest income$2,156,0001,611
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$121,0003,613
Trading account gains and feesNANA
Additional Noninterest Income$2,035,0001,251
Total noninterest expense$5,619,0002,360
Salaries and employee benefits$3,488,0002,209
Premises and equipment expense$649,0002,263
Additional noninterest expense$1,482,0002,629
Pre-tax net operating income$4,366,0001,569
Securities gains (losses)$01,118
Applicable income taxes$797,0001,378
Income before extraordinary items$3,569,0001,654
Extraordinary gains, net$05
Net income$3,569,0001,652
Minority interest net income$066
Net income of bank and minority interests.$3,569,0001,653
Net charge-offs$-6,0004,352
Cash dividends$500,0002,346
Sale, conversion, retirement of capital stock, net$0633
Net operating income$3,569,0001,640
2018-06-30 (YTD Data)Rank
Total interest income$6,329,0002,100
Total interest expense$1,059,0001,699
Net interest income$5,270,0002,148
Provision for loan and lease losses$284,0001,255
Total noninterest income$1,310,0001,710
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$84,0003,559
Trading account gains and feesNANA
Additional Noninterest Income$1,226,0001,334
Total noninterest expense$3,623,0002,428
Salaries and employee benefits$2,227,0002,294
Premises and equipment expense$436,0002,277
Additional noninterest expense$960,0002,689
Pre-tax net operating income$2,673,0001,661
Securities gains (losses)$0961
Applicable income taxes$480,0001,449
Income before extraordinary items$2,193,0001,750
Extraordinary gains, net$06
Net income$2,193,0001,749
Minority interest net income$065
Net income of bank and minority interests.$2,193,0001,749
Net charge-offs$4,0002,887
Cash dividends$03,485
Sale, conversion, retirement of capital stock, net$0620
Net operating income$2,193,0001,742
2018-03-31 (YTD Data)Rank
Total interest income$2,972,0002,188
Total interest expense$472,0001,785
Net interest income$2,500,0002,245
Provision for loan and lease losses$84,0001,627
Total noninterest income$396,0002,263
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$36,0003,791
Trading account gains and feesNANA
Additional Noninterest Income$360,0001,822
Total noninterest expense$1,792,0002,478
Salaries and employee benefits$1,069,0002,392
Premises and equipment expense$222,0002,289
Additional noninterest expense$501,0002,619
Pre-tax net operating income$1,020,0002,014
Securities gains (losses)$0735
Applicable income taxes$157,0001,794
Income before extraordinary items$863,0002,059
Extraordinary gains, net$07
Net income$863,0002,058
Minority interest net income$052
Net income of bank and minority interests.$863,0002,059
Net charge-offs$-16,0004,917
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$0580
Net operating income$863,0002,048
2017-12-31 (YTD Data)Rank
Total interest income$10,578,0002,332
Total interest expense$1,445,0001,987
Net interest income$9,133,0002,364
Provision for loan and lease losses$334,0001,868
Total noninterest income$1,619,0002,304
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$147,0003,856
Trading account gains and feesNANA
Additional Noninterest Income$1,472,0001,838
Total noninterest expense$6,402,0002,661
Salaries and employee benefits$3,678,0002,613
Premises and equipment expense$826,0002,405
Additional noninterest expense$1,898,0002,750
Pre-tax net operating income$4,016,0002,035
Securities gains (losses)$497,000221
Applicable income taxes$956,0001,919
Income before extraordinary items$3,557,0001,781
Extraordinary gains, net$09
Net income$3,557,0001,782
Minority interest net income$076
Net income of bank and minority interests.$3,557,0001,782
Net charge-offs$1,371,000550
Cash dividends$1,800,0001,531
Sale, conversion, retirement of capital stock, net$0711
Net operating income$3,164,3701,929
2017-09-30 (YTD Data)Rank
Total interest income$7,765,0002,384
Total interest expense$1,066,0001,988
Net interest income$6,699,0002,428
Provision for loan and lease losses$260,0001,775
Total noninterest income$925,0002,685
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$112,0003,871
Trading account gains and feesNANA
Additional Noninterest Income$813,0002,233
Total noninterest expense$4,724,0002,700
Salaries and employee benefits$2,689,0002,681
Premises and equipment expense$615,0002,427
Additional noninterest expense$1,420,0002,762
Pre-tax net operating income$2,640,0002,267
Securities gains (losses)$291,000294
Applicable income taxes$748,0001,730
Income before extraordinary items$2,183,0002,245
Extraordinary gains, net$09
Net income$2,183,0002,245
Minority interest net income$071
Net income of bank and minority interests.$2,183,0002,246
Net charge-offs$1,465,000381
Cash dividends$1,000,0001,672
Sale, conversion, retirement of capital stock, net$0677
Net operating income$1,967,6602,412
2017-06-30 (YTD Data)Rank
Total interest income$5,111,0002,385
Total interest expense$717,0001,930
Net interest income$4,394,0002,449
Provision for loan and lease losses$03,871
Total noninterest income$835,0002,297
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$76,0003,855
Trading account gains and feesNANA
Additional Noninterest Income$759,0001,839
Total noninterest expense$3,234,0002,661
Salaries and employee benefits$1,853,0002,637
Premises and equipment expense$413,0002,420
Additional noninterest expense$968,0002,735
Pre-tax net operating income$1,995,0002,033
Securities gains (losses)$291,000219
Applicable income taxes$493,0001,713
Income before extraordinary items$1,793,0001,858
Extraordinary gains, net$011
Net income$1,793,0001,858
Minority interest net income$071
Net income of bank and minority interests.$1,793,0001,858
Net charge-offs$1,498,000269
Cash dividends$1,000,0001,294
Sale, conversion, retirement of capital stock, net$785,000159
Net operating income$1,566,0202,047
2017-03-31 (YTD Data)Rank
Total interest income$2,642,0002,329
Total interest expense$369,0001,865
Net interest income$2,273,0002,389
Provision for loan and lease losses$03,537
Total noninterest income$278,0002,808
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$44,0003,679
Trading account gains and feesNANA
Additional Noninterest Income$234,0002,387
Total noninterest expense$1,645,0002,644
Salaries and employee benefits$892,0002,738
Premises and equipment expense$211,0002,429
Additional noninterest expense$542,0002,515
Pre-tax net operating income$906,0002,093
Securities gains (losses)$01,153
Applicable income taxes$284,0001,535
Income before extraordinary items$622,0002,376
Extraordinary gains, net$08
Net income$622,0002,375
Minority interest net income$055
Net income of bank and minority interests.$622,0002,376
Net charge-offs$02,943
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$15,000467
Net operating income$622,0002,356
2016-12-31 (YTD Data)Rank
Total interest income$10,901,0002,249
Total interest expense$1,585,0001,731
Net interest income$9,316,0002,319
Provision for loan and lease losses$200,0002,434
Total noninterest income$3,171,0001,586
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$136,0004,143
Trading account gains and fees$0170
Additional Noninterest Income$3,035,0001,201
Total noninterest expense$7,330,0002,463
Salaries and employee benefits$4,161,0002,426
Premises and equipment expense$851,0002,390
Additional noninterest expense$2,318,0002,457
Pre-tax net operating income$4,957,0001,637
Securities gains (losses)$03,212
Applicable income taxes$1,295,0001,396
Income before extraordinary items$3,662,0001,777
Extraordinary gains, net$05
Net income$3,662,0001,776
Minority interest net income$082
Net income of bank and minority interests.$3,662,0001,776
Net charge-offs$48,0003,171
Cash dividends$600,0002,761
Sale, conversion, retirement of capital stock, net$602,000256
Net operating income$3,662,0001,736
2016-09-30 (YTD Data)Rank
Total interest income$8,046,0002,275
Total interest expense$1,199,0001,715
Net interest income$6,847,0002,360
Provision for loan and lease losses$200,0002,037
Total noninterest income$2,379,0001,583
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$99,0004,210
Trading account gains and fees$0169
Additional Noninterest Income$2,280,0001,194
Total noninterest expense$5,432,0002,480
Salaries and employee benefits$3,043,0002,454
Premises and equipment expense$644,0002,385
Additional noninterest expense$1,745,0002,452
Pre-tax net operating income$3,594,0001,693
Securities gains (losses)$03,160
Applicable income taxes$1,026,0001,381
Income before extraordinary items$2,568,0001,902
Extraordinary gains, net$05
Net income$2,568,0001,902
Minority interest net income$071
Net income of bank and minority interests.$2,568,0001,902
Net charge-offs$2,0003,786
Cash dividends$03,792
Sale, conversion, retirement of capital stock, net$221,000320
Net operating income$2,568,0001,846
2016-06-30 (YTD Data)Rank
Total interest income$5,440,0002,251
Total interest expense$820,0001,662
Net interest income$4,620,0002,339
Provision for loan and lease losses$200,0001,606
Total noninterest income$1,159,0001,919
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$65,0004,232
Trading account gains and fees$0157
Additional Noninterest Income$1,094,0001,461
Total noninterest expense$3,398,0002,616
Salaries and employee benefits$1,865,0002,633
Premises and equipment expense$427,0002,396
Additional noninterest expense$1,106,0002,563
Pre-tax net operating income$2,181,0001,810
Securities gains (losses)$02,835
Applicable income taxes$613,0001,477
Income before extraordinary items$1,568,0002,036
Extraordinary gains, net$016
Net income$1,568,0002,036
Minority interest net income$071
Net income of bank and minority interests.$1,568,0002,036
Net charge-offs$-1,0004,332
Cash dividends$03,654
Sale, conversion, retirement of capital stock, net$13,000588
Net operating income$1,568,0001,976
2016-03-31 (YTD Data)Rank
Total interest income$2,622,0002,314
Total interest expense$427,0001,607
Net interest income$2,195,0002,439
Provision for loan and lease losses$03,656
Total noninterest income$271,0002,880
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$32,0004,246
Trading account gains and fees$0142
Additional Noninterest Income$239,0002,396
Total noninterest expense$1,667,0002,661
Salaries and employee benefits$875,0002,774
Premises and equipment expense$222,0002,350
Additional noninterest expense$570,0002,497
Pre-tax net operating income$799,0002,280
Securities gains (losses)$02,077
Applicable income taxes$86,0002,572
Income before extraordinary items$713,0002,180
Extraordinary gains, net$012
Net income$713,0002,180
Minority interest net income$062
Net income of bank and minority interests.$713,0002,180
Net charge-offs$03,094
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$7,000552
Net operating income$713,0002,115
2015-12-31 (YTD Data)Rank
Total interest income$10,506,0002,280
Total interest expense$1,657,0001,626
Net interest income$8,849,0002,377
Provision for loan and lease losses$04,380
Total noninterest income$3,382,0001,467
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$130,0004,347
Trading account gains and fees$0159
Additional Noninterest Income$3,252,0001,103
Total noninterest expense$7,495,0002,434
Salaries and employee benefits$4,028,0002,485
Premises and equipment expense$906,0002,330
Additional noninterest expense$2,561,0002,290
Pre-tax net operating income$4,736,0001,638
Securities gains (losses)$93,0001,222
Applicable income taxes$1,597,0001,192
Income before extraordinary items$3,232,0001,928
Extraordinary gains, net$023
Net income$3,232,0001,929
Minority interest net income$081
Net income of bank and minority interests.$3,232,0001,930
Net charge-offs$138,0002,343
Cash dividends$29,0004,224
Sale, conversion, retirement of capital stock, net$-4,880,0006,166
Net operating income$3,169,6901,918
2015-09-30 (YTD Data)Rank
Total interest income$7,652,0002,349
Total interest expense$1,230,0001,672
Net interest income$6,422,0002,450
Provision for loan and lease losses$04,232
Total noninterest income$922,0002,777
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$95,0004,435
Trading account gains and fees$0153
Additional Noninterest Income$827,0002,269
Total noninterest expense$5,182,0002,596
Salaries and employee benefits$2,556,0002,800
Premises and equipment expense$670,0002,390
Additional noninterest expense$1,956,0002,250
Pre-tax net operating income$2,162,0002,426
Securities gains (losses)$93,0001,082
Applicable income taxes$703,0001,689
Income before extraordinary items$1,552,0002,700
Extraordinary gains, net$021
Net income$1,552,0002,700
Minority interest net income$078
Net income of bank and minority interests.$1,552,0002,701
Net charge-offs$109,0002,075
Cash dividends$29,0003,735
Sale, conversion, retirement of capital stock, net$-4,902,0006,259
Net operating income$1,487,8302,737
2015-06-30 (YTD Data)Rank
Total interest income$4,936,0002,411
Total interest expense$801,0001,720
Net interest income$4,135,0002,533
Provision for loan and lease losses$04,069
Total noninterest income$543,0002,952
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$65,0004,385
Trading account gains and fees$0157
Additional Noninterest Income$478,0002,457
Total noninterest expense$3,414,0002,645
Salaries and employee benefits$1,703,0002,815
Premises and equipment expense$459,0002,358
Additional noninterest expense$1,252,0002,346
Pre-tax net operating income$1,264,0002,641
Securities gains (losses)$93,000887
Applicable income taxes$403,0001,841
Income before extraordinary items$954,0002,830
Extraordinary gains, net$022
Net income$954,0002,830
Minority interest net income$075
Net income of bank and minority interests.$954,0002,832
Net charge-offs$184,0001,243
Cash dividends$25,0003,568
Sale, conversion, retirement of capital stock, net$332,000241
Net operating income$888,9002,908
2015-03-31 (YTD Data)Rank
Total interest income$2,416,0002,458
Total interest expense$394,0001,750
Net interest income$2,022,0002,576
Provision for loan and lease losses$03,703
Total noninterest income$249,0003,046
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$32,0004,403
Trading account gains and fees$0152
Additional Noninterest Income$217,0002,520
Total noninterest expense$1,707,0002,644
Salaries and employee benefits$849,0002,844
Premises and equipment expense$236,0002,340
Additional noninterest expense$622,0002,343
Pre-tax net operating income$564,0002,806
Securities gains (losses)$93,000609
Applicable income taxes$209,0001,783
Income before extraordinary items$448,0002,924
Extraordinary gains, net$013
Net income$448,0002,927
Minority interest net income$064
Net income of bank and minority interests.$448,0002,927
Net charge-offs$120,000995
Cash dividends$12,0002,828
Sale, conversion, retirement of capital stock, net$16,000496
Net operating income$384,7603,123
2014-12-31 (YTD Data)Rank
Total interest income$10,733,0002,245
Total interest expense$1,564,0001,827
Net interest income$9,169,0002,317
Provision for loan and lease losses$1,193,000747
Total noninterest income$3,965,0001,291
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$160,0004,280
Trading account gains and fees$0180
Additional Noninterest Income$3,805,000933
Total noninterest expense$7,010,0002,617
Salaries and employee benefits$3,857,0002,573
Premises and equipment expense$907,0002,430
Additional noninterest expense$2,246,0002,631
Pre-tax net operating income$4,931,0001,541
Securities gains (losses)$03,259
Applicable income taxes$1,570,0001,162
Income before extraordinary items$3,361,0001,836
Extraordinary gains, net$017
Net income$3,361,0001,836
Minority interest net income$084
Net income of bank and minority interests.$3,361,0001,835
Net charge-offs$710,0001,149
Cash dividends$1,181,0001,844
Sale, conversion, retirement of capital stock, net$113,000524
Net operating income$3,361,0001,804
2014-09-30 (YTD Data)Rank
Total interest income$8,206,0002,216
Total interest expense$1,161,0001,876
Net interest income$7,045,0002,274
Provision for loan and lease losses$772,000828
Total noninterest income$1,886,0001,806
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$123,0004,290
Trading account gains and fees$0174
Additional Noninterest Income$1,763,0001,306
Total noninterest expense$4,821,0002,788
Salaries and employee benefits$2,745,0002,688
Premises and equipment expense$700,0002,394
Additional noninterest expense$1,376,0003,079
Pre-tax net operating income$3,338,0001,702
Securities gains (losses)$02,980
Applicable income taxes$1,042,0001,275
Income before extraordinary items$2,296,0001,986
Extraordinary gains, net$015
Net income$2,296,0001,985
Minority interest net income$081
Net income of bank and minority interests.$2,296,0001,984
Net charge-offs$312,0001,570
Cash dividends$1,168,0001,390
Sale, conversion, retirement of capital stock, net$92,000476
Net operating income$2,296,0001,937
2014-06-30 (YTD Data)Rank
Total interest income$5,382,0002,242
Total interest expense$758,0001,921
Net interest income$4,624,0002,294
Provision for loan and lease losses$555,000767
Total noninterest income$1,505,0001,548
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$87,0004,188
Trading account gains and fees$0172
Additional Noninterest Income$1,418,0001,140
Total noninterest expense$3,388,0002,694
Salaries and employee benefits$1,889,0002,634
Premises and equipment expense$468,0002,404
Additional noninterest expense$1,031,0002,813
Pre-tax net operating income$2,186,0001,688
Securities gains (losses)$02,580
Applicable income taxes$634,0001,332
Income before extraordinary items$1,552,0001,928
Extraordinary gains, net$020
Net income$1,552,0001,932
Minority interest net income$080
Net income of bank and minority interests.$1,552,0001,931
Net charge-offs$95,0002,223
Cash dividends$1,156,0001,038
Sale, conversion, retirement of capital stock, net$62,000455
Net operating income$1,552,0001,875
2014-03-31 (YTD Data)Rank
Total interest income$2,588,0002,331
Total interest expense$377,0001,966
Net interest income$2,211,0002,382
Provision for loan and lease losses$100,0001,586
Total noninterest income$219,0003,311
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$51,0003,887
Trading account gains and fees$0147
Additional Noninterest Income$168,0002,804
Total noninterest expense$1,644,0002,768
Salaries and employee benefits$873,0002,802
Premises and equipment expense$237,0002,414
Additional noninterest expense$534,0002,740
Pre-tax net operating income$686,0002,353
Securities gains (losses)$01,715
Applicable income taxes$159,0001,942
Income before extraordinary items$527,0002,476
Extraordinary gains, net$016
Net income$527,0002,479
Minority interest net income$066
Net income of bank and minority interests.$527,0002,479
Net charge-offs$-62,0006,371
Cash dividends$1,143,000547
Sale, conversion, retirement of capital stock, net$31,000412
Net operating income$527,0002,432
2013-12-31 (YTD Data)Rank
Total interest income$10,610,0002,292
Total interest expense$1,546,0002,108
Net interest income$9,064,0002,325
Provision for loan and lease losses$308,0002,406
Total noninterest income$2,442,0001,874
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$223,0003,912
Trading account gains and fees$0184
Additional Noninterest Income$2,219,0001,405
Total noninterest expense$6,796,0002,700
Salaries and employee benefits$3,702,0002,669
Premises and equipment expense$930,0002,394
Additional noninterest expense$2,164,0002,807
Pre-tax net operating income$4,402,0001,581
Securities gains (losses)$03,182
Applicable income taxes$1,412,0001,166
Income before extraordinary items$2,990,0001,907
Extraordinary gains, net$029
Net income$2,990,0001,909
Minority interest net income$090
Net income of bank and minority interests.$2,990,0001,909
Net charge-offs$868,0001,406
Cash dividends$354,0003,130
Sale, conversion, retirement of capital stock, net$56,000638
Net operating income$2,990,0001,874
2013-09-30 (YTD Data)Rank
Total interest income$7,529,0002,431
Total interest expense$1,174,0002,144
Net interest income$6,355,0002,469
Provision for loan and lease losses$308,0002,044
Total noninterest income$1,486,0002,228
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$164,0003,989
Trading account gains and fees$0180
Additional Noninterest Income$1,322,0001,702
Total noninterest expense$4,985,0002,749
Salaries and employee benefits$2,614,0002,824
Premises and equipment expense$663,0002,526
Additional noninterest expense$1,708,0002,680
Pre-tax net operating income$2,548,0002,019
Securities gains (losses)$03,040
Applicable income taxes$665,0001,624
Income before extraordinary items$1,883,0002,241
Extraordinary gains, net$025
Net income$1,883,0002,247
Minority interest net income$084
Net income of bank and minority interests.$1,883,0002,247
Net charge-offs$608,0001,409
Cash dividends$37,0003,621
Sale, conversion, retirement of capital stock, net$29,000663
Net operating income$1,883,0002,174
2013-06-30 (YTD Data)Rank
Total interest income$4,828,0002,519
Total interest expense$767,0002,224
Net interest income$4,061,0002,568
Provision for loan and lease losses$4,0004,691
Total noninterest income$332,0004,033
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$107,0003,995
Trading account gains and fees$0157
Additional Noninterest Income$225,0003,605
Total noninterest expense$3,050,0002,957
Salaries and employee benefits$1,712,0002,872
Premises and equipment expense$439,0002,544
Additional noninterest expense$899,0003,208
Pre-tax net operating income$1,339,0002,397
Securities gains (losses)$02,791
Applicable income taxes$300,0002,021
Income before extraordinary items$1,039,0002,566
Extraordinary gains, net$022
Net income$1,039,0002,571
Minority interest net income$082
Net income of bank and minority interests.$1,039,0002,571
Net charge-offs$297,0001,702
Cash dividends$25,0003,429
Sale, conversion, retirement of capital stock, net$19,000632
Net operating income$1,039,0002,459
2013-03-31 (YTD Data)Rank
Total interest income$2,311,0002,639
Total interest expense$383,0002,291
Net interest income$1,928,0002,700
Provision for loan and lease losses$4,0004,247
Total noninterest income$111,0004,689
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$46,0004,247
Trading account gains and fees$0148
Additional Noninterest Income$65,0004,369
Total noninterest expense$1,602,0002,873
Salaries and employee benefits$818,0002,999
Premises and equipment expense$217,0002,600
Additional noninterest expense$567,0002,683
Pre-tax net operating income$433,0003,150
Securities gains (losses)$01,966
Applicable income taxes$90,0002,501
Income before extraordinary items$343,0003,311
Extraordinary gains, net$010
Net income$343,0003,311
Minority interest net income$076
Net income of bank and minority interests.$343,0003,313
Net charge-offs$204,0001,343
Cash dividends$12,0002,645
Sale, conversion, retirement of capital stock, net$11,000566
Net operating income$343,0003,211
2012-12-31 (YTD Data)Rank
Total interest income$8,863,0002,859
Total interest expense$1,664,0002,509
Net interest income$7,199,0002,913
Provision for loan and lease losses$1,089,0001,683
Total noninterest income$1,709,0002,421
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$134,0004,963
Trading account gains and fees$0166
Additional Noninterest Income$1,575,0001,802
Total noninterest expense$6,301,0002,921
Salaries and employee benefits$3,095,0003,064
Premises and equipment expense$866,0002,575
Additional noninterest expense$2,340,0002,718
Pre-tax net operating income$1,518,0003,316
Securities gains (losses)$1,236,000425
Applicable income taxes$770,0001,741
Income before extraordinary items$1,984,0002,599
Extraordinary gains, net$029
Net income$1,984,0002,601
Minority interest net income$093
Net income of bank and minority interests.$1,984,0002,600
Net charge-offs$189,0003,820
Cash dividends$1,083,0001,857
Sale, conversion, retirement of capital stock, net$106,000563
Net operating income$1,094,0803,561
2012-09-30 (YTD Data)Rank
Total interest income$6,502,0002,964
Total interest expense$1,286,0002,548
Net interest income$5,216,0003,040
Provision for loan and lease losses$1,107,0001,326
Total noninterest income$1,698,0002,007
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$101,0005,028
Trading account gains and fees$0157
Additional Noninterest Income$1,597,0001,459
Total noninterest expense$4,721,0002,931
Salaries and employee benefits$2,318,0003,080
Premises and equipment expense$643,0002,625
Additional noninterest expense$1,760,0002,726
Pre-tax net operating income$1,086,0003,486
Securities gains (losses)$1,236,000323
Applicable income taxes$671,0001,632
Income before extraordinary items$1,651,0002,476
Extraordinary gains, net$020
Net income$1,651,0002,477
Minority interest net income$086
Net income of bank and minority interests.$1,651,0002,477
Net charge-offs$107,0003,901
Cash dividends$972,0001,374
Sale, conversion, retirement of capital stock, net$95,000477
Net operating income$773,4403,748
2012-06-30 (YTD Data)Rank
Total interest income$4,151,0003,097
Total interest expense$910,0002,494
Net interest income$3,241,0003,228
Provision for loan and lease losses$207,0002,939
Total noninterest income$408,0003,628
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$64,0005,123
Trading account gains and fees$0153
Additional Noninterest Income$344,0002,874
Total noninterest expense$3,019,0003,040
Salaries and employee benefits$1,451,0003,233
Premises and equipment expense$419,0002,674
Additional noninterest expense$1,149,0002,793
Pre-tax net operating income$423,0004,367
Securities gains (losses)$972,000286
Applicable income taxes$231,0002,308
Income before extraordinary items$1,164,0002,326
Extraordinary gains, net$019
Net income$1,164,0002,325
Minority interest net income$084
Net income of bank and minority interests.$1,164,0002,326
Net charge-offs$7,0005,048
Cash dividends$972,0001,015
Sale, conversion, retirement of capital stock, net$85,000398
Net operating income$357,2404,359
2012-03-31 (YTD Data)Rank
Total interest income$1,985,0003,233
Total interest expense$517,0002,306
Net interest income$1,468,0003,514
Provision for loan and lease losses$10,0004,833
Total noninterest income$188,0003,773
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$27,0005,391
Trading account gains and fees$0148
Additional Noninterest Income$161,0002,974
Total noninterest expense$1,429,0003,173
Salaries and employee benefits$708,0003,313
Premises and equipment expense$188,0002,915
Additional noninterest expense$533,0002,938
Pre-tax net operating income$217,0004,389
Securities gains (losses)$128,000802
Applicable income taxes$28,0003,471
Income before extraordinary items$317,0003,537
Extraordinary gains, net$019
Net income$317,0003,540
Minority interest net income$078
Net income of bank and minority interests.$317,0003,540
Net charge-offs$10,0004,036
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$76,000255
Net operating income$199,2404,236
2011-12-31 (YTD Data)Rank
Total interest income$7,650,0003,446
Total interest expense$2,254,0002,524
Net interest income$5,396,0003,726
Provision for loan and lease losses$1,874,0001,645
Total noninterest income$3,010,0001,495
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$75,0005,893
Trading account gains and fees$0146
Additional Noninterest Income$2,935,0001,060
Total noninterest expense$5,077,0003,496
Salaries and employee benefits$2,353,0003,736
Premises and equipment expense$549,0003,806
Additional noninterest expense$2,175,0002,900
Pre-tax net operating income$1,455,0003,082
Securities gains (losses)$03,838
Applicable income taxes$305,0002,514
Income before extraordinary items$1,150,0003,271
Extraordinary gains, net$029
Net income$1,150,0003,274
Minority interest net income$096
Net income of bank and minority interests.$1,150,0003,274
Net charge-offs$1,474,0001,899
Cash dividends$572,0002,269
Sale, conversion, retirement of capital stock, net$5,022,000133
Net operating income$1,150,0003,180
2011-09-30 (YTD Data)Rank
Total interest income$5,683,0003,513
Total interest expense$1,702,0002,596
Net interest income$3,981,0003,777
Provision for loan and lease losses$1,575,0001,457
Total noninterest income$2,260,0001,481
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$52,0006,032
Trading account gains and fees$0145
Additional Noninterest Income$2,208,0001,050
Total noninterest expense$3,785,0003,522
Salaries and employee benefits$1,673,0003,886
Premises and equipment expense$415,0003,825
Additional noninterest expense$1,697,0002,818
Pre-tax net operating income$881,0003,543
Securities gains (losses)$03,555
Applicable income taxes$156,0002,880
Income before extraordinary items$725,0003,694
Extraordinary gains, net$021
Net income$725,0003,697
Minority interest net income$087
Net income of bank and minority interests.$725,0003,696
Net charge-offs$1,275,0001,668
Cash dividends$572,0001,669
Sale, conversion, retirement of capital stock, net$5,031,000112
Net operating income$725,0003,586
2011-06-30 (YTD Data)Rank
Total interest income$3,773,0003,563
Total interest expense$1,129,0002,690
Net interest income$2,644,0003,807
Provision for loan and lease losses$838,0001,673
Total noninterest income$1,470,0001,499
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$34,0006,037
Trading account gains and fees$0153
Additional Noninterest Income$1,436,0001,055
Total noninterest expense$2,652,0003,429
Salaries and employee benefits$1,086,0003,978
Premises and equipment expense$274,0003,884
Additional noninterest expense$1,292,0002,568
Pre-tax net operating income$624,0003,395
Securities gains (losses)$02,914
Applicable income taxes$100,0002,861
Income before extraordinary items$524,0003,484
Extraordinary gains, net$015
Net income$524,0003,485
Minority interest net income$089
Net income of bank and minority interests.$524,0003,485
Net charge-offs$-12,0007,059
Cash dividends$572,0001,296
Sale, conversion, retirement of capital stock, net$76,000453
Net operating income$524,0003,383
2011-03-31 (YTD Data)Rank
Total interest income$1,871,0003,592
Total interest expense$550,0002,833
Net interest income$1,321,0003,803
Provision for loan and lease losses$05,840
Total noninterest income$266,0003,040
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$18,0005,934
Trading account gains and fees$0158
Additional Noninterest Income$248,0002,165
Total noninterest expense$1,184,0003,731
Salaries and employee benefits$528,0004,077
Premises and equipment expense$126,0004,142
Additional noninterest expense$530,0003,031
Pre-tax net operating income$403,0002,951
Securities gains (losses)$01,772
Applicable income taxes$80,0002,425
Income before extraordinary items$323,0003,072
Extraordinary gains, net$09
Net income$323,0003,070
Minority interest net income$086
Net income of bank and minority interests.$323,0003,072
Net charge-offs$05,107
Cash dividends$576,000644
Sale, conversion, retirement of capital stock, net$-66,0007,538
Net operating income$323,0003,021
2010-12-31 (YTD Data)Rank
Total interest income$7,653,0003,663
Total interest expense$2,472,0003,024
Net interest income$5,181,0003,859
Provision for loan and lease losses$975,0003,094
Total noninterest income$1,628,0002,394
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$67,0005,965
Trading account gains and fees$0175
Additional Noninterest Income$1,561,0001,650
Total noninterest expense$4,131,0004,125
Salaries and employee benefits$1,988,0004,251
Premises and equipment expense$581,0003,800
Additional noninterest expense$1,562,0003,890
Pre-tax net operating income$1,703,0002,521
Securities gains (losses)$03,793
Applicable income taxes$468,0001,949
Income before extraordinary items$1,235,0002,855
Extraordinary gains, net$029
Net income$1,235,0002,852
Minority interest net income$0111
Net income of bank and minority interests.$1,235,0002,856
Net charge-offs$816,0002,972
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$-814,0007,640
Net operating income$1,235,0002,752
2010-09-30 (YTD Data)Rank
Total interest income$5,669,0003,777
Total interest expense$1,845,0003,150
Net interest income$3,824,0003,961
Provision for loan and lease losses$832,0002,792
Total noninterest income$636,0003,571
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$45,0006,161
Trading account gains and fees$0165
Additional Noninterest Income$591,0002,509
Total noninterest expense$2,846,0004,374
Salaries and employee benefits$1,484,0004,298
Premises and equipment expense$448,0003,790
Additional noninterest expense$914,0004,557
Pre-tax net operating income$782,0003,510
Securities gains (losses)$03,651
Applicable income taxes$97,0003,149
Income before extraordinary items$685,0003,545
Extraordinary gains, net$023
Net income$685,0003,543
Minority interest net income$0110
Net income of bank and minority interests.$685,0003,545
Net charge-offs$722,0002,603
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$28,000943
Net operating income$685,0003,412
2010-06-30 (YTD Data)Rank
Total interest income$3,672,0003,889
Total interest expense$1,210,0003,282
Net interest income$2,462,0004,056
Provision for loan and lease losses$395,0003,213
Total noninterest income$449,0003,427
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$29,0006,223
Trading account gains and fees$0152
Additional Noninterest Income$420,0002,345
Total noninterest expense$2,011,0004,212
Salaries and employee benefits$959,0004,417
Premises and equipment expense$236,0004,419
Additional noninterest expense$816,0003,746
Pre-tax net operating income$505,0003,611
Securities gains (losses)$03,184
Applicable income taxes$80,0002,967
Income before extraordinary items$425,0003,680
Extraordinary gains, net$019
Net income$425,0003,678
Minority interest net income$0105
Net income of bank and minority interests.$425,0003,679
Net charge-offs$385,0002,749
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$19,000871
Net operating income$425,0003,577
2010-03-31 (YTD Data)Rank
Total interest income$1,820,0003,971
Total interest expense$618,0003,357
Net interest income$1,202,0004,161
Provision for loan and lease losses$205,0002,951
Total noninterest income$104,0004,973
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$16,0006,154
Trading account gains and fees$0175
Additional Noninterest Income$88,0003,739
Total noninterest expense$1,009,0004,254
Salaries and employee benefits$434,0004,757
Premises and equipment expense$120,0004,460
Additional noninterest expense$455,0003,444
Pre-tax net operating income$92,0005,140
Securities gains (losses)$02,284
Applicable income taxes$04,611
Income before extraordinary items$92,0005,085
Extraordinary gains, net$016
Net income$92,0005,086
Minority interest net income$091
Net income of bank and minority interests.$92,0005,085
Net charge-offs$245,0002,240
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$9,000825
Net operating income$92,0004,969
2009-12-31 (YTD Data)Rank
Total interest income$7,616,0003,952
Total interest expense$3,157,0003,293
Net interest income$4,459,0004,258
Provision for loan and lease losses$1,517,0002,890
Total noninterest income$946,0003,452
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$48,0006,496
Trading account gains and fees$0211
Additional Noninterest Income$898,0002,287
Total noninterest expense$3,622,0004,617
Salaries and employee benefits$1,891,0004,543
Premises and equipment expense$436,0004,765
Additional noninterest expense$1,295,0004,520
Pre-tax net operating income$266,0004,614
Securities gains (losses)$522,000855
Applicable income taxes$288,0002,065
Income before extraordinary items$500,0003,870
Extraordinary gains, net$034
Net income$500,0003,868
Minority interest net income$0115
Net income of bank and minority interests.$500,0003,869
Net charge-offs$1,127,0002,727
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$142,000803
Net operating income$165,9204,861
2009-09-30 (YTD Data)Rank
Total interest income$5,706,0004,019
Total interest expense$2,417,0003,364
Net interest income$3,289,0004,314
Provision for loan and lease losses$1,058,0002,705
Total noninterest income$607,0003,820
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$36,0006,545
Trading account gains and fees$0212
Additional Noninterest Income$571,0002,590
Total noninterest expense$2,808,0004,543
Salaries and employee benefits$1,498,0004,391
Premises and equipment expense$327,0004,810
Additional noninterest expense$983,0004,448
Pre-tax net operating income$30,0005,560
Securities gains (losses)$522,000678
Applicable income taxes$344,0001,784
Income before extraordinary items$208,0004,808
Extraordinary gains, net$027
Net income$208,0004,809
Minority interest net income$0118
Net income of bank and minority interests.$208,0004,809
Net charge-offs$333,0003,564
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$135,000668
Net operating income$-126,0805,990
2009-06-30 (YTD Data)Rank
Total interest income$3,864,0004,004
Total interest expense$1,623,0003,472
Net interest income$2,241,0004,236
Provision for loan and lease losses$250,0003,992
Total noninterest income$318,0004,312
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$22,0006,645
Trading account gains and fees$0193
Additional Noninterest Income$296,0003,030
Total noninterest expense$1,879,0004,555
Salaries and employee benefits$1,007,0004,416
Premises and equipment expense$211,0004,933
Additional noninterest expense$661,0004,427
Pre-tax net operating income$430,0003,562
Securities gains (losses)$259,000856
Applicable income taxes$314,0001,480
Income before extraordinary items$375,0003,590
Extraordinary gains, net$021
Net income$375,0003,588
Minority interest net income$0112
Net income of bank and minority interests.$375,0003,589
Net charge-offs$06,628
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$81,000665
Net operating income$209,2404,381
2009-03-31 (YTD Data)Rank
Total interest income$1,877,0004,129
Total interest expense$798,0003,624
Net interest income$1,079,0004,344
Provision for loan and lease losses$115,0003,686
Total noninterest income$141,0004,543
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$9,0006,767
Trading account gains and fees$0171
Additional Noninterest Income$132,0003,186
Total noninterest expense$947,0004,468
Salaries and employee benefits$544,0004,188
Premises and equipment expense$104,0005,010
Additional noninterest expense$299,0004,423
Pre-tax net operating income$158,0004,418
Securities gains (losses)$259,000564
Applicable income taxes$164,0001,653
Income before extraordinary items$253,0003,427
Extraordinary gains, net$015
Net income$253,0003,428
Minority interest net income$0102
Net income of bank and minority interests.$253,0003,428
Net charge-offs$05,728
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$49,000506
Net operating income$87,2404,969
2008-12-31 (YTD Data)Rank
Total interest income$7,435,0004,324
Total interest expense$3,106,0004,161
Net interest income$4,329,0004,330
Provision for loan and lease losses$250,0004,899
Total noninterest income$739,0004,018
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$27,0006,952
Trading account gains and fees$0154
Additional Noninterest Income$712,0002,627
Total noninterest expense$4,199,0004,090
Salaries and employee benefits$1,833,0004,728
Premises and equipment expense$402,0005,070
Additional noninterest expense$1,964,0002,911
Pre-tax net operating income$619,0004,571
Securities gains (losses)$03,220
Applicable income taxes$263,0002,541
Income before extraordinary items$356,0004,892
Extraordinary gains, net$039
Net income$356,0004,891
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,039
Cash dividends$05,455
Sale, conversion, retirement of capital stock, net$224,000744
Net operating income$356,0005,059
2008-09-30 (YTD Data)Rank
Total interest income$5,555,0004,400
Total interest expense$2,336,0004,270
Net interest income$3,219,0004,393
Provision for loan and lease losses$160,0004,545
Total noninterest income$639,0003,836
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$20,0007,007
Trading account gains and fees$0148
Additional Noninterest Income$619,0002,485
Total noninterest expense$2,779,0004,458
Salaries and employee benefits$1,372,0004,753
Premises and equipment expense$299,0005,120
Additional noninterest expense$1,108,0003,589
Pre-tax net operating income$919,0003,835
Securities gains (losses)$03,106
Applicable income taxes$367,0002,254
Income before extraordinary items$552,0004,253
Extraordinary gains, net$031
Net income$552,0004,251
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,534
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$146,000667
Net operating income$552,0004,406
2008-06-30 (YTD Data)Rank
Total interest income$3,636,0004,500
Total interest expense$1,591,0004,351
Net interest income$2,045,0004,545
Provision for loan and lease losses$30,0005,577
Total noninterest income$439,0003,807
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$14,0007,021
Trading account gains and fees$0149
Additional Noninterest Income$425,0002,485
Total noninterest expense$1,678,0004,779
Salaries and employee benefits$877,0004,914
Premises and equipment expense$191,0005,265
Additional noninterest expense$610,0004,139
Pre-tax net operating income$776,0003,492
Securities gains (losses)$03,233
Applicable income taxes$290,0002,253
Income before extraordinary items$486,0004,086
Extraordinary gains, net$021
Net income$486,0004,087
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,998
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$71,000669
Net operating income$486,0004,024
2008-03-31 (YTD Data)Rank
Total interest income$1,884,0004,504
Total interest expense$852,0004,338
Net interest income$1,032,0004,519
Provision for loan and lease losses$30,0004,346
Total noninterest income$140,0004,763
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$7,0007,034
Trading account gains and fees$0158
Additional Noninterest Income$133,0003,249
Total noninterest expense$757,0005,105
Salaries and employee benefits$371,0005,467
Premises and equipment expense$95,0005,305
Additional noninterest expense$291,0004,212
Pre-tax net operating income$385,0003,626
Securities gains (losses)$02,688
Applicable income taxes$130,0002,496
Income before extraordinary items$255,0004,160
Extraordinary gains, net$015
Net income$255,0004,162
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,009
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$3,000944
Net operating income$255,0004,056
2007-12-31 (YTD Data)Rank
Total interest income$5,812,0005,330
Total interest expense$2,526,0005,235
Net interest income$3,286,0005,245
Provision for loan and lease losses$775,0001,707
Total noninterest income$596,0004,659
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$22,0007,129
Trading account gains and fees$0178
Additional Noninterest Income$574,0003,078
Total noninterest expense$2,976,0005,026
Salaries and employee benefits$1,640,0005,023
Premises and equipment expense$322,0005,615
Additional noninterest expense$1,014,0004,622
Pre-tax net operating income$131,0007,060
Securities gains (losses)$02,146
Applicable income taxes$-112,0008,034
Income before extraordinary items$243,0006,633
Extraordinary gains, net$039
Net income$243,0006,633
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,600
Cash dividends$05,817
Sale, conversion, retirement of capital stock, net$1,373,000396
Net operating income$243,0006,617
2007-09-30 (YTD Data)Rank
Total interest income$3,813,0005,702
Total interest expense$1,569,0005,755
Net interest income$2,244,0005,542
Provision for loan and lease losses$665,0001,256
Total noninterest income$401,0004,897
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$13,0007,222
Trading account gains and fees$0184
Additional Noninterest Income$388,0003,258
Total noninterest expense$2,064,0005,258
Salaries and employee benefits$1,173,0005,170
Premises and equipment expense$238,0005,633
Additional noninterest expense$653,0005,015
Pre-tax net operating income$-84,0007,786
Securities gains (losses)$01,655
Applicable income taxes$06,220
Income before extraordinary items$-84,0007,832
Extraordinary gains, net$033
Net income$-84,0007,829
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,076
Cash dividends$05,179
Sale, conversion, retirement of capital stock, net$468,000425
Net operating income$-84,0007,817
2007-06-30 (YTD Data)Rank
Total interest income$1,899,0006,414
Total interest expense$663,0006,725
Net interest income$1,236,0006,079
Provision for loan and lease losses$405,0001,221
Total noninterest income$113,0006,630
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$8,0007,273
Trading account gains and fees$0168
Additional Noninterest Income$105,0005,037
Total noninterest expense$1,240,0005,625
Salaries and employee benefits$769,0005,259
Premises and equipment expense$149,0005,826
Additional noninterest expense$322,0005,928
Pre-tax net operating income$-296,0008,155
Securities gains (losses)$01,444
Applicable income taxes$06,265
Income before extraordinary items$-296,0008,200
Extraordinary gains, net$029
Net income$-296,0008,199
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,517
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$402,000326
Net operating income$-296,0008,187
2007-03-31 (YTD Data)Rank
Total interest income$745,0006,949
Total interest expense$227,0007,397
Net interest income$518,0006,531
Provision for loan and lease losses$205,0001,140
Total noninterest income$45,0006,978
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$2,0007,430
Trading account gains and fees$0195
Additional Noninterest Income$43,0005,388
Total noninterest expense$618,0005,662
Salaries and employee benefits$385,0005,292
Premises and equipment expense$72,0005,967
Additional noninterest expense$161,0005,913
Pre-tax net operating income$-260,0008,371
Securities gains (losses)$01,187
Applicable income taxes$06,196
Income before extraordinary items$-260,0008,395
Extraordinary gains, net$022
Net income$-260,0008,393
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,509
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$104,000340
Net operating income$-260,0008,385
2006-12-31 (YTD Data)Rank
Total interest income$346,0008,593
Total interest expense$33,0008,586
Net interest income$313,0008,553
Provision for loan and lease losses$225,0003,309
Total noninterest income$2,0008,568
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$1,0007,596
Trading account gains and fees$0130
Additional Noninterest Income$1,0008,495
Total noninterest expense$979,0007,745
Salaries and employee benefits$356,0008,258
Premises and equipment expense$97,0007,834
Additional noninterest expense$526,0006,427
Pre-tax net operating income$-889,0008,391
Securities gains (losses)$01,687
Applicable income taxes$06,600
Income before extraordinary items$-889,0008,433
Extraordinary gains, net$051
Net income$-889,0008,432
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,377
Cash dividends$05,941
Sale, conversion, retirement of capital stock, net$20,368,00076
Net operating income$-889,0008,422

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.