Home > Umpqua Bank > Net charge- offs to loans
Umpqua Bank, Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2759% | 388 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0007% | 1,068 |
| Percentage Net Loans Charged-off:Construction & development | -0.0004% | 4,159 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0036% | 486 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0043% | 3,750 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0112% | 4,274 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0022% | 3,640 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5420% | 202 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5786% | 1,075 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 531 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5786% | 955 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2626% | 340 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0000% | 3,203 |
| Percentage Net Loans Charged-off:Construction & development | -0.0005% | 4,211 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0032% | 4,104 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0013% | 620 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0127% | 170 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0024% | 3,672 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5067% | 183 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5591% | 987 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 458 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5591% | 923 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2668% | 310 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0002% | 3,258 |
| Percentage Net Loans Charged-off:Construction & development | -0.0004% | 4,283 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0047% | 4,199 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0006% | 519 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0085% | 145 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0019% | 3,649 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5437% | 194 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1722% | 1,652 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 451 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1722% | 1,629 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2104% | 344 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0011% | 492 |
| Percentage Net Loans Charged-off:Construction & development | -0.0005% | 4,391 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0005% | 4,142 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0043% | 332 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0230% | 76 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0017% | 3,775 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1953% | 154 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1977% | 1,449 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1977% | 1,379 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1258% | 618 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0040% | 3,492 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0036% | 4,012 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0086% | 3,815 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0080% | 191 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0135% | 3,966 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6914% | 283 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0958% | 2,156 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 495 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0958% | 2,069 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1015% | 607 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0053% | 3,574 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 133 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0041% | 4,075 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0123% | 3,914 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0118% | 150 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0191% | 4,093 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5278% | 274 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1481% | 1,727 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 459 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1481% | 1,645 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0998% | 591 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0031% | 3,341 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 94 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0019% | 3,925 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0077% | 3,679 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0241% | 101 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0163% | 3,940 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5122% | 235 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0671% | 1,915 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0671% | 1,835 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0960% | 540 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0007% | 3,228 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 61 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0017% | 4,062 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0006% | 3,451 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0536% | 67 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0149% | 4,011 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5037% | 190 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0174% | 3,843 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0174% | 3,809 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 16 |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1987% | 485 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0019% | 3,337 |
| Percentage Net Loans Charged-off:Construction & development | -0.0030% | 3,933 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0091% | 643 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0002% | 99 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0155% | 3,833 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0125% | 3,217 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0163% | 3,891 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8323% | 245 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4257% | 970 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4257% | 884 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2220% | 371 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0005% | 3,197 |
| Percentage Net Loans Charged-off:Construction & development | -0.0015% | 3,972 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0114% | 547 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0003% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0145% | 3,897 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0087% | 3,249 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0161% | 3,969 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9064% | 182 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6239% | 623 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6239% | 551 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2773% | 317 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0070% | 3,810 |
| Percentage Net Loans Charged-off:Construction & development | -0.0022% | 4,038 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0097% | 4,323 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0004% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0108% | 3,899 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0118% | 3,319 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0106% | 3,929 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0938% | 154 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5815% | 650 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5815% | 569 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3131% | 269 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0097% | 4,020 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 118 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0247% | 4,541 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0036% | 3,711 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0184% | 3,415 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0004% | 518 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2575% | 111 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6699% | 649 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6699% | 573 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3163% | 561 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0060% | 4,032 |
| Percentage Net Loans Charged-off:Construction & development | -0.0030% | 4,069 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0126% | 918 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0004% | 3,948 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0304% | 4,403 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0166% | 342 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0434% | 4,517 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2075% | 331 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8247% | 765 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8247% | 700 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 41 |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3048% | 514 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0096% | 4,183 |
| Percentage Net Loans Charged-off:Construction & development | -0.0001% | 4,067 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0057% | 4,348 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0232% | 4,351 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0042% | 339 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0308% | 4,457 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1644% | 297 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8714% | 698 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8714% | 627 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3405% | 476 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0099% | 4,230 |
| Percentage Net Loans Charged-off:Construction & development | -0.0001% | 4,120 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0063% | 4,428 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0234% | 4,374 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0056% | 3,370 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0284% | 4,446 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5921% | 229 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0581% | 648 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0581% | 580 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3998% | 363 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0121% | 4,309 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 120 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0015% | 4,358 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0352% | 4,533 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0562% | 3,604 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0292% | 4,500 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.1556% | 176 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9322% | 828 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9322% | 749 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2815% | 743 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0336% | 1,372 |
| Percentage Net Loans Charged-off:Construction & development | -0.0014% | 4,144 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0889% | 620 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0077% | 1,688 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0117% | 3,480 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0134% | 1,485 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1824% | 430 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7493% | 1,103 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7493% | 1,003 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 5.8546% | 10 |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2833% | 619 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0205% | 1,354 |
| Percentage Net Loans Charged-off:Construction & development | -0.0006% | 4,195 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0551% | 581 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0033% | 1,523 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0134% | 3,526 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0083% | 1,327 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2206% | 361 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6742% | 1,134 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6742% | 1,039 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 7.3042% | 10 |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2575% | 650 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0244% | 1,097 |
| Percentage Net Loans Charged-off:Construction & development | -0.0009% | 4,263 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0716% | 423 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0036% | 4,020 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0285% | 3,642 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0039% | 1,203 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0410% | 388 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6175% | 1,186 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6175% | 1,075 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 10.0044% | 7 |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2655% | 553 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0465% | 656 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 153 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1297% | 226 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0016% | 4,028 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0438% | 3,751 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0116% | 822 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0332% | 315 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6117% | 1,137 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6117% | 1,038 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2588% | 748 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0139% | 1,880 |
| Percentage Net Loans Charged-off:Construction & development | -0.0060% | 4,263 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0276% | 868 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0001% | 127 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0067% | 1,923 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0208% | 511 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0023% | 1,926 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0364% | 481 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4788% | 1,603 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4788% | 1,501 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2375% | 720 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0039% | 1,874 |
| Percentage Net Loans Charged-off:Construction & development | -0.0083% | 4,342 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0041% | 844 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0001% | 104 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0077% | 1,651 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0284% | 406 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0013% | 1,675 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9663% | 442 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4056% | 1,610 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4056% | 1,503 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2339% | 681 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0078% | 1,493 |
| Percentage Net Loans Charged-off:Construction & development | -0.0044% | 4,376 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0076% | 627 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0025% | 4,297 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0183% | 1,267 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0671% | 302 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0033% | 1,401 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9151% | 406 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3942% | 1,554 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3942% | 1,444 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2531% | 606 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0038% | 1,208 |
| Percentage Net Loans Charged-off:Construction & development | -0.0090% | 4,535 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0074% | 427 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0042% | 1,088 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0256% | 256 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0026% | 4,292 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8770% | 352 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5577% | 1,253 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5577% | 1,145 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2174% | 1,196 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0015% | 4,223 |
| Percentage Net Loans Charged-off:Construction & development | -0.0366% | 4,611 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0207% | 4,944 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0022% | 166 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0035% | 2,331 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0038% | 671 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0035% | 2,230 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7905% | 733 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5550% | 1,619 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5550% | 1,488 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 42 |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2075% | 1,034 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0036% | 4,282 |
| Percentage Net Loans Charged-off:Construction & development | -0.0334% | 4,642 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0339% | 5,096 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0030% | 131 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0035% | 2,040 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0060% | 576 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0028% | 1,961 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8258% | 564 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6205% | 1,337 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6205% | 1,210 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2124% | 961 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0110% | 4,601 |
| Percentage Net Loans Charged-off:Construction & development | -0.0537% | 4,763 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0313% | 5,137 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0046% | 96 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0133% | 1,651 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0122% | 459 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0136% | 1,552 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8668% | 476 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6175% | 1,281 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6175% | 1,163 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2071% | 842 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0080% | 4,551 |
| Percentage Net Loans Charged-off:Construction & development | 0.0024% | 221 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0269% | 5,253 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0093% | 58 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0007% | 1,342 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0018% | 356 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0004% | 1,246 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9071% | 347 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5683% | 1,316 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5683% | 1,189 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 25 |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2135% | 1,303 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0167% | 2,461 |
| Percentage Net Loans Charged-off:Construction & development | 0.0485% | 467 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0266% | 1,190 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0044% | 209 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0083% | 2,594 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0136% | 3,959 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0138% | 2,392 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8785% | 698 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5681% | 1,635 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5681% | 1,522 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.0345% | 465 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1886% | 1,237 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0195% | 2,101 |
| Percentage Net Loans Charged-off:Construction & development | 0.0351% | 394 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0289% | 947 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0023% | 168 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0179% | 2,128 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0034% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0215% | 1,995 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7638% | 636 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5476% | 1,488 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5476% | 1,372 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8857% | 443 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 36 |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1661% | 1,340 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0066% | 2,218 |
| Percentage Net Loans Charged-off:Construction & development | -0.0076% | 4,653 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0125% | 872 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0034% | 140 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0042% | 2,062 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0608% | 4,171 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0195% | 1,796 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7263% | 589 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5485% | 1,393 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5485% | 1,274 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7970% | 420 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1098% | 1,469 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0032% | 1,733 |
| Percentage Net Loans Charged-off:Construction & development | -0.0103% | 4,790 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0022% | 619 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0093% | 1,512 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0919% | 4,259 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0325% | 1,243 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3502% | 660 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7092% | 1,086 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7092% | 971 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7080% | 358 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1368% | 1,989 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0456% | 2,339 |
| Percentage Net Loans Charged-off:Construction & development | -0.1718% | 5,149 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1191% | 962 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0000% | 4,668 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0055% | 2,993 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0214% | 4,170 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0116% | 2,763 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2991% | 1,304 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4929% | 1,651 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4929% | 1,521 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.0171% | 412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1489% | 1,647 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0567% | 1,985 |
| Percentage Net Loans Charged-off:Construction & development | -0.2346% | 5,289 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1484% | 748 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0000% | 4,717 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0081% | 2,686 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0020% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0095% | 2,550 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3336% | 1,023 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4777% | 1,542 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4777% | 1,426 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.0293% | 369 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 33 |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1626% | 1,498 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0562% | 1,863 |
| Percentage Net Loans Charged-off:Construction & development | -0.3491% | 5,411 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1466% | 665 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0202% | 2,270 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0445% | 637 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0147% | 2,202 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4372% | 801 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4208% | 1,534 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4208% | 1,417 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.0960% | 331 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2207% | 1,061 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0860% | 1,259 |
| Percentage Net Loans Charged-off:Construction & development | -0.0153% | 4,987 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1582% | 459 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0386% | 1,543 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1356% | 375 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0167% | 1,608 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5690% | 506 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6602% | 1,079 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6602% | 963 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.3586% | 259 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1533% | 2,506 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0748% | 2,662 |
| Percentage Net Loans Charged-off:Construction & development | 0.2040% | 802 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1008% | 1,539 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0077% | 4,928 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0581% | 2,840 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1967% | 717 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0235% | 3,112 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2369% | 1,717 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4131% | 2,045 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4131% | 1,909 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.1003% | 405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 54 |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1649% | 2,147 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0596% | 2,593 |
| Percentage Net Loans Charged-off:Construction & development | 0.1442% | 768 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0676% | 1,444 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0002% | 4,950 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0699% | 2,450 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2631% | 586 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0202% | 2,839 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3740% | 1,226 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3475% | 2,069 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3475% | 1,923 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.1379% | 365 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1779% | 1,969 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0673% | 2,323 |
| Percentage Net Loans Charged-off:Construction & development | 0.1949% | 637 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0810% | 1,193 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0004% | 4,991 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0479% | 2,414 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2051% | 599 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0047% | 2,725 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3712% | 1,123 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2021% | 2,422 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2021% | 2,280 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.2359% | 322 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2058% | 1,514 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1033% | 1,616 |
| Percentage Net Loans Charged-off:Construction & development | 0.1043% | 497 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1403% | 718 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0009% | 5,037 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0289% | 1,978 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0571% | 569 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0182% | 1,937 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2619% | 849 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4719% | 1,526 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4719% | 1,409 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.2220% | 295 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2557% | 2,437 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1793% | 2,465 |
| Percentage Net Loans Charged-off:Construction & development | 0.4446% | 1,130 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0999% | 2,084 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1617% | 478 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4387% | 1,273 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6462% | 559 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3650% | 1,406 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5723% | 1,452 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5702% | 1,883 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5702% | 1,759 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2156% | 895 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 77 |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2728% | 2,188 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2058% | 2,128 |
| Percentage Net Loans Charged-off:Construction & development | 0.5368% | 961 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1110% | 1,774 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1468% | 398 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5076% | 1,059 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6629% | 540 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4533% | 1,132 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6193% | 1,221 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9566% | 1,095 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9566% | 988 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1158% | 5,878 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2872% | 2,047 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1635% | 2,288 |
| Percentage Net Loans Charged-off:Construction & development | -0.2397% | 5,826 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0960% | 1,618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0799% | 366 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5636% | 965 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7928% | 470 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4853% | 1,082 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8762% | 945 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4967% | 676 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.4967% | 608 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2220% | 5,961 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 58 |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4322% | 1,372 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2014% | 1,782 |
| Percentage Net Loans Charged-off:Construction & development | -0.0142% | 5,543 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1151% | 1,121 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0030% | 5,256 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6768% | 782 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5966% | 447 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7038% | 735 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4714% | 531 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4127% | 733 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.4127% | 666 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1070% | 765 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4734% | 2,345 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4719% | 2,072 |
| Percentage Net Loans Charged-off:Construction & development | 3.2411% | 794 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2096% | 2,250 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0320% | 815 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8702% | 1,044 |
| Percentage Net Loans Charged-off: Home equity loans | 1.2059% | 560 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7346% | 1,219 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3512% | 2,376 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.2824% | 345 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 3.2824% | 323 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6427% | 686 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 125 |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5532% | 1,948 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5489% | 1,759 |
| Percentage Net Loans Charged-off:Construction & development | 3.5803% | 713 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2459% | 1,909 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0405% | 705 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0854% | 814 |
| Percentage Net Loans Charged-off: Home equity loans | 1.5716% | 399 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8718% | 1,024 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4070% | 2,022 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.8507% | 275 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 3.8507% | 260 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8536% | 535 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6508% | 1,695 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6562% | 1,504 |
| Percentage Net Loans Charged-off:Construction & development | 3.6277% | 670 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3093% | 1,583 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0581% | 551 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.4404% | 591 |
| Percentage Net Loans Charged-off: Home equity loans | 2.0216% | 299 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1718% | 743 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3992% | 1,868 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.4050% | 247 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 4.4050% | 235 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.3123% | 400 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 96 |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6696% | 1,467 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6500% | 1,330 |
| Percentage Net Loans Charged-off:Construction & development | 4.3498% | 483 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2296% | 1,261 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1205% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.5663% | 524 |
| Percentage Net Loans Charged-off: Home equity loans | 2.2964% | 261 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1995% | 723 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5527% | 1,227 |
| Percentage Net Loans Charged-off: Loans to individuals | 7.8536% | 133 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 7.8536% | 129 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2830% | 606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8448% | 2,047 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7945% | 1,959 |
| Percentage Net Loans Charged-off:Construction & development | 4.5702% | 1,062 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4619% | 2,062 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2016% | 884 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9562% | 1,303 |
| Percentage Net Loans Charged-off: Home equity loans | 1.3026% | 681 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7423% | 1,608 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0858% | 1,901 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2770% | 690 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.2459% | 591 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2381% | 1,073 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 1.1722% | 79 |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9946% | 1,620 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9077% | 1,607 |
| Percentage Net Loans Charged-off:Construction & development | 4.9400% | 880 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5618% | 1,586 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2003% | 735 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9745% | 1,221 |
| Percentage Net Loans Charged-off: Home equity loans | 1.4331% | 566 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6797% | 1,581 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4335% | 1,408 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3096% | 640 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.2695% | 553 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2212% | 1,003 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 1.4890% | 68 |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0681% | 1,475 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0588% | 1,334 |
| Percentage Net Loans Charged-off:Construction & development | 5.9262% | 705 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6261% | 1,352 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2495% | 581 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0520% | 1,116 |
| Percentage Net Loans Charged-off: Home equity loans | 1.2239% | 627 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9368% | 1,196 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1344% | 1,475 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.5546% | 578 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.4960% | 476 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2004% | 925 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 2.1139% | 54 |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1810% | 1,179 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0441% | 1,165 |
| Percentage Net Loans Charged-off:Construction & development | 5.4403% | 581 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6895% | 965 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1505% | 399 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8181% | 1,115 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6899% | 661 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9042% | 990 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8775% | 870 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.4644% | 416 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 3.3476% | 323 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2442% | 684 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 61 |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.8458% | 1,129 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.3822% | 1,407 |
| Percentage Net Loans Charged-off:Construction & development | 4.4979% | 1,342 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9383% | 1,358 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.4654% | 867 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9649% | 1,435 |
| Percentage Net Loans Charged-off: Home equity loans | 1.4396% | 665 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6125% | 1,962 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.3937% | 724 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.5890% | 798 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,060 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7301% | 931 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 165 |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.9756% | 961 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.3400% | 1,336 |
| Percentage Net Loans Charged-off:Construction & development | 4.1585% | 1,303 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8809% | 1,257 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.4772% | 695 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9387% | 1,322 |
| Percentage Net Loans Charged-off: Home equity loans | 1.3325% | 652 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6362% | 1,744 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.4099% | 521 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.1327% | 586 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 993 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.9955% | 743 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 143 |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.0476% | 883 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.3666% | 1,225 |
| Percentage Net Loans Charged-off:Construction & development | 3.9959% | 1,174 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9939% | 1,000 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1044% | 664 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8330% | 1,344 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0055% | 708 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6970% | 1,480 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.7826% | 488 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.2037% | 596 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 903 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2220% | 1,079 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.4757% | 665 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.3225% | 1,097 |
| Percentage Net Loans Charged-off:Construction & development | 3.1314% | 1,015 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0939% | 724 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2312% | 401 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9932% | 1,030 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9565% | 571 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0232% | 963 |
| Percentage Net Loans Charged-off: Commercial and industrial | 8.6849% | 294 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8662% | 1,987 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 753 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3366% | 798 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.2302% | 632 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.8972% | 658 |
| Percentage Net Loans Charged-off:Construction & development | 12.4029% | 453 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0684% | 1,076 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3838% | 718 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2619% | 1,055 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1774% | 753 |
| All other 1-4 family - Percent of loans charged-off, net | 1.3434% | 973 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.0003% | 763 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.1840% | 497 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3032% | 1,454 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 184 |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.8994% | 596 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.6730% | 576 |
| Percentage Net Loans Charged-off:Construction & development | 11.2097% | 427 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9307% | 880 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.4098% | 525 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9751% | 1,104 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8296% | 800 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1174% | 944 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.1290% | 762 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.1195% | 490 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3106% | 1,263 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 155 |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.7991% | 589 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.9606% | 463 |
| Percentage Net Loans Charged-off:Construction & development | 13.2322% | 312 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7741% | 808 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.4742% | 384 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5712% | 1,440 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5814% | 793 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5611% | 1,387 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.3144% | 1,182 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.7631% | 411 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2532% | 1,165 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 118 |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.9035% | 312 |
| Percentage Net Loans Charged-off: Total real estate loans | 4.0247% | 241 |
| Percentage Net Loans Charged-off:Construction & development | 19.3465% | 146 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4897% | 687 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.8659% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6668% | 1,018 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5725% | 560 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7629% | 872 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.7663% | 600 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.1490% | 455 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2601% | 891 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 81 |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4195% | 827 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.5866% | 558 |
| Percentage Net Loans Charged-off:Construction & development | 6.0510% | 400 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3076% | 1,176 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4878% | 1,229 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4224% | 770 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5488% | 1,060 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7848% | 2,118 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0417% | 1,002 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3851% | 1,131 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 2.2991% | 58 |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2389% | 663 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.4224% | 425 |
| Percentage Net Loans Charged-off:Construction & development | 5.7909% | 279 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0826% | 1,304 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3957% | 1,093 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2228% | 778 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5517% | 788 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5050% | 2,012 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1420% | 752 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3684% | 975 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 3.2422% | 38 |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3660% | 477 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.5606% | 300 |
| Percentage Net Loans Charged-off:Construction & development | 6.0746% | 205 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1065% | 920 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4955% | 782 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3012% | 566 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6614% | 563 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6083% | 1,479 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7790% | 898 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3471% | 881 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 5.1307% | 23 |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1122% | 479 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2682% | 263 |
| Percentage Net Loans Charged-off:Construction & development | 4.6992% | 158 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1064% | 582 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3694% | 757 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0849% | 5,966 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7254% | 411 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5097% | 1,163 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2044% | 1,299 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3028% | 726 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 10.1230% | 8 |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5512% | 973 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6590% | 407 |
| Percentage Net Loans Charged-off:Construction & development | 2.3093% | 207 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1152% | 1,025 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1116% | 1,787 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1565% | 611 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0781% | 1,973 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1348% | 3,046 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4540% | 3,261 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4268% | 923 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 73 |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3976% | 998 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4529% | 376 |
| Percentage Net Loans Charged-off:Construction & development | 1.6907% | 161 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0432% | 921 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1065% | 1,371 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1843% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0497% | 1,772 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1316% | 2,473 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4661% | 2,811 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3724% | 855 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 52 |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0021% | 7,015 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0206% | 7,915 |
| Percentage Net Loans Charged-off:Construction & development | -0.0533% | 7,678 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0292% | 7,991 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1198% | 1,086 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2967% | 269 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0060% | 7,670 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0407% | 2,478 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3962% | 2,777 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2573% | 879 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0067% | 6,800 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0134% | 7,854 |
| Percentage Net Loans Charged-off:Construction & development | -0.0010% | 7,577 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0280% | 8,061 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0415% | 1,173 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0027% | 5,940 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0710% | 932 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0159% | 6,773 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3162% | 2,688 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2560% | 675 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0119% | 5,703 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0042% | 7,730 |
| Percentage Net Loans Charged-off:Construction & development | 0.0305% | 670 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0294% | 8,019 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0803% | 1,610 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1508% | 377 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0299% | 2,144 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0272% | 3,477 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4836% | 2,960 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3075% | 932 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0018% | 5,748 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0011% | 7,465 |
| Percentage Net Loans Charged-off:Construction & development | 0.0436% | 463 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0089% | 7,930 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0568% | 8,236 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0511% | 6,055 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0609% | 8,208 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0477% | 7,156 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5160% | 2,460 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2699% | 872 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0231% | 7,596 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0040% | 2,311 |
| Percentage Net Loans Charged-off:Construction & development | 0.0740% | 297 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0126% | 8,033 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0572% | 8,249 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0792% | 6,037 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0405% | 8,150 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1964% | 7,658 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6458% | 1,935 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0240% | 1,151 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0637% | 7,877 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,638 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,349 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,244 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4345% | 7,918 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6351% | 1,860 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2912% | 641 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0767% | 4,140 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0035% | 3,375 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,340 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0355% | 2,266 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0647% | 1,738 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3156% | 2,368 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6230% | 3,022 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6414% | 645 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1490% | 1,179 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1122% | 2,949 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0020% | 2,984 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0197% | 2,203 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0359% | 1,832 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4943% | 1,550 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7732% | 2,141 |
| Percentage Net Loans Charged-off: Credit card loans | 3.7566% | 377 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0566% | 1,230 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1192% | 2,619 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0021% | 2,483 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0197% | 1,854 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0358% | 1,551 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5138% | 1,369 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8467% | 1,862 |
| Percentage Net Loans Charged-off: Credit card loans | 4.8131% | 285 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0149% | 7,154 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,814 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2173% | 7,769 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3393% | 1,118 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8175% | 462 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1703% | 3,088 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0128% | 8,161 |
| Percentage Net Loans Charged-off:Construction & development | -0.0187% | 7,871 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0182% | 8,297 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0146% | 2,876 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0218% | 2,559 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6848% | 1,769 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3608% | 1,395 |
| Percentage Net Loans Charged-off: Credit card loans | -1.0319% | 2,568 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0483% | 1,466 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1461% | 2,944 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0019% | 7,745 |
| Percentage Net Loans Charged-off:Construction & development | -0.0290% | 7,891 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0209% | 2,303 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0295% | 2,031 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5896% | 1,620 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6221% | 2,920 |
| Percentage Net Loans Charged-off: Credit card loans | -0.5937% | 2,533 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0719% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0197% | 5,239 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0017% | 7,747 |
| Percentage Net Loans Charged-off:Construction & development | -0.0122% | 7,839 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,286 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0326% | 2,908 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7167% | 2,528 |
| Percentage Net Loans Charged-off: Credit card loans | 79.4001% | 12 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0271% | 4,245 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0035% | 7,904 |
| Percentage Net Loans Charged-off:Construction & development | -0.0230% | 7,847 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,591 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,471 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0377% | 2,029 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0983% | 1,649 |
| Percentage Net Loans Charged-off: Credit card loans | 141.1765% | 9 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2035% | 3,351 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0079% | 8,188 |
| Percentage Net Loans Charged-off:Construction & development | -0.0012% | 7,921 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0049% | 8,372 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0346% | 8,572 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0401% | 8,582 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7332% | 2,120 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8652% | 2,769 |
| Percentage Net Loans Charged-off: Credit card loans | 4.4821% | 505 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2026% | 2,956 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0108% | 8,254 |
| Percentage Net Loans Charged-off:Construction & development | -0.0015% | 7,914 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0067% | 8,443 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0452% | 8,622 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0518% | 8,645 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7155% | 1,803 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9494% | 2,288 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8005% | 883 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1960% | 2,818 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0009% | 7,908 |
| Percentage Net Loans Charged-off:Construction & development | -0.0022% | 7,896 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0013% | 8,376 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0020% | 2,382 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0023% | 2,261 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6596% | 1,697 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9132% | 2,262 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4814% | 891 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3610% | 1,517 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0018% | 8,079 |
| Percentage Net Loans Charged-off:Construction & development | -0.0044% | 7,883 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0027% | 8,532 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0041% | 1,604 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0046% | 1,511 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3000% | 852 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8462% | 2,264 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5158% | 987 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1827% | 3,885 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0723% | 2,176 |
| Percentage Net Loans Charged-off:Construction & development | -0.0110% | 8,040 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1162% | 1,040 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0429% | 2,401 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6007% | 142 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,246 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4731% | 2,880 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6580% | 3,566 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3235% | 1,149 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1944% | 3,704 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0134% | 3,352 |
| Percentage Net Loans Charged-off:Construction & development | 0.0903% | 598 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,307 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,123 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6876% | 2,276 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9985% | 2,252 |
| Percentage Net Loans Charged-off: Credit card loans | 3.4256% | 769 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3117% | 2,175 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0467% | 441 |
| Percentage Net Loans Charged-off:Construction & development | -0.0086% | 1,373 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0431% | 279 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1374% | 189 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 364 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1636% | 163 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2041% | 201 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9707% | 424 |
| Percentage Net Loans Charged-off: Credit card loans | 2.9201% | 327 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 385 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2738% | 2,488 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,015 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 250 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 415 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 995 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 369 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 944 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7972% | 259 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1720% | 368 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2294% | 306 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 415 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2958% | 2,490 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 971 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 229 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 457 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 939 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 385 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 883 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6222% | 283 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3380% | 343 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1840% | 783 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3021% | 2,741 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1548% | 10,986 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0850% | 6,009 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1831% | 588 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3352% | 3,862 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2423% | 6,715 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |