Home > UMB U.S.A. > Income and Expense
UMB U.S.A., Income and Expense
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $7,368,000 | 1,899 |
| Total interest expense | $488,000 | 5,718 |
| Net interest income | $6,880,000 | 1,449 |
| Provision for loan and lease losses | $1,973,000 | 320 |
| Total noninterest income | $2,557,000 | 1,067 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $0 | 7,979 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $2,557,000 | 680 |
| Total noninterest expense | $3,084,000 | 2,556 |
| Salaries and employee benefits | $153,000 | 8,650 |
| Premises and equipment expense | $9,000 | 8,969 |
| Additional noninterest expense | $2,922,000 | 846 |
| Pre-tax net operating income | $4,380,000 | 998 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $1,533,000 | 906 |
| Income before extraordinary items | $2,847,000 | 1,143 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,847,000 | 1,144 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,973,000 | 263 |
| Cash dividends | $2,455,000 | 598 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $2,847,000 | 1,104 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $3,765,000 | 1,867 |
| Total interest expense | $247,000 | 5,741 |
| Net interest income | $3,518,000 | 1,405 |
| Provision for loan and lease losses | $1,022,000 | 309 |
| Total noninterest income | $1,254,000 | 1,051 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $0 | 7,976 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $1,254,000 | 673 |
| Total noninterest expense | $1,745,000 | 2,278 |
| Salaries and employee benefits | $96,000 | 8,435 |
| Premises and equipment expense | $5,000 | 8,973 |
| Additional noninterest expense | $1,644,000 | 754 |
| Pre-tax net operating income | $2,005,000 | 1,075 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $702,000 | 979 |
| Income before extraordinary items | $1,303,000 | 1,247 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,303,000 | 1,247 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,022,000 | 274 |
| Cash dividends | $1,550,000 | 445 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $1,303,000 | 1,181 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $17,356,000 | 1,641 |
| Total interest expense | $1,439,000 | 5,001 |
| Net interest income | $15,917,000 | 1,214 |
| Provision for loan and lease losses | $4,927,000 | 332 |
| Total noninterest income | $10,405,000 | 629 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $0 | 8,063 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $10,405,000 | 432 |
| Total noninterest expense | $9,037,000 | 1,758 |
| Salaries and employee benefits | $419,000 | 8,338 |
| Premises and equipment expense | $41,000 | 8,890 |
| Additional noninterest expense | $8,577,000 | 633 |
| Pre-tax net operating income | $12,358,000 | 706 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $4,486,000 | 675 |
| Income before extraordinary items | $7,872,000 | 826 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $7,872,000 | 829 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,927,000 | 286 |
| Cash dividends | $8,470,000 | 426 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $7,872,000 | 775 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $13,581,000 | 1,616 |
| Total interest expense | $1,196,000 | 4,832 |
| Net interest income | $12,385,000 | 1,182 |
| Provision for loan and lease losses | $3,842,000 | 338 |
| Total noninterest income | $9,040,000 | 595 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $0 | 8,111 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $9,040,000 | 410 |
| Total noninterest expense | $7,657,000 | 1,578 |
| Salaries and employee benefits | $311,000 | 8,369 |
| Premises and equipment expense | $31,000 | 8,911 |
| Additional noninterest expense | $7,315,000 | 573 |
| Pre-tax net operating income | $9,926,000 | 691 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $3,604,000 | 670 |
| Income before extraordinary items | $6,322,000 | 804 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $6,322,000 | 805 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,842,000 | 280 |
| Cash dividends | $6,370,000 | 413 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $6,322,000 | 750 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $9,174,000 | 1,602 |
| Total interest expense | $845,000 | 4,761 |
| Net interest income | $8,329,000 | 1,178 |
| Provision for loan and lease losses | $2,685,000 | 321 |
| Total noninterest income | $5,894,000 | 596 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $0 | 8,133 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $5,894,000 | 416 |
| Total noninterest expense | $5,046,000 | 1,591 |
| Salaries and employee benefits | $208,000 | 8,398 |
| Premises and equipment expense | $21,000 | 8,923 |
| Additional noninterest expense | $4,817,000 | 572 |
| Pre-tax net operating income | $6,492,000 | 701 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $2,272,000 | 700 |
| Income before extraordinary items | $4,220,000 | 803 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $4,220,000 | 804 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,685,000 | 273 |
| Cash dividends | $4,150,000 | 414 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $4,220,000 | 741 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $4,756,000 | 1,558 |
| Total interest expense | $427,000 | 4,838 |
| Net interest income | $4,329,000 | 1,131 |
| Provision for loan and lease losses | $1,368,000 | 308 |
| Total noninterest income | $2,869,000 | 608 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $0 | 8,142 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $2,869,000 | 429 |
| Total noninterest expense | $2,693,000 | 1,474 |
| Salaries and employee benefits | $103,000 | 8,463 |
| Premises and equipment expense | $11,000 | 8,922 |
| Additional noninterest expense | $2,579,000 | 548 |
| Pre-tax net operating income | $3,137,000 | 729 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $1,098,000 | 733 |
| Income before extraordinary items | $2,039,000 | 829 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,039,000 | 828 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,368,000 | 266 |
| Cash dividends | $2,350,000 | 347 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $2,039,000 | 764 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $19,591,000 | 1,572 |
| Total interest expense | $2,312,000 | 4,356 |
| Net interest income | $17,279,000 | 1,112 |
| Provision for loan and lease losses | $4,811,000 | 401 |
| Total noninterest income | $11,520,000 | 577 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $0 | 8,205 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $11,520,000 | 406 |
| Total noninterest expense | $10,676,000 | 1,439 |
| Salaries and employee benefits | $399,000 | 8,517 |
| Premises and equipment expense | $46,000 | 8,965 |
| Additional noninterest expense | $10,231,000 | 550 |
| Pre-tax net operating income | $13,312,000 | 663 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $4,659,000 | 636 |
| Income before extraordinary items | $8,653,000 | 733 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $8,653,000 | 734 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,811,000 | 333 |
| Cash dividends | $6,900,000 | 476 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $8,653,000 | 700 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $24,452,000 | 1,388 |
| Total interest expense | $5,551,000 | 2,864 |
| Net interest income | $18,901,000 | 942 |
| Provision for loan and lease losses | $5,240,000 | 348 |
| Total noninterest income | $11,497,000 | 550 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $0 | 8,399 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $11,497,000 | 390 |
| Total noninterest expense | $10,695,000 | 1,368 |
| Salaries and employee benefits | $450,000 | 8,399 |
| Premises and equipment expense | $54,000 | 9,063 |
| Additional noninterest expense | $10,191,000 | 568 |
| Pre-tax net operating income | $14,463,000 | 551 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $5,062,000 | 538 |
| Income before extraordinary items | $9,401,000 | 598 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $9,401,000 | 599 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,239,000 | 301 |
| Cash dividends | $9,000,000 | 398 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $9,401,000 | 568 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $26,773,000 | 1,322 |
| Total interest expense | $8,628,000 | 2,000 |
| Net interest income | $18,145,000 | 952 |
| Provision for loan and lease losses | $3,859,000 | 385 |
| Total noninterest income | $10,042,000 | 582 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $0 | 8,617 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $10,042,000 | 419 |
| Total noninterest expense | $10,634,000 | 1,305 |
| Salaries and employee benefits | $386,000 | 8,820 |
| Premises and equipment expense | $28,000 | 9,695 |
| Additional noninterest expense | $10,220,000 | 571 |
| Pre-tax net operating income | $13,694,000 | 603 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $4,793,000 | 567 |
| Income before extraordinary items | $8,901,000 | 631 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $8,901,000 | 631 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,860,000 | 320 |
| Cash dividends | $8,700,000 | 425 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $8,901,000 | 626 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $25,257,000 | 1,287 |
| Total interest expense | $6,828,000 | 2,165 |
| Net interest income | $18,429,000 | 957 |
| Provision for loan and lease losses | $3,370,000 | 380 |
| Total noninterest income | $8,144,000 | 696 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $0 | 8,885 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $8,144,000 | 496 |
| Total noninterest expense | $10,468,000 | 1,328 |
| Salaries and employee benefits | $291,000 | 9,515 |
| Premises and equipment expense | $37,000 | 9,880 |
| Additional noninterest expense | $10,140,000 | 601 |
| Pre-tax net operating income | $12,735,000 | 680 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $4,458,000 | 647 |
| Income before extraordinary items | $8,277,000 | 715 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $8,277,000 | 715 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,113,000 | 302 |
| Cash dividends | $3,000,000 | 958 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $8,277,000 | 703 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $28,767,000 | 1,131 |
| Total interest expense | $8,112,000 | 1,882 |
| Net interest income | $20,655,000 | 828 |
| Provision for loan and lease losses | $5,964,000 | 278 |
| Total noninterest income | $7,106,000 | 741 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $0 | 9,085 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $7,106,000 | 520 |
| Total noninterest expense | $12,096,000 | 1,095 |
| Salaries and employee benefits | $240,000 | 9,924 |
| Premises and equipment expense | $36,000 | 10,092 |
| Additional noninterest expense | $11,820,000 | 528 |
| Pre-tax net operating income | $9,701,000 | 811 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $3,396,000 | 785 |
| Income before extraordinary items | $6,305,000 | 865 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $6,305,000 | 865 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,265,000 | 245 |
| Cash dividends | $9,050,000 | 410 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $6,305,000 | 830 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $32,291,000 | 1,058 |
| Total interest expense | $8,648,000 | 1,795 |
| Net interest income | $23,643,000 | 770 |
| Provision for loan and lease losses | $7,029,000 | 264 |
| Total noninterest income | $6,394,000 | 778 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $0 | 9,486 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $6,394,000 | 530 |
| Total noninterest expense | $12,090,000 | 1,102 |
| Salaries and employee benefits | $172,000 | 10,650 |
| Premises and equipment expense | $37,000 | 10,494 |
| Additional noninterest expense | $11,881,000 | 503 |
| Pre-tax net operating income | $10,918,000 | 750 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $3,830,000 | 753 |
| Income before extraordinary items | $7,088,000 | 792 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $7,088,000 | 794 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,029,000 | 233 |
| Cash dividends | $5,000,000 | 618 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $7,088,000 | 771 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $19,879,000 | 1,692 |
| Total interest expense | $7,260,000 | 2,151 |
| Net interest income | $12,619,000 | 1,424 |
| Provision for loan and lease losses | $4,084,000 | 384 |
| Total noninterest income | $4,460,000 | 1,021 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $0 | 9,915 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $4,460,000 | 686 |
| Total noninterest expense | $8,932,000 | 1,582 |
| Salaries and employee benefits | $78,000 | 11,394 |
| Premises and equipment expense | $26,000 | 11,208 |
| Additional noninterest expense | $8,828,000 | 740 |
| Pre-tax net operating income | $4,063,000 | 1,774 |
| Securities gains (losses) | $3,000 | 3,304 |
| Applicable income taxes | $1,439,000 | 1,666 |
| Income before extraordinary items | $2,627,000 | 1,883 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $2,627,000 | 1,884 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,158,000 | 377 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $16,475,000 | 40 |
| Net operating income | $2,625,050 | 1,847 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.