Home > UMB U.S.A. > Assets and Liabilities
UMB U.S.A., Assets and Liabilities
| 2004-06-30 | Rank | |
| # of Employees: | 0 | 9,057 |
| Assets and Liabilities | ||
| Total Assets: | $120,570,000 | 4,210 |
| Cash and due from depository institutions | $1,722,000 | 9,057 |
| Interest-bearing balances | $0 | 6,951 |
| Securities | $0 | 8,921 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,884 |
| Net loans & leases | $113,386,000 | 3,105 |
| Loan loss allowance | $2,725,000 | 1,693 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $42,000 | 8,843 |
| Other real estate owned | $0 | 9,057 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $5,420,000 | 2,462 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $120,570,000 | 4,210 |
| Total liabilities | $94,699,000 | 4,617 |
| Total deposits | $542,000 | 9,035 |
| Interest-bearing deposits | $0 | 9,053 |
| Deposits held in domestic offices | $542,000 | 9,034 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,750 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $91,400,000 | 579 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $2,757,000 | 1,378 |
| Total equity capital | $25,871,000 | 2,147 |
| Total bank equity capital | $25,871,000 | 2,147 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $5,000,000 | 732 |
| Surplus | $9,459,000 | 2,101 |
| Undivided profits | $11,412,000 | 2,594 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,447,000 | 1,155 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $699,000 | 4,050 |
| Earning assets | $113,386,000 | 4,138 |
| Long-term assets (5+ years) | $0 | 8,066 |
| Average Assets, year-to-date | $123,206,330 | 4,086 |
| Average Assets, quarterly | $120,422,500 | 4,197 |
| Volatile liabilities | $91,400,000 | 1,242 |
| Insider loans | $515,000 | 5,388 |
| FHLB advances | $0 | 5,298 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $649,536,000 | 245 |
| Tier 1 (core) risk-based capital | $25,871,000 | 2,081 |
| Tier 2 risk-based capital | $1,524,000 | 2,680 |
| Total risk weighted assets | $120,282,000 | 3,078 |
| Total unused commitments | $649,536,000 | 246 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 10 | 8,036 |
| Assets and Liabilities | ||
| Total Assets: | $120,275,000 | 4,214 |
| Cash and due from depository institutions | $818,000 | 8,036 |
| Interest-bearing balances | $0 | 6,987 |
| Securities | $0 | 8,960 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,767 |
| Net loans & leases | $113,565,000 | 3,028 |
| Loan loss allowance | $2,725,000 | 1,675 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $53,000 | 8,823 |
| Other real estate owned | $0 | 8,036 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $5,839,000 | 2,205 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $120,275,000 | 4,214 |
| Total liabilities | $95,043,000 | 4,607 |
| Total deposits | $561,000 | 9,071 |
| Interest-bearing deposits | $0 | 9,088 |
| Deposits held in domestic offices | $561,000 | 9,070 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $91,575,000 | 555 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $2,907,000 | 1,471 |
| Total equity capital | $25,232,000 | 2,244 |
| Total bank equity capital | $25,232,000 | 2,244 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $5,000,000 | 725 |
| Surplus | $9,459,000 | 2,068 |
| Undivided profits | $10,773,000 | 2,849 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,645,000 | 1,128 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $718,000 | 3,900 |
| Earning assets | $113,565,000 | 4,130 |
| Long-term assets (5+ years) | $0 | 8,096 |
| Average Assets, year-to-date | $124,524,500 | 4,067 |
| Average Assets, quarterly | $124,524,500 | 4,067 |
| Volatile liabilities | $91,575,000 | 1,165 |
| Insider loans | $486,000 | 5,489 |
| FHLB advances | $0 | 5,150 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $663,508,000 | 233 |
| Tier 1 (core) risk-based capital | $25,232,000 | 2,104 |
| Tier 2 risk-based capital | $1,529,000 | 2,645 |
| Total risk weighted assets | $120,716,000 | 3,012 |
| Total unused commitments | $663,508,000 | 234 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 15 | 7,163 |
| Assets and Liabilities | ||
| Total Assets: | $128,774,000 | 3,980 |
| Cash and due from depository institutions | $1,808,000 | 7,163 |
| Interest-bearing balances | $0 | 6,994 |
| Securities | $0 | 9,026 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,359 |
| Net loans & leases | $120,734,000 | 2,856 |
| Loan loss allowance | $2,725,000 | 1,678 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $58,000 | 8,865 |
| Other real estate owned | $0 | 7,163 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $6,174,000 | 2,125 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $128,774,000 | 3,980 |
| Total liabilities | $103,295,000 | 4,342 |
| Total deposits | $541,000 | 9,134 |
| Interest-bearing deposits | $0 | 9,153 |
| Deposits held in domestic offices | $541,000 | 9,133 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,433 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $100,375,000 | 528 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $2,379,000 | 1,635 |
| Total equity capital | $25,479,000 | 2,177 |
| Total bank equity capital | $25,479,000 | 2,177 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $5,000,000 | 728 |
| Surplus | $9,459,000 | 2,037 |
| Undivided profits | $11,020,000 | 2,743 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,781,000 | 1,109 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $752,000 | 3,874 |
| Earning assets | $120,734,000 | 3,906 |
| Long-term assets (5+ years) | $0 | 8,140 |
| Average Assets, year-to-date | $157,540,800 | 3,248 |
| Average Assets, quarterly | $146,857,500 | 3,547 |
| Volatile liabilities | $100,375,000 | 1,105 |
| Insider loans | $512,000 | 5,415 |
| FHLB advances | $0 | 5,171 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $657,209,000 | 225 |
| Tier 1 (core) risk-based capital | $25,479,000 | 2,057 |
| Tier 2 risk-based capital | $1,620,000 | 2,506 |
| Total risk weighted assets | $128,514,000 | 2,853 |
| Total unused commitments | $657,209,000 | 226 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 15 | 7,212 |
| Assets and Liabilities | ||
| Total Assets: | $164,941,000 | 3,224 |
| Cash and due from depository institutions | $1,619,000 | 7,212 |
| Interest-bearing balances | $0 | 7,032 |
| Securities | $0 | 9,073 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,602 |
| Net loans & leases | $156,422,000 | 2,257 |
| Loan loss allowance | $3,250,000 | 1,435 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $62,000 | 8,906 |
| Other real estate owned | $0 | 7,212 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $6,838,000 | 1,961 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $164,941,000 | 3,224 |
| Total liabilities | $138,912,000 | 3,384 |
| Total deposits | $578,000 | 9,193 |
| Interest-bearing deposits | $0 | 9,212 |
| Deposits held in domestic offices | $578,000 | 9,192 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,347 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $131,525,000 | 433 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $6,809,000 | 782 |
| Total equity capital | $26,029,000 | 2,118 |
| Total bank equity capital | $26,029,000 | 2,118 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $5,000,000 | 719 |
| Surplus | $9,459,000 | 2,005 |
| Undivided profits | $11,570,000 | 2,669 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,218,000 | 1,009 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $863,000 | 3,593 |
| Earning assets | $156,422,000 | 3,130 |
| Long-term assets (5+ years) | $0 | 8,204 |
| Average Assets, year-to-date | $164,732,500 | 3,166 |
| Average Assets, quarterly | $164,735,500 | 3,214 |
| Volatile liabilities | $131,525,000 | 850 |
| Insider loans | $3,267,000 | 1,709 |
| FHLB advances | $0 | 5,135 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $875,055,000 | 203 |
| Tier 1 (core) risk-based capital | $26,029,000 | 2,004 |
| Tier 2 risk-based capital | $2,081,000 | 2,023 |
| Total risk weighted assets | $165,293,000 | 2,236 |
| Total unused commitments | $875,055,000 | 203 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 15 | 7,213 |
| Assets and Liabilities | ||
| Total Assets: | $164,530,000 | 3,216 |
| Cash and due from depository institutions | $1,487,000 | 7,213 |
| Interest-bearing balances | $0 | 7,050 |
| Securities | $0 | 9,101 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,888 |
| Net loans & leases | $155,735,000 | 2,224 |
| Loan loss allowance | $3,250,000 | 1,402 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $65,000 | 8,924 |
| Other real estate owned | $0 | 7,213 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $7,243,000 | 1,783 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $164,530,000 | 3,216 |
| Total liabilities | $138,383,000 | 3,381 |
| Total deposits | $534,000 | 9,227 |
| Interest-bearing deposits | $0 | 9,243 |
| Deposits held in domestic offices | $534,000 | 9,226 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $132,225,000 | 420 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $5,624,000 | 930 |
| Total equity capital | $26,147,000 | 2,105 |
| Total bank equity capital | $26,147,000 | 2,105 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $5,000,000 | 711 |
| Surplus | $9,459,000 | 1,965 |
| Undivided profits | $11,688,000 | 2,675 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,083,000 | 1,075 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $881,000 | 3,404 |
| Earning assets | $155,735,000 | 3,137 |
| Long-term assets (5+ years) | $0 | 8,230 |
| Average Assets, year-to-date | $164,663,000 | 3,166 |
| Average Assets, quarterly | $163,365,000 | 3,216 |
| Volatile liabilities | $132,225,000 | 836 |
| Insider loans | $3,475,000 | 1,580 |
| FHLB advances | $0 | 5,105 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $843,239,000 | 205 |
| Tier 1 (core) risk-based capital | $26,147,000 | 1,948 |
| Tier 2 risk-based capital | $2,077,000 | 1,977 |
| Total risk weighted assets | $164,983,000 | 2,204 |
| Total unused commitments | $843,239,000 | 205 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 14 | 7,403 |
| Assets and Liabilities | ||
| Total Assets: | $162,200,000 | 3,220 |
| Cash and due from depository institutions | $1,078,000 | 7,403 |
| Interest-bearing balances | $0 | 7,012 |
| Securities | $0 | 9,153 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,247 |
| Net loans & leases | $153,405,000 | 2,238 |
| Loan loss allowance | $3,250,000 | 1,382 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $69,000 | 8,937 |
| Other real estate owned | $0 | 7,403 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $7,648,000 | 1,680 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $162,200,000 | 3,220 |
| Total liabilities | $136,434,000 | 3,373 |
| Total deposits | $597,000 | 9,268 |
| Interest-bearing deposits | $0 | 9,285 |
| Deposits held in domestic offices | $597,000 | 9,267 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $130,825,000 | 419 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $5,012,000 | 1,025 |
| Total equity capital | $25,766,000 | 2,074 |
| Total bank equity capital | $25,766,000 | 2,074 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $5,000,000 | 705 |
| Surplus | $9,459,000 | 1,936 |
| Undivided profits | $11,307,000 | 2,692 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,573,000 | 931 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $895,000 | 3,376 |
| Earning assets | $153,405,000 | 3,140 |
| Long-term assets (5+ years) | $0 | 8,263 |
| Average Assets, year-to-date | $164,729,500 | 3,165 |
| Average Assets, quarterly | $164,729,500 | 3,165 |
| Volatile liabilities | $130,825,000 | 820 |
| Insider loans | $3,485,000 | 1,548 |
| FHLB advances | $0 | 5,057 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $858,410,000 | 201 |
| Tier 1 (core) risk-based capital | $25,766,000 | 1,941 |
| Tier 2 risk-based capital | $2,052,000 | 1,956 |
| Total risk weighted assets | $162,956,000 | 2,187 |
| Total unused commitments | $858,410,000 | 201 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 14 | 7,402 |
| Assets and Liabilities | ||
| Total Assets: | $167,259,000 | 3,108 |
| Cash and due from depository institutions | $907,000 | 7,402 |
| Interest-bearing balances | $0 | 7,009 |
| Securities | $0 | 9,193 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,991 |
| Net loans & leases | $160,558,000 | 2,113 |
| Loan loss allowance | $3,250,000 | 1,346 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $74,000 | 8,956 |
| Other real estate owned | $0 | 7,402 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $5,720,000 | 2,082 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $167,259,000 | 3,108 |
| Total liabilities | $141,182,000 | 3,250 |
| Total deposits | $739,000 | 9,307 |
| Interest-bearing deposits | $0 | 9,333 |
| Deposits held in domestic offices | $739,000 | 9,305 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $136,745,000 | 411 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $3,698,000 | 1,256 |
| Total equity capital | $26,077,000 | 2,019 |
| Total bank equity capital | $26,077,000 | 2,019 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $5,000,000 | 704 |
| Surplus | $9,459,000 | 1,898 |
| Undivided profits | $11,618,000 | 2,618 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,647,000 | 864 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $917,000 | 3,467 |
| Earning assets | $160,558,000 | 2,979 |
| Long-term assets (5+ years) | $0 | 8,289 |
| Average Assets, year-to-date | $166,588,200 | 2,989 |
| Average Assets, quarterly | $166,889,500 | 3,095 |
| Volatile liabilities | $136,745,000 | 786 |
| Insider loans | $3,471,000 | 1,534 |
| FHLB advances | $0 | 5,074 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $848,132,000 | 206 |
| Tier 1 (core) risk-based capital | $26,077,000 | 1,868 |
| Tier 2 risk-based capital | $2,117,000 | 1,866 |
| Total risk weighted assets | $168,216,000 | 2,087 |
| Total unused commitments | $848,132,000 | 206 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 15 | 7,306 |
| Assets and Liabilities | ||
| Total Assets: | $172,933,000 | 2,896 |
| Cash and due from depository institutions | $1,087,000 | 7,306 |
| Interest-bearing balances | $0 | 7,015 |
| Securities | $0 | 9,430 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,110 |
| Net loans & leases | $165,269,000 | 1,975 |
| Loan loss allowance | $3,250,000 | 1,271 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $82,000 | 9,151 |
| Other real estate owned | $0 | 7,306 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $6,495,000 | 1,769 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $172,933,000 | 2,896 |
| Total liabilities | $148,609,000 | 3,010 |
| Total deposits | $786,000 | 9,559 |
| Interest-bearing deposits | $0 | 9,585 |
| Deposits held in domestic offices | $786,000 | 9,558 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $144,685,000 | 380 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $3,138,000 | 1,403 |
| Total equity capital | $24,324,000 | 2,033 |
| Total bank equity capital | $24,324,000 | 2,033 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $5,000,000 | 700 |
| Surplus | $9,459,000 | 1,804 |
| Undivided profits | $9,865,000 | 2,773 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,451,000 | 2,007 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $889,000 | 3,857 |
| Earning assets | $165,269,000 | 2,768 |
| Long-term assets (5+ years) | $0 | 8,482 |
| Average Assets, year-to-date | $173,491,600 | 2,745 |
| Average Assets, quarterly | $171,099,500 | 2,882 |
| Volatile liabilities | $144,685,000 | 732 |
| Insider loans | $263,000 | 6,581 |
| FHLB advances | $0 | 4,938 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $914,831,000 | 197 |
| Tier 1 (core) risk-based capital | $24,324,000 | 1,902 |
| Tier 2 risk-based capital | $2,186,000 | 1,693 |
| Total risk weighted assets | $173,815,000 | 1,941 |
| Total unused commitments | $914,831,000 | 197 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 17 | 7,003 |
| Assets and Liabilities | ||
| Total Assets: | $180,743,000 | 2,667 |
| Cash and due from depository institutions | $1,630,000 | 7,003 |
| Interest-bearing balances | $0 | 6,829 |
| Securities | $434,000 | 9,655 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,010 |
| Net loans & leases | $173,625,000 | 1,823 |
| Loan loss allowance | $3,249,000 | 1,221 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $74,000 | 9,467 |
| Other real estate owned | $0 | 7,003 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $4,980,000 | 1,813 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $180,743,000 | 2,667 |
| Total liabilities | $156,820,000 | 2,760 |
| Total deposits | $1,128,000 | 9,837 |
| Interest-bearing deposits | $500,000 | 9,814 |
| Deposits held in domestic offices | $1,128,000 | 9,836 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $151,585,000 | 356 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $4,107,000 | 1,143 |
| Total equity capital | $23,923,000 | 1,941 |
| Total bank equity capital | $23,923,000 | 1,941 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $5,000,000 | 696 |
| Surplus | $9,459,000 | 1,744 |
| Undivided profits | $9,464,000 | 2,759 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,592,000 | 1,535 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $1,699,000 | 1,502 |
| Earning assets | $174,059,000 | 2,564 |
| Long-term assets (5+ years) | $0 | 8,706 |
| Average Assets, year-to-date | $169,803,200 | 2,694 |
| Average Assets, quarterly | $176,683,000 | 2,684 |
| Volatile liabilities | $152,085,000 | 725 |
| Insider loans | $180,000 | 7,268 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $892,127,000 | 197 |
| Tier 1 (core) risk-based capital | $23,923,000 | 1,855 |
| Tier 2 risk-based capital | $2,278,180 | 1,594 |
| Total risk weighted assets | $181,283,180 | 1,789 |
| Total unused commitments | $892,127,000 | 198 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 15 | 7,685 |
| Assets and Liabilities | ||
| Total Assets: | $167,915,000 | 2,789 |
| Cash and due from depository institutions | $3,756,000 | 7,685 |
| Interest-bearing balances | $0 | 6,854 |
| Securities | $434,000 | 9,991 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,825 |
| Net loans & leases | $159,224,000 | 1,891 |
| Loan loss allowance | $3,250,000 | 1,186 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $20,000 | 10,086 |
| Other real estate owned | $0 | 7,685 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $4,481,000 | 1,964 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $167,915,000 | 2,789 |
| Total liabilities | $144,193,000 | 2,924 |
| Total deposits | $1,090,000 | 10,169 |
| Interest-bearing deposits | $500,000 | 10,140 |
| Deposits held in domestic offices | $1,090,000 | 10,169 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $164,000 | 3,909 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $138,786,000 | 409 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $4,153,000 | 1,073 |
| Total equity capital | $23,722,000 | 1,867 |
| Total bank equity capital | $23,722,000 | 1,867 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $5,000,000 | 713 |
| Surplus | $9,458,000 | 1,732 |
| Undivided profits | $9,264,000 | 2,621 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,143,000 | 1,947 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $1,465,000 | 1,465 |
| Earning assets | $159,658,000 | 2,701 |
| Long-term assets (5+ years) | $0 | 8,976 |
| Average Assets, year-to-date | $161,448,200 | 2,782 |
| Average Assets, quarterly | $164,735,000 | 2,802 |
| Volatile liabilities | $139,450,000 | 772 |
| Insider loans | $261,000 | 6,753 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $785,891,000 | 214 |
| Tier 1 (core) risk-based capital | $23,722,000 | 1,844 |
| Tier 2 risk-based capital | $2,096,580 | 1,611 |
| Total risk weighted assets | $166,572,780 | 1,830 |
| Total unused commitments | $785,891,000 | 215 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 11 | 8,764 |
| Assets and Liabilities | ||
| Total Assets: | $165,367,000 | 2,782 |
| Cash and due from depository institutions | $1,301,000 | 8,764 |
| Interest-bearing balances | $0 | 6,728 |
| Securities | $435,000 | 10,209 |
| Federal funds sold & reverse repurchase agreements | $400,000 | 7,903 |
| Net loans & leases | $158,470,000 | 1,771 |
| Loan loss allowance | $3,993,000 | 961 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $24,000 | 10,306 |
| Other real estate owned | $0 | 8,764 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $4,737,000 | 1,622 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $165,367,000 | 2,782 |
| Total liabilities | $146,922,000 | 2,814 |
| Total deposits | $1,016,000 | 10,415 |
| Interest-bearing deposits | $500,000 | 10,376 |
| Deposits held in domestic offices | $1,016,000 | 10,415 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $141,405,000 | 339 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $4,501,000 | 1,052 |
| Total equity capital | $18,445,000 | 2,445 |
| Total bank equity capital | $18,445,000 | 2,445 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $5,000,000 | 693 |
| Surplus | $9,459,000 | 1,657 |
| Undivided profits | $3,986,000 | 5,115 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,483,000 | 1,700 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $1,464,000 | 1,449 |
| Earning assets | $159,305,000 | 2,661 |
| Long-term assets (5+ years) | $0 | 9,173 |
| Average Assets, year-to-date | $174,622,200 | 2,476 |
| Average Assets, quarterly | $163,839,500 | 2,764 |
| Volatile liabilities | $141,905,000 | 662 |
| Insider loans | $0 | 9,309 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $693,919,000 | 228 |
| Tier 1 (core) risk-based capital | $18,445,000 | 2,315 |
| Tier 2 risk-based capital | $2,094,550 | 1,552 |
| Total risk weighted assets | $165,665,750 | 1,740 |
| Total unused commitments | $693,919,000 | 228 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 12 | 8,855 |
| Assets and Liabilities | ||
| Total Assets: | $187,596,000 | 2,402 |
| Cash and due from depository institutions | $1,500,000 | 8,855 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $435,000 | 10,710 |
| Federal funds sold & reverse repurchase agreements | $400,000 | 7,411 |
| Net loans & leases | $180,027,000 | 1,566 |
| Loan loss allowance | $4,294,000 | 926 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $25,000 | 10,727 |
| Other real estate owned | $0 | 8,855 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $5,209,000 | 1,473 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $187,596,000 | 2,402 |
| Total liabilities | $166,406,000 | 2,437 |
| Total deposits | $1,117,000 | 10,881 |
| Interest-bearing deposits | $500,000 | 10,837 |
| Deposits held in domestic offices | $1,117,000 | 10,881 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $161,555,000 | 286 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $3,734,000 | 1,249 |
| Total equity capital | $21,190,000 | 2,120 |
| Total bank equity capital | $21,190,000 | 2,120 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $5,000,000 | 704 |
| Surplus | $9,459,000 | 1,635 |
| Undivided profits | $6,731,000 | 3,569 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,882,000 | 1,421 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $1,649,000 | 1,311 |
| Earning assets | $180,862,000 | 2,304 |
| Long-term assets (5+ years) | $0 | 9,550 |
| Average Assets, year-to-date | $181,148,000 | 2,368 |
| Average Assets, quarterly | $184,535,500 | 2,388 |
| Volatile liabilities | $162,055,000 | 616 |
| Insider loans | $0 | 9,792 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $821,562,000 | 216 |
| Tier 1 (core) risk-based capital | $21,190,000 | 2,005 |
| Tier 2 risk-based capital | $2,374,190 | 1,309 |
| Total risk weighted assets | $188,015,190 | 1,503 |
| Total unused commitments | $821,562,000 | 216 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 6 | 10,883 |
| Assets and Liabilities | ||
| Total Assets: | $185,218,000 | 2,503 |
| Cash and due from depository institutions | $346,000 | 10,883 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $445,000 | 11,260 |
| Federal funds sold & reverse repurchase agreements | $400,000 | 7,632 |
| Net loans & leases | $178,642,000 | 1,616 |
| Loan loss allowance | $4,294,000 | 991 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $41,000 | 11,146 |
| Other real estate owned | $0 | 10,883 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $5,344,000 | 1,500 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $185,218,000 | 2,503 |
| Total liabilities | $166,116,000 | 2,518 |
| Total deposits | $1,134,000 | 11,429 |
| Interest-bearing deposits | $500,000 | 11,380 |
| Deposits held in domestic offices | $1,134,000 | 11,429 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $161,230,000 | 291 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $3,752,000 | 1,239 |
| Total equity capital | $19,102,000 | 2,355 |
| Total bank equity capital | $19,102,000 | 2,355 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $5,000,000 | 750 |
| Surplus | $9,459,000 | 1,689 |
| Undivided profits | $4,643,000 | 4,679 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,172,000 | 1,421 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $1,942,000 | 1,123 |
| Earning assets | $179,487,000 | 2,392 |
| Long-term assets (5+ years) | $0 | 9,965 |
| Average Assets, year-to-date | $195,854,670 | 2,306 |
| Average Assets, quarterly | $192,599,000 | 2,401 |
| Volatile liabilities | $161,730,000 | 648 |
| Insider loans | $0 | 10,271 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $813,482,000 | 227 |
| Tier 1 (core) risk-based capital | $19,102,000 | 2,257 |
| Tier 2 risk-based capital | $2,355,940 | 1,365 |
| Total risk weighted assets | $186,537,140 | 1,545 |
| Total unused commitments | $813,482,000 | 227 |
| Derivatives | $0 | 549 |