Home > UMB Security State Bank > Income and Expense
UMB Security State Bank, Income and Expense
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,379,000 | 11,492 |
| Total interest expense | $676,000 | 10,727 |
| Net interest income | $703,000 | 11,866 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $181,000 | 9,582 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $154,000 | 6,986 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $27,000 | 11,511 |
| Total noninterest expense | $779,000 | 10,768 |
| Salaries and employee benefits | $340,000 | 11,254 |
| Premises and equipment expense | $107,000 | 10,233 |
| Additional noninterest expense | $332,000 | 10,050 |
| Pre-tax net operating income | $105,000 | 11,833 |
| Securities gains (losses) | $29,000 | 4,143 |
| Applicable income taxes | $44,000 | 11,072 |
| Income before extraordinary items | $90,000 | 11,901 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $90,000 | 11,944 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $146,000 | 3,739 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $70,570 | 11,929 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,175,000 | 8,680 |
| Total interest expense | $1,648,000 | 8,054 |
| Net interest income | $1,527,000 | 9,193 |
| Provision for loan and lease losses | $60,000 | 8,535 |
| Total noninterest income | $294,000 | 7,818 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $244,000 | 5,220 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $50,000 | 10,399 |
| Total noninterest expense | $1,223,000 | 8,942 |
| Salaries and employee benefits | $607,000 | 8,751 |
| Premises and equipment expense | $164,000 | 8,734 |
| Additional noninterest expense | $452,000 | 8,952 |
| Pre-tax net operating income | $538,000 | 8,154 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $-34,000 | 13,465 |
| Income before extraordinary items | $572,000 | 6,763 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $572,000 | 6,852 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $35,000 | 8,252 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $572,000 | 6,417 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.