Home > UMB Russell State Bank > Income and Expense
UMB Russell State Bank, Income and Expense
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,690,000 | 8,841 |
| Total interest expense | $1,435,000 | 7,430 |
| Net interest income | $1,255,000 | 9,887 |
| Provision for loan and lease losses | $50,000 | 7,415 |
| Total noninterest income | $327,000 | 7,303 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $123,000 | 7,765 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $204,000 | 5,605 |
| Total noninterest expense | $1,592,000 | 7,528 |
| Salaries and employee benefits | $779,000 | 7,446 |
| Premises and equipment expense | $190,000 | 7,890 |
| Additional noninterest expense | $623,000 | 7,147 |
| Pre-tax net operating income | $-60,000 | 12,553 |
| Securities gains (losses) | $4,000 | 6,316 |
| Applicable income taxes | $-39,000 | 12,868 |
| Income before extraordinary items | $-17,000 | 12,566 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $-17,000 | 12,592 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 7,509 |
| Cash dividends | $500,000 | 3,045 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $-19,560 | 12,454 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $6,554,000 | 5,110 |
| Total interest expense | $3,243,000 | 4,850 |
| Net interest income | $3,311,000 | 5,264 |
| Provision for loan and lease losses | $-121,000 | 13,734 |
| Total noninterest income | $602,000 | 4,944 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $177,000 | 6,460 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $425,000 | 3,555 |
| Total noninterest expense | $2,516,000 | 5,288 |
| Salaries and employee benefits | $1,381,000 | 4,556 |
| Premises and equipment expense | $249,000 | 6,794 |
| Additional noninterest expense | $886,000 | 5,598 |
| Pre-tax net operating income | $1,518,000 | 4,004 |
| Securities gains (losses) | $26,000 | 5,197 |
| Applicable income taxes | $445,000 | 4,402 |
| Income before extraordinary items | $1,099,000 | 4,132 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,099,000 | 4,176 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-109,000 | 13,739 |
| Cash dividends | $890,000 | 1,724 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,080,540 | 3,889 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.