Home > UMB National Bank of America > Assets and Liabilities
UMB National Bank of America, Assets and Liabilities
| 2012-09-30 | Rank | |
| # of Employees: | 77 | 1,987 |
| Assets and Liabilities | ||
| Total Assets: | $584,820,000 | 1,151 |
| Cash and due from depository institutions | $4,943,000 | 1,987 |
| Interest-bearing balances | $2,151,000 | 5,325 |
| Securities | $371,492,000 | 411 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,418 |
| Net loans & leases | $193,081,000 | 2,065 |
| Loan loss allowance | $1,668,000 | 3,518 |
| Trading account assets | $0 | 231 |
| Bank premises and fixed assets | $2,899,000 | 3,367 |
| Other real estate owned | $204,000 | 1,987 |
| Goodwill and other intangibles | $6,364,000 | 612 |
| All other assets | $5,837,000 | 2,715 |
| Life insurance assets | $0 | 3,771 |
| Total liabilities and capital | $584,820,000 | 1,151 |
| Total liabilities | $512,067,000 | 1,171 |
| Total deposits | $343,202,000 | 1,619 |
| Interest-bearing deposits | $235,733,000 | 1,933 |
| Deposits held in domestic offices | $343,202,000 | 1,618 |
| % insured | 74.44% | 6,606 |
| Federal funds purchased & repurchase agreements | $154,126,000 | 148 |
| Trading liabilities | $0 | 150 |
| Other borrowed funds | $0 | 4,201 |
| Subordinated debt | $0 | 163 |
| All other liabilities | $14,739,000 | 491 |
| Total equity capital | $72,753,000 | 1,008 |
| Total bank equity capital | $72,753,000 | 1,006 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $3,150,000 | 1,162 |
| Surplus | $50,844,000 | 689 |
| Undivided profits | $18,759,000 | 1,985 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 170 |
| Memoranda | ||
| Noncurrent loans and leases | $3,424,000 | 2,414 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $833,000 | 337 |
| Income earned, not collected on loans | $2,906,000 | 927 |
| Earning assets | $566,724,000 | 1,090 |
| Long-term assets (5+ years) | $236,019,000 | 857 |
| Average Assets, year-to-date | $661,027,250 | 1,000 |
| Average Assets, quarterly | $596,998,500 | 1,131 |
| Volatile liabilities | $179,979,000 | 306 |
| Insider loans | $15,890,000 | 319 |
| FHLB advances | $0 | 3,944 |
| Loans and leases held for sale | $0 | 2,256 |
| Unused loan commitments | $22,698,000 | 2,413 |
| Tier 1 (core) risk-based capital | $60,096,000 | 1,123 |
| Tier 2 risk-based capital | $1,668,000 | 2,814 |
| Total risk weighted assets | $255,207,000 | 1,687 |
| Total unused commitments | $22,698,000 | 2,413 |
| Derivatives | $0 | 1,366 |
| 2012-06-30 | Rank | |
| # of Employees: | 77 | 1,977 |
| Assets and Liabilities | ||
| Total Assets: | $609,177,000 | 1,092 |
| Cash and due from depository institutions | $7,023,000 | 1,977 |
| Interest-bearing balances | $2,151,000 | 5,273 |
| Securities | $392,146,000 | 392 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,541 |
| Net loans & leases | $195,050,000 | 2,051 |
| Loan loss allowance | $1,879,000 | 3,287 |
| Trading account assets | $0 | 211 |
| Bank premises and fixed assets | $2,914,000 | 3,372 |
| Other real estate owned | $0 | 1,977 |
| Goodwill and other intangibles | $6,364,000 | 612 |
| All other assets | $5,680,000 | 2,752 |
| Life insurance assets | $0 | 3,763 |
| Total liabilities and capital | $609,177,000 | 1,092 |
| Total liabilities | $535,365,000 | 1,116 |
| Total deposits | $350,109,000 | 1,584 |
| Interest-bearing deposits | $268,924,000 | 1,714 |
| Deposits held in domestic offices | $350,109,000 | 1,584 |
| % insured | 73.93% | 6,680 |
| Federal funds purchased & repurchase agreements | $146,363,000 | 154 |
| Trading liabilities | $0 | 130 |
| Other borrowed funds | $0 | 4,239 |
| Subordinated debt | $0 | 180 |
| All other liabilities | $38,893,000 | 242 |
| Total equity capital | $73,812,000 | 977 |
| Total bank equity capital | $73,812,000 | 976 |
| Perpetual preferred stock | $0 | 254 |
| Common stock | $3,150,000 | 1,181 |
| Surplus | $50,844,000 | 682 |
| Undivided profits | $19,818,000 | 1,845 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 171 |
| Memoranda | ||
| Noncurrent loans and leases | $3,977,000 | 2,252 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $833,000 | 343 |
| Income earned, not collected on loans | $2,859,000 | 893 |
| Earning assets | $589,347,000 | 1,036 |
| Long-term assets (5+ years) | $271,736,000 | 748 |
| Average Assets, year-to-date | $686,429,670 | 964 |
| Average Assets, quarterly | $616,835,500 | 1,086 |
| Volatile liabilities | $177,459,000 | 319 |
| Insider loans | $15,229,000 | 339 |
| FHLB advances | $0 | 3,987 |
| Loans and leases held for sale | $0 | 2,185 |
| Unused loan commitments | $22,719,000 | 2,397 |
| Tier 1 (core) risk-based capital | $62,676,000 | 1,068 |
| Tier 2 risk-based capital | $1,879,000 | 2,564 |
| Total risk weighted assets | $261,071,000 | 1,644 |
| Total unused commitments | $22,719,000 | 2,397 |
| Derivatives | $0 | 1,332 |
| 2012-03-31 | Rank | |
| # of Employees: | 77 | 1,958 |
| Assets and Liabilities | ||
| Total Assets: | $624,494,000 | 1,076 |
| Cash and due from depository institutions | $9,117,000 | 1,958 |
| Interest-bearing balances | $3,401,000 | 4,942 |
| Securities | $398,738,000 | 391 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,754 |
| Net loans & leases | $201,482,000 | 1,980 |
| Loan loss allowance | $1,970,000 | 3,213 |
| Trading account assets | $0 | 215 |
| Bank premises and fixed assets | $2,975,000 | 3,354 |
| Other real estate owned | $0 | 1,958 |
| Goodwill and other intangibles | $6,364,000 | 622 |
| All other assets | $5,818,000 | 2,720 |
| Life insurance assets | $0 | 3,760 |
| Total liabilities and capital | $624,494,000 | 1,076 |
| Total liabilities | $554,139,000 | 1,087 |
| Total deposits | $360,097,000 | 1,548 |
| Interest-bearing deposits | $274,607,000 | 1,705 |
| Deposits held in domestic offices | $360,097,000 | 1,548 |
| % insured | 73.62% | 6,748 |
| Federal funds purchased & repurchase agreements | $188,954,000 | 132 |
| Trading liabilities | $0 | 123 |
| Other borrowed funds | $0 | 4,273 |
| Subordinated debt | $0 | 185 |
| All other liabilities | $5,088,000 | 1,023 |
| Total equity capital | $70,355,000 | 1,008 |
| Total bank equity capital | $70,355,000 | 1,006 |
| Perpetual preferred stock | $0 | 259 |
| Common stock | $3,150,000 | 1,200 |
| Surplus | $50,844,000 | 683 |
| Undivided profits | $16,361,000 | 2,122 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 170 |
| Memoranda | ||
| Noncurrent loans and leases | $3,965,000 | 2,358 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $833,000 | 336 |
| Income earned, not collected on loans | $2,889,000 | 885 |
| Earning assets | $603,621,000 | 1,014 |
| Long-term assets (5+ years) | $247,719,000 | 799 |
| Average Assets, year-to-date | $725,056,000 | 922 |
| Average Assets, quarterly | $725,056,000 | 922 |
| Volatile liabilities | $228,806,000 | 267 |
| Insider loans | $8,562,000 | 708 |
| FHLB advances | $0 | 4,028 |
| Loans and leases held for sale | $0 | 2,171 |
| Unused loan commitments | $22,010,000 | 2,470 |
| Tier 1 (core) risk-based capital | $60,985,000 | 1,081 |
| Tier 2 risk-based capital | $1,970,000 | 2,473 |
| Total risk weighted assets | $268,699,000 | 1,593 |
| Total unused commitments | $22,010,000 | 2,470 |
| Derivatives | $0 | 1,297 |
| 2011-12-31 | Rank | |
| # of Employees: | 89 | 1,682 |
| Assets and Liabilities | ||
| Total Assets: | $825,618,000 | 810 |
| Cash and due from depository institutions | $19,825,000 | 1,682 |
| Interest-bearing balances | $8,064,000 | 3,332 |
| Securities | $393,229,000 | 384 |
| Federal funds sold & reverse repurchase agreements | $190,049,000 | 34 |
| Net loans & leases | $206,957,000 | 1,954 |
| Loan loss allowance | $1,960,000 | 3,208 |
| Trading account assets | $0 | 205 |
| Bank premises and fixed assets | $2,959,000 | 3,370 |
| Other real estate owned | $0 | 1,682 |
| Goodwill and other intangibles | $6,364,000 | 626 |
| All other assets | $6,235,000 | 2,650 |
| Life insurance assets | $0 | 3,748 |
| Total liabilities and capital | $825,618,000 | 810 |
| Total liabilities | $757,003,000 | 787 |
| Total deposits | $401,106,000 | 1,377 |
| Interest-bearing deposits | $317,125,000 | 1,460 |
| Deposits held in domestic offices | $401,106,000 | 1,375 |
| % insured | 66.15% | 7,098 |
| Federal funds purchased & repurchase agreements | $350,749,000 | 93 |
| Trading liabilities | $0 | 115 |
| Other borrowed funds | $0 | 4,481 |
| Subordinated debt | $0 | 193 |
| All other liabilities | $5,148,000 | 1,019 |
| Total equity capital | $68,615,000 | 1,026 |
| Total bank equity capital | $68,615,000 | 1,023 |
| Perpetual preferred stock | $0 | 263 |
| Common stock | $3,150,000 | 1,207 |
| Surplus | $50,844,000 | 692 |
| Undivided profits | $14,621,000 | 2,309 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 168 |
| Memoranda | ||
| Noncurrent loans and leases | $3,878,000 | 2,408 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,138 |
| Income earned, not collected on loans | $3,226,000 | 818 |
| Earning assets | $798,299,000 | 751 |
| Long-term assets (5+ years) | $206,402,000 | 781 |
| Average Assets, year-to-date | $713,264,200 | 917 |
| Average Assets, quarterly | $724,381,500 | 921 |
| Volatile liabilities | $407,072,000 | 192 |
| Insider loans | $9,425,000 | 656 |
| FHLB advances | $0 | 4,174 |
| Loans and leases held for sale | $0 | 1,918 |
| Unused loan commitments | $21,481,000 | 2,434 |
| Tier 1 (core) risk-based capital | $58,620,000 | 1,112 |
| Tier 2 risk-based capital | $1,959,000 | 2,492 |
| Total risk weighted assets | $311,049,000 | 1,412 |
| Total unused commitments | $21,481,000 | 2,435 |
| Derivatives | $0 | 1,191 |
| 2011-09-30 | Rank | |
| # of Employees: | 90 | 1,657 |
| Assets and Liabilities | ||
| Total Assets: | $623,145,000 | 1,071 |
| Cash and due from depository institutions | $16,806,000 | 1,657 |
| Interest-bearing balances | $14,064,000 | 2,463 |
| Securities | $387,880,000 | 373 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,873 |
| Net loans & leases | $202,034,000 | 1,995 |
| Loan loss allowance | $1,920,000 | 3,267 |
| Trading account assets | $0 | 209 |
| Bank premises and fixed assets | $2,972,000 | 3,381 |
| Other real estate owned | $279,000 | 1,657 |
| Goodwill and other intangibles | $6,364,000 | 633 |
| All other assets | $6,810,000 | 2,500 |
| Life insurance assets | $0 | 3,747 |
| Total liabilities and capital | $623,145,000 | 1,071 |
| Total liabilities | $556,469,000 | 1,077 |
| Total deposits | $351,789,000 | 1,546 |
| Interest-bearing deposits | $277,856,000 | 1,686 |
| Deposits held in domestic offices | $351,789,000 | 1,544 |
| % insured | 72.91% | 6,938 |
| Federal funds purchased & repurchase agreements | $199,564,000 | 127 |
| Trading liabilities | $0 | 112 |
| Other borrowed funds | $0 | 4,648 |
| Subordinated debt | $0 | 206 |
| All other liabilities | $5,116,000 | 1,034 |
| Total equity capital | $66,676,000 | 1,066 |
| Total bank equity capital | $66,676,000 | 1,064 |
| Perpetual preferred stock | $0 | 266 |
| Common stock | $3,150,000 | 1,234 |
| Surplus | $50,844,000 | 704 |
| Undivided profits | $12,682,000 | 2,592 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 175 |
| Memoranda | ||
| Noncurrent loans and leases | $3,614,000 | 2,585 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,137 |
| Income earned, not collected on loans | $3,733,000 | 713 |
| Earning assets | $603,978,000 | 992 |
| Long-term assets (5+ years) | $186,613,000 | 828 |
| Average Assets, year-to-date | $685,175,750 | 956 |
| Average Assets, quarterly | $631,723,500 | 1,042 |
| Volatile liabilities | $255,352,000 | 260 |
| Insider loans | $8,155,000 | 761 |
| FHLB advances | $0 | 4,265 |
| Loans and leases held for sale | $0 | 1,904 |
| Unused loan commitments | $20,066,000 | 2,562 |
| Tier 1 (core) risk-based capital | $56,815,000 | 1,148 |
| Tier 2 risk-based capital | $1,920,000 | 2,535 |
| Total risk weighted assets | $263,907,000 | 1,650 |
| Total unused commitments | $20,066,000 | 2,564 |
| Derivatives | $0 | 1,195 |
| 2011-06-30 | Rank | |
| # of Employees: | 92 | 1,640 |
| Assets and Liabilities | ||
| Total Assets: | $640,302,000 | 1,029 |
| Cash and due from depository institutions | $19,920,000 | 1,640 |
| Interest-bearing balances | $17,064,000 | 1,989 |
| Securities | $388,458,000 | 376 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,997 |
| Net loans & leases | $215,156,000 | 1,904 |
| Loan loss allowance | $1,673,000 | 3,595 |
| Trading account assets | $0 | 213 |
| Bank premises and fixed assets | $2,989,000 | 3,389 |
| Other real estate owned | $141,000 | 1,640 |
| Goodwill and other intangibles | $6,364,000 | 646 |
| All other assets | $7,274,000 | 2,401 |
| Life insurance assets | $0 | 3,737 |
| Total liabilities and capital | $640,302,000 | 1,029 |
| Total liabilities | $577,370,000 | 1,028 |
| Total deposits | $391,010,000 | 1,409 |
| Interest-bearing deposits | $320,226,000 | 1,454 |
| Deposits held in domestic offices | $391,010,000 | 1,408 |
| % insured | 68.04% | 7,185 |
| Federal funds purchased & repurchase agreements | $178,939,000 | 138 |
| Trading liabilities | $0 | 112 |
| Other borrowed funds | $0 | 4,735 |
| Subordinated debt | $0 | 212 |
| All other liabilities | $7,421,000 | 731 |
| Total equity capital | $62,932,000 | 1,106 |
| Total bank equity capital | $62,932,000 | 1,105 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $3,150,000 | 1,255 |
| Surplus | $50,844,000 | 704 |
| Undivided profits | $8,938,000 | 3,207 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 179 |
| Memoranda | ||
| Noncurrent loans and leases | $4,737,000 | 2,238 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,160 |
| Income earned, not collected on loans | $4,078,000 | 638 |
| Earning assets | $620,678,000 | 965 |
| Long-term assets (5+ years) | $169,975,000 | 902 |
| Average Assets, year-to-date | $705,852,670 | 938 |
| Average Assets, quarterly | $639,527,500 | 1,034 |
| Volatile liabilities | $249,836,000 | 280 |
| Insider loans | $10,078,000 | 627 |
| FHLB advances | $0 | 4,341 |
| Loans and leases held for sale | $0 | 1,752 |
| Unused loan commitments | $15,452,000 | 3,033 |
| Tier 1 (core) risk-based capital | $54,590,000 | 1,179 |
| Tier 2 risk-based capital | $1,673,000 | 2,889 |
| Total risk weighted assets | $272,129,000 | 1,623 |
| Total unused commitments | $15,452,000 | 3,034 |
| Derivatives | $0 | 1,174 |
| 2011-03-31 | Rank | |
| # of Employees: | 93 | 1,623 |
| Assets and Liabilities | ||
| Total Assets: | $638,753,000 | 1,046 |
| Cash and due from depository institutions | $53,593,000 | 1,623 |
| Interest-bearing balances | $51,565,000 | 763 |
| Securities | $351,671,000 | 414 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,332 |
| Net loans & leases | $216,497,000 | 1,909 |
| Loan loss allowance | $1,970,000 | 3,247 |
| Trading account assets | $0 | 208 |
| Bank premises and fixed assets | $2,994,000 | 3,424 |
| Other real estate owned | $175,000 | 1,623 |
| Goodwill and other intangibles | $6,364,000 | 659 |
| All other assets | $7,459,000 | 2,391 |
| Life insurance assets | $0 | 3,748 |
| Total liabilities and capital | $638,753,000 | 1,046 |
| Total liabilities | $580,055,000 | 1,035 |
| Total deposits | $396,908,000 | 1,395 |
| Interest-bearing deposits | $323,001,000 | 1,462 |
| Deposits held in domestic offices | $396,908,000 | 1,393 |
| % insured | 71.76% | 7,096 |
| Federal funds purchased & repurchase agreements | $165,690,000 | 156 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $0 | 4,815 |
| Subordinated debt | $0 | 214 |
| All other liabilities | $17,457,000 | 385 |
| Total equity capital | $58,698,000 | 1,140 |
| Total bank equity capital | $58,698,000 | 1,139 |
| Perpetual preferred stock | $0 | 224 |
| Common stock | $3,150,000 | 1,275 |
| Surplus | $50,844,000 | 707 |
| Undivided profits | $4,704,000 | 4,263 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 181 |
| Memoranda | ||
| Noncurrent loans and leases | $3,187,000 | 2,858 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,152 |
| Income earned, not collected on loans | $3,777,000 | 705 |
| Earning assets | $619,733,000 | 977 |
| Long-term assets (5+ years) | $123,657,000 | 1,180 |
| Average Assets, year-to-date | $738,628,000 | 907 |
| Average Assets, quarterly | $738,628,000 | 907 |
| Volatile liabilities | $253,670,000 | 289 |
| Insider loans | $7,822,000 | 843 |
| FHLB advances | $0 | 4,390 |
| Loans and leases held for sale | $0 | 1,676 |
| Unused loan commitments | $15,383,000 | 3,074 |
| Tier 1 (core) risk-based capital | $52,844,000 | 1,200 |
| Tier 2 risk-based capital | $1,970,000 | 2,525 |
| Total risk weighted assets | $281,494,000 | 1,580 |
| Total unused commitments | $15,383,000 | 3,075 |
| Derivatives | $0 | 1,153 |
| 2010-12-31 | Rank | |
| # of Employees: | 91 | 1,667 |
| Assets and Liabilities | ||
| Total Assets: | $838,503,000 | 806 |
| Cash and due from depository institutions | $55,388,000 | 1,667 |
| Interest-bearing balances | $53,446,000 | 678 |
| Securities | $353,532,000 | 400 |
| Federal funds sold & reverse repurchase agreements | $195,907,000 | 42 |
| Net loans & leases | $215,925,000 | 1,950 |
| Loan loss allowance | $1,938,000 | 3,269 |
| Trading account assets | $0 | 207 |
| Bank premises and fixed assets | $3,050,000 | 3,412 |
| Other real estate owned | $175,000 | 1,667 |
| Goodwill and other intangibles | $6,364,000 | 657 |
| All other assets | $8,162,000 | 2,252 |
| Life insurance assets | $0 | 3,769 |
| Total liabilities and capital | $838,503,000 | 806 |
| Total liabilities | $781,722,000 | 774 |
| Total deposits | $394,254,000 | 1,395 |
| Interest-bearing deposits | $312,027,000 | 1,509 |
| Deposits held in domestic offices | $394,254,000 | 1,393 |
| % insured | 71.15% | 7,130 |
| Federal funds purchased & repurchase agreements | $184,951,000 | 146 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $0 | 4,983 |
| Subordinated debt | $0 | 220 |
| All other liabilities | $202,517,000 | 89 |
| Total equity capital | $56,781,000 | 1,182 |
| Total bank equity capital | $56,781,000 | 1,182 |
| Perpetual preferred stock | $0 | 224 |
| Common stock | $3,150,000 | 1,291 |
| Surplus | $50,844,000 | 709 |
| Undivided profits | $2,787,000 | 5,012 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 190 |
| Memoranda | ||
| Noncurrent loans and leases | $1,308,000 | 4,242 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $26,000 | 1,136 |
| Income earned, not collected on loans | $4,540,000 | 594 |
| Earning assets | $818,810,000 | 748 |
| Long-term assets (5+ years) | $115,748,000 | 1,224 |
| Average Assets, year-to-date | $725,231,200 | 922 |
| Average Assets, quarterly | $733,304,000 | 919 |
| Volatile liabilities | $279,769,000 | 489 |
| Insider loans | $7,909,000 | 856 |
| FHLB advances | $0 | 4,551 |
| Loans and leases held for sale | $0 | 1,952 |
| Unused loan commitments | $14,834,000 | 3,108 |
| Tier 1 (core) risk-based capital | $50,724,000 | 1,244 |
| Tier 2 risk-based capital | $1,938,000 | 2,592 |
| Total risk weighted assets | $316,654,000 | 1,437 |
| Total unused commitments | $14,834,000 | 3,109 |
| Derivatives | $0 | 1,176 |
| 2010-09-30 | Rank | |
| # of Employees: | 93 | 1,644 |
| Assets and Liabilities | ||
| Total Assets: | $628,105,000 | 1,082 |
| Cash and due from depository institutions | $62,792,000 | 1,644 |
| Interest-bearing balances | $60,946,000 | 594 |
| Securities | $297,208,000 | 447 |
| Federal funds sold & reverse repurchase agreements | $32,359,000 | 183 |
| Net loans & leases | $218,365,000 | 1,984 |
| Loan loss allowance | $1,663,000 | 3,636 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $3,061,000 | 3,435 |
| Other real estate owned | $175,000 | 1,644 |
| Goodwill and other intangibles | $6,364,000 | 651 |
| All other assets | $7,781,000 | 2,382 |
| Life insurance assets | $0 | 3,793 |
| Total liabilities and capital | $628,105,000 | 1,082 |
| Total liabilities | $569,736,000 | 1,068 |
| Total deposits | $421,621,000 | 1,309 |
| Interest-bearing deposits | $350,070,000 | 1,356 |
| Deposits held in domestic offices | $421,621,000 | 1,308 |
| % insured | 62.76% | 7,390 |
| Federal funds purchased & repurchase agreements | $109,849,000 | 212 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $0 | 5,105 |
| Subordinated debt | $0 | 233 |
| All other liabilities | $38,266,000 | 245 |
| Total equity capital | $58,369,000 | 1,179 |
| Total bank equity capital | $58,369,000 | 1,178 |
| Perpetual preferred stock | $0 | 229 |
| Common stock | $3,150,000 | 1,305 |
| Surplus | $50,844,000 | 697 |
| Undivided profits | $4,375,000 | 4,590 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 194 |
| Memoranda | ||
| Noncurrent loans and leases | $1,735,000 | 3,914 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,218 |
| Income earned, not collected on loans | $4,321,000 | 651 |
| Earning assets | $608,878,000 | 1,010 |
| Long-term assets (5+ years) | $23,536,000 | 3,888 |
| Average Assets, year-to-date | $696,913,250 | 958 |
| Average Assets, quarterly | $639,086,500 | 1,061 |
| Volatile liabilities | $253,289,000 | 543 |
| Insider loans | $7,537,000 | 930 |
| FHLB advances | $0 | 4,672 |
| Loans and leases held for sale | $0 | 1,963 |
| Unused loan commitments | $16,819,000 | 2,926 |
| Tier 1 (core) risk-based capital | $49,258,000 | 1,297 |
| Tier 2 risk-based capital | $1,663,000 | 2,984 |
| Total risk weighted assets | $281,313,000 | 1,637 |
| Total unused commitments | $16,819,000 | 2,928 |
| Derivatives | $0 | 1,218 |
| 2010-06-30 | Rank | |
| # of Employees: | 91 | 1,700 |
| Assets and Liabilities | ||
| Total Assets: | $650,068,000 | 1,047 |
| Cash and due from depository institutions | $72,949,000 | 1,700 |
| Interest-bearing balances | $71,033,000 | 500 |
| Securities | $268,035,000 | 493 |
| Federal funds sold & reverse repurchase agreements | $74,257,000 | 90 |
| Net loans & leases | $216,932,000 | 2,010 |
| Loan loss allowance | $1,783,000 | 3,464 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $3,072,000 | 3,463 |
| Other real estate owned | $175,000 | 1,700 |
| Goodwill and other intangibles | $6,364,000 | 654 |
| All other assets | $8,284,000 | 2,315 |
| Life insurance assets | $0 | 3,801 |
| Total liabilities and capital | $650,068,000 | 1,047 |
| Total liabilities | $584,793,000 | 1,044 |
| Total deposits | $411,476,000 | 1,356 |
| Interest-bearing deposits | $347,585,000 | 1,393 |
| Deposits held in domestic offices | $411,476,000 | 1,355 |
| % insured | 58.33% | 7,561 |
| Federal funds purchased & repurchase agreements | $127,251,000 | 198 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $0 | 5,212 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $46,066,000 | 208 |
| Total equity capital | $65,275,000 | 1,043 |
| Total bank equity capital | $65,275,000 | 1,042 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $3,150,000 | 1,322 |
| Surplus | $50,844,000 | 700 |
| Undivided profits | $11,281,000 | 2,725 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 198 |
| Memoranda | ||
| Noncurrent loans and leases | $7,977,000 | 1,716 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,233 |
| Income earned, not collected on loans | $4,749,000 | 573 |
| Earning assets | $630,257,000 | 974 |
| Long-term assets (5+ years) | $24,653,000 | 3,778 |
| Average Assets, year-to-date | $719,849,330 | 934 |
| Average Assets, quarterly | $648,331,500 | 1,048 |
| Volatile liabilities | $254,591,000 | 546 |
| Insider loans | $10,620,000 | 613 |
| FHLB advances | $0 | 4,785 |
| Loans and leases held for sale | $0 | 1,852 |
| Unused loan commitments | $16,645,000 | 2,979 |
| Tier 1 (core) risk-based capital | $56,485,000 | 1,107 |
| Tier 2 risk-based capital | $1,783,000 | 2,834 |
| Total risk weighted assets | $281,245,000 | 1,663 |
| Total unused commitments | $16,645,000 | 2,984 |
| Derivatives | $0 | 1,168 |
| 2010-03-31 | Rank | |
| # of Employees: | 90 | 1,734 |
| Assets and Liabilities | ||
| Total Assets: | $646,595,000 | 1,067 |
| Cash and due from depository institutions | $79,835,000 | 1,734 |
| Interest-bearing balances | $78,030,000 | 460 |
| Securities | $275,138,000 | 479 |
| Federal funds sold & reverse repurchase agreements | $58,808,000 | 131 |
| Net loans & leases | $214,894,000 | 2,083 |
| Loan loss allowance | $1,759,000 | 3,529 |
| Trading account assets | $0 | 227 |
| Bank premises and fixed assets | $3,126,000 | 3,481 |
| Other real estate owned | $0 | 1,734 |
| Goodwill and other intangibles | $6,364,000 | 672 |
| All other assets | $8,430,000 | 2,342 |
| Life insurance assets | $0 | 3,823 |
| Total liabilities and capital | $646,595,000 | 1,067 |
| Total liabilities | $583,508,000 | 1,070 |
| Total deposits | $429,432,000 | 1,319 |
| Interest-bearing deposits | $371,271,000 | 1,329 |
| Deposits held in domestic offices | $429,432,000 | 1,318 |
| % insured | 60.74% | 7,591 |
| Federal funds purchased & repurchase agreements | $115,840,000 | 220 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $0 | 5,317 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $38,236,000 | 229 |
| Total equity capital | $63,087,000 | 1,072 |
| Total bank equity capital | $63,087,000 | 1,071 |
| Perpetual preferred stock | $0 | 220 |
| Common stock | $3,150,000 | 1,356 |
| Surplus | $50,844,000 | 707 |
| Undivided profits | $9,093,000 | 3,107 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 204 |
| Memoranda | ||
| Noncurrent loans and leases | $1,473,000 | 4,297 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,219 |
| Income earned, not collected on loans | $4,711,000 | 608 |
| Earning assets | $626,870,000 | 996 |
| Long-term assets (5+ years) | $30,001,000 | 3,432 |
| Average Assets, year-to-date | $754,740,000 | 921 |
| Average Assets, quarterly | $754,740,000 | 921 |
| Volatile liabilities | $233,645,000 | 611 |
| Insider loans | $13,275,000 | 484 |
| FHLB advances | $0 | 4,906 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $18,299,000 | 2,929 |
| Tier 1 (core) risk-based capital | $54,662,000 | 1,156 |
| Tier 2 risk-based capital | $1,759,000 | 2,901 |
| Total risk weighted assets | $279,639,000 | 1,721 |
| Total unused commitments | $18,299,000 | 2,934 |
| Derivatives | $0 | 1,155 |
| 2009-12-31 | Rank | |
| # of Employees: | 91 | 1,739 |
| Assets and Liabilities | ||
| Total Assets: | $862,885,000 | 802 |
| Cash and due from depository institutions | $84,253,000 | 1,739 |
| Interest-bearing balances | $77,125,000 | 385 |
| Securities | $293,604,000 | 442 |
| Federal funds sold & reverse repurchase agreements | $252,656,000 | 49 |
| Net loans & leases | $213,942,000 | 2,132 |
| Loan loss allowance | $1,721,000 | 3,554 |
| Trading account assets | $0 | 224 |
| Bank premises and fixed assets | $3,185,000 | 3,488 |
| Other real estate owned | $0 | 1,739 |
| Goodwill and other intangibles | $6,364,000 | 681 |
| All other assets | $8,881,000 | 2,280 |
| Life insurance assets | $0 | 3,837 |
| Total liabilities and capital | $862,885,000 | 802 |
| Total liabilities | $801,341,000 | 780 |
| Total deposits | $466,208,000 | 1,204 |
| Interest-bearing deposits | $387,274,000 | 1,279 |
| Deposits held in domestic offices | $466,208,000 | 1,202 |
| % insured | 55.78% | 7,754 |
| Federal funds purchased & repurchase agreements | $116,010,000 | 221 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $0 | 5,407 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $219,123,000 | 84 |
| Total equity capital | $61,544,000 | 1,082 |
| Total bank equity capital | $61,544,000 | 1,080 |
| Perpetual preferred stock | $0 | 219 |
| Common stock | $3,150,000 | 1,385 |
| Surplus | $50,844,000 | 699 |
| Undivided profits | $7,550,000 | 3,470 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 209 |
| Memoranda | ||
| Noncurrent loans and leases | $3,469,000 | 2,873 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,191 |
| Income earned, not collected on loans | $5,076,000 | 575 |
| Earning assets | $837,327,000 | 737 |
| Long-term assets (5+ years) | $31,538,000 | 3,302 |
| Average Assets, year-to-date | $706,645,200 | 968 |
| Average Assets, quarterly | $716,991,500 | 971 |
| Volatile liabilities | $231,548,000 | 633 |
| Insider loans | $13,282,000 | 506 |
| FHLB advances | $0 | 5,026 |
| Loans and leases held for sale | $0 | 1,814 |
| Unused loan commitments | $8,454,000 | 4,499 |
| Tier 1 (core) risk-based capital | $52,696,000 | 1,175 |
| Tier 2 risk-based capital | $1,721,000 | 2,980 |
| Total risk weighted assets | $318,273,000 | 1,566 |
| Total unused commitments | $8,454,000 | 4,501 |
| Derivatives | $0 | 1,139 |
| 2009-09-30 | Rank | |
| # of Employees: | 90 | 1,799 |
| Assets and Liabilities | ||
| Total Assets: | $571,098,000 | 1,243 |
| Cash and due from depository institutions | $84,760,000 | 1,799 |
| Interest-bearing balances | $71,625,000 | 395 |
| Securities | $242,358,000 | 541 |
| Federal funds sold & reverse repurchase agreements | $6,246,000 | 1,464 |
| Net loans & leases | $221,078,000 | 2,100 |
| Loan loss allowance | $1,439,000 | 3,859 |
| Trading account assets | $0 | 238 |
| Bank premises and fixed assets | $3,209,000 | 3,491 |
| Other real estate owned | $0 | 1,799 |
| Goodwill and other intangibles | $6,364,000 | 723 |
| All other assets | $7,083,000 | 2,443 |
| Life insurance assets | $0 | 3,862 |
| Total liabilities and capital | $571,098,000 | 1,243 |
| Total liabilities | $506,458,000 | 1,265 |
| Total deposits | $406,578,000 | 1,388 |
| Interest-bearing deposits | $338,954,000 | 1,468 |
| Deposits held in domestic offices | $406,578,000 | 1,383 |
| % insured | 83.81% | 5,755 |
| Federal funds purchased & repurchase agreements | $80,151,000 | 303 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $0 | 5,525 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $19,729,000 | 390 |
| Total equity capital | $64,640,000 | 1,046 |
| Total bank equity capital | $64,640,000 | 1,044 |
| Perpetual preferred stock | $0 | 212 |
| Common stock | $3,150,000 | 1,407 |
| Surplus | $50,844,000 | 691 |
| Undivided profits | $10,646,000 | 2,899 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 214 |
| Memoranda | ||
| Noncurrent loans and leases | $360,000 | 6,082 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,174 |
| Income earned, not collected on loans | $5,057,000 | 628 |
| Earning assets | $541,307,000 | 1,198 |
| Long-term assets (5+ years) | $29,384,000 | 3,398 |
| Average Assets, year-to-date | $667,585,250 | 1,047 |
| Average Assets, quarterly | $589,580,500 | 1,200 |
| Volatile liabilities | $201,602,000 | 748 |
| Insider loans | $15,258,000 | 433 |
| FHLB advances | $0 | 5,137 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $7,842,000 | 4,749 |
| Tier 1 (core) risk-based capital | $55,038,000 | 1,137 |
| Tier 2 risk-based capital | $1,439,000 | 3,361 |
| Total risk weighted assets | $265,240,000 | 1,873 |
| Total unused commitments | $7,842,000 | 4,749 |
| Derivatives | $0 | 1,183 |
| 2009-06-30 | Rank | |
| # of Employees: | 93 | 1,760 |
| Assets and Liabilities | ||
| Total Assets: | $608,063,000 | 1,181 |
| Cash and due from depository institutions | $59,045,000 | 1,760 |
| Interest-bearing balances | $50,670,000 | 448 |
| Securities | $240,130,000 | 531 |
| Federal funds sold & reverse repurchase agreements | $74,865,000 | 111 |
| Net loans & leases | $217,770,000 | 2,155 |
| Loan loss allowance | $1,753,000 | 3,358 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $3,212,000 | 3,522 |
| Other real estate owned | $0 | 1,760 |
| Goodwill and other intangibles | $6,364,000 | 734 |
| All other assets | $6,677,000 | 2,559 |
| Life insurance assets | $0 | 3,901 |
| Total liabilities and capital | $608,063,000 | 1,181 |
| Total liabilities | $545,457,000 | 1,184 |
| Total deposits | $423,641,000 | 1,338 |
| Interest-bearing deposits | $363,782,000 | 1,366 |
| Deposits held in domestic offices | $423,641,000 | 1,335 |
| % insured | 49.10% | 7,769 |
| Federal funds purchased & repurchase agreements | $81,600,000 | 304 |
| Trading liabilities | $0 | 100 |
| Other borrowed funds | $0 | 5,613 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $40,216,000 | 250 |
| Total equity capital | $62,606,000 | 1,087 |
| Total bank equity capital | $62,606,000 | 1,086 |
| Perpetual preferred stock | $0 | 213 |
| Common stock | $3,150,000 | 1,424 |
| Surplus | $50,844,000 | 706 |
| Undivided profits | $8,612,000 | 3,270 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 219 |
| Memoranda | ||
| Noncurrent loans and leases | $525,000 | 5,645 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,161 |
| Income earned, not collected on loans | $4,691,000 | 665 |
| Earning assets | $583,435,000 | 1,117 |
| Long-term assets (5+ years) | $27,028,000 | 3,549 |
| Average Assets, year-to-date | $699,747,670 | 1,006 |
| Average Assets, quarterly | $631,645,000 | 1,135 |
| Volatile liabilities | $205,124,000 | 758 |
| Insider loans | $12,740,000 | 562 |
| FHLB advances | $0 | 5,202 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $7,667,000 | 4,912 |
| Tier 1 (core) risk-based capital | $52,787,000 | 1,209 |
| Tier 2 risk-based capital | $1,753,000 | 2,911 |
| Total risk weighted assets | $270,181,000 | 1,880 |
| Total unused commitments | $7,667,000 | 4,915 |
| Derivatives | $0 | 1,221 |
| 2009-03-31 | Rank | |
| # of Employees: | 94 | 1,746 |
| Assets and Liabilities | ||
| Total Assets: | $655,227,000 | 1,095 |
| Cash and due from depository institutions | $39,416,000 | 1,746 |
| Interest-bearing balances | $32,875,000 | 592 |
| Securities | $300,565,000 | 434 |
| Federal funds sold & reverse repurchase agreements | $84,819,000 | 118 |
| Net loans & leases | $214,133,000 | 2,199 |
| Loan loss allowance | $1,758,000 | 3,262 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $3,260,000 | 3,519 |
| Other real estate owned | $0 | 1,746 |
| Goodwill and other intangibles | $6,364,000 | 751 |
| All other assets | $6,670,000 | 2,550 |
| Life insurance assets | $0 | 3,932 |
| Total liabilities and capital | $655,227,000 | 1,095 |
| Total liabilities | $591,483,000 | 1,091 |
| Total deposits | $368,742,000 | 1,563 |
| Interest-bearing deposits | $304,480,000 | 1,644 |
| Deposits held in domestic offices | $368,742,000 | 1,559 |
| % insured | 56.85% | 7,483 |
| Federal funds purchased & repurchase agreements | $181,190,000 | 195 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $0 | 5,670 |
| Subordinated debt | $0 | 271 |
| All other liabilities | $41,551,000 | 253 |
| Total equity capital | $63,744,000 | 1,076 |
| Total bank equity capital | $63,744,000 | 1,074 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $3,150,000 | 1,432 |
| Surplus | $50,844,000 | 698 |
| Undivided profits | $9,750,000 | 3,055 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 220 |
| Memoranda | ||
| Noncurrent loans and leases | $572,000 | 5,411 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,134 |
| Income earned, not collected on loans | $4,602,000 | 694 |
| Earning assets | $632,392,000 | 1,028 |
| Long-term assets (5+ years) | $26,546,000 | 3,513 |
| Average Assets, year-to-date | $745,590,000 | 936 |
| Average Assets, quarterly | $745,590,000 | 936 |
| Volatile liabilities | $265,787,000 | 612 |
| Insider loans | $13,460,000 | 525 |
| FHLB advances | $0 | 5,264 |
| Loans and leases held for sale | $0 | 1,892 |
| Unused loan commitments | $7,627,000 | 5,027 |
| Tier 1 (core) risk-based capital | $53,428,000 | 1,207 |
| Tier 2 risk-based capital | $1,758,000 | 2,901 |
| Total risk weighted assets | $276,220,000 | 1,853 |
| Total unused commitments | $7,627,000 | 5,029 |
| Derivatives | $0 | 1,177 |
| 2008-12-31 | Rank | |
| # of Employees: | 91 | 1,844 |
| Assets and Liabilities | ||
| Total Assets: | $835,953,000 | 841 |
| Cash and due from depository institutions | $43,018,000 | 1,844 |
| Interest-bearing balances | $31,000,000 | 382 |
| Securities | $448,757,000 | 290 |
| Federal funds sold & reverse repurchase agreements | $106,064,000 | 108 |
| Net loans & leases | $220,018,000 | 2,175 |
| Loan loss allowance | $1,772,000 | 3,186 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $3,283,000 | 3,527 |
| Other real estate owned | $0 | 1,844 |
| Goodwill and other intangibles | $6,364,000 | 759 |
| All other assets | $8,449,000 | 2,168 |
| Life insurance assets | $0 | 3,960 |
| Total liabilities and capital | $835,953,000 | 841 |
| Total liabilities | $757,190,000 | 835 |
| Total deposits | $372,135,000 | 1,483 |
| Interest-bearing deposits | $315,319,000 | 1,540 |
| Deposits held in domestic offices | $372,135,000 | 1,478 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $362,346,000 | 137 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $0 | 5,839 |
| Subordinated debt | $0 | 278 |
| All other liabilities | $22,709,000 | 370 |
| Total equity capital | $78,763,000 | 836 |
| Total bank equity capital | $78,763,000 | 836 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $3,150,000 | 1,432 |
| Surplus | $50,844,000 | 678 |
| Undivided profits | $24,769,000 | 1,381 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $105,000 | 6,765 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $6,462,000 | 514 |
| Earning assets | $805,839,000 | 790 |
| Long-term assets (5+ years) | $27,694,000 | 3,420 |
| Average Assets, year-to-date | $669,163,600 | 996 |
| Average Assets, quarterly | $716,991,500 | 953 |
| Volatile liabilities | $421,385,000 | 399 |
| Insider loans | $15,308,000 | 468 |
| FHLB advances | $0 | 5,445 |
| Loans and leases held for sale | $0 | 1,663 |
| Unused loan commitments | $7,743,000 | 5,010 |
| Tier 1 (core) risk-based capital | $67,921,000 | 915 |
| Tier 2 risk-based capital | $1,772,000 | 2,855 |
| Total risk weighted assets | $317,290,000 | 1,644 |
| Total unused commitments | $7,743,000 | 5,013 |
| Derivatives | $0 | 1,109 |
| 2008-09-30 | Rank | |
| # of Employees: | 92 | 1,843 |
| Assets and Liabilities | ||
| Total Assets: | $598,030,000 | 1,169 |
| Cash and due from depository institutions | $15,970,000 | 1,843 |
| Interest-bearing balances | $0 | 6,794 |
| Securities | $250,403,000 | 484 |
| Federal funds sold & reverse repurchase agreements | $100,520,000 | 135 |
| Net loans & leases | $215,009,000 | 2,216 |
| Loan loss allowance | $1,791,000 | 2,968 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $3,251,000 | 3,550 |
| Other real estate owned | $0 | 1,843 |
| Goodwill and other intangibles | $6,364,000 | 798 |
| All other assets | $6,513,000 | 2,624 |
| Life insurance assets | $0 | 3,984 |
| Total liabilities and capital | $598,030,000 | 1,169 |
| Total liabilities | $524,091,000 | 1,193 |
| Total deposits | $421,145,000 | 1,273 |
| Interest-bearing deposits | $366,025,000 | 1,292 |
| Deposits held in domestic offices | $421,145,000 | 1,270 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $48,721,000 | 477 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $0 | 5,843 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $54,225,000 | 214 |
| Total equity capital | $73,939,000 | 905 |
| Total bank equity capital | $73,939,000 | 905 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $3,150,000 | 1,438 |
| Surplus | $50,844,000 | 673 |
| Undivided profits | $19,945,000 | 1,726 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $129,000 | 6,533 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,110 |
| Income earned, not collected on loans | $4,472,000 | 793 |
| Earning assets | $565,932,000 | 1,125 |
| Long-term assets (5+ years) | $40,694,000 | 2,601 |
| Average Assets, year-to-date | $627,466,250 | 1,064 |
| Average Assets, quarterly | $594,636,000 | 1,159 |
| Volatile liabilities | $163,216,000 | 925 |
| Insider loans | $13,530,000 | 523 |
| FHLB advances | $0 | 5,438 |
| Loans and leases held for sale | $0 | 1,623 |
| Unused loan commitments | $7,991,000 | 5,121 |
| Tier 1 (core) risk-based capital | $65,516,000 | 968 |
| Tier 2 risk-based capital | $1,791,000 | 2,764 |
| Total risk weighted assets | $264,145,000 | 1,917 |
| Total unused commitments | $7,991,000 | 5,124 |
| Derivatives | $0 | 1,077 |
| 2008-06-30 | Rank | |
| # of Employees: | 91 | 1,881 |
| Assets and Liabilities | ||
| Total Assets: | $591,242,000 | 1,163 |
| Cash and due from depository institutions | $13,988,000 | 1,881 |
| Interest-bearing balances | $0 | 6,776 |
| Securities | $239,891,000 | 517 |
| Federal funds sold & reverse repurchase agreements | $93,730,000 | 155 |
| Net loans & leases | $227,275,000 | 2,103 |
| Loan loss allowance | $1,578,000 | 3,192 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $3,317,000 | 3,492 |
| Other real estate owned | $0 | 1,881 |
| Goodwill and other intangibles | $6,364,000 | 816 |
| All other assets | $6,677,000 | 2,528 |
| Life insurance assets | $0 | 4,015 |
| Total liabilities and capital | $591,242,000 | 1,163 |
| Total liabilities | $519,945,000 | 1,196 |
| Total deposits | $407,738,000 | 1,313 |
| Interest-bearing deposits | $348,265,000 | 1,339 |
| Deposits held in domestic offices | $407,738,000 | 1,309 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $44,653,000 | 541 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $0 | 5,770 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $67,554,000 | 179 |
| Total equity capital | $71,297,000 | 948 |
| Total bank equity capital | $71,297,000 | 948 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $3,150,000 | 1,438 |
| Surplus | $50,844,000 | 663 |
| Undivided profits | $17,303,000 | 1,960 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $178,000 | 6,201 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,082 |
| Income earned, not collected on loans | $4,672,000 | 741 |
| Earning assets | $560,896,000 | 1,118 |
| Long-term assets (5+ years) | $38,124,000 | 2,720 |
| Average Assets, year-to-date | $637,278,330 | 1,043 |
| Average Assets, quarterly | $612,588,000 | 1,113 |
| Volatile liabilities | $138,475,000 | 1,077 |
| Insider loans | $13,621,000 | 520 |
| FHLB advances | $0 | 5,355 |
| Loans and leases held for sale | $0 | 1,725 |
| Unused loan commitments | $7,585,000 | 5,301 |
| Tier 1 (core) risk-based capital | $63,229,000 | 999 |
| Tier 2 risk-based capital | $1,579,000 | 3,020 |
| Total risk weighted assets | $271,766,000 | 1,868 |
| Total unused commitments | $7,585,000 | 5,302 |
| Derivatives | $0 | 1,075 |
| 2008-03-31 | Rank | |
| # of Employees: | 90 | 1,895 |
| Assets and Liabilities | ||
| Total Assets: | $633,934,000 | 1,064 |
| Cash and due from depository institutions | $12,177,000 | 1,895 |
| Interest-bearing balances | $0 | 6,734 |
| Securities | $251,443,000 | 501 |
| Federal funds sold & reverse repurchase agreements | $136,192,000 | 155 |
| Net loans & leases | $217,715,000 | 2,150 |
| Loan loss allowance | $1,612,000 | 3,067 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $3,345,000 | 3,451 |
| Other real estate owned | $0 | 1,895 |
| Goodwill and other intangibles | $6,364,000 | 834 |
| All other assets | $6,698,000 | 2,460 |
| Life insurance assets | $0 | 4,038 |
| Total liabilities and capital | $633,934,000 | 1,064 |
| Total liabilities | $562,479,000 | 1,081 |
| Total deposits | $361,033,000 | 1,491 |
| Interest-bearing deposits | $305,633,000 | 1,552 |
| Deposits held in domestic offices | $361,033,000 | 1,488 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $139,890,000 | 258 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $0 | 5,604 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $61,556,000 | 202 |
| Total equity capital | $71,455,000 | 967 |
| Total bank equity capital | $71,455,000 | 967 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $3,150,000 | 1,436 |
| Surplus | $50,844,000 | 656 |
| Undivided profits | $17,461,000 | 2,046 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $180,000 | 6,090 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $4,691,000 | 748 |
| Earning assets | $605,350,000 | 1,013 |
| Long-term assets (5+ years) | $39,739,000 | 2,546 |
| Average Assets, year-to-date | $660,296,500 | 1,018 |
| Average Assets, quarterly | $660,296,500 | 1,018 |
| Volatile liabilities | $201,931,000 | 729 |
| Insider loans | $13,600,000 | 513 |
| FHLB advances | $0 | 5,198 |
| Loans and leases held for sale | $0 | 1,797 |
| Unused loan commitments | $6,703,000 | 5,591 |
| Tier 1 (core) risk-based capital | $60,774,000 | 1,035 |
| Tier 2 risk-based capital | $1,612,000 | 2,917 |
| Total risk weighted assets | $270,859,000 | 1,858 |
| Total unused commitments | $6,703,000 | 5,596 |
| Derivatives | $0 | 1,109 |
| 2007-12-31 | Rank | |
| # of Employees: | 96 | 1,791 |
| Assets and Liabilities | ||
| Total Assets: | $686,659,000 | 984 |
| Cash and due from depository institutions | $10,674,000 | 1,791 |
| Interest-bearing balances | $0 | 6,620 |
| Securities | $300,839,000 | 419 |
| Federal funds sold & reverse repurchase agreements | $139,279,000 | 137 |
| Net loans & leases | $218,251,000 | 2,149 |
| Loan loss allowance | $1,574,000 | 3,083 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $3,401,000 | 3,395 |
| Other real estate owned | $0 | 1,791 |
| Goodwill and other intangibles | $6,364,000 | 826 |
| All other assets | $7,851,000 | 2,200 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $686,659,000 | 984 |
| Total liabilities | $620,426,000 | 980 |
| Total deposits | $387,074,000 | 1,373 |
| Interest-bearing deposits | $328,598,000 | 1,410 |
| Deposits held in domestic offices | $387,074,000 | 1,370 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $43,881,000 | 521 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $0 | 5,553 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $189,471,000 | 102 |
| Total equity capital | $66,233,000 | 1,039 |
| Total bank equity capital | $66,233,000 | 1,039 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $3,150,000 | 1,425 |
| Surplus | $50,844,000 | 651 |
| Undivided profits | $12,239,000 | 2,721 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $212,000 | 5,721 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $5,844,000 | 658 |
| Earning assets | $658,369,000 | 937 |
| Long-term assets (5+ years) | $49,858,000 | 2,003 |
| Average Assets, year-to-date | $615,419,000 | 1,052 |
| Average Assets, quarterly | $614,626,000 | 1,075 |
| Volatile liabilities | $115,314,000 | 1,276 |
| Insider loans | $14,953,000 | 455 |
| FHLB advances | $0 | 5,108 |
| Loans and leases held for sale | $0 | 1,738 |
| Unused loan commitments | $7,022,000 | 5,442 |
| Tier 1 (core) risk-based capital | $58,207,000 | 1,079 |
| Tier 2 risk-based capital | $1,574,000 | 2,946 |
| Total risk weighted assets | $279,232,000 | 1,784 |
| Total unused commitments | $7,022,000 | 5,442 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 92 | 1,867 |
| Assets and Liabilities | ||
| Total Assets: | $542,593,000 | 1,239 |
| Cash and due from depository institutions | $12,699,000 | 1,867 |
| Interest-bearing balances | $0 | 6,576 |
| Securities | $251,229,000 | 493 |
| Federal funds sold & reverse repurchase agreements | $51,068,000 | 268 |
| Net loans & leases | $210,757,000 | 2,173 |
| Loan loss allowance | $1,583,000 | 3,035 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $3,478,000 | 3,300 |
| Other real estate owned | $0 | 1,867 |
| Goodwill and other intangibles | $6,364,000 | 793 |
| All other assets | $6,998,000 | 2,388 |
| Life insurance assets | $0 | 4,026 |
| Total liabilities and capital | $542,593,000 | 1,239 |
| Total liabilities | $480,066,000 | 1,247 |
| Total deposits | $386,672,000 | 1,369 |
| Interest-bearing deposits | $341,612,000 | 1,342 |
| Deposits held in domestic offices | $386,672,000 | 1,365 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $36,028,000 | 576 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $0 | 5,543 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $57,366,000 | 219 |
| Total equity capital | $62,527,000 | 1,088 |
| Total bank equity capital | $62,527,000 | 1,088 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $3,150,000 | 1,401 |
| Surplus | $50,844,000 | 638 |
| Undivided profits | $8,533,000 | 3,516 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $217,000 | 5,518 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $4,995,000 | 828 |
| Earning assets | $513,054,000 | 1,192 |
| Long-term assets (5+ years) | $46,550,000 | 2,042 |
| Average Assets, year-to-date | $597,609,000 | 1,078 |
| Average Assets, quarterly | $547,609,000 | 1,211 |
| Volatile liabilities | $146,568,000 | 984 |
| Insider loans | $15,232,000 | 444 |
| FHLB advances | $0 | 5,081 |
| Loans and leases held for sale | $0 | 1,751 |
| Unused loan commitments | $6,904,000 | 5,495 |
| Tier 1 (core) risk-based capital | $55,869,000 | 1,132 |
| Tier 2 risk-based capital | $1,583,000 | 2,920 |
| Total risk weighted assets | $243,027,000 | 1,990 |
| Total unused commitments | $6,904,000 | 5,496 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 94 | 1,861 |
| Assets and Liabilities | ||
| Total Assets: | $552,625,000 | 1,218 |
| Cash and due from depository institutions | $9,669,000 | 1,861 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $265,067,000 | 471 |
| Federal funds sold & reverse repurchase agreements | $37,774,000 | 407 |
| Net loans & leases | $221,700,000 | 2,084 |
| Loan loss allowance | $1,593,000 | 3,004 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $3,546,000 | 3,239 |
| Other real estate owned | $0 | 1,861 |
| Goodwill and other intangibles | $6,364,000 | 799 |
| All other assets | $8,505,000 | 2,029 |
| Life insurance assets | $0 | 4,058 |
| Total liabilities and capital | $552,625,000 | 1,218 |
| Total liabilities | $494,057,000 | 1,223 |
| Total deposits | $399,700,000 | 1,318 |
| Interest-bearing deposits | $347,053,000 | 1,324 |
| Deposits held in domestic offices | $399,700,000 | 1,313 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $30,908,000 | 634 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,494 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $63,449,000 | 208 |
| Total equity capital | $58,568,000 | 1,160 |
| Total bank equity capital | $58,568,000 | 1,160 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $3,150,000 | 1,392 |
| Surplus | $50,844,000 | 651 |
| Undivided profits | $4,574,000 | 4,820 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $225,000 | 5,376 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $5,333,000 | 733 |
| Earning assets | $524,541,000 | 1,171 |
| Long-term assets (5+ years) | $62,022,000 | 1,621 |
| Average Assets, year-to-date | $615,947,670 | 1,063 |
| Average Assets, quarterly | $580,639,500 | 1,143 |
| Volatile liabilities | $147,546,000 | 969 |
| Insider loans | $16,174,000 | 400 |
| FHLB advances | $0 | 5,027 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $6,683,000 | 5,576 |
| Tier 1 (core) risk-based capital | $54,266,000 | 1,170 |
| Tier 2 risk-based capital | $1,593,000 | 2,896 |
| Total risk weighted assets | $253,688,000 | 1,926 |
| Total unused commitments | $6,683,000 | 5,578 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 95 | 1,825 |
| Assets and Liabilities | ||
| Total Assets: | $608,654,000 | 1,089 |
| Cash and due from depository institutions | $10,031,000 | 1,825 |
| Interest-bearing balances | $0 | 6,642 |
| Securities | $271,922,000 | 464 |
| Federal funds sold & reverse repurchase agreements | $85,551,000 | 236 |
| Net loans & leases | $223,729,000 | 2,028 |
| Loan loss allowance | $1,621,000 | 2,967 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $3,587,000 | 3,196 |
| Other real estate owned | $0 | 1,825 |
| Goodwill and other intangibles | $6,364,000 | 789 |
| All other assets | $7,470,000 | 2,191 |
| Life insurance assets | $0 | 4,074 |
| Total liabilities and capital | $608,654,000 | 1,089 |
| Total liabilities | $550,831,000 | 1,076 |
| Total deposits | $392,006,000 | 1,334 |
| Interest-bearing deposits | $340,525,000 | 1,341 |
| Deposits held in domestic offices | $392,006,000 | 1,329 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $106,000,000 | 296 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $0 | 5,479 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $52,825,000 | 231 |
| Total equity capital | $57,823,000 | 1,160 |
| Total bank equity capital | $57,823,000 | 1,160 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $3,150,000 | 1,375 |
| Surplus | $50,844,000 | 628 |
| Undivided profits | $3,829,000 | 5,279 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $293,000 | 4,890 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $4,906,000 | 758 |
| Earning assets | $581,202,000 | 1,051 |
| Long-term assets (5+ years) | $59,992,000 | 1,640 |
| Average Assets, year-to-date | $647,609,000 | 1,012 |
| Average Assets, quarterly | $647,609,000 | 1,012 |
| Volatile liabilities | $234,005,000 | 638 |
| Insider loans | $17,304,000 | 355 |
| FHLB advances | $0 | 5,010 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $6,042,000 | 5,790 |
| Tier 1 (core) risk-based capital | $52,436,000 | 1,189 |
| Tier 2 risk-based capital | $1,621,000 | 2,835 |
| Total risk weighted assets | $264,458,000 | 1,826 |
| Total unused commitments | $6,042,000 | 5,790 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 95 | 1,827 |
| Assets and Liabilities | ||
| Total Assets: | $686,564,000 | 951 |
| Cash and due from depository institutions | $11,204,000 | 1,827 |
| Interest-bearing balances | $0 | 6,658 |
| Securities | $272,029,000 | 466 |
| Federal funds sold & reverse repurchase agreements | $173,951,000 | 129 |
| Net loans & leases | $211,441,000 | 2,118 |
| Loan loss allowance | $1,630,000 | 2,930 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $3,665,000 | 3,087 |
| Other real estate owned | $0 | 1,827 |
| Goodwill and other intangibles | $6,364,000 | 782 |
| All other assets | $7,910,000 | 2,100 |
| Life insurance assets | $0 | 4,082 |
| Total liabilities and capital | $686,564,000 | 951 |
| Total liabilities | $631,368,000 | 930 |
| Total deposits | $423,402,000 | 1,217 |
| Interest-bearing deposits | $357,949,000 | 1,234 |
| Deposits held in domestic offices | $423,402,000 | 1,215 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $62,486,000 | 421 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,610 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $145,480,000 | 120 |
| Total equity capital | $55,196,000 | 1,191 |
| Total bank equity capital | $55,196,000 | 1,191 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $3,150,000 | 1,365 |
| Surplus | $50,844,000 | 619 |
| Undivided profits | $1,202,000 | 6,953 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $63,000 | 6,436 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $11,000 | 1,049 |
| Income earned, not collected on loans | $4,877,000 | 782 |
| Earning assets | $657,421,000 | 906 |
| Long-term assets (5+ years) | $65,815,000 | 1,518 |
| Average Assets, year-to-date | $569,883,200 | 1,089 |
| Average Assets, quarterly | $600,700,000 | 1,072 |
| Volatile liabilities | $188,037,000 | 855 |
| Insider loans | $16,287,000 | 373 |
| FHLB advances | $0 | 5,139 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $5,914,000 | 5,753 |
| Tier 1 (core) risk-based capital | $50,654,000 | 1,207 |
| Tier 2 risk-based capital | $1,630,000 | 2,804 |
| Total risk weighted assets | $270,058,000 | 1,774 |
| Total unused commitments | $5,914,000 | 5,753 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 94 | 1,849 |
| Assets and Liabilities | ||
| Total Assets: | $514,836,000 | 1,275 |
| Cash and due from depository institutions | $10,943,000 | 1,849 |
| Interest-bearing balances | $0 | 6,705 |
| Securities | $276,393,000 | 471 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,029 |
| Net loans & leases | $209,320,000 | 2,133 |
| Loan loss allowance | $1,652,000 | 2,913 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $3,695,000 | 3,051 |
| Other real estate owned | $0 | 1,849 |
| Goodwill and other intangibles | $6,364,000 | 774 |
| All other assets | $8,121,000 | 2,053 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $514,836,000 | 1,275 |
| Total liabilities | $461,046,000 | 1,272 |
| Total deposits | $312,478,000 | 1,669 |
| Interest-bearing deposits | $256,017,000 | 1,757 |
| Deposits held in domestic offices | $312,478,000 | 1,665 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $119,465,000 | 286 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $0 | 5,812 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $29,103,000 | 347 |
| Total equity capital | $53,790,000 | 1,218 |
| Total bank equity capital | $53,790,000 | 1,218 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $3,150,000 | 1,354 |
| Surplus | $50,844,000 | 613 |
| Undivided profits | $-204,000 | 8,035 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $113,000 | 5,998 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $11,000 | 1,082 |
| Income earned, not collected on loans | $4,768,000 | 803 |
| Earning assets | $485,713,000 | 1,226 |
| Long-term assets (5+ years) | $72,631,000 | 1,397 |
| Average Assets, year-to-date | $540,713,000 | 1,169 |
| Average Assets, quarterly | $524,252,500 | 1,236 |
| Volatile liabilities | $161,558,000 | 989 |
| Insider loans | $19,900,000 | 296 |
| FHLB advances | $0 | 5,308 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $4,840,000 | 6,117 |
| Tier 1 (core) risk-based capital | $49,219,000 | 1,247 |
| Tier 2 risk-based capital | $1,652,000 | 2,774 |
| Total risk weighted assets | $233,399,000 | 2,011 |
| Total unused commitments | $4,840,000 | 6,118 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 99 | 1,767 |
| Assets and Liabilities | ||
| Total Assets: | $533,669,000 | 1,206 |
| Cash and due from depository institutions | $12,900,000 | 1,767 |
| Interest-bearing balances | $0 | 6,732 |
| Securities | $276,898,000 | 476 |
| Federal funds sold & reverse repurchase agreements | $27,290,000 | 441 |
| Net loans & leases | $197,146,000 | 2,224 |
| Loan loss allowance | $1,690,000 | 2,818 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $3,713,000 | 3,014 |
| Other real estate owned | $0 | 1,767 |
| Goodwill and other intangibles | $6,364,000 | 760 |
| All other assets | $9,358,000 | 1,824 |
| Life insurance assets | $0 | 4,035 |
| Total liabilities and capital | $533,669,000 | 1,206 |
| Total liabilities | $458,317,000 | 1,271 |
| Total deposits | $389,343,000 | 1,285 |
| Interest-bearing deposits | $332,615,000 | 1,295 |
| Deposits held in domestic offices | $389,343,000 | 1,281 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $58,457,000 | 440 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $0 | 5,848 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $10,517,000 | 614 |
| Total equity capital | $75,352,000 | 853 |
| Total bank equity capital | $75,352,000 | 853 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $3,150,000 | 1,344 |
| Surplus | $50,844,000 | 607 |
| Undivided profits | $21,358,000 | 1,607 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $110,000 | 5,992 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $4,651,000 | 743 |
| Earning assets | $501,334,000 | 1,179 |
| Long-term assets (5+ years) | $79,407,000 | 1,286 |
| Average Assets, year-to-date | $549,338,670 | 1,144 |
| Average Assets, quarterly | $522,941,000 | 1,224 |
| Volatile liabilities | $161,738,000 | 963 |
| Insider loans | $15,559,000 | 386 |
| FHLB advances | $0 | 5,334 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $4,646,000 | 6,274 |
| Tier 1 (core) risk-based capital | $72,951,000 | 814 |
| Tier 2 risk-based capital | $1,690,000 | 2,687 |
| Total risk weighted assets | $228,267,000 | 2,020 |
| Total unused commitments | $4,646,000 | 6,274 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 98 | 1,769 |
| Assets and Liabilities | ||
| Total Assets: | $512,213,000 | 1,239 |
| Cash and due from depository institutions | $11,272,000 | 1,769 |
| Interest-bearing balances | $0 | 6,770 |
| Securities | $283,340,000 | 477 |
| Federal funds sold & reverse repurchase agreements | $11,127,000 | 1,347 |
| Net loans & leases | $187,964,000 | 2,259 |
| Loan loss allowance | $1,705,000 | 2,765 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $3,696,000 | 2,969 |
| Other real estate owned | $0 | 1,769 |
| Goodwill and other intangibles | $6,364,000 | 733 |
| All other assets | $8,450,000 | 1,920 |
| Life insurance assets | $0 | 4,002 |
| Total liabilities and capital | $512,213,000 | 1,239 |
| Total liabilities | $436,289,000 | 1,307 |
| Total deposits | $339,861,000 | 1,483 |
| Interest-bearing deposits | $282,482,000 | 1,546 |
| Deposits held in domestic offices | $339,861,000 | 1,480 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $87,729,000 | 330 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,773 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $8,699,000 | 691 |
| Total equity capital | $75,924,000 | 833 |
| Total bank equity capital | $75,924,000 | 833 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $3,150,000 | 1,334 |
| Surplus | $50,844,000 | 584 |
| Undivided profits | $21,930,000 | 1,577 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $106,000 | 6,034 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $4,353,000 | 742 |
| Earning assets | $482,431,000 | 1,210 |
| Long-term assets (5+ years) | $66,871,000 | 1,457 |
| Average Assets, year-to-date | $557,173,500 | 1,116 |
| Average Assets, quarterly | $557,173,500 | 1,116 |
| Volatile liabilities | $146,533,000 | 1,009 |
| Insider loans | $14,505,000 | 418 |
| FHLB advances | $0 | 5,285 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $4,234,000 | 6,380 |
| Tier 1 (core) risk-based capital | $72,614,000 | 800 |
| Tier 2 risk-based capital | $1,705,000 | 2,627 |
| Total risk weighted assets | $214,373,000 | 2,076 |
| Total unused commitments | $4,234,000 | 6,381 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 102 | 1,695 |
| Assets and Liabilities | ||
| Total Assets: | $602,134,000 | 1,039 |
| Cash and due from depository institutions | $12,913,000 | 1,695 |
| Interest-bearing balances | $0 | 6,803 |
| Securities | $337,024,000 | 418 |
| Federal funds sold & reverse repurchase agreements | $50,276,000 | 254 |
| Net loans & leases | $183,612,000 | 2,274 |
| Loan loss allowance | $1,715,000 | 2,703 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $3,889,000 | 2,805 |
| Other real estate owned | $0 | 1,695 |
| Goodwill and other intangibles | $6,364,000 | 718 |
| All other assets | $8,056,000 | 2,008 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $602,134,000 | 1,039 |
| Total liabilities | $525,711,000 | 1,067 |
| Total deposits | $382,483,000 | 1,279 |
| Interest-bearing deposits | $320,679,000 | 1,300 |
| Deposits held in domestic offices | $382,483,000 | 1,277 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $79,723,000 | 355 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,856 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $63,505,000 | 218 |
| Total equity capital | $76,423,000 | 817 |
| Total bank equity capital | $76,423,000 | 817 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $3,150,000 | 1,321 |
| Surplus | $50,844,000 | 570 |
| Undivided profits | $22,429,000 | 1,536 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $166,000 | 5,578 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $4,407,000 | 729 |
| Earning assets | $570,912,000 | 1,003 |
| Long-term assets (5+ years) | $61,570,000 | 1,527 |
| Average Assets, year-to-date | $566,342,400 | 1,043 |
| Average Assets, quarterly | $551,216,500 | 1,114 |
| Volatile liabilities | $178,061,000 | 843 |
| Insider loans | $12,278,000 | 505 |
| FHLB advances | $0 | 5,326 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $4,449,000 | 6,235 |
| Tier 1 (core) risk-based capital | $72,470,000 | 779 |
| Tier 2 risk-based capital | $1,715,000 | 2,578 |
| Total risk weighted assets | $227,054,000 | 1,948 |
| Total unused commitments | $4,449,000 | 6,236 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 102 | 1,681 |
| Assets and Liabilities | ||
| Total Assets: | $500,299,000 | 1,219 |
| Cash and due from depository institutions | $14,313,000 | 1,681 |
| Interest-bearing balances | $0 | 6,835 |
| Securities | $290,145,000 | 470 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,951 |
| Net loans & leases | $178,491,000 | 2,298 |
| Loan loss allowance | $1,738,000 | 2,662 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $3,657,000 | 2,924 |
| Other real estate owned | $0 | 1,681 |
| Goodwill and other intangibles | $6,364,000 | 691 |
| All other assets | $7,329,000 | 2,103 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $500,299,000 | 1,219 |
| Total liabilities | $424,575,000 | 1,297 |
| Total deposits | $309,349,000 | 1,587 |
| Interest-bearing deposits | $246,115,000 | 1,697 |
| Deposits held in domestic offices | $309,349,000 | 1,583 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $110,292,000 | 275 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $0 | 5,928 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $4,934,000 | 991 |
| Total equity capital | $75,724,000 | 806 |
| Total bank equity capital | $75,724,000 | 806 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $3,150,000 | 1,289 |
| Surplus | $50,844,000 | 556 |
| Undivided profits | $21,730,000 | 1,600 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $179,000 | 5,594 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $3,803,000 | 803 |
| Earning assets | $468,636,000 | 1,192 |
| Long-term assets (5+ years) | $51,931,000 | 1,723 |
| Average Assets, year-to-date | $557,394,500 | 1,043 |
| Average Assets, quarterly | $518,414,500 | 1,162 |
| Volatile liabilities | $153,792,000 | 912 |
| Insider loans | $9,020,000 | 687 |
| FHLB advances | $0 | 5,403 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $4,182,000 | 6,298 |
| Tier 1 (core) risk-based capital | $71,557,000 | 777 |
| Tier 2 risk-based capital | $1,738,000 | 2,518 |
| Total risk weighted assets | $199,822,000 | 2,150 |
| Total unused commitments | $4,182,000 | 6,299 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 138 | 1,222 |
| Assets and Liabilities | ||
| Total Assets: | $536,530,000 | 1,108 |
| Cash and due from depository institutions | $12,338,000 | 1,222 |
| Interest-bearing balances | $0 | 6,834 |
| Securities | $308,554,000 | 449 |
| Federal funds sold & reverse repurchase agreements | $26,914,000 | 463 |
| Net loans & leases | $170,843,000 | 2,327 |
| Loan loss allowance | $1,726,000 | 2,643 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $4,692,000 | 2,283 |
| Other real estate owned | $0 | 1,222 |
| Goodwill and other intangibles | $6,364,000 | 684 |
| All other assets | $6,825,000 | 2,142 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $536,530,000 | 1,108 |
| Total liabilities | $464,887,000 | 1,155 |
| Total deposits | $410,986,000 | 1,111 |
| Interest-bearing deposits | $329,130,000 | 1,187 |
| Deposits held in domestic offices | $410,986,000 | 1,108 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $51,171,000 | 443 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,868 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $2,730,000 | 1,541 |
| Total equity capital | $71,643,000 | 829 |
| Total bank equity capital | $71,643,000 | 829 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $3,150,000 | 1,269 |
| Surplus | $50,844,000 | 537 |
| Undivided profits | $17,649,000 | 1,886 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $295,000 | 4,640 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $154,000 | 652 |
| Income earned, not collected on loans | $3,822,000 | 726 |
| Earning assets | $506,311,000 | 1,079 |
| Long-term assets (5+ years) | $41,943,000 | 2,028 |
| Average Assets, year-to-date | $576,426,330 | 1,002 |
| Average Assets, quarterly | $573,174,500 | 1,017 |
| Volatile liabilities | $118,509,000 | 1,106 |
| Insider loans | $9,112,000 | 657 |
| FHLB advances | $0 | 5,357 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $4,040,000 | 6,389 |
| Tier 1 (core) risk-based capital | $66,865,000 | 809 |
| Tier 2 risk-based capital | $1,726,000 | 2,494 |
| Total risk weighted assets | $196,771,000 | 2,121 |
| Total unused commitments | $4,040,000 | 6,389 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 144 | 1,141 |
| Assets and Liabilities | ||
| Total Assets: | $609,819,000 | 958 |
| Cash and due from depository institutions | $12,451,000 | 1,141 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $318,210,000 | 433 |
| Federal funds sold & reverse repurchase agreements | $94,371,000 | 163 |
| Net loans & leases | $166,015,000 | 2,339 |
| Loan loss allowance | $1,741,000 | 2,620 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $4,717,000 | 2,247 |
| Other real estate owned | $0 | 1,141 |
| Goodwill and other intangibles | $6,364,000 | 675 |
| All other assets | $7,691,000 | 1,932 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $609,819,000 | 958 |
| Total liabilities | $540,205,000 | 975 |
| Total deposits | $438,498,000 | 1,024 |
| Interest-bearing deposits | $337,005,000 | 1,147 |
| Deposits held in domestic offices | $438,498,000 | 1,020 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $99,185,000 | 300 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,784 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $2,522,000 | 1,609 |
| Total equity capital | $69,614,000 | 815 |
| Total bank equity capital | $69,614,000 | 815 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $3,150,000 | 1,262 |
| Surplus | $50,844,000 | 529 |
| Undivided profits | $15,620,000 | 2,034 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $151,000 | 5,800 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $3,720,000 | 714 |
| Earning assets | $578,596,000 | 929 |
| Long-term assets (5+ years) | $30,733,000 | 2,594 |
| Average Assets, year-to-date | $596,374,500 | 967 |
| Average Assets, quarterly | $596,374,500 | 967 |
| Volatile liabilities | $175,333,000 | 769 |
| Insider loans | $9,411,000 | 613 |
| FHLB advances | $0 | 5,246 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $3,619,000 | 6,616 |
| Tier 1 (core) risk-based capital | $65,970,000 | 804 |
| Tier 2 risk-based capital | $1,741,000 | 2,466 |
| Total risk weighted assets | $205,699,000 | 1,983 |
| Total unused commitments | $3,619,000 | 6,618 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 145 | 1,150 |
| Assets and Liabilities | ||
| Total Assets: | $582,930,000 | 997 |
| Cash and due from depository institutions | $16,607,000 | 1,150 |
| Interest-bearing balances | $0 | 6,872 |
| Securities | $385,382,000 | 376 |
| Federal funds sold & reverse repurchase agreements | $140,000 | 5,928 |
| Net loans & leases | $162,907,000 | 2,363 |
| Loan loss allowance | $1,767,000 | 2,553 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $4,755,000 | 2,194 |
| Other real estate owned | $0 | 1,150 |
| Goodwill and other intangibles | $6,364,000 | 666 |
| All other assets | $6,775,000 | 2,104 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $582,930,000 | 997 |
| Total liabilities | $511,712,000 | 1,016 |
| Total deposits | $430,718,000 | 1,016 |
| Interest-bearing deposits | $332,348,000 | 1,152 |
| Deposits held in domestic offices | $430,718,000 | 1,015 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $78,631,000 | 345 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $0 | 5,836 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $2,363,000 | 1,675 |
| Total equity capital | $71,218,000 | 815 |
| Total bank equity capital | $71,218,000 | 815 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $3,150,000 | 1,245 |
| Surplus | $50,844,000 | 529 |
| Undivided profits | $17,224,000 | 1,926 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $134,000 | 6,032 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $3,703,000 | 713 |
| Earning assets | $548,429,000 | 973 |
| Long-term assets (5+ years) | $18,237,000 | 3,659 |
| Average Assets, year-to-date | $564,608,800 | 974 |
| Average Assets, quarterly | $556,139,500 | 1,023 |
| Volatile liabilities | $135,780,000 | 925 |
| Insider loans | $17,627,000 | 272 |
| FHLB advances | $0 | 5,260 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $3,389,000 | 6,603 |
| Tier 1 (core) risk-based capital | $66,509,000 | 803 |
| Tier 2 risk-based capital | $1,767,000 | 2,423 |
| Total risk weighted assets | $194,199,000 | 2,088 |
| Total unused commitments | $3,389,000 | 6,603 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 145 | 1,159 |
| Assets and Liabilities | ||
| Total Assets: | $529,349,000 | 1,079 |
| Cash and due from depository institutions | $17,230,000 | 1,159 |
| Interest-bearing balances | $0 | 6,935 |
| Securities | $332,447,000 | 425 |
| Federal funds sold & reverse repurchase agreements | $2,270,000 | 3,410 |
| Net loans & leases | $160,077,000 | 2,358 |
| Loan loss allowance | $1,786,000 | 2,539 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $4,685,000 | 2,195 |
| Other real estate owned | $0 | 1,159 |
| Goodwill and other intangibles | $6,364,000 | 649 |
| All other assets | $6,276,000 | 2,190 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $529,349,000 | 1,079 |
| Total liabilities | $457,187,000 | 1,125 |
| Total deposits | $408,167,000 | 1,060 |
| Interest-bearing deposits | $324,875,000 | 1,178 |
| Deposits held in domestic offices | $408,167,000 | 1,056 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $46,830,000 | 454 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $0 | 5,863 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $2,190,000 | 1,789 |
| Total equity capital | $72,162,000 | 793 |
| Total bank equity capital | $72,162,000 | 793 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $3,150,000 | 1,233 |
| Surplus | $50,844,000 | 517 |
| Undivided profits | $18,168,000 | 1,836 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $91,000 | 6,615 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $3,696,000 | 717 |
| Earning assets | $494,794,000 | 1,054 |
| Long-term assets (5+ years) | $14,518,000 | 4,205 |
| Average Assets, year-to-date | $560,028,500 | 979 |
| Average Assets, quarterly | $532,404,000 | 1,058 |
| Volatile liabilities | $111,912,000 | 1,054 |
| Insider loans | $17,609,000 | 272 |
| FHLB advances | $0 | 5,299 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $5,371,000 | 5,716 |
| Tier 1 (core) risk-based capital | $66,689,000 | 792 |
| Tier 2 risk-based capital | $1,786,000 | 2,388 |
| Total risk weighted assets | $179,999,000 | 2,189 |
| Total unused commitments | $5,371,000 | 5,722 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 144 | 1,176 |
| Assets and Liabilities | ||
| Total Assets: | $535,459,000 | 1,044 |
| Cash and due from depository institutions | $20,269,000 | 1,176 |
| Interest-bearing balances | $0 | 6,951 |
| Securities | $343,933,000 | 418 |
| Federal funds sold & reverse repurchase agreements | $1,250,000 | 4,159 |
| Net loans & leases | $152,311,000 | 2,419 |
| Loan loss allowance | $1,811,000 | 2,492 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $4,490,000 | 2,234 |
| Other real estate owned | $0 | 1,176 |
| Goodwill and other intangibles | $6,364,000 | 632 |
| All other assets | $6,842,000 | 2,042 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $535,459,000 | 1,044 |
| Total liabilities | $463,974,000 | 1,090 |
| Total deposits | $377,343,000 | 1,145 |
| Interest-bearing deposits | $290,811,000 | 1,308 |
| Deposits held in domestic offices | $377,343,000 | 1,141 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $83,671,000 | 326 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,862 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $2,960,000 | 1,306 |
| Total equity capital | $71,485,000 | 778 |
| Total bank equity capital | $71,485,000 | 778 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $3,150,000 | 1,234 |
| Surplus | $50,844,000 | 502 |
| Undivided profits | $17,491,000 | 1,795 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $424,000 | 4,351 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $3,785,000 | 673 |
| Earning assets | $497,494,000 | 1,024 |
| Long-term assets (5+ years) | $16,807,000 | 4,007 |
| Average Assets, year-to-date | $570,255,000 | 958 |
| Average Assets, quarterly | $536,655,000 | 1,027 |
| Volatile liabilities | $101,638,000 | 1,123 |
| Insider loans | $16,585,000 | 278 |
| FHLB advances | $0 | 5,298 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $5,089,000 | 5,866 |
| Tier 1 (core) risk-based capital | $66,785,000 | 778 |
| Tier 2 risk-based capital | $1,811,000 | 2,340 |
| Total risk weighted assets | $175,175,000 | 2,192 |
| Total unused commitments | $5,089,000 | 5,869 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 144 | 1,172 |
| Assets and Liabilities | ||
| Total Assets: | $537,851,000 | 1,029 |
| Cash and due from depository institutions | $16,674,000 | 1,172 |
| Interest-bearing balances | $0 | 6,987 |
| Securities | $355,471,000 | 402 |
| Federal funds sold & reverse repurchase agreements | $1,110,000 | 5,488 |
| Net loans & leases | $147,832,000 | 2,427 |
| Loan loss allowance | $1,816,000 | 2,459 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $4,507,000 | 2,198 |
| Other real estate owned | $0 | 1,172 |
| Goodwill and other intangibles | $6,364,000 | 618 |
| All other assets | $5,893,000 | 2,185 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $537,851,000 | 1,029 |
| Total liabilities | $464,129,000 | 1,070 |
| Total deposits | $401,705,000 | 1,049 |
| Interest-bearing deposits | $302,694,000 | 1,249 |
| Deposits held in domestic offices | $401,705,000 | 1,047 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $58,284,000 | 397 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $0 | 5,747 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $4,140,000 | 1,125 |
| Total equity capital | $73,722,000 | 760 |
| Total bank equity capital | $73,722,000 | 760 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $3,150,000 | 1,226 |
| Surplus | $50,844,000 | 496 |
| Undivided profits | $19,728,000 | 1,699 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $127,000 | 6,406 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $3,812,000 | 665 |
| Earning assets | $504,413,000 | 1,002 |
| Long-term assets (5+ years) | $9,977,000 | 5,011 |
| Average Assets, year-to-date | $587,653,000 | 933 |
| Average Assets, quarterly | $587,653,000 | 933 |
| Volatile liabilities | $79,378,000 | 1,318 |
| Insider loans | $16,930,000 | 263 |
| FHLB advances | $0 | 5,150 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $4,463,000 | 6,127 |
| Tier 1 (core) risk-based capital | $66,326,000 | 780 |
| Tier 2 risk-based capital | $1,816,000 | 2,288 |
| Total risk weighted assets | $167,743,000 | 2,225 |
| Total unused commitments | $4,463,000 | 6,133 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 142 | 1,190 |
| Assets and Liabilities | ||
| Total Assets: | $637,455,000 | 870 |
| Cash and due from depository institutions | $23,385,000 | 1,190 |
| Interest-bearing balances | $0 | 6,994 |
| Securities | $451,679,000 | 349 |
| Federal funds sold & reverse repurchase agreements | $515,000 | 5,564 |
| Net loans & leases | $145,332,000 | 2,443 |
| Loan loss allowance | $1,886,000 | 2,376 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $3,951,000 | 2,498 |
| Other real estate owned | $0 | 1,190 |
| Goodwill and other intangibles | $6,364,000 | 620 |
| All other assets | $6,229,000 | 2,110 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $637,455,000 | 870 |
| Total liabilities | $564,361,000 | 884 |
| Total deposits | $460,421,000 | 931 |
| Interest-bearing deposits | $338,284,000 | 1,087 |
| Deposits held in domestic offices | $460,421,000 | 929 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $100,358,000 | 299 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $3,582,000 | 1,194 |
| Total equity capital | $73,094,000 | 755 |
| Total bank equity capital | $73,094,000 | 755 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $3,150,000 | 1,232 |
| Surplus | $50,844,000 | 499 |
| Undivided profits | $19,100,000 | 1,708 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $105,000 | 6,662 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $4,148,000 | 613 |
| Earning assets | $597,526,000 | 856 |
| Long-term assets (5+ years) | $25,143,000 | 3,150 |
| Average Assets, year-to-date | $576,105,800 | 929 |
| Average Assets, quarterly | $590,329,500 | 934 |
| Volatile liabilities | $143,764,000 | 804 |
| Insider loans | $16,956,000 | 263 |
| FHLB advances | $0 | 5,171 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $4,062,000 | 6,150 |
| Tier 1 (core) risk-based capital | $66,674,000 | 758 |
| Tier 2 risk-based capital | $1,886,000 | 2,209 |
| Total risk weighted assets | $183,862,000 | 2,041 |
| Total unused commitments | $4,062,000 | 6,155 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 142 | 1,201 |
| Assets and Liabilities | ||
| Total Assets: | $543,204,000 | 1,026 |
| Cash and due from depository institutions | $20,978,000 | 1,201 |
| Interest-bearing balances | $0 | 7,032 |
| Securities | $365,000,000 | 411 |
| Federal funds sold & reverse repurchase agreements | $2,275,000 | 4,153 |
| Net loans & leases | $138,299,000 | 2,543 |
| Loan loss allowance | $1,890,000 | 2,372 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $3,924,000 | 2,482 |
| Other real estate owned | $0 | 1,201 |
| Goodwill and other intangibles | $6,364,000 | 614 |
| All other assets | $6,364,000 | 2,062 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $543,204,000 | 1,026 |
| Total liabilities | $468,830,000 | 1,083 |
| Total deposits | $404,217,000 | 1,063 |
| Interest-bearing deposits | $315,406,000 | 1,201 |
| Deposits held in domestic offices | $404,217,000 | 1,061 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $57,350,000 | 413 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,773 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $7,263,000 | 741 |
| Total equity capital | $74,374,000 | 746 |
| Total bank equity capital | $74,374,000 | 746 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $3,150,000 | 1,229 |
| Surplus | $50,844,000 | 511 |
| Undivided profits | $20,380,000 | 1,606 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $218,000 | 5,901 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $4,169,000 | 641 |
| Earning assets | $505,574,000 | 1,006 |
| Long-term assets (5+ years) | $54,634,000 | 1,779 |
| Average Assets, year-to-date | $560,768,500 | 968 |
| Average Assets, quarterly | $551,898,000 | 1,004 |
| Volatile liabilities | $96,831,000 | 1,100 |
| Insider loans | $17,428,000 | 249 |
| FHLB advances | $0 | 5,135 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $3,545,000 | 6,415 |
| Tier 1 (core) risk-based capital | $66,728,000 | 751 |
| Tier 2 risk-based capital | $1,890,000 | 2,181 |
| Total risk weighted assets | $158,950,000 | 2,319 |
| Total unused commitments | $3,545,000 | 6,422 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 145 | 1,169 |
| Assets and Liabilities | ||
| Total Assets: | $560,592,000 | 992 |
| Cash and due from depository institutions | $15,858,000 | 1,169 |
| Interest-bearing balances | $0 | 7,050 |
| Securities | $348,973,000 | 414 |
| Federal funds sold & reverse repurchase agreements | $42,923,000 | 372 |
| Net loans & leases | $135,873,000 | 2,540 |
| Loan loss allowance | $1,935,000 | 2,294 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $3,967,000 | 2,430 |
| Other real estate owned | $0 | 1,169 |
| Goodwill and other intangibles | $6,364,000 | 586 |
| All other assets | $6,634,000 | 1,916 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $560,592,000 | 992 |
| Total liabilities | $485,659,000 | 1,032 |
| Total deposits | $417,030,000 | 1,035 |
| Interest-bearing deposits | $330,979,000 | 1,117 |
| Deposits held in domestic offices | $417,030,000 | 1,034 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $61,341,000 | 376 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $7,288,000 | 779 |
| Total equity capital | $74,933,000 | 741 |
| Total bank equity capital | $74,933,000 | 741 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $3,150,000 | 1,214 |
| Surplus | $50,844,000 | 493 |
| Undivided profits | $20,939,000 | 1,579 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $199,000 | 6,075 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $4,461,000 | 584 |
| Earning assets | $527,769,000 | 964 |
| Long-term assets (5+ years) | $3,623,000 | 6,624 |
| Average Assets, year-to-date | $566,623,330 | 963 |
| Average Assets, quarterly | $547,522,500 | 998 |
| Volatile liabilities | $95,951,000 | 1,095 |
| Insider loans | $16,910,000 | 260 |
| FHLB advances | $0 | 5,105 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $2,914,000 | 6,781 |
| Tier 1 (core) risk-based capital | $66,639,000 | 747 |
| Tier 2 risk-based capital | $1,935,000 | 2,107 |
| Total risk weighted assets | $163,046,000 | 2,229 |
| Total unused commitments | $2,914,000 | 6,793 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 143 | 1,173 |
| Assets and Liabilities | ||
| Total Assets: | $534,453,000 | 1,014 |
| Cash and due from depository institutions | $15,686,000 | 1,173 |
| Interest-bearing balances | $0 | 7,012 |
| Securities | $359,281,000 | 406 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,247 |
| Net loans & leases | $142,157,000 | 2,376 |
| Loan loss allowance | $1,840,000 | 2,348 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $4,025,000 | 2,365 |
| Other real estate owned | $0 | 1,173 |
| Goodwill and other intangibles | $6,404,000 | 581 |
| All other assets | $6,900,000 | 1,814 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $534,453,000 | 1,014 |
| Total liabilities | $459,292,000 | 1,068 |
| Total deposits | $395,596,000 | 1,072 |
| Interest-bearing deposits | $309,002,000 | 1,204 |
| Deposits held in domestic offices | $395,596,000 | 1,070 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $56,208,000 | 405 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $0 | 5,712 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $7,488,000 | 764 |
| Total equity capital | $75,161,000 | 732 |
| Total bank equity capital | $75,161,000 | 732 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $3,150,000 | 1,212 |
| Surplus | $50,844,000 | 489 |
| Undivided profits | $21,167,000 | 1,518 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $285,000 | 5,438 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $4,741,000 | 559 |
| Earning assets | $501,438,000 | 987 |
| Long-term assets (5+ years) | $23,114,000 | 3,095 |
| Average Assets, year-to-date | $569,639,000 | 962 |
| Average Assets, quarterly | $569,639,000 | 962 |
| Volatile liabilities | $82,374,000 | 1,214 |
| Insider loans | $17,577,000 | 247 |
| FHLB advances | $0 | 5,057 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $2,772,000 | 6,853 |
| Tier 1 (core) risk-based capital | $66,443,000 | 742 |
| Tier 2 risk-based capital | $1,840,000 | 2,150 |
| Total risk weighted assets | $166,671,000 | 2,133 |
| Total unused commitments | $2,772,000 | 6,868 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 141 | 1,177 |
| Assets and Liabilities | ||
| Total Assets: | $604,825,000 | 891 |
| Cash and due from depository institutions | $23,534,000 | 1,177 |
| Interest-bearing balances | $0 | 7,009 |
| Securities | $428,066,000 | 334 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,991 |
| Net loans & leases | $134,813,000 | 2,483 |
| Loan loss allowance | $1,831,000 | 2,314 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $4,070,000 | 2,303 |
| Other real estate owned | $0 | 1,177 |
| Goodwill and other intangibles | $6,517,000 | 559 |
| All other assets | $7,825,000 | 1,613 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $604,825,000 | 891 |
| Total liabilities | $525,866,000 | 923 |
| Total deposits | $369,829,000 | 1,119 |
| Interest-bearing deposits | $304,938,000 | 1,201 |
| Deposits held in domestic offices | $369,829,000 | 1,118 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $149,144,000 | 231 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $0 | 5,759 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $6,893,000 | 781 |
| Total equity capital | $78,959,000 | 681 |
| Total bank equity capital | $78,959,000 | 681 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $3,150,000 | 1,199 |
| Surplus | $50,844,000 | 483 |
| Undivided profits | $24,965,000 | 1,247 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $450,000 | 4,416 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $2,000 | 1,366 |
| Income earned, not collected on loans | $6,023,000 | 474 |
| Earning assets | $562,879,000 | 887 |
| Long-term assets (5+ years) | $2,442,000 | 7,026 |
| Average Assets, year-to-date | $578,113,800 | 879 |
| Average Assets, quarterly | $570,824,500 | 941 |
| Volatile liabilities | $174,999,000 | 676 |
| Insider loans | $17,747,000 | 233 |
| FHLB advances | $0 | 5,074 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $2,416,000 | 6,960 |
| Tier 1 (core) risk-based capital | $69,062,000 | 703 |
| Tier 2 risk-based capital | $1,831,000 | 2,133 |
| Total risk weighted assets | $178,710,000 | 1,967 |
| Total unused commitments | $2,416,000 | 6,963 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 144 | 1,141 |
| Assets and Liabilities | ||
| Total Assets: | $629,887,000 | 820 |
| Cash and due from depository institutions | $21,961,000 | 1,141 |
| Interest-bearing balances | $0 | 7,015 |
| Securities | $462,611,000 | 295 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,110 |
| Net loans & leases | $126,192,000 | 2,550 |
| Loan loss allowance | $1,842,000 | 2,157 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $4,104,000 | 2,206 |
| Other real estate owned | $0 | 1,141 |
| Goodwill and other intangibles | $7,024,000 | 508 |
| All other assets | $7,995,000 | 1,483 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $629,887,000 | 820 |
| Total liabilities | $553,286,000 | 839 |
| Total deposits | $394,441,000 | 1,014 |
| Interest-bearing deposits | $320,999,000 | 1,069 |
| Deposits held in domestic offices | $394,441,000 | 1,012 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $150,904,000 | 252 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,675 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $7,941,000 | 719 |
| Total equity capital | $76,601,000 | 671 |
| Total bank equity capital | $76,601,000 | 671 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $3,150,000 | 1,195 |
| Surplus | $50,844,000 | 468 |
| Undivided profits | $22,607,000 | 1,266 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $112,000 | 6,816 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $6,000 | 1,412 |
| Income earned, not collected on loans | $6,147,000 | 492 |
| Earning assets | $588,803,000 | 804 |
| Long-term assets (5+ years) | $1,337,000 | 7,704 |
| Average Assets, year-to-date | $592,151,600 | 831 |
| Average Assets, quarterly | $562,100,500 | 901 |
| Volatile liabilities | $178,896,000 | 629 |
| Insider loans | $14,313,000 | 278 |
| FHLB advances | $0 | 4,938 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $1,050,000 | 8,194 |
| Tier 1 (core) risk-based capital | $65,106,000 | 710 |
| Tier 2 risk-based capital | $1,842,000 | 1,992 |
| Total risk weighted assets | $187,183,000 | 1,810 |
| Total unused commitments | $1,050,000 | 8,203 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 155 | 1,041 |
| Assets and Liabilities | ||
| Total Assets: | $708,981,000 | 714 |
| Cash and due from depository institutions | $33,485,000 | 1,041 |
| Interest-bearing balances | $0 | 6,829 |
| Securities | $449,749,000 | 286 |
| Federal funds sold & reverse repurchase agreements | $69,383,000 | 211 |
| Net loans & leases | $136,762,000 | 2,294 |
| Loan loss allowance | $1,652,000 | 2,261 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $4,424,000 | 1,976 |
| Other real estate owned | $0 | 1,041 |
| Goodwill and other intangibles | $8,540,000 | 442 |
| All other assets | $6,638,000 | 1,429 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $708,981,000 | 714 |
| Total liabilities | $636,984,000 | 717 |
| Total deposits | $578,318,000 | 667 |
| Interest-bearing deposits | $507,232,000 | 663 |
| Deposits held in domestic offices | $578,318,000 | 662 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $46,680,000 | 470 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,732 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $11,986,000 | 549 |
| Total equity capital | $71,997,000 | 683 |
| Total bank equity capital | $71,997,000 | 683 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $3,150,000 | 1,191 |
| Surplus | $50,844,000 | 447 |
| Undivided profits | $18,003,000 | 1,520 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $308,000 | 4,830 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $33,000 | 1,125 |
| Income earned, not collected on loans | $1,420,000 | 1,848 |
| Earning assets | $655,894,000 | 710 |
| Long-term assets (5+ years) | $1,596,000 | 7,587 |
| Average Assets, year-to-date | $684,332,400 | 695 |
| Average Assets, quarterly | $630,899,000 | 790 |
| Volatile liabilities | $177,867,000 | 643 |
| Insider loans | $20,709,000 | 193 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $51,987,000 | 1,139 |
| Tier 1 (core) risk-based capital | $63,082,000 | 711 |
| Tier 2 risk-based capital | $1,652,000 | 2,116 |
| Total risk weighted assets | $228,025,500 | 1,438 |
| Total unused commitments | $51,987,000 | 1,141 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 167 | 998 |
| Assets and Liabilities | ||
| Total Assets: | $826,092,000 | 633 |
| Cash and due from depository institutions | $22,106,000 | 998 |
| Interest-bearing balances | $0 | 6,854 |
| Securities | $639,134,000 | 234 |
| Federal funds sold & reverse repurchase agreements | $630,000 | 5,517 |
| Net loans & leases | $139,915,000 | 2,151 |
| Loan loss allowance | $1,613,000 | 2,237 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $4,798,000 | 1,771 |
| Other real estate owned | $0 | 998 |
| Goodwill and other intangibles | $10,055,000 | 399 |
| All other assets | $9,454,000 | 1,044 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $826,092,000 | 633 |
| Total liabilities | $757,234,000 | 624 |
| Total deposits | $641,142,000 | 596 |
| Interest-bearing deposits | $569,595,000 | 590 |
| Deposits held in domestic offices | $641,142,000 | 592 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $108,277,000 | 333 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,751 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $7,815,000 | 702 |
| Total equity capital | $68,858,000 | 686 |
| Total bank equity capital | $68,858,000 | 686 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $3,150,000 | 1,200 |
| Surplus | $50,844,000 | 461 |
| Undivided profits | $14,864,000 | 1,704 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $398,000 | 4,177 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $45,000 | 1,136 |
| Income earned, not collected on loans | $1,534,000 | 1,400 |
| Earning assets | $779,679,000 | 614 |
| Long-term assets (5+ years) | $3,963,000 | 6,710 |
| Average Assets, year-to-date | $791,058,600 | 628 |
| Average Assets, quarterly | $768,445,000 | 652 |
| Volatile liabilities | $376,810,000 | 396 |
| Insider loans | $14,650,000 | 261 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $74,338,000 | 888 |
| Tier 1 (core) risk-based capital | $61,237,000 | 731 |
| Tier 2 risk-based capital | $1,613,000 | 2,055 |
| Total risk weighted assets | $321,268,400 | 989 |
| Total unused commitments | $74,338,000 | 889 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 200 | 842 |
| Assets and Liabilities | ||
| Total Assets: | $874,441,000 | 591 |
| Cash and due from depository institutions | $15,872,000 | 842 |
| Interest-bearing balances | $0 | 6,728 |
| Securities | $697,227,000 | 218 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,346 |
| Net loans & leases | $136,668,000 | 2,047 |
| Loan loss allowance | $2,056,000 | 1,717 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $5,206,000 | 1,541 |
| Other real estate owned | $0 | 842 |
| Goodwill and other intangibles | $11,604,000 | 339 |
| All other assets | $7,864,000 | 1,071 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $874,441,000 | 591 |
| Total liabilities | $805,392,000 | 588 |
| Total deposits | $761,141,000 | 513 |
| Interest-bearing deposits | $678,900,000 | 481 |
| Deposits held in domestic offices | $761,141,000 | 509 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $35,654,000 | 541 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $8,597,000 | 697 |
| Total equity capital | $69,049,000 | 690 |
| Total bank equity capital | $69,049,000 | 690 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $3,150,000 | 1,160 |
| Surplus | $50,869,000 | 447 |
| Undivided profits | $15,030,000 | 1,767 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $243,000 | 5,678 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $181,000 | 672 |
| Income earned, not collected on loans | $1,446,000 | 1,468 |
| Earning assets | $833,895,000 | 572 |
| Long-term assets (5+ years) | $5,728,000 | 5,955 |
| Average Assets, year-to-date | $831,512,000 | 595 |
| Average Assets, quarterly | $837,570,500 | 601 |
| Volatile liabilities | $436,081,000 | 317 |
| Insider loans | $14,978,000 | 243 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $82,088,000 | 809 |
| Tier 1 (core) risk-based capital | $54,401,000 | 787 |
| Tier 2 risk-based capital | $2,056,000 | 1,582 |
| Total risk weighted assets | $326,712,900 | 906 |
| Total unused commitments | $82,088,000 | 815 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 213 | 838 |
| Assets and Liabilities | ||
| Total Assets: | $832,982,000 | 621 |
| Cash and due from depository institutions | $27,835,000 | 838 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $589,590,000 | 243 |
| Federal funds sold & reverse repurchase agreements | $39,000,000 | 366 |
| Net loans & leases | $146,770,000 | 1,916 |
| Loan loss allowance | $2,648,000 | 1,406 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $5,477,000 | 1,425 |
| Other real estate owned | $0 | 838 |
| Goodwill and other intangibles | $13,141,000 | 315 |
| All other assets | $11,169,000 | 789 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $832,982,000 | 621 |
| Total liabilities | $771,072,000 | 609 |
| Total deposits | $681,926,000 | 577 |
| Interest-bearing deposits | $570,726,000 | 583 |
| Deposits held in domestic offices | $681,926,000 | 571 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $83,845,000 | 376 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $5,301,000 | 958 |
| Total equity capital | $61,910,000 | 767 |
| Total bank equity capital | $61,910,000 | 767 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $3,150,000 | 1,140 |
| Surplus | $50,869,000 | 430 |
| Undivided profits | $7,891,000 | 3,134 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $576,000 | 3,707 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $296,000 | 469 |
| Income earned, not collected on loans | $1,403,000 | 1,564 |
| Earning assets | $775,360,000 | 607 |
| Long-term assets (5+ years) | $8,681,000 | 4,684 |
| Average Assets, year-to-date | $619,212,600 | 745 |
| Average Assets, quarterly | $755,197,500 | 655 |
| Volatile liabilities | $362,244,000 | 362 |
| Insider loans | $13,123,000 | 296 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $62,237,000 | 916 |
| Tier 1 (core) risk-based capital | $47,938,000 | 884 |
| Tier 2 risk-based capital | $2,648,000 | 1,202 |
| Total risk weighted assets | $255,756,100 | 1,139 |
| Total unused commitments | $62,237,000 | 922 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 216 | 866 |
| Assets and Liabilities | ||
| Total Assets: | $426,338,000 | 1,150 |
| Cash and due from depository institutions | $14,252,000 | 866 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $222,180,000 | 584 |
| Federal funds sold & reverse repurchase agreements | $12,000,000 | 1,084 |
| Net loans & leases | $150,591,000 | 1,924 |
| Loan loss allowance | $3,003,000 | 1,332 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $5,996,000 | 1,301 |
| Other real estate owned | $74,000 | 866 |
| Goodwill and other intangibles | $14,683,000 | 289 |
| All other assets | $6,562,000 | 1,279 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $426,338,000 | 1,150 |
| Total liabilities | $369,903,000 | 1,196 |
| Total deposits | $354,144,000 | 1,108 |
| Interest-bearing deposits | $300,579,000 | 1,115 |
| Deposits held in domestic offices | $354,144,000 | 1,100 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $11,687,000 | 1,058 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $4,072,000 | 1,161 |
| Total equity capital | $56,435,000 | 832 |
| Total bank equity capital | $56,435,000 | 832 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $3,150,000 | 1,195 |
| Surplus | $50,869,000 | 429 |
| Undivided profits | $2,416,000 | 6,713 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,121,000 | 2,471 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $630,000 | 222 |
| Income earned, not collected on loans | $1,517,000 | 1,423 |
| Earning assets | $384,771,000 | 1,162 |
| Long-term assets (5+ years) | $18,277,000 | 2,852 |
| Average Assets, year-to-date | $423,363,000 | 1,106 |
| Average Assets, quarterly | $420,052,500 | 1,152 |
| Volatile liabilities | $23,711,000 | 2,541 |
| Insider loans | $19,909,000 | 244 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $55,478,000 | 990 |
| Tier 1 (core) risk-based capital | $41,959,000 | 1,022 |
| Tier 2 risk-based capital | $2,525,510 | 1,276 |
| Total risk weighted assets | $201,563,010 | 1,422 |
| Total unused commitments | $55,478,000 | 995 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 228 | 852 |
| Assets and Liabilities | ||
| Total Assets: | $432,177,000 | 1,138 |
| Cash and due from depository institutions | $16,365,000 | 852 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $226,531,000 | 603 |
| Federal funds sold & reverse repurchase agreements | $5,615,000 | 2,583 |
| Net loans & leases | $154,180,000 | 1,847 |
| Loan loss allowance | $3,397,000 | 1,239 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $6,390,000 | 1,175 |
| Other real estate owned | $94,000 | 852 |
| Goodwill and other intangibles | $16,230,000 | 266 |
| All other assets | $6,772,000 | 1,287 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $432,177,000 | 1,138 |
| Total liabilities | $375,350,000 | 1,177 |
| Total deposits | $359,276,000 | 1,105 |
| Interest-bearing deposits | $304,395,000 | 1,117 |
| Deposits held in domestic offices | $359,276,000 | 1,095 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $10,988,000 | 1,056 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $5,086,000 | 1,029 |
| Total equity capital | $56,827,000 | 861 |
| Total bank equity capital | $56,827,000 | 861 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $3,150,000 | 1,207 |
| Surplus | $50,869,000 | 456 |
| Undivided profits | $2,808,000 | 6,402 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,611,000 | 1,804 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $563,000 | 234 |
| Income earned, not collected on loans | $1,963,000 | 1,152 |
| Earning assets | $386,326,000 | 1,165 |
| Long-term assets (5+ years) | $29,895,000 | 1,822 |
| Average Assets, year-to-date | $443,886,400 | 1,075 |
| Average Assets, quarterly | $431,872,500 | 1,129 |
| Volatile liabilities | $23,223,000 | 2,335 |
| Insider loans | $46,928,000 | 141 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $57,283,000 | 953 |
| Tier 1 (core) risk-based capital | $40,275,000 | 1,085 |
| Tier 2 risk-based capital | $2,320,560 | 1,384 |
| Total risk weighted assets | $184,568,460 | 1,546 |
| Total unused commitments | $57,283,000 | 959 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 239 | 828 |
| Assets and Liabilities | ||
| Total Assets: | $465,688,000 | 1,027 |
| Cash and due from depository institutions | $16,166,000 | 828 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $250,754,000 | 577 |
| Federal funds sold & reverse repurchase agreements | $3,180,000 | 2,694 |
| Net loans & leases | $162,613,000 | 1,727 |
| Loan loss allowance | $3,911,000 | 1,105 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $6,769,000 | 1,080 |
| Other real estate owned | $33,000 | 828 |
| Goodwill and other intangibles | $17,564,000 | 220 |
| All other assets | $8,609,000 | 1,098 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $465,688,000 | 1,027 |
| Total liabilities | $396,796,000 | 1,098 |
| Total deposits | $371,829,000 | 1,035 |
| Interest-bearing deposits | $312,340,000 | 1,065 |
| Deposits held in domestic offices | $371,829,000 | 1,025 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $20,468,000 | 869 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $4,499,000 | 976 |
| Total equity capital | $68,892,000 | 650 |
| Total bank equity capital | $68,892,000 | 650 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $6,881,000 | 545 |
| Surplus | $63,138,000 | 362 |
| Undivided profits | $-1,127,000 | 12,210 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,313,000 | 1,388 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $502,000 | 253 |
| Income earned, not collected on loans | $1,887,000 | 1,027 |
| Earning assets | $416,547,000 | 1,052 |
| Long-term assets (5+ years) | $32,440,000 | 1,720 |
| Average Assets, year-to-date | $494,876,600 | 947 |
| Average Assets, quarterly | $469,811,000 | 1,005 |
| Volatile liabilities | $32,814,000 | 1,704 |
| Insider loans | $7,028,000 | 619 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $50,035,000 | 987 |
| Tier 1 (core) risk-based capital | $54,889,000 | 805 |
| Tier 2 risk-based capital | $2,367,620 | 1,361 |
| Total risk weighted assets | $187,866,420 | 1,486 |
| Total unused commitments | $50,035,000 | 995 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 77 | 2,723 |
| Assets and Liabilities | ||
| Total Assets: | $129,933,000 | 3,495 |
| Cash and due from depository institutions | $5,529,000 | 2,723 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $61,722,000 | 2,213 |
| Federal funds sold & reverse repurchase agreements | $1,240,000 | 7,231 |
| Net loans & leases | $52,054,000 | 4,625 |
| Loan loss allowance | $1,081,000 | 3,449 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $2,659,000 | 2,751 |
| Other real estate owned | $0 | 2,723 |
| Goodwill and other intangibles | $5,217,000 | 415 |
| All other assets | $1,512,000 | 4,412 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $129,933,000 | 3,495 |
| Total liabilities | $113,636,000 | 3,626 |
| Total deposits | $110,954,000 | 3,526 |
| Interest-bearing deposits | $88,761,000 | 3,806 |
| Deposits held in domestic offices | $110,954,000 | 3,519 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,610,000 | 2,397 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $1,072,000 | 2,971 |
| Total equity capital | $16,297,000 | 2,460 |
| Total bank equity capital | $16,297,000 | 2,460 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $3,150,000 | 1,221 |
| Surplus | $13,017,000 | 1,156 |
| Undivided profits | $130,000 | 11,866 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $286,000 | 6,534 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $3,000 | 1,829 |
| Income earned, not collected on loans | $448,000 | 4,180 |
| Earning assets | $115,016,000 | 3,601 |
| Long-term assets (5+ years) | $0 | 11,403 |
| Average Assets, year-to-date | $124,673,200 | 3,535 |
| Average Assets, quarterly | $127,182,500 | 3,535 |
| Volatile liabilities | $2,980,000 | 8,417 |
| Insider loans | $1,405,000 | 2,816 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $900,000 | 9,488 |
| Tier 1 (core) risk-based capital | $11,080,000 | 3,616 |
| Tier 2 risk-based capital | $671,800 | 4,102 |
| Total risk weighted assets | $53,334,500 | 4,633 |
| Total unused commitments | $900,000 | 9,514 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 72 | 2,976 |
| Assets and Liabilities | ||
| Total Assets: | $122,342,000 | 3,774 |
| Cash and due from depository institutions | $10,396,000 | 2,976 |
| Interest-bearing balances | $90,000 | 7,493 |
| Securities | $40,574,000 | 3,371 |
| Federal funds sold & reverse repurchase agreements | $10,990,000 | 1,501 |
| Net loans & leases | $55,991,000 | 4,413 |
| Loan loss allowance | $1,023,000 | 3,636 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $1,206,000 | 5,481 |
| Other real estate owned | $1,657,000 | 2,976 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $1,528,000 | 4,536 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $122,342,000 | 3,774 |
| Total liabilities | $112,044,000 | 3,781 |
| Total deposits | $110,413,000 | 3,665 |
| Interest-bearing deposits | $86,171,000 | 4,085 |
| Deposits held in domestic offices | $110,413,000 | 3,657 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $815,000 | 2,705 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $816,000 | 3,858 |
| Total equity capital | $10,298,000 | 3,767 |
| Total bank equity capital | $10,298,000 | 3,767 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $3,150,000 | 1,241 |
| Surplus | $3,150,000 | 3,838 |
| Undivided profits | $3,998,000 | 4,943 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $462,000 | 5,892 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $480,000 | 4,270 |
| Earning assets | $107,645,000 | 3,899 |
| Long-term assets (5+ years) | $93,000 | 11,648 |
| Average Assets, year-to-date | $121,526,400 | 3,726 |
| Average Assets, quarterly | $122,637,500 | 3,740 |
| Volatile liabilities | $2,392,000 | 9,399 |
| Insider loans | $157,000 | 4,531 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $695,000 | 9,961 |
| Tier 1 (core) risk-based capital | $10,298,000 | 3,713 |
| Tier 2 risk-based capital | $777,620 | 3,629 |
| Total risk weighted assets | $61,964,520 | 4,128 |
| Total unused commitments | $695,000 | 9,987 |
| Derivatives | $0 | 651 |