Home > UMB-First Bank & Trust > Income and Expense
UMB-First Bank & Trust, Income and Expense
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,010,000 | 10,154 |
| Total interest expense | $1,163,000 | 8,430 |
| Net interest income | $847,000 | 11,354 |
| Provision for loan and lease losses | $-70,000 | 12,819 |
| Total noninterest income | $308,000 | 7,559 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $211,000 | 5,764 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $97,000 | 7,960 |
| Total noninterest expense | $1,164,000 | 9,041 |
| Salaries and employee benefits | $536,000 | 9,331 |
| Premises and equipment expense | $126,000 | 9,610 |
| Additional noninterest expense | $502,000 | 8,190 |
| Pre-tax net operating income | $61,000 | 12,109 |
| Securities gains (losses) | $112,000 | 2,338 |
| Applicable income taxes | $102,000 | 9,679 |
| Income before extraordinary items | $71,000 | 12,094 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $71,000 | 12,121 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-69,000 | 12,808 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $-680 | 12,394 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $5,421,000 | 5,969 |
| Total interest expense | $2,895,000 | 5,305 |
| Net interest income | $2,526,000 | 6,540 |
| Provision for loan and lease losses | $-161,000 | 13,786 |
| Total noninterest income | $523,000 | 5,465 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $277,000 | 4,735 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $246,000 | 5,004 |
| Total noninterest expense | $1,879,000 | 6,713 |
| Salaries and employee benefits | $1,004,000 | 6,006 |
| Premises and equipment expense | $183,000 | 8,234 |
| Additional noninterest expense | $692,000 | 6,808 |
| Pre-tax net operating income | $1,331,000 | 4,524 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $459,000 | 4,290 |
| Income before extraordinary items | $872,000 | 5,037 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $872,000 | 5,088 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-142,000 | 13,801 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $872,000 | 4,730 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.