Home > UMB Citizens Bank and Trust Company > Income and Expense
UMB Citizens Bank and Trust Company, Income and Expense
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,975,000 | 6,902 |
| Total interest expense | $1,825,000 | 6,276 |
| Net interest income | $2,150,000 | 7,298 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $499,000 | 5,608 |
| Gross Fiduciary activities income | $52,000 | 1,332 |
| Service charges on deposit accounts | $400,000 | 3,446 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $47,000 | 10,262 |
| Total noninterest expense | $1,765,000 | 6,990 |
| Salaries and employee benefits | $806,000 | 7,287 |
| Premises and equipment expense | $178,000 | 8,187 |
| Additional noninterest expense | $781,000 | 6,038 |
| Pre-tax net operating income | $884,000 | 6,407 |
| Securities gains (losses) | $1,000 | 7,052 |
| Applicable income taxes | $157,000 | 8,476 |
| Income before extraordinary items | $728,000 | 5,939 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $728,000 | 6,100 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $51,000 | 6,011 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $727,180 | 5,682 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $8,694,000 | 3,974 |
| Total interest expense | $4,413,000 | 3,716 |
| Net interest income | $4,281,000 | 4,189 |
| Provision for loan and lease losses | $-285,000 | 13,857 |
| Total noninterest income | $845,000 | 3,818 |
| Gross Fiduciary activities income | $39,000 | 1,405 |
| Service charges on deposit accounts | $657,000 | 2,072 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $149,000 | 6,659 |
| Total noninterest expense | $2,629,000 | 5,075 |
| Salaries and employee benefits | $1,536,000 | 4,140 |
| Premises and equipment expense | $269,000 | 6,453 |
| Additional noninterest expense | $824,000 | 5,925 |
| Pre-tax net operating income | $2,782,000 | 2,213 |
| Securities gains (losses) | $419,000 | 1,242 |
| Applicable income taxes | $861,000 | 2,421 |
| Income before extraordinary items | $2,340,000 | 1,961 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $2,340,000 | 1,990 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $132,000 | 5,195 |
| Cash dividends | $2,183,000 | 783 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $2,034,130 | 2,070 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.