Home > UMB Bank Omaha > Income and Expense
UMB Bank Omaha, Income and Expense
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $2,519,000 | 6,088 |
| Total interest expense | $626,000 | 6,149 |
| Net interest income | $1,893,000 | 5,981 |
| Provision for loan and lease losses | $45,000 | 5,471 |
| Total noninterest income | $432,000 | 4,942 |
| Gross Fiduciary activities income | $67,000 | 963 |
| Service charges on deposit accounts | $212,000 | 4,482 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $153,000 | 5,081 |
| Total noninterest expense | $1,566,000 | 5,839 |
| Salaries and employee benefits | $770,000 | 6,153 |
| Premises and equipment expense | $269,000 | 5,098 |
| Additional noninterest expense | $527,000 | 5,474 |
| Pre-tax net operating income | $714,000 | 5,471 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $267,000 | 3,967 |
| Income before extraordinary items | $447,000 | 6,073 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $447,000 | 6,073 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 5,993 |
| Cash dividends | $45,000 | 5,045 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $447,000 | 5,992 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,746,000 | 5,975 |
| Total interest expense | $396,000 | 6,318 |
| Net interest income | $1,350,000 | 5,740 |
| Provision for loan and lease losses | $30,000 | 5,293 |
| Total noninterest income | $279,000 | 5,003 |
| Gross Fiduciary activities income | $48,000 | 956 |
| Service charges on deposit accounts | $135,000 | 4,590 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $96,000 | 5,236 |
| Total noninterest expense | $1,058,000 | 5,829 |
| Salaries and employee benefits | $511,000 | 6,218 |
| Premises and equipment expense | $181,000 | 5,097 |
| Additional noninterest expense | $366,000 | 5,374 |
| Pre-tax net operating income | $541,000 | 5,115 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $200,000 | 3,775 |
| Income before extraordinary items | $341,000 | 5,738 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $341,000 | 5,738 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 4,897 |
| Cash dividends | $45,000 | 4,736 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $341,000 | 5,656 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $894,000 | 5,938 |
| Total interest expense | $200,000 | 6,351 |
| Net interest income | $694,000 | 5,664 |
| Provision for loan and lease losses | $15,000 | 5,048 |
| Total noninterest income | $138,000 | 4,988 |
| Gross Fiduciary activities income | $27,000 | 942 |
| Service charges on deposit accounts | $66,000 | 4,552 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $45,000 | 5,324 |
| Total noninterest expense | $511,000 | 5,975 |
| Salaries and employee benefits | $257,000 | 6,239 |
| Premises and equipment expense | $101,000 | 4,760 |
| Additional noninterest expense | $153,000 | 5,939 |
| Pre-tax net operating income | $306,000 | 4,767 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $112,000 | 3,591 |
| Income before extraordinary items | $194,000 | 5,422 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $194,000 | 5,421 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,741 |
| Cash dividends | $45,000 | 3,447 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $194,000 | 5,293 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $4,335,000 | 5,365 |
| Total interest expense | $882,000 | 6,461 |
| Net interest income | $3,453,000 | 4,848 |
| Provision for loan and lease losses | $120,000 | 4,933 |
| Total noninterest income | $695,000 | 4,572 |
| Gross Fiduciary activities income | $223,000 | 776 |
| Service charges on deposit accounts | $332,000 | 4,074 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $140,000 | 5,948 |
| Total noninterest expense | $2,395,000 | 5,376 |
| Salaries and employee benefits | $1,295,000 | 5,368 |
| Premises and equipment expense | $434,000 | 4,472 |
| Additional noninterest expense | $666,000 | 5,654 |
| Pre-tax net operating income | $1,633,000 | 3,895 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $612,000 | 3,023 |
| Income before extraordinary items | $1,021,000 | 4,596 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,021,000 | 4,597 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $66,000 | 4,709 |
| Cash dividends | $1,246,000 | 2,007 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,021,000 | 4,418 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $3,354,000 | 5,325 |
| Total interest expense | $692,000 | 6,490 |
| Net interest income | $2,662,000 | 4,760 |
| Provision for loan and lease losses | $90,000 | 4,812 |
| Total noninterest income | $670,000 | 4,033 |
| Gross Fiduciary activities income | $175,000 | 765 |
| Service charges on deposit accounts | $291,000 | 3,720 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $204,000 | 4,750 |
| Total noninterest expense | $1,890,000 | 5,171 |
| Salaries and employee benefits | $1,042,000 | 5,104 |
| Premises and equipment expense | $337,000 | 4,372 |
| Additional noninterest expense | $511,000 | 5,557 |
| Pre-tax net operating income | $1,352,000 | 3,756 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $506,000 | 3,003 |
| Income before extraordinary items | $846,000 | 4,456 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $846,000 | 4,456 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $38,000 | 4,621 |
| Cash dividends | $520,000 | 2,621 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $846,000 | 4,289 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,307,000 | 5,268 |
| Total interest expense | $490,000 | 6,452 |
| Net interest income | $1,817,000 | 4,687 |
| Provision for loan and lease losses | $60,000 | 4,687 |
| Total noninterest income | $471,000 | 3,873 |
| Gross Fiduciary activities income | $117,000 | 770 |
| Service charges on deposit accounts | $178,000 | 3,893 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $176,000 | 4,274 |
| Total noninterest expense | $1,257,000 | 5,183 |
| Salaries and employee benefits | $707,000 | 5,040 |
| Premises and equipment expense | $222,000 | 4,415 |
| Additional noninterest expense | $328,000 | 5,680 |
| Pre-tax net operating income | $971,000 | 3,598 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $376,000 | 2,807 |
| Income before extraordinary items | $595,000 | 4,328 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $595,000 | 4,327 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 4,788 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $595,000 | 4,114 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,191,000 | 5,186 |
| Total interest expense | $250,000 | 6,492 |
| Net interest income | $941,000 | 4,580 |
| Provision for loan and lease losses | $30,000 | 4,429 |
| Total noninterest income | $253,000 | 3,610 |
| Gross Fiduciary activities income | $58,000 | 781 |
| Service charges on deposit accounts | $89,000 | 3,826 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $106,000 | 3,823 |
| Total noninterest expense | $643,000 | 5,101 |
| Salaries and employee benefits | $367,000 | 4,927 |
| Premises and equipment expense | $116,000 | 4,277 |
| Additional noninterest expense | $160,000 | 5,725 |
| Pre-tax net operating income | $521,000 | 3,400 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $197,000 | 2,723 |
| Income before extraordinary items | $324,000 | 4,028 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $324,000 | 4,026 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 3,340 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $324,000 | 3,837 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $5,079,000 | 5,126 |
| Total interest expense | $1,203,000 | 6,414 |
| Net interest income | $3,876,000 | 4,451 |
| Provision for loan and lease losses | $160,000 | 4,794 |
| Total noninterest income | $857,000 | 3,832 |
| Gross Fiduciary activities income | $192,000 | 843 |
| Service charges on deposit accounts | $349,000 | 3,874 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $316,000 | 4,145 |
| Total noninterest expense | $2,799,000 | 4,683 |
| Salaries and employee benefits | $1,543,000 | 4,591 |
| Premises and equipment expense | $477,000 | 4,079 |
| Additional noninterest expense | $779,000 | 5,027 |
| Pre-tax net operating income | $1,774,000 | 3,696 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $656,000 | 2,965 |
| Income before extraordinary items | $1,118,000 | 4,278 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,118,000 | 4,279 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 6,528 |
| Cash dividends | $1,600,000 | 1,553 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,118,000 | 4,169 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $6,385,000 | 4,741 |
| Total interest expense | $2,811,000 | 4,973 |
| Net interest income | $3,574,000 | 4,489 |
| Provision for loan and lease losses | $323,000 | 3,057 |
| Total noninterest income | $711,000 | 4,151 |
| Gross Fiduciary activities income | $127,000 | 940 |
| Service charges on deposit accounts | $346,000 | 3,793 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $238,000 | 4,588 |
| Total noninterest expense | $2,339,000 | 5,188 |
| Salaries and employee benefits | $1,324,000 | 4,968 |
| Premises and equipment expense | $456,000 | 4,192 |
| Additional noninterest expense | $559,000 | 6,106 |
| Pre-tax net operating income | $1,623,000 | 3,673 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $576,000 | 3,043 |
| Income before extraordinary items | $1,047,000 | 4,157 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,047,000 | 4,158 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,777 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,047,000 | 4,049 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $6,093,000 | 5,022 |
| Total interest expense | $3,582,000 | 4,314 |
| Net interest income | $2,511,000 | 5,786 |
| Provision for loan and lease losses | $128,000 | 4,722 |
| Total noninterest income | $459,000 | 5,129 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $227,000 | 4,787 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $232,000 | 4,449 |
| Total noninterest expense | $2,051,000 | 5,587 |
| Salaries and employee benefits | $1,096,000 | 5,570 |
| Premises and equipment expense | $394,000 | 4,554 |
| Additional noninterest expense | $561,000 | 6,009 |
| Pre-tax net operating income | $791,000 | 5,899 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $279,000 | 4,735 |
| Income before extraordinary items | $512,000 | 6,249 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $512,000 | 6,247 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 7,122 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $512,000 | 6,274 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $3,184,000 | 7,174 |
| Total interest expense | $1,638,000 | 6,659 |
| Net interest income | $1,546,000 | 7,500 |
| Provision for loan and lease losses | $48,000 | 6,602 |
| Total noninterest income | $294,000 | 6,495 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $103,000 | 6,651 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $191,000 | 5,053 |
| Total noninterest expense | $1,547,000 | 6,659 |
| Salaries and employee benefits | $862,000 | 6,485 |
| Premises and equipment expense | $366,000 | 4,819 |
| Additional noninterest expense | $319,000 | 7,964 |
| Pre-tax net operating income | $245,000 | 8,361 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $77,000 | 7,230 |
| Income before extraordinary items | $168,000 | 8,523 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $168,000 | 8,521 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 6,980 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $168,000 | 8,486 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $2,182,000 | 8,472 |
| Total interest expense | $1,061,000 | 8,256 |
| Net interest income | $1,121,000 | 8,523 |
| Provision for loan and lease losses | $80,000 | 5,577 |
| Total noninterest income | $25,000 | 10,159 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $22,000 | 8,673 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,000 | 10,282 |
| Total noninterest expense | $1,032,000 | 8,016 |
| Salaries and employee benefits | $582,000 | 7,860 |
| Premises and equipment expense | $187,000 | 6,921 |
| Additional noninterest expense | $263,000 | 8,471 |
| Pre-tax net operating income | $34,000 | 9,676 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $-6,000 | 10,003 |
| Income before extraordinary items | $40,000 | 9,673 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $40,000 | 9,671 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 7,392 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $40,000 | 9,609 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $443,000 | 10,732 |
| Total interest expense | $52,000 | 10,820 |
| Net interest income | $391,000 | 10,560 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $5,000 | 10,835 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $4,000 | 9,392 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,000 | 10,828 |
| Total noninterest expense | $334,000 | 10,628 |
| Salaries and employee benefits | $167,000 | 10,667 |
| Premises and equipment expense | $82,000 | 9,385 |
| Additional noninterest expense | $85,000 | 10,658 |
| Pre-tax net operating income | $62,000 | 10,203 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $16,000 | 9,792 |
| Income before extraordinary items | $46,000 | 10,258 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $46,000 | 10,259 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,513 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $46,000 | 10,222 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.