Home > UMB Bank of St. Louis > Assets and Liabilities
UMB Bank of St. Louis, Assets and Liabilities
| 1998-12-31 | Rank | |
| # of Employees: | 480 | 369 |
| Assets and Liabilities | ||
| Total Assets: | $1,155,505,000 | 467 |
| Cash and due from depository institutions | $99,257,000 | 369 |
| Interest-bearing balances | $0 | 6,728 |
| Securities | $686,792,000 | 224 |
| Federal funds sold & reverse repurchase agreements | $35,655,000 | 446 |
| Net loans & leases | $309,010,000 | 924 |
| Loan loss allowance | $3,186,000 | 1,164 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $16,154,000 | 461 |
| Other real estate owned | $0 | 369 |
| Goodwill and other intangibles | $230,000 | 2,278 |
| All other assets | $8,407,000 | 1,009 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $1,155,505,000 | 467 |
| Total liabilities | $1,084,797,000 | 459 |
| Total deposits | $718,465,000 | 533 |
| Interest-bearing deposits | $580,445,000 | 575 |
| Deposits held in domestic offices | $718,465,000 | 529 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $351,109,000 | 156 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $15,223,000 | 485 |
| Total equity capital | $70,708,000 | 681 |
| Total bank equity capital | $70,708,000 | 681 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $3,500,000 | 1,064 |
| Surplus | $8,100,000 | 1,906 |
| Undivided profits | $59,108,000 | 433 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,106,000 | 2,196 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $1,530,000 | 1,362 |
| Earning assets | $1,031,457,000 | 474 |
| Long-term assets (5+ years) | $128,952,000 | 703 |
| Average Assets, year-to-date | $1,029,077,600 | 500 |
| Average Assets, quarterly | $1,063,012,500 | 494 |
| Volatile liabilities | $375,483,000 | 354 |
| Insider loans | $26,221,000 | 149 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $37,783,000 | 1,395 |
| Tier 1 (core) risk-based capital | $68,678,000 | 631 |
| Tier 2 risk-based capital | $3,186,000 | 1,074 |
| Total risk weighted assets | $518,305,500 | 621 |
| Total unused commitments | $37,783,000 | 1,400 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 470 | 374 |
| Assets and Liabilities | ||
| Total Assets: | $961,911,000 | 547 |
| Cash and due from depository institutions | $128,415,000 | 374 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $471,166,000 | 307 |
| Federal funds sold & reverse repurchase agreements | $8,243,000 | 1,672 |
| Net loans & leases | $326,676,000 | 920 |
| Loan loss allowance | $3,243,000 | 1,175 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $14,689,000 | 510 |
| Other real estate owned | $15,000 | 374 |
| Goodwill and other intangibles | $350,000 | 1,965 |
| All other assets | $12,357,000 | 731 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $961,911,000 | 547 |
| Total liabilities | $895,894,000 | 538 |
| Total deposits | $654,379,000 | 602 |
| Interest-bearing deposits | $429,039,000 | 745 |
| Deposits held in domestic offices | $654,379,000 | 595 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $235,179,000 | 203 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $6,336,000 | 839 |
| Total equity capital | $66,017,000 | 718 |
| Total bank equity capital | $66,017,000 | 718 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $3,500,000 | 1,039 |
| Surplus | $8,100,000 | 1,876 |
| Undivided profits | $54,417,000 | 458 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,255,000 | 2,042 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $1,844,000 | 1,183 |
| Earning assets | $806,085,000 | 594 |
| Long-term assets (5+ years) | $34,579,000 | 1,885 |
| Average Assets, year-to-date | $835,436,800 | 586 |
| Average Assets, quarterly | $909,715,500 | 565 |
| Volatile liabilities | $249,702,000 | 464 |
| Insider loans | $23,980,000 | 178 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $29,095,000 | 1,610 |
| Tier 1 (core) risk-based capital | $65,268,000 | 676 |
| Tier 2 risk-based capital | $3,243,000 | 1,013 |
| Total risk weighted assets | $431,165,900 | 719 |
| Total unused commitments | $29,095,000 | 1,613 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 430 | 449 |
| Assets and Liabilities | ||
| Total Assets: | $765,360,000 | 691 |
| Cash and due from depository institutions | $88,662,000 | 449 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $349,366,000 | 405 |
| Federal funds sold & reverse repurchase agreements | $11,248,000 | 1,154 |
| Net loans & leases | $289,909,000 | 1,048 |
| Loan loss allowance | $3,068,000 | 1,306 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $14,168,000 | 539 |
| Other real estate owned | $34,000 | 449 |
| Goodwill and other intangibles | $470,000 | 1,708 |
| All other assets | $11,503,000 | 814 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $765,360,000 | 691 |
| Total liabilities | $703,421,000 | 685 |
| Total deposits | $589,822,000 | 686 |
| Interest-bearing deposits | $430,859,000 | 774 |
| Deposits held in domestic offices | $589,822,000 | 677 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $108,844,000 | 352 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $4,755,000 | 1,034 |
| Total equity capital | $61,939,000 | 760 |
| Total bank equity capital | $61,939,000 | 760 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $3,500,000 | 1,091 |
| Surplus | $8,100,000 | 1,936 |
| Undivided profits | $50,339,000 | 526 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,419,000 | 992 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $135,000 | 807 |
| Income earned, not collected on loans | $1,581,000 | 1,357 |
| Earning assets | $650,523,000 | 719 |
| Long-term assets (5+ years) | $30,516,000 | 1,943 |
| Average Assets, year-to-date | $755,055,000 | 666 |
| Average Assets, quarterly | $752,870,000 | 694 |
| Volatile liabilities | $129,025,000 | 739 |
| Insider loans | $27,148,000 | 195 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $13,833,000 | 2,682 |
| Tier 1 (core) risk-based capital | $61,542,000 | 730 |
| Tier 2 risk-based capital | $3,068,000 | 1,095 |
| Total risk weighted assets | $356,297,800 | 867 |
| Total unused commitments | $13,833,000 | 2,695 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 449 | 460 |
| Assets and Liabilities | ||
| Total Assets: | $776,512,000 | 697 |
| Cash and due from depository institutions | $85,080,000 | 460 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $320,578,000 | 459 |
| Federal funds sold & reverse repurchase agreements | $7,328,000 | 2,014 |
| Net loans & leases | $336,538,000 | 911 |
| Loan loss allowance | $3,074,000 | 1,335 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $14,393,000 | 526 |
| Other real estate owned | $0 | 460 |
| Goodwill and other intangibles | $590,000 | 1,468 |
| All other assets | $12,005,000 | 816 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $776,512,000 | 697 |
| Total liabilities | $713,307,000 | 689 |
| Total deposits | $579,299,000 | 712 |
| Interest-bearing deposits | $453,641,000 | 781 |
| Deposits held in domestic offices | $579,299,000 | 701 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $128,531,000 | 335 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $5,477,000 | 983 |
| Total equity capital | $63,205,000 | 783 |
| Total bank equity capital | $63,205,000 | 783 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $3,500,000 | 1,109 |
| Surplus | $8,100,000 | 1,917 |
| Undivided profits | $51,605,000 | 521 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,260,000 | 870 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $2,328,000 | 989 |
| Earning assets | $664,444,000 | 736 |
| Long-term assets (5+ years) | $28,199,000 | 1,924 |
| Average Assets, year-to-date | $768,579,400 | 681 |
| Average Assets, quarterly | $775,684,000 | 690 |
| Volatile liabilities | $164,799,000 | 621 |
| Insider loans | $65,015,000 | 111 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $115,605,000 | 623 |
| Tier 1 (core) risk-based capital | $62,411,000 | 749 |
| Tier 2 risk-based capital | $3,074,000 | 1,112 |
| Total risk weighted assets | $386,241,600 | 815 |
| Total unused commitments | $115,605,000 | 625 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 434 | 488 |
| Assets and Liabilities | ||
| Total Assets: | $784,915,000 | 680 |
| Cash and due from depository institutions | $70,985,000 | 488 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $338,269,000 | 454 |
| Federal funds sold & reverse repurchase agreements | $11,502,000 | 824 |
| Net loans & leases | $334,253,000 | 893 |
| Loan loss allowance | $3,445,000 | 1,225 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $11,767,000 | 613 |
| Other real estate owned | $0 | 488 |
| Goodwill and other intangibles | $824,000 | 1,175 |
| All other assets | $17,315,000 | 657 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $784,915,000 | 680 |
| Total liabilities | $723,502,000 | 677 |
| Total deposits | $600,054,000 | 687 |
| Interest-bearing deposits | $485,607,000 | 711 |
| Deposits held in domestic offices | $600,054,000 | 675 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $117,480,000 | 375 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $5,968,000 | 820 |
| Total equity capital | $61,413,000 | 724 |
| Total bank equity capital | $61,413,000 | 724 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $3,500,000 | 1,106 |
| Surplus | $8,100,000 | 1,846 |
| Undivided profits | $49,813,000 | 470 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $825,000 | 3,046 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $1,877,000 | 1,028 |
| Earning assets | $684,024,000 | 702 |
| Long-term assets (5+ years) | $31,749,000 | 1,753 |
| Average Assets, year-to-date | $804,195,600 | 646 |
| Average Assets, quarterly | $781,200,500 | 678 |
| Volatile liabilities | $156,434,000 | 622 |
| Insider loans | $43,966,000 | 146 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $100,901,000 | 641 |
| Tier 1 (core) risk-based capital | $65,411,000 | 676 |
| Tier 2 risk-based capital | $3,445,000 | 982 |
| Total risk weighted assets | $368,985,300 | 810 |
| Total unused commitments | $100,901,000 | 645 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 118 | 1,776 |
| Assets and Liabilities | ||
| Total Assets: | $245,866,000 | 1,887 |
| Cash and due from depository institutions | $6,227,000 | 1,776 |
| Interest-bearing balances | $500,000 | 4,284 |
| Securities | $160,391,000 | 862 |
| Federal funds sold & reverse repurchase agreements | $2,805,000 | 4,625 |
| Net loans & leases | $68,632,000 | 3,655 |
| Loan loss allowance | $1,063,000 | 3,499 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $3,706,000 | 1,960 |
| Other real estate owned | $0 | 1,776 |
| Goodwill and other intangibles | $882,000 | 1,063 |
| All other assets | $3,223,000 | 2,269 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $245,866,000 | 1,887 |
| Total liabilities | $226,960,000 | 1,877 |
| Total deposits | $221,935,000 | 1,776 |
| Interest-bearing deposits | $197,452,000 | 1,751 |
| Deposits held in domestic offices | $221,935,000 | 1,760 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,784,000 | 1,704 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $1,241,000 | 2,662 |
| Total equity capital | $18,906,000 | 2,150 |
| Total bank equity capital | $18,906,000 | 2,150 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $1,000,000 | 3,765 |
| Surplus | $500,000 | 10,245 |
| Undivided profits | $17,406,000 | 1,367 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $379,000 | 5,732 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $382,000 | 4,852 |
| Earning assets | $232,328,000 | 1,833 |
| Long-term assets (5+ years) | $2,670,000 | 8,101 |
| Average Assets, year-to-date | $245,913,200 | 1,831 |
| Average Assets, quarterly | $242,691,500 | 1,897 |
| Volatile liabilities | $15,290,000 | 2,958 |
| Insider loans | $3,534,000 | 1,175 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $30,136,000 | 1,437 |
| Tier 1 (core) risk-based capital | $17,519,000 | 2,230 |
| Tier 2 risk-based capital | $907,690 | 3,151 |
| Total risk weighted assets | $72,459,690 | 3,539 |
| Total unused commitments | $30,136,000 | 1,461 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 124 | 1,747 |
| Assets and Liabilities | ||
| Total Assets: | $253,439,000 | 1,879 |
| Cash and due from depository institutions | $7,778,000 | 1,747 |
| Interest-bearing balances | $500,000 | 4,862 |
| Securities | $153,336,000 | 882 |
| Federal funds sold & reverse repurchase agreements | $8,895,000 | 1,872 |
| Net loans & leases | $75,489,000 | 3,404 |
| Loan loss allowance | $1,114,000 | 3,401 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $3,779,000 | 1,937 |
| Other real estate owned | $0 | 1,747 |
| Goodwill and other intangibles | $950,000 | 1,030 |
| All other assets | $3,212,000 | 2,366 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $253,439,000 | 1,879 |
| Total liabilities | $236,501,000 | 1,862 |
| Total deposits | $228,813,000 | 1,815 |
| Interest-bearing deposits | $207,549,000 | 1,752 |
| Deposits held in domestic offices | $228,813,000 | 1,804 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,163,000 | 1,989 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $3,845,000 | 1,495 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $1,680,000 | 2,157 |
| Total equity capital | $16,938,000 | 2,273 |
| Total bank equity capital | $16,938,000 | 2,273 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $1,000,000 | 3,936 |
| Surplus | $10,816,000 | 1,337 |
| Undivided profits | $5,122,000 | 4,095 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $208,000 | 8,262 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $388,000 | 5,196 |
| Earning assets | $238,220,000 | 1,837 |
| Long-term assets (5+ years) | $4,387,000 | 6,880 |
| Average Assets, year-to-date | $247,075,800 | 1,885 |
| Average Assets, quarterly | $249,826,000 | 1,892 |
| Volatile liabilities | $16,270,000 | 2,785 |
| Insider loans | $3,017,000 | 189 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $15,480,000 | 2,160 |
| Tier 1 (core) risk-based capital | $15,988,000 | 2,330 |
| Tier 2 risk-based capital | $973,920 | 2,984 |
| Total risk weighted assets | $77,773,220 | 3,362 |
| Total unused commitments | $15,480,000 | 2,176 |
| Derivatives | $0 | 651 |