Home > UMB Bank, Northwest > Income and Expense

UMB Bank, Northwest, Income and Expense

1998-12-31 (YTD Data)Rank
Total interest income$10,368,0003,120
Total interest expense$4,530,0003,275
Net interest income$5,838,0002,958
Provision for loan and lease losses$17,0007,887
Total noninterest income$1,610,0002,150
Gross Fiduciary activities income$01,398
Service charges on deposit accounts$1,384,000896
Trading account gains and fees$0224
Additional Noninterest Income$226,0004,662
Total noninterest expense$4,795,0002,722
Salaries and employee benefits$1,993,0003,345
Premises and equipment expense$529,0003,533
Additional noninterest expense$2,273,0001,855
Pre-tax net operating income$2,636,0002,659
Securities gains (losses)$04,449
Applicable income taxes$986,0002,341
Income before extraordinary items$1,650,0003,011
Extraordinary gains, net$032
Net income$1,650,0003,012
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$27,0005,908
Cash dividends$3,500,000860
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$1,650,0002,927
1997-12-31 (YTD Data)Rank
Total interest income$9,959,0003,247
Total interest expense$4,796,0003,100
Net interest income$5,163,0003,382
Provision for loan and lease losses$08,829
Total noninterest income$1,552,0002,136
Gross Fiduciary activities income$01,450
Service charges on deposit accounts$1,307,000968
Trading account gains and fees$0239
Additional Noninterest Income$245,0004,421
Total noninterest expense$4,497,0002,822
Salaries and employee benefits$1,774,0003,696
Premises and equipment expense$507,0003,659
Additional noninterest expense$2,216,0001,918
Pre-tax net operating income$2,218,0003,227
Securities gains (losses)$03,944
Applicable income taxes$544,0003,964
Income before extraordinary items$1,674,0003,037
Extraordinary gains, net$044
Net income$1,674,0003,036
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$28,0006,076
Cash dividends$600,0003,054
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$1,674,0002,976
1996-12-31 (YTD Data)Rank
Total interest income$10,258,0003,209
Total interest expense$5,171,0002,905
Net interest income$5,087,0003,480
Provision for loan and lease losses$09,041
Total noninterest income$1,459,0002,345
Gross Fiduciary activities income$01,526
Service charges on deposit accounts$1,278,0001,029
Trading account gains and fees$0262
Additional Noninterest Income$181,0005,448
Total noninterest expense$4,510,0003,006
Salaries and employee benefits$1,793,0003,685
Premises and equipment expense$528,0003,616
Additional noninterest expense$2,189,0002,263
Pre-tax net operating income$2,036,0003,381
Securities gains (losses)$04,148
Applicable income taxes$470,0004,359
Income before extraordinary items$1,566,0003,063
Extraordinary gains, net$053
Net income$1,566,0003,065
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$13,0007,243
Cash dividends$1,275,0001,789
Sale, conversion, retirement of capital stock, net$0953
Net operating income$1,566,0003,028
1995-12-31 (YTD Data)Rank
Total interest income$9,985,0003,287
Total interest expense$4,932,0003,066
Net interest income$5,053,0003,494
Provision for loan and lease losses$08,958
Total noninterest income$1,398,0002,411
Gross Fiduciary activities income$01,590
Service charges on deposit accounts$1,204,0001,102
Trading account gains and fees$0522
Additional Noninterest Income$194,0005,217
Total noninterest expense$4,320,0003,103
Salaries and employee benefits$1,716,0003,797
Premises and equipment expense$504,0003,739
Additional noninterest expense$2,100,0002,312
Pre-tax net operating income$2,131,0003,299
Securities gains (losses)$8,0002,536
Applicable income taxes$470,0004,385
Income before extraordinary items$1,669,0002,944
Extraordinary gains, net$065
Net income$1,669,0002,941
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-2,00010,004
Cash dividends$3,000,000907
Sale, conversion, retirement of capital stock, net$0809
Net operating income$1,662,7602,925
1994-12-31 (YTD Data)Rank
Total interest income$9,244,0003,263
Total interest expense$4,205,0002,905
Net interest income$5,039,0003,535
Provision for loan and lease losses$09,146
Total noninterest income$1,360,0002,481
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$1,162,0001,138
Trading account gains and fees$0475
Additional Noninterest Income$198,0005,306
Total noninterest expense$4,420,0003,112
Salaries and employee benefits$1,763,0003,696
Premises and equipment expense$559,0003,468
Additional noninterest expense$2,098,0002,477
Pre-tax net operating income$1,979,0003,452
Securities gains (losses)$143,000621
Applicable income taxes$527,0003,906
Income before extraordinary items$1,595,0003,017
Extraordinary gains, net$0249
Net income$1,595,0003,026
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-11,00010,867
Cash dividends$2,750,000867
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$1,487,7503,224
1993-12-31 (YTD Data)Rank
Total interest income$8,875,0003,461
Total interest expense$4,555,0002,828
Net interest income$4,320,0004,105
Provision for loan and lease losses$010,371
Total noninterest income$1,220,0002,875
Gross Fiduciary activities income$01,630
Service charges on deposit accounts$1,028,0001,317
Trading account gains and fees$0532
Additional Noninterest Income$192,0005,791
Total noninterest expense$4,309,0003,253
Salaries and employee benefits$1,733,0003,756
Premises and equipment expense$575,0003,454
Additional noninterest expense$2,001,0002,736
Pre-tax net operating income$1,231,0005,091
Securities gains (losses)$1,0007,052
Applicable income taxes$164,0008,333
Income before extraordinary items$1,068,0004,432
Extraordinary gains, net$03,149
Net income$1,068,0004,561
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-15,00011,961
Cash dividends$1,000,0001,731
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$1,067,1304,209
1992-12-31 (YTD Data)Rank
Total interest income$9,636,0003,618
Total interest expense$5,838,0002,857
Net interest income$3,798,0004,661
Provision for loan and lease losses$-30,00013,559
Total noninterest income$1,093,0003,074
Gross Fiduciary activities income$01,658
Service charges on deposit accounts$924,0001,451
Trading account gains and fees$0504
Additional Noninterest Income$169,0006,237
Total noninterest expense$4,065,0003,448
Salaries and employee benefits$1,645,0003,898
Premises and equipment expense$527,0003,795
Additional noninterest expense$1,893,0002,932
Pre-tax net operating income$856,0006,308
Securities gains (losses)$306,0001,522
Applicable income taxes$172,0008,127
Income before extraordinary items$990,0004,553
Extraordinary gains, net$01,422
Net income$990,0004,595
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$35,0008,252
Cash dividends$1,000,0001,539
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$729,9005,405

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.