Home > UMB Bank, North Central > Income and Expense
UMB Bank, North Central, Income and Expense
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $4,960,000 | 5,708 |
| Total interest expense | $2,425,000 | 5,481 |
| Net interest income | $2,535,000 | 5,802 |
| Provision for loan and lease losses | $5,000 | 8,460 |
| Total noninterest income | $255,000 | 6,951 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $133,000 | 6,221 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $122,000 | 6,168 |
| Total noninterest expense | $1,633,000 | 6,356 |
| Salaries and employee benefits | $859,000 | 6,417 |
| Premises and equipment expense | $198,000 | 6,740 |
| Additional noninterest expense | $576,000 | 5,906 |
| Pre-tax net operating income | $1,152,000 | 5,007 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $314,000 | 5,055 |
| Income before extraordinary items | $838,000 | 5,042 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $838,000 | 5,042 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 6,135 |
| Cash dividends | $2,050,000 | 1,294 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $838,000 | 4,961 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $5,225,000 | 5,614 |
| Total interest expense | $2,685,000 | 5,127 |
| Net interest income | $2,540,000 | 5,984 |
| Provision for loan and lease losses | $35,000 | 7,233 |
| Total noninterest income | $299,000 | 6,649 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $147,000 | 6,212 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $152,000 | 5,651 |
| Total noninterest expense | $1,500,000 | 6,779 |
| Salaries and employee benefits | $744,000 | 7,056 |
| Premises and equipment expense | $156,000 | 7,672 |
| Additional noninterest expense | $600,000 | 5,808 |
| Pre-tax net operating income | $1,304,000 | 4,946 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $374,000 | 5,099 |
| Income before extraordinary items | $930,000 | 4,945 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $930,000 | 4,946 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 6,572 |
| Cash dividends | $350,000 | 4,223 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $930,000 | 4,887 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $5,163,000 | 5,802 |
| Total interest expense | $2,784,000 | 5,099 |
| Net interest income | $2,379,000 | 6,419 |
| Provision for loan and lease losses | $6,000 | 8,753 |
| Total noninterest income | $290,000 | 7,066 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $154,000 | 6,406 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $136,000 | 6,251 |
| Total noninterest expense | $1,557,000 | 6,953 |
| Salaries and employee benefits | $729,000 | 7,360 |
| Premises and equipment expense | $205,000 | 6,938 |
| Additional noninterest expense | $623,000 | 6,211 |
| Pre-tax net operating income | $1,106,000 | 5,392 |
| Securities gains (losses) | $-1,000 | 9,274 |
| Applicable income taxes | $271,000 | 6,167 |
| Income before extraordinary items | $834,000 | 5,141 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $834,000 | 5,140 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 7,102 |
| Cash dividends | $850,000 | 2,385 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $834,750 | 5,085 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $4,950,000 | 6,039 |
| Total interest expense | $2,776,000 | 5,090 |
| Net interest income | $2,174,000 | 6,925 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $238,000 | 7,864 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $156,000 | 6,528 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $82,000 | 7,878 |
| Total noninterest expense | $1,466,000 | 7,377 |
| Salaries and employee benefits | $693,000 | 7,757 |
| Premises and equipment expense | $156,000 | 8,119 |
| Additional noninterest expense | $617,000 | 6,425 |
| Pre-tax net operating income | $946,000 | 6,209 |
| Securities gains (losses) | $-3,000 | 9,402 |
| Applicable income taxes | $214,000 | 7,188 |
| Income before extraordinary items | $729,000 | 5,819 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $729,000 | 5,816 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 7,103 |
| Cash dividends | $1,500,000 | 1,498 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $731,310 | 5,790 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,615,000 | 6,038 |
| Total interest expense | $2,263,000 | 5,053 |
| Net interest income | $2,352,000 | 6,749 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $258,000 | 7,831 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $163,000 | 6,588 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $95,000 | 7,669 |
| Total noninterest expense | $1,486,000 | 7,643 |
| Salaries and employee benefits | $704,000 | 7,849 |
| Premises and equipment expense | $105,000 | 9,868 |
| Additional noninterest expense | $677,000 | 6,491 |
| Pre-tax net operating income | $1,124,000 | 5,480 |
| Securities gains (losses) | $68,000 | 974 |
| Applicable income taxes | $324,000 | 5,588 |
| Income before extraordinary items | $868,000 | 5,041 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $868,000 | 5,046 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 7,012 |
| Cash dividends | $2,325,000 | 977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $818,360 | 5,332 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,671,000 | 6,119 |
| Total interest expense | $2,473,000 | 4,864 |
| Net interest income | $2,198,000 | 7,192 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $238,000 | 8,569 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $156,000 | 6,947 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $82,000 | 8,541 |
| Total noninterest expense | $1,525,000 | 7,755 |
| Salaries and employee benefits | $681,000 | 8,129 |
| Premises and equipment expense | $150,000 | 8,908 |
| Additional noninterest expense | $694,000 | 6,607 |
| Pre-tax net operating income | $911,000 | 6,300 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $214,000 | 7,358 |
| Income before extraordinary items | $697,000 | 6,132 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $697,000 | 6,301 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 11,050 |
| Cash dividends | $400,000 | 3,627 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $697,000 | 5,859 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $5,488,000 | 5,910 |
| Total interest expense | $3,414,000 | 4,639 |
| Net interest income | $2,074,000 | 7,565 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $215,000 | 9,124 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $140,000 | 7,385 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $75,000 | 9,058 |
| Total noninterest expense | $1,418,000 | 8,216 |
| Salaries and employee benefits | $644,000 | 8,423 |
| Premises and equipment expense | $148,000 | 9,172 |
| Additional noninterest expense | $626,000 | 7,292 |
| Pre-tax net operating income | $871,000 | 6,243 |
| Securities gains (losses) | $193,000 | 2,057 |
| Applicable income taxes | $257,000 | 6,552 |
| Income before extraordinary items | $807,000 | 5,321 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $807,000 | 5,374 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-11,000 | 12,832 |
| Cash dividends | $1,000,000 | 1,539 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $660,320 | 5,811 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.