Home > UMB Bank, Jefferson City > Income and Expense
UMB Bank, Jefferson City, Income and Expense
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $3,380,000 | 7,091 |
| Total interest expense | $1,427,000 | 7,355 |
| Net interest income | $1,953,000 | 6,754 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $935,000 | 3,238 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $811,000 | 1,560 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $124,000 | 6,121 |
| Total noninterest expense | $2,177,000 | 5,268 |
| Salaries and employee benefits | $638,000 | 7,541 |
| Premises and equipment expense | $103,000 | 8,641 |
| Additional noninterest expense | $1,436,000 | 2,885 |
| Pre-tax net operating income | $711,000 | 6,442 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $266,000 | 5,488 |
| Income before extraordinary items | $445,000 | 6,949 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $445,000 | 6,947 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $71,000 | 4,276 |
| Cash dividends | $1,170,000 | 1,994 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $445,000 | 6,846 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $3,504,000 | 7,161 |
| Total interest expense | $1,454,000 | 7,455 |
| Net interest income | $2,050,000 | 6,814 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $974,000 | 3,097 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $870,000 | 1,484 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $104,000 | 6,683 |
| Total noninterest expense | $2,131,000 | 5,410 |
| Salaries and employee benefits | $579,000 | 8,054 |
| Premises and equipment expense | $160,000 | 7,589 |
| Additional noninterest expense | $1,392,000 | 2,931 |
| Pre-tax net operating income | $893,000 | 6,174 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $316,000 | 5,575 |
| Income before extraordinary items | $577,000 | 6,493 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $577,000 | 6,495 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $45,000 | 5,336 |
| Cash dividends | $200,000 | 5,346 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $577,000 | 6,439 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $3,451,000 | 7,457 |
| Total interest expense | $1,338,000 | 7,990 |
| Net interest income | $2,113,000 | 6,928 |
| Provision for loan and lease losses | $10,000 | 8,531 |
| Total noninterest income | $995,000 | 3,140 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $874,000 | 1,529 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $121,000 | 6,566 |
| Total noninterest expense | $2,302,000 | 5,340 |
| Salaries and employee benefits | $594,000 | 8,181 |
| Premises and equipment expense | $213,000 | 6,804 |
| Additional noninterest expense | $1,495,000 | 3,131 |
| Pre-tax net operating income | $796,000 | 6,523 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $288,000 | 5,966 |
| Income before extraordinary items | $508,000 | 6,843 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $508,000 | 6,846 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 7,102 |
| Cash dividends | $350,000 | 4,182 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $508,000 | 6,782 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,210,000 | 7,916 |
| Total interest expense | $1,342,000 | 8,137 |
| Net interest income | $1,868,000 | 7,606 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $1,071,000 | 2,952 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $944,000 | 1,447 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $127,000 | 6,480 |
| Total noninterest expense | $2,362,000 | 5,247 |
| Salaries and employee benefits | $611,000 | 8,286 |
| Premises and equipment expense | $195,000 | 7,299 |
| Additional noninterest expense | $1,556,000 | 2,997 |
| Pre-tax net operating income | $577,000 | 8,008 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $173,000 | 7,875 |
| Income before extraordinary items | $404,000 | 8,030 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $404,000 | 8,027 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 7,181 |
| Cash dividends | $700,000 | 2,638 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $404,000 | 7,992 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,976,000 | 8,096 |
| Total interest expense | $914,000 | 9,064 |
| Net interest income | $2,062,000 | 7,423 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $1,100,000 | 2,903 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $973,000 | 1,375 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $127,000 | 6,755 |
| Total noninterest expense | $2,661,000 | 4,881 |
| Salaries and employee benefits | $668,000 | 8,130 |
| Premises and equipment expense | $267,000 | 6,229 |
| Additional noninterest expense | $1,726,000 | 2,931 |
| Pre-tax net operating income | $501,000 | 8,651 |
| Securities gains (losses) | $-5,000 | 9,408 |
| Applicable income taxes | $126,000 | 8,792 |
| Income before extraordinary items | $370,000 | 8,459 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $370,000 | 8,462 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 6,849 |
| Cash dividends | $1,150,000 | 1,696 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $373,750 | 8,473 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,532,000 | 7,491 |
| Total interest expense | $832,000 | 9,879 |
| Net interest income | $2,700,000 | 6,166 |
| Provision for loan and lease losses | $101,000 | 5,713 |
| Total noninterest income | $1,048,000 | 3,231 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $947,000 | 1,426 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $101,000 | 7,826 |
| Total noninterest expense | $2,911,000 | 4,638 |
| Salaries and employee benefits | $676,000 | 8,165 |
| Premises and equipment expense | $290,000 | 6,016 |
| Additional noninterest expense | $1,945,000 | 2,800 |
| Pre-tax net operating income | $736,000 | 7,173 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $220,000 | 7,257 |
| Income before extraordinary items | $516,000 | 7,417 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $516,000 | 7,595 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 11,050 |
| Cash dividends | $700,000 | 2,369 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $516,000 | 7,179 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,553,000 | 8,102 |
| Total interest expense | $1,160,000 | 9,757 |
| Net interest income | $2,393,000 | 6,804 |
| Provision for loan and lease losses | $148,000 | 6,150 |
| Total noninterest income | $998,000 | 3,327 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $951,000 | 1,409 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $47,000 | 10,600 |
| Total noninterest expense | $2,806,000 | 4,804 |
| Salaries and employee benefits | $642,000 | 8,437 |
| Premises and equipment expense | $293,000 | 6,087 |
| Additional noninterest expense | $1,871,000 | 2,962 |
| Pre-tax net operating income | $437,000 | 8,912 |
| Securities gains (losses) | $40,000 | 4,499 |
| Applicable income taxes | $118,000 | 9,428 |
| Income before extraordinary items | $359,000 | 8,627 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $359,000 | 8,752 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 12,396 |
| Cash dividends | $200,000 | 4,982 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $329,000 | 8,583 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.