Home > UMB Bank Colorado > Income and Expense
UMB Bank Colorado, Income and Expense
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $31,924,000 | 618 |
| Total interest expense | $1,917,000 | 1,784 |
| Net interest income | $30,007,000 | 551 |
| Provision for loan and lease losses | $0 | 5,790 |
| Total noninterest income | $7,805,000 | 663 |
| Gross Fiduciary activities income | $1,304,000 | 332 |
| Service charges on deposit accounts | $3,574,000 | 326 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $2,927,000 | 955 |
| Total noninterest expense | $25,280,000 | 618 |
| Salaries and employee benefits | $10,865,000 | 717 |
| Premises and equipment expense | $4,076,000 | 448 |
| Additional noninterest expense | $10,339,000 | 541 |
| Pre-tax net operating income | $12,532,000 | 494 |
| Securities gains (losses) | $1,184,000 | 338 |
| Applicable income taxes | $4,449,000 | 398 |
| Income before extraordinary items | $9,267,000 | 545 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $9,267,000 | 544 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $9,267,000 | 545 |
| Net charge-offs | $144,000 | 3,641 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $8,461,880 | 557 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $21,391,000 | 621 |
| Total interest expense | $1,321,000 | 1,779 |
| Net interest income | $20,070,000 | 553 |
| Provision for loan and lease losses | $0 | 5,619 |
| Total noninterest income | $5,151,000 | 665 |
| Gross Fiduciary activities income | $858,000 | 338 |
| Service charges on deposit accounts | $2,420,000 | 314 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,873,000 | 967 |
| Total noninterest expense | $16,887,000 | 614 |
| Salaries and employee benefits | $7,282,000 | 705 |
| Premises and equipment expense | $2,603,000 | 464 |
| Additional noninterest expense | $7,002,000 | 526 |
| Pre-tax net operating income | $8,334,000 | 483 |
| Securities gains (losses) | $1,184,000 | 233 |
| Applicable income taxes | $3,125,000 | 374 |
| Income before extraordinary items | $6,393,000 | 512 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $6,393,000 | 511 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $6,393,000 | 512 |
| Net charge-offs | $113,000 | 3,296 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $5,599,720 | 558 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $10,637,000 | 630 |
| Total interest expense | $685,000 | 1,787 |
| Net interest income | $9,952,000 | 556 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $2,722,000 | 635 |
| Gross Fiduciary activities income | $434,000 | 332 |
| Service charges on deposit accounts | $1,224,000 | 306 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $1,064,000 | 863 |
| Total noninterest expense | $8,221,000 | 623 |
| Salaries and employee benefits | $3,505,000 | 746 |
| Premises and equipment expense | $1,260,000 | 476 |
| Additional noninterest expense | $3,456,000 | 524 |
| Pre-tax net operating income | $4,453,000 | 456 |
| Securities gains (losses) | $687,000 | 207 |
| Applicable income taxes | $1,694,000 | 360 |
| Income before extraordinary items | $3,446,000 | 473 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $3,446,000 | 473 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $3,446,000 | 474 |
| Net charge-offs | $56,000 | 2,935 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $2,985,710 | 516 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $42,745,000 | 646 |
| Total interest expense | $3,267,000 | 1,809 |
| Net interest income | $39,478,000 | 556 |
| Provision for loan and lease losses | $0 | 6,496 |
| Total noninterest income | $10,675,000 | 575 |
| Gross Fiduciary activities income | $1,690,000 | 297 |
| Service charges on deposit accounts | $4,876,000 | 326 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $4,109,000 | 820 |
| Total noninterest expense | $31,262,000 | 642 |
| Salaries and employee benefits | $13,115,000 | 760 |
| Premises and equipment expense | $5,171,000 | 484 |
| Additional noninterest expense | $12,976,000 | 561 |
| Pre-tax net operating income | $18,891,000 | 385 |
| Securities gains (losses) | $971,000 | 459 |
| Applicable income taxes | $6,346,000 | 349 |
| Income before extraordinary items | $13,516,000 | 411 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $13,516,000 | 413 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $13,516,000 | 412 |
| Net charge-offs | $522,000 | 3,119 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $12,855,720 | 417 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $32,199,000 | 651 |
| Total interest expense | $2,458,000 | 1,884 |
| Net interest income | $29,741,000 | 552 |
| Provision for loan and lease losses | $0 | 6,393 |
| Total noninterest income | $7,700,000 | 602 |
| Gross Fiduciary activities income | $1,257,000 | 297 |
| Service charges on deposit accounts | $3,676,000 | 321 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $2,767,000 | 886 |
| Total noninterest expense | $23,422,000 | 646 |
| Salaries and employee benefits | $9,893,000 | 750 |
| Premises and equipment expense | $3,662,000 | 516 |
| Additional noninterest expense | $9,867,000 | 547 |
| Pre-tax net operating income | $14,019,000 | 392 |
| Securities gains (losses) | $971,000 | 368 |
| Applicable income taxes | $4,786,000 | 350 |
| Income before extraordinary items | $10,204,000 | 410 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $10,204,000 | 410 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $10,204,000 | 410 |
| Net charge-offs | $596,000 | 2,478 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $9,543,720 | 420 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $21,520,000 | 662 |
| Total interest expense | $1,543,000 | 2,060 |
| Net interest income | $19,977,000 | 555 |
| Provision for loan and lease losses | $0 | 6,217 |
| Total noninterest income | $5,029,000 | 622 |
| Gross Fiduciary activities income | $839,000 | 301 |
| Service charges on deposit accounts | $2,467,000 | 319 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,723,000 | 922 |
| Total noninterest expense | $15,612,000 | 659 |
| Salaries and employee benefits | $6,563,000 | 759 |
| Premises and equipment expense | $2,402,000 | 526 |
| Additional noninterest expense | $6,647,000 | 549 |
| Pre-tax net operating income | $9,394,000 | 386 |
| Securities gains (losses) | $592,000 | 311 |
| Applicable income taxes | $3,212,000 | 345 |
| Income before extraordinary items | $6,774,000 | 405 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $6,774,000 | 405 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $6,774,000 | 405 |
| Net charge-offs | $594,000 | 1,962 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $6,371,440 | 410 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $10,639,000 | 680 |
| Total interest expense | $815,000 | 2,024 |
| Net interest income | $9,824,000 | 561 |
| Provision for loan and lease losses | $0 | 5,840 |
| Total noninterest income | $2,529,000 | 614 |
| Gross Fiduciary activities income | $414,000 | 302 |
| Service charges on deposit accounts | $1,269,000 | 313 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $846,000 | 923 |
| Total noninterest expense | $7,463,000 | 678 |
| Salaries and employee benefits | $3,328,000 | 748 |
| Premises and equipment expense | $1,205,000 | 536 |
| Additional noninterest expense | $2,930,000 | 610 |
| Pre-tax net operating income | $4,890,000 | 374 |
| Securities gains (losses) | $435,000 | 181 |
| Applicable income taxes | $1,698,000 | 317 |
| Income before extraordinary items | $3,627,000 | 381 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $3,627,000 | 380 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $3,627,000 | 380 |
| Net charge-offs | $212,000 | 2,071 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $3,331,200 | 390 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $36,236,000 | 828 |
| Total interest expense | $3,854,000 | 2,061 |
| Net interest income | $32,382,000 | 659 |
| Provision for loan and lease losses | $300,000 | 4,839 |
| Total noninterest income | $9,751,000 | 648 |
| Gross Fiduciary activities income | $1,309,000 | 340 |
| Service charges on deposit accounts | $5,443,000 | 287 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $2,999,000 | 1,068 |
| Total noninterest expense | $27,838,000 | 716 |
| Salaries and employee benefits | $12,667,000 | 769 |
| Premises and equipment expense | $4,618,000 | 558 |
| Additional noninterest expense | $10,553,000 | 716 |
| Pre-tax net operating income | $13,995,000 | 405 |
| Securities gains (losses) | $159,000 | 1,787 |
| Applicable income taxes | $3,401,000 | 490 |
| Income before extraordinary items | $10,753,000 | 427 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $10,753,000 | 426 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $10,753,000 | 428 |
| Net charge-offs | $851,000 | 2,901 |
| Cash dividends | $20,000,000 | 99 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $10,632,160 | 415 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $26,024,000 | 891 |
| Total interest expense | $2,953,000 | 2,102 |
| Net interest income | $23,071,000 | 704 |
| Provision for loan and lease losses | $300,000 | 4,314 |
| Total noninterest income | $7,425,000 | 621 |
| Gross Fiduciary activities income | $939,000 | 348 |
| Service charges on deposit accounts | $4,275,000 | 272 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $2,211,000 | 1,036 |
| Total noninterest expense | $20,652,000 | 714 |
| Salaries and employee benefits | $9,298,000 | 784 |
| Premises and equipment expense | $3,450,000 | 556 |
| Additional noninterest expense | $7,904,000 | 692 |
| Pre-tax net operating income | $9,544,000 | 447 |
| Securities gains (losses) | $159,000 | 1,552 |
| Applicable income taxes | $2,744,000 | 456 |
| Income before extraordinary items | $6,959,000 | 490 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $6,959,000 | 493 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $6,959,000 | 493 |
| Net charge-offs | $807,000 | 2,450 |
| Cash dividends | $20,000,000 | 57 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $6,844,520 | 473 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $17,259,000 | 900 |
| Total interest expense | $2,067,000 | 2,091 |
| Net interest income | $15,192,000 | 717 |
| Provision for loan and lease losses | $300,000 | 3,591 |
| Total noninterest income | $4,887,000 | 609 |
| Gross Fiduciary activities income | $622,000 | 351 |
| Service charges on deposit accounts | $2,856,000 | 275 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $1,409,000 | 1,028 |
| Total noninterest expense | $13,700,000 | 717 |
| Salaries and employee benefits | $6,104,000 | 795 |
| Premises and equipment expense | $2,267,000 | 569 |
| Additional noninterest expense | $5,329,000 | 684 |
| Pre-tax net operating income | $6,079,000 | 449 |
| Securities gains (losses) | $111,000 | 1,344 |
| Applicable income taxes | $1,629,000 | 467 |
| Income before extraordinary items | $4,561,000 | 477 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $4,561,000 | 477 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $4,561,000 | 478 |
| Net charge-offs | $518,000 | 2,403 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $4,478,860 | 472 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $8,672,000 | 910 |
| Total interest expense | $1,134,000 | 2,018 |
| Net interest income | $7,538,000 | 735 |
| Provision for loan and lease losses | $300,000 | 2,372 |
| Total noninterest income | $2,338,000 | 634 |
| Gross Fiduciary activities income | $305,000 | 357 |
| Service charges on deposit accounts | $1,446,000 | 277 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $587,000 | 1,148 |
| Total noninterest expense | $6,835,000 | 733 |
| Salaries and employee benefits | $3,063,000 | 797 |
| Premises and equipment expense | $1,123,000 | 592 |
| Additional noninterest expense | $2,649,000 | 698 |
| Pre-tax net operating income | $2,741,000 | 496 |
| Securities gains (losses) | $111,000 | 744 |
| Applicable income taxes | $611,000 | 604 |
| Income before extraordinary items | $2,241,000 | 489 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $2,241,000 | 491 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $2,241,000 | 491 |
| Net charge-offs | $115,000 | 2,982 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $2,153,310 | 498 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $36,184,000 | 935 |
| Total interest expense | $5,882,000 | 1,950 |
| Net interest income | $30,302,000 | 704 |
| Provision for loan and lease losses | $1,200,000 | 3,210 |
| Total noninterest income | $9,477,000 | 671 |
| Gross Fiduciary activities income | $1,583,000 | 291 |
| Service charges on deposit accounts | $6,228,000 | 281 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $1,666,000 | 1,556 |
| Total noninterest expense | $26,544,000 | 793 |
| Salaries and employee benefits | $11,964,000 | 814 |
| Premises and equipment expense | $3,753,000 | 713 |
| Additional noninterest expense | $10,827,000 | 740 |
| Pre-tax net operating income | $12,035,000 | 349 |
| Securities gains (losses) | $343,000 | 1,122 |
| Applicable income taxes | $3,652,000 | 340 |
| Income before extraordinary items | $8,726,000 | 373 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $8,726,000 | 372 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $8,726,000 | 373 |
| Net charge-offs | $750,000 | 3,269 |
| Cash dividends | $9,450,000 | 194 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $8,485,900 | 383 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $27,354,000 | 943 |
| Total interest expense | $4,549,000 | 1,993 |
| Net interest income | $22,805,000 | 705 |
| Provision for loan and lease losses | $900,000 | 2,931 |
| Total noninterest income | $7,198,000 | 666 |
| Gross Fiduciary activities income | $1,206,000 | 284 |
| Service charges on deposit accounts | $4,738,000 | 279 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $1,254,000 | 1,567 |
| Total noninterest expense | $19,869,000 | 786 |
| Salaries and employee benefits | $8,892,000 | 838 |
| Premises and equipment expense | $2,765,000 | 739 |
| Additional noninterest expense | $8,212,000 | 696 |
| Pre-tax net operating income | $9,234,000 | 362 |
| Securities gains (losses) | $343,000 | 900 |
| Applicable income taxes | $2,671,000 | 362 |
| Income before extraordinary items | $6,906,000 | 383 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $6,906,000 | 381 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $6,906,000 | 383 |
| Net charge-offs | $529,000 | 2,961 |
| Cash dividends | $5,050,000 | 250 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $6,659,040 | 389 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $18,422,000 | 952 |
| Total interest expense | $3,128,000 | 2,027 |
| Net interest income | $15,294,000 | 706 |
| Provision for loan and lease losses | $600,000 | 2,697 |
| Total noninterest income | $4,675,000 | 686 |
| Gross Fiduciary activities income | $776,000 | 293 |
| Service charges on deposit accounts | $3,079,000 | 282 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $820,000 | 1,621 |
| Total noninterest expense | $13,344,000 | 798 |
| Salaries and employee benefits | $5,846,000 | 869 |
| Premises and equipment expense | $1,810,000 | 777 |
| Additional noninterest expense | $5,688,000 | 683 |
| Pre-tax net operating income | $6,025,000 | 375 |
| Securities gains (losses) | $54,000 | 1,861 |
| Applicable income taxes | $1,645,000 | 398 |
| Income before extraordinary items | $4,434,000 | 393 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $4,434,000 | 390 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $4,434,000 | 392 |
| Net charge-offs | $378,000 | 2,678 |
| Cash dividends | $5,050,000 | 175 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $4,394,580 | 376 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $9,224,000 | 966 |
| Total interest expense | $1,649,000 | 2,003 |
| Net interest income | $7,575,000 | 708 |
| Provision for loan and lease losses | $300,000 | 2,285 |
| Total noninterest income | $2,369,000 | 666 |
| Gross Fiduciary activities income | $373,000 | 300 |
| Service charges on deposit accounts | $1,567,000 | 270 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $429,000 | 1,542 |
| Total noninterest expense | $6,253,000 | 814 |
| Salaries and employee benefits | $2,971,000 | 855 |
| Premises and equipment expense | $907,000 | 782 |
| Additional noninterest expense | $2,375,000 | 718 |
| Pre-tax net operating income | $3,391,000 | 359 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $945,000 | 367 |
| Income before extraordinary items | $2,446,000 | 393 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $2,446,000 | 394 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $2,446,000 | 395 |
| Net charge-offs | $40,000 | 3,753 |
| Cash dividends | $2,600,000 | 179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $2,446,000 | 362 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $38,928,000 | 963 |
| Total interest expense | $10,334,000 | 1,572 |
| Net interest income | $28,594,000 | 757 |
| Provision for loan and lease losses | $29,000 | 6,885 |
| Total noninterest income | $9,479,000 | 624 |
| Gross Fiduciary activities income | $1,384,000 | 337 |
| Service charges on deposit accounts | $6,108,000 | 294 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $1,987,000 | 1,311 |
| Total noninterest expense | $22,196,000 | 896 |
| Salaries and employee benefits | $10,493,000 | 954 |
| Premises and equipment expense | $3,200,000 | 852 |
| Additional noninterest expense | $8,503,000 | 776 |
| Pre-tax net operating income | $15,848,000 | 344 |
| Securities gains (losses) | $7,000 | 2,644 |
| Applicable income taxes | $4,661,000 | 339 |
| Income before extraordinary items | $11,194,000 | 350 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $11,194,000 | 350 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $501,000 | 2,795 |
| Cash dividends | $19,000,000 | 178 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $11,189,030 | 365 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $29,179,000 | 990 |
| Total interest expense | $8,155,000 | 1,552 |
| Net interest income | $21,024,000 | 789 |
| Provision for loan and lease losses | $29,000 | 6,318 |
| Total noninterest income | $7,188,000 | 644 |
| Gross Fiduciary activities income | $1,019,000 | 345 |
| Service charges on deposit accounts | $4,536,000 | 306 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $1,633,000 | 1,282 |
| Total noninterest expense | $16,294,000 | 910 |
| Salaries and employee benefits | $7,646,000 | 1,003 |
| Premises and equipment expense | $2,439,000 | 852 |
| Additional noninterest expense | $6,209,000 | 757 |
| Pre-tax net operating income | $11,889,000 | 431 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $3,530,000 | 406 |
| Income before extraordinary items | $8,359,000 | 435 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $8,359,000 | 434 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-219,000 | 8,338 |
| Cash dividends | $19,000,000 | 152 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $8,359,000 | 457 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $19,699,000 | 989 |
| Total interest expense | $5,680,000 | 1,546 |
| Net interest income | $14,019,000 | 782 |
| Provision for loan and lease losses | $0 | 6,671 |
| Total noninterest income | $4,433,000 | 707 |
| Gross Fiduciary activities income | $629,000 | 367 |
| Service charges on deposit accounts | $2,974,000 | 304 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $830,000 | 1,600 |
| Total noninterest expense | $10,665,000 | 926 |
| Salaries and employee benefits | $4,919,000 | 1,048 |
| Premises and equipment expense | $1,614,000 | 853 |
| Additional noninterest expense | $4,132,000 | 730 |
| Pre-tax net operating income | $7,787,000 | 471 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $2,298,000 | 468 |
| Income before extraordinary items | $5,489,000 | 508 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $5,489,000 | 507 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-81,000 | 8,328 |
| Cash dividends | $19,000,000 | 125 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $5,489,000 | 499 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $10,222,000 | 974 |
| Total interest expense | $3,258,000 | 1,440 |
| Net interest income | $6,964,000 | 787 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $2,181,000 | 702 |
| Gross Fiduciary activities income | $300,000 | 379 |
| Service charges on deposit accounts | $1,499,000 | 293 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $382,000 | 1,686 |
| Total noninterest expense | $5,299,000 | 917 |
| Salaries and employee benefits | $2,418,000 | 1,072 |
| Premises and equipment expense | $842,000 | 828 |
| Additional noninterest expense | $2,039,000 | 711 |
| Pre-tax net operating income | $3,846,000 | 508 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $1,151,000 | 517 |
| Income before extraordinary items | $2,695,000 | 563 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $2,695,000 | 564 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-20,000 | 8,139 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $2,695,000 | 536 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $44,199,000 | 955 |
| Total interest expense | $16,238,000 | 1,226 |
| Net interest income | $27,961,000 | 789 |
| Provision for loan and lease losses | $0 | 6,851 |
| Total noninterest income | $8,357,000 | 710 |
| Gross Fiduciary activities income | $1,143,000 | 385 |
| Service charges on deposit accounts | $5,787,000 | 310 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $1,427,000 | 1,736 |
| Total noninterest expense | $21,274,000 | 876 |
| Salaries and employee benefits | $10,164,000 | 974 |
| Premises and equipment expense | $2,864,000 | 908 |
| Additional noninterest expense | $8,246,000 | 692 |
| Pre-tax net operating income | $15,044,000 | 590 |
| Securities gains (losses) | $2,000 | 1,832 |
| Applicable income taxes | $4,608,000 | 583 |
| Income before extraordinary items | $10,438,000 | 622 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $10,438,000 | 620 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-200,000 | 8,444 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $10,436,620 | 611 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $33,600,000 | 939 |
| Total interest expense | $12,521,000 | 1,185 |
| Net interest income | $21,079,000 | 789 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $6,362,000 | 705 |
| Gross Fiduciary activities income | $853,000 | 380 |
| Service charges on deposit accounts | $4,411,000 | 304 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,098,000 | 1,704 |
| Total noninterest expense | $16,005,000 | 862 |
| Salaries and employee benefits | $7,667,000 | 972 |
| Premises and equipment expense | $2,055,000 | 933 |
| Additional noninterest expense | $6,283,000 | 659 |
| Pre-tax net operating income | $11,436,000 | 630 |
| Securities gains (losses) | $2,000 | 1,394 |
| Applicable income taxes | $3,596,000 | 600 |
| Income before extraordinary items | $7,842,000 | 662 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $7,842,000 | 660 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-278,000 | 8,492 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $7,840,620 | 648 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $22,666,000 | 940 |
| Total interest expense | $8,518,000 | 1,165 |
| Net interest income | $14,148,000 | 797 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $4,246,000 | 726 |
| Gross Fiduciary activities income | $566,000 | 388 |
| Service charges on deposit accounts | $2,916,000 | 315 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $764,000 | 1,662 |
| Total noninterest expense | $10,591,000 | 878 |
| Salaries and employee benefits | $5,083,000 | 993 |
| Premises and equipment expense | $1,332,000 | 980 |
| Additional noninterest expense | $4,176,000 | 677 |
| Pre-tax net operating income | $7,803,000 | 639 |
| Securities gains (losses) | $2,000 | 1,203 |
| Applicable income taxes | $2,485,000 | 608 |
| Income before extraordinary items | $5,320,000 | 690 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $5,320,000 | 689 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-152,000 | 8,498 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $5,318,640 | 679 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $11,302,000 | 932 |
| Total interest expense | $4,155,000 | 1,182 |
| Net interest income | $7,147,000 | 786 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $2,080,000 | 731 |
| Gross Fiduciary activities income | $268,000 | 407 |
| Service charges on deposit accounts | $1,411,000 | 313 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $401,000 | 1,586 |
| Total noninterest expense | $5,359,000 | 864 |
| Salaries and employee benefits | $2,634,000 | 964 |
| Premises and equipment expense | $675,000 | 973 |
| Additional noninterest expense | $2,050,000 | 681 |
| Pre-tax net operating income | $3,868,000 | 636 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $1,233,000 | 618 |
| Income before extraordinary items | $2,635,000 | 686 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $2,635,000 | 685 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 2,284 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $2,635,000 | 676 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $30,552,000 | 1,290 |
| Total interest expense | $10,934,000 | 1,547 |
| Net interest income | $19,618,000 | 1,129 |
| Provision for loan and lease losses | $150,000 | 4,039 |
| Total noninterest income | $7,523,000 | 784 |
| Gross Fiduciary activities income | $939,000 | 421 |
| Service charges on deposit accounts | $4,861,000 | 357 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,723,000 | 1,504 |
| Total noninterest expense | $17,097,000 | 1,048 |
| Salaries and employee benefits | $8,458,000 | 1,155 |
| Premises and equipment expense | $2,441,000 | 1,027 |
| Additional noninterest expense | $6,198,000 | 861 |
| Pre-tax net operating income | $9,894,000 | 991 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $3,117,000 | 907 |
| Income before extraordinary items | $6,777,000 | 1,101 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $6,777,000 | 1,101 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-808,000 | 8,657 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $81,291,000 | 11 |
| Net operating income | $6,777,000 | 1,086 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $19,367,000 | 1,534 |
| Total interest expense | $6,988,000 | 1,746 |
| Net interest income | $12,379,000 | 1,400 |
| Provision for loan and lease losses | $150,000 | 3,386 |
| Total noninterest income | $5,457,000 | 813 |
| Gross Fiduciary activities income | $685,000 | 430 |
| Service charges on deposit accounts | $3,517,000 | 367 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,255,000 | 1,536 |
| Total noninterest expense | $11,612,000 | 1,170 |
| Salaries and employee benefits | $5,859,000 | 1,264 |
| Premises and equipment expense | $1,829,000 | 1,040 |
| Additional noninterest expense | $3,924,000 | 1,033 |
| Pre-tax net operating income | $6,074,000 | 1,256 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $1,851,000 | 1,158 |
| Income before extraordinary items | $4,223,000 | 1,343 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $4,223,000 | 1,343 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-173,000 | 8,614 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $81,291,000 | 5 |
| Net operating income | $4,223,000 | 1,328 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $11,837,000 | 1,640 |
| Total interest expense | $4,127,000 | 1,855 |
| Net interest income | $7,710,000 | 1,497 |
| Provision for loan and lease losses | $150,000 | 2,563 |
| Total noninterest income | $3,486,000 | 840 |
| Gross Fiduciary activities income | $416,000 | 456 |
| Service charges on deposit accounts | $2,262,000 | 378 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $808,000 | 1,582 |
| Total noninterest expense | $7,556,000 | 1,209 |
| Salaries and employee benefits | $3,816,000 | 1,308 |
| Premises and equipment expense | $1,229,000 | 1,030 |
| Additional noninterest expense | $2,511,000 | 1,089 |
| Pre-tax net operating income | $3,490,000 | 1,444 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $1,037,000 | 1,367 |
| Income before extraordinary items | $2,453,000 | 1,514 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,453,000 | 1,515 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-94,000 | 8,563 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $2,453,000 | 1,492 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $5,733,000 | 1,661 |
| Total interest expense | $1,970,000 | 1,848 |
| Net interest income | $3,763,000 | 1,527 |
| Provision for loan and lease losses | $75,000 | 2,394 |
| Total noninterest income | $1,548,000 | 909 |
| Gross Fiduciary activities income | $211,000 | 463 |
| Service charges on deposit accounts | $1,037,000 | 399 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $300,000 | 1,939 |
| Total noninterest expense | $3,821,000 | 1,197 |
| Salaries and employee benefits | $1,969,000 | 1,263 |
| Premises and equipment expense | $627,000 | 1,009 |
| Additional noninterest expense | $1,225,000 | 1,099 |
| Pre-tax net operating income | $1,415,000 | 1,710 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $388,000 | 1,694 |
| Income before extraordinary items | $1,027,000 | 1,745 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,027,000 | 1,744 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-45,000 | 8,471 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $1,027,000 | 1,729 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $18,843,000 | 1,791 |
| Total interest expense | $4,892,000 | 2,241 |
| Net interest income | $13,951,000 | 1,574 |
| Provision for loan and lease losses | $104,000 | 4,761 |
| Total noninterest income | $6,614,000 | 859 |
| Gross Fiduciary activities income | $942,000 | 404 |
| Service charges on deposit accounts | $4,587,000 | 370 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,085,000 | 2,097 |
| Total noninterest expense | $15,022,000 | 1,149 |
| Salaries and employee benefits | $7,402,000 | 1,248 |
| Premises and equipment expense | $2,560,000 | 936 |
| Additional noninterest expense | $5,060,000 | 1,028 |
| Pre-tax net operating income | $5,439,000 | 1,716 |
| Securities gains (losses) | $1,000 | 2,117 |
| Applicable income taxes | $1,228,000 | 1,969 |
| Income before extraordinary items | $4,212,000 | 1,670 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $4,212,000 | 1,669 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $79,000 | 3,690 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $4,211,230 | 1,644 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $13,461,000 | 1,829 |
| Total interest expense | $3,250,000 | 2,395 |
| Net interest income | $10,211,000 | 1,594 |
| Provision for loan and lease losses | $-46,000 | 8,655 |
| Total noninterest income | $4,881,000 | 871 |
| Gross Fiduciary activities income | $729,000 | 389 |
| Service charges on deposit accounts | $3,349,000 | 378 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $803,000 | 2,109 |
| Total noninterest expense | $11,463,000 | 1,108 |
| Salaries and employee benefits | $5,792,000 | 1,185 |
| Premises and equipment expense | $1,912,000 | 930 |
| Additional noninterest expense | $3,759,000 | 1,021 |
| Pre-tax net operating income | $3,675,000 | 1,905 |
| Securities gains (losses) | $1,000 | 2,135 |
| Applicable income taxes | $617,000 | 2,584 |
| Income before extraordinary items | $3,059,000 | 1,724 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $3,059,000 | 1,725 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $82,000 | 2,817 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $3,058,170 | 1,694 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $8,433,000 | 1,896 |
| Total interest expense | $1,768,000 | 2,666 |
| Net interest income | $6,665,000 | 1,608 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $2,887,000 | 956 |
| Gross Fiduciary activities income | $433,000 | 421 |
| Service charges on deposit accounts | $1,942,000 | 426 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $512,000 | 2,145 |
| Total noninterest expense | $7,388,000 | 1,142 |
| Salaries and employee benefits | $3,812,000 | 1,201 |
| Premises and equipment expense | $1,201,000 | 975 |
| Additional noninterest expense | $2,375,000 | 1,057 |
| Pre-tax net operating income | $2,164,000 | 2,063 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $186,000 | 3,908 |
| Income before extraordinary items | $1,978,000 | 1,732 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,978,000 | 1,732 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $81,000 | 2,146 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,978,000 | 1,705 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $4,037,000 | 1,921 |
| Total interest expense | $733,000 | 3,006 |
| Net interest income | $3,304,000 | 1,615 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $1,429,000 | 940 |
| Gross Fiduciary activities income | $216,000 | 427 |
| Service charges on deposit accounts | $972,000 | 413 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $241,000 | 2,214 |
| Total noninterest expense | $3,686,000 | 1,130 |
| Salaries and employee benefits | $1,959,000 | 1,168 |
| Premises and equipment expense | $601,000 | 990 |
| Additional noninterest expense | $1,126,000 | 1,098 |
| Pre-tax net operating income | $1,047,000 | 2,079 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $-99,000 | 8,838 |
| Income before extraordinary items | $1,146,000 | 1,481 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $1,146,000 | 1,482 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 3,061 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $1,146,000 | 1,455 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $14,826,000 | 1,920 |
| Total interest expense | $1,807,000 | 3,965 |
| Net interest income | $13,019,000 | 1,561 |
| Provision for loan and lease losses | $450,000 | 2,142 |
| Total noninterest income | $6,032,000 | 905 |
| Gross Fiduciary activities income | $769,000 | 431 |
| Service charges on deposit accounts | $4,220,000 | 413 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,043,000 | 2,089 |
| Total noninterest expense | $14,487,000 | 1,122 |
| Salaries and employee benefits | $7,656,000 | 1,123 |
| Premises and equipment expense | $2,338,000 | 982 |
| Additional noninterest expense | $4,493,000 | 1,094 |
| Pre-tax net operating income | $4,114,000 | 2,016 |
| Securities gains (losses) | $5,000 | 3,151 |
| Applicable income taxes | $978,000 | 2,194 |
| Income before extraordinary items | $3,141,000 | 1,997 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $3,141,000 | 1,997 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-341,000 | 8,923 |
| Cash dividends | $2,150,000 | 1,268 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $3,137,200 | 1,945 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $10,879,000 | 1,939 |
| Total interest expense | $1,185,000 | 4,325 |
| Net interest income | $9,694,000 | 1,558 |
| Provision for loan and lease losses | $75,000 | 4,788 |
| Total noninterest income | $4,502,000 | 926 |
| Gross Fiduciary activities income | $570,000 | 438 |
| Service charges on deposit accounts | $3,211,000 | 411 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $721,000 | 2,218 |
| Total noninterest expense | $10,831,000 | 1,125 |
| Salaries and employee benefits | $5,763,000 | 1,114 |
| Premises and equipment expense | $1,767,000 | 969 |
| Additional noninterest expense | $3,301,000 | 1,109 |
| Pre-tax net operating income | $3,290,000 | 1,910 |
| Securities gains (losses) | $6,000 | 2,970 |
| Applicable income taxes | $656,000 | 2,418 |
| Income before extraordinary items | $2,640,000 | 1,817 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $2,640,000 | 1,818 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-513,000 | 8,984 |
| Cash dividends | $2,150,000 | 911 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $2,635,200 | 1,771 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $7,047,000 | 1,981 |
| Total interest expense | $732,000 | 4,547 |
| Net interest income | $6,315,000 | 1,576 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $2,900,000 | 952 |
| Gross Fiduciary activities income | $381,000 | 436 |
| Service charges on deposit accounts | $2,050,000 | 427 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $469,000 | 2,298 |
| Total noninterest expense | $7,270,000 | 1,107 |
| Salaries and employee benefits | $3,878,000 | 1,104 |
| Premises and equipment expense | $1,173,000 | 975 |
| Additional noninterest expense | $2,219,000 | 1,106 |
| Pre-tax net operating income | $1,945,000 | 2,090 |
| Securities gains (losses) | $6,000 | 2,670 |
| Applicable income taxes | $341,000 | 2,853 |
| Income before extraordinary items | $1,610,000 | 1,943 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,610,000 | 1,944 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-586,000 | 9,060 |
| Cash dividends | $1,385,000 | 966 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $1,605,020 | 1,898 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $3,477,000 | 2,015 |
| Total interest expense | $371,000 | 4,538 |
| Net interest income | $3,106,000 | 1,604 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $1,453,000 | 936 |
| Gross Fiduciary activities income | $194,000 | 439 |
| Service charges on deposit accounts | $1,043,000 | 411 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $216,000 | 2,353 |
| Total noninterest expense | $3,536,000 | 1,148 |
| Salaries and employee benefits | $1,932,000 | 1,130 |
| Premises and equipment expense | $572,000 | 1,023 |
| Additional noninterest expense | $1,032,000 | 1,167 |
| Pre-tax net operating income | $1,023,000 | 1,962 |
| Securities gains (losses) | $6,000 | 2,267 |
| Applicable income taxes | $183,000 | 2,718 |
| Income before extraordinary items | $846,000 | 1,848 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $846,000 | 1,848 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-590,000 | 9,099 |
| Cash dividends | $1,040,000 | 646 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $841,080 | 1,774 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $14,115,000 | 2,008 |
| Total interest expense | $1,548,000 | 4,777 |
| Net interest income | $12,567,000 | 1,545 |
| Provision for loan and lease losses | $450,000 | 2,353 |
| Total noninterest income | $5,668,000 | 1,033 |
| Gross Fiduciary activities income | $628,000 | 486 |
| Service charges on deposit accounts | $3,789,000 | 448 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $1,251,000 | 2,062 |
| Total noninterest expense | $14,218,000 | 1,138 |
| Salaries and employee benefits | $7,427,000 | 1,143 |
| Premises and equipment expense | $2,361,000 | 961 |
| Additional noninterest expense | $4,430,000 | 1,141 |
| Pre-tax net operating income | $3,567,000 | 2,184 |
| Securities gains (losses) | $-2,000 | 8,601 |
| Applicable income taxes | $306,000 | 4,252 |
| Income before extraordinary items | $3,259,000 | 1,899 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $3,259,000 | 1,901 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-69,000 | 8,993 |
| Cash dividends | $4,465,000 | 721 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $3,260,820 | 1,813 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $10,605,000 | 2,041 |
| Total interest expense | $1,201,000 | 4,821 |
| Net interest income | $9,404,000 | 1,558 |
| Provision for loan and lease losses | $450,000 | 1,799 |
| Total noninterest income | $3,889,000 | 1,125 |
| Gross Fiduciary activities income | $450,000 | 509 |
| Service charges on deposit accounts | $2,748,000 | 470 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $691,000 | 2,583 |
| Total noninterest expense | $10,534,000 | 1,165 |
| Salaries and employee benefits | $5,496,000 | 1,163 |
| Premises and equipment expense | $1,782,000 | 966 |
| Additional noninterest expense | $3,256,000 | 1,162 |
| Pre-tax net operating income | $2,309,000 | 2,545 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $72,000 | 5,906 |
| Income before extraordinary items | $2,237,000 | 2,108 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $2,237,000 | 2,106 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $119,000 | 2,972 |
| Cash dividends | $3,740,000 | 610 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $2,237,000 | 2,002 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $7,085,000 | 2,057 |
| Total interest expense | $842,000 | 4,769 |
| Net interest income | $6,243,000 | 1,562 |
| Provision for loan and lease losses | $300,000 | 1,769 |
| Total noninterest income | $2,526,000 | 1,142 |
| Gross Fiduciary activities income | $301,000 | 509 |
| Service charges on deposit accounts | $1,766,000 | 489 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $459,000 | 2,573 |
| Total noninterest expense | $6,975,000 | 1,169 |
| Salaries and employee benefits | $3,640,000 | 1,179 |
| Premises and equipment expense | $1,185,000 | 973 |
| Additional noninterest expense | $2,150,000 | 1,170 |
| Pre-tax net operating income | $1,494,000 | 2,606 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $-8,000 | 8,979 |
| Income before extraordinary items | $1,502,000 | 2,109 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,502,000 | 2,107 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $121,000 | 2,238 |
| Cash dividends | $3,600,000 | 447 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $1,502,000 | 1,991 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $3,553,000 | 2,069 |
| Total interest expense | $435,000 | 4,772 |
| Net interest income | $3,118,000 | 1,563 |
| Provision for loan and lease losses | $150,000 | 1,666 |
| Total noninterest income | $1,243,000 | 1,131 |
| Gross Fiduciary activities income | $147,000 | 531 |
| Service charges on deposit accounts | $877,000 | 482 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $219,000 | 2,564 |
| Total noninterest expense | $3,470,000 | 1,157 |
| Salaries and employee benefits | $1,812,000 | 1,174 |
| Premises and equipment expense | $576,000 | 1,001 |
| Additional noninterest expense | $1,082,000 | 1,141 |
| Pre-tax net operating income | $741,000 | 2,629 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $-11,000 | 9,081 |
| Income before extraordinary items | $752,000 | 2,080 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $752,000 | 2,078 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $62,000 | 1,956 |
| Cash dividends | $3,600,000 | 242 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $752,000 | 1,963 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $16,331,000 | 1,890 |
| Total interest expense | $3,138,000 | 3,422 |
| Net interest income | $13,193,000 | 1,477 |
| Provision for loan and lease losses | $2,847,000 | 569 |
| Total noninterest income | $5,217,000 | 1,015 |
| Gross Fiduciary activities income | $600,000 | 517 |
| Service charges on deposit accounts | $3,600,000 | 459 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,017,000 | 2,153 |
| Total noninterest expense | $14,663,000 | 1,057 |
| Salaries and employee benefits | $7,533,000 | 1,057 |
| Premises and equipment expense | $2,057,000 | 1,075 |
| Additional noninterest expense | $5,073,000 | 984 |
| Pre-tax net operating income | $900,000 | 5,489 |
| Securities gains (losses) | $83,000 | 1,920 |
| Applicable income taxes | $-764,000 | 9,280 |
| Income before extraordinary items | $1,747,000 | 3,107 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,747,000 | 3,106 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,025,000 | 437 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,664,000 | 3,133 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $20,734,000 | 1,641 |
| Total interest expense | $6,715,000 | 2,386 |
| Net interest income | $14,019,000 | 1,267 |
| Provision for loan and lease losses | $536,000 | 2,099 |
| Total noninterest income | $4,773,000 | 1,036 |
| Gross Fiduciary activities income | $451,000 | 625 |
| Service charges on deposit accounts | $3,315,000 | 455 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $1,007,000 | 2,032 |
| Total noninterest expense | $15,098,000 | 982 |
| Salaries and employee benefits | $8,155,000 | 921 |
| Premises and equipment expense | $2,079,000 | 1,013 |
| Additional noninterest expense | $4,864,000 | 1,002 |
| Pre-tax net operating income | $3,158,000 | 2,160 |
| Securities gains (losses) | $22,000 | 3,077 |
| Applicable income taxes | $180,000 | 5,192 |
| Income before extraordinary items | $3,000,000 | 1,757 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $3,000,000 | 1,757 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 7,648 |
| Cash dividends | $2,500,000 | 1,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $2,979,320 | 1,695 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $22,370,000 | 1,541 |
| Total interest expense | $9,660,000 | 1,776 |
| Net interest income | $12,710,000 | 1,380 |
| Provision for loan and lease losses | $239,000 | 3,391 |
| Total noninterest income | $4,058,000 | 1,058 |
| Gross Fiduciary activities income | $281,000 | 732 |
| Service charges on deposit accounts | $2,309,000 | 575 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,468,000 | 1,405 |
| Total noninterest expense | $15,071,000 | 937 |
| Salaries and employee benefits | $7,858,000 | 886 |
| Premises and equipment expense | $2,290,000 | 870 |
| Additional noninterest expense | $4,923,000 | 956 |
| Pre-tax net operating income | $1,458,000 | 4,139 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $-664,000 | 9,811 |
| Income before extraordinary items | $2,122,000 | 2,416 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $2,122,000 | 2,416 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 6,044 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $2,122,000 | 2,422 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $19,097,000 | 1,701 |
| Total interest expense | $6,621,000 | 2,225 |
| Net interest income | $12,476,000 | 1,397 |
| Provision for loan and lease losses | $425,000 | 1,996 |
| Total noninterest income | $3,507,000 | 1,185 |
| Gross Fiduciary activities income | $177,000 | 892 |
| Service charges on deposit accounts | $2,046,000 | 648 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $1,284,000 | 1,551 |
| Total noninterest expense | $13,867,000 | 1,004 |
| Salaries and employee benefits | $7,169,000 | 954 |
| Premises and equipment expense | $2,211,000 | 903 |
| Additional noninterest expense | $4,487,000 | 1,051 |
| Pre-tax net operating income | $1,691,000 | 3,787 |
| Securities gains (losses) | $7,000 | 1,949 |
| Applicable income taxes | $-531,000 | 10,137 |
| Income before extraordinary items | $2,229,000 | 2,329 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,229,000 | 2,330 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $41,000 | 5,166 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $2,222,000 | 2,307 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $17,061,000 | 1,892 |
| Total interest expense | $6,117,000 | 2,486 |
| Net interest income | $10,944,000 | 1,548 |
| Provision for loan and lease losses | $400,000 | 2,051 |
| Total noninterest income | $3,865,000 | 1,117 |
| Gross Fiduciary activities income | $106,000 | 997 |
| Service charges on deposit accounts | $1,974,000 | 622 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $1,785,000 | 1,247 |
| Total noninterest expense | $12,571,000 | 1,057 |
| Salaries and employee benefits | $6,199,000 | 1,054 |
| Premises and equipment expense | $1,888,000 | 1,021 |
| Additional noninterest expense | $4,484,000 | 1,030 |
| Pre-tax net operating income | $1,838,000 | 3,574 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $-171,000 | 10,298 |
| Income before extraordinary items | $2,009,000 | 2,541 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $2,009,000 | 2,541 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $38,000 | 5,401 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $2,009,000 | 2,457 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $15,876,000 | 2,049 |
| Total interest expense | $5,581,000 | 2,674 |
| Net interest income | $10,295,000 | 1,697 |
| Provision for loan and lease losses | $245,000 | 2,986 |
| Total noninterest income | $3,259,000 | 1,220 |
| Gross Fiduciary activities income | $131,000 | 995 |
| Service charges on deposit accounts | $1,674,000 | 759 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $1,454,000 | 1,350 |
| Total noninterest expense | $10,808,000 | 1,231 |
| Salaries and employee benefits | $5,050,000 | 1,308 |
| Premises and equipment expense | $1,423,000 | 1,376 |
| Additional noninterest expense | $4,335,000 | 1,070 |
| Pre-tax net operating income | $2,501,000 | 2,914 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $545,000 | 3,960 |
| Income before extraordinary items | $1,956,000 | 2,631 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,956,000 | 2,630 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 6,735 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,956,000 | 2,589 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $13,810,000 | 2,420 |
| Total interest expense | $4,466,000 | 3,339 |
| Net interest income | $9,344,000 | 1,913 |
| Provision for loan and lease losses | $132,000 | 4,386 |
| Total noninterest income | $2,705,000 | 1,466 |
| Gross Fiduciary activities income | $104,000 | 1,093 |
| Service charges on deposit accounts | $1,504,000 | 883 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $1,097,000 | 1,698 |
| Total noninterest expense | $9,139,000 | 1,551 |
| Salaries and employee benefits | $4,364,000 | 1,525 |
| Premises and equipment expense | $1,336,000 | 1,517 |
| Additional noninterest expense | $3,439,000 | 1,537 |
| Pre-tax net operating income | $2,778,000 | 2,528 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $804,000 | 2,826 |
| Income before extraordinary items | $1,974,000 | 2,492 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,974,000 | 2,494 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 7,694 |
| Cash dividends | $300,000 | 4,471 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,974,000 | 2,438 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $12,390,000 | 2,696 |
| Total interest expense | $4,029,000 | 3,657 |
| Net interest income | $8,361,000 | 2,146 |
| Provision for loan and lease losses | $110,000 | 4,388 |
| Total noninterest income | $2,420,000 | 1,581 |
| Gross Fiduciary activities income | $49,000 | 1,286 |
| Service charges on deposit accounts | $1,338,000 | 1,004 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $1,033,000 | 1,766 |
| Total noninterest expense | $7,841,000 | 1,783 |
| Salaries and employee benefits | $3,662,000 | 1,809 |
| Premises and equipment expense | $1,140,000 | 1,770 |
| Additional noninterest expense | $3,039,000 | 1,680 |
| Pre-tax net operating income | $2,830,000 | 2,546 |
| Securities gains (losses) | $8,000 | 2,536 |
| Applicable income taxes | $923,000 | 2,549 |
| Income before extraordinary items | $1,915,000 | 2,609 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,915,000 | 2,608 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 6,709 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,909,640 | 2,585 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $10,131,000 | 3,004 |
| Total interest expense | $3,087,000 | 3,864 |
| Net interest income | $7,044,000 | 2,553 |
| Provision for loan and lease losses | $36,000 | 6,762 |
| Total noninterest income | $2,275,000 | 1,664 |
| Gross Fiduciary activities income | $54,000 | 1,289 |
| Service charges on deposit accounts | $1,199,000 | 1,108 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $1,022,000 | 1,813 |
| Total noninterest expense | $6,701,000 | 2,121 |
| Salaries and employee benefits | $2,987,000 | 2,227 |
| Premises and equipment expense | $912,000 | 2,211 |
| Additional noninterest expense | $2,802,000 | 1,928 |
| Pre-tax net operating income | $2,582,000 | 2,744 |
| Securities gains (losses) | $53,000 | 1,120 |
| Applicable income taxes | $835,000 | 2,669 |
| Income before extraordinary items | $1,800,000 | 2,692 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,800,000 | 2,693 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 8,524 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,763,960 | 2,764 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,222,000 | 6,607 |
| Total interest expense | $1,386,000 | 7,593 |
| Net interest income | $2,836,000 | 5,913 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $1,124,000 | 3,066 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $765,000 | 1,792 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $359,000 | 4,049 |
| Total noninterest expense | $3,428,000 | 3,986 |
| Salaries and employee benefits | $1,544,000 | 4,167 |
| Premises and equipment expense | $629,000 | 3,179 |
| Additional noninterest expense | $1,255,000 | 4,036 |
| Pre-tax net operating income | $532,000 | 8,434 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $114,000 | 9,431 |
| Income before extraordinary items | $418,000 | 8,256 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $418,000 | 8,417 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-43,000 | 12,581 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $418,000 | 7,985 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,084,000 | 8,830 |
| Total interest expense | $1,337,000 | 9,096 |
| Net interest income | $1,747,000 | 8,512 |
| Provision for loan and lease losses | $31,000 | 9,924 |
| Total noninterest income | $715,000 | 4,337 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $578,000 | 2,385 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $137,000 | 6,960 |
| Total noninterest expense | $2,457,000 | 5,397 |
| Salaries and employee benefits | $1,163,000 | 5,321 |
| Premises and equipment expense | $576,000 | 3,496 |
| Additional noninterest expense | $718,000 | 6,646 |
| Pre-tax net operating income | $-26,000 | 12,809 |
| Securities gains (losses) | $69,000 | 3,609 |
| Applicable income taxes | $-23,000 | 13,437 |
| Income before extraordinary items | $66,000 | 12,395 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $66,000 | 12,411 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-37,000 | 13,369 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $-3,000 | 12,686 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.