Home > UMB Bank Colorado > Assets and Liabilities
UMB Bank Colorado, Assets and Liabilities
| 2012-09-30 | Rank | |
| # of Employees: | 208 | 707 |
| Assets and Liabilities | ||
| Total Assets: | $1,619,356,000 | 426 |
| Cash and due from depository institutions | $23,483,000 | 707 |
| Interest-bearing balances | $1,050,000 | 5,858 |
| Securities | $751,949,000 | 210 |
| Federal funds sold & reverse repurchase agreements | $23,800,000 | 197 |
| Net loans & leases | $725,948,000 | 568 |
| Loan loss allowance | $6,254,000 | 1,194 |
| Trading account assets | $0 | 231 |
| Bank premises and fixed assets | $32,611,000 | 326 |
| Other real estate owned | $223,000 | 707 |
| Goodwill and other intangibles | $51,598,000 | 194 |
| All other assets | $9,744,000 | 1,853 |
| Life insurance assets | $0 | 3,771 |
| Total liabilities and capital | $1,619,356,000 | 426 |
| Total liabilities | $1,441,957,000 | 423 |
| Total deposits | $1,101,019,000 | 490 |
| Interest-bearing deposits | $980,876,000 | 453 |
| Deposits held in domestic offices | $1,101,019,000 | 487 |
| % insured | 80.04% | 6,060 |
| Federal funds purchased & repurchase agreements | $327,423,000 | 90 |
| Trading liabilities | $0 | 150 |
| Other borrowed funds | $0 | 4,201 |
| Subordinated debt | $0 | 163 |
| All other liabilities | $13,515,000 | 522 |
| Total equity capital | $177,399,000 | 435 |
| Total bank equity capital | $177,399,000 | 435 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $6,000,000 | 733 |
| Surplus | $109,250,000 | 390 |
| Undivided profits | $62,149,000 | 621 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 170 |
| Memoranda | ||
| Noncurrent loans and leases | $1,254,000 | 3,861 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $4,398,000 | 582 |
| Earning assets | $1,502,747,000 | 414 |
| Long-term assets (5+ years) | $402,807,000 | 521 |
| Average Assets, year-to-date | $1,603,308,750 | 424 |
| Average Assets, quarterly | $1,621,395,000 | 425 |
| Volatile liabilities | $380,294,000 | 178 |
| Insider loans | $81,130,000 | 48 |
| FHLB advances | $0 | 3,944 |
| Loans and leases held for sale | $0 | 2,256 |
| Unused loan commitments | $313,721,000 | 328 |
| Tier 1 (core) risk-based capital | $114,408,000 | 590 |
| Tier 2 risk-based capital | $6,326,000 | 838 |
| Total risk weighted assets | $978,500,000 | 445 |
| Total unused commitments | $313,721,000 | 328 |
| Derivatives | $0 | 1,366 |
| 2012-06-30 | Rank | |
| # of Employees: | 209 | 702 |
| Assets and Liabilities | ||
| Total Assets: | $1,623,434,000 | 421 |
| Cash and due from depository institutions | $24,758,000 | 702 |
| Interest-bearing balances | $1,050,000 | 5,817 |
| Securities | $751,775,000 | 210 |
| Federal funds sold & reverse repurchase agreements | $28,154,000 | 171 |
| Net loans & leases | $724,456,000 | 561 |
| Loan loss allowance | $6,285,000 | 1,205 |
| Trading account assets | $0 | 211 |
| Bank premises and fixed assets | $32,238,000 | 327 |
| Other real estate owned | $158,000 | 702 |
| Goodwill and other intangibles | $51,959,000 | 190 |
| All other assets | $9,936,000 | 1,812 |
| Life insurance assets | $0 | 3,763 |
| Total liabilities and capital | $1,623,434,000 | 421 |
| Total liabilities | $1,451,384,000 | 421 |
| Total deposits | $1,084,882,000 | 494 |
| Interest-bearing deposits | $964,456,000 | 459 |
| Deposits held in domestic offices | $1,084,882,000 | 492 |
| % insured | 78.72% | 6,289 |
| Federal funds purchased & repurchase agreements | $352,906,000 | 87 |
| Trading liabilities | $0 | 130 |
| Other borrowed funds | $0 | 4,239 |
| Subordinated debt | $0 | 180 |
| All other liabilities | $13,596,000 | 502 |
| Total equity capital | $172,050,000 | 441 |
| Total bank equity capital | $172,050,000 | 441 |
| Perpetual preferred stock | $0 | 254 |
| Common stock | $6,000,000 | 749 |
| Surplus | $109,250,000 | 386 |
| Undivided profits | $56,800,000 | 651 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 171 |
| Memoranda | ||
| Noncurrent loans and leases | $1,339,000 | 3,827 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,080 |
| Income earned, not collected on loans | $4,314,000 | 552 |
| Earning assets | $1,505,435,000 | 410 |
| Long-term assets (5+ years) | $463,743,000 | 431 |
| Average Assets, year-to-date | $1,597,959,670 | 426 |
| Average Assets, quarterly | $1,613,842,000 | 424 |
| Volatile liabilities | $411,783,000 | 169 |
| Insider loans | $73,185,000 | 51 |
| FHLB advances | $0 | 3,987 |
| Loans and leases held for sale | $0 | 2,185 |
| Unused loan commitments | $324,592,000 | 312 |
| Tier 1 (core) risk-based capital | $111,113,000 | 596 |
| Tier 2 risk-based capital | $6,357,000 | 834 |
| Total risk weighted assets | $987,417,000 | 443 |
| Total unused commitments | $324,592,000 | 312 |
| Derivatives | $0 | 1,332 |
| 2012-03-31 | Rank | |
| # of Employees: | 206 | 708 |
| Assets and Liabilities | ||
| Total Assets: | $1,604,250,000 | 425 |
| Cash and due from depository institutions | $23,446,000 | 708 |
| Interest-bearing balances | $2,300,000 | 5,352 |
| Securities | $788,479,000 | 204 |
| Federal funds sold & reverse repurchase agreements | $4,246,000 | 1,549 |
| Net loans & leases | $693,061,000 | 579 |
| Loan loss allowance | $6,342,000 | 1,199 |
| Trading account assets | $0 | 215 |
| Bank premises and fixed assets | $31,740,000 | 326 |
| Other real estate owned | $221,000 | 708 |
| Goodwill and other intangibles | $52,325,000 | 190 |
| All other assets | $10,732,000 | 1,717 |
| Life insurance assets | $0 | 3,760 |
| Total liabilities and capital | $1,604,250,000 | 425 |
| Total liabilities | $1,436,574,000 | 427 |
| Total deposits | $1,127,324,000 | 475 |
| Interest-bearing deposits | $986,839,000 | 454 |
| Deposits held in domestic offices | $1,127,324,000 | 474 |
| % insured | 76.19% | 6,570 |
| Federal funds purchased & repurchase agreements | $296,300,000 | 102 |
| Trading liabilities | $0 | 123 |
| Other borrowed funds | $0 | 4,273 |
| Subordinated debt | $0 | 185 |
| All other liabilities | $12,950,000 | 488 |
| Total equity capital | $167,676,000 | 445 |
| Total bank equity capital | $167,676,000 | 445 |
| Perpetual preferred stock | $0 | 259 |
| Common stock | $6,000,000 | 762 |
| Surplus | $109,250,000 | 380 |
| Undivided profits | $52,426,000 | 686 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 170 |
| Memoranda | ||
| Noncurrent loans and leases | $1,411,000 | 3,872 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,111 |
| Income earned, not collected on loans | $4,880,000 | 504 |
| Earning assets | $1,488,086,000 | 414 |
| Long-term assets (5+ years) | $506,262,000 | 391 |
| Average Assets, year-to-date | $1,585,222,500 | 427 |
| Average Assets, quarterly | $1,585,222,500 | 427 |
| Volatile liabilities | $360,748,000 | 190 |
| Insider loans | $64,607,000 | 57 |
| FHLB advances | $0 | 4,028 |
| Loans and leases held for sale | $0 | 2,171 |
| Unused loan commitments | $311,831,000 | 320 |
| Tier 1 (core) risk-based capital | $107,740,000 | 606 |
| Tier 2 risk-based capital | $6,414,000 | 823 |
| Total risk weighted assets | $946,745,000 | 456 |
| Total unused commitments | $311,831,000 | 320 |
| Derivatives | $0 | 1,297 |
| 2011-12-31 | Rank | |
| # of Employees: | 208 | 707 |
| Assets and Liabilities | ||
| Total Assets: | $1,566,195,000 | 430 |
| Cash and due from depository institutions | $31,772,000 | 707 |
| Interest-bearing balances | $4,811,000 | 4,170 |
| Securities | $791,366,000 | 199 |
| Federal funds sold & reverse repurchase agreements | $20,563,000 | 253 |
| Net loans & leases | $626,943,000 | 659 |
| Loan loss allowance | $6,398,000 | 1,200 |
| Trading account assets | $0 | 205 |
| Bank premises and fixed assets | $31,835,000 | 326 |
| Other real estate owned | $191,000 | 707 |
| Goodwill and other intangibles | $52,691,000 | 188 |
| All other assets | $10,834,000 | 1,712 |
| Life insurance assets | $0 | 3,748 |
| Total liabilities and capital | $1,566,195,000 | 430 |
| Total liabilities | $1,401,315,000 | 431 |
| Total deposits | $1,205,804,000 | 440 |
| Interest-bearing deposits | $1,083,087,000 | 412 |
| Deposits held in domestic offices | $1,205,804,000 | 439 |
| % insured | 75.19% | 6,689 |
| Federal funds purchased & repurchase agreements | $182,769,000 | 139 |
| Trading liabilities | $0 | 115 |
| Other borrowed funds | $0 | 4,481 |
| Subordinated debt | $0 | 193 |
| All other liabilities | $12,742,000 | 505 |
| Total equity capital | $164,880,000 | 447 |
| Total bank equity capital | $164,880,000 | 447 |
| Perpetual preferred stock | $0 | 263 |
| Common stock | $6,000,000 | 765 |
| Surplus | $109,250,000 | 378 |
| Undivided profits | $49,630,000 | 716 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 168 |
| Memoranda | ||
| Noncurrent loans and leases | $1,594,000 | 3,681 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,138 |
| Income earned, not collected on loans | $4,844,000 | 528 |
| Earning assets | $1,443,683,000 | 422 |
| Long-term assets (5+ years) | $502,034,000 | 301 |
| Average Assets, year-to-date | $1,471,316,800 | 453 |
| Average Assets, quarterly | $1,536,442,500 | 433 |
| Volatile liabilities | $260,017,000 | 261 |
| Insider loans | $43,045,000 | 87 |
| FHLB advances | $0 | 4,174 |
| Loans and leases held for sale | $0 | 1,918 |
| Unused loan commitments | $302,532,000 | 316 |
| Tier 1 (core) risk-based capital | $103,867,000 | 624 |
| Tier 2 risk-based capital | $6,424,000 | 829 |
| Total risk weighted assets | $884,818,000 | 493 |
| Total unused commitments | $302,532,000 | 316 |
| Derivatives | $0 | 1,191 |
| 2011-09-30 | Rank | |
| # of Employees: | 208 | 705 |
| Assets and Liabilities | ||
| Total Assets: | $1,506,690,000 | 446 |
| Cash and due from depository institutions | $26,880,000 | 705 |
| Interest-bearing balances | $6,313,000 | 3,827 |
| Securities | $788,274,000 | 200 |
| Federal funds sold & reverse repurchase agreements | $7,415,000 | 870 |
| Net loans & leases | $587,169,000 | 713 |
| Loan loss allowance | $6,324,000 | 1,234 |
| Trading account assets | $0 | 209 |
| Bank premises and fixed assets | $32,085,000 | 323 |
| Other real estate owned | $375,000 | 705 |
| Goodwill and other intangibles | $53,061,000 | 187 |
| All other assets | $11,431,000 | 1,652 |
| Life insurance assets | $0 | 3,747 |
| Total liabilities and capital | $1,506,690,000 | 446 |
| Total liabilities | $1,345,049,000 | 445 |
| Total deposits | $1,221,624,000 | 437 |
| Interest-bearing deposits | $1,109,240,000 | 411 |
| Deposits held in domestic offices | $1,221,624,000 | 435 |
| % insured | 69.25% | 7,085 |
| Federal funds purchased & repurchase agreements | $110,587,000 | 197 |
| Trading liabilities | $0 | 112 |
| Other borrowed funds | $0 | 4,648 |
| Subordinated debt | $0 | 206 |
| All other liabilities | $12,838,000 | 500 |
| Total equity capital | $161,641,000 | 462 |
| Total bank equity capital | $161,641,000 | 462 |
| Perpetual preferred stock | $0 | 266 |
| Common stock | $6,000,000 | 776 |
| Surplus | $109,249,000 | 384 |
| Undivided profits | $46,392,000 | 774 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 175 |
| Memoranda | ||
| Noncurrent loans and leases | $1,611,000 | 3,778 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,137 |
| Income earned, not collected on loans | $5,245,000 | 489 |
| Earning assets | $1,389,171,000 | 437 |
| Long-term assets (5+ years) | $410,515,000 | 370 |
| Average Assets, year-to-date | $1,447,597,250 | 463 |
| Average Assets, quarterly | $1,483,867,000 | 455 |
| Volatile liabilities | $186,047,000 | 336 |
| Insider loans | $35,609,000 | 118 |
| FHLB advances | $0 | 4,265 |
| Loans and leases held for sale | $0 | 1,904 |
| Unused loan commitments | $199,221,000 | 427 |
| Tier 1 (core) risk-based capital | $100,125,000 | 652 |
| Tier 2 risk-based capital | $6,350,000 | 833 |
| Total risk weighted assets | $793,414,000 | 552 |
| Total unused commitments | $199,221,000 | 427 |
| Derivatives | $0 | 1,195 |
| 2011-06-30 | Rank | |
| # of Employees: | 210 | 708 |
| Assets and Liabilities | ||
| Total Assets: | $1,461,044,000 | 465 |
| Cash and due from depository institutions | $33,150,000 | 708 |
| Interest-bearing balances | $11,313,000 | 2,679 |
| Securities | $737,483,000 | 211 |
| Federal funds sold & reverse repurchase agreements | $17,962,000 | 310 |
| Net loans & leases | $575,587,000 | 725 |
| Loan loss allowance | $6,326,000 | 1,260 |
| Trading account assets | $0 | 213 |
| Bank premises and fixed assets | $31,203,000 | 337 |
| Other real estate owned | $846,000 | 708 |
| Goodwill and other intangibles | $53,461,000 | 188 |
| All other assets | $11,352,000 | 1,696 |
| Life insurance assets | $0 | 3,737 |
| Total liabilities and capital | $1,461,044,000 | 465 |
| Total liabilities | $1,308,488,000 | 469 |
| Total deposits | $992,665,000 | 539 |
| Interest-bearing deposits | $872,020,000 | 519 |
| Deposits held in domestic offices | $992,665,000 | 536 |
| % insured | 90.06% | 4,035 |
| Federal funds purchased & repurchase agreements | $304,787,000 | 102 |
| Trading liabilities | $0 | 112 |
| Other borrowed funds | $0 | 4,735 |
| Subordinated debt | $0 | 212 |
| All other liabilities | $11,036,000 | 532 |
| Total equity capital | $152,556,000 | 477 |
| Total bank equity capital | $152,556,000 | 477 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $6,000,000 | 789 |
| Surplus | $109,249,000 | 389 |
| Undivided profits | $37,307,000 | 930 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 179 |
| Memoranda | ||
| Noncurrent loans and leases | $1,356,000 | 4,087 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,160 |
| Income earned, not collected on loans | $4,937,000 | 517 |
| Earning assets | $1,342,345,000 | 457 |
| Long-term assets (5+ years) | $490,761,000 | 300 |
| Average Assets, year-to-date | $1,427,899,670 | 479 |
| Average Assets, quarterly | $1,455,601,000 | 472 |
| Volatile liabilities | $353,429,000 | 206 |
| Insider loans | $35,675,000 | 121 |
| FHLB advances | $0 | 4,341 |
| Loans and leases held for sale | $0 | 1,752 |
| Unused loan commitments | $171,171,000 | 475 |
| Tier 1 (core) risk-based capital | $96,235,000 | 663 |
| Tier 2 risk-based capital | $6,352,000 | 842 |
| Total risk weighted assets | $761,410,000 | 578 |
| Total unused commitments | $171,171,000 | 475 |
| Derivatives | $0 | 1,174 |
| 2011-03-31 | Rank | |
| # of Employees: | 209 | 715 |
| Assets and Liabilities | ||
| Total Assets: | $1,450,158,000 | 481 |
| Cash and due from depository institutions | $48,308,000 | 715 |
| Interest-bearing balances | $25,813,000 | 1,497 |
| Securities | $708,595,000 | 219 |
| Federal funds sold & reverse repurchase agreements | $37,161,000 | 150 |
| Net loans & leases | $560,145,000 | 760 |
| Loan loss allowance | $6,708,000 | 1,210 |
| Trading account assets | $0 | 208 |
| Bank premises and fixed assets | $29,735,000 | 362 |
| Other real estate owned | $259,000 | 715 |
| Goodwill and other intangibles | $53,865,000 | 189 |
| All other assets | $12,090,000 | 1,630 |
| Life insurance assets | $0 | 3,748 |
| Total liabilities and capital | $1,450,158,000 | 481 |
| Total liabilities | $1,308,316,000 | 472 |
| Total deposits | $969,353,000 | 551 |
| Interest-bearing deposits | $856,130,000 | 539 |
| Deposits held in domestic offices | $969,353,000 | 549 |
| % insured | 94.37% | 2,305 |
| Federal funds purchased & repurchase agreements | $332,597,000 | 103 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $0 | 4,815 |
| Subordinated debt | $0 | 214 |
| All other liabilities | $6,366,000 | 818 |
| Total equity capital | $141,842,000 | 504 |
| Total bank equity capital | $141,842,000 | 504 |
| Perpetual preferred stock | $0 | 224 |
| Common stock | $6,000,000 | 798 |
| Surplus | $109,250,000 | 391 |
| Undivided profits | $26,592,000 | 1,252 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 181 |
| Memoranda | ||
| Noncurrent loans and leases | $2,024,000 | 3,564 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,152 |
| Income earned, not collected on loans | $5,511,000 | 475 |
| Earning assets | $1,331,714,000 | 467 |
| Long-term assets (5+ years) | $446,571,000 | 321 |
| Average Assets, year-to-date | $1,411,327,500 | 487 |
| Average Assets, quarterly | $1,411,327,500 | 487 |
| Volatile liabilities | $382,473,000 | 202 |
| Insider loans | $31,426,000 | 141 |
| FHLB advances | $0 | 4,390 |
| Loans and leases held for sale | $0 | 1,676 |
| Unused loan commitments | $166,713,000 | 487 |
| Tier 1 (core) risk-based capital | $92,624,000 | 681 |
| Tier 2 risk-based capital | $6,734,000 | 812 |
| Total risk weighted assets | $760,002,000 | 585 |
| Total unused commitments | $166,713,000 | 488 |
| Derivatives | $0 | 1,153 |
| 2010-12-31 | Rank | |
| # of Employees: | 207 | 718 |
| Assets and Liabilities | ||
| Total Assets: | $1,372,497,000 | 504 |
| Cash and due from depository institutions | $42,477,000 | 718 |
| Interest-bearing balances | $36,713,000 | 998 |
| Securities | $680,733,000 | 217 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,270 |
| Net loans & leases | $552,708,000 | 786 |
| Loan loss allowance | $6,920,000 | 1,166 |
| Trading account assets | $0 | 207 |
| Bank premises and fixed assets | $29,286,000 | 374 |
| Other real estate owned | $92,000 | 718 |
| Goodwill and other intangibles | $54,270,000 | 193 |
| All other assets | $12,931,000 | 1,586 |
| Life insurance assets | $0 | 3,769 |
| Total liabilities and capital | $1,372,497,000 | 504 |
| Total liabilities | $1,234,037,000 | 500 |
| Total deposits | $982,566,000 | 552 |
| Interest-bearing deposits | $857,179,000 | 544 |
| Deposits held in domestic offices | $982,566,000 | 550 |
| % insured | 94.06% | 2,382 |
| Federal funds purchased & repurchase agreements | $227,725,000 | 126 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $19,104,000 | 1,527 |
| Subordinated debt | $0 | 220 |
| All other liabilities | $4,642,000 | 1,048 |
| Total equity capital | $138,460,000 | 510 |
| Total bank equity capital | $138,460,000 | 510 |
| Perpetual preferred stock | $0 | 224 |
| Common stock | $6,000,000 | 802 |
| Surplus | $109,250,000 | 393 |
| Undivided profits | $23,210,000 | 1,398 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 190 |
| Memoranda | ||
| Noncurrent loans and leases | $1,784,000 | 3,770 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,218 |
| Income earned, not collected on loans | $5,791,000 | 450 |
| Earning assets | $1,270,154,000 | 494 |
| Long-term assets (5+ years) | $404,309,000 | 346 |
| Average Assets, year-to-date | $1,141,123,400 | 582 |
| Average Assets, quarterly | $1,256,320,000 | 536 |
| Volatile liabilities | $343,415,000 | 411 |
| Insider loans | $28,115,000 | 165 |
| FHLB advances | $0 | 4,551 |
| Loans and leases held for sale | $0 | 1,952 |
| Unused loan commitments | $157,129,000 | 507 |
| Tier 1 (core) risk-based capital | $88,532,000 | 701 |
| Tier 2 risk-based capital | $7,041,000 | 805 |
| Total risk weighted assets | $741,736,000 | 607 |
| Total unused commitments | $157,129,000 | 507 |
| Derivatives | $0 | 1,176 |
| 2010-09-30 | Rank | |
| # of Employees: | 200 | 748 |
| Assets and Liabilities | ||
| Total Assets: | $1,140,143,000 | 593 |
| Cash and due from depository institutions | $50,725,000 | 748 |
| Interest-bearing balances | $44,213,000 | 829 |
| Securities | $417,963,000 | 319 |
| Federal funds sold & reverse repurchase agreements | $39,722,000 | 150 |
| Net loans & leases | $536,165,000 | 819 |
| Loan loss allowance | $6,964,000 | 1,182 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $28,691,000 | 376 |
| Other real estate owned | $92,000 | 748 |
| Goodwill and other intangibles | $54,679,000 | 191 |
| All other assets | $12,106,000 | 1,691 |
| Life insurance assets | $0 | 3,793 |
| Total liabilities and capital | $1,140,143,000 | 593 |
| Total liabilities | $997,190,000 | 602 |
| Total deposits | $913,743,000 | 593 |
| Interest-bearing deposits | $807,196,000 | 567 |
| Deposits held in domestic offices | $913,743,000 | 590 |
| % insured | 69.12% | 7,158 |
| Federal funds purchased & repurchase agreements | $24,959,000 | 565 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $48,639,000 | 768 |
| Subordinated debt | $0 | 233 |
| All other liabilities | $9,849,000 | 635 |
| Total equity capital | $142,953,000 | 490 |
| Total bank equity capital | $142,953,000 | 490 |
| Perpetual preferred stock | $0 | 229 |
| Common stock | $6,000,000 | 808 |
| Surplus | $109,250,000 | 383 |
| Undivided profits | $27,703,000 | 1,254 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 194 |
| Memoranda | ||
| Noncurrent loans and leases | $1,468,000 | 4,190 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,218 |
| Income earned, not collected on loans | $4,853,000 | 564 |
| Earning assets | $1,038,063,000 | 591 |
| Long-term assets (5+ years) | $191,054,000 | 736 |
| Average Assets, year-to-date | $1,083,280,000 | 613 |
| Average Assets, quarterly | $1,106,666,500 | 602 |
| Volatile liabilities | $170,322,000 | 827 |
| Insider loans | $26,173,000 | 180 |
| FHLB advances | $0 | 4,672 |
| Loans and leases held for sale | $0 | 1,963 |
| Unused loan commitments | $174,576,000 | 464 |
| Tier 1 (core) risk-based capital | $84,219,000 | 734 |
| Tier 2 risk-based capital | $7,085,000 | 815 |
| Total risk weighted assets | $721,106,000 | 621 |
| Total unused commitments | $174,576,000 | 464 |
| Derivatives | $0 | 1,218 |
| 2010-06-30 | Rank | |
| # of Employees: | 199 | 758 |
| Assets and Liabilities | ||
| Total Assets: | $1,073,190,000 | 621 |
| Cash and due from depository institutions | $60,957,000 | 758 |
| Interest-bearing balances | $54,325,000 | 647 |
| Securities | $228,724,000 | 577 |
| Federal funds sold & reverse repurchase agreements | $157,057,000 | 52 |
| Net loans & leases | $532,259,000 | 833 |
| Loan loss allowance | $7,253,000 | 1,155 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $27,630,000 | 396 |
| Other real estate owned | $42,000 | 758 |
| Goodwill and other intangibles | $55,169,000 | 188 |
| All other assets | $11,352,000 | 1,810 |
| Life insurance assets | $0 | 3,801 |
| Total liabilities and capital | $1,073,190,000 | 621 |
| Total liabilities | $913,650,000 | 658 |
| Total deposits | $872,502,000 | 611 |
| Interest-bearing deposits | $771,433,000 | 591 |
| Deposits held in domestic offices | $872,502,000 | 607 |
| % insured | 70.48% | 7,161 |
| Federal funds purchased & repurchase agreements | $18,815,000 | 687 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $12,767,000 | 2,175 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $9,566,000 | 614 |
| Total equity capital | $159,540,000 | 437 |
| Total bank equity capital | $159,540,000 | 437 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $6,000,000 | 817 |
| Surplus | $109,250,000 | 381 |
| Undivided profits | $44,290,000 | 752 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 198 |
| Memoranda | ||
| Noncurrent loans and leases | $4,154,000 | 2,563 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,233 |
| Income earned, not collected on loans | $3,907,000 | 736 |
| Earning assets | $972,365,000 | 618 |
| Long-term assets (5+ years) | $70,603,000 | 1,832 |
| Average Assets, year-to-date | $1,064,325,670 | 623 |
| Average Assets, quarterly | $1,057,755,000 | 634 |
| Volatile liabilities | $126,137,000 | 1,136 |
| Insider loans | $32,345,000 | 148 |
| FHLB advances | $0 | 4,785 |
| Loans and leases held for sale | $0 | 1,852 |
| Unused loan commitments | $169,588,000 | 465 |
| Tier 1 (core) risk-based capital | $101,270,000 | 602 |
| Tier 2 risk-based capital | $7,374,000 | 782 |
| Total risk weighted assets | $723,004,000 | 627 |
| Total unused commitments | $169,588,000 | 465 |
| Derivatives | $0 | 1,168 |
| 2010-03-31 | Rank | |
| # of Employees: | 205 | 745 |
| Assets and Liabilities | ||
| Total Assets: | $1,042,320,000 | 653 |
| Cash and due from depository institutions | $77,365,000 | 745 |
| Interest-bearing balances | $71,325,000 | 495 |
| Securities | $206,225,000 | 633 |
| Federal funds sold & reverse repurchase agreements | $137,335,000 | 54 |
| Net loans & leases | $525,666,000 | 870 |
| Loan loss allowance | $7,656,000 | 1,122 |
| Trading account assets | $0 | 227 |
| Bank premises and fixed assets | $27,709,000 | 408 |
| Other real estate owned | $42,000 | 745 |
| Goodwill and other intangibles | $55,672,000 | 191 |
| All other assets | $12,306,000 | 1,739 |
| Life insurance assets | $0 | 3,823 |
| Total liabilities and capital | $1,042,320,000 | 653 |
| Total liabilities | $885,927,000 | 695 |
| Total deposits | $844,486,000 | 643 |
| Interest-bearing deposits | $760,154,000 | 619 |
| Deposits held in domestic offices | $844,486,000 | 640 |
| % insured | 74.04% | 6,991 |
| Federal funds purchased & repurchase agreements | $23,676,000 | 610 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $8,569,000 | 2,806 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $9,196,000 | 629 |
| Total equity capital | $156,393,000 | 444 |
| Total bank equity capital | $156,393,000 | 444 |
| Perpetual preferred stock | $0 | 220 |
| Common stock | $6,000,000 | 833 |
| Surplus | $109,250,000 | 388 |
| Undivided profits | $41,143,000 | 794 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 204 |
| Memoranda | ||
| Noncurrent loans and leases | $1,015,000 | 4,843 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,219 |
| Income earned, not collected on loans | $4,476,000 | 647 |
| Earning assets | $940,551,000 | 658 |
| Long-term assets (5+ years) | $48,574,000 | 2,453 |
| Average Assets, year-to-date | $1,059,893,500 | 641 |
| Average Assets, quarterly | $1,059,893,500 | 641 |
| Volatile liabilities | $127,106,000 | 1,169 |
| Insider loans | $27,507,000 | 188 |
| FHLB advances | $0 | 4,906 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $159,846,000 | 513 |
| Tier 1 (core) risk-based capital | $98,387,000 | 619 |
| Tier 2 risk-based capital | $7,777,000 | 762 |
| Total risk weighted assets | $711,263,000 | 662 |
| Total unused commitments | $159,846,000 | 513 |
| Derivatives | $0 | 1,155 |
| 2009-12-31 | Rank | |
| # of Employees: | 209 | 723 |
| Assets and Liabilities | ||
| Total Assets: | $1,077,467,000 | 634 |
| Cash and due from depository institutions | $74,791,000 | 723 |
| Interest-bearing balances | $70,780,000 | 421 |
| Securities | $214,703,000 | 595 |
| Federal funds sold & reverse repurchase agreements | $164,110,000 | 62 |
| Net loans & leases | $526,964,000 | 895 |
| Loan loss allowance | $7,471,000 | 1,147 |
| Trading account assets | $0 | 224 |
| Bank premises and fixed assets | $27,915,000 | 401 |
| Other real estate owned | $649,000 | 723 |
| Goodwill and other intangibles | $56,176,000 | 193 |
| All other assets | $12,159,000 | 1,803 |
| Life insurance assets | $0 | 3,837 |
| Total liabilities and capital | $1,077,467,000 | 634 |
| Total liabilities | $922,926,000 | 663 |
| Total deposits | $851,472,000 | 635 |
| Interest-bearing deposits | $781,838,000 | 602 |
| Deposits held in domestic offices | $851,472,000 | 631 |
| % insured | 73.79% | 7,039 |
| Federal funds purchased & repurchase agreements | $29,955,000 | 550 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $32,450,000 | 1,298 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $9,049,000 | 642 |
| Total equity capital | $154,541,000 | 439 |
| Total bank equity capital | $154,541,000 | 439 |
| Perpetual preferred stock | $0 | 219 |
| Common stock | $6,000,000 | 838 |
| Surplus | $109,250,000 | 379 |
| Undivided profits | $39,291,000 | 813 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 209 |
| Memoranda | ||
| Noncurrent loans and leases | $781,000 | 5,149 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,191 |
| Income earned, not collected on loans | $4,278,000 | 714 |
| Earning assets | $976,557,000 | 629 |
| Long-term assets (5+ years) | $58,464,000 | 2,102 |
| Average Assets, year-to-date | $979,567,200 | 683 |
| Average Assets, quarterly | $1,027,779,000 | 662 |
| Volatile liabilities | $152,250,000 | 976 |
| Insider loans | $27,086,000 | 191 |
| FHLB advances | $0 | 5,026 |
| Loans and leases held for sale | $0 | 1,814 |
| Unused loan commitments | $237,244,000 | 398 |
| Tier 1 (core) risk-based capital | $95,581,000 | 627 |
| Tier 2 risk-based capital | $7,592,000 | 811 |
| Total risk weighted assets | $761,022,000 | 634 |
| Total unused commitments | $237,244,000 | 398 |
| Derivatives | $0 | 1,139 |
| 2009-09-30 | Rank | |
| # of Employees: | 210 | 728 |
| Assets and Liabilities | ||
| Total Assets: | $978,091,000 | 709 |
| Cash and due from depository institutions | $117,525,000 | 728 |
| Interest-bearing balances | $73,598,000 | 383 |
| Securities | $202,277,000 | 645 |
| Federal funds sold & reverse repurchase agreements | $35,476,000 | 230 |
| Net loans & leases | $527,933,000 | 913 |
| Loan loss allowance | $7,392,000 | 1,088 |
| Trading account assets | $0 | 238 |
| Bank premises and fixed assets | $28,006,000 | 406 |
| Other real estate owned | $853,000 | 728 |
| Goodwill and other intangibles | $56,952,000 | 193 |
| All other assets | $9,069,000 | 2,021 |
| Life insurance assets | $0 | 3,862 |
| Total liabilities and capital | $978,091,000 | 709 |
| Total liabilities | $820,278,000 | 766 |
| Total deposits | $779,129,000 | 702 |
| Interest-bearing deposits | $718,184,000 | 657 |
| Deposits held in domestic offices | $779,129,000 | 699 |
| % insured | 71.28% | 7,360 |
| Federal funds purchased & repurchase agreements | $30,504,000 | 545 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $123,000 | 5,331 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $10,522,000 | 627 |
| Total equity capital | $157,813,000 | 450 |
| Total bank equity capital | $157,813,000 | 450 |
| Perpetual preferred stock | $0 | 212 |
| Common stock | $6,000,000 | 846 |
| Surplus | $109,250,000 | 377 |
| Undivided profits | $42,563,000 | 785 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 214 |
| Memoranda | ||
| Noncurrent loans and leases | $1,621,000 | 4,080 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,174 |
| Income earned, not collected on loans | $4,706,000 | 676 |
| Earning assets | $839,284,000 | 746 |
| Long-term assets (5+ years) | $72,013,000 | 1,784 |
| Average Assets, year-to-date | $955,092,250 | 712 |
| Average Assets, quarterly | $970,983,500 | 712 |
| Volatile liabilities | $116,160,000 | 1,312 |
| Insider loans | $26,612,000 | 203 |
| FHLB advances | $0 | 5,137 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $189,354,000 | 482 |
| Tier 1 (core) risk-based capital | $97,322,000 | 627 |
| Tier 2 risk-based capital | $7,513,000 | 830 |
| Total risk weighted assets | $715,824,000 | 700 |
| Total unused commitments | $189,354,000 | 483 |
| Derivatives | $0 | 1,183 |
| 2009-06-30 | Rank | |
| # of Employees: | 209 | 748 |
| Assets and Liabilities | ||
| Total Assets: | $963,876,000 | 734 |
| Cash and due from depository institutions | $100,402,000 | 748 |
| Interest-bearing balances | $67,582,000 | 344 |
| Securities | $206,242,000 | 616 |
| Federal funds sold & reverse repurchase agreements | $39,193,000 | 202 |
| Net loans & leases | $523,517,000 | 942 |
| Loan loss allowance | $7,243,000 | 1,078 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $28,173,000 | 410 |
| Other real estate owned | $0 | 748 |
| Goodwill and other intangibles | $57,489,000 | 204 |
| All other assets | $8,860,000 | 2,088 |
| Life insurance assets | $0 | 3,901 |
| Total liabilities and capital | $963,876,000 | 734 |
| Total liabilities | $809,166,000 | 793 |
| Total deposits | $755,004,000 | 733 |
| Interest-bearing deposits | $692,940,000 | 689 |
| Deposits held in domestic offices | $755,004,000 | 731 |
| % insured | 70.68% | 5,927 |
| Federal funds purchased & repurchase agreements | $32,473,000 | 537 |
| Trading liabilities | $0 | 100 |
| Other borrowed funds | $11,856,000 | 2,721 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $9,833,000 | 672 |
| Total equity capital | $154,710,000 | 453 |
| Total bank equity capital | $154,710,000 | 453 |
| Perpetual preferred stock | $0 | 213 |
| Common stock | $6,000,000 | 849 |
| Surplus | $109,250,000 | 388 |
| Undivided profits | $39,460,000 | 840 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 219 |
| Memoranda | ||
| Noncurrent loans and leases | $3,639,000 | 2,703 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,161 |
| Income earned, not collected on loans | $4,429,000 | 717 |
| Earning assets | $836,534,000 | 768 |
| Long-term assets (5+ years) | $87,574,000 | 1,521 |
| Average Assets, year-to-date | $947,426,000 | 738 |
| Average Assets, quarterly | $951,243,500 | 739 |
| Volatile liabilities | $122,867,000 | 1,253 |
| Insider loans | $27,735,000 | 194 |
| FHLB advances | $0 | 5,202 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $162,963,000 | 566 |
| Tier 1 (core) risk-based capital | $94,262,000 | 652 |
| Tier 2 risk-based capital | $7,364,000 | 843 |
| Total risk weighted assets | $694,792,000 | 745 |
| Total unused commitments | $162,963,000 | 566 |
| Derivatives | $0 | 1,221 |
| 2009-03-31 | Rank | |
| # of Employees: | 214 | 734 |
| Assets and Liabilities | ||
| Total Assets: | $938,611,000 | 755 |
| Cash and due from depository institutions | $83,535,000 | 734 |
| Interest-bearing balances | $43,518,000 | 454 |
| Securities | $216,089,000 | 576 |
| Federal funds sold & reverse repurchase agreements | $17,019,000 | 677 |
| Net loans & leases | $527,237,000 | 938 |
| Loan loss allowance | $7,281,000 | 1,020 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $28,067,000 | 409 |
| Other real estate owned | $0 | 734 |
| Goodwill and other intangibles | $58,031,000 | 206 |
| All other assets | $8,633,000 | 2,115 |
| Life insurance assets | $0 | 3,932 |
| Total liabilities and capital | $938,611,000 | 755 |
| Total liabilities | $783,419,000 | 822 |
| Total deposits | $735,092,000 | 744 |
| Interest-bearing deposits | $654,183,000 | 725 |
| Deposits held in domestic offices | $735,092,000 | 742 |
| % insured | 70.78% | 5,957 |
| Federal funds purchased & repurchase agreements | $31,694,000 | 571 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $6,850,000 | 3,540 |
| Subordinated debt | $0 | 271 |
| All other liabilities | $9,783,000 | 685 |
| Total equity capital | $155,192,000 | 459 |
| Total bank equity capital | $155,192,000 | 459 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $6,000,000 | 852 |
| Surplus | $109,250,000 | 382 |
| Undivided profits | $39,942,000 | 845 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 220 |
| Memoranda | ||
| Noncurrent loans and leases | $2,379,000 | 3,241 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,134 |
| Income earned, not collected on loans | $4,934,000 | 637 |
| Earning assets | $803,863,000 | 802 |
| Long-term assets (5+ years) | $79,876,000 | 1,596 |
| Average Assets, year-to-date | $939,201,000 | 746 |
| Average Assets, quarterly | $939,201,000 | 746 |
| Volatile liabilities | $100,443,000 | 1,544 |
| Insider loans | $32,941,000 | 158 |
| FHLB advances | $0 | 5,264 |
| Loans and leases held for sale | $0 | 1,892 |
| Unused loan commitments | $135,926,000 | 703 |
| Tier 1 (core) risk-based capital | $94,138,000 | 655 |
| Tier 2 risk-based capital | $7,402,000 | 824 |
| Total risk weighted assets | $678,651,000 | 767 |
| Total unused commitments | $135,926,000 | 703 |
| Derivatives | $0 | 1,177 |
| 2008-12-31 | Rank | |
| # of Employees: | 209 | 756 |
| Assets and Liabilities | ||
| Total Assets: | $939,791,000 | 741 |
| Cash and due from depository institutions | $73,884,000 | 756 |
| Interest-bearing balances | $37,357,000 | 318 |
| Securities | $223,171,000 | 549 |
| Federal funds sold & reverse repurchase agreements | $27,738,000 | 316 |
| Net loans & leases | $520,546,000 | 943 |
| Loan loss allowance | $7,021,000 | 1,014 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $27,571,000 | 415 |
| Other real estate owned | $0 | 756 |
| Goodwill and other intangibles | $58,623,000 | 211 |
| All other assets | $8,258,000 | 2,205 |
| Life insurance assets | $0 | 3,960 |
| Total liabilities and capital | $939,791,000 | 741 |
| Total liabilities | $784,615,000 | 807 |
| Total deposits | $733,028,000 | 707 |
| Interest-bearing deposits | $633,756,000 | 721 |
| Deposits held in domestic offices | $733,028,000 | 704 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $35,010,000 | 573 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $7,549,000 | 3,605 |
| Subordinated debt | $0 | 278 |
| All other liabilities | $9,028,000 | 734 |
| Total equity capital | $155,176,000 | 461 |
| Total bank equity capital | $155,176,000 | 461 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $36,930,000 | 104 |
| Surplus | $6,000,000 | 3,693 |
| Undivided profits | $112,246,000 | 270 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,392,000 | 3,873 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $4,471,000 | 758 |
| Earning assets | $808,812,000 | 788 |
| Long-term assets (5+ years) | $94,606,000 | 1,369 |
| Average Assets, year-to-date | $862,225,600 | 787 |
| Average Assets, quarterly | $892,959,000 | 778 |
| Volatile liabilities | $104,241,000 | 1,462 |
| Insider loans | $23,385,000 | 263 |
| FHLB advances | $0 | 5,445 |
| Loans and leases held for sale | $0 | 1,663 |
| Unused loan commitments | $132,478,000 | 740 |
| Tier 1 (core) risk-based capital | $93,614,000 | 644 |
| Tier 2 risk-based capital | $7,142,000 | 842 |
| Total risk weighted assets | $671,241,000 | 773 |
| Total unused commitments | $132,478,000 | 740 |
| Derivatives | $0 | 1,109 |
| 2008-09-30 | Rank | |
| # of Employees: | 187 | 865 |
| Assets and Liabilities | ||
| Total Assets: | $846,127,000 | 820 |
| Cash and due from depository institutions | $48,809,000 | 865 |
| Interest-bearing balances | $0 | 6,794 |
| Securities | $209,116,000 | 578 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,854 |
| Net loans & leases | $513,521,000 | 957 |
| Loan loss allowance | $7,523,000 | 853 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $21,146,000 | 556 |
| Other real estate owned | $0 | 865 |
| Goodwill and other intangibles | $45,422,000 | 261 |
| All other assets | $8,113,000 | 2,238 |
| Life insurance assets | $0 | 3,984 |
| Total liabilities and capital | $846,127,000 | 820 |
| Total liabilities | $719,580,000 | 865 |
| Total deposits | $607,352,000 | 854 |
| Interest-bearing deposits | $538,890,000 | 848 |
| Deposits held in domestic offices | $607,352,000 | 851 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $82,971,000 | 341 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $22,683,000 | 2,080 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $6,574,000 | 897 |
| Total equity capital | $126,547,000 | 550 |
| Total bank equity capital | $126,547,000 | 550 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $6,000,000 | 853 |
| Surplus | $85,791,000 | 434 |
| Undivided profits | $34,756,000 | 1,005 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,570,000 | 2,590 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,110 |
| Income earned, not collected on loans | $4,454,000 | 798 |
| Earning assets | $722,637,000 | 860 |
| Long-term assets (5+ years) | $93,275,000 | 1,354 |
| Average Assets, year-to-date | $842,834,250 | 801 |
| Average Assets, quarterly | $845,493,000 | 816 |
| Volatile liabilities | $131,187,000 | 1,141 |
| Insider loans | $27,589,000 | 209 |
| FHLB advances | $0 | 5,438 |
| Loans and leases held for sale | $0 | 1,623 |
| Unused loan commitments | $121,489,000 | 822 |
| Tier 1 (core) risk-based capital | $80,465,000 | 764 |
| Tier 2 risk-based capital | $7,644,000 | 763 |
| Total risk weighted assets | $643,226,000 | 802 |
| Total unused commitments | $121,489,000 | 822 |
| Derivatives | $0 | 1,077 |
| 2008-06-30 | Rank | |
| # of Employees: | 185 | 885 |
| Assets and Liabilities | ||
| Total Assets: | $844,859,000 | 818 |
| Cash and due from depository institutions | $45,285,000 | 885 |
| Interest-bearing balances | $0 | 6,776 |
| Securities | $211,476,000 | 588 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,934 |
| Net loans & leases | $513,677,000 | 940 |
| Loan loss allowance | $7,356,000 | 847 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $21,091,000 | 543 |
| Other real estate owned | $0 | 885 |
| Goodwill and other intangibles | $45,837,000 | 270 |
| All other assets | $7,493,000 | 2,321 |
| Life insurance assets | $0 | 4,015 |
| Total liabilities and capital | $844,859,000 | 818 |
| Total liabilities | $721,214,000 | 853 |
| Total deposits | $550,026,000 | 942 |
| Interest-bearing deposits | $470,472,000 | 946 |
| Deposits held in domestic offices | $550,026,000 | 940 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $147,530,000 | 248 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $15,212,000 | 2,507 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $8,446,000 | 751 |
| Total equity capital | $123,645,000 | 566 |
| Total bank equity capital | $123,645,000 | 566 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $6,000,000 | 845 |
| Surplus | $85,791,000 | 431 |
| Undivided profits | $31,854,000 | 1,135 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,464,000 | 2,396 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,082 |
| Income earned, not collected on loans | $3,784,000 | 941 |
| Earning assets | $725,153,000 | 859 |
| Long-term assets (5+ years) | $89,762,000 | 1,387 |
| Average Assets, year-to-date | $841,736,670 | 803 |
| Average Assets, quarterly | $839,220,000 | 816 |
| Volatile liabilities | $198,317,000 | 777 |
| Insider loans | $43,800,000 | 112 |
| FHLB advances | $0 | 5,355 |
| Loans and leases held for sale | $0 | 1,725 |
| Unused loan commitments | $101,009,000 | 983 |
| Tier 1 (core) risk-based capital | $77,180,000 | 803 |
| Tier 2 risk-based capital | $7,477,000 | 765 |
| Total risk weighted assets | $632,983,000 | 809 |
| Total unused commitments | $101,009,000 | 983 |
| Derivatives | $0 | 1,075 |
| 2008-03-31 | Rank | |
| # of Employees: | 188 | 856 |
| Assets and Liabilities | ||
| Total Assets: | $833,581,000 | 824 |
| Cash and due from depository institutions | $54,215,000 | 856 |
| Interest-bearing balances | $0 | 6,734 |
| Securities | $221,137,000 | 570 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,601 |
| Net loans & leases | $483,549,000 | 982 |
| Loan loss allowance | $7,295,000 | 793 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $20,250,000 | 563 |
| Other real estate owned | $0 | 856 |
| Goodwill and other intangibles | $46,256,000 | 277 |
| All other assets | $8,174,000 | 2,121 |
| Life insurance assets | $0 | 4,038 |
| Total liabilities and capital | $833,581,000 | 824 |
| Total liabilities | $691,606,000 | 887 |
| Total deposits | $543,783,000 | 941 |
| Interest-bearing deposits | $478,807,000 | 931 |
| Deposits held in domestic offices | $543,783,000 | 938 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $93,509,000 | 339 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $44,041,000 | 1,182 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $10,273,000 | 698 |
| Total equity capital | $141,975,000 | 518 |
| Total bank equity capital | $141,975,000 | 518 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $6,000,000 | 836 |
| Surplus | $85,791,000 | 420 |
| Undivided profits | $50,184,000 | 736 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,120,000 | 3,463 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $4,574,000 | 776 |
| Earning assets | $704,686,000 | 883 |
| Long-term assets (5+ years) | $87,642,000 | 1,371 |
| Average Assets, year-to-date | $840,175,500 | 808 |
| Average Assets, quarterly | $840,175,500 | 808 |
| Volatile liabilities | $142,953,000 | 1,032 |
| Insider loans | $30,899,000 | 178 |
| FHLB advances | $0 | 5,198 |
| Loans and leases held for sale | $0 | 1,797 |
| Unused loan commitments | $88,609,000 | 1,127 |
| Tier 1 (core) risk-based capital | $92,965,000 | 665 |
| Tier 2 risk-based capital | $7,416,000 | 754 |
| Total risk weighted assets | $609,968,000 | 835 |
| Total unused commitments | $88,609,000 | 1,128 |
| Derivatives | $0 | 1,109 |
| 2007-12-31 | Rank | |
| # of Employees: | 190 | 864 |
| Assets and Liabilities | ||
| Total Assets: | $846,770,000 | 800 |
| Cash and due from depository institutions | $81,033,000 | 864 |
| Interest-bearing balances | $0 | 6,620 |
| Securities | $212,303,000 | 582 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,130 |
| Net loans & leases | $479,504,000 | 985 |
| Loan loss allowance | $7,275,000 | 787 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $19,696,000 | 578 |
| Other real estate owned | $0 | 864 |
| Goodwill and other intangibles | $46,676,000 | 269 |
| All other assets | $7,558,000 | 2,260 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $846,770,000 | 800 |
| Total liabilities | $709,282,000 | 865 |
| Total deposits | $583,222,000 | 891 |
| Interest-bearing deposits | $499,223,000 | 902 |
| Deposits held in domestic offices | $583,222,000 | 889 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $80,278,000 | 365 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $36,147,000 | 1,271 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $9,635,000 | 707 |
| Total equity capital | $137,488,000 | 522 |
| Total bank equity capital | $137,488,000 | 522 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $6,000,000 | 821 |
| Surplus | $85,791,000 | 409 |
| Undivided profits | $45,697,000 | 813 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $779,000 | 3,800 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $4,123,000 | 955 |
| Earning assets | $691,807,000 | 899 |
| Long-term assets (5+ years) | $98,642,000 | 1,171 |
| Average Assets, year-to-date | $843,357,400 | 766 |
| Average Assets, quarterly | $824,815,500 | 812 |
| Volatile liabilities | $161,780,000 | 928 |
| Insider loans | $20,423,000 | 298 |
| FHLB advances | $0 | 5,108 |
| Loans and leases held for sale | $0 | 1,738 |
| Unused loan commitments | $113,763,000 | 918 |
| Tier 1 (core) risk-based capital | $89,851,000 | 693 |
| Tier 2 risk-based capital | $7,396,000 | 755 |
| Total risk weighted assets | $618,280,000 | 819 |
| Total unused commitments | $113,763,000 | 918 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 185 | 903 |
| Assets and Liabilities | ||
| Total Assets: | $802,861,000 | 836 |
| Cash and due from depository institutions | $42,856,000 | 903 |
| Interest-bearing balances | $0 | 6,576 |
| Securities | $206,874,000 | 609 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,196 |
| Net loans & leases | $479,077,000 | 958 |
| Loan loss allowance | $7,353,000 | 744 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $18,758,000 | 590 |
| Other real estate owned | $0 | 903 |
| Goodwill and other intangibles | $47,096,000 | 260 |
| All other assets | $8,200,000 | 2,102 |
| Life insurance assets | $0 | 4,026 |
| Total liabilities and capital | $802,861,000 | 836 |
| Total liabilities | $668,927,000 | 897 |
| Total deposits | $568,333,000 | 901 |
| Interest-bearing deposits | $512,236,000 | 865 |
| Deposits held in domestic offices | $568,333,000 | 900 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $74,057,000 | 376 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $15,762,000 | 2,032 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $10,775,000 | 641 |
| Total equity capital | $133,934,000 | 527 |
| Total bank equity capital | $133,934,000 | 527 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $6,000,000 | 791 |
| Surplus | $85,791,000 | 393 |
| Undivided profits | $42,143,000 | 882 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $384,000 | 4,762 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $4,812,000 | 860 |
| Earning assets | $685,951,000 | 891 |
| Long-term assets (5+ years) | $92,106,000 | 1,206 |
| Average Assets, year-to-date | $842,504,250 | 764 |
| Average Assets, quarterly | $815,669,500 | 809 |
| Volatile liabilities | $115,226,000 | 1,224 |
| Insider loans | $26,866,000 | 205 |
| FHLB advances | $0 | 5,081 |
| Loans and leases held for sale | $0 | 1,751 |
| Unused loan commitments | $104,698,000 | 1,004 |
| Tier 1 (core) risk-based capital | $86,836,000 | 708 |
| Tier 2 risk-based capital | $7,474,000 | 735 |
| Total risk weighted assets | $606,779,000 | 821 |
| Total unused commitments | $104,698,000 | 1,004 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 189 | 892 |
| Assets and Liabilities | ||
| Total Assets: | $828,478,000 | 808 |
| Cash and due from depository institutions | $42,849,000 | 892 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $205,858,000 | 602 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,299 |
| Net loans & leases | $505,415,000 | 922 |
| Loan loss allowance | $7,227,000 | 737 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $17,548,000 | 640 |
| Other real estate owned | $0 | 892 |
| Goodwill and other intangibles | $47,655,000 | 270 |
| All other assets | $9,153,000 | 1,914 |
| Life insurance assets | $0 | 4,058 |
| Total liabilities and capital | $828,478,000 | 808 |
| Total liabilities | $698,473,000 | 860 |
| Total deposits | $556,313,000 | 935 |
| Interest-bearing deposits | $494,884,000 | 907 |
| Deposits held in domestic offices | $556,313,000 | 933 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $115,120,000 | 286 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $16,746,000 | 1,871 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $10,294,000 | 659 |
| Total equity capital | $130,005,000 | 552 |
| Total bank equity capital | $130,005,000 | 552 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $6,000,000 | 782 |
| Surplus | $85,791,000 | 405 |
| Undivided profits | $38,214,000 | 968 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $432,000 | 4,422 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $4,696,000 | 846 |
| Earning assets | $711,273,000 | 865 |
| Long-term assets (5+ years) | $83,064,000 | 1,283 |
| Average Assets, year-to-date | $855,718,670 | 769 |
| Average Assets, quarterly | $845,448,000 | 779 |
| Volatile liabilities | $147,667,000 | 968 |
| Insider loans | $22,100,000 | 271 |
| FHLB advances | $0 | 5,027 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $113,385,000 | 960 |
| Tier 1 (core) risk-based capital | $83,754,000 | 753 |
| Tier 2 risk-based capital | $7,348,000 | 755 |
| Total risk weighted assets | $631,153,000 | 782 |
| Total unused commitments | $113,385,000 | 960 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 194 | 853 |
| Assets and Liabilities | ||
| Total Assets: | $862,418,000 | 765 |
| Cash and due from depository institutions | $45,802,000 | 853 |
| Interest-bearing balances | $0 | 6,642 |
| Securities | $215,323,000 | 588 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,772 |
| Net loans & leases | $529,440,000 | 856 |
| Loan loss allowance | $7,048,000 | 745 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $17,140,000 | 648 |
| Other real estate owned | $0 | 853 |
| Goodwill and other intangibles | $48,140,000 | 253 |
| All other assets | $6,573,000 | 2,437 |
| Life insurance assets | $0 | 4,074 |
| Total liabilities and capital | $862,418,000 | 765 |
| Total liabilities | $734,223,000 | 801 |
| Total deposits | $589,776,000 | 874 |
| Interest-bearing deposits | $500,842,000 | 888 |
| Deposits held in domestic offices | $589,776,000 | 870 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $121,820,000 | 267 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $12,258,000 | 2,186 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $10,369,000 | 680 |
| Total equity capital | $128,195,000 | 553 |
| Total bank equity capital | $128,195,000 | 553 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $6,000,000 | 766 |
| Surplus | $85,791,000 | 395 |
| Undivided profits | $36,404,000 | 1,031 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,158,000 | 1,576 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $4,980,000 | 747 |
| Earning assets | $744,763,000 | 818 |
| Long-term assets (5+ years) | $83,585,000 | 1,261 |
| Average Assets, year-to-date | $869,339,000 | 751 |
| Average Assets, quarterly | $869,339,000 | 751 |
| Volatile liabilities | $167,125,000 | 844 |
| Insider loans | $16,396,000 | 380 |
| FHLB advances | $0 | 5,010 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $121,902,000 | 898 |
| Tier 1 (core) risk-based capital | $80,585,000 | 769 |
| Tier 2 risk-based capital | $7,169,000 | 759 |
| Total risk weighted assets | $657,850,000 | 740 |
| Total unused commitments | $121,902,000 | 898 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 202 | 810 |
| Assets and Liabilities | ||
| Total Assets: | $876,260,000 | 744 |
| Cash and due from depository institutions | $56,445,000 | 810 |
| Interest-bearing balances | $0 | 6,658 |
| Securities | $210,196,000 | 602 |
| Federal funds sold & reverse repurchase agreements | $22,603,000 | 703 |
| Net loans & leases | $515,496,000 | 864 |
| Loan loss allowance | $7,075,000 | 725 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $17,257,000 | 624 |
| Other real estate owned | $0 | 810 |
| Goodwill and other intangibles | $47,637,000 | 244 |
| All other assets | $6,626,000 | 2,433 |
| Life insurance assets | $0 | 4,082 |
| Total liabilities and capital | $876,260,000 | 744 |
| Total liabilities | $751,113,000 | 783 |
| Total deposits | $642,959,000 | 771 |
| Interest-bearing deposits | $517,046,000 | 839 |
| Deposits held in domestic offices | $642,959,000 | 768 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $98,085,000 | 326 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,610 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $10,069,000 | 680 |
| Total equity capital | $125,147,000 | 548 |
| Total bank equity capital | $125,147,000 | 548 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $6,000,000 | 754 |
| Surplus | $85,791,000 | 382 |
| Undivided profits | $33,356,000 | 1,084 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,208,000 | 1,421 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $4,646,000 | 837 |
| Earning assets | $748,295,000 | 808 |
| Long-term assets (5+ years) | $84,317,000 | 1,248 |
| Average Assets, year-to-date | $662,749,000 | 948 |
| Average Assets, quarterly | $864,984,000 | 745 |
| Volatile liabilities | $133,108,000 | 1,145 |
| Insider loans | $14,967,000 | 424 |
| FHLB advances | $0 | 5,139 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $105,687,000 | 974 |
| Tier 1 (core) risk-based capital | $78,452,000 | 777 |
| Tier 2 risk-based capital | $7,196,000 | 749 |
| Total risk weighted assets | $638,499,000 | 753 |
| Total unused commitments | $105,687,000 | 974 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 157 | 1,101 |
| Assets and Liabilities | ||
| Total Assets: | $853,708,000 | 760 |
| Cash and due from depository institutions | $55,462,000 | 1,101 |
| Interest-bearing balances | $0 | 6,705 |
| Securities | $213,169,000 | 602 |
| Federal funds sold & reverse repurchase agreements | $2,480,000 | 3,576 |
| Net loans & leases | $509,379,000 | 872 |
| Loan loss allowance | $6,440,000 | 795 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $17,268,000 | 613 |
| Other real estate owned | $0 | 1,101 |
| Goodwill and other intangibles | $49,475,000 | 246 |
| All other assets | $6,475,000 | 2,461 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $853,708,000 | 760 |
| Total liabilities | $730,847,000 | 799 |
| Total deposits | $619,361,000 | 796 |
| Interest-bearing deposits | $474,767,000 | 907 |
| Deposits held in domestic offices | $619,361,000 | 794 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $87,397,000 | 348 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $15,640,000 | 2,045 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $8,449,000 | 751 |
| Total equity capital | $122,861,000 | 559 |
| Total bank equity capital | $122,861,000 | 559 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $6,000,000 | 741 |
| Surplus | $85,792,000 | 392 |
| Undivided profits | $31,069,000 | 1,172 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,701,000 | 1,143 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $4,369,000 | 882 |
| Earning assets | $725,028,000 | 827 |
| Long-term assets (5+ years) | $90,170,000 | 1,177 |
| Average Assets, year-to-date | $609,371,250 | 1,031 |
| Average Assets, quarterly | $694,658,000 | 939 |
| Volatile liabilities | $125,082,000 | 1,215 |
| Insider loans | $14,171,000 | 454 |
| FHLB advances | $0 | 5,308 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $110,790,000 | 963 |
| Tier 1 (core) risk-based capital | $74,061,000 | 823 |
| Tier 2 risk-based capital | $6,561,000 | 805 |
| Total risk weighted assets | $629,650,000 | 762 |
| Total unused commitments | $110,790,000 | 964 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 150 | 1,156 |
| Assets and Liabilities | ||
| Total Assets: | $535,608,000 | 1,202 |
| Cash and due from depository institutions | $48,142,000 | 1,156 |
| Interest-bearing balances | $0 | 6,732 |
| Securities | $129,609,000 | 947 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,870 |
| Net loans & leases | $341,833,000 | 1,312 |
| Loan loss allowance | $4,002,000 | 1,283 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $9,235,000 | 1,253 |
| Other real estate owned | $0 | 1,156 |
| Goodwill and other intangibles | $1,268,000 | 1,591 |
| All other assets | $5,521,000 | 2,790 |
| Life insurance assets | $0 | 4,035 |
| Total liabilities and capital | $535,608,000 | 1,202 |
| Total liabilities | $496,947,000 | 1,166 |
| Total deposits | $387,297,000 | 1,295 |
| Interest-bearing deposits | $302,529,000 | 1,464 |
| Deposits held in domestic offices | $387,297,000 | 1,291 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $97,741,000 | 321 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $8,083,000 | 2,983 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $3,826,000 | 1,293 |
| Total equity capital | $38,661,000 | 1,642 |
| Total bank equity capital | $38,661,000 | 1,642 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $3,000,000 | 1,384 |
| Surplus | $7,500,000 | 2,916 |
| Undivided profits | $28,161,000 | 1,243 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $40,000 | 6,733 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $2,527,000 | 1,415 |
| Earning assets | $471,442,000 | 1,247 |
| Long-term assets (5+ years) | $63,029,000 | 1,543 |
| Average Assets, year-to-date | $527,925,670 | 1,193 |
| Average Assets, quarterly | $525,057,500 | 1,217 |
| Volatile liabilities | $126,190,000 | 1,193 |
| Insider loans | $14,474,000 | 431 |
| FHLB advances | $0 | 5,334 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $58,053,000 | 1,651 |
| Tier 1 (core) risk-based capital | $39,207,000 | 1,577 |
| Tier 2 risk-based capital | $4,123,000 | 1,233 |
| Total risk weighted assets | $427,981,000 | 1,080 |
| Total unused commitments | $58,053,000 | 1,652 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 150 | 1,130 |
| Assets and Liabilities | ||
| Total Assets: | $514,507,000 | 1,234 |
| Cash and due from depository institutions | $46,783,000 | 1,130 |
| Interest-bearing balances | $0 | 6,770 |
| Securities | $131,047,000 | 950 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,312 |
| Net loans & leases | $320,864,000 | 1,345 |
| Loan loss allowance | $3,878,000 | 1,303 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $9,326,000 | 1,208 |
| Other real estate owned | $0 | 1,130 |
| Goodwill and other intangibles | $1,268,000 | 1,558 |
| All other assets | $5,219,000 | 2,826 |
| Life insurance assets | $0 | 4,002 |
| Total liabilities and capital | $514,507,000 | 1,234 |
| Total liabilities | $476,729,000 | 1,194 |
| Total deposits | $388,173,000 | 1,278 |
| Interest-bearing deposits | $305,024,000 | 1,409 |
| Deposits held in domestic offices | $388,173,000 | 1,274 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $77,805,000 | 359 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $7,538,000 | 2,972 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $3,213,000 | 1,492 |
| Total equity capital | $37,778,000 | 1,661 |
| Total bank equity capital | $37,778,000 | 1,661 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $3,000,000 | 1,378 |
| Surplus | $7,500,000 | 2,848 |
| Undivided profits | $27,278,000 | 1,295 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $49,000 | 6,619 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $2,585,000 | 1,309 |
| Earning assets | $451,911,000 | 1,289 |
| Long-term assets (5+ years) | $58,579,000 | 1,617 |
| Average Assets, year-to-date | $524,084,500 | 1,195 |
| Average Assets, quarterly | $524,084,500 | 1,195 |
| Volatile liabilities | $105,938,000 | 1,326 |
| Insider loans | $14,404,000 | 423 |
| FHLB advances | $0 | 5,285 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $39,034,000 | 2,159 |
| Tier 1 (core) risk-based capital | $37,781,000 | 1,596 |
| Tier 2 risk-based capital | $3,999,000 | 1,247 |
| Total risk weighted assets | $397,372,000 | 1,133 |
| Total unused commitments | $39,034,000 | 2,160 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 151 | 1,106 |
| Assets and Liabilities | ||
| Total Assets: | $533,662,000 | 1,170 |
| Cash and due from depository institutions | $47,179,000 | 1,106 |
| Interest-bearing balances | $0 | 6,803 |
| Securities | $135,235,000 | 925 |
| Federal funds sold & reverse repurchase agreements | $42,399,000 | 310 |
| Net loans & leases | $293,421,000 | 1,470 |
| Loan loss allowance | $3,758,000 | 1,318 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $9,418,000 | 1,174 |
| Other real estate owned | $0 | 1,106 |
| Goodwill and other intangibles | $1,268,000 | 1,553 |
| All other assets | $4,742,000 | 3,002 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $533,662,000 | 1,170 |
| Total liabilities | $496,650,000 | 1,126 |
| Total deposits | $417,349,000 | 1,159 |
| Interest-bearing deposits | $293,983,000 | 1,440 |
| Deposits held in domestic offices | $417,349,000 | 1,158 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $65,763,000 | 399 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $10,651,000 | 2,566 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $2,887,000 | 1,589 |
| Total equity capital | $37,012,000 | 1,663 |
| Total bank equity capital | $37,012,000 | 1,663 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $3,000,000 | 1,364 |
| Surplus | $7,500,000 | 2,809 |
| Undivided profits | $26,512,000 | 1,319 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $303,000 | 4,663 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $2,125,000 | 1,643 |
| Earning assets | $471,055,000 | 1,218 |
| Long-term assets (5+ years) | $49,813,000 | 1,774 |
| Average Assets, year-to-date | $476,582,800 | 1,251 |
| Average Assets, quarterly | $510,904,000 | 1,209 |
| Volatile liabilities | $94,608,000 | 1,442 |
| Insider loans | $13,482,000 | 443 |
| FHLB advances | $0 | 5,326 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $38,219,000 | 2,147 |
| Tier 1 (core) risk-based capital | $36,754,000 | 1,606 |
| Tier 2 risk-based capital | $3,879,000 | 1,266 |
| Total risk weighted assets | $378,842,000 | 1,164 |
| Total unused commitments | $38,219,000 | 2,147 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 152 | 1,090 |
| Assets and Liabilities | ||
| Total Assets: | $488,146,000 | 1,257 |
| Cash and due from depository institutions | $38,551,000 | 1,090 |
| Interest-bearing balances | $0 | 6,835 |
| Securities | $127,031,000 | 972 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,951 |
| Net loans & leases | $306,829,000 | 1,366 |
| Loan loss allowance | $3,605,000 | 1,357 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $9,496,000 | 1,119 |
| Other real estate owned | $0 | 1,090 |
| Goodwill and other intangibles | $1,354,000 | 1,491 |
| All other assets | $4,885,000 | 2,888 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $488,146,000 | 1,257 |
| Total liabilities | $452,095,000 | 1,214 |
| Total deposits | $339,567,000 | 1,426 |
| Interest-bearing deposits | $266,132,000 | 1,563 |
| Deposits held in domestic offices | $339,567,000 | 1,422 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $102,492,000 | 289 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $6,954,000 | 3,249 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $3,082,000 | 1,471 |
| Total equity capital | $36,051,000 | 1,696 |
| Total bank equity capital | $36,051,000 | 1,696 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $3,000,000 | 1,334 |
| Surplus | $7,500,000 | 2,750 |
| Undivided profits | $25,551,000 | 1,375 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $593,000 | 3,438 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $2,352,000 | 1,383 |
| Earning assets | $433,860,000 | 1,296 |
| Long-term assets (5+ years) | $45,478,000 | 1,897 |
| Average Assets, year-to-date | $462,313,000 | 1,271 |
| Average Assets, quarterly | $474,962,000 | 1,282 |
| Volatile liabilities | $127,046,000 | 1,078 |
| Insider loans | $12,628,000 | 461 |
| FHLB advances | $0 | 5,403 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $32,328,000 | 2,388 |
| Tier 1 (core) risk-based capital | $35,515,000 | 1,616 |
| Tier 2 risk-based capital | $3,726,000 | 1,286 |
| Total risk weighted assets | $380,979,000 | 1,138 |
| Total unused commitments | $32,328,000 | 2,392 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 149 | 1,118 |
| Assets and Liabilities | ||
| Total Assets: | $461,778,000 | 1,290 |
| Cash and due from depository institutions | $41,049,000 | 1,118 |
| Interest-bearing balances | $0 | 6,834 |
| Securities | $132,393,000 | 927 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,776 |
| Net loans & leases | $273,588,000 | 1,505 |
| Loan loss allowance | $3,652,000 | 1,326 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $9,512,000 | 1,103 |
| Other real estate owned | $0 | 1,118 |
| Goodwill and other intangibles | $1,354,000 | 1,485 |
| All other assets | $3,882,000 | 3,294 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $461,778,000 | 1,290 |
| Total liabilities | $428,969,000 | 1,246 |
| Total deposits | $307,175,000 | 1,556 |
| Interest-bearing deposits | $237,636,000 | 1,724 |
| Deposits held in domestic offices | $307,175,000 | 1,551 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $108,096,000 | 281 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $11,269,000 | 2,461 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $2,429,000 | 1,686 |
| Total equity capital | $32,809,000 | 1,824 |
| Total bank equity capital | $32,809,000 | 1,824 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $3,000,000 | 1,314 |
| Surplus | $5,000,000 | 3,588 |
| Undivided profits | $24,809,000 | 1,391 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $691,000 | 3,028 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $1,814,000 | 1,688 |
| Earning assets | $405,981,000 | 1,344 |
| Long-term assets (5+ years) | $32,398,000 | 2,451 |
| Average Assets, year-to-date | $453,702,000 | 1,279 |
| Average Assets, quarterly | $456,378,500 | 1,287 |
| Volatile liabilities | $129,422,000 | 1,019 |
| Insider loans | $11,850,000 | 480 |
| FHLB advances | $0 | 5,357 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $33,406,000 | 2,267 |
| Tier 1 (core) risk-based capital | $31,933,000 | 1,767 |
| Tier 2 risk-based capital | $3,652,000 | 1,292 |
| Total risk weighted assets | $349,707,000 | 1,224 |
| Total unused commitments | $33,406,000 | 2,267 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 150 | 1,092 |
| Assets and Liabilities | ||
| Total Assets: | $450,979,000 | 1,301 |
| Cash and due from depository institutions | $41,636,000 | 1,092 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $131,225,000 | 953 |
| Federal funds sold & reverse repurchase agreements | $18,986,000 | 648 |
| Net loans & leases | $243,990,000 | 1,645 |
| Loan loss allowance | $3,721,000 | 1,293 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $9,570,000 | 1,069 |
| Other real estate owned | $0 | 1,092 |
| Goodwill and other intangibles | $1,354,000 | 1,477 |
| All other assets | $4,218,000 | 3,065 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $450,979,000 | 1,301 |
| Total liabilities | $419,372,000 | 1,257 |
| Total deposits | $323,147,000 | 1,463 |
| Interest-bearing deposits | $251,781,000 | 1,591 |
| Deposits held in domestic offices | $323,147,000 | 1,459 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $58,065,000 | 417 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $36,274,000 | 1,138 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,886,000 | 2,043 |
| Total equity capital | $31,607,000 | 1,832 |
| Total bank equity capital | $31,607,000 | 1,832 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $3,000,000 | 1,309 |
| Surplus | $5,000,000 | 3,559 |
| Undivided profits | $23,607,000 | 1,409 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $813,000 | 2,749 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $1,906,000 | 1,541 |
| Earning assets | $394,201,000 | 1,379 |
| Long-term assets (5+ years) | $26,433,000 | 2,886 |
| Average Assets, year-to-date | $449,664,000 | 1,290 |
| Average Assets, quarterly | $449,664,000 | 1,290 |
| Volatile liabilities | $111,417,000 | 1,117 |
| Insider loans | $6,989,000 | 861 |
| FHLB advances | $0 | 5,246 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $20,889,000 | 3,043 |
| Tier 1 (core) risk-based capital | $31,101,000 | 1,773 |
| Tier 2 risk-based capital | $3,721,000 | 1,257 |
| Total risk weighted assets | $317,478,000 | 1,315 |
| Total unused commitments | $20,889,000 | 3,046 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 154 | 1,062 |
| Assets and Liabilities | ||
| Total Assets: | $448,349,000 | 1,301 |
| Cash and due from depository institutions | $39,387,000 | 1,062 |
| Interest-bearing balances | $0 | 6,872 |
| Securities | $129,151,000 | 990 |
| Federal funds sold & reverse repurchase agreements | $33,381,000 | 361 |
| Net loans & leases | $232,431,000 | 1,698 |
| Loan loss allowance | $3,733,000 | 1,259 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $9,348,000 | 1,078 |
| Other real estate owned | $0 | 1,062 |
| Goodwill and other intangibles | $1,354,000 | 1,474 |
| All other assets | $3,297,000 | 3,585 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $448,349,000 | 1,301 |
| Total liabilities | $417,336,000 | 1,264 |
| Total deposits | $360,244,000 | 1,271 |
| Interest-bearing deposits | $272,979,000 | 1,451 |
| Deposits held in domestic offices | $360,244,000 | 1,268 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $55,219,000 | 434 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $0 | 5,836 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $1,873,000 | 2,022 |
| Total equity capital | $31,013,000 | 1,864 |
| Total bank equity capital | $31,013,000 | 1,864 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $3,000,000 | 1,289 |
| Surplus | $5,000,000 | 3,517 |
| Undivided profits | $23,013,000 | 1,469 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $838,000 | 2,742 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $1,603,000 | 1,834 |
| Earning assets | $394,963,000 | 1,362 |
| Long-term assets (5+ years) | $20,989,000 | 3,381 |
| Average Assets, year-to-date | $418,680,000 | 1,335 |
| Average Assets, quarterly | $435,718,500 | 1,324 |
| Volatile liabilities | $74,014,000 | 1,555 |
| Insider loans | $6,907,000 | 861 |
| FHLB advances | $0 | 5,260 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $23,987,000 | 2,670 |
| Tier 1 (core) risk-based capital | $29,955,000 | 1,822 |
| Tier 2 risk-based capital | $3,733,000 | 1,228 |
| Total risk weighted assets | $308,359,000 | 1,344 |
| Total unused commitments | $23,987,000 | 2,672 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 158 | 1,024 |
| Assets and Liabilities | ||
| Total Assets: | $423,088,000 | 1,369 |
| Cash and due from depository institutions | $34,745,000 | 1,024 |
| Interest-bearing balances | $0 | 6,935 |
| Securities | $130,471,000 | 979 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,928 |
| Net loans & leases | $244,110,000 | 1,588 |
| Loan loss allowance | $3,530,000 | 1,334 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $9,230,000 | 1,066 |
| Other real estate owned | $0 | 1,024 |
| Goodwill and other intangibles | $1,268,000 | 1,493 |
| All other assets | $3,264,000 | 3,544 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $423,088,000 | 1,369 |
| Total liabilities | $392,302,000 | 1,320 |
| Total deposits | $330,325,000 | 1,372 |
| Interest-bearing deposits | $259,255,000 | 1,514 |
| Deposits held in domestic offices | $330,325,000 | 1,368 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $60,645,000 | 386 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $0 | 5,863 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $1,332,000 | 2,598 |
| Total equity capital | $30,786,000 | 1,871 |
| Total bank equity capital | $30,786,000 | 1,871 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $3,000,000 | 1,279 |
| Surplus | $5,000,000 | 3,472 |
| Undivided profits | $22,786,000 | 1,491 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,265,000 | 2,117 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $1,975,000 | 1,493 |
| Earning assets | $374,581,000 | 1,427 |
| Long-term assets (5+ years) | $37,383,000 | 2,326 |
| Average Assets, year-to-date | $411,262,750 | 1,359 |
| Average Assets, quarterly | $419,212,500 | 1,364 |
| Volatile liabilities | $79,328,000 | 1,426 |
| Insider loans | $7,129,000 | 809 |
| FHLB advances | $0 | 5,299 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $30,820,000 | 2,244 |
| Tier 1 (core) risk-based capital | $29,540,000 | 1,831 |
| Tier 2 risk-based capital | $3,530,000 | 1,298 |
| Total risk weighted assets | $314,847,000 | 1,273 |
| Total unused commitments | $30,820,000 | 2,250 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 165 | 975 |
| Assets and Liabilities | ||
| Total Assets: | $415,337,000 | 1,367 |
| Cash and due from depository institutions | $33,790,000 | 975 |
| Interest-bearing balances | $0 | 6,951 |
| Securities | $135,619,000 | 941 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,884 |
| Net loans & leases | $232,492,000 | 1,615 |
| Loan loss allowance | $3,528,000 | 1,329 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $8,842,000 | 1,095 |
| Other real estate owned | $0 | 975 |
| Goodwill and other intangibles | $1,268,000 | 1,484 |
| All other assets | $3,326,000 | 3,507 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $415,337,000 | 1,367 |
| Total liabilities | $385,103,000 | 1,326 |
| Total deposits | $326,221,000 | 1,375 |
| Interest-bearing deposits | $257,906,000 | 1,511 |
| Deposits held in domestic offices | $326,221,000 | 1,371 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $57,611,000 | 410 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,862 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $1,271,000 | 2,463 |
| Total equity capital | $30,234,000 | 1,812 |
| Total bank equity capital | $30,234,000 | 1,812 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $3,000,000 | 1,280 |
| Surplus | $5,000,000 | 3,426 |
| Undivided profits | $22,234,000 | 1,442 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,417,000 | 1,947 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $1,783,000 | 1,538 |
| Earning assets | $368,111,000 | 1,423 |
| Long-term assets (5+ years) | $12,803,000 | 4,559 |
| Average Assets, year-to-date | $407,321,000 | 1,372 |
| Average Assets, quarterly | $412,546,500 | 1,362 |
| Volatile liabilities | $76,533,000 | 1,434 |
| Insider loans | $7,366,000 | 762 |
| FHLB advances | $0 | 5,298 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $22,297,000 | 2,796 |
| Tier 1 (core) risk-based capital | $29,275,000 | 1,803 |
| Tier 2 risk-based capital | $3,528,000 | 1,286 |
| Total risk weighted assets | $299,494,000 | 1,333 |
| Total unused commitments | $22,297,000 | 2,800 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 165 | 979 |
| Assets and Liabilities | ||
| Total Assets: | $409,756,000 | 1,374 |
| Cash and due from depository institutions | $35,440,000 | 979 |
| Interest-bearing balances | $0 | 6,987 |
| Securities | $147,050,000 | 891 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,767 |
| Net loans & leases | $214,156,000 | 1,713 |
| Loan loss allowance | $3,532,000 | 1,313 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $8,656,000 | 1,106 |
| Other real estate owned | $0 | 979 |
| Goodwill and other intangibles | $1,268,000 | 1,480 |
| All other assets | $3,186,000 | 3,473 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $409,756,000 | 1,374 |
| Total liabilities | $379,240,000 | 1,334 |
| Total deposits | $316,370,000 | 1,411 |
| Interest-bearing deposits | $242,900,000 | 1,589 |
| Deposits held in domestic offices | $316,370,000 | 1,408 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $58,065,000 | 398 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $2,958,000 | 4,073 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $1,847,000 | 2,086 |
| Total equity capital | $30,516,000 | 1,837 |
| Total bank equity capital | $30,516,000 | 1,837 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $3,000,000 | 1,272 |
| Surplus | $5,000,000 | 3,386 |
| Undivided profits | $22,516,000 | 1,495 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,063,000 | 1,455 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $1,917,000 | 1,404 |
| Earning assets | $361,206,000 | 1,437 |
| Long-term assets (5+ years) | $8,271,000 | 5,339 |
| Average Assets, year-to-date | $403,313,000 | 1,380 |
| Average Assets, quarterly | $403,313,000 | 1,380 |
| Volatile liabilities | $80,136,000 | 1,309 |
| Insider loans | $7,295,000 | 759 |
| FHLB advances | $0 | 5,150 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $10,081,000 | 4,369 |
| Tier 1 (core) risk-based capital | $28,856,000 | 1,802 |
| Tier 2 risk-based capital | $3,432,000 | 1,303 |
| Total risk weighted assets | $274,428,000 | 1,417 |
| Total unused commitments | $10,081,000 | 4,375 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 163 | 1,000 |
| Assets and Liabilities | ||
| Total Assets: | $396,870,000 | 1,426 |
| Cash and due from depository institutions | $41,913,000 | 1,000 |
| Interest-bearing balances | $0 | 6,994 |
| Securities | $139,033,000 | 972 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,359 |
| Net loans & leases | $203,024,000 | 1,778 |
| Loan loss allowance | $2,942,000 | 1,559 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $8,786,000 | 1,074 |
| Other real estate owned | $0 | 1,000 |
| Goodwill and other intangibles | $1,268,000 | 1,467 |
| All other assets | $2,846,000 | 3,790 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $396,870,000 | 1,426 |
| Total liabilities | $366,346,000 | 1,383 |
| Total deposits | $321,743,000 | 1,374 |
| Interest-bearing deposits | $244,259,000 | 1,570 |
| Deposits held in domestic offices | $321,743,000 | 1,372 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $42,932,000 | 489 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $1,671,000 | 2,122 |
| Total equity capital | $30,524,000 | 1,795 |
| Total bank equity capital | $30,524,000 | 1,795 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $3,000,000 | 1,280 |
| Surplus | $5,000,000 | 3,359 |
| Undivided profits | $22,524,000 | 1,442 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,641,000 | 1,809 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $1,818,000 | 1,555 |
| Earning assets | $342,057,000 | 1,516 |
| Long-term assets (5+ years) | $15,667,000 | 4,115 |
| Average Assets, year-to-date | $380,888,800 | 1,428 |
| Average Assets, quarterly | $382,397,000 | 1,467 |
| Volatile liabilities | $63,192,000 | 1,596 |
| Insider loans | $6,950,000 | 766 |
| FHLB advances | $0 | 5,171 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $9,464,000 | 4,390 |
| Tier 1 (core) risk-based capital | $29,050,000 | 1,763 |
| Tier 2 risk-based capital | $2,942,000 | 1,491 |
| Total risk weighted assets | $260,525,000 | 1,489 |
| Total unused commitments | $9,464,000 | 4,393 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 167 | 992 |
| Assets and Liabilities | ||
| Total Assets: | $367,924,000 | 1,540 |
| Cash and due from depository institutions | $34,086,000 | 992 |
| Interest-bearing balances | $0 | 7,032 |
| Securities | $138,195,000 | 968 |
| Federal funds sold & reverse repurchase agreements | $2,294,000 | 4,141 |
| Net loans & leases | $179,169,000 | 1,978 |
| Loan loss allowance | $2,754,000 | 1,676 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $9,039,000 | 1,031 |
| Other real estate owned | $0 | 992 |
| Goodwill and other intangibles | $1,268,000 | 1,445 |
| All other assets | $3,873,000 | 3,034 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $367,924,000 | 1,540 |
| Total liabilities | $337,425,000 | 1,512 |
| Total deposits | $310,176,000 | 1,432 |
| Interest-bearing deposits | $238,992,000 | 1,611 |
| Deposits held in domestic offices | $310,176,000 | 1,431 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $25,464,000 | 627 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,773 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $1,785,000 | 2,103 |
| Total equity capital | $30,499,000 | 1,798 |
| Total bank equity capital | $30,499,000 | 1,798 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $3,000,000 | 1,275 |
| Surplus | $5,000,000 | 3,300 |
| Undivided profits | $22,499,000 | 1,448 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,381,000 | 1,373 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $2,018,000 | 1,458 |
| Earning assets | $319,658,000 | 1,619 |
| Long-term assets (5+ years) | $19,479,000 | 3,643 |
| Average Assets, year-to-date | $376,893,500 | 1,460 |
| Average Assets, quarterly | $378,776,000 | 1,485 |
| Volatile liabilities | $46,416,000 | 2,046 |
| Insider loans | $5,901,000 | 898 |
| FHLB advances | $0 | 5,135 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $4,057,000 | 6,169 |
| Tier 1 (core) risk-based capital | $28,754,000 | 1,788 |
| Tier 2 risk-based capital | $2,754,000 | 1,565 |
| Total risk weighted assets | $235,120,000 | 1,624 |
| Total unused commitments | $4,057,000 | 6,175 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 163 | 1,021 |
| Assets and Liabilities | ||
| Total Assets: | $389,628,000 | 1,432 |
| Cash and due from depository institutions | $60,117,000 | 1,021 |
| Interest-bearing balances | $0 | 7,050 |
| Securities | $138,166,000 | 950 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,888 |
| Net loans & leases | $177,287,000 | 1,962 |
| Loan loss allowance | $2,602,000 | 1,737 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $8,986,000 | 1,005 |
| Other real estate owned | $0 | 1,021 |
| Goodwill and other intangibles | $1,268,000 | 1,414 |
| All other assets | $3,804,000 | 2,956 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $389,628,000 | 1,432 |
| Total liabilities | $359,466,000 | 1,391 |
| Total deposits | $326,793,000 | 1,342 |
| Interest-bearing deposits | $239,140,000 | 1,593 |
| Deposits held in domestic offices | $326,793,000 | 1,340 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $30,900,000 | 559 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $169,000 | 5,538 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $1,604,000 | 2,374 |
| Total equity capital | $30,162,000 | 1,813 |
| Total bank equity capital | $30,162,000 | 1,813 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $3,000,000 | 1,262 |
| Surplus | $5,000,000 | 3,265 |
| Undivided profits | $22,162,000 | 1,477 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,906,000 | 1,138 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $1,946,000 | 1,463 |
| Earning assets | $315,453,000 | 1,613 |
| Long-term assets (5+ years) | $9,805,000 | 4,928 |
| Average Assets, year-to-date | $379,883,330 | 1,435 |
| Average Assets, quarterly | $379,557,500 | 1,444 |
| Volatile liabilities | $45,531,000 | 2,045 |
| Insider loans | $5,820,000 | 889 |
| FHLB advances | $0 | 5,105 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $4,716,000 | 5,879 |
| Tier 1 (core) risk-based capital | $28,159,000 | 1,799 |
| Tier 2 risk-based capital | $2,602,000 | 1,605 |
| Total risk weighted assets | $235,859,000 | 1,601 |
| Total unused commitments | $4,716,000 | 5,890 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 167 | 981 |
| Assets and Liabilities | ||
| Total Assets: | $369,487,000 | 1,477 |
| Cash and due from depository institutions | $49,753,000 | 981 |
| Interest-bearing balances | $0 | 7,012 |
| Securities | $137,999,000 | 947 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,247 |
| Net loans & leases | $168,471,000 | 2,034 |
| Loan loss allowance | $2,511,000 | 1,755 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $9,064,000 | 993 |
| Other real estate owned | $0 | 981 |
| Goodwill and other intangibles | $1,268,000 | 1,406 |
| All other assets | $2,932,000 | 3,538 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $369,487,000 | 1,477 |
| Total liabilities | $340,142,000 | 1,441 |
| Total deposits | $309,141,000 | 1,401 |
| Interest-bearing deposits | $229,868,000 | 1,649 |
| Deposits held in domestic offices | $309,141,000 | 1,397 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $30,115,000 | 549 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $0 | 5,712 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $886,000 | 3,608 |
| Total equity capital | $29,345,000 | 1,816 |
| Total bank equity capital | $29,345,000 | 1,816 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $3,000,000 | 1,261 |
| Surplus | $5,000,000 | 3,222 |
| Undivided profits | $21,345,000 | 1,500 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,608,000 | 919 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $2,080,000 | 1,384 |
| Earning assets | $306,470,000 | 1,629 |
| Long-term assets (5+ years) | $12,414,000 | 4,431 |
| Average Assets, year-to-date | $375,011,000 | 1,445 |
| Average Assets, quarterly | $375,011,000 | 1,445 |
| Volatile liabilities | $46,051,000 | 1,975 |
| Insider loans | $10,033,000 | 468 |
| FHLB advances | $0 | 5,057 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $6,006,000 | 5,278 |
| Tier 1 (core) risk-based capital | $27,409,000 | 1,808 |
| Tier 2 risk-based capital | $2,511,000 | 1,632 |
| Total risk weighted assets | $228,766,000 | 1,612 |
| Total unused commitments | $6,006,000 | 5,292 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 164 | 987 |
| Assets and Liabilities | ||
| Total Assets: | $380,535,000 | 1,415 |
| Cash and due from depository institutions | $39,324,000 | 987 |
| Interest-bearing balances | $0 | 7,009 |
| Securities | $130,346,000 | 960 |
| Federal funds sold & reverse repurchase agreements | $23,169,000 | 590 |
| Net loans & leases | $174,374,000 | 1,950 |
| Loan loss allowance | $2,423,000 | 1,777 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $9,240,000 | 956 |
| Other real estate owned | $0 | 987 |
| Goodwill and other intangibles | $1,268,000 | 1,385 |
| All other assets | $2,814,000 | 3,649 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $380,535,000 | 1,415 |
| Total liabilities | $348,290,000 | 1,388 |
| Total deposits | $325,434,000 | 1,291 |
| Interest-bearing deposits | $189,549,000 | 1,972 |
| Deposits held in domestic offices | $325,434,000 | 1,289 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $22,018,000 | 671 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $0 | 5,759 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $838,000 | 3,811 |
| Total equity capital | $32,245,000 | 1,624 |
| Total bank equity capital | $32,245,000 | 1,624 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $3,000,000 | 1,251 |
| Surplus | $5,000,000 | 3,190 |
| Undivided profits | $24,245,000 | 1,292 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,641,000 | 865 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $2,086,000 | 1,441 |
| Earning assets | $327,889,000 | 1,499 |
| Long-term assets (5+ years) | $12,031,000 | 4,438 |
| Average Assets, year-to-date | $378,332,000 | 1,352 |
| Average Assets, quarterly | $382,648,000 | 1,380 |
| Volatile liabilities | $39,825,000 | 2,212 |
| Insider loans | $10,022,000 | 451 |
| FHLB advances | $0 | 5,074 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $4,381,000 | 5,798 |
| Tier 1 (core) risk-based capital | $30,257,000 | 1,604 |
| Tier 2 risk-based capital | $2,423,000 | 1,642 |
| Total risk weighted assets | $229,074,000 | 1,589 |
| Total unused commitments | $4,381,000 | 5,802 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 188 | 861 |
| Assets and Liabilities | ||
| Total Assets: | $387,610,000 | 1,318 |
| Cash and due from depository institutions | $52,635,000 | 861 |
| Interest-bearing balances | $0 | 7,015 |
| Securities | $97,919,000 | 1,162 |
| Federal funds sold & reverse repurchase agreements | $25,804,000 | 549 |
| Net loans & leases | $197,175,000 | 1,678 |
| Loan loss allowance | $2,601,000 | 1,574 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $9,497,000 | 897 |
| Other real estate owned | $0 | 861 |
| Goodwill and other intangibles | $1,268,000 | 1,336 |
| All other assets | $3,312,000 | 3,133 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $387,610,000 | 1,318 |
| Total liabilities | $357,555,000 | 1,288 |
| Total deposits | $310,725,000 | 1,285 |
| Interest-bearing deposits | $182,457,000 | 1,944 |
| Deposits held in domestic offices | $310,725,000 | 1,282 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $41,222,000 | 491 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $3,673,000 | 3,475 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $1,935,000 | 2,070 |
| Total equity capital | $30,055,000 | 1,627 |
| Total bank equity capital | $30,055,000 | 1,627 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $3,000,000 | 1,249 |
| Surplus | $5,000,000 | 3,089 |
| Undivided profits | $22,055,000 | 1,301 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $293,000 | 5,292 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $2,156,000 | 1,503 |
| Earning assets | $320,898,000 | 1,442 |
| Long-term assets (5+ years) | $14,199,000 | 4,021 |
| Average Assets, year-to-date | $381,594,800 | 1,271 |
| Average Assets, quarterly | $386,392,000 | 1,304 |
| Volatile liabilities | $65,012,000 | 1,419 |
| Insider loans | $14,466,000 | 271 |
| FHLB advances | $0 | 4,938 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $3,088,000 | 6,566 |
| Tier 1 (core) risk-based capital | $28,510,000 | 1,615 |
| Tier 2 risk-based capital | $2,601,000 | 1,461 |
| Total risk weighted assets | $252,833,000 | 1,357 |
| Total unused commitments | $3,088,000 | 6,574 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 193 | 823 |
| Assets and Liabilities | ||
| Total Assets: | $386,068,000 | 1,261 |
| Cash and due from depository institutions | $51,128,000 | 823 |
| Interest-bearing balances | $0 | 6,829 |
| Securities | $100,671,000 | 1,101 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,010 |
| Net loans & leases | $222,015,000 | 1,445 |
| Loan loss allowance | $2,066,000 | 1,854 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $7,092,000 | 1,155 |
| Other real estate owned | $0 | 823 |
| Goodwill and other intangibles | $1,537,000 | 1,204 |
| All other assets | $3,625,000 | 2,419 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $386,068,000 | 1,261 |
| Total liabilities | $356,745,000 | 1,227 |
| Total deposits | $285,136,000 | 1,332 |
| Interest-bearing deposits | $165,672,000 | 2,040 |
| Deposits held in domestic offices | $285,136,000 | 1,328 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $66,952,000 | 382 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $3,001,000 | 3,489 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $1,656,000 | 2,389 |
| Total equity capital | $29,323,000 | 1,584 |
| Total bank equity capital | $29,323,000 | 1,584 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $3,000,000 | 1,251 |
| Surplus | $5,000,000 | 3,002 |
| Undivided profits | $21,323,000 | 1,283 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $50,000 | 7,507 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $1,343,000 | 1,946 |
| Earning assets | $322,686,000 | 1,370 |
| Long-term assets (5+ years) | $12,647,000 | 4,104 |
| Average Assets, year-to-date | $383,413,800 | 1,207 |
| Average Assets, quarterly | $393,452,000 | 1,229 |
| Volatile liabilities | $88,989,000 | 1,084 |
| Insider loans | $13,274,000 | 303 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $144,925,000 | 553 |
| Tier 1 (core) risk-based capital | $27,740,000 | 1,594 |
| Tier 2 risk-based capital | $2,066,000 | 1,727 |
| Total risk weighted assets | $267,531,900 | 1,217 |
| Total unused commitments | $144,925,000 | 553 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 222 | 754 |
| Assets and Liabilities | ||
| Total Assets: | $375,074,000 | 1,258 |
| Cash and due from depository institutions | $49,864,000 | 754 |
| Interest-bearing balances | $0 | 6,854 |
| Securities | $113,661,000 | 1,010 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,825 |
| Net loans & leases | $199,206,000 | 1,521 |
| Loan loss allowance | $1,846,000 | 1,990 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $7,057,000 | 1,174 |
| Other real estate owned | $0 | 754 |
| Goodwill and other intangibles | $1,801,000 | 1,138 |
| All other assets | $3,485,000 | 2,491 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $375,074,000 | 1,258 |
| Total liabilities | $348,018,000 | 1,228 |
| Total deposits | $277,284,000 | 1,342 |
| Interest-bearing deposits | $164,156,000 | 1,985 |
| Deposits held in domestic offices | $277,284,000 | 1,338 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $69,446,000 | 422 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $411,000 | 5,097 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $877,000 | 3,597 |
| Total equity capital | $27,056,000 | 1,640 |
| Total bank equity capital | $27,056,000 | 1,640 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $3,000,000 | 1,254 |
| Surplus | $5,000,000 | 2,970 |
| Undivided profits | $19,056,000 | 1,331 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $52,000 | 7,641 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $1,253,000 | 1,770 |
| Earning assets | $312,867,000 | 1,378 |
| Long-term assets (5+ years) | $24,736,000 | 2,891 |
| Average Assets, year-to-date | $357,193,600 | 1,259 |
| Average Assets, quarterly | $370,280,500 | 1,253 |
| Volatile liabilities | $88,863,000 | 1,054 |
| Insider loans | $12,171,000 | 328 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $136,275,000 | 597 |
| Tier 1 (core) risk-based capital | $25,354,000 | 1,713 |
| Tier 2 risk-based capital | $1,846,000 | 1,834 |
| Total risk weighted assets | $276,184,600 | 1,139 |
| Total unused commitments | $136,275,000 | 598 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 205 | 823 |
| Assets and Liabilities | ||
| Total Assets: | $332,059,000 | 1,377 |
| Cash and due from depository institutions | $49,432,000 | 823 |
| Interest-bearing balances | $0 | 6,728 |
| Securities | $104,846,000 | 1,102 |
| Federal funds sold & reverse repurchase agreements | $7,115,000 | 2,430 |
| Net loans & leases | $159,313,000 | 1,762 |
| Loan loss allowance | $1,462,000 | 2,383 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $6,223,000 | 1,290 |
| Other real estate owned | $0 | 823 |
| Goodwill and other intangibles | $2,064,000 | 1,004 |
| All other assets | $3,066,000 | 2,425 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $332,059,000 | 1,377 |
| Total liabilities | $306,980,000 | 1,344 |
| Total deposits | $266,498,000 | 1,385 |
| Interest-bearing deposits | $150,933,000 | 2,147 |
| Deposits held in domestic offices | $266,498,000 | 1,381 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $35,808,000 | 540 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $2,900,000 | 2,950 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $1,774,000 | 2,199 |
| Total equity capital | $25,079,000 | 1,774 |
| Total bank equity capital | $25,079,000 | 1,774 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $3,000,000 | 1,210 |
| Surplus | $5,000,000 | 2,820 |
| Undivided profits | $17,079,000 | 1,554 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $46,000 | 8,209 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $951,000 | 2,370 |
| Earning assets | $271,274,000 | 1,563 |
| Long-term assets (5+ years) | $35,744,000 | 2,084 |
| Average Assets, year-to-date | $323,798,800 | 1,336 |
| Average Assets, quarterly | $330,840,000 | 1,356 |
| Volatile liabilities | $49,367,000 | 1,401 |
| Insider loans | $11,546,000 | 344 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $113,885,000 | 630 |
| Tier 1 (core) risk-based capital | $22,863,000 | 1,840 |
| Tier 2 risk-based capital | $1,462,000 | 2,157 |
| Total risk weighted assets | $195,800,200 | 1,472 |
| Total unused commitments | $113,885,000 | 634 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 195 | 911 |
| Assets and Liabilities | ||
| Total Assets: | $284,339,000 | 1,610 |
| Cash and due from depository institutions | $46,024,000 | 911 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $80,728,000 | 1,429 |
| Federal funds sold & reverse repurchase agreements | $10,014,000 | 1,343 |
| Net loans & leases | $137,021,000 | 2,048 |
| Loan loss allowance | $1,100,000 | 3,099 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $5,886,000 | 1,315 |
| Other real estate owned | $0 | 911 |
| Goodwill and other intangibles | $2,328,000 | 903 |
| All other assets | $2,338,000 | 3,045 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $284,339,000 | 1,610 |
| Total liabilities | $261,360,000 | 1,572 |
| Total deposits | $237,281,000 | 1,563 |
| Interest-bearing deposits | $136,695,000 | 2,348 |
| Deposits held in domestic offices | $237,281,000 | 1,554 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $22,917,000 | 687 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $1,162,000 | 3,145 |
| Total equity capital | $22,979,000 | 1,947 |
| Total bank equity capital | $22,979,000 | 1,947 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $3,000,000 | 1,195 |
| Surplus | $5,000,000 | 2,740 |
| Undivided profits | $14,979,000 | 1,751 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $27,000 | 9,099 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $831,000 | 2,776 |
| Earning assets | $227,763,000 | 1,842 |
| Long-term assets (5+ years) | $19,986,000 | 2,786 |
| Average Assets, year-to-date | $288,250,800 | 1,506 |
| Average Assets, quarterly | $292,218,000 | 1,534 |
| Volatile liabilities | $29,912,000 | 2,145 |
| Insider loans | $10,753,000 | 360 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $70,413,000 | 842 |
| Tier 1 (core) risk-based capital | $20,590,000 | 2,060 |
| Tier 2 risk-based capital | $1,100,000 | 2,691 |
| Total risk weighted assets | $164,426,800 | 1,699 |
| Total unused commitments | $70,413,000 | 846 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 175 | 1,066 |
| Assets and Liabilities | ||
| Total Assets: | $261,687,000 | 1,780 |
| Cash and due from depository institutions | $46,199,000 | 1,066 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $69,106,000 | 1,749 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,460 |
| Net loans & leases | $135,544,000 | 2,101 |
| Loan loss allowance | $873,000 | 3,950 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $5,264,000 | 1,500 |
| Other real estate owned | $0 | 1,066 |
| Goodwill and other intangibles | $2,592,000 | 806 |
| All other assets | $2,982,000 | 2,497 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $261,687,000 | 1,780 |
| Total liabilities | $240,742,000 | 1,744 |
| Total deposits | $214,060,000 | 1,799 |
| Interest-bearing deposits | $121,177,000 | 2,727 |
| Deposits held in domestic offices | $214,060,000 | 1,789 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $25,448,000 | 717 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $1,234,000 | 2,989 |
| Total equity capital | $20,945,000 | 2,142 |
| Total bank equity capital | $20,945,000 | 2,142 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $3,000,000 | 1,254 |
| Surplus | $5,000,000 | 2,818 |
| Undivided profits | $12,945,000 | 1,991 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $24,000 | 9,704 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $842,000 | 2,704 |
| Earning assets | $204,650,000 | 2,104 |
| Long-term assets (5+ years) | $12,287,000 | 3,736 |
| Average Assets, year-to-date | $244,381,000 | 1,845 |
| Average Assets, quarterly | $263,002,000 | 1,752 |
| Volatile liabilities | $32,697,000 | 1,935 |
| Insider loans | $15,440,000 | 296 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $37,242,000 | 1,313 |
| Tier 1 (core) risk-based capital | $18,370,000 | 2,361 |
| Tier 2 risk-based capital | $873,000 | 3,391 |
| Total risk weighted assets | $155,936,600 | 1,810 |
| Total unused commitments | $37,242,000 | 1,320 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 148 | 1,290 |
| Assets and Liabilities | ||
| Total Assets: | $214,682,000 | 2,200 |
| Cash and due from depository institutions | $32,122,000 | 1,290 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $61,182,000 | 2,031 |
| Federal funds sold & reverse repurchase agreements | $1,210,000 | 6,886 |
| Net loans & leases | $110,230,000 | 2,489 |
| Loan loss allowance | $749,000 | 4,488 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $4,860,000 | 1,582 |
| Other real estate owned | $0 | 1,290 |
| Goodwill and other intangibles | $2,877,000 | 713 |
| All other assets | $2,201,000 | 3,332 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $214,682,000 | 2,200 |
| Total liabilities | $195,334,000 | 2,178 |
| Total deposits | $188,099,000 | 2,095 |
| Interest-bearing deposits | $117,806,000 | 2,842 |
| Deposits held in domestic offices | $188,099,000 | 2,085 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,440,000 | 1,377 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $795,000 | 4,411 |
| Total equity capital | $19,348,000 | 2,305 |
| Total bank equity capital | $19,348,000 | 2,305 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $3,000,000 | 1,263 |
| Surplus | $5,000,000 | 2,816 |
| Undivided profits | $11,348,000 | 2,305 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $24,000 | 10,001 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $779,000 | 3,019 |
| Earning assets | $172,622,000 | 2,482 |
| Long-term assets (5+ years) | $4,078,000 | 6,326 |
| Average Assets, year-to-date | $208,711,400 | 2,170 |
| Average Assets, quarterly | $213,186,000 | 2,187 |
| Volatile liabilities | $11,242,000 | 4,212 |
| Insider loans | $9,651,000 | 460 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $26,443,000 | 1,642 |
| Tier 1 (core) risk-based capital | $16,411,000 | 2,619 |
| Tier 2 risk-based capital | $749,000 | 3,806 |
| Total risk weighted assets | $128,021,400 | 2,160 |
| Total unused commitments | $26,443,000 | 1,653 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 122 | 1,621 |
| Assets and Liabilities | ||
| Total Assets: | $210,719,000 | 2,200 |
| Cash and due from depository institutions | $35,950,000 | 1,621 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $76,432,000 | 1,711 |
| Federal funds sold & reverse repurchase agreements | $3,979,000 | 2,236 |
| Net loans & leases | $85,577,000 | 3,038 |
| Loan loss allowance | $658,000 | 5,049 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $2,464,000 | 2,992 |
| Other real estate owned | $15,000 | 1,621 |
| Goodwill and other intangibles | $3,204,000 | 607 |
| All other assets | $3,098,000 | 2,591 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $210,719,000 | 2,200 |
| Total liabilities | $194,284,000 | 2,166 |
| Total deposits | $183,541,000 | 2,110 |
| Interest-bearing deposits | $112,792,000 | 2,915 |
| Deposits held in domestic offices | $183,541,000 | 2,100 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $10,287,000 | 1,258 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $456,000 | 5,542 |
| Total equity capital | $16,435,000 | 2,489 |
| Total bank equity capital | $16,435,000 | 2,489 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $3,000,000 | 1,277 |
| Surplus | $5,000,000 | 2,732 |
| Undivided profits | $8,435,000 | 2,747 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,000 | 11,272 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $486,000 | 4,323 |
| Earning assets | $165,988,000 | 2,519 |
| Long-term assets (5+ years) | $6,325,000 | 5,388 |
| Average Assets, year-to-date | $203,807,000 | 2,207 |
| Average Assets, quarterly | $211,907,500 | 2,157 |
| Volatile liabilities | $13,382,000 | 3,500 |
| Insider loans | $6,382,000 | 680 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $19,720,000 | 1,944 |
| Tier 1 (core) risk-based capital | $14,169,000 | 2,904 |
| Tier 2 risk-based capital | $658,000 | 4,198 |
| Total risk weighted assets | $96,166,300 | 2,747 |
| Total unused commitments | $19,720,000 | 1,955 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 72 | 2,907 |
| Assets and Liabilities | ||
| Total Assets: | $96,176,000 | 4,613 |
| Cash and due from depository institutions | $5,265,000 | 2,907 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $48,304,000 | 2,887 |
| Federal funds sold & reverse repurchase agreements | $14,034,000 | 935 |
| Net loans & leases | $25,493,000 | 7,719 |
| Loan loss allowance | $399,000 | 7,421 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $946,000 | 6,354 |
| Other real estate owned | $25,000 | 2,907 |
| Goodwill and other intangibles | $1,080,000 | 969 |
| All other assets | $1,029,000 | 5,958 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $96,176,000 | 4,613 |
| Total liabilities | $90,203,000 | 4,476 |
| Total deposits | $88,717,000 | 4,348 |
| Interest-bearing deposits | $63,887,000 | 5,163 |
| Deposits held in domestic offices | $88,717,000 | 4,341 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,131,000 | 2,662 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $355,000 | 6,802 |
| Total equity capital | $5,973,000 | 6,408 |
| Total bank equity capital | $5,973,000 | 6,408 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $1,500,000 | 2,712 |
| Surplus | $2,500,000 | 4,679 |
| Undivided profits | $1,973,000 | 7,563 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $7,000 | 11,901 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $102,000 | 10,950 |
| Earning assets | $87,831,000 | 4,643 |
| Long-term assets (5+ years) | $1,784,000 | 8,976 |
| Average Assets, year-to-date | $83,628,800 | 5,072 |
| Average Assets, quarterly | $91,459,000 | 4,793 |
| Volatile liabilities | $2,822,000 | 8,599 |
| Insider loans | $726,000 | 4,617 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $6,246,000 | 4,267 |
| Tier 1 (core) risk-based capital | $4,752,000 | 7,458 |
| Tier 2 risk-based capital | $399,000 | 6,296 |
| Total risk weighted assets | $33,590,200 | 6,697 |
| Total unused commitments | $6,246,000 | 4,293 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 59 | 3,614 |
| Assets and Liabilities | ||
| Total Assets: | $58,688,000 | 7,041 |
| Cash and due from depository institutions | $3,857,000 | 3,614 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $28,336,000 | 4,690 |
| Federal funds sold & reverse repurchase agreements | $11,200,000 | 1,469 |
| Net loans & leases | $13,308,000 | 10,663 |
| Loan loss allowance | $219,000 | 10,159 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $1,040,000 | 6,037 |
| Other real estate owned | $111,000 | 3,614 |
| Goodwill and other intangibles | $297,000 | 1,615 |
| All other assets | $539,000 | 9,346 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $58,688,000 | 7,041 |
| Total liabilities | $55,182,000 | 6,877 |
| Total deposits | $53,624,000 | 6,846 |
| Interest-bearing deposits | $40,559,000 | 7,557 |
| Deposits held in domestic offices | $53,624,000 | 6,839 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,350,000 | 2,330 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $208,000 | 9,852 |
| Total equity capital | $3,506,000 | 8,926 |
| Total bank equity capital | $3,506,000 | 8,926 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $878,000 | 4,716 |
| Surplus | $1,372,000 | 6,975 |
| Undivided profits | $1,256,000 | 8,945 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $492,000 | 5,698 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $73,000 | 12,389 |
| Earning assets | $52,844,000 | 7,115 |
| Long-term assets (5+ years) | $281,000 | 11,348 |
| Average Assets, year-to-date | $53,424,200 | 7,371 |
| Average Assets, quarterly | $58,013,500 | 7,057 |
| Volatile liabilities | $2,570,000 | 9,149 |
| Insider loans | $21,000 | 8,307 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $2,256,000 | 6,977 |
| Tier 1 (core) risk-based capital | $3,209,000 | 9,324 |
| Tier 2 risk-based capital | $219,000 | 9,057 |
| Total risk weighted assets | $18,465,000 | 9,692 |
| Total unused commitments | $2,256,000 | 7,006 |
| Derivatives | $0 | 651 |