Home > UMB Bank Arizona > Income and Expense
UMB Bank Arizona, Income and Expense
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $4,514,000 | 3,894 |
| Total interest expense | $246,000 | 5,989 |
| Net interest income | $4,268,000 | 3,555 |
| Provision for loan and lease losses | $75,000 | 4,640 |
| Total noninterest income | $534,000 | 3,888 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $195,000 | 3,811 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $339,000 | 3,513 |
| Total noninterest expense | $2,748,000 | 4,286 |
| Salaries and employee benefits | $1,591,000 | 4,002 |
| Premises and equipment expense | $295,000 | 4,396 |
| Additional noninterest expense | $862,000 | 4,490 |
| Pre-tax net operating income | $1,979,000 | 2,377 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $700,000 | 1,586 |
| Income before extraordinary items | $1,279,000 | 2,944 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,279,000 | 2,944 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,279,000 | 2,943 |
| Net charge-offs | $954,000 | 1,514 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $1,279,000 | 2,799 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $2,897,000 | 4,016 |
| Total interest expense | $156,000 | 6,154 |
| Net interest income | $2,741,000 | 3,661 |
| Provision for loan and lease losses | $0 | 5,619 |
| Total noninterest income | $289,000 | 4,287 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $126,000 | 3,864 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $163,000 | 3,948 |
| Total noninterest expense | $1,777,000 | 4,395 |
| Salaries and employee benefits | $1,044,000 | 4,059 |
| Premises and equipment expense | $178,000 | 4,645 |
| Additional noninterest expense | $555,000 | 4,576 |
| Pre-tax net operating income | $1,253,000 | 2,437 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $445,000 | 1,610 |
| Income before extraordinary items | $808,000 | 3,018 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $808,000 | 3,018 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $808,000 | 3,018 |
| Net charge-offs | $954,000 | 1,176 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $808,000 | 2,871 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,408,000 | 4,156 |
| Total interest expense | $78,000 | 6,242 |
| Net interest income | $1,330,000 | 3,756 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $146,000 | 4,290 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $61,000 | 3,920 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $85,000 | 3,939 |
| Total noninterest expense | $903,000 | 4,368 |
| Salaries and employee benefits | $528,000 | 4,070 |
| Premises and equipment expense | $88,000 | 4,696 |
| Additional noninterest expense | $287,000 | 4,495 |
| Pre-tax net operating income | $573,000 | 2,609 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $203,000 | 1,706 |
| Income before extraordinary items | $370,000 | 3,227 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $370,000 | 3,231 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $370,000 | 3,231 |
| Net charge-offs | $44,000 | 3,112 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $370,000 | 3,069 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $5,301,000 | 4,400 |
| Total interest expense | $368,000 | 6,321 |
| Net interest income | $4,933,000 | 3,941 |
| Provision for loan and lease losses | $1,650,000 | 1,774 |
| Total noninterest income | $428,000 | 4,653 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $208,000 | 4,308 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $220,000 | 4,337 |
| Total noninterest expense | $3,258,000 | 4,653 |
| Salaries and employee benefits | $1,870,000 | 4,340 |
| Premises and equipment expense | $432,000 | 4,395 |
| Additional noninterest expense | $956,000 | 5,004 |
| Pre-tax net operating income | $453,000 | 4,843 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $161,000 | 3,072 |
| Income before extraordinary items | $292,000 | 5,276 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $292,000 | 5,278 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $292,000 | 5,278 |
| Net charge-offs | $788,000 | 2,661 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $292,000 | 5,167 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $3,925,000 | 4,491 |
| Total interest expense | $281,000 | 6,404 |
| Net interest income | $3,644,000 | 4,002 |
| Provision for loan and lease losses | $500,000 | 2,879 |
| Total noninterest income | $298,000 | 4,839 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $153,000 | 4,362 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $145,000 | 4,575 |
| Total noninterest expense | $2,452,000 | 4,654 |
| Salaries and employee benefits | $1,454,000 | 4,253 |
| Premises and equipment expense | $339,000 | 4,340 |
| Additional noninterest expense | $659,000 | 5,233 |
| Pre-tax net operating income | $990,000 | 3,329 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $350,000 | 2,087 |
| Income before extraordinary items | $640,000 | 3,913 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $640,000 | 3,915 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $640,000 | 3,915 |
| Net charge-offs | $788,000 | 2,159 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $640,000 | 3,804 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $2,595,000 | 4,564 |
| Total interest expense | $194,000 | 6,463 |
| Net interest income | $2,401,000 | 4,044 |
| Provision for loan and lease losses | $0 | 6,217 |
| Total noninterest income | $214,000 | 4,762 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $103,000 | 4,331 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $111,000 | 4,391 |
| Total noninterest expense | $1,728,000 | 4,564 |
| Salaries and employee benefits | $1,039,000 | 4,099 |
| Premises and equipment expense | $238,000 | 4,241 |
| Additional noninterest expense | $451,000 | 5,251 |
| Pre-tax net operating income | $887,000 | 2,736 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $316,000 | 1,742 |
| Income before extraordinary items | $571,000 | 3,295 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $571,000 | 3,296 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $571,000 | 3,296 |
| Net charge-offs | $47,000 | 4,499 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $571,000 | 3,209 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,190,000 | 4,831 |
| Total interest expense | $101,000 | 6,504 |
| Net interest income | $1,089,000 | 4,323 |
| Provision for loan and lease losses | $0 | 5,840 |
| Total noninterest income | $106,000 | 4,809 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $52,000 | 4,288 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $54,000 | 4,538 |
| Total noninterest expense | $975,000 | 4,245 |
| Salaries and employee benefits | $623,000 | 3,617 |
| Premises and equipment expense | $127,000 | 4,116 |
| Additional noninterest expense | $225,000 | 5,252 |
| Pre-tax net operating income | $220,000 | 4,076 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $79,000 | 2,441 |
| Income before extraordinary items | $141,000 | 4,552 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $141,000 | 4,551 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $141,000 | 4,552 |
| Net charge-offs | $48,000 | 3,385 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $141,000 | 4,494 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $4,810,000 | 4,931 |
| Total interest expense | $492,000 | 6,543 |
| Net interest income | $4,318,000 | 4,350 |
| Provision for loan and lease losses | $1,125,000 | 2,876 |
| Total noninterest income | $379,000 | 5,045 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $305,000 | 3,603 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $74,000 | 5,759 |
| Total noninterest expense | $2,768,000 | 5,253 |
| Salaries and employee benefits | $1,475,000 | 5,097 |
| Premises and equipment expense | $622,000 | 3,628 |
| Additional noninterest expense | $671,000 | 5,994 |
| Pre-tax net operating income | $804,000 | 3,721 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $252,000 | 2,517 |
| Income before extraordinary items | $552,000 | 4,169 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $552,000 | 4,170 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $552,000 | 4,171 |
| Net charge-offs | $704,000 | 3,160 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $552,000 | 4,033 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $3,528,000 | 5,070 |
| Total interest expense | $378,000 | 6,647 |
| Net interest income | $3,150,000 | 4,490 |
| Provision for loan and lease losses | $250,000 | 4,581 |
| Total noninterest income | $270,000 | 5,210 |
| Gross Fiduciary activities income | $3,000 | 1,206 |
| Service charges on deposit accounts | $214,000 | 3,799 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $53,000 | 5,925 |
| Total noninterest expense | $2,132,000 | 5,189 |
| Salaries and employee benefits | $1,222,000 | 4,850 |
| Premises and equipment expense | $446,000 | 3,798 |
| Additional noninterest expense | $464,000 | 6,206 |
| Pre-tax net operating income | $1,038,000 | 3,014 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $416,000 | 1,847 |
| Income before extraordinary items | $622,000 | 3,712 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $622,000 | 3,712 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $622,000 | 3,713 |
| Net charge-offs | $-46,000 | 7,629 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $622,000 | 3,575 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $2,232,000 | 5,258 |
| Total interest expense | $260,000 | 6,689 |
| Net interest income | $1,972,000 | 4,696 |
| Provision for loan and lease losses | $250,000 | 3,882 |
| Total noninterest income | $156,000 | 5,424 |
| Gross Fiduciary activities income | $2,000 | 1,203 |
| Service charges on deposit accounts | $114,000 | 4,243 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $40,000 | 5,833 |
| Total noninterest expense | $1,492,000 | 5,080 |
| Salaries and employee benefits | $886,000 | 4,629 |
| Premises and equipment expense | $294,000 | 3,860 |
| Additional noninterest expense | $312,000 | 6,209 |
| Pre-tax net operating income | $386,000 | 4,046 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $158,000 | 2,359 |
| Income before extraordinary items | $228,000 | 4,711 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $228,000 | 4,711 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $228,000 | 4,711 |
| Net charge-offs | $-6,000 | 7,394 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $228,000 | 4,565 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,145,000 | 5,254 |
| Total interest expense | $141,000 | 6,709 |
| Net interest income | $1,004,000 | 4,664 |
| Provision for loan and lease losses | $250,000 | 2,660 |
| Total noninterest income | $84,000 | 5,344 |
| Gross Fiduciary activities income | $2,000 | 1,137 |
| Service charges on deposit accounts | $54,000 | 4,328 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $28,000 | 5,531 |
| Total noninterest expense | $724,000 | 5,204 |
| Salaries and employee benefits | $423,000 | 4,832 |
| Premises and equipment expense | $150,000 | 3,885 |
| Additional noninterest expense | $151,000 | 6,340 |
| Pre-tax net operating income | $114,000 | 4,901 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $47,000 | 2,839 |
| Income before extraordinary items | $67,000 | 5,441 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $67,000 | 5,443 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $67,000 | 5,442 |
| Net charge-offs | $0 | 5,610 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $67,000 | 5,336 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $3,654,000 | 5,924 |
| Total interest expense | $553,000 | 7,012 |
| Net interest income | $3,101,000 | 5,292 |
| Provision for loan and lease losses | $210,000 | 5,722 |
| Total noninterest income | $240,000 | 5,978 |
| Gross Fiduciary activities income | $3,000 | 1,289 |
| Service charges on deposit accounts | $182,000 | 4,808 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $55,000 | 6,271 |
| Total noninterest expense | $2,658,000 | 5,522 |
| Salaries and employee benefits | $1,718,000 | 4,797 |
| Premises and equipment expense | $334,000 | 5,417 |
| Additional noninterest expense | $606,000 | 6,431 |
| Pre-tax net operating income | $473,000 | 4,062 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $195,000 | 2,394 |
| Income before extraordinary items | $278,000 | 4,542 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $278,000 | 4,542 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $278,000 | 4,543 |
| Net charge-offs | $12,000 | 6,844 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $278,000 | 4,476 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $2,668,000 | 6,047 |
| Total interest expense | $410,000 | 7,149 |
| Net interest income | $2,258,000 | 5,399 |
| Provision for loan and lease losses | $210,000 | 5,093 |
| Total noninterest income | $173,000 | 6,134 |
| Gross Fiduciary activities income | $2,000 | 1,265 |
| Service charges on deposit accounts | $129,000 | 4,942 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $42,000 | 6,401 |
| Total noninterest expense | $1,944,000 | 5,599 |
| Salaries and employee benefits | $1,267,000 | 4,869 |
| Premises and equipment expense | $248,000 | 5,486 |
| Additional noninterest expense | $429,000 | 6,564 |
| Pre-tax net operating income | $277,000 | 4,617 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $116,000 | 2,770 |
| Income before extraordinary items | $161,000 | 5,029 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $161,000 | 5,028 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $161,000 | 5,028 |
| Net charge-offs | $12,000 | 6,458 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $161,000 | 4,978 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $1,760,000 | 6,131 |
| Total interest expense | $265,000 | 7,288 |
| Net interest income | $1,495,000 | 5,416 |
| Provision for loan and lease losses | $0 | 7,158 |
| Total noninterest income | $106,000 | 6,305 |
| Gross Fiduciary activities income | $1,000 | 1,272 |
| Service charges on deposit accounts | $82,000 | 5,023 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $23,000 | 6,676 |
| Total noninterest expense | $1,236,000 | 5,777 |
| Salaries and employee benefits | $772,000 | 5,210 |
| Premises and equipment expense | $162,000 | 5,581 |
| Additional noninterest expense | $302,000 | 6,475 |
| Pre-tax net operating income | $365,000 | 3,847 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $151,000 | 2,262 |
| Income before extraordinary items | $214,000 | 4,456 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $214,000 | 4,453 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $214,000 | 4,453 |
| Net charge-offs | $12,000 | 5,902 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $214,000 | 4,343 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $882,000 | 6,170 |
| Total interest expense | $132,000 | 7,379 |
| Net interest income | $750,000 | 5,404 |
| Provision for loan and lease losses | $0 | 6,744 |
| Total noninterest income | $45,000 | 6,509 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $40,000 | 5,014 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $5,000 | 7,314 |
| Total noninterest expense | $556,000 | 5,993 |
| Salaries and employee benefits | $360,000 | 5,457 |
| Premises and equipment expense | $79,000 | 5,681 |
| Additional noninterest expense | $117,000 | 6,823 |
| Pre-tax net operating income | $239,000 | 3,726 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $98,000 | 2,209 |
| Income before extraordinary items | $141,000 | 4,444 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $141,000 | 4,447 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $141,000 | 4,447 |
| Net charge-offs | $-12,000 | 7,903 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $141,000 | 4,285 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $3,063,000 | 6,575 |
| Total interest expense | $987,000 | 6,795 |
| Net interest income | $2,076,000 | 6,345 |
| Provision for loan and lease losses | $493,000 | 3,833 |
| Total noninterest income | $115,000 | 7,158 |
| Gross Fiduciary activities income | $4,000 | 1,304 |
| Service charges on deposit accounts | $76,000 | 6,237 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $35,000 | 7,078 |
| Total noninterest expense | $1,934,000 | 6,317 |
| Salaries and employee benefits | $1,116,000 | 6,163 |
| Premises and equipment expense | $345,000 | 5,459 |
| Additional noninterest expense | $473,000 | 6,736 |
| Pre-tax net operating income | $-236,000 | 6,585 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $-105,000 | 7,087 |
| Income before extraordinary items | $-131,000 | 6,399 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-131,000 | 6,400 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,873 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-131,000 | 6,547 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $2,162,000 | 6,775 |
| Total interest expense | $802,000 | 6,782 |
| Net interest income | $1,360,000 | 6,686 |
| Provision for loan and lease losses | $493,000 | 2,749 |
| Total noninterest income | $82,000 | 7,318 |
| Gross Fiduciary activities income | $3,000 | 1,278 |
| Service charges on deposit accounts | $51,000 | 6,424 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $28,000 | 7,176 |
| Total noninterest expense | $1,346,000 | 6,506 |
| Salaries and employee benefits | $774,000 | 6,353 |
| Premises and equipment expense | $258,000 | 5,494 |
| Additional noninterest expense | $314,000 | 6,948 |
| Pre-tax net operating income | $-397,000 | 7,188 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $-173,000 | 7,631 |
| Income before extraordinary items | $-224,000 | 6,931 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-224,000 | 6,929 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,679 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-224,000 | 7,097 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $1,266,000 | 7,099 |
| Total interest expense | $486,000 | 7,058 |
| Net interest income | $780,000 | 7,004 |
| Provision for loan and lease losses | $418,000 | 2,117 |
| Total noninterest income | $56,000 | 7,355 |
| Gross Fiduciary activities income | $2,000 | 1,285 |
| Service charges on deposit accounts | $33,000 | 6,468 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $21,000 | 7,150 |
| Total noninterest expense | $898,000 | 6,546 |
| Salaries and employee benefits | $492,000 | 6,534 |
| Premises and equipment expense | $174,000 | 5,516 |
| Additional noninterest expense | $232,000 | 6,785 |
| Pre-tax net operating income | $-480,000 | 7,584 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $-189,000 | 7,970 |
| Income before extraordinary items | $-291,000 | 7,511 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-291,000 | 7,511 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,548 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $-291,000 | 7,493 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $661,000 | 7,094 |
| Total interest expense | $286,000 | 6,925 |
| Net interest income | $375,000 | 7,127 |
| Provision for loan and lease losses | $168,000 | 2,005 |
| Total noninterest income | $23,000 | 7,585 |
| Gross Fiduciary activities income | $1,000 | 1,254 |
| Service charges on deposit accounts | $15,000 | 6,545 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $7,000 | 7,488 |
| Total noninterest expense | $435,000 | 6,630 |
| Salaries and employee benefits | $244,000 | 6,586 |
| Premises and equipment expense | $84,000 | 5,611 |
| Additional noninterest expense | $107,000 | 6,950 |
| Pre-tax net operating income | $-205,000 | 7,769 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $-80,000 | 8,091 |
| Income before extraordinary items | $-125,000 | 7,714 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-125,000 | 7,713 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,393 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $-125,000 | 7,675 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $1,767,000 | 7,720 |
| Total interest expense | $643,000 | 7,748 |
| Net interest income | $1,124,000 | 7,591 |
| Provision for loan and lease losses | $613,000 | 2,017 |
| Total noninterest income | $81,000 | 7,745 |
| Gross Fiduciary activities income | $3,000 | 1,373 |
| Service charges on deposit accounts | $58,000 | 6,627 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $20,000 | 7,796 |
| Total noninterest expense | $1,653,000 | 6,688 |
| Salaries and employee benefits | $946,000 | 6,569 |
| Premises and equipment expense | $214,000 | 6,588 |
| Additional noninterest expense | $493,000 | 6,612 |
| Pre-tax net operating income | $-1,061,000 | 8,066 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $-363,000 | 8,250 |
| Income before extraordinary items | $-698,000 | 7,997 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-698,000 | 7,995 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $530,000 | 1,623 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $-698,000 | 7,989 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $1,230,000 | 7,870 |
| Total interest expense | $412,000 | 7,927 |
| Net interest income | $818,000 | 7,682 |
| Provision for loan and lease losses | $83,000 | 4,460 |
| Total noninterest income | $57,000 | 7,854 |
| Gross Fiduciary activities income | $2,000 | 1,352 |
| Service charges on deposit accounts | $41,000 | 6,701 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $14,000 | 7,875 |
| Total noninterest expense | $1,136,000 | 6,883 |
| Salaries and employee benefits | $698,000 | 6,604 |
| Premises and equipment expense | $120,000 | 7,124 |
| Additional noninterest expense | $318,000 | 6,924 |
| Pre-tax net operating income | $-344,000 | 7,984 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $-114,000 | 8,250 |
| Income before extraordinary items | $-230,000 | 7,957 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $-230,000 | 7,953 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,076 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $-230,000 | 7,941 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $793,000 | 7,956 |
| Total interest expense | $244,000 | 8,067 |
| Net interest income | $549,000 | 7,731 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $39,000 | 7,878 |
| Gross Fiduciary activities income | $1,000 | 1,345 |
| Service charges on deposit accounts | $28,000 | 6,731 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $10,000 | 7,880 |
| Total noninterest expense | $700,000 | 7,100 |
| Salaries and employee benefits | $439,000 | 6,793 |
| Premises and equipment expense | $63,000 | 7,498 |
| Additional noninterest expense | $198,000 | 7,093 |
| Pre-tax net operating income | $-112,000 | 7,997 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $-35,000 | 8,247 |
| Income before extraordinary items | $-77,000 | 7,955 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-77,000 | 7,954 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,517 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $-77,000 | 7,949 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $381,000 | 8,040 |
| Total interest expense | $99,000 | 8,250 |
| Net interest income | $282,000 | 7,733 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $18,000 | 7,949 |
| Gross Fiduciary activities income | $1,000 | 1,263 |
| Service charges on deposit accounts | $13,000 | 6,796 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $4,000 | 8,000 |
| Total noninterest expense | $328,000 | 7,256 |
| Salaries and employee benefits | $191,000 | 7,152 |
| Premises and equipment expense | $31,000 | 7,555 |
| Additional noninterest expense | $106,000 | 6,983 |
| Pre-tax net operating income | $-28,000 | 7,974 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $-7,000 | 8,230 |
| Income before extraordinary items | $-21,000 | 7,959 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-21,000 | 7,958 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $-21,000 | 7,948 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $1,359,000 | 8,029 |
| Total interest expense | $406,000 | 8,086 |
| Net interest income | $953,000 | 7,902 |
| Provision for loan and lease losses | $84,000 | 4,973 |
| Total noninterest income | $35,000 | 8,322 |
| Gross Fiduciary activities income | $1,000 | 1,470 |
| Service charges on deposit accounts | $28,000 | 7,181 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $6,000 | 8,369 |
| Total noninterest expense | $1,394,000 | 7,067 |
| Salaries and employee benefits | $816,000 | 6,919 |
| Premises and equipment expense | $127,000 | 7,528 |
| Additional noninterest expense | $451,000 | 6,789 |
| Pre-tax net operating income | $-490,000 | 8,255 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $-140,000 | 8,406 |
| Income before extraordinary items | $-350,000 | 8,224 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $-350,000 | 8,224 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,377 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $-350,000 | 8,218 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $998,000 | 8,121 |
| Total interest expense | $296,000 | 8,151 |
| Net interest income | $702,000 | 8,001 |
| Provision for loan and lease losses | $84,000 | 4,462 |
| Total noninterest income | $22,000 | 8,438 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $18,000 | 7,310 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $4,000 | 8,464 |
| Total noninterest expense | $1,019,000 | 7,127 |
| Salaries and employee benefits | $573,000 | 7,068 |
| Premises and equipment expense | $95,000 | 7,532 |
| Additional noninterest expense | $351,000 | 6,698 |
| Pre-tax net operating income | $-379,000 | 8,385 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $-117,000 | 8,578 |
| Income before extraordinary items | $-262,000 | 8,352 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $-262,000 | 8,353 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,858 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $-262,000 | 8,348 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $656,000 | 8,160 |
| Total interest expense | $196,000 | 8,160 |
| Net interest income | $460,000 | 8,075 |
| Provision for loan and lease losses | $84,000 | 3,673 |
| Total noninterest income | $16,000 | 8,473 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $14,000 | 7,307 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $2,000 | 8,535 |
| Total noninterest expense | $595,000 | 7,438 |
| Salaries and employee benefits | $366,000 | 7,198 |
| Premises and equipment expense | $62,000 | 7,587 |
| Additional noninterest expense | $167,000 | 7,431 |
| Pre-tax net operating income | $-203,000 | 8,409 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $-75,000 | 8,608 |
| Income before extraordinary items | $-128,000 | 8,370 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-128,000 | 8,370 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $-128,000 | 8,368 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $319,000 | 8,208 |
| Total interest expense | $90,000 | 8,217 |
| Net interest income | $229,000 | 8,108 |
| Provision for loan and lease losses | $84,000 | 2,291 |
| Total noninterest income | $5,000 | 8,568 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $4,000 | 7,476 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $1,000 | 8,494 |
| Total noninterest expense | $235,000 | 7,842 |
| Salaries and employee benefits | $143,000 | 7,724 |
| Premises and equipment expense | $30,000 | 7,633 |
| Additional noninterest expense | $62,000 | 7,889 |
| Pre-tax net operating income | $-85,000 | 8,419 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $-28,000 | 8,597 |
| Income before extraordinary items | $-57,000 | 8,399 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-57,000 | 8,398 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $-57,000 | 8,385 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $175,000 | 8,770 |
| Total interest expense | $34,000 | 8,713 |
| Net interest income | $141,000 | 8,765 |
| Provision for loan and lease losses | $171,000 | 3,905 |
| Total noninterest income | $1,000 | 8,747 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $1,000 | 7,726 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $0 | 8,688 |
| Total noninterest expense | $184,000 | 8,799 |
| Salaries and employee benefits | $89,000 | 8,790 |
| Premises and equipment expense | $34,000 | 8,643 |
| Additional noninterest expense | $61,000 | 8,785 |
| Pre-tax net operating income | $-213,000 | 8,390 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $-74,000 | 8,583 |
| Income before extraordinary items | $-139,000 | 8,388 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $-139,000 | 8,387 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,618 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $-139,000 | 8,365 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.