Home > UMB Bank > Loan Charge- Offs and Recoveries

UMB Bank, Loan Charge- Offs and Recoveries

1998-12-31 (YTD Data)Rank
Total charge-offs$3,593,000411
Loans secured by real estate, total$04,620
To non-U.S. addressees$013
Real estate loans in domestic offices$04,613
Construction and land development$0630
Secured by farmland$0328
Total charge-offs secured by 1-4 family residential properties$03,812
Secured by multifamily residential properties$0335
Secured by nonfarm nonresidential properties$01,530
Real estate loans in foreign officesNANA
Loans to depository institutions$021
To foreign banks$017
Loans to finance agricultural production and other loans to farmers$0187
Commercial and industrial loans$270,0001,110
Loans to individuals$3,323,000268
Credit card loan charge offs$3,0002,849
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$3,320,000166
Loans to foreign governments and official institutions$011
Other loans$0275
Lease financing receivables$0296
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Total recoveries$978,000406
Loans secured by real estate, total$2,0003,249
To non-U.S. addressees$010
Real estate loans in domestic offices$2,0003,247
Construction and land development$0460
Secured by farmland$0446
Secured by 1-4 family residential properties - total recoveries$2,0002,402
Secured by multifamily residential properties$0272
Secured by nonfarm nonresidential properties$01,438
Real estate loans in foreign officesNANA
Loans to depository institutions$019
To foreign banks$013
Loans to finance agricultural production and other loans to farmers$1,000179
Commercial and industrial loans$606,000207
Loans to individuals$369,000388
Credit card loan recoveries$4,0001,302
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$365,000297
Loans to foreign governments and official institutions$014
Other loans$0267
Lease financing receivables$0264
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Net charge-offs$2,615,000406
Loans secured by real estate, total$-2,0008,873
To non-U.S. addressees$012
Real estate loans in domestic offices$-2,0008,891
Construction and land development$0552
Secured by farmland$0259
Secured by 1-4 family residential properties- net charge-offs$-2,0009,326
Secured by multifamily residential properties$0283
Secured by nonfarm nonresidential properties$01,241
Real estate loans in foreign officesNANA
Loans to depository institutions$021
To foreign banks$017
Loans to finance agricultural production and other loans to farmers$-1,0001,046
Commercial and industrial loans$-336,00010,414
To non-U.S. addressees$036
Loans to individuals$2,954,000251
Credit card loan net charge offs$-1,00010,188
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$2,955,000145
Loans to foreign governments and official institutions$010
Other loans$0249
Lease financing receivables$0278
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
1997-12-31 (YTD Data)Rank
Total charge-offs$4,074,000392
Loans secured by real estate, total$33,0002,473
To non-U.S. addressees$011
Real estate loans in domestic offices$33,0002,473
Construction and land development$0676
Secured by farmland$0358
Total charge-offs secured by 1-4 family residential properties$33,0001,766
Secured by multifamily residential properties$0405
Secured by nonfarm nonresidential properties$01,725
Real estate loans in foreign officesNANA
Loans to depository institutions$018
To foreign banks$010
Loans to finance agricultural production and other loans to farmers$0200
Commercial and industrial loans$1,764,000189
Loans to individuals$2,277,000359
Credit card loan charge offs$6,0002,620
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$2,271,000230
Loans to foreign governments and official institutions$07
Other loans$0270
Lease financing receivables$0317
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Total recoveries$254,0001,107
Loans secured by real estate, total$38,0001,285
To non-U.S. addressees$012
Real estate loans in domestic offices$38,0001,285
Construction and land development$0513
Secured by farmland$0504
Secured by 1-4 family residential properties - total recoveries$23,0001,014
Secured by multifamily residential properties$0333
Secured by nonfarm nonresidential properties$15,000886
Real estate loans in foreign officesNANA
Loans to depository institutions$028
To foreign banks$018
Loans to finance agricultural production and other loans to farmers$5,000169
Commercial and industrial loans$96,0001,032
Loans to individuals$115,000875
Credit card loan recoveries$1,0002,101
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$114,000750
Loans to foreign governments and official institutions$027
Other loans$0271
Lease financing receivables$0286
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Net charge-offs$3,820,000334
Loans secured by real estate, total$-5,0009,579
To non-U.S. addressees$010
Real estate loans in domestic offices$-5,0009,600
Construction and land development$0590
Secured by farmland$0284
Secured by 1-4 family residential properties- net charge-offs$10,0002,411
Secured by multifamily residential properties$0354
Secured by nonfarm nonresidential properties$-15,00010,400
Real estate loans in foreign officesNANA
Loans to depository institutions$016
To foreign banks$08
Loans to finance agricultural production and other loans to farmers$-5,0001,056
Commercial and industrial loans$1,668,000150
To non-U.S. addressees$021
Loans to individuals$2,162,000316
Credit card loan net charge offs$5,0002,529
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$2,157,000194
Loans to foreign governments and official institutions$07
Other loans$0229
Lease financing receivables$0291
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
1996-12-31 (YTD Data)Rank
Total charge-offs$2,543,000618
Loans secured by real estate, total$05,176
To non-U.S. addressees$010
Real estate loans in domestic offices$05,167
Construction and land development$0737
Secured by farmland$0391
Total charge-offs secured by 1-4 family residential properties$04,217
Secured by multifamily residential properties$0460
Secured by nonfarm nonresidential properties$01,929
Real estate loans in foreign officesNANA
Loans to depository institutions$023
To foreign banks$012
Loans to finance agricultural production and other loans to farmers$0223
Commercial and industrial loans$1,398,000274
Loans to individuals$1,145,000560
Credit card loan charge offs$922,000301
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$223,0001,212
Loans to foreign governments and official institutions$011
Other loans$0308
Lease financing receivables$0355
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Total recoveries$272,0001,188
Loans secured by real estate, total$04,712
To non-U.S. addressees$08
Real estate loans in domestic offices$04,705
Construction and land development$0613
Secured by farmland$0587
Secured by 1-4 family residential properties - total recoveries$03,594
Secured by multifamily residential properties$0399
Secured by nonfarm nonresidential properties$01,954
Real estate loans in foreign officesNANA
Loans to depository institutions$032
To foreign banks$018
Loans to finance agricultural production and other loans to farmers$0231
Commercial and industrial loans$143,000817
Loans to individuals$129,000875
Credit card loan recoveries$97,000331
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$32,0002,155
Loans to foreign governments and official institutions$032
Other loans$0331
Lease financing receivables$0294
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Net charge-offs$2,271,000523
Loans secured by real estate, total$04,193
To non-U.S. addressees$07
Real estate loans in domestic offices$04,185
Construction and land development$0634
Secured by farmland$0311
Secured by 1-4 family residential properties- net charge-offs$03,584
Secured by multifamily residential properties$0413
Secured by nonfarm nonresidential properties$01,551
Real estate loans in foreign officesNANA
Loans to depository institutions$020
To foreign banks$010
Loans to finance agricultural production and other loans to farmers$0178
Commercial and industrial loans$1,255,000212
To non-U.S. addressees$022
Loans to individuals$1,016,000508
Credit card loan net charge offs$825,000291
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$191,0001,058
Loans to foreign governments and official institutions$05
Other loans$0263
Lease financing receivables$0316
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
1995-12-31 (YTD Data)Rank
Total charge-offs$2,247,000669
Loans secured by real estate, total$05,487
To non-U.S. addressees$015
Real estate loans in domestic offices$05,481
Construction and land development$0883
Secured by farmland$0381
Total charge-offs secured by 1-4 family residential properties$04,398
Secured by multifamily residential properties$0559
Secured by nonfarm nonresidential properties$02,210
Real estate loans in foreign officesNANA
Loans to depository institutions$023
To foreign banks$020
Loans to finance agricultural production and other loans to farmers$0186
Commercial and industrial loans$733,000461
Loans to individuals$1,514,000440
Credit card loan charge offs$1,370,000250
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$144,0001,529
Loans to foreign governments and official institutions$015
Other loans$0360
Lease financing receivables$0341
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Total recoveries$676,000630
Loans secured by real estate, total$05,162
To non-U.S. addressees$013
Real estate loans in domestic offices$05,149
Construction and land development$0688
Secured by farmland$0623
Secured by 1-4 family residential properties - total recoveries$03,910
Secured by multifamily residential properties$0496
Secured by nonfarm nonresidential properties$02,179
Real estate loans in foreign officesNANA
Loans to depository institutions$032
To foreign banks$020
Loans to finance agricultural production and other loans to farmers$0227
Commercial and industrial loans$418,000373
Loans to individuals$258,000582
Credit card loan recoveries$205,000262
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$53,0001,492
Loans to foreign governments and official institutions$030
Other loans$0383
Lease financing receivables$0322
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Net charge-offs$1,571,000665
Loans secured by real estate, total$04,386
To non-U.S. addressees$012
Real estate loans in domestic offices$04,381
Construction and land development$0772
Secured by farmland$0306
Secured by 1-4 family residential properties- net charge-offs$03,681
Secured by multifamily residential properties$0498
Secured by nonfarm nonresidential properties$01,798
Real estate loans in foreign officesNANA
Loans to depository institutions$019
To foreign banks$018
Loans to finance agricultural production and other loans to farmers$0130
Commercial and industrial loans$315,000672
To non-U.S. addressees$022
Loans to individuals$1,256,000394
Credit card loan net charge offs$1,165,000244
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$91,0001,563
Loans to foreign governments and official institutions$011
Other loans$0309
Lease financing receivables$0281
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
1994-12-31 (YTD Data)Rank
Total charge-offs$3,296,000542
Loans secured by real estate, total$06,101
To non-U.S. addressees$013
Real estate loans in domestic offices$06,096
Construction and land development$0994
Secured by farmland$0491
Total charge-offs secured by 1-4 family residential properties$04,860
Secured by multifamily residential properties$0659
Secured by nonfarm nonresidential properties$02,579
Real estate loans in foreign officesNANA
Loans to depository institutions$018
To foreign banks$013
Loans to finance agricultural production and other loans to farmers$0188
Commercial and industrial loans$2,376,000204
Loans to individuals$920,000526
Credit card loan charge offs$869,000287
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$51,0003,077
Loans to foreign governments and official institutions$015
Other loans$0345
Lease financing receivables$0332
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Total recoveries$582,000774
Loans secured by real estate, total$05,649
To non-U.S. addressees$012
Real estate loans in domestic offices$05,631
Construction and land development$0797
Secured by farmland$0744
Secured by 1-4 family residential properties - total recoveries$04,282
Secured by multifamily residential properties$0504
Secured by nonfarm nonresidential properties$02,421
Real estate loans in foreign officesNANA
Loans to depository institutions$033
To foreign banks$021
Loans to finance agricultural production and other loans to farmers$0235
Commercial and industrial loans$317,000542
Loans to individuals$265,000575
Credit card loan recoveries$217,000258
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$48,0001,695
Loans to foreign governments and official institutions$034
Other loans$0356
Lease financing receivables$0351
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Net charge-offs$2,714,000444
Loans secured by real estate, total$04,935
To non-U.S. addressees$09
Real estate loans in domestic offices$04,935
Construction and land development$0849
Secured by farmland$0385
Secured by 1-4 family residential properties- net charge-offs$04,088
Secured by multifamily residential properties$0608
Secured by nonfarm nonresidential properties$02,119
Real estate loans in foreign officesNANA
Loans to depository institutions$014
To foreign banks$011
Loans to finance agricultural production and other loans to farmers$0130
Commercial and industrial loans$2,059,000146
To non-U.S. addressees$026
Loans to individuals$655,000477
Credit card loan net charge offs$652,000284
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$3,0006,583
Loans to foreign governments and official institutions$09
Other loans$0276
Lease financing receivables$0251
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
1993-12-31 (YTD Data)Rank
Total charge-offs$1,449,0001,102
Loans secured by real estate, total$07,166
To non-U.S. addressees$019
Real estate loans in domestic offices$07,160
Construction and land development$01,259
Secured by farmland$0674
Total charge-offs secured by 1-4 family residential properties$05,721
Secured by multifamily residential properties$0764
Secured by nonfarm nonresidential properties$03,211
Real estate loans in foreign officesNANA
Loans to depository institutions$028
To foreign banks$017
Loans to finance agricultural production and other loans to farmers$0175
Commercial and industrial loans$498,000991
Loans to individuals$951,000547
Credit card loan charge offs$856,000308
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$95,0002,227
Loans to foreign governments and official institutions$034
Other loans$0371
Lease financing receivables$0379
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Total recoveries$654,000751
Loans secured by real estate, total$06,091
To non-U.S. addressees$016
Real estate loans in domestic offices$06,082
Construction and land development$0926
Secured by farmland$0821
Secured by 1-4 family residential properties - total recoveries$04,624
Secured by multifamily residential properties$0535
Secured by nonfarm nonresidential properties$02,606
Real estate loans in foreign officesNANA
Loans to depository institutions$043
To foreign banks$026
Loans to finance agricultural production and other loans to farmers$0220
Commercial and industrial loans$292,000613
Loans to individuals$362,000502
Credit card loan recoveries$295,000220
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$67,0001,421
Loans to foreign governments and official institutions$038
Other loans$0355
Lease financing receivables$0365
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Net charge-offs$795,0001,326
Loans secured by real estate, total$06,077
To non-U.S. addressees$018
Real estate loans in domestic offices$06,070
Construction and land development$01,117
Secured by farmland$0548
Secured by 1-4 family residential properties- net charge-offs$04,945
Secured by multifamily residential properties$0715
Secured by nonfarm nonresidential properties$02,799
Real estate loans in foreign officesNANA
Loans to depository institutions$016
To foreign banks$011
Loans to finance agricultural production and other loans to farmers$0121
Commercial and industrial loans$206,0001,487
To non-U.S. addressees$036
Loans to individuals$589,000561
Credit card loan net charge offs$561,000328
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$28,0003,457
Loans to foreign governments and official institutions$028
Other loans$0299
Lease financing receivables$0315
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
1992-12-31 (YTD Data)Rank
Total charge-offs$2,630,000934
Loans secured by real estate, total$08,179
To non-U.S. addressees$017
Real estate loans in domestic offices$08,166
Construction and land development$01,669
Secured by farmland$0904
Total charge-offs secured by 1-4 family residential properties$06,523
Secured by multifamily residential properties$0893
Secured by nonfarm nonresidential properties$03,945
Real estate loans in foreign officesNANA
Loans to depository institutions$043
To foreign banks$020
Loans to finance agricultural production and other loans to farmers$0201
Commercial and industrial loans$510,0001,351
Loans to individuals$1,241,000570
Credit card loan charge offs$1,086,000302
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$155,0001,931
Loans to foreign governments and official institutions$043
Other loans$879,00076
Lease financing receivables$0464
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Total recoveries$501,000910
Loans secured by real estate, total$06,234
To non-U.S. addressees$07
Real estate loans in domestic offices$06,207
Construction and land development$01,048
Secured by farmland$0870
Secured by 1-4 family residential properties - total recoveries$04,685
Secured by multifamily residential properties$0476
Secured by nonfarm nonresidential properties$02,509
Real estate loans in foreign officesNANA
Loans to depository institutions$052
To foreign banks$028
Loans to finance agricultural production and other loans to farmers$0217
Commercial and industrial loans$125,0001,305
Loans to individuals$376,000532
Credit card loan recoveries$307,000219
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$69,0001,485
Loans to foreign governments and official institutions$047
Other loans$0349
Lease financing receivables$0397
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Net charge-offs$2,129,000923
Loans secured by real estate, total$07,205
To non-U.S. addressees$017
Real estate loans in domestic offices$07,197
Construction and land development$01,547
Secured by farmland$0773
Secured by 1-4 family residential properties- net charge-offs$05,775
Secured by multifamily residential properties$0849
Secured by nonfarm nonresidential properties$03,618
Real estate loans in foreign officesNANA
Loans to depository institutions$036
To foreign banks$015
Loans to finance agricultural production and other loans to farmers$0152
Commercial and industrial loans$385,0001,412
To non-U.S. addressees$050
Loans to individuals$865,000583
Credit card loan net charge offs$779,000320
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$86,0002,229
Loans to foreign governments and official institutions$037
Other loans$879,00063
Lease financing receivables$0406
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.